From BROKE to $10K: My Emergency Fund Savings Journey

[@BudgetingJustBecause]

Xmas Giveaway Live 12/15/24 @6pm cst. Set your reminders because you don’t want to miss it!! You must be subscribed publicly to my channel to win so please go set it up now. See you there!! Here’s to Saving Big in the new year! Click the links below to catch up on my budgeting series. 2025 is our year!! How many savings challenges you need? kzbin.info/www/bejne/pX3Of3t6fsqKn7Msi=2BpP4PUqnYYk9nuK My 2025 Sinking Fund Plans! kzbin.info/www/bejne/bqHLiZWVq7SdiaMsi=ALFNljNQTKcQ-85X My 2025 Savings Challenge Plans! kzbin.info/www/bejne/mH7Wm4iqZ7GDoM0si=z2JiNKFUdgx62hI3 Road to 10K! Let’s do this!! If you’re not subscribed, I would love for you to join my community. We have a great time. I appreciate your support! geni.us/SubscribeBJB

[@MoniqueJ-g2s]

I implemented a detailed budgeting strategy, tracking every expense and setting clear spending limits across all categories. In just six months, I saved over $20,000, giving me a strong sense of financial security and the ability to invest in my future. This approach has transformed the way I manage money, and I now feel more confident than ever about achieving my long-term goals.

[@Nancy-1w]

that’s incredible! What’s the secret behind this strategy? How did you manage to save up so much so quickly?

[@MoniqueJ-g2s]

Thanks! The strategy was all thanks to Lorrie Greta Hillard, a brilliant financial advisor. She helped me create a personalized budgeting plan, track my expenses, and prioritize savings effectively. Her expertise made all the difference in reaching my financial goals!

[@Nancy-1w]

Thanks for the tips! I was curious, so I did a little research and looked up the name.

[@Latonya-r.b]

20K? Wow! Looks like you’re the ultimate frugal queen!

[@BudgetingJustBecause]

@@MoniqueJ-g2s yassss that’s what I’m talking about 🙌🏽

[@a2zbudgets101]

Hi Kris! Here showing support... Congrats completing some challenges! Great video!🩷🩷

[@BudgetingJustBecause]

@@a2zbudgets101 thank you so much 💗

[@mariesbudgetinghacks]

Great job Kris! Can’t wait to see the amount you save.

[@BudgetingJustBecause]

@@mariesbudgetinghacks thank you 🙏

[@aliciaknight7422]

#19 good luck Kris on completing your challenges.🎉 love your videos.

[@Chevy2Tyme]

#28 Great video, Kris. Now why didn't I think to cash in my fetch points for a gift card? I spent $102 on candle day! I have a sinking fund for bath & body works & I used a 20% off coupon, so my 12 candles were in my budget. I have one more paycheck to go before I finish my 2024 savings challenges.

[@BudgetingJustBecause]

@@Chevy2Tyme you can use it for the semi annual sale 😊

[@mherring9648]

Great video, looking forward to more of your videos. Thank you for the inspiration.

[@BudgetingJustBecause]

@@mherring9648 thank you for watching 🙏

[@barbaralynnbudgets8801]

Hi Kris! Watching while working 😊💕

[@jessicapaul5884]

Hey Kris! You put your $40 in nieces & nephews challenge but took out the all the other bills you had in there. You did it backwards. 😊 Yes, my oven went out as well. Had to buy new stove. I will be saving in the new year for appliances. 😊

[@BudgetingJustBecause]

@@jessicapaul5884 hahaha you caught it!! That’s what happens when you record at 5 in the morning lol

[@mandi_1723]

Congrats 🎉 on finishing your challenges!!!! I pick number 15

[@BudgetingJustBecause]

@@mandi_1723 thanks Mandi 😊

[@yosoyten14]

Great savings! 🎉

[@BudgetingJustBecause]

@@yosoyten14 🙏

[@Niensbudget]

Good afternoon! Great savings! ❤❤

[@BudgetingJustBecause]

@Niensbudget thank you so much 💗

[@c.parker8439]

Happy Holidays! Good luck

[@BudgetingJustBecause]

@@c.parker8439 happy holidays

[@IDesireeWealth]

Heyyy Kris, I watch this yesterday and I forgot what I watched so I'm back watching it again lbvs

[@BudgetingJustBecause]

@@IDesireeWealth appreciate you

[@KarpsKreations]

Great video. Congrats on finishing savings challenges. That's my favorite part of what we do. Yeah I won!! ❤ I did catch your mistake in the bee savings. 😊 You did say the owe you 😂

[@BudgetingJustBecause]

@@KarpsKreations hahaha I sure did. Congrats!!

[@Winter_Babe_Saves]

Have a great Weekend ❤

[@BudgetingJustBecause]

@@Winter_Babe_Saves you too!

[@budgetfoursuccess]

Hi Kris 🎉🎉🎉Happy Sunday. I hope you are doing amazing 🤩🥰🩵

[@BudgetingJustBecause]

@@budgetfoursuccess hey Onyx 💗

[@ITSKARENBABY]

😂😂 I saw the mess up😂😂 it's all good friend at least you caught it!! I am going to roll with #20 ! Happy Sunday friend🩵🩵 The after Christmas sales are the BEST! I AM READY FOR THE UNSTUFFING!!

[@BudgetingJustBecause]

@@ITSKARENBABY it was too early lol lol

[@misstanishaa]

Excited to see the unstuffing ❤.. #7 for me

[@BudgetingJustBecause]

@@misstanishaa thank you 🙏

[@lakeshiacreates861]

Great stuffing, I pick number 2

[@letabond575]

#7….you encourage me to get ready for 2025. Thanks!

[@BudgetingJustBecause]

@@letabond575 yes let’s do this!!!

[@KaySoBlessed1]

Happy Sunday Kris! 😊

[@BudgetingJustBecause]

@@KaySoBlessed1 happy Sunday

[@Backw0sh03]

Great motivational savings video!! I am so excited to start my 2025 monthly challenge in my Maroon 5 binder! Lucky #3

[@BudgetingJustBecause]

@@Backw0sh03 yay!! You’re going to do awesome😊

[@tamikajones6970]

Hey Kris! Great savings ❤ #21

[@BudgetingJustBecause]

@@tamikajones6970 thanks Tamika

[@BrittanyLinger]

i choose #14. so looking forward to seeing the unstuffing!

[@BudgetingJustBecause]

@@BrittanyLinger thank you

[@julieb6680]

It is so crazy. Another year is about to end. I am already starting on my 2025 budget and selecting savings challenges to fund my sinking funds and holidays. I am so ready to get started because my first goal is to pay off my car note in the first quarter🤞🤞

[@BudgetingJustBecause]

@@julieb6680 yesss let’s go!!!

[@budgetfoursuccess]

Oh yess I love the FU Challenge 😂😂🥰🩵

[@BudgetingJustBecause]

@@budgetfoursuccess my favorite challenge

[@mortalley]

I pick lucky number 7!!! 🎉 Happy Holidays to all!!!! 🎄

[@BudgetingJustBecause]

@@mortalley happy holidays

[@AutomaticallyTonisMoney]

Lol, I caught it! I should have a niece (3) and nephew (5) fund as well; they ask me for money every month, it never fails!!

[@BudgetingJustBecause]

@@AutomaticallyTonisMoney yes and the older they get the more money they need haha

[@CAdrivergirl]

I love ur video thank u!

[@BudgetingJustBecause]

@@CAdrivergirl thank you 🙏

[@AutomaticallyTonisMoney]

#16. Great video. I'm still thinking about the net worth quiz! 😂

[@BudgetingJustBecause]

@@AutomaticallyTonisMoney thank you for joining the live

[@SaveWithMeLaShondaD]

I am excited to see how much you have saved.😊 I did see where you messed up.😂😂 But it looks like you fixed it.😂😊 #26

[@BudgetingJustBecause]

@@SaveWithMeLaShondaD yes lol I fixed it

[@joyfulbudgetingco]

Kris, Another great video! The mistake is you counted $60 to trade for the hundred but you put the stake in your hand in the tray. I’m glad you caught the mistake. I choose #13

[@BudgetingJustBecause]

@@joyfulbudgetingco yasss lol

[@izzybreezybudgets]

Good video

[@MoMo-ip4zy]

Great stuffing #7

[@BudgetingJustBecause]

@@MoMo-ip4zy 🙏

[@mayralugo-case514]

I enjoyed your savings challenge video. My number is 25 🤑

[@BudgetingJustBecause]

@@mayralugo-case514 thanks Mayra 😊

[@lucillesmith9764]

Hello Kris, I have stuffed my last cash stuffing for the year.

[@BudgetingJustBecause]

@@lucillesmith9764 nice job Lucille!

[@rickismith1259]

Great video. Have yourself some extra change. You did say they owe you. 😂 #24💙

[@BudgetingJustBecause]

@@rickismith1259 that I did say lol lol

[@ruthking466]

Good evening Kris. When you changed the $100 you mistakenly put the $60 in the envelope instead of the tray. Awesome end of the year cash stuffing video.

[@BudgetingJustBecause]

@@ruthking466 yup I was filming too early lol

[@blackwidow9737]

Great stuffing 🎉🎉. #18

[@BudgetingJustBecause]

@@blackwidow9737 🙏

[@kathymcneil8282]

#4 you put the 60 in the binder instead in the cash tray..you switch them

[@BudgetingJustBecause]

@@kathymcneil8282 yes!!! lol lol I fixed it

[@Nudge24]

I'm still working out my 2025 savings challenges, I plan to hit the ground running #24

[@BudgetingJustBecause]

@@Nudge24 I can’t believe 2025 is right around the corner. Where did the year go?

[@conniekelly-hl5qr]

Hello Kris Yep I caught that mistake. The $60 dollars is the change for the $100.

[@BudgetingJustBecause]

@@conniekelly-hl5qr I did say they owe me money lol lol

[@margobudget]

Great stuffing #14

[@BudgetingJustBecause]

@@margobudget 🙏

[@rosbudgetlife3324]

great savings Kris!! See you next week, I know you mentioned you needed gift cards can they be digital or physical.

[@BudgetingJustBecause]

@@rosbudgetlife3324 Hey Ro Digital please. You can send directly to the winner 💗

[@c_love702]

Come on #4

[@rosbudgetlife3324]

Hey Kris 💚

[@candicegray9799]

#13 love yr channel 💯💯💯💯💯

[@BudgetingJustBecause]

@@candicegray9799 awww thank you

[@BronxQT24]

#24. Great video as always!

[@BudgetingJustBecause]

@@BronxQT24 aww thank you

[@elsie7550]

I pick 22

[@terrynorman1222]

I’m picking #14👏🏽💪🏾! I think you added wrong on the challenge that was 24$?? You took money out the bee challenge and added the 100$ bill back😂😂😂

[@BudgetingJustBecause]

@@terrynorman1222 yes that’s what I get for trying to film early with no coffee 😂

[@terrynorman1222]

@ 😂😂😂😂I know about not having the coffee1st💪🏾

[@InternationalBudgeter]

Number 13 Nice video

[@VictoriaIsVictorious321]

Great video. #19

[@BudgetingJustBecause]

@@VictoriaIsVictorious321 🙏

[@LadyRina8670]

14 love the video ❤

[@BudgetingJustBecause]

@@LadyRina8670 thank you 🙏

[@DeniseMeyerhoff]

Hello 😊

[@tinaderricott30]

I caught you

[@blackwidow9737]

B savings

[@myangelsam519]

Love your videos! #23

[@BudgetingJustBecause]

@@myangelsam519 thank you 🙏

[@lucillesmith9764]

30

[@terivasquez3638]

New Subbie #11

[@BudgetingJustBecause]

@@terivasquez3638 thank you 🙏

[@dookiejohnstoneBudgets]

$60 should of went to the cash tray not the envelope😂

[@BudgetingJustBecause]

@@dookiejohnstoneBudgets lord lol

[@luckylib]

#93

[@whenindoubtplanitout5527]

21

[@dookiejohnstoneBudgets]

19

[@bebesjourney3960]

14 love your video

[@BudgetingJustBecause]

@@bebesjourney3960 thank you 🙏

[@lisazach5281]

#13😊

[@Winter_Babe_Saves]

#11❤❤❤

[@BudgetingJustBecause]

@@Winter_Babe_Saves 💗

[@IDesireeWealth]

I'm not going to win but 21 lol

[@BudgetingJustBecause]

@@IDesireeWealth lol don’t say that

[@NewYorkScratcher]

#25

[@meekshouse21]

14

[@elizabethjames7216]

Hi Kris, You put the wrong amount in the envelope. #25

[@BudgetingJustBecause]

@@elizabethjames7216 I sure did lol

[@kellieg1970]

#4

[@candygurl30]

#20

[@jaelilpop8413]

Your missing a $20 in you honeycomb challenge

[@BudgetingJustBecause]

@@jaelilpop8413 girl yes I caught it at the end lol

[@tiffanyf4155]

#11

[@ChemekaS]

Hey #13

[@shellyfitts-oliver7262]

You was suppose to put the $60 in the cash tray not the rest of the money from the challenge. #12

[@BudgetingJustBecause]

@@shellyfitts-oliver7262 I was trippin lol

[@Priyanka-t5h8l]

15 is my number

[@angelprince3858]

11 is my number

[@stephaniecurtis4567]

#25