Fixed Deposit:இத பண்ணி உங்க பணத்த Double ஆக்குங்க|Middle Class எல்லோரும் கண்டிப்பா இத தெரிஞ்சிகோங்க

A fixed deposit (FD) is a financial instrument offered by banks and other financial institutions that allows individuals to deposit a sum of money for a fixed period of time, typically ranging from a few months to several years. It is also known as a term deposit or time deposit.
When you open a fixed deposit account, you agree to keep your money with the bank for a specified period known as the "term" or "tenure." During this time, you cannot withdraw the funds without incurring penalties or losing the interest earned. The interest rate offered on fixed deposits is generally higher than that on regular savings accounts.
Here are some key features and benefits of fixed deposits:
Interest Rates: Fixed deposits offer fixed interest rates that are generally higher than those of savings accounts. The interest rate is determined by the bank and can vary based on the deposit amount, tenure, and prevailing market conditions.
Tenure Options: You can choose the tenure of your fixed deposit according to your needs and preferences. The most common options range from a few months to a few years. Longer tenures often offer higher interest rates.
Interest Payment: The interest on fixed deposits can be paid out in different ways. It can be credited to your savings account on a monthly, quarterly, or annual basis. Alternatively, you can choose to reinvest the interest, where it is added to the principal amount, resulting in compounding interest.
Safety: Fixed deposits are considered relatively safe investments since they are backed by the bank. In many countries, deposits up to a certain limit are insured by the government, providing an additional layer of security.
Liquidity: While fixed deposits have a fixed tenure, most banks offer the option of premature withdrawal in case of emergencies. However, you may be charged a penalty or receive a lower interest rate in such cases.
Investment Planning: Fixed deposits are a popular investment tool for individuals looking for stable returns and capital preservation. They are often used for short-term financial goals, such as saving for a down payment on a house, planning for a vacation, or accumulating funds for a specific purpose.
Tax Implications: The interest earned on fixed deposits is generally taxable as per the income tax regulations of your country. The bank may deduct tax at source (TDS) on the interest income or provide you with a certificate for tax filing purposes.
It's important to compare the interest rates offered by different banks and consider the terms and conditions before investing in a fixed deposit. Additionally, you should assess your financial goals, risk tolerance, and liquidity needs to determine if a fixed deposit aligns with your overall investment strategy.
Follows on Facebook : / theneeridaivelai
Follows on Twitter : / theneeridaivela
Follows on Instagram : / theneeridaivelai

[@tamilselvan19203]

பொருளாதார ரீதியாக தடுமாறி கொண்டிருப்பவர்களுக்கு நீங்கள் சொன்ன ஆலோசனைகள் நிச்சயம் பலனை கொடுக்கும்....ஒவ்வொரு நாட்களும் உங்களுடைய சேனலில் என்ன விவகாரம் பற்றி விளக்க போறிங்க என்பதை தெரிந்து கொள்ள் ஆர்வம் நாளுக்கு நாள் அதிகமாகிறது நண்பர்களே.

[@rajanperiyamayan6721]

பணத்தை எக்காரணம் கொண்டும் பேங்கில் டெப்பாசிட் செய்யாதீர்கள் வருடத்திற்கு விலைவாசி உயர்வு குறைந்தது 8% எனவே நீங்க போட்ட பணத்தோட மதிப்பு இன்று 10000 க்கு என்ன பொருள் வாங்க முடியுமோ அதே பொருளைதான் 10 வருடம் கழித்து வரும் வட்டியோடு சேத்து வாங்க முடியும் எனவே பணத்தை முதலீடு செய்ய நல்ல உயர்வு தரக்கூடிய பங்குகளில் முதலீடு செய்யலாம் அல்லது குறைந்த விலையில் கிடைக்கும் பிளாட் வாங்கலாம்

[@hardikpandiya5624]

Apo middleclass makkal Vera ethula ivest pandrathu solunga pls

[@rajalakshmi9270]

Adhan solitaar la msg a fulla padikama adutha kelvi

[@sreepaadamcomputerssreepaa5149]

அப்படியே RD பற்றி வீடியோ போட்டால் நன்றாக இருக்கும்....❤

[@sajeer916]

Please அண்ணா ESI PF பற்றி ஒரு விரிவான வீடியோ போடுங்க please

[@ridewithkmr3268]

Yenna doubt ungalukku

[@sajeer916]

@@ridewithkmr3268 எனக்கு அதைப் பற்றி ஒரு 30% தான் தெரியும் ஒவ்வொருவரும் ஒவ்வொரு மாதிரி சொல்றாங்க

[@premaprakash8336]

S bro pf pathi podunga..

[@billa9205]

நண்பா pf claim பண்றத பத்தி KZbin நிறைய வீடியோ போட்டு இருக்காங்க அதை பார்த்தீங்கன்னா உங்களுக்கு ஓரளவு புரிந்துவிடும்

[@Red_Duker]

Yes

[@arunbrucelees344]

பலருக்கும் இது பயனுள்ள தகவலாக அமையும் அண்ணா 😊❤😊

[@vengatv485]

Bro do you know about NCD it's more then FD bro please check it

[@K2KGamingTamil]

ungala mathiri utuber illana engala mathiri irukkiravangalukku ethuvum theriyathu. thanks a lot bros.

[@gokulnathramasamy2960]

One small correction, if deposit is within 5 lakhs in scheduled bank, then no risk. Kindly include to improve awareness..

[@shyamms1]

Post office schemes are better than Bank FD. - SSY 8% - PPF 7.1% - SCSS 8.2% - PO MIS 7.4% - RD 6.5% - Mahila samman 7.5% - NSC 7.7% - KVP 7.5% These interest rates are for quarter July-Sep 2023.

[@lifevision3815]

Whether taxes are deducted for this.?

[@RKSubi]

Most of this are central government schemes which is common in po and banks, carrying same ŕate of interest only

[@sujithr579]

SSY...? SCSS...? Full form sollunga please..?

[@thiruchelvamm5247]

8% Bank FD is available

[@shyamms1]

@@sujithr579 SSY - Sukanya Samridhi Yojana SCSS - Senior Citizen Savings Scheme

[@paramasivamGvpmsk]

Paytm payments Bank மூலம் நாம் எளிதாக online ல் fixed deposit தொடங்கலாம். குறைந்தபட்சம் 100 ரூபாய் இருந்து தொடங்கலாம். எவ்வித கட்டணமும் இன்றி இடையில் பணம் தேவைப்படும் போது எடுத்துக் கொள்ளலாம்

[@jeevadasanmedia1138p]

அருமையான பதிவு .... continue delecots ❤❤❤❤❤ Congrats TEAM🎉🎉🎉🎉🎉🎉

[@KalaiyarasanKalaimani-pz7yk]

பயனுள்ள தகவல் நன்றி ,

[@ajpurushoth7663]

index funds , post office schemes and its returns etha pathi video poduga

[@RamKumar-ze7sz]

Bro post officela irrukira deposit scheme pathi video podunga

[@sangretha.6127]

Thanks for use ful information 🤗🤗🤗...

[@v.c.dharnishcreation8826]

👌 anna nalla cleara purunjathu ty

[@vishanthini6477]

Useful information bro......... appadiye housing loan pathi podunga bro.......

[@satheeshkumarplus]

FD will not beat our infusion... Best go with Index fund... Average returns 12%per year.... And this is for long term investers only... 🎉🎉🎉

[@AjayKumar-im2ll]

Next video la SIP pathi konjam details sonna nala irukkum bro

[@balarj2154]

Kindly mention the TDS as well, so that everyone aware of it. Note: While we withdraw the FD,RD from bank we need to show the details (interest earned) in our Tax (while filing) - You can view/download from your netbanking/mobile app of your official Bank app. We need to show that interest as our second source of income

[@vasumathigangadharan820]

😊

[@pavijeni7080]

If you earning interest more than 1lakh mean u need to pay tax otherwise no tax deduction

[@er_deepika]

Intrest more than 40,000 they deduct tds(FD) For savings account interest 10,000 we can avail exception

[@UmaMaheswari-qn1gr]

Use full information bro

[@haribioscope]

நல்ல தகவல் தம்பி 👌

[@Vijay-by3wv]

Indha madhiri finance video neraya podunga

[@nkbro9635]

Bro ella information super but, namma entha account vachuruntha nall irrukum athapathi sollunga bro👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻

[@rojashan8745]

Hats off👏👏👏

[@devikakg5534]

Post office la iruka schemes pathi podunga . Interest adhigam nu solranga...

[@velvijay8805]

Amazing👍 information🙏 💐👏

[@RobertPriya-vr9zz]

அன்பு சகோதரர்களுக்கு நன்றி பயனுள்ள தகவல்

[@Whatever12351]

Super explanation

[@vijayalakshmim4104]

Very informative video keep it up

[@menisham8497]

Super tips na

[@ilaiyabarani]

As per inflation rate ,fixed deposit என்பதே ஒரு மாயை தான் ..அதனால் பெரிய பயனேதும் இல்லனு தெரியாம யார்றா இவனுங்க ...😂😂😂😂😂...investment strategy is must ...

[@AshokMuthu-le3gu]

Tq so much Anna ❤️👍

[@santhoshkumar-px4li]

Monthly income scheme pathi potunga ji

[@R.GnanaprakashPrakash-dg7gm]

👌thanku, bro

[@HemaVenkatesh]

Which bank sector best Government or Private and which one safe of bank sector , Please clarify dobut.

[@vithurshanpusparajah6588]

அண்ணா அடுத்த வீடியோவில் Share market தொடர்பாக பதிவிடுங்கள்

[@theneeridaivelai]

kzbin.info/www/bejne/j6ubdmN9psSIba8

[@srinivasanv633]

​@@theneeridaivelaianna your videos are informative language slang 😍👌👌👌🙏🙏🙏

[@maheshwaran9707]

இதற்கு முன்னாள் நீங்களே ஒரு ஒளிப்பதிவில் வங்கியில் வைப்பதை விட நகை நிலம் மற்றும் வேறு சில வழிமுறைகளை கூறினீர்கள் ஆனால் இப்பொழுது வங்கியில் நிரந்தர வைப்பு வைக்க சொல்லி ஒளிப்பதிவு செய்வது எனக்கு ஒன்றும் புரியவில்லை

[@mohansundaram6551]

If you have lot of money like more than 10lakhs...buy land or gold...its return will double compare to FD....

[@RojaMurugu-ms2rd]

SUPER INFORMATION

[@saraswathiboopathi8577]

Income tax pathi details podunga brother

[@MahaJothi-wc3wq]

While Comparing inflation, fd la panam podrethu just namma anount ah apadiye vachiruke maari taan. Athode mathipu apadiye irukum but growth aagathu. If you need to grow your money then make sure of investing in a medium which gave returns af atleast above 10 percentage.

[@sinthanaikavi2742]

மனநிறைவு

[@uselessguys6621]

அண்ணா bank la salary saving pathi video poduinga eadhula poota savings interest adhigama varum 😅

[@sonasdiary6293]

Bro NRI investment plans pathi solunga

[@eldahosanna5985]

Please make a video on nps tire 1, tire,2 account

[@ramachandransundaresan692]

Interest rate for senior citizen saving scheme is 8.2 % as on today( w.e.f 1st April 2023) (5 years lock period).

[@MUNIRABEGUM-ct8fr]

Enda bank endru sollunga sir

[@marumuganainar]

9% in Equitas bank for senior citizen

[@shyamms1]

@@MUNIRABEGUM-ct8fr Senior citizen savings scheme is a post office scheme

[@YoYoYogesh24]

Fixed deposit is waste

[@saishraj4636]

DTC BANK LA PODUGA 1OOOOO KU 7OOO VARUSATHUKU KUDUPPANGA

[@lakshmanans1681]

FD is okay. But FD won't beat inflation.

[@muthumani.k8815]

Try mutual fund

[@learntheworld-competitiveexams]

​@@muthumani.k8815with own risk😂😅

[@muthumani.k8815]

@@learntheworld-competitiveexams how.. Can u explain

[@shyamms1]

@@muthumani.k8815 I have put 5000 in Tata Digital India Fund Direct Growth on 3rd Jan 2022.. Its value now is 4363.18. so not all mutual funds give better returns.

[@yousave688]

Fixed deposit disadvantage pathe video Podinga bro

[@lovely_status_bgm05]

Neenga podura video ellam very useful ahh eruku bro😊✨

[@chinnarajm6242]

Bro pls put which has more rate of interest among gold chit coin purchase on monthly base or Rd fd or post office scheme

[@punithafromcoimbatore1166]

Nice information

[@s.ashwinkumar323]

ANNA INDEX FUNDS SOLLUNGA BEST FOR GOOD INVESTMENT FOR LONG TERM AND HIGH RETURNS COMPARE TO FD

[@arunprakash5629]

Inflation rate india la high thana bro... Namaku fd amount profit ah ila lose aaguma nu video podunga bro

[@thilakr2599]

Thanks for info

[@parthasarathiprabakaran6916]

Anna nowadays FD is useless because value of money is 7% loss for every year

[@sureshkumar-zo5sl]

Inflation will kill us soon

[@vimalmani2793]

தமிழ்ல கொஞ்சம் சொன்னேங்கனா நல்ல புரியும் அண்ணா...

[@Freekygopi]

​@@vimalmani2793 வருடம் வருடம் 7 சதவீதம் பணம் மதிப்பு குறைகிறது என்கிறார் ( அத்தியாவசிய பொருள்களின் விலை உயர்வு )

[@kavikumar9699]

Plz tell about SIP investment sir🎉

[@aswininivisha8098]

Very useful

[@kumargnanasap01]

Create awareness about SIP , mutual funds , index funds and share market works

[@athibanatarajan3361]

Please explain about ESI AND PF AMOUNT

[@MRBala-px4fo]

அண்ணா ESI PF பற்றி ஒரு வீடியோ போடுங்க

[@vijayalakshmim4104]

Super bro thanks lot

[@ajithmechanizer556]

Fixed deposit ok than but public sector bank aa Vida small savings bank la invest panina 9 percent varaikum interst kedaikum

[@muthumani.k8815]

There is no guarantee

[@ajithmechanizer556]

@@muthumani.k8815 upto 5 lakhs your money is guaranteed under rbi guidelines

[@kathirkathiresan7206]

But inflation rate year ku 7% degrees aaguthu nu soldrangaley bro...... itha Konjam explain pannunga bro....

[@gsaran3806]

Post office schemes details sollunga Bro...

[@BalaBs-oh2wx]

Bro foreign coin la bank la change panna mudiuma atha pathi konjam video podunga bro

[@adengappaachemistry5362]

Sir mutual fund ,sip pathi solunga sir

[@sridharsmart1489]

Post office la naraiya savings scheme iruku bro atha pathi solunga bro

[@nirmalnatarajan3773]

வங்கிகளில் "நிலையான வைப்புகளுக்கு" அரசாங்கம் காப்பீட்டையும் வரையறுத்துள்ளது. காப்பீட்டுத் தொகைக்கு வரம்பு உள்ளது...

[@CAPTAINSAFFI-2231]

Terms and conditions ah padeche paatha thereyum pureyum namba yaarum me aadha padekerathu illaye padekera aalavuku time mum Illa Avalo potu vache irukanuga 😂😂😂

[@rmppremalatha8999]

Bros super

[@subbuvishnu.k]

RD pathi video poduga bro

[@aneeshm1886]

Rd pathi full details kuduinga

[@mohankumaryuva6055]

உருப்படி ய இப்ப நல்ல செய்தி சொல்ரிங்க😊

[@Varshmithra]

Bank locker details video podunga

[@senthil1066]

FD interest rate is 5%, inflation rate is nearest 6%

[@LolLol007]

Isn't it 6. Something ?

[@vasanthkumar6014]

Lot of different deposit in the market here daily interest fund also available like liquid fund

[@arunkumarps9119]

Bro share market pathi konjam sollunga

[@sathishvignesh6778]

bank bonds pathi video podunga

[@secretofsuccess9673]

CRR and SLR pathi oru video podunga brother 😊

[@karthickraja7097]

Banking aspirant spotted 😂

[@saravanansk1317]

@@karthickraja7097 Namba aalunga ingaium ah🤣

[@Janani0000]

Rd pathi explain panunga

[@PandiyanPandiyan-le9ul]

பேங்க்லையே போடத் தேவையில்லை கையிலேயே வைத்து செலவு பண்ணிட்டு போகலாம்

[@leosebastine459]

SIB defosit pathi video podunga bro

[@ishwarya454]

Not a SIB .It Is SIP Bro

[@Androidapptricks]

Bro Flipkart and axis bank provide personal loan atha pathi konjam solluga and how to repayment atha pathi konjam solluga

[@kanimozhi2268]

Lic policy ..middle class people kku bestaa sollunga

[@my_name_muthu]

Bro entha bank la intrest rate athigam sollunga

[@surendiranv]

Sovereign gold bond full scheme sollunga sir

[@deepakmanishvar]

Yes true

[@skrrgamins]

Superanan

[@thanithktk7782]

Selva magal thittam pon magan thittam nu post ofce la iruke athaium solirunga na. Inum postla enala scheme nu solunga help ah irukumla

[@srikanthmeyyazhagan666]

FD yaaa pathi enum thaliva slunga. Bank lose achuna interest ummm varathu deposit amount pathi tha varum

[@umaramuf]

அடுத்து இந்த பணவீக்கம் (inflation) பத்தி பேசுங்க அதுவே 7% பக்கமா இருக்கு

[@Needhipesuvomchannel.]

பண வீக்கம் அப்படினா என்ன உங்களுக்கு தெரியும்னு நினைக்கிறேன் உதாரணத்துக்கு பெட்ரோல் விலை விலை உயர்வு

[@aarifraja305]

Property tax water tax name change pandra video poduga guys application kuduthum entha action uh edukama irukanga lancham ethir pakkuranga pola 8 month pakka agituchu ethuvum complaint pannanum nu kooda theriyala

[@sankarnarayana1705]

Maximum 6% dhan for normal persons..... Senior citizens will get 7% above

[@ranginginfinity]

G20 summit pathi pesunga

[@chitrasekar3732]

SIP pathi sollunga bro

[@jagadeeshsingaram4974]

SRIRAM FINANCE GIVES 9.10% FD FOR SENIOR CITIZENS

[@tamilnadu916]

SBI FD 6% intrest only

[@karthickece7338]

Etha pathi oru vidio podunga ethuku enna section nu solnga

[@ranjithas7055]

Please share about PPF....

[@viswam3598]

Thanks bro

[@morningchampion4138]

Itc share video pannuga bro

[@DRfood.nd.ntertainmentvlog]

If u can take risk divide some amount and buy some good shares in the trading market and forget for 10 years, If u dont want to take risk just put them in FD in bank. Or buy gold will double in 10 years, Put some in 2 to 3 mutual funds for 10 years, slow and steady growth will always remain.

[@visum2609]

Recurring deposit pathi solave Ila!