What No one tells you before buying Health Insurance | OneInsure ft. Abhishek Singh | EP-01

[@lonewarriorind8617]

I am a engineer by profession, but looking you videos since a long time, now i have interest in insurance and guiding my friends and family

[@getoneinsure]

That’s fantastic to hear! It’s always great when professionals from other fields, like engineering, take an interest in insurance. The more informed you are, the better you can guide your friends and family with sound advice. If you ever want to deepen your knowledge or need expert insights, we’re here to help! Keep up the good work in sharing valuable information with those around you.

[@34-riapanchal50]

Thank you Oneinsure, aapke wajah se Meri family secure ho gyi 🙌🏻

[@getoneinsure]

Happy to hear that🙌🏻❤️

[@rameshnayak700]

Only Consumer court can teach proper lesson to these companies for rejection of claims.

[@getoneinsure]

Insurance companies will not try to reject your claim without a clause, most of the time the rejection is due to improper documentation or waiting periods not served or unintended non disclosures , a right advisor can help you navigate these challenges

[@rameshnayak700]

@getoneinsure They have appointed agents who hide minute details and take advantage of lack of knowledge of even educated customers who are new to this field of health insurance.

[@pratap7840]

​@@getoneinsurevery good joke to did😂

[@sameer14034]

Mostly basic points they don't tell to the customer only the gold part they will explain well but rejection of claims and limitations they never explain.

[@Roshanisingh2024]

Its simple when you go for claim, they will definitely find some clause to reject claim

[@theawesomedas]

Thank you for this very informative video.

[@getoneinsure]

Thank you sir and keeping watching videos for more information 🙌🏻

[@ssgallery97]

I have already one policy. They had done the medicals. I dont remember what they had asked me at the time of policy issue. So if i m continuing , aftrr few years everything will be covered. Right

[@getoneinsure]

Good question! Since you’ve already completed the medicals and the policy was issued based on those, you’re generally covered as per the terms agreed upon at that time. Most policies have a waiting period for certain conditions, but after a few years, many of those exclusions typically get lifted, and more aspects become fully covered. If you’re unsure about the specifics of your policy or waiting periods, it’s always wise to review it or consult with an advisor. This ensures there are no surprises, and you have a clear view of what’s covered now and in the future.

[@pardeepjain7899]

Insurance buy karna mushkil nhi But claim lena mushkil hai

[@MukeshRaj-gq3oe]

Policy bazaar help krta h claim settlement bhe krata h

[@digitalindian6993]

​@@MukeshRaj-gq3oe Koi help nahi karta Sabko bas commission chahiye

[@getoneinsure]

Not too difficult if you have the right advisor. If you need any help with selecting a policy , please let us know. You can use the link below to setup a call with an Insurance expert for free . calendly.com/d/cpzf-4dh-c8y/get-expert-advisory

[@SouravAcharya9444]

exactly

[@digitalindian6993]

@@getoneinsure 🤣🤣

[@narraraghudheeraj820]

I have uploaded my complete medical history to abha. Now can i share that with health insurance company????

[@P9761-u8w]

Star health ne covid me dr charge नहीं diya tha, adviser ne bola covid me 50, 60 % hi claim amount settled hui . Maine company representatives se baat kiya to unanserabe the. Big question is, koi company dr charge kaise नहीं दे सकती?

[@SSRealLifeVLOGS]

awesome video

[@thejasvee417]

Very good information

[@getoneinsure]

Thank you

[@vaibhavsharma1496]

Matlab accident ka claim to instant mil jaega pr accident se pair toot jae to uske liye 2 year ka waiting hai? 😅

[@RUPESHPANGAM]

EXCELLENT WORK, THANK YOU.

[@getoneinsure]

Thank You so much

[@faviquiz]

My Question is - 40 ke bad insurance nahi milega but Health insurance is part of yearly insurance to kya me 20 sal see insurance le raha hu to age chalke 40 me bhi bina kuch problem milta rahega insurance ??????

[@getoneinsure]

Insurance aapko 40 ke baad bhi mil jaiga but aapkp extra premium pay krna pdega and agar kuch bimari pehle se hai to uspe 3 saal ka waiting period lgega. That’s why it is advisable to buy insurance at a right time jisse aapki sari diseases pehle se covered ho

[@143DeepakDas]

Policy bazar se le sakte hain kya policy?

[@getoneinsure]

It’s totally your choice

[@getoneinsure]

But if you need any device we are here to help you out

[@peachincoroporation9816]

Fraud ke alawa health insurance kuch bhi nahi hai apna corpus bana lo vo better hai .

[@pabi94]

The the advisors change the company every year. What is the solution then.

[@getoneinsure]

Great question! Frequent advisor changes can indeed be frustrating, as continuity and long-term advice are crucial for proper coverage. One solution is to work with a dedicated insurance brokerage (like ours!) that prioritizes lasting relationships. This way, even if individual advisors move on, your account will always be managed with a full understanding of your history, needs, and future goals. If you'd like more guidance on finding a stable advisory service, feel free to book a session with us through our advisory link: calendly.com/d/cpzf-4dh-c8y/get-expert-advisory. We’re here to ensure you receive consistent, expert advice year after year.

[@RKC-60006]

ISN'T IT BEST TO SUBMIT FULL BODY TEST REPORT BEFORE BUYING A HEALTH INSURANCE, WHY DON'T COMPANY MAKES IT MANDATORY

[@sharayuchandane8776]

I want some guidance

[@surajmotivtion]

Sir... Do you help or guidence for insurance porting.....

[@getoneinsure]

Yes Sir. Thank you for reaching out to us. calendly.com/d/cpzf-4dh-c8y/get-expert-advisory Please book your free advisory with this link.

[@RiaPanchal-s9n]

Amazing Video 🙌

[@getoneinsure]

Thank you 🙌

[@shahbaazkhan1393]

More power:) 💪🏻😎👊🏻 guys

[@getoneinsure]

Thank you!

[@RianNegi]

Do you help in health policy port to another insurer?

[@getoneinsure]

Yes, absolutely! We assist with the entire process of porting your health policy to another insurer, ensuring a smooth transition while preserving your existing benefits. But we only recommend to port if your existing health insurance policy has any issues such as bad or incomplete coverage . Feel free to reach out if you'd like to explore this option! calendly.com/d/cpzf-4dh-c8y/get-expert-advisory

[@mandarp9472]

Instead of just depending on insurance, people should take care of their health and fitness. Keep weight in check, eat healthy food, exercise daily, take regular tests after 40 years, keep blood pressure, blood sugar levels under control, BMI should be less than 23. Insurance will not protect you in case of disease like Cancer or heart attack or stroke. Millions of people died due to Cpvid worldwide despite having insurance.

[@getoneinsure]

Absolutely, you’ve raised a vital point! While insurance provides financial support, maintaining good health through regular exercise, a balanced diet, and routine check-ups-especially after age 40-is essential for long-term well-being. Insurance can help cover costs, but taking proactive steps like managing blood pressure, blood sugar, and keeping BMI under 23 is key to preventing serious conditions. As we’ve seen, issues like cancer, heart attacks, or even unforeseen events like COVID-19 remind us that health and prevention come first. Insurance is there to support, but personal health habits are our best defense.

[@hritiksingh3274]

Great edit :)

[@getoneinsure]

Thanks Bhai

[@anupsharma3592]

There is too much venting points in health insurance , a customer surely can miss it, and health insurance company will easily get benefited from it, even adviser are inclined to company as they have to work with them for long term , as well as customer is concerned , well, who cares as he already has paid.

[@gssuryawanshi134]

Good one ..

[@getoneinsure]

Thanks 🙂

[@nitingaur899]

Please health insurance le lijiye but jab claim hoga reject??

[@getoneinsure]

Oneinsure ke saath jude rahe jab tak claim pass nahi hoga aapke sath khadw rahenge

[@nitingaur899]

@getoneinsure 🙏🙏 sir

[@LIC.FutureAdvisor]

Are One Insure company's advsior are full timers????

[@getoneinsure]

Yes they are full timers, if you need any help we are here to support you

[@Great-finder-j3d]

Pehle kabhi insurance bare mein pata nahi tha. I noticed one thing bro is jjk fan. Jujutsu kaisen written in Japanese in his black t shirt.

[@getoneinsure]

Good eye! You noticed the Jujutsu Kaisen reference on the T-shirt! 😄 It's great to meet someone who catches these details. On the insurance front, if you ever have questions or feel it’s confusing, don’t hesitate to ask. Breaking down the complexities and making things clear is what we’re here for!

[@travellingtipsbysunny4142]

My sister in law claim was rejected by digit insurance. I bought the insurance via Policy bazar, at time of buying there were only few options to declared existing ped like BP, sugar, etc. my sister in law had rheumatism at time of buying, but there was no option to declare this on line and moreover we never got any phone calls from Digit. We continued to pay premium for 3 years. We were under impression that after 2 years all existing PED are now covered. But when my sister in law was hospitalized, first they rejected cash less and later they rejected claim stating that we never disclosed this disease at time of buying. The total bill for hospital was over 5 lacs. Do you think we can file case on them. Please help as I have taken loan to pay hospital bill.

[@lionmesa5739]

Iska jawab nahi milega because in logo se insurance company waala naaraz ho jaayega

[@akshaybaser5494]

Can file court case if you advocate who can fight for free of cost.

[@ganeshpanchal7490]

Sir as you said there is some waiting period for every insurance company but acko company says no waiting period from first day you will get cover

[@getoneinsure]

There is an add on which do not require you to serve any waiting periods

[@jainkratagya]

I have already aditya birla activ one max+ I purchased through policyx but policyx service is very poor not helping in my claim for diaheria and fever company says not admissible managed on OPD basis but doctor clearly written admission is required due to frequently diaheria Can I change my advisor without porting my policy. I can't port because I have been already diagnosed Rheumatoid arthritis in between policy year and new insurer does not accept my proposal, aditya birla accepted my health condition and says it happened after post policy issuance But I want to change my advisor. Please help 🙏

[@ganeshkhandekar5689]

By the time of renewal they'll call you and insist you too do renewal through them just don't do that rather that time explore other options

[@getoneinsure]

Changing broker is a tough process, whatever help/ advisory you need, you can let us know , we will definitely help at the time of claim even if the policy not with us.

[@jainkratagya]

@@getoneinsure Sir How to contact at the time of claim

[@bikashshaw7624]

Is policybazar better than policyx?

[@UssTak]

Whether any PED before 3 years also need to be disclosed??

[@getoneinsure]

Yes, ideally you should disclose everything

[@bobbysharma1469]

Very bad service star health company😢

[@DeepJyotiDas-gr4xs]

I was planning to take star health now I am very confused

[@saurabhpatel1561]

​@@DeepJyotiDas-gr4xsdon't buy star health at all

[@AdityaOza-h3f]

Hello will your team help in buying a policy?

[@getoneinsure]

hello, sure we would love to help you. please book a FREE call using this link our experts will help you out : calendly.com/d/cpzf-4dh-c8y/get-expert-advisory

[@getoneinsure]

Hello, we would love to help you out, you can book a FREE call using the link our experts will help you out : calendly.com/d/cpzf-4dh-c8y/get-expert-advisory

[@tototica]

Suppose.... I took a health insurance polixy 10 yrs ago... that time I was neither smoking nor drinking,so I entered NO on doxuments. Two years ago, I started drinking and smoking and was admitted with illness associated with these two.... Will I get claim..????

[@getoneinsure]

Then you won’t be getting a claim if the root cause is smoking or drinking

[@tototica]

@@getoneinsure How will they ascertain whether or not I am smoking... take lung cancer.... passive smoking/ pollution is also a possible cause . same with cirrhosis... Viral hepatitis may also cause Cirrhosis..??

[@akshaybaser5494]

Based on medical records.

[@ranjanpanda4535]

I suffering psoriasis last six months in my hand finger. I want a health insurance policy. Please advice me.

[@getoneinsure]

Hello, i will suggest you to get on detail consultation call with our experts for FREE they will guide you, you can book a call using this link : calendly.com/d/cpzf-4dh-c8y/get-expert-advisory

[@abhishek171278]

Kisi ko cancer ho gya to uske liye crores ke bill ban gye or unlimited cover ka comprehensive plan hai to pura claim milega??

[@SureshMorvasakar]

Amazing work guys #teamoneinsure #sk46

[@getoneinsure]

Thank you!!

[@ShivamDubey-or5io]

Simple hai. Zabardasti me complex karte hai.

[@getoneinsure]

Absolutely, insurance should be straightforward, but sometimes it feels unnecessarily complicated. The fine print and industry jargon can make it confusing for people to understand what they’re actually covered for. That’s why having an advisor can be a game-changer-they simplify the details and help you understand exactly what you're getting, ensuring you have clarity and confidence in your coverage.

[@premsharma2290]

I m interested to buy medical insurance tell good co.

[@getoneinsure]

Thanks for reaching out to us. calendly.com/d/cpzf-4dh-c8y/get-expert-advisory. please book your free advisory with this link

[@akshaybaser5494]

The company which has highest premium will only be the good company. Also the company which has the highest number of clients can be taken.

[@BulletLover0355]

Sir what about passive smokers?

[@getoneinsure]

Passive smokers, or those exposed to secondhand smoke, do face some health risks, and insurers may take this into account, depending on the policy and insurer. While passive smoking typically has less impact on premiums than active smoking, it’s essential to be transparent about your environment and lifestyle. If you’re concerned about how passive smoke exposure might affect your policy or coverage options, feel free to reach out! We can help you understand the specifics and find the best coverage suited to your needs.

[@chhotacaptanshaw8348]

I call your team but jaise aap bta rhe ho aisa query clear nhi hua

[@getoneinsure]

Sorry for your bad experience, please reach out to us on Instagram dm, we will try to solve your query better this time. Our instagram page handle is @getoneinsure

[@getoneinsure]

Sorry for the inconvenience caused, please reach out to us on Instagram dm - @getoneinusre, we will try to help you better this time

[@sagaryadav5151]

21:08

[@dharmenderdahiya6624]

Bhai mujha suddenly heart problem hui.kabi koi problem hi hui.sport person hu.max bupa insurance ka 9 month bad heart problem hui.no smokoing,drinking,tomabaku,no tablets.no hospitals, noany deceased. But no cleam. Health insurance is a sceam.bhasan dena bahut easy hai.modi ji kuch karo Health insurance walo ka.

[@getoneinsure]

I'm really sorry to hear about this difficult experience, especially when you've done everything to maintain a healthy lifestyle. Unfortunately, some policies have waiting periods or other hidden clauses that can complicate the claim process. This is why it’s essential to have clear guidance when choosing a policy to make sure you’re fully protected when the unexpected happens.

[@vkolani1]

​@@getoneinsurewhile you are sorry for the person, Instead of criticizing the insurance company for having hidden clauses, you are saying they need to have good advisor. If insurers are more transparent a lot of this problem is solved.

[@dharmenderdahiya6624]

Heart ke problem mai patient icu mai hai. Phone per icu mai patient sa insurance walo ka questions >1,rasta mai or koi hospital tha?.2.ghar per kaun se tablet le the.3.heart attack ka kaisa pata laga.4.apnay bad ke foto what's up karo.waw max bupa.jaisa koi crime kar dia ho.icu wala patient sa questions .result no claim.

[@getoneinsure]

I'm truly sorry to hear about this challenging experience. When dealing with serious health issues, the last thing anyone needs is a difficult claims process. Unfortunately, without proper guidance, policyholders sometimes face these situations due to strict verification protocols from insurers. This is where having a knowledgeable advisor becomes crucial. A trusted advisor can guide you toward policies that not only fit your needs but also have fair, transparent claims processes, especially for critical situations

[@prashantraut621]

10:8 good

[@getoneinsure]

Thanks for your insight!

[@WealthWiser07]

Bhai ye same video har baar new Tag k sath upload kar dete ho, #starhealth ka scam dekha abhi . Sab consumer ko ATM card jaise use krte hain. Claim k time sab reject.

[@getoneinsure]

You should must watch this video as this is our exclusive content with full insurance guidance and also thank you for sharing your concern! It's unfortunate to hear about negative experiences with claims. Every insurance company has specific claim criteria, and sometimes misunderstandings or lack of clarity around policy terms lead to frustrations during claim processing. We always encourage understanding the fine details and exclusions before purchasing any policy to ensure it meets your needs. If you’d like a free expert review of your current policy or advice on selecting one that aligns with your specific requirements, feel free to reach out through this link: calendly.com/d/2yz-nmz-y4t/get-expert-guidance?month=2024-11 . We're here to help you navigate these complexities and make informed decisions.

[@sunilwagh7098]

Go to Bima Lokpal, raise online complaint & company will settle your claim for sure

[@Hdxgaihk]

Maine sab health condition disclose Kiya almost sare insurance companies ke paas lekin koi policy hi nahi de raha hai. Is time kya karna chahiye ?

[@hemantsethia7273]

Kya health condition hai aapki jo koi bhi nahi de raha

[@Hdxgaihk]

@@hemantsethia7273 meningioma (a type of benign brain tumour).

[@Hdxgaihk]

​@@hemantsethia7273brain tumour.

[@getoneinsure]

Hello, Aap iss link ke through FREE call book kar sakte hai humare experts aapki saheta karenge : calendly.com/d/cpzf-4dh-c8y/get-expert-advisory

[@akshaybaser5494]

Crowdfunding karna padega jab admit hoge tab.

[@SaikatSasmal-s1s]

YOUR CLAIM WILL BE REJECTED IF ..... "YOU TAKE INSURANCE IN THE FIRST PLACE" so don't bother. .

[@vasudevaY..]

hi..

[@getoneinsure]

Hello How can i help you?

[@luckygupta9315]

Acl tear surgery pr policy purchase krte time se automatically 2yr ka waiting period start hoo jata hai ???

[@getoneinsure]

If you disclosed an ACL tear as a pre-existing condition when purchasing the policy, then in most cases, a 2-year waiting period would start from the policy’s effective date. After this waiting period, you should be able to make claims related to this surgery. However, the specifics can vary based on the policy and the insurer’s terms. If you’d like more clarity on your policy’s waiting periods and terms, feel free to reach out. We’re here to help ensure you understand your coverage fully and avoid any surprises with claims!

[@luckygupta9315]

@getoneinsure toh sir , inka claim reject kaise hoo gya because inko ACL tear achanak se hua pehle se nhi tha???

[@learning4485]

4 lac bill leg surgery.. What a bill.. I will never buy insurance.. Its a trap.

[@getoneinsure]

I completely understand your frustration-medical bills can be overwhelming, and it’s easy to feel that insurance isn’t worth it when the process is complicated. But with the right guidance, insurance can actually save you from huge expenses like these. A good advisor can help you find a policy that covers essential medical costs without unexpected hassles, ensuring you’re protected when you really need it.

[@Mr_KrishnaH]

No hate, Everything is ok take other example Why you guys always point Hindus Temples 🛕.

[@jayantkatpatal7669]

Advisor who sells policy they are not honest. for primium commission they hide many things n only try to rap up things. For such advisors there is no penalty only customer are penalized. They intentionally do. He is not giving correct info.

[@Sararm-t8e]

"Do Muslims and Christians visit Tirupati? Is India only for Hindus, and no one else lives here? Then why is Tirupati mentioned, but not churches and mosques? Why aren't places like Dargah mentioned? This dual nature is not appreciated."👍👍👍👍

[@bhasoor]

Insurance is fraud..it never helps...just like judiciary democracy n bureaucracy... Angrejo ka dhakosla... keval desi junta ka kaatne k liye

[@getoneinsure]

I understand your frustration-it’s disappointing when essential systems like insurance feel more like obstacles than support. Insurance can indeed seem complex, especially when policy terms aren’t fully transparent. However, with the right guidance and a policy that matches your needs, insurance can provide critical financial protection in emergencies. We’re here to help people navigate these complexities and make sure they're covered without any unpleasant surprises.

[@abi2006wazir]

Insurance is trap in India better to invest in mutual funds

[@getoneinsure]

I understand where you're coming from; it can certainly feel like that when claims don't go as expected. Insurance and investments serve different purposes, though. While mutual funds can grow your wealth, health insurance is there to protect you financially in case of sudden medical emergencies, which can otherwise drain savings quickly. The key is choosing the right policy with transparent terms that align with your needs. With the right guidance, insurance can offer real peace of mind instead of feeling like a trap.

[@abi2006wazir]

@getoneinsure No insurance agent tell right thing at time of buying why don't insurance agency do medical test before selling insurance at that time they want money but at the clam time they said bla bla without court nothing gets settled so don't teach general public about this scam & people also know where u r coming from so keep ur wisdom to ur self

[@prafullzade3938]

Helth insurance is a one kind of scam

[@getoneinsure]

I get where you’re coming from-health insurance can feel like a scam when claims don’t go smoothly or unexpected conditions pop up. This is why understanding the policy details and having an advisor by your side can make a big difference. The right guidance helps you choose coverage that’s clear, reliable, and truly there for you when it matters most.

[@ShivamDubey-or5io]

Bechne wala kaise jaanega ki iski biwi ko acl tear he hoga?

[@getoneinsure]

That’s a fair question! Insurance can sometimes feel like it’s trying to predict the unpredictable, and no one can foresee specific health issues like an ACL tear. This is exactly why comprehensive coverage is essential-it’s designed to cover a wide range of unexpected medical situations. Having the right policy ensures that even if we can’t predict what will happen, we’re financially prepared for it. As advisors, we help clients choose plans that truly safeguard against the unexpected.

[@nitingupta-ii7ic]

Ye admi kitna bhokta he

[@digitalindian6993]

14:30 Kya bakwas story hai Logon ko bewkuf banane ke liye

[@getoneinsure]

See we are only here to guide you so that you are prepared for unforeseen events which can make you financially week. In insurance, time is they key. If you take insurance at a right time, it will be your asset and will protect your savings as well.

[@digitalindian6993]

@getoneinsure I am damn sure it's only about your commission You are least care about my or anyone's situation and claim settlement at the time of need I am saying this from my experiences

[@bimlaverma8678]

Please share a singh mobile number I want to talk to him

[@travellingtipsbysunny4142]

My sister in law claim was rejected by digit insurance. I bought the insurance via Policy bazar, at time of buying there were only few options to declared existing ped like BP, sugar, etc. my sister in law had rheumatism at time of buying, but there was no option to declare this on line and moreover we never got any phone calls from Digit. We continued to pay premium for 3 years. We were under impression that after 2 years all existing PED are now covered. But when my sister in law was hospitalized, first they rejected cash less and later they rejected claim stating that we never disclosed this disease at time of buying. The total bill for hospital was over 5 lacs. Do you think we can file case on them. Please help as I have taken loan to pay hospital bill.

[@getoneinsure]

I’m truly sorry to hear about the situation with your sister-in-law’s claim. Here are some steps that might help: Review Policy Terms: Check the policy’s PED terms closely, especially around disclosure and waiting periods. File a Grievance: Submit a formal grievance with Digit, explaining the issue with the declaration process and your payment history. Consider Escalation: If unresolved, you can escalate the complaint to IRDAI or seek legal guidance. We offer free expert advice on these matters-feel free to reach out anytime for guidance. For a personalized consultation, you can book a slot through this link: calendly.com/d/cpzf-4dh-c8y/get-expert-advisory

[@akshaybaser5494]

Crowdfunding Karo Bhai.