How Mortgage Advisers can gain CAS (Competent Adviser Status)

[@SIHRA2]

when i watch your videos i get this rush to just kick ass. Its more than just being a MA. Its about keeping fit. eating good food. thinking positive and kicking ass. Keep going brother.

[@GaryDas]

So glad that is coming across!! Thank you for saying!!

[@mohammadumorfaruq865]

Literally doing my CEMAP now and you’ve motivated me to the max!!!! Thanks man!

[@GaryDas]

That is awesome! Cheers dude

[@evaparghel]

Brilliant way of saying what CAS really means! A very clear way of pointing what should be achieved to become the right mortgage advisor in a competitive market!

[@GaryDas]

Take your time, invest in learning, go through multiple scenarios and be patient to become a real expert!

[@UnShackledTV]

Great video. A very true picture of the journey of a newly qualified Mortgage and Protection advisor. I would love to have a chat about the possibility of joining Active Mortgage.

[@GaryDas]

Glad it was helpful! If you wish to chat about joining Active - please email my ops manager Jack on [e-mail]

[@UnShackledTV]

That's great. Will do.

[@joshuaclarke6768]

WOW!!! What a great video! Me myself I'm a Luxury Real Estate Agent & about to do my mortgage qualification and this is a fantastic video to watch.

[@GaryDas]

Glad it was helpful!

[@WhenTheBellRingsPodcast_1]

Just completed my CF6 mortgage advice exam from CII currently within my firm I am protection adviser and looking to do mortgages. I have watched this video and really impressed in terms of gaining CAS status. Really motivational thanks Gary.

[@GaryDas]

You can do it! Thank you, what is your next move?

[@WhenTheBellRingsPodcast_1]

@@GaryDas looking to become a mortgage and protection adviser within my company and get the necessary licensing to practice mortgages. But want to be as competent as can be respect every aspect of what involved in doing mortgages.

[@vishwanathsonwane6253]

​@@WhenTheBellRingsPodcast_18mmm.nij

[@karolejsmont1315]

Incredible eye opening to somebody likes me who is just going through the CeMAP qualifications and yet to look for CAS. Thanks Gary.

[@GaryDas]

My pleasure

[@gregormilne8623]

Thanks for the video Gary. Really inspiring and some great advice. As a trainee mortgage & protection advisor I've been told to aim to achieve CAS within 8-12 months which seems reasonable. Really enjoying the journey so far and the content on your channel is really useful. 😃Thanks again

[@GaryDas]

Thank you. really appreciate. That’s sounds about right to me to. CAS isn’t just about file checks, it’s about quality of advice, knowledge and understanding. Please be sure to recommend the channel and subscribe. It helps a lot 💙

[@CCCUBanterbury0]

Hi Gary, thank you for such an insightful video. I'm currently going through self study of CeMAP and this has really opened my eyes to what to look out for in firms and myself.

[@GaryDas]

Glad it was helpful!

[@plantbasedwell-being3309]

LoL you’re so right about CeMap qualification vs real life cases. Pre MMR was much simpler, great point of view regarding CAS status. I’ve worked in a building society for 8 years, BTL’s & mortgage service I’m currently studying for my CeMap. The building society has been one of the most ethical financial institutions I have come across. Your videos are a great help in not just self development but how to do a job to the best of your ability. I have come across far too many dissatisfied customers who can say nothing but bad things about their mortgage broker. It’s a guide of what not to become 🙄

[@GaryDas]

Banking is probably the best foundation for mortgage advice. I started at woolwich before moving in to estate agents and brokering. Any questions or content to help you pls let know

[@plantbasedwell-being3309]

@@GaryDas Thank you so much, I think once you’re past the monotony of unit 1 it’s all good. It’s gaining the experience & finding a niche in your career that will be challenging. What do you think going forward in the current climate BTL’s or Equity Release?

[@GaryDas]

@@plantbasedwell-being3309 Both are required, specialist and looked at completely differently. Both are a great choice.

[@ayanyt8446]

Excellent video all in and out of advisor role. I need some advice I completed my cemap 6 months ago but from from the last 6 month I could not get any role . Bit frustrating at the minute just wondering how will i be able start my career as a mortgage advisor? Please need advice. Thanks

[@GaryDas]

Have you written to every single mortgage brokers estate agent and bank within a 30 mile radius of your home? If not thats a good place to start.

[@ayanyt8446]

@@GaryDas I was applying online but could not get any interview call. Now I will try to contact all local brokers let see how ot goes .

[@zacgold8064]

Hi Gary, really insightful and super helpful vide!! I love how direct and to the point you are. My question is the following, I have a full time job as a sales manager, nothing to do with mortgages. I am newly qualified as cemap and I am looking for exactly the support and training that you described. I have my own mortgage to pay and a family so I cannot give up my current job to train, but I am flexible in the day and I’m extremely dedicated and hard working to work any hour Gd sends to learn. Would it make sense to offer a firm to work for free, generate my own leads and offer the firm majority of my commission in return for full and active mentoring and support through all the types of complex cases you mentioned. It might sound crazy but I know that what you said is 100% true - the knowledge and experience is worth more in the long term - I just need a plan to approach firms with to explain a mutually beneficial. Thanks again for all your incredible content!

[@GaryDas]

I wouldn’t work for free. Maybe do it alongside your job for 6-12 months and build a brand, leads and pipeline for when you go all in self employed

[@stevenmorrison8372]

Hi Gary, been a sole trader in an unrelated industry for 6 years but been locked down because of Covid so have used the time off to do the cemap, these vids are very usefully to hear from someone in the industry, cheers

[@GaryDas]

Thank so much for commenting, really appreciate it. Check out my podcast for more inspiration www.financial-pro.com/podcast

[@alfrazkhan8347]

Hi Gary I have completed cemap fully, currently working in banking as adviser wanna get into mortgages but not necessarily with the bank I'm with as they are not recruiting. Any ideas please ?

[@GaryDas]

Apply to every company locally to you

[@tomsmith7246]

I had just completed CeMAP independently and I am struggling to find where to find a job to get experience and cas

[@GaryDas]

Contact every broker in your local area. New video coming on this subject, make sure you are subscribed!

[@tomsmith7246]

@@GaryDas thanks

[@victordavid-qg1hd]

Hi Gary. Do you mentor people that just completed the cemap course and are really eager to achieve the highest level of professionalism in the field?

[@GaryDas]

Mentoring an adviser is hugely time consuming, I do not do it personally as i have a team of 20. Your best bet is to apply to join my firm and then we can support you to gainin CAS and understanding how to do the job efficiently and professionally. If you wish to apply, send you CV and an explanation on why you think you would be a great adviser to [e-mail]

[@berger15]

I'm looking at getting back into being a broker, after a 10 year break - and getting CAS is my biggest concern. I have been given an opportunity to self-start under franchise - but CAS is my concern. How on earth can I get CAS without network support?

[@GaryDas]

The company you are working for / under will give you CAS, or at least they should. CAS is simplying checking the advice you have given is accurate. I would ask them!

[@sizwesabawu7237]

My understanding is that CAS is firm specific and cannot be taken to the next firm....you get there and do it again. Is that correct? Great content BTW.

[@GaryDas]

Thanks. CAS is "competent adviser status" If you gain it with 1 firm, the next firm will take it into consideration, but they are still required to do their own due diligence and make sure you are competent to their standard, so they will review files, check your advice and give you CAS. A new firm is more likely to hire someone who is deemed competent before joining them

[@robbrown1495]

Hello Gary, I did my CeMAP in 2003 or 2004 I can't quite remember now. I am a broker in Australia and moved here in 2005. Out of interest, has the industry changed much since then? I am considering returning to the UK and looking at options.

[@GaryDas]

Hey Rob, it hasnt changed at all. I ducked out to do insurance only 2009 to 2015. All i would say now is the criteria is harder than ever and research takes alot longer!

[@sgill1968]

once you achieve cas with one firm, is that permanent or do you need to achieve cas with every firm you work with?

[@GaryDas]

Compentant adviser status is always assesed by the firm or network you are working with, if you have had it before they usually treat you differently to a trainee. If you join my firm for example I want to make sure you are up to my expected standards and do things the way we want irrespecitive of how much experience you have.

[@babbrsher-1]

Hi Gary will you recommend doing self study CeMAP or via online training? please advise thanks. I am currently studying for CeMAP self study

[@GaryDas]

Depends on your skillset... I know plenty with self-study and plenty with online and plenty with 2 weeks classroom - its whatever suits you

[@babbrsher-1]

Thanks a lot Gary for your kind reply. Will you please recommend me some self study/online training which you think is worth of money?

[@GaryDas]

@@babbrsher-1 I don't know any im afraid. There is a training company called future trend who is worth looking at.

[@mf732]

very thorough

[@GaryDas]

Glad you enjoyed!

[@suegrace4272]

Hi Gary thank you for your video, I have taken my exams in Ce Map 1,2 & 3 and Ce ReR but I am not getting anywhere with them. I have no experience and I am not sure whom to contact regarding training that I need. I agree with you that these exams are nothing without support, training and an more in-depth understanding or the industry. Could you recommend a Company to approach to gain this support?

[@zaink7037]

Hello Sue. With me what I did was visit a few local mortgage brokers. I managed to get an interview the next day in one and now working there as a mortgage admin and hopefully get trained to advisor if the principal thinks I'm doing well. I'm new to all this with no prior financial and mortgage experience except for a few months estate agency experience so the principal knew this and that he'll have to train me from scratch but he still took me on. Best to be proactive and physically visiting these places 👍.

[@suegrace4272]

@@zaink7037 Thank you that's a great idea, time to get the suit out and visit some local mortgage brokers.

[@GaryDas]

Exactly as Zain said. Contact everyone locally to get the guidance and training

[@tomsmith7246]

Where is ur brokerage ?

[@GaryDas]

Essex and I have advisers all over the UK www.active.mortgage

[@tomsmith7246]

@@GaryDas any in Cambridgeshire?