Foreigners, What Do You Do When A Filipino Say Can I Borrow Money? Loan,Debt, Cash Advance

[@frankellis9627]

Just say NO. Because most Filipinos don't pay back. I've experienced this 🤔🤨

[@jasonclark7049]

This is not a Philippines problem…I’m from the US and have yet to have my family members payback loans. Don’t loan unless you’re a bank .

[@michaelvittori8525]

Not only that, once you either loan them money or give them money, they will continue to ask you again and again. Once you finally wise up and say no, they will get mad and demand an explanation.

[@Eduardo-m2i]

Just say NO. If that is hard to accept, say HELL NO.

[@markhammer1902]

You win the best comment award

[@ervinalexander1734]

I love the way Ms Shay say no to loan money because relatives are the worse one too loan money 😊

[@erictetreault1138]

Shay, you are the best! 100% correct. You are responsible and budget for your family. You make sacrifices everyday to make sure your girls are taken care of. You have a very healthy outlook on boundaries and finances. I think you are an awesome lady!!

[@George-ux6zz]

The way I see it is, if i cant afford to give that money away, im not going to lend any money.

[@louiskatona7816]

I pay to play. That way I do not build up a sense of obligation. Also my demeanor clearly conveys that there is no money here. Not interested to meet the realatives. The bank is right around the corner. I worked 35 years in 2 jobs. Nobody felt sorry for me when I got up 5 am. They can do the same.

[@expatguideph]

Thanks for sharing your experience! It's important to set boundaries.

[@donwutzlakesideadventures]

These ladies are very classy! They have kind hearts but are smart about letting people take advantage of them!

[@wanderingdevildogadventures]

The spiritual one, the creative one, the naughty one and the excellent content creator. Where’s mother Mary. Excellent advice ladies. I always enjoy when you all get together.

[@advancedchemistry1028]

Yes, small amounts become larger amounts. Frequent requests become more and more to the point of everyday asking/demanding. MONEY issues in any form will never end...

[@mikemcquinn6738]

I don't lend money!!!!

[@Eric-qm5xw]

Finding a partner and the correct one ☝️..should be one on your top priorities. This will make your life so much easier if your in the Philippines, stick to basic rules. Mixing with poorer Filipino with most likely get you drawn into a mindset that inherently has begging associated with that lifestyle. So you get what you wish for …modern Filipino, don’t generally ask for money as it’s embarrassing and throws a bad light on them. These modern Filipino, will work and are independent.

[@bryantsherman7263]

Try to not get yourself into this situation. If you see the request coming your way, ask them for money first.

[@theagelessfactor1980]

I look at lending money like gambling, you only play with what your willing to loose. And I don't gamble.

[@jamesdean9943]

Very good conversation ladies it helps to understand the culture of lending and borrowing in the Philippines. From person to person it’s best to give them money. Without the expectation of receiving the money in return. This greatly ruins relationships.

[@carltonedwards8775]

America and the Philippines have some things in common. My mother use to always say never borrow money from the people you work for. Now in America it is extremely difficult to get a cash advance from your employer. Americans would have to go to a PayDay Loan type business to get cash before they receive their paycheck. There are a large number of Americans who don't have a clue about money. Some Americans can't meet a $500 emergency, no matter the amount of money they are making. Friendship and money, family and money are like oil and water, they just don't mix. Lending money is like going to the casino, you only play with money that you can afford to lose.

[@Vaderbill]

No loans...you will get in more trouble than its worth...no upside. Give Maya a huge hug for all of us in your audience ❤

[@expatguideph]

thank you Vaderbill, appreciate the hug for Maya

[@fcruz43215]

Interesting topic and conversation ladies

[@GaryCook-q8o]

if in a text i just dont answer,if in person i say "god will provide".

[@Phil4me-p1i]

@17:38: "I only let people borrow money if it is an emergency," Tell family and friends them that and you will have plenty of emergencies coming your way.. Verify each emergency that comes your way.

[@franktate9873]

A very good show!

[@jerryG-p3w]

Never ever ever let them borrow money. Just say you don’t have it or smile and act like you didn’t hear them or understand what they said. It can end up being your life.

[@carlos7371]

Beauty and brains! Great content

[@expatguideph]

Thanks 🎉😊

[@financialregurgitator8574]

I love this interview these women are Correct. Especially the one in the middle with the brown "We ARE CRIPPLING FAMILY BY LENDING" We have the same problem here in america .

[@scottbrown321]

I think some Filipino will say they want to "borrow" money. What they really mean is will you "give" me money.

[@thetravelingbubby]

This was so fun ladies!! Thank you :)

[@expatguideph]

thanks for watching travelingbubby

[@ShawnSig]

I used to hang out with this "First Nations" family here in Canada, that's when I first started to loan money. I lent money to 10 people and only 4 paid me back. When I would ask them for my money back, they would either ignore me or lie, and that's why I stopped lending money. When I went to the Philippines and met my wife there, not a single person asked to borrow money from me. My wife had a decent job there and her cousins would always ask her for money. She would lend to them, but she would never get that money back.

[@IanCrouse]

First, those four drinks scared me. Now, I had a bad habit of loaning money to employees. Not that I got burned, but I had them come in when I didn't really need them. Two could have handled the dinner service, but I would always pull someone who had hours to burn. There is just one who I loaned to because she always pays me back. She's a single mom working two jobs and was one of my better employees.

[@teda9906]

For me, it is something I like to avoid, especially with family members. Doesn't matter which side of the family it is. It can become a problem. Obviously, when there are serious emergencies, what can you do? The only time I loaned money was when my sister-in-law's roof blew off. It was 40k pesos at the time and she paid it back within three months.

[@DeanPearson-uz2ek]

Ideally spoken...no to loans, unless I have legal recourse for repayment. Gifting is different, as it's an act of kindness, without repayment. Whoa...Leah, you have now become a magician. One minute all of you are conversing, the next minute, drinks appear in front of all of you! What skill you have...lol. Best wishes.

[@dfeodosia]

My Dad's loan policy to anyone throughout his life was .... ok , I'll loan you this X amount and you will never get another penny out of me until you pay that loan back entirely .... I can still hear him arguing over the phone with someone who was trying to get a 2nd loan and I was laughing because I knew he wouldn't budge until the 1st loan was paid off .

[@jerryG-p3w]

In this case y9u don’t do it at ALL!!!

[@mrshawnceo]

Shay all the way. For me even sickness or death is NMP. NO WAY.

[@short-shorts1325]

If a Filipino ask to borrow money just say I'm broke yo...I haven't worked in a year😂

[@ManilaTom]

Never lend money. Just provide it as a gift or not at all.

[@micpotato8158]

There should be a sign at arrival exits of Philippine airports that says “please do not feed the animals”…..same as you would see in a national park…

[@expatguideph]

So you're saying that Filipinos are animals?

[@micpotato8158]

@ yes …..are you animal,vegetable or mineral ?

[@dalibor1510]

By refusing to lend the money you actually helping your family. They'll be forced to move their ass and find a job to earn their own living , so you helping them for their own good and their own future. We all have to try hard survive. Money doesn't grow on the trees!

[@HeinzBuchler-vg9dx]

If you are ready to give it, forget it, do it. But never except money comes back So check what you get for the money

[@dunementat2191]

If married to a Filipina, would create a fixed amount family emergency fund. Also, would make a whole family issue to approve borrowing from fund. That way the family and not me is involved in getting borrower to refill the fund so others can use it. If someone doesn’t pay back, sorry but no more money.

[@expatguideph]

this is actually a good idea Dune :)

[@Randall-p7z]

I find some work I need done

[@markwitt9299]

Just so you know when I type I cannot see the message until it posts and I cannot correct any errors if I click on the sentence it goes invisible.some kind of youtube bug or something. sorry for misspelling in advance.

[@LunaMiel186]

In romantic relationships, a loan doesn’t exist in the Philippines, it’s always a gift-end of story!

[@RileyMora-y2g]

Hi and good afternoon, I saw one of your guests. I believe it was Mia who has a foreigner boyfriend, I liked that she shared her blessings when she could. Mia seemed very authentic and generous 😇 let me know if she has a KZbin channel with her partner or has PayPal account. I would love to share my blessings as well to them. Thank you!

[@expatguideph]

I dunno who are u referring to, there’s no Mia in my guests, u can check out the girls KZbin links in the description box. I have Maya ,the one in white who is married to a foreigner ,all of them are generous and kind hearted people. We all share our blessings to others,this channel is supporting an orphanage 😊

[@Joseph-gp5ld]

Borrow is the short version word "for can I have".

[@hellenicspartan4458]

Say NO, NO, NO, you will never be paid back....

[@markwitt9299]

I have gone to a home a s a guest for dinner and left money for the owner to find later, again no strings attached

[@mauricepatterson9558]

You say hell no.

[@glennlewman4186]

It is a humble way to ask for a gift. It is never a loan

[@jerryG-p3w]

Or an outright scam. They never intended to pay you back in the first place.

[@justaguy-69]

the filipino word ''borrow'' in english means 'have'. unless its referring to tools, then it means ''break'' i didnt know this when i 1st came here but now i understand the confusion.🤔

[@George-ux6zz]

Have a beautiful day ladies, take care and God bless you 🙏 🙂🫠😊😇❤❤

[@RonnieCulberson-cu8rx]

Good video 🎉🎉🎉🎉

[@expatguideph]

thanks Ronnie

[@PaulT.McKenna]

Fascinating discussion, and educational too.

[@expatguideph]

Thanks Paul ☺️

[@theotheronetoknow5828]

Borrow or lend doesn't mean the same thing as you think. They do not plan to pay it back.

[@franktate9873]

I ask what do they have for collateral that is worth more than the amount they want to borrow, and are they willing to sign the paper work showing that they owe me this for none payment of the loan when total payment is due and not paid on that date. If they don't like what I am offering. Then I tell them to go to the bank for a loan !

[@ismethoxha6882]

No money. I m not marring all family. Just one person and be responsible your wife’s.

[@nathanielbarry]

No to loans. Occasionally I will gift some money.

[@johnteill_]

I'm stingy with the pesos I say "no not for you"

[@Ted-f4o077]

I tell them "I earn it, I burn it" then advise them to get a job or go and ask their bank

[@Rusty-h9c]

Borrow means I'll pay you back. Don't hold your breath on that.

[@George-ux6zz]

Hello ladies ❤

[@sirgigglez]

i am mixed filipino. but my mother told me not to send to philippines. but i really thought she would wait for me. 😂 nope after 3 years im out $20k and she married her pure filipino churchmate.😂🤣

[@tukmol1589]

The last foreign loan shark was kidnapped and thrown into the sea.

[@MrSteelepalm]

Walang Utang

[@expatguideph]

hahaha, yes well said

[@VENEMPASTOR]

I'll keep saying this until it registers: The answer is NO! Hell NO! F word NO! Absolutely NOT! CLOSE YOUR WALLET!!! DO NOT GET INVOLVED!!! STOP IT NOW!!! I FORBID YOU!!! 🍻

[@travels129]

They cant pay back income too low hard enough for them to make ends meet i help certain types

[@burtonknows9201]

LOL! I say, "No baby."

[@hermansexton4567]

What I hate about the Philippines the most is that I cannot own property. If a Filipino comes to the U.S., they can buy land and property. Philippine government thinks always like the beggars that you must always just give money e.g. even though I pay for the land, I have to give it to a Filipina or if I want a business, I have to give 60% to a Filipino. FT the world is a big place. I am thinking now about Ghana or Vietnam.

[@expatguideph]

hey there Herman, you can own buildings but not lands, there are legal ways to do to protect your asset if you wanted to make a corporation, gotta consult a good lawyer for that

[@Jonathan-je9uh]

Question for you lovely ladies, how come it is mainly the women of the home who do such with giving monies to family members and friends, I have not as yet seen a video on Philippine men doing these videos.. It feels to me the women of the Philippines is the backbone in family life. Regarding anyone asking for money, I just reply OH NO, I was just about to call you and ask the same, i am in desperate needs for some..🤣

[@mabuhayproductionltd3627]

My wife helped Parents with alowance first (Oldest daugther), later it was her younger brothers turn to shoulder it. It worked fine. (all 3 work and live in Europe)

[@expatguideph]

hey Jonathan, there are Filipino men too that are helping their families. Just maybe there are more Filipina vloggers.

[@ismethoxha6882]

I’m not a bank to land forget about these thief’s.

[@DaveV173]

I was seeing a pinay and she asked me for a loan of money, I replied to her that i don't know where you live , Your Facebook is a locked profile and you haven't friend requested me or accepted mine , I do not know even where you work either .... She never asked again & the relationship didn't last long after this

[@expatguideph]

oh you were seeing her yet you dont have her social media? You met her in person? Yep, some do that sadly

[@elderdwaynehull5377]

They should give me. They never will pay it back haha. Men use wisdom.

[@jean-pascalesparceil9008]

Dear ladies, what would you do if your sister's partner is spending money on cokfighting bets instead of taking care oh her? Would you let him borrow money through your sister?

[@expatguideph]

definitely not Jean, especially when its being spent on gambling

[@chrisellis9689]

NOPE, NO, NEVER

[@koufax174]

Vietnam 🇻🇳

[@chrisclarke7828]

Turn and walk away, borrow does not exist in Phils, they will never repay you.

[@PeevyMctweevy]

The answer is no....

[@justaguy-69]

i laugh ''go ask some rich person''

[@billyjohnson9166]

Maya the tattoos gotta go. Not lady like

[@marcrichard7251]

Non you your business Billy!

[@billyjohnson9166]

@@marcrichard7251 let your lady cover her body in tattoos not mine

[@expatguideph]

her body, her choice, and your lady as well should have the freedom about her choices in her body, its her body, not yours and why are you judging people with tattoos, do you know that a lot of them are super kind? Tattoos or not, you should look at the heart, the compassion, not the tattoos. I met a lot of people without tattoos and not kind, Id rather be surrounded by people with tattoos who are kind.

[@billyjohnson9166]

@@expatguideph good point. Ok she’s a nice lady with tattoos.

[@fransiscovermeersch7722]

Walk away quickly.

[@jamiem9767]

Don't lend money, to anyone, ever. If you can't afford to give it away, you can't afford to lend it because it's the same thing. On the flip side, if you can afford to give it away, you can afford to invest it and forget you have it. Lending money never ends well.

[@trick_treat]

Foreigners dating filipina and family with no money 😂 no way😅

[@TheJacobacevedo]

Nope whent true Before . And not cash in advance they dont come back to work..also they need to teach how to manage tour money i dont belive they dont how to manage money in here. You cannot spend more that you make none sense. That is true is no my and my wife responsibility to bailed you out. At least me and my wife we understand each other she spend many years leaving in the usa and have been married for over 25 years. So we have the same discipline she is better than me manage the money lol

[@george68718]

Not to get off topic, just admiring you 4 beautiful women (MAGANDA).

[@markwitt9299]

I often give to family members even when not asked I send it in the mail and they do not know it was from me. I also offer sometimes when I do I let the person know it has no strings attached. They do not have to pay it back as it all belongs to God. I am a good steweard of money, and make sure money is spent well.j

[@FilCanGil]

Leah, when you said, “usually it starts small and then after a while it’s gonna become big and big and big”. Were you still talking about money🤔😂😂😂

[@expatguideph]

😂😂😂

[@ManWithNoName-t2d]

Problema mo mo yan!

[@expatguideph]

😂 omg

[@JohnDoran-e7o]

I want to give all you women my money

[@expatguideph]

and you expect us to say yes? :D dont flash your dollars here in the Philippines, please check my video "The Expat Ego" kzbin.info/www/bejne/ema9lpiApdutqdUsi=1TFoEzevtaBToasw

[@markdavis6835]

There are loans and there are Filipino loans. When you borrow money in America you expect to get it back in an agree amount of time sometime with a bit of interest and other times just the loan amount. When it comes to Filipinos, whether in America or the Philippines the word LOAN doesnt have the same meaning The word LOAN actually means gift. They have no intention of paying back anything AND you should not expect to see your money ever again.