Frugal Fail & Frugal Win! Learn 15 Things To Cut In Half To Save Money!

Save Money! Frugal Living! Learn the 15 things we can cut in half to save money! Also, we share a huge frugal fail and a frugal win! Early retirement debt free couple shows you how you can have an abundant and full life with less money! Living a debt free life is possible by simple budgeting and not over spending! Debt free living is within reach!
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[@W3ndyPearc3]

As soon as you said '15 things to cut in half to save money, my husband, Richard, shouted out 'credit Cards'. 😂

[@FrugalMoneySaver]

Love that! Hubby is brilliant!!! LOL!!

[@W3ndyPearc3]

@@FrugalMoneySaver 5 goats and a sheep and he's yours 😉

[@lindarobertt6206]

Emmy, I absolutely love your last tip about cutting the negativity in half. People who lived through the depression knew how to save yet they were mostly positive.

[@FrugalMoneySaver]

Absolutely right! Thanks for sharing Linda!

[@gwendolynjulien4851]

Sorry l was to comfy with my Echo dog, was going over a few seen videos which l do a lot, but don't fall asleep. Very 😞!

[@carolyneastman6095]

I no sooner said to myself “Emmy’s hair is always beautiful”, when you disagreed 😥....I used to complain about my hair, too....until a dear friend had chemo and lost her hair....right then, I made myself a promise I wouldn’t do that anymore, and I haven’t....God blessed you with lovely tresses, I’m encouraging you to embrace them....I’m willing to bet none of us think you look anything but lovely on every video.....that’s my 2 cents 😂😂 thank you for the tips and for keeping it real....and for Dixie’s cameo 🤗🤗🤗 Happy Belated Father’s Day to Paul....

[@FrugalMoneySaver]

Yes, I do embrace them and I am VERY thankful. I don't mean to seem ungrateful!

[@joyceclark8163]

Yes, you have Absolutely BEAUTIFUL HAIR!!!❤

[@cjblack5925]

I agree… absolutely beautiful hair!

[@jessiesoftpaws]

Cut that negativity in half Emmy 😂 you're beautiful!

[@megablessedgram]

I totally gave up dryer sheets. I use no fabric softener at all now. And I don’t see myself going back. Laundry is perfectly clean, smells fresh and no static.

[@jessiesoftpaws]

I love your positivity, it's so refreshing 💕

[@FrugalMoneySaver]

So kind, thank you!

[@missyford1397]

As someone with post menopausal thinner hair, I honestly can say that you have BEAUTIFUL hair. Enjoy those strands.

[@FrugalMoneySaver]

Missy thank you! I am thankful!

[@stevehartman1730]

If you watch 1030s films Great Depression, they r all positive n optimistic.where thr little guy wins. Where love prevails. Theres always a way. God bless yall

[@FrugalMoneySaver]

You as well, thank you!

[@differentperspective4124]

I love the cotrailian designation for Dixie

[@debimorsette1685]

All great tips. I use most of them. The last six months or so, if I’m not feeling well, I don’t tell my family or friends. The more I mention it, the worse I feel. Being cheerful and thankful chases those aches and pains away. Debi in Vicksburg, MS. 🥰🥰

[@GinaStanyerBooks]

These are such great points. I have done all of this for years now, I have gone down to the minimal - just keep cutting amounts until you notice a negative difference. I am now in a place where I don’t have to worry about the pennies, but I still think it’s important to be respectful of your money.

[@FrugalMoneySaver]

Great point Gina! It's not about watching pennies so much as it is about being accountable for our money!

[@uweschroeder]

There's a saying where I'm from which translates to "If you don't value the penny you don't deserve the quarter". I bet there's something similar in English.

[@carlatoppins8567]

@@uweschroeder Nice One!👍🏽😉

[@erinlavigne6644]

Cut the negativity in half--I think the best tip today! Thanks for another inspiring video!

[@FrugalMoneySaver]

You are so welcome Erin! Thanks so much for watching!

[@triciatuley7423]

Love Love Love your attitude. From over here in Australia

[@FrugalMoneySaver]

So very kind! Thank you so much!

[@sarronwyrwas1268]

Cut my grocery shopping down from 4 times a month to twice a month…have been able to save 400 dollars a month!

[@FrugalMoneySaver]

WOW! that's wonderful Sarron!

[@stevehartman1730]

Use the beach cart when u get groceries ...i mean from your car into your house.

[@tinabonner6286]

I LOVE YOUR HAIR!!! You are GORGEOUS! ❤

[@FrugalMoneySaver]

Awww you are so sweet, Tina! Thank you!

[@rreuss9277]

Here's my tip. Since it's just the 2 of us I make half a cake mix. Just cut all the ingredients in half. Makes 12 cupcakes or a small cake.

[@FrugalMoneySaver]

Perfect! Thank you!

[@hello_Tam_here]

Good tips! I make chocolate chip cookie dough, scoop out and freeze individual cookies, then I can pull out a few and bake them when we want them.

[@FrugalMoneySaver]

Great idea Tammy Jo! Thank you!

[@monicabrazil212]

I love this idea!

[@maureenmiaullis6427]

My grandmother baked the cookies and put the extras in the freezer. She would put a few in each baggie and take them out to thaw as needed.

[@libbyhinson4676]

❤️❤️❤️

[@pigletsbank437]

Brilliant to cut the negative thought✂️! All 15👌

[@FrugalMoneySaver]

Absolutely!

[@flufftronable]

I was only thinking your hair looks so gorgeous, love the curls

[@FrugalMoneySaver]

That is so sweet of you! Thank you!

[@bonniesherwood3251]

I agree! Looks nice

[@grannyprepper1181]

Ditto!!

[@carmenalinaiancu3738]

I can't think of a bigger waste of money than buying soda drinks, basically paying for air bubbles and chemicals. I know it's hard to give it up but once you can, it's such a win.

[@FrugalMoneySaver]

Aboslutely! Very true!

[@williesmith4720]

Your hair is beautiful!

[@tamarasmith288]

LOVE #15:):)

[@FrugalMoneySaver]

Thanks so much Tamara!

[@widowswatch6610]

Good tips...... and simple to do..

[@FrugalMoneySaver]

Glad you liked it! Thanks!

[@lyarcadia]

I would say when you bake, cut the sugar in half, or even one quarter. Your cookies would taste much better. And I would add if you cut your soda and sweet drink in half you also save medical bills.

[@FrugalMoneySaver]

Yes, we have been doing that and you really can't tell!

[@kerstinshadow2210]

Love these tipps. Never thought of the tooth paste.

[@FrugalMoneySaver]

So glad the video was helpful Kerstin!

[@dianebrenna9510]

Your hair is gorgeous! I'm jealous. Months ago you shared a viewers tip, reusing plastic bags, like cereal bags etc. I am doing that! LOVE it, the thicker plastic makes it so my food doesn't get frost in the freezer on the inside !

[@FrugalMoneySaver]

Thanks so much Diane!

[@karlinebohne789]

Love the tiger Lillie’s - reminds me of my parents home on Long Island

[@FrugalMoneySaver]

So lovely...

[@ml.5556]

Great video. Fabulous bargain with the cart - well done 👍. Bargains like that make me so much happier than buying at full price. Xx

[@FrugalMoneySaver]

Me too Marion! Thanks!

[@Elizabeth-rh1hl]

Lots of good ideas. I’ve starting using cloth napkins instead of paper ones. I’ve reduced my use of paper napkins to zero and paper towels by quite a bit too by using cloth rags instead. You still need paper towels for some things but you can cut them back.

[@FrugalMoneySaver]

Yes Elizabeth so true! I keep napkins on hand just to clean chicken LOL! Thanks for watching!

[@jeannel1065]

DixieBelle is so sweet. Your hair is gorgeous, Emmy. Great beach cart find. Minimal Mom suggested cutting green pot scrubbers in 1/4-it makes a very handy size. I cut one in 1/2 and two 1/4. One of the smaller ones got grungy and I tossed it without regret. That’s the kind of tip I thought of when I read your title, lol.

[@FrugalMoneySaver]

Thanks for sharing Jeanne!

[@laetitialogan2017]

Your hair is gorgeous

[@FrugalMoneySaver]

Oh that is so kind of you! Thank you!

[@mistycarhart3296]

Your hair is always so beautiful!

[@FrugalMoneySaver]

Thank you so much Misty!

[@saundrajohnson1571]

Your hair looks great, Emmy.

[@FrugalMoneySaver]

Thanks so much!

[@differentperspective4124]

I use 1/2 or less of the amount of laundry and dishwasher soap recommended on the label

[@naomirankin214]

Why are you apologizing for your HAIR? Don't apologize for your hair! You said it yourself - you are already beautiful

[@FrugalMoneySaver]

Naomi lol...you got me there! Thank you!

[@mythriftyplussizelife]

@@FrugalMoneySaver I love your hair up in the front. So cute!

[@carolinereynolds2032]

Less meat more vegetables, fewer soft drinks more water, all of these things are also better for your health.

[@FrugalMoneySaver]

Absolutely!

[@elizabethwhite4225]

We don't have cable any more. Have fire stick and we love it.never wants to go back to cable.

[@FrugalMoneySaver]

Us too! We have a Roku and it's amazing!

[@stevehartman1730]

My 96 yr old STEP MOM always chewed 1 half stick of gum. When she passed i put all of her love letters from dad in there with her along with an issue of gold fever with Tom Massies picture with her and the half stick of gum. She was a great lady i miss her

[@FrugalMoneySaver]

Lovely tribute!

[@jacquelinejordan1588]

Didn't go shopping this week. We don't need anything, and it will force us to use what we have.

[@FrugalMoneySaver]

That is so great Jaqueline! Thanks for sharing!

[@robinheberlig8577]

When baking, try removing 1 Tablespoon of sugar from every cup and you will never miss it. Again, something very small, but it adds up over the long run. I think it also programs our brains to think about where else can I cut and not miss it. I use 1 Tablespoon of laundry detergent. I have a top-loading HE washer and a water softener. Any more laundry soap than that and I am running multiple rinse cycles.

[@FrugalMoneySaver]

Great tips Robin! Thanks so much!

[@frugallyretired9960]

I had to laugh about the soda. I never was a soda drinker. About 2 years ago I purchased a 12? pack of flavored sparkling water (unsweetened). This summer I will finally finish it (I think). I drink a lot of water and tea. For summer I take a teabag and put it in a glass jar (saved from something else) and fill it with hot water. Once done I put it in the fridge for the next day. Winter I take 1 tea bag for a cup of tea in the morning and save the spoon and tea bag for my afternoon tea. Just a few things I save money on. Love your channel; have a wonderful week.

[@FrugalMoneySaver]

That is so funny! All I drink is water and tea too! Paul loves soda but I can't take the carbonation and sugar lol!

[@lyarcadia]

I suggest loose leaf tea then you can use less leaf for each cup. And tea leaf is meant to be used multiple times so just add water as many times as you want and they should last at least one day.

[@saundrajohnson1571]

Ten dollars??? Whoohoo! That’s like my $10 espresso machine. Only one of its kind on the Walmart clearance shelf, but not priced. Cashier asked a manager about it. He looked at me and asked, “Ten dollars?” I just said, Sounds good to me! And that was that. That machine was brand new, still in the box, and normally would have sold for $139.00. So, congrats on your cart, Emmy! Great find! 😃

[@FrugalMoneySaver]

WOW! You got a great deal! Congrats!

[@juliecampos9842]

Great tips! Emmy, your hair always looks beautiful, humidity or not. Happy Anniversary to you and Paul as well! 🥰. Pleasure seeing Dixie! Take care.

[@FrugalMoneySaver]

Thanks so very much Julie!

[@kimmyers7583]

Thank you for saying cut the negative. It’s the best tip! I also love your hair!

[@FrugalMoneySaver]

You are so welcome Kim! It's true lol! Thank you!

[@maryjothompson4578]

When a foaming soap bottle is empty, refill it with 25 % soap and 75% water. I use this method for hand soap, and will try it with shampoo.

[@FrugalMoneySaver]

Yes! We do that as well!

[@patriciabaines5832]

Your hair looks great👍

[@FrugalMoneySaver]

Thanks so much!

[@stevem6949]

Awesome video thank you.

[@FrugalMoneySaver]

You are so welcome Steve! Thanks for watching!

[@juliemoore6957]

I love your hair!

[@FrugalMoneySaver]

Thanks so very much!

[@rubyred8845]

Emmy I prefer your hair like this! You are like sunshine, warm and welcoming.

[@FrugalMoneySaver]

Oh my gosh how sweet! Thank you!

[@teresa4565]

I think two types of people exist, those who love being frugal and embrace it and those who don't like it at all but need to in order to not live paycheck to pay check. So it must be hard not to be negative, I am very thankful that being frugal and saving money makes me happy. Good tips all around!!

[@FrugalMoneySaver]

I agree Teresa! I actually love being frugal!

[@DG20556]

Great ideas. I have been doing the toothpaste trick for many years.

[@FrugalMoneySaver]

So smart D G!

[@ktktktktktkt]

Your hair looks so pretty !!

[@FrugalMoneySaver]

Thank you so much!

[@BeggingOwl]

Your hair is beautiful! I was wondering what you did to make it so lovely!

[@FrugalMoneySaver]

Thanks so much!

[@rickgasper4234]

Emmy, when I saw your hair, I thought it was beautiful! I thought what did she do to make her hair so beautiful! You should wear your hair like that all the time. I really enjoy your show! Thanks for teaching me so much! Rose

[@FrugalMoneySaver]

Thank you so much!

[@tamihill4229]

I also walk to the grocery store I carry my cart with me. If cart full no more grocery

[@nicidevine6670]

We use a laundry soda 🥤 and we love 💕 it N use about a 3 T in cold water !!!

[@FrugalMoneySaver]

Thanks so much for sharing!

[@michelletessier1647]

Always great ideas! I love to get a personal or handmade gift. I also thrift things for certain people in my family especially my daughter. She prefers things that are not brand new from the store plus you can get great one of a kind items.

[@FrugalMoneySaver]

I agree! I love thrift store items as a gift for the uniqueness!

[@lucytedder1718]

Absolutely LOVE my ROKU!!!! Such a huge money saver.

[@FrugalMoneySaver]

Isn't it great Lucy!

[@joycewright5386]

We just switched to roku and every time I watch tv I say how amazing it is to be free! We are saving over $100 a month!

[@catinacheatwood3084]

Omg, such great ideas for improvement! Thank ya'll

[@FrugalMoneySaver]

Catina thank YOU!

[@kathycourington4748]

Love your Vlogs! Such sound advice.

[@FrugalMoneySaver]

Thanks so much Kathy! Happy you are here!

[@donnamurphy1871]

Awesome as usual, thank you!

[@FrugalMoneySaver]

Glad you enjoyed it! Thank you Donna!

[@kaelaleedaley]

Excellent tips, thank you so much for sharing them! Xx

[@FrugalMoneySaver]

You are so welcome! Thank you KaelaLee

[@janfromnycsavesmoney8723]

Folks PAY to have their hair look as gorgeous as yours does! Lol Also that beach cart is amazing! Love the " rule of half"! Its a saver!

[@FrugalMoneySaver]

Thanks so much Jan! Always love your comments!!

[@lizm5991]

Great tips!!!

[@FrugalMoneySaver]

Thanks so much Liz!

[@melindabanning4497]

Your hair looks beautiful! Good tips Amy, author of the Tightwad Gazette, encouraged us to use less and less until you notice a difference then add a little bit back in... I buy $3 or less books, most of them are less than a $1. We don't have internet so we don't have the streaming channels so I have been buying DVDs cheaply when I find them. We are very blessed.

[@FrugalMoneySaver]

Yes we are so so blessed Melinda! Thank you!

[@lonnaandkenny428]

You can buy new screens from Ebay and fix it yourself. It's really easy. My husband has had to change my iphone screen a couple of times. Cost was less than $30. Just an idea.

[@FrugalMoneySaver]

We went to Apple because everyone said it would come out perfect and with a warranty. God blessed us...it was just a bit over $100

[@DebCrawford]

Your most motivational video to date, Emmy and Paul. So happy about that amazing beach cart! Kind of balanced out the phone. Cutting negativity is a good one and everyone needs reminders. Wave to Dixie-Belle!

[@FrugalMoneySaver]

Thanks so very much Deborah!

[@ennyschlaghecke4516]

Dear Emmy, also here in the Netherlands we are very happy with your tips and tricks about frugal life. Thanks! Enny

[@FrugalMoneySaver]

Oh thank you Enny!! The Netherlands!! How wonderful!!

[@katemill3632]

Baking Soda and Hydrogen Peroxide4 mixed great for brushing your teeth. I don't wear make up and no perfume, I use an organic Laundry soup I use 1 tablespoon, and a Tablespoon of white vinegar, I don't eat meat, No soda, no juice, I don't bake , I don't eat sweets, We were never allowed to to chew gum, and I never made a habit of it, Snacks, I just have fruit, I never eat out, I don't have cable, and I have not had it for 15 years, No car, no gas, I cut magazines 25 years ago, My gift budget is fixed for the year at $300, I'm a very happy person.

[@stacistaci6657]

I'm surprised you don't bake I would have guessed you don't buy things like bread, instead you bake it yourself.

[@FrugalMoneySaver]

So happy all these work so well for you Kate!

[@katemill3632]

@@stacistaci6657 I am allergic to grains, I am a wonderful baker and I was a chef, but I am very careful about my diet with loads of food allergies.

[@stacistaci6657]

@@katemill3632 Wow. Allergic to grains? I know that must be tough. I totalled understand the no baking now.

[@afrugallittlelife]

Your hair looks gorgeous ☺️ Tysm for all the wonderful tips, I agree, people need to cut that negativity in half 😂🙏🏻

[@staciearagon5394]

Lol, cut the hair negativity. Those of us with stick straight hair would kill for your gorgeous hair 🤣

[@FrugalMoneySaver]

Love that Mimi and thank you!

[@katymonsour8369]

You guys are truly cheerful frugality at its BEST... luv u 2!!!

[@FrugalMoneySaver]

Thanks so very much Katy!

[@wandahall4435]

Some great ideas for saving!!! Rewatching is great!!!

[@FrugalMoneySaver]

Thank you our dear friend Wanda!

[@tmclemons4213]

Lol I was thinking how pretty your hair looked. Also, my trick is when a bottle of shampoo, conditioner or clothes detergent gets half empty, I fill it back up with water. It makes absolutely no difference. Shampoo still lathers wonderful and clothes get clean. That is my favorite half trick.

[@FrugalMoneySaver]

Great tip! Thanks so much!!

[@A2thaLO]

Love my Roku, I cut the cord on cable. Saved $50 a month.

[@FrugalMoneySaver]

We love ours too!

[@WilletteB]

These are great tips, Emmy. Some of these I already do. Please know your channel is part of the reason I implement them. Thanks so much for sharing. Love to you and Paul. Blessings! 🙂❤️

[@FrugalMoneySaver]

I'm so glad Willette! That is so encouraging!!

[@lorikorstanje2964]

Great tips

[@FrugalMoneySaver]

Thanks so much Lori!

[@teebirds7152]

Your hair looks great. I have straight hair and wish I had some of those curls. Love the necklace too

[@FrugalMoneySaver]

Oh thanks so much Tee Birds!!

[@michaelconnolly7681]

I love it! Excellent video

[@FrugalMoneySaver]

Thank you very much Michael! Thanks for watching!

[@helenhartley6904]

Thanks, we try and stay on track too. We have gone pretty simple, we don't snack, or eat out, or drink juice or sweet drinks.We are now keto and eat more meat, eggs and fish but we also don't eat breakfast so save there. We don't use a dryer, we use cold water clothes wash, brew low carb beer, grow favourite salad veg, no subscriptions, accept second hand items from others like 14 large terracotta pots a friend was decluttering.

[@FrugalMoneySaver]

Helen sounds like you are doing great! Thanks for sharing!!

[@debbievonklock5504]

Thank you for being so transparent!😍👍

[@FrugalMoneySaver]

Thanks Debbie!

[@cjblack5925]

I buy the big bags of chips or veggie straws actually, and I portion the chips out in snack bags which stretches it out. I don’t eat chips hardly, but my husband and son do, so this saves a lot. I also wash those bags and reuse them of course. Ha! Xx

[@FrugalMoneySaver]

Thanks for sharing!!

[@crystinanna7829]

#15!!🔥🔥☀️☀️💥💥👍👍🎉🎉

[@FrugalMoneySaver]

Thanks so much Crystin!!

[@reneejohnson5787]

Great tips! I like the cart you found. I do many of the things you said. We only eat take out twice a month, sometimes less. Thank you for a great video.

[@FrugalMoneySaver]

Love that! Thanks so much for being here Renee!

[@ashleypauley7588]

Pea size shamppo or conditioner. I couldnt do it if there isnt alot of suds i dont feel im getting clean enough.

[@debbiekoortzen1154]

This is a great video. Love your company. Lots of love.

[@FrugalMoneySaver]

Debbie that is so kind of you to say! Thanks!

[@jantrewitt4058]

Very good advice, as always! Blessings to you and Paul.

[@FrugalMoneySaver]

Thanks so much Jan!

[@jonnaborosky8836]

Many years ago, maybe 30, I read an article in a newsletter called Use less Stuff. The name of the article was The Halfs and the Half Nots. The idea was to dilute all cleanser by 50% with water. Then, but the amount you use in half as well. Once you see how well that works, but the amount in half again. If it still gets things clean, half the amount again. Keep doing that until you find the exact amount of soaps and cleansers you need to have it clean. And remember, you don't always have to see soap bubbles in order for the soap to work. And,if you do see even a bit of bubbles, the soap is working!. Love all your tips...have done all you mentioned, except cut cable package in half. I've ever had cable. Love you,too! ❤

[@FrugalMoneySaver]

Jonna great advice! Thank you so much for sharing!

[@karenlyle322]

Your videos are the best!!!

[@FrugalMoneySaver]

Karen that is sooo kind of you! Thank you sooo much!

[@tanyapearcey8890]

Happy anniversary to you both. I'm so glad I found your channel. Your a breath of fresh air.......xx

[@FrugalMoneySaver]

We are glad you found us too Tanya! Thank you!

[@ruthcollins1691]

Thank you,love Dixie

[@FrugalMoneySaver]

Thanks Ruth!

[@nicolinadevine3984]

Love your tips N your hair looks great 👍 !!! Thanks for sharing with us !!!

[@FrugalMoneySaver]

You are so welcome Nicolina and thank you!!

[@brendaroca1049]

I started watching your channel Thank you always positive and great ideas

[@FrugalMoneySaver]

Awesome! Thank you so much Brenda!

[@jeannestott1456]

On our toothpaste tube a pea size amount of paste is recommended .

[@FrugalMoneySaver]

Not many people follow that though lol!

[@tamihill4229]

I only eat out once a month.. Also have meat once a week

[@FrugalMoneySaver]

So smart Tami! Thanks for sharing!

[@kathymintexas1556]

Great tips! Love your positive attitude :)

[@FrugalMoneySaver]

Thanks so much Kathy! Appreciate you watching!

[@susanrobinson408]

Another positive, helpful video!!

[@FrugalMoneySaver]

Thanks Susan! So happy you enjoyed it!

[@grannyprepper1181]

For decades I have watered down shampoo, conditioner, liquid dish soap and hand soap by about 50%. Toothpaste you only need a pea size amount. When people call my “cheap”. I take it as a compliment,. That means their paying attention to what I’m doing and maybe learning something. Lol

[@FrugalMoneySaver]

LOL Granny! I think of it as a compliment too! Thanks for being here!

[@jonnaborosky8836]

You sound EXACTLY like me. I've done the exact same things! We sound like twins to me.

[@cynthiajudkins2250]

Such great tips and kudos your score on the cart ✌🙏🏼💞

[@FrugalMoneySaver]

Thanks so much Cynthia!

[@rochellethundercloud346]

1.happy fathers day,paul 2.happy anneversary. 3.I just came in from dollar general.got a big 34 count box,30 gallon sized d.g home brand trash bags.$7. Got a 24 ounce bottle of dawn dish soap,$3.50.

[@FrugalMoneySaver]

Good finds Rochelle!