Former Social Security Insider: Complete! FAQs Surviving Spouse $$

Former Social Security Insider: Complete! FAQs Surviving Spouse $$ | PLUS LIVE Q&A with Dr. Ed

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Dr. Ed Weir, PhD, Former Social Security Manager

Күн бұрын

Пікірлер: 440

@MyGovExpert 5 ай бұрын

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@charliewells6473 3 ай бұрын

Hello Dr. I got a question for you I hope you can answer it for me, I am 60yrs old and get social security disability insurance and my wife passed away she was 56 years old, can i get both benefits my disability benefit and my wife survival benefits or social security benefits at the same time

@margaretloyd 3 ай бұрын

Hi, thank you for being on KZbin. I have a question about S.S. and retiring at 62. If I made 80,000 a year, and put 50% of my income in my 401k (40,000) that would make my taxable income 40,000? Then I would be penalized for 17,000 after the allowance of 23,000 a year. Or, would my income still be 80,000? Thank you for your time. Margaret L.

@stevepicard7335 3 ай бұрын

My estranged wife was Canadian now in us for 20 years worked for five the got dementia before divorce in care facility I'm 57 she is 72

@TylerLee-il1jx Ай бұрын

Do I still qualify for x surviving spouse after our disabled son dies, my son and I received benefits when my xhusband was still alive.Social security told me several times that I don't qualify because our son died..

@joshmcown6840 29 күн бұрын

Can i draw my small S.OC. which I am drying on my own socia. Can l also at the my X'es S.O.C. We were married for 16 1/2 years at time of divorce. Can i also draw on his S.O.C. OR IS IT JUST MINE OR HIS TO DRAW ON❓ AGAIN I TY, REGARDS SUSIE IN FLORIDA NOV. TUES. 5, 2024

@karenmartinat6158 6 ай бұрын

I share your podcast often! Happy divorced survivor that started benefits at 60 because of you!!!

@tamibugg1136 5 ай бұрын

I hope to do same! I’m 57 now, how long do these benefits last?

@karenmartinat6158 5 ай бұрын

As long as you live

@MyGovExpert 5 ай бұрын

Awesome. I am so glad to hear that!!!

@user-bg9em7ch6k 5 ай бұрын

@@tamibugg1136as long as you live, or, if you are going to take them at 60 (at a reduced rate), maybe you will want to let your own grow until you’re 70, and then switch. You should have someone help you run the numbers.😊

@cyng6393 3 ай бұрын

@@karenmartinat6158 as long as you don't remarry. Then you don't get it. I was married 36 years. Divorced. I'm 62, but I have a common law marriage, so I don't receive benefits from my divorced husband. So I suggest you don't use your common law boyfriend/partner when you file. 🤔

@LightoftheMoon 6 ай бұрын

Thank you so much for doing this episode Dr Ed! 27 years married and he was diagnosed w/stage four cancer at age 57. SSDisability, by 58 and he just died at age 62 on 4/28/2024. This has been traumatic in so many ways. I am 61, turning 62 on 12/31 this year. I obtained and have a scheduled phone appointment coming up on 6/21. Less than a 2 month wait. Compiled together this video helps so much! Thank you!

@steadfast20-4-26 5 ай бұрын

Sorry for your loss. I understand. Just received my first survivor benefit payment at 60.

@DebLindley-xg8gz 5 ай бұрын

I'm sorry to read this. May each day become easier at some point. Peace be with you 🙏 and positive thoughts being sent 🤗

@LightoftheMoon 5 ай бұрын

@@DebLindley-xg8gz thank you so much!

@LightoftheMoon 5 ай бұрын

@@steadfast20-4-26 thank you very much!

@MyGovExpert 5 ай бұрын

I'm so sorry to hear that. Let's make sure Social Security treats you right! I can see by the remarks below that there are a lot of people in this community that support you!!

@barbarahamilton9326 22 күн бұрын

Now I turn 62 August 4 and they made start ssa but they gave to get extra help by applying for widows

@21550spurs 6 ай бұрын

Thanks for all your help Dr Ed

@MyGovExpert 6 ай бұрын

My pleasure!

@MISCIFMAKER 5 ай бұрын

I found about survivors benifits , i now collect hers at 60 n plan on let my benifit go 67 or 70.

@MyGovExpert 5 ай бұрын

Awesome!!!

@KeKe2010J 2 күн бұрын

I love that you are sharing your knowledge about SSA! Thank You

@dllwillis 4 ай бұрын

Thanks Doc. I am glad you repeat things bc I forget things. Followed your advice and hope to be getting divorced spouse benefits soon. Easy to start a claim by phone. They were able to look spouses ss # up just like you said!

@MelindaPolk-z5z 5 ай бұрын

❤🎉😊Thank you for sharing your work with me on the insightful knowing of social security…they definitely need your navigation skills in their system

@MyGovExpert 5 ай бұрын

You are so welcome

@barbarahamilton9326 22 күн бұрын

Alone with my little 943 a month I am only on medicaid and told me I was not eligible until April of next year

@AnnaAndaloro-g7m 2 ай бұрын

Good evening , watching your videos has helped me me and now I am telling everyone I know to apply

@MyGovExpert 2 ай бұрын

That's great! Thank you so much for looking out for those around you!

@juliannetaylor9989 Ай бұрын

Me too! I share his videos, too. But some people just think they were already told no by ss rep, so why bother! I keep telling them to try!

@MelodyVillwock 20 күн бұрын

THANK YOUBSO,SO, MUCH!

@MyGovExpert 20 күн бұрын

You're welcome!

@pdich-z7i 5 ай бұрын

My father is retired veteran 1977 still young so after 2 yrs and after he worked as a us merchant marine for another 10 yrs and retired his 84 yrs old now my father going through dementia they have been married more 40 yrs old will my mother never worked stay at home mom will get some benefits and what kind benefits. They are based in the Philippines.is she qualified for survival benefitsI have learned a lot from .thank you..I have been sharing to my friends and family

@MyGovExpert 5 ай бұрын

If she meets residency and/or citizenship requirements, it certainly sounds like she can get spouse benefits.

@barbarawanner1107 16 күн бұрын

Thank you for the info on spousal benefits when I turn 62 in January. I have lan on calling!

@denisewilson8367 Ай бұрын

When my ex and I were still married, the first year he collected they over paid him. They sent no letter, they just kept his SSA CHECKS FOR 5 months. We were not notified nor given a chance to negotiating on money due. They just took it!

@angiea8022 5 ай бұрын

Thank you for all your valuable information!

@MyGovExpert 5 ай бұрын

You are so welcome! A lot more to come

@isoldes. 16 күн бұрын

When my exhusband retired on 2013 I talk to social security agents and I was told that I won’t be able to collect the benefits that the court awarded it to me until I turn 60 + .

@DebLindley-xg8gz 14 күн бұрын

If your ex spouse is still living, you both have to be 62 years old. You have to be drawing on your own record first. If his is 2x's your amount, you will qualify.

@thelmalayco7732 2 ай бұрын

Sir my husband passed away on June 2022i I am receiving only almost one half of his benefit I am now 72 and I worked too for 4 yrs can I have an additional pay fr ss? Pls help me

@dorothyjoanreed585 2 ай бұрын

I called SS office and the agent said that I won’t get survivor benefits from my ex spouse of 20 years because I made more than him. He said since I made more than him I won’t get anything after he dies.

@MomandBuggs Ай бұрын

Yes you can receive survivor benefits on your deceased spouse or ex deceased spouse record even if you made less. Survivors can file for the deceased spouse's benefit and suspend their own. But you said your ex spouse is still living.

@dorothyjoanreed585 Ай бұрын

@@MomandBuggs thank you! 😊 🙏

@indy18286 Ай бұрын

@@dorothyjoanreed585 since you were the bread winner, he will be able to collect from you

@MyGovExpert Ай бұрын

Please join one of my FREE LIVE KZbin Q&A sessions so I can give you a more complete and accurate and answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert

@KimberlyBehzad 24 күн бұрын

😢

@RamiroAlaniz-j9y 3 ай бұрын

My wife passed last month. She worked Civil Service for 40 years. Went to SSA today to apply for Survivor Benefits. I’m 76 years old. Worked at SSA. For 15 years before joining the military. Military for 23 years. 100 percent disabled Vietnam Veteran. Was advised I would get a total of $255. On my survivor benefits. Not sure how I will splash with that much money.

@bigredmed 3 ай бұрын

Did you confuse the "lump sum death benefit" with widow(er) survivor benefit?

@sungshin1335 3 ай бұрын

@@bigredmed

@bethh4271 2 ай бұрын

Reach out to Dr Ed. Or ask that question during one of his live shows. Good question

@chopshoppam 3 күн бұрын

That's a death benefit amount. You can also get surviving spouse benefits if tbey paid into social security. Or you get thete other survivors benefits from the city

@Sassysouthrnbelle 20 күн бұрын

This is all so complicated and confusing! With so many exceptions I don’t know how the average person is supposed to figure all this out! 😰

@tamibugg1136 5 ай бұрын

Current federal employee, hoping to retire at 60 and collect ex deceased spouse SS. Will this affect the offset and how long does the widow benefit last? Thank you! Your channel is so helpful. ❤

@MyGovExpert 5 ай бұрын

If you didn't pay into ocial Security, then the GPO offset will apply

@gmharris2010 4 ай бұрын

Divorced Survivor benefits - mailed in support documents and the SS office did return to me

@bow2453 5 ай бұрын

If you started your own benefits at full retirement can you switch to spousal later

@MyGovExpert 5 ай бұрын

You can't switch unless you're talking about survivor benefits...you can add either one...

@bow2453 5 ай бұрын

@@MyGovExpert i am not sure what you mean by you can add either one

@barbarahamilton9326 22 күн бұрын

And also I am a divorced sponse also and and I am disabled widow now from the that did die

@darlenegalindo6210 2 ай бұрын

I would like to know I am 64 my husband 74 when he passes do I collect 100 percent his ssdi and loose my ssdi how dose that work.

@DebLindley-xg8gz 19 сағат бұрын

The % you receive will depend on how old you are when your husband passes away.

@janetdarlington7720 2 ай бұрын

I retired at 62. My ex spouse is still alive and I am unmarried and 80 yoa. If he predeceased me, I’ll receive his divorced spouse benefit. Does the fact that I retired early affect what I get? And, I’ve given marriage cert and divorce doc to SS and they have it on file. If he predeceased me, will SS contact me?

@MyGovExpert 2 ай бұрын

Please join one of my LIVE FREE KZbin Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert

@billiegirlygirl1520 27 күн бұрын

Thank you, this video explained all my questions. Great channel!

@MyGovExpert 26 күн бұрын

Thank you so much! A lot more to come...

@kathystefanac9611 3 ай бұрын

My husband died at 62 I don't get any ss pymt until I was60 and started wind benfits. Did I do right.

@BonnieBentz 20 күн бұрын

Hello Dr. Ed, my husband passed away about 9 and 1/2 years ago and I am on spousal benefits or widow benefits or you know whatever you call it. Like you said it's all the same. So when I turned 65 in March does that mean it rolls over to regular social security? I believe that's what I understood from you or has it already. I am on Medicare too. By the way, I had a spinal surgery back in June. I think it was

@chopshoppam 3 күн бұрын

If single you can collect off whoever benefits are more. Yours or his.

@lizcorbett9880 3 ай бұрын

60 yr old disabled widow - Survivor benefit vs spouses SSDI benefit ?

@jessiemcdaniel4780 Ай бұрын

I am disabled and wondering when do I start drawing my money

@DebLindley-xg8gz 17 күн бұрын

Are you on SSDI? If yes, the amount you're receiving is based off your PIA (Primary Insurance Amount). The amount you'd be getting if you were fully retired.

@teriwilliams8601 2 ай бұрын

I have been on disability v for 5 years

@Lokelani50 Ай бұрын

I got them! Hooray! But… they backdated everything so now I have to payback $6,411.00. I never knew I was approved. I had letters saying I said no not yet because I was working. Now my boss who said she’d cooperate with the times so I don’t go over is demanding I come in. If I do (because she can’t get subs) I’ll be over another $1,200. This is making me physically sick. What can I do? Can she demand I come in? I have to get the work notification for Social Security. This is a big mess. Please advise.

@MyGovExpert Ай бұрын

Please join one of my FREE LIVE KZbin Q&A sessions so I can give you a more accurate and complete answer. There are so many exceptions I don't want to give you an incorrect or partial answer. MORE HELP HERE: linktr.ee/MyGovExpert

@BBsr007 5 ай бұрын

I am 74 yrs old and receive only 1066$ in SS I also receive VA Disability benefits (service injuries connected) am I entitled to draw SSI as well. ?

@penelope5500 5 ай бұрын

Sorry but I wouldn't think so. Your SSA is higher than SSI. Never hurts to ask though.

@firefeethok_tui2355 2 ай бұрын

Cant collect both.

@essiegilley1664 2 ай бұрын

How get earn income records make sure it accuracy data

@juliannetaylor9989 Ай бұрын

Great info!!!!

@MyGovExpert Ай бұрын

Glad you think so!

@Annef4052 2 ай бұрын

What if you married and divorced ex spouse twice. First marriage 9 years 10 months; 2nd time was about 3 years. There was a period of about 2 years between the marriages.

@lorebay2593 Ай бұрын

He answered about 4 min in, yes.

@MyGovExpert Ай бұрын

@MicheleHarnos 15 күн бұрын

Hi I started collecting when I was 62 how much should I get

@DebLindley-xg8gz 18 сағат бұрын

You'll have a 30% lifetime reduction in your benefit amount.

@rebeccatorres6025 2 ай бұрын

Asking for a friend . His wife passed away in an accident. Called Social Security to apply for Survivor benefits but was told not eligible because he’s not 62 or disabled . Is there something else he would qualify for ?

@user-bg9em7ch6k Ай бұрын

Survivor benefits can be accessed at 60 by anyone (though the benefits will be reduced if you take them when you are younger than your full retirement age). If you are disabled, you can receive benefits on your deceased spouse’s record when you are 50 years old.

@frankierobinson9751 20 күн бұрын

Will Va widowers Payments Change

@DebLindley-xg8gz 17 күн бұрын

Nobody can give you an answer since nothing has been put into action.

@TakenTook 5 ай бұрын

Darn! I missed the livestream again. Will try to catch the next one

@MyGovExpert 5 ай бұрын

I'll be on tomorrow too... see you then

@jessiemcdaniel4780 2 ай бұрын

When would I start drawing my benefits

@jewellhatley7267 3 ай бұрын

My husband died 3 years ago and my sis check was brought up to what my husband made.Is this all that I am entitled to? We were married for 59 years.

@MyGovExpert 3 ай бұрын

@Twinner4life 19 күн бұрын

I am surviving widow and how can I get the benefit. I am 67

@isoldes. 16 күн бұрын

If the agent is wrong would I able to apply for back pay to those yrs was denied by social security agents

@BarbaraWilless 2 ай бұрын

My husband passed last Sept. and was in the military from 1956 to 1962. Does he qualify for extra SS income?

@MyGovExpert 2 ай бұрын

@donnat3483 5 ай бұрын

I'm 62 and still working and make around $50,000 can I still claim survivor benefits? My first spouse started SS at 62 then he passed and my second husband passed married to both for 10 years. Can I take survivor benefits and when I turn 65 can I collect mine? And what’s the difference between survivor benefits and widows benefit? How would I know which one I qualify for?

@MyGovExpert 5 ай бұрын

If you make $50,000, then some of your benefits will be withheld

@teriwilliams8601 2 ай бұрын

We was married for 15 years

@bluebish420 19 күн бұрын

My mom is receiving my dads SSA when he passed. How do we check if hers is better.

@ruariniall7463 4 ай бұрын

can I collect my retirement benefit and my surviving spouce benefit at the same time?

@MyGovExpert 4 ай бұрын

There are just too many details and exceptions to give you an adequate answer in this comment section. However, you can GET HELP here: linktr.ee/MyGovExpert

@georgeperez9054 6 ай бұрын

My father lost his wife 37 years ago, but didn’t file for survivor spouse benefits can he still or qualify for survivor benefits?

@MyGovExpert 5 ай бұрын

You can file at any time after sixty years old

@christianwagnon-kt7sd 3 ай бұрын

For sure people who don't know what,.,,, and hear theory of story to No Avail. So get the Facts and the rest of your schedule SBA

@robertguilianelli1818 9 күн бұрын

I am 62 1/2 and I am in the process of working on getting SSDI, I have been denied but my lawyer says they should get an approval after the appeal . I meet the divorced spouse benefits. Should I apply for those even though I have a lawyer working on my SSDI ?

@janellerensberger4408 15 күн бұрын

During divorce i was NOT abke to get any part of my ex military pension, can i niw draw off of that pension when im ready to retire?

@jessiemcdaniel4780 2 ай бұрын

OK what my be if I wait how much will I receive

@antoninatabakman2672 9 күн бұрын

I am 63 still full time employee,my husband is 78 and has progressive dimension,what is best for me to do and what can I get if I will go on ss at age of 65

@jessiemcdaniel4780 Ай бұрын

My spouse is deceased I stated drawing his money and started drawing his money So when do I start drawing my money

@terrigurl2700 Ай бұрын

How do I get DRC Delayed Retirement Credit ( husband died 2014 with top $$ FEMA plan)

@MyGovExpert Ай бұрын

@nadinedaoud2538 2 ай бұрын

Hello, are survivor benefits retroactive when you turn 60? If someone files 4 months after they turned 60, will they include those 4 months as well as future benefits? Thank you 😊

@MyGovExpert 2 ай бұрын

@jessiemcdaniel4780 2 ай бұрын

I'm disabled and started drawing his And waiting to drawing my own

@AmberMaureenPuanani 5 ай бұрын

What is the family max? Our disabled son just started collecting on my husband. Half of my husband’s SS is higher than my SS. I am 65 in December. My husband is collecting his social security too. Wondering if I should start SS because even at full retirement my SS will never be even half of his?

@MyGovExpert 5 ай бұрын

kzbin.info9qS29OIKP6s?feature=share

@emmadavis9503 14 күн бұрын

What if your spouse lives on another state?

@mzddrews 23 күн бұрын

My husband passed in August at 79yrs old. I am 69 and currently collecting my ss. He collected his too. Am i eligible for surviving spous benefits? How mch am i entitled to collect

@DebLindley-xg8gz 18 сағат бұрын

Yes, and it should be 100%.

@cathyjennings5580 2 ай бұрын

What is the difference between SSA. & SSRI ???

@DebLindley-xg8gz 17 күн бұрын

SSA = Social Security Administration SSRI= Social Security Retirement Insurance

@luzrose588 20 күн бұрын

How about if I’m retired from state job and I’m collecting a retirement check. Why will ssa take 40% of my social security benefits due to I’m already collecting a retirement. I feel like it’s a punishment for changing careers.

@jessiemcdaniel4780 Ай бұрын

How much will my check increase its been put up for five years

@dismith7019 12 күн бұрын

Does s.s run a month behind?

@hortencemireles5450 4 ай бұрын

Does spousal survivor benefits mean that the first wife is the Only one who qualifies? qualifies?

@hortencemireles5450 4 ай бұрын

Kept watching and kind of got my answer. Does common law marriage qualify?

@DebLindley-xg8gz 4 ай бұрын

If your State is a Common Law State, then SSA also abides by it.

@judyedmunds9469 3 ай бұрын

I'm 64 and receiving survivor benefits from my who passed in 22 when I turn retirement age can I collect both mine and his benefits?

@dorotheabrown8263 5 ай бұрын

Once u get wb is it for life or can they cut it off?

@MyGovExpert 5 ай бұрын

No...get it forever. As long as your under the yearly earnings limit.

@dorotheabrown8263 5 ай бұрын

Thank u .can they make u work? R is it really ur choice .

@janes8863 2 ай бұрын

What are the qualifications to apply for SSI in California? If your SS is under 20,000, are you qualified?

@MyGovExpert Ай бұрын

@judithanndykman5514 5 ай бұрын

When I applied for survivor benefits soc sec sent me a letter saying I said I would Not apply for SSI I can’t seem to get Medicaid due to my millers trust done in Alaska but I have chronic special needs COPD and I have a lung doctor how can I get c-snp

@MyGovExpert 5 ай бұрын

Give us a call. C-SNP is not income/resource related. 888-817-0446 Just leave a message with your name, phone, city/state, and a quick message about wanting CSNP.

@GloriaMorris-r9w 2 ай бұрын

I draw on my late husband’s SS and widow’s pension through the VA , will I get anything

@jessiemcdaniel4780 Ай бұрын

How do my money increase

@jessiemcdaniel4780 Ай бұрын

I'm 65 now my full retirement age is 67

@DebLindley-xg8gz 17 күн бұрын

@@jessiemcdaniel4780by waiting until 70 years old to start receiving SSR.

@mbl3003 5 ай бұрын

Hello Dr. Ed, What is a rib deb

@DHall-s9c 13 күн бұрын

I currently receiving spousal surviving benefits. You’ve talked about DRC. When I filled, social security office I’d not give me DRC. Am I eligible to receive DRC?

@carlaporter7469 19 күн бұрын

I'm currently 68 and divorced after 27 years of marriage. I started at 62 getting my SS on my record. My x received disability SS and passed away recently. How do I find out if it would would raise my SS to file on his?

@Marley_313 Ай бұрын

Can I switch from my benefits to my ex-husband's benefit when he turns 62

@MyGovExpert Ай бұрын

@smiley8881239 5 ай бұрын

My sister, age 62, still working and not receiving any social security benefits, has a husband on social security disability and he is not in the best of health. When he passes and she applies for widow’s benefits, will she receive his current disability benefit amount or will she receive a reduced amount?

@Dorothy-py7qf 17 күн бұрын

My husband and I divorced at 5 yes, would we h 4:23 ave remarried, I believe so but he was killed in a car accident 1 year after we were divorced. So why does the gov get to keep all his benefits and could I really at 73?

@andfam33 12 күн бұрын

My husband died at 50, we were married 18 years. I’m working and plan to collect his since benefit amount will be higher. His retirement would have be at age 62. He died in 2008 would her receive delayed retirement credits still?

@doveleboeuf6625 5 ай бұрын

What if you were married to a Canadian for 17 yrs. He's bk in Canada and you're in US

@MyGovExpert 5 ай бұрын

If he worked and paid into Social Security, you should be okay.