Watch This Before Buying Health Insurance | 100% Claim Pass Guaranteed

[@namaskarprasad]

Buy Online Health Insurance (Upto 25% Discount) - bit.ly/3wCnPYe

[@fungyaji]

My 2 claims rejected by policy bazaar

[@Unknown_things_7]

​@@fungyaji plz explain how

[@patra.harry00925]

Ap ne insurance samadhan k bare main bat nehi kiye

[@bharathvansh5127]

5.16 - policy bazaar is bad for chosing insurance. waste

[@theultimatetoolbox7825]

Policy bazar is really bad platform to buy health insurance, all exicutive have no idea about medical condition and medical history, exicutive give only 15- 30 mint , there moto is only sale as soon as posible. What is effect in future claim no idea. customer I have only 1 suggestion to all , read every line about ped or medical condition check list and fill with very responsibaly and spend time 1-2 hour for all condition read then payment and accept.

[@renuprasad8967]

Every policyholder should watch this video

[@odiaputra]

I dont know what others point of view regarding Navi health insurance but for me...Navi health insurance is best...Recently my 2 yr old son hospitalised for 18 days...The bill amount was 1.3 lacs..& it was cleared within 2 hrs through cashless..I didnt pay a single penny...

[@dhirajrathod7778]

Navi is best

[@InterviewRounds]

@@odiaputra thanks

[@gauravsaini4026]

Bcoz the amount is too less for them

[@suresh777]

Yes, mera bhi star health insurance ne claim reject kiya tha ye bolke ki patient ko OPD treatment se thik kiya ja skta tha... maine CIO me complaint kiya aur claim amount mila.. lekin 12 महिने लगे case decide hone ko. Lekin finally amount mila.

[@pratikraval9241]

Great. Well done

[@hareshrathod6107]

What is cio?

[@suresh777]

@@hareshrathod6107Means :- Councul of Insurance Ombudsman

[@pratikraval9241]

@@hareshrathod6107 insurance ombudsman

[@suresh777]

​@@hareshrathod6107 Means :- Council of Insurance Ombudsman

[@satyaprakashgupta4445]

Adding some point as per my 8 year exp in Health Industry I suggest to my customer when ever they don't feel good better to take One OPD from Govt Hospital ( In Rajasthan its free of cost) , whether you are not taking that treatment medicine which is free of cost by Govt but for documentation it worked very well . Don't try to hospitalize directly in emergency for seasonable disease at least , take OPD any network hospital near to them that fee not more than 200 rs generally to avoid big amount claim Client mostly take medicine to unauthentic ( Farzi) Dr or take medicine from direct to shop but they don't follow the steps . At the end of day claim are settled basis on documentation not to emotional basis . Follow these steps regularly my accuracy to approve customer claim has gone 95% in last 5years .

[@InterviewRounds]

@satyaprakashgupta4445 make sense

[@30seconds2understand]

Main khud medical billing me hu ye sab ye bta deta hu insurance lete waqt sari detail read karein kyonki insurance company kuch percentage claim deti hai or sab ka alag alag hota hai

[@momukhtar2414]

Bahut achhe se samjhabe ke liye thanks PRASAD SIR❤

[@RohiGupta]

Increasing order of escalation: Cashless, Reimbursement, Bima bharosa, IRDAI, CIO ombudsman, consumer court, civil court

[@apurbamajumdar6035]

Mera Bhai ka corona ke time pe COVID huwa tu private hospital mei admit huwa tha baad mei oriental insurance ne claim reject kor diya, ye bolke ki Doctor ne Kahan ki patient serious Nehi tha Ghar mei ilaj lene se bhi thik ho jata। Lekin hamare Ghar mei 78 saal maa hei aur mere bhai ka 4 saal ka batcha bhi tha uos samay

[@Prateek_Rathee2102]

Kya kia fir?

[@Shredderrr93]

Oriental is very bad they reject main claim as well i have corporate plan still got rejected

[@harishjaiswal4830]

mera bhi oriental hai, aur bahaut pareshan karte hai, same reply bar bar document missing even for cashless claim

[@samirmore6509]

I never knew about this in depth claim process. I have immediately shared this video with my policy Nominees, Family and friends. Thank you sharing knowledge😊

[@riteshsahai16]

13:38 Mr. Bajaj surgery 🤣🤣..... nice 👌👌

[@BhargaHaresh]

Insurance companies have to mentions clearly like this video. and all government insurance companies officers and staff don't have any work 1. selling agents, 2. claiming agents, 3. approving TPS No R&D since many years.

[@sandeshkesarkar7786]

Nice subject selected Sir! It's a need of an hour.

[@vijaykumar-kv6hq]

Mera Clint ka bhi claim ye bol kar reject kar diya aap OPD me apna ilaj kara sakte th,fir mere clint ne muze bataya,maine dr. Se baat ki or unko bola apne admit qu kiya,jab opd me ilaj ho sakta th,fir dr.ne bhi support kiya or unhone ek justify letter bana kar company ko mail kiya ,or company ne claim pass kiya...

[@InterviewRounds]

@@vijaykumar-kv6hq konsi company thi jo pass kiya?

[@milan11122]

amdavad, you pronounced it right!

[@RPG-TRDR]

Thank you so much prakash sir sharing us value information

[@MohammadIqbalZafar]

Behtareen information behtar andaz me aapne diya hai....

[@sammydaa9225]

You are making content on very important topic thankyou

[@rishiraj1616]

Just a thought - If you are young, fit and have a source of income, then create an sip of 30,000 rupees per year instead of buying health insurance. Assuming you don't get any diseases from hereditary, you won't need major health surgery until your late 30's or 40's. Even if a sudden expense from road accident happens, you have your health insurance from job. In 10 - 20 years of time, those sips can generate good sum of money which you can use without any problem. This seems better than getting your claim rejected and running after consumer court.

[@Bankniftysurgeon]

How 30k sein Kaya hi ho jayaga inflation bhi to hein

[@rishiraj1616]

@@Bankniftysurgeon That's why the idea is to let the money compound for 10-15 years and manage your hospital bills via company insurance. I mean its just a thought. Not sure how practical it is.

[@akashthakur6095]

bhai ghr valo k liye to leni hi pdegi na ..apna to ho jayega cover job se 😌

[@rishiraj1616]

@@akashthakur6095 haan true but ek baar mein ek hi bande ho chahiye hoga. Thats my assumption.

[@nasiriqbal5953]

Thank you so much for this information Superb information What a presentation i am highy impressed

[@nikhilbhalerao7090]

respected sir / madam, media,organisation Special request to create content on disable people related subject and topic. 1) What is disability. Types of disability and its categories and subcategories. Causes of disability. Previous measures to reduce disability. 2) special information on person with disability act in India/government policies. And reservations in job and education. 3) importance of accessibility in the basic infrastructures, and public transport.Assistive devices ,mobility tools. Healthcare and medical tools. 4) Education ,Training, Arts, Skills, Sports, literature, Materials and Means of Livelihood , business opportuniti, science and technology using by disable. 5)Contribution and importance of CSR Trust Society, an NGO working for the disabled 6) Social issues faced by persons with disabilities. How a family takes care of a disabled member, how a disabled couple spends their family life. Caste religion cult is a crippling view of social factors, Attitudes and of Indian citizens towards disabled citizens. +)The important objective of creating this special literature is to create awareness about persons with disabilities among the population, individuals in particular and the general public.

[@pleasantrelaxations1299]

Thank you Prasand brother..for your most valuable information, Thank You so much 🙏

[@sunilparagi3679]

My father's corporate hdfc insurance got rejected saying alcohol issue. Actually he stopped drinking 5 years also doctor has mentioned that in his prescription. But they said because of that only liver got damaged. Can anyone suggest?

[@ratanrajsinghdeo]

Great Video. God bless you for an innovative topic. For narcotic drugs hair keratin is used but it’s usually not started for general lab tests. But false declaration is most idiotic thing.

[@kunalmahato1740]

Thank you so much My Brother .. This video is really very useful for every Insurance Holder..

[@tushardhore111]

Really helpful Prasad, thank you.

[@maheshmack4178]

Thank you so much Prasad....

[@BgmiChamcham]

Nice job bro, tnx for the stuff u n ur team did,

[@jantusarkar9294]

Family main poda leka 1 hadmi ka hai ager oska hee tho kon itna jamela Carey kore ga.....iss se bether he sip korlo ..or 40 badh hi big problem hoga tho 10 sal sip kor Lena accha hai

[@NiranjanyadavBr01]

Helpful information ❤ brother

[@funnyvideos7164]

Thanks for knowledge ❤

[@pleasantrelaxations1299]

I always share your every video seriously

[@funtym6083]

Great job bro, thank you soo much

[@himanshumehta2616]

Thanks for such useful videos

[@mrchettri1]

Best Explanation... Thank You

[@hareshrathod6107]

Very good and informative video..

[@devrawat9211]

Thank you so much for the information

[@chiranjitchaki]

Verry informative 🙏

[@dharmeshkumar85]

Sar online insurance karvana theek hai ya FIR agent se aur Sar best kon si company ka rahega

[@nishikantgaitonde6815]

Which are the best companies to have health insurance? As per my best of knowledge it is important to know a person from the company to have good settlement claims

[@rakeshmungelkaribcbadabusi5162]

Two wheeler accident me, mandible jaw Operation (Plastic Surgery) Jo ki unpredictable accident hai, waha par insurance kyun claim nahi hota hai.

[@avinash150786]

plastic surgery humesha exclusions me hota hai har company me.. iska reason to company hi batayegi ki kyun exclude kar rakha hai

[@pigeoncaremedicine6370]

Mene saal me apne family ke liye 1 lakh premium deta hu healt insurance ke liya aaj baad insurance hi band

[@insuranceabcd]

Health insurance always good choice. Don't close your policy

[@winterjerry]

Reasonable and customary clause isme bahut doubt hai, kaun si company badnam hai. Kaun si company achi hai?

[@krishy1236]

Hi Prasad, recently my father in law who is 64 years old was admitted in ICU for seizures which resulted in shoulder dislocation. He already had a policy of 5L sum assured and 5 L top up from year 2019, but unfortunately the claim was denied citing non-disclosure of CVA from the policy inception date. He had a brain stroke in 2019 and after this event he enrolled a health insurance for himself, he is sure he has provided the details regarding PED to the Health Insurance Agent (also in the policy loading section it is clearly mentioned the insured person is paying additional premium for PED). Helplessly we had to pay 9L cash which took a huge toll on us. I am not sure even if i raise a re-imbursement request, insurer might reject citing the same reason. Can you or someone who is reading this comment help us in this regard, even on paying premiums on time for 5 years, we had to face this trauma. Thank you.

[@aniketbhavsar2385]

Thank you Prasad for video

[@sunilmeenameena7491]

Mera b policy bajar m health insurance tha par jarurat k time sahe Banda tik se bat b nh karta..

[@InterviewRounds]

@@sunilmeenameena7491 apko policy bazar se support mila tha kya?

[@AlokKumar-pl9ly]

Health insurance must be according to health needs to per as market & claims needs, irrespective of patient admitted in OPD or Hospital. 7:05 The reason I hate the market, economy and capitalism.

[@trilochan1990]

I have Reliance General insurance..is it good..??

[@abhimanuejaihind]

Very informative ❤

[@rambinayk13]

Star health insurance not good

[@imranakmal3757]

Khaini smoke me ata hai ki nahi

[@dibyendudey5590]

It is very helpful for me

[@kunalmahato1740]

Star Health Insurance kabhi mat lena..Maximum Claim reject kar dete hai ye log.. Mera bhi claim reject kiya hai...

[@girishgourav8238]

Sabse bekar company hai ye. partially pay kar deta hai aur hamesha Aisa hi Kiya hai

[@onlyentertainment3792]

3rd class company

[@bishaldas6154]

Switch to others policy

[@Nevermind-1-]

Yes Mera bhi reject kiya

[@tejaspatil8172]

Star health insurance to start se hi bekaar company hai

[@NazirAhmad-jf5sh]

Thanks for deap dive detail all about health insurance claim

[@proscrips]

I have a situation where I purchased a policy in June2020 & I didn't disclose a PED which was first detected in 2018. Had a hospitalization for same disease & claim got rejected last year. I will complete 4years now with same policy, do I need to disclose this disease now during renewal & if I do, would it be considered a new disease & a fresh waiting period of 4 years OR would I get all coverage after renewal?

[@namaskarprasad]

I think the PED period will have to be served. But it's always better to connect with the insurance company directly over call or through mail.

[@insuranceabcd]

Plz call customer care and ask your policy status . Non disclosure se policy cancel bhi ho sakti hai

[@alleturk4541]

Great effort bhai!! Thanks alot!!😊

[@tusharb5921]

Very informative. Pls add link for documentation to prepare for claim

[@insuranceabcd]

Claim form of company Pancard Aadhar card Discharge summary Final bill Medicine bill OPD consultation paper Cancel cheque Submit online or send currier to insurance company office

[@riteshsathe8496]

Policy bazaar se kabhi insurance mat lena personal experience hai samjh sako to samjh jana

[@shaileshchoudhari5427]

Right

[@sagars861]

Kyu

[@welpen2006]

Correct. Not from Nia Lupa.

[@InterviewRounds]

@riteshsathe8496 ok thanks pr short me thoda bata sakte ho kya?

[@tejas4054]

To kaha se le le phir

[@plzcomebck]

mujhe pata nhi tha mera chola me health insurance hai, mujhe 2022 me malaria hua tha or admit hua tha 5-6 din ke liye usi time mene chola se contact kiya or mujhe 30k payment mil gya thode dino baad.

[@AbhaiSaha]

If you fight some one and get injured, is it covered or not...???

[@insuranceabcd]

Agr aap kanoon ko aapne hath me loge . To yeh gair kanooni Kam hai. Gair kanooni Kam insurance me cover nhi hoga.

[@desanimayur4591]

informative ❤

[@ShowKatShowMyTrip]

Sabse best insurance company kon hai?

[@insuranceabcd]

Tata AIG And HDFC ergo

[@ShriRam10008]

Reasonable and customary charges are applicable to compare cost of same type of hospital. Dont compare 3 star cost with 5 star vost of treatment. Dont be mislead.

[@uditkumar8334]

Bahut sundar jankaari

[@spreetkaur6570]

Best insurance kon se hai

[@welpen2006]

Your filled bank account or go to civil hospital for free treatment. ❤❤

[@pintusingh-hh8el]

I have company insurance policy .should i buy another personal health insurance or not

[@captainomerikonshorts5143]

If your claim gets rejected under any Health Insurance Company then surely contact a lawyer and file a complaint in your local police station and consumer rights

[@Bankniftysurgeon]

Solution hota hein kaya

[@konarraja4021]

Thanks Brother ❤

[@amitkodad6807]

TPA ka ky kam hota he ????

[@razmiansari4317]

sr meri bahan ne lic ka life insurance liya aur 3 mahine ke bad us ki deth ho gai to lic walo ne us ka kalem nahi diya hai abhi tak kaha nahi mileage ab kya kiya jaye us ka 1 beta hai 8 sal ka kya kuchh aap Bata sakte hai

[@SonuKumar-lh5nr]

Kya reason bataya

[@welpen2006]

Go to a lawyer on government cost!

[@welpen2006]

File FIR at police station!

[@Bluesky.c]

Case kr do

[@anandchandrasekharan8007]

All those who were claiming to have availed cashless facility from Navi health insurance should definitely try lottery ticket, Also, there are high chances that you might win.👍🏽

[@LovingBliss]

Which company insurance to take...

[@shivani3888]

If someone smokes occasionally, like 2-3 times in a month, do they need to choose smoker category as well?

[@namaskarprasad]

Yes.

[@RjBV122]

Care Health Insurance Last Month rejected my claim. My Son was admited in emergency for high fever and typhoid however they rejected spying that it can be treated in OPD. I am now looking to switch.

[@dolondawn]

is aya sister nurse expenses covered under post hospitalization expenses and also physiotherapy expenses ??

[@insuranceabcd]

Now this time mentel illness not cover in Insurance so post hospital ization not cover

[@souravjha605]

Excellent!!!.

[@Life-yi7uf]

I've icici lombard insurance given by my office in 2022 july. Before joining office my brother was diagnosed by hernia. Will it's surgery be covered from my insurance? Surgery estimated cost: 30k

[@KaiseHelp]

Nice thumbnail 🩵🩵

[@Mahtab1986]

Is there any parameter for cover amount for decide abt expense amount

[@vijaykadam5884]

मेरे शरिर पर हिटर कि टाकी गरम पाणी गिर गया तब मै निंद में था हॉस्पिटल मे ईलाज करवाया मगर मेरे टेस्ट लॅब में किए गये रिपोर्ट इंशोरन्स कंपनी को भेज दिए है पर अब इंशोरन्स कंपनी कहती है कि पॅथाॅलाॅजी में क्यूँ नहीं करवायै ईस वजह से मेरा क्लेम रिजेक्ट हो सकता है यह इंशोरन्स कंपनी का कहना है तो क्या करना चाहिए

[@ovie3560]

Sir ur great love u ❤ If you succeed in cheating someone, Don't think that the person is a fool... Realize that the person trusted you much more than you deserved ...!! Chapter 2nd compare why this option is better than P & XYZ? I wanna u earn but 100% pure guaranteed♥️

[@saurabh03singh]

On safer side try to keep atleast 50 % of the total insured

[@joyn7]

Good content ❤

[@Subbu4910]

I have a top up , claimed for stent after bypass operation. Now I'm not reembursed

[@waseem357]

आप बहुत अच्छा काम कर रहे हैँ

[@waitspankaj]

Wonderful video..

[@rohanshetye5495]

Future comsumer is not visible on trading platform..pls make video on this.

[@shrutisoni3086]

My experience wirh Policy bazaar for claim settlemennt is worst ... pls dont suggest policy bazaar to anyone. Policy bazaar is for those who have full time to follow up with till free numbers at the time of claim settlements and who need cheaper policy with lots of headache .... I have mediclaim of aditya birla and have claimed 2 or 3 times, they are always ready to reject claims if you are not aware ....

[@subhankarkonar4826]

Bhai muje nehi jarurat ha eisa health insurance ham khud emergency fund build karenge Bhart me medical insurance ke nam par chiting chal rahahe

[@insuranceabcd]

😄it's not true .

[@d.bgurung3223]

Yahi reason hai logo ka life insurance company se bharosa khatam ho raha hai yahi paisa post office aur sbi ya other Bank ke RD mai lagao aur Cass Nikal kar payment karo itna kagaj reject hone ka darr sab khatam karo Bima hone ke baad bhi darr khatam

[@venom3214]

What about The chainsmokers music band?

[@krupalpatel9192]

Pre existing - hypertension disclose nahi kiya easa kaheke claim reject kar diya hai... Kya solution hai?

[@atulmankar8232]

सब पैसा हैं पैसं के ली ये है enjoyed

[@narsingrao5844]

The best video.

[@4allmaddy]

Care health insurance sabse ghatiya and faltu insurance hai dont buy meko 7 lakh ka chuna lagya hai care health insurance ne .pls beware before buying care health insurance 🙏

[@Monuind321]

Star health Insurance very bad don't buy

[@is_easy_now]

Why

[@bdeb143]

Yes

[@stackingbarz]

Whats wrong with it? I have bought star health insurance 😢

[@ayushpingle0702]

Yes, I agree with you.

[@royshah2655]

I have brought it😢

[@dineshsharma5482]

Good one👍

[@yogi1511]

Make video on best term insurance

[@pradipbhosale1152]

Mr Prasad I would like to know your thoughts , foreign me US, UK and many more health facilities free hai , they have free medical faciliy.ek health insurance ka card leke jana padta hai .opd bhi free hai , aise sab condition nahi hai .India me ye sab gandagi hai , upar se health facility bhi free nahi balki costly hai aur govt bhi health insurance ke oremium pe 18%tax charge karti hai .Whats ur thought

[@insuranceabcd]

Plz share this type of policy . I also want to see

[@namaskarprasad]

Although health care facilities are better in Western countries the waiting period for an appointment is sometimes 2-3 months. & regarding free healthcare I highly doubt its free. The hospital bills are mostly backed by health insurance even OPD since most of them have health insurance.

[@sudakarsinghchauhan4614]

Yes Star health insurance ne mera claim settle nahi kiya. Star health ke agent ka alag view, local area me jo company hai unke employees ka different openion and main chennai office ka different openion. Claim cashless na dene par reimbursement ke liye hospital ka chhakar lagwaya aur last me 1 bakwas reason k liye reimbursement bhi mana kar diya. Aur jab maine apne original bill wapas maanga to 2.5 months tak pareshan kiya. Worst health insurance

[@namaskarprasad]

Please approach IRDAI & the ombudsman. Both of them have helped thousands of policy holders in claim settlement.