Gen-Z Girl Going Into Debt To Bang Boomers | Financial Audit

[@CalebHammer]

▶We go much further into the DRAMA and TEA into her *insane* relationship with someone twice her age in today's post show, watch here : kzbin.info/door/Le_q9axMaeTbjN0hy1Z9xAjoin ▶Bundle my budgeting program + investing program for 15% off: calebhammer.com/bundle plus get $100 in a cash gift for signing up to start investing! ▶Download the CFO’s guide to AI and Machine Learning for FREE at netsuite.com/HAMMER

[@moimeself1088]

Caleb, your argument for the privatisation of parking is a reflection of how car dependent many cities are. Proper town planning would include investment in reliable public transport that goes where people need to go; then the land *could* be used for other purposes. But we live in broken cities that transfer the cost of public services to private citizens at a higher cost. I'm not in the US, but live in a similarly broken city. 😏

[@jackie8357]

Caleb rocking the forest greenery vibe today!

[@cutetreytn]

Caleb, whats the name of the pet insurance you use?

[@gengarsynapses]

does she say the website... asking for a friend

[@marilynbowles7982]

The fact she divorced the first guy and then went and found someone worse is mind boggling to me…

[@pixiegirl131415]

Less than 10 minutes in: I broke up with my husband because he didn’t have any direction and I wasn’t happy. Next topic: I got together with a guy who has no intention of working and is 40 years old and doesn’t know what he wants to do with his life… Girl, I’m seeing a pattern.

[@jimbomacgee3499]

Some ppl have 0 insight into their situations 😵‍💫

[@dasea]

I wish she mentioned what the site was because please where can i meet women like this...

[@MrDeathstab]

Just to throw it out there, insane asylums are illegal now. The government must have found out a cure overnight 😂. Or ya know, there just out there now.

[@mikenormandy9250]

:::yes, father issues like whoa:::

[@NNOutBurger_Gaming]

@@dasealol right

[@dorianb3671]

Her “relationship” is a huge reason why she’s struggling financially. He’s a 42 year old deadbeat cigarette addict that’s hospitalized due to lung issues, who refuses to work and plays Xbox all day. She feeds him, pays his phone, pays for his smokes, gives him free rent, while she struggles and is only 25 years old. He hit the lottery and she probably has some serious issues to where she feels this is acceptable behavior. If she was single she’d probably be doing much better

[@starry75]

I know that’s what I think. Codependency and self esteem issues. If she loved herself she would never allow this.

[@Mieldeamapola]

GIRL IF UR READING THIS!! PLEASE RUUNNN

[@lilitulee]

If she was single she would be rich by now 😂

[@claudetteodette]

I hope he doesn't trap her with a baby

[@CERap22]

​@@starry75 Exactly! SHE agreed to the absurdity. SHE moved him in. Those were here choices. She needs some therapy to help sort out that behavior. Or she'll end up kicking this dude out and getting ANOTHER "good for nothing" LEECH

[@randombullify]

I REALLY want to see her follow up in a year be "I dropped the deadbeat 40 something, my mom took over her RV, and I am following a budget that prioritizes myself." This girl is getting trampled by grown ass adults and she stands up for both of them more than she stands up for herself.

[@ricoinplano]

best comment here

[@rr-ti2xp]

Unfortunately we all know, this won’t happen. She’s too stupid to sit and think about her own decisions, it’s so obvious because she contradicts herself but doesn’t even see it.

[@ciz121]

Mate, if she read the comments from this, she should totally do it. She seems so nice and kind, she needs to look after herself.

[@shipittttt]

she's a grown ass adult allowing herself to get trampled.

[@randombullify]

@@shipittttt your compassion for other people is admirable.

[@panamasfinest2458]

She has become his caretaker. A 25 y/o should not be providing and caring for a random 42y/o child. And once he gets his disability he wont give her 2 pennies 😩girl run please

[@notyourordinarygran]

Dude found himself a young woman to take care of him and pay his bills. He fell on his feet with this one.

[@julisdaniels9214]

Lucky ass fr

[@TimesUp8888]

I honestly don't understand why any 25 yo woman would be with any 42 yo man unless he had at least a good career, house he owns, etc. wth? 😂😂 If you want a loser at 25 yo, I'm certain you could find a younger, hotter model than 42. 😅

[@Bthdk]

My prediction is dude would dump her the moment he gets better. His friend was happy she took him off his hand lol

[@GorditaSlim]

Nah, she left her HUSBAND for him. They deserve each other 😂

[@mereworth8521]

Boyfriends got it figured out 😂 a younger gf that jumps to his defense, food ordered in, game pass paid. Dude is living that feet up, hands off good life!

[@thekingofkingsrp]

I would call that experience he has gone through the good life...sounds awful.

[@Flyfella]

@@thekingofkingsrpsounds like f***ing karma punched him in the chest for leeching off this woman. No real man would allow this I know multiple husbands who are on their deathbed working to provide for their families he’s a bum

[@TheMelegence]

Why am I commenting the same term again , hobosexual, sexual for a place to stay, there is a pattern in these guests!!! 😂

[@Sue_Me_Too]

Truly, he's an inspiration for us all! WHAT A CHAD

[@pinkisforpimps]

City boys up

[@extramild1]

42 years of age, banging a 25 year old, living rent free, not having to work, been supported by this girl. That guy is a financial genius. He is the guy you should be interviewing.

[@TheDukeOfReason]

🤣🤣

[@aaronc7468]

💀💀💀

[@ABDresend]

ew wtf. hes a gross loser and gold digging jobless trash. probably sucks in bed too.

[@cooliipie]

If the genders were reversed no one would think anything of it.

[@twigmasta]

Chillin playing gaylo on xbox😅😅😅

[@Lily-fd7lc]

she's buying his cigarettes and vapes as hes unemployed and hospitalized for lung problems 💀💀 bruh

[@letsgetburritos]

LMAOO

[@jmz2144]

She trying to speed up that life insurance 💀

[@CalebHammer]

🤦🤦🤦🤦🤦

[@michaelcollins4534]

Life insurance isn't gonna collect itself

[@tomofnz]

And get another client for her job.

[@TeganChambon]

She doesn’t know what a bunch of those charges are because she’s given this guy her card. She’s too embarrassed to say it but 100% that’s what happened

[@SpookyBoots555]

Oh yah! He totally has access to her card. Prob while she’s sleeping.

[@TheTacticalHaggis]

Oh well. Women do this to men daily. This is just good to see a king get that money

[@ahiwalter9153]

@TheTacticalHaggis You would be proud to be a 40 year old basically stealing from a woman half your age lol…

[@Vadim-qy4jo]

​@@TheTacticalHaggis delusional af..

[@adambarney1137]

​@@TheTacticalHaggis😂😂😂😂😮🦣

[@MO-mj5kw]

If you have to defend your new partner to everyone so much it becomes expected, open your eyes. That's not a relationship, you're an ATM.

[@jecsquire9508]

Agreed, Same for having to excuse their behavior - if it's more than once or twice a year then you probably want to reassess the relationship.

[@libertarian4323]

So she dumped her husband because he was a young directionless loser with no ambition and bad finances, and "upgraded" to a middle aged directionless loser with no ambition, bad finances and health problems? Brilliant stuff!

[@annb1855]

Believe that term is a 'downgrade'

[@alpaca6462]

she said her ex left her as soon as he got his stuff together, she didnt leave him

[@Itsmeeyourmom]

She prob wanted to fix him

[@Itsmeeyourmom]

@@alpaca6462so she’s enabling this one so he won’t leave. Wild.

[@sleep99PS3]

​@@alpaca6462lad dodged a massive bullet it seems

[@ngb4726]

"Are you into old dead men because you see them at work everyday? What an absolute roast lmao

[@CalebHammer]

I can't help myself

[@xxdarkvidxx]

I literally sprayed my coffee everywhere when I heard that

[@thekingofkingsrp]

TF lol.

[@JayZC96]

W Caleb

[@gwinbeer]

10:43 for timestamp reference

[@MichelletheJay]

I do like the way Caleb is trying to help her see the red flags and the patternshes falling into. Shes just... not ready to admit shes being used. A pretty, relatively successful younger woman who is willing to help out this much? Girl you'd be a catch

[@snolan12534]

Agreed! She's totally a catch-kind, empathetic, receptive, pretty, has a blossoming career, etc. It's sad to see someone drowning when things could be SO different.

[@MichelletheJay]

@snolan12534 I really genuinely hope she takes this as the learning opportunity it is, cause I totally could see her being super successful

[@nineteenfortyeight]

Can we have self- esteem without being pretty? Isn't that how it should be? Lea is homely as hell. Nonetheless, she needs to stop trawling fet life for service tops to support.

[@magdadom2505]

​@@nineteenfortyeight Of course good self-esteem don't need to be based on looks, but beeing pretty is the same asset as other good qualities, so why pretend it doesn't matter / count at all?

[@Kerrington_John]

No catch. Serious psychological problems. She could not find a "normal guy", cause she has some red flags on her. And on the other site she seems to be seeking weirdos by herself. A normal relationship would surely be too boring for her.... I know such girls. In nearly every case it's mental abuse from parents. Whether direct abuse or just not giving their daughter love. (In combination with material well being that is often a toxic combination)

[@aliecarey]

He is dating a younger girl because a grown woman would NEVER put up with his shit. He has likley been this way his whole adult life. She needs to drop that dude ASAP

[@fkscopes]

25 isn't grown now? Next thing I know people gonna be claiming 30+ year olds aren't adults anymore. If you don't have Grey hair ya ain't grown!

[@aliecarey]

Your brain only finishes fully forming at 25. She is a young woman.

[@Flaktower-expert]

​@@fkscopes they also use fake ages

[@JarboBombay]

Pretty obvious this dude is Hot, & also a loser. I bet plenty of older women have taken their turn. Look at swiping stats, I promise he’s in the 4.5%.

[@T03L3G]

​@@aliecareyexcuses bro 😂 she made a bad choice and won't see it, while she was 25 mind you...braindead wahmen protecting other braindead wahmen 😂

[@MotherOfWednesday]

She divorced a man who couldn't get his shit together and is now defending her new relationship with an unemployed uninsured 42 year old man with serious medical problems. I would be beside myself if I was her parent.

[@pinkisforpimps]

Her parent dgaf

[@JarboBombay]

She picks men solely on physical appearance, they are also losers which is why they will commit to her.

[@Kayla-rd5jd]

you forgot to mention he’s also smoking cigs and vaping when these health issues affect his lungs and she’s supporting that by paying for it

[@tigarianwarrior9556]

@@pinkisforpimpsparents can only do so much when their child is an adult. They can give advice but you’re the one making the decisions whether you take the advice to heart or not. Parents can be against a relationship but if the child doesn’t want to listen there’s nothing a parent can do. They can’t force the child…

[@adamseidel9780]

Odds are her dad is just like this

[@gusvecin]

I've paid off over 10K of debt this year just because I was financially educated and learned so much from watching your videos. This channel actually changed my life and next year I plan to be finished paying off the debt and being credit card payment free!! Thank you Caleb

[@MinimumWageREI]

Good job! Keep it up! You're killing it!

[@bmxboxter]

HELL YEA

[@MonroeValentine]

🎉🎉 wow! Good for you!!! I love reading these comments

[@JustEnjoyThisShii]

Congrats! That’s what’s up! I’m working on paying off my debt & working on my credit score too, then the next step is building up my savings & retirement also. keep up the good work, your comment is inspiring to me! You got this! 🎉🎉

[@marshallwhite3780]

A collared shirt?! WE'RE MOVING ON UP IN THIS WORLD

[@CalebHammer]

I keep it in the office for special days

[@imageisn0thing]

But it isn't buttoned up😭

[@inhoseo]

Maybe more like Special lady friend days 😅

[@benjaminvos42]

A couple more pounds and maybe he’ll even be able to button it up!

[@EachandEvery86]

He's looking very dapper

[@jakey7813]

She basically adopted a fully grown 42 year old man who has nothing going on Jesus

[@markusbetts]

I’m getting a whiff of BDSM predator from this story…

[@cptkookd]

*man child

[@slangoognals]

And he almost certainly is dating a 20 year old because most grown women won't watch him sit on his ass smoking cigarettes through a lung cancer diagnosis *while she pays for it all* and 20 year olds are too dumb to realize that that's the reason and that it isn't just that they're so special.

[@desireesalas5820]

I think the worst part is she even intends to support his smoking habit

[@Haya12234]

Maybe he bangs her well

[@Angelmddx]

Caleb is so right about the RV when my dad passed away I was so glad I didn’t have anything tied to his RV. It was a nightmare.

[@teddycrain2531]

How did this girl divorce somebody and then end up in a worse situation and is making excuses for it

[@ipodtouch470]

I’m pretty sure this girl is bum lover. She said that her ex was making advancements in his life but without her. So essentially her ex was moving up and life while she really wasn’t

[@SerfinBird]

​@ipodtouch470 yeah she made the divorce sound like it was because she wasn't happy with where she was in life and blamed her husband. It sounded like she was unhappy before they were together.

[@MrBleachfanboy]

Because women and accountability don’t mix ever

[@TimesUp8888]

In less than 1 year!

[@zebageba]

Women do this. This is what they do.

[@SpreeRoll]

Alternative Title: Young Funeral Director Financially Taking Care of Her Future Client

[@772amanda237]

😂😂😂😂😂

[@Sweet_Pea_12]

WHOOOOAAAAAA 😅😂

[@jmjm1195]

Daaamnnn 😂

[@JaxxAttack]

@CalebHammer you missed out on this one 😂

[@jenachopson]

😂😂😂

[@noellekristian1396]

Hey girl. In case you see this, you deserve better. You deserve more than your current level of self-esteem is telling you. Take care of yourself. You can trust your gut - this guy is using you.

[@leclairinet]

I bet this dude totally knew he had health issues and moved across the country with zero intention of working and every intention of leeching off this gal for as long as his health allows.

[@alexdatoss8962]

At the minimum... time to get a life insurance policy on bro.

[@amyeastman8764]

Of course. She’s not sharp enough to have figured this out. Easy to manipulate

[@jbdragon3295]

The friend he moved in with and being a leach found a new leach to move into with, this sucker of a woman. She does make a lot of bad choices.

[@joycef8443]

As a woman who was single in Alaska, the first question a guy asked after your name was “where do you work?” Lotsa dudes wanted to play in the snow all winter and have some woman support them. Thanks, but NO

[@LizardandBuns]

Yes! Something is telling me he absolutely knew about his health issues. His move is to complain about working and talk about burnout until someone feels sympathy for him and let's him quit his job. 🤯

[@Tammy.822]

A divorced 25 year old supporting an uninsured 42 year old who is too "burnt out" to work and develops a mysterious, undiagnosed respiratory mass but refuses to stop smoking. Again I ask - where do you find these people?

[@anousenic]

Same way her bf found her. The internet.

[@eye-yawn-uh]

​@@anousenic Facebook Dating most likely.

[@laurasenko952]

What happens when she's too burned out from working at least 10 hours extra per week to support him?

[@TheLiseralerio]

I’m so skeptical of everyone… my hot take is that he knew he was sick before he went down there.

[@CharlesNauck]

@@TheLiseralerio IDK about that but I think it is obvious she was cheating on her husband. If anything she likes someone dependant on her she left her husband *after* he started to get his life together.

[@Not_hereanymore]

That 42y.o. is "leaving the dream" he lands a 25 y.o. girl who is also maintaining him....he is going to do nothing to change that wining situation

[@grayparatrooper]

where do i sign ? lol

[@mattjbirtell]

“Living the dream”*** *Drizzle Drizzle* 🌧️

[@confusednamused1161]

She moved a chronic loser in, and she's gonna be stuck with him for years if she doesn't wise up.

[@kossettereaditte7552]

Yeah, divorced a loser to bring in a loser. She seems to have bad taste in partners

[@bumblebower1529]

2 divorces before she’s 30 lmao 😂

[@UpChuckCanuck]

The dude sounds like a hobosexual that scored a Splenda mama.

[@alexdatoss8962]

Better get life insurance at the rate he's ticking. Good gracious.

[@elizabethallen4353]

🎯🎯🎯🎯

[@Zombiekid705]

42 year old IS the bad debt 💀

[@Wwaywardaf]

THIS!!!

[@HannaMcVeigh]

Girl. As someone who dated older and similar shit happened. Get out. Leave him. He will be fine. He will figure it out if he has to. I spent so much on my ex and funded his life. I hope you get out girl.

[@HannaMcVeigh]

@@stuff1784 I’m so sorry that happened to you. I stayed with him for 6 years. I regret all of it.

[@mikelund327]

Sounds like justice in this world. I’m glad there are men out there able to financially take a woman. 👌😘

[@HannaMcVeigh]

@@mikelund327 lmfao

[@MrEpz4321]

It has nothing to do with him being older. She is 25, not 15. Most men who date younger women are rich, not losers.

[@devinanni8117]

"I was hoping he was going to get his stuff together" bruh dont move in with someone that isnt a functioning adult

[@SuperbChicken]

Especially when they are 40..

[@Andy-xx3tt]

Hoping=wishful thinking. So many people get deeper and deeper into bad relationships because they want so badly for their partner to change despite their partner showing zero signs of even trying.

[@dking1362]

His "adversity" was not having a car and letting his driver's license expire???

[@retrogasm5651]

No no, it 'expired'. It's important to use words that remove you from being an agent in situations and instead makes you a victim of circumstances

[@lmao_sunny]

no hate to anyone. it’s giving homelessness

[@hubabaloop]

@@lmao_sunnyding ding ding 🛎️

[@raelol1499]

I also struggled with that “I’m so exhausted from working, I deserve a little reward”, the best thing I did was start telling myself “NO, the best reward I could ever give myself is freeing myself from debt!”.

[@hobiewilliamson6186]

Caleb looking fly in that outfit 🔥

[@CalebHammer]

Thank you, and thanks for being a member

[@ayovma9080]

@@CalebHammer a suit 🤵‍♂️ next please.🙏

[@bjarnold66]

Looking fresh, Caleb !

[@JoyAushwa]

He looking very fine ❤

[@nancydoughty2462]

Caleb! Long sleeves!! I've only ever seen you in short sleeves! Love the green!

[@BossMan_Jerm]

So many people in the low to mid 20’s on this show are divorced already. This is not a coincidence. Bad/immature life choices go with bad financial choices.

[@ekevanderzee9538]

With no sex before marriage etc....

[@lucydawson1344]

I left my first husband at 26. Actually kind of agree with you there as I have made poor financial choices at times too including too much online shopping etc. I am 37 and remarried when I was 35. I have 11 year old twins by my ex though

[@BossMan_Jerm]

@@lucydawson1344 yeah it’s not ALWAYS in their control, AKA the spouse goes off the rails after marriage with drugs,abuse, etc… but, making a lifelong decision only to end it a couple years later just because you didn’t think about it hard enough, is wild

[@CrewDino]

Yeah 20s and 30s is starting to look like this.

[@ryanlemmers5300]

Right up there with owning pets while young and in debt. Like seriously, you should be flexible and mobile when you’re young and broke. Pets are the last thing you need 😂

[@jessehm0618]

Love the long sleeve-short sleeve layering Caleb! Green is definitely your color!

[@makayla4292]

So… she got divorced in December 2023 and already lives with a new boyfriend? People need to start taking their life choices more seriously ffs

[@KorRnFREAK420]

Well supposedly November and started talking to the guy in December. Sounds like secret overlap to me with things like this considering the closeness in time and marriages tending to be dead for awhile before divorce but could just be a bad case of a rebound relationship

[@christopherbertram8170]

She 100% was cheating. Usually women choose to leave their partners for a man who has either more resources or more time.

[@launchpad53]

​@@christopherbertram8170he defo has more time as he is unemployed deadbeat , supported by her 😂😂😂

[@philwill0123]

​@@christopherbertram8170husband left her... So that kind of kills your theory.

[@JustSomeGuy009]

@@philwill0123 says her. Husband could have also left because he found out she was cheating and was toxic. Are you that incompetent to not figure that out? It sure sounds like she went from 1 relationship to the other really quick which becomes pretty obvious to what happened. Also why she won't leave him and pays for all this, probably a particular "demographic" of guy that she enjoys the "intimate" experience with. It's written all over her face.

[@MegaAnimalgirl123]

Girl… dump him. You are worth so much more than that!!! Work your butt off for you.. not a 42 year old who didn’t get their shit together.

[@Junk8]

City boys up

[@FutureDreamZz]

@@Junk8we up baby

[@DK_Son]

Eh. She kinda deserves him though. Bad decisions yield/deserve bad results. But I'm gonna have to see how the entire episode plays out.

[@MarthaTorres-gu7vd]

Lol. You realize if it was the other way around. You would expect diffrent. Lmaoh

[@mikelund327]

Worth so much more than that? Women be delusional.

[@rhee6827]

I’m half way through and realised this poor girl is being taken advantage of. She seems super sweet too. Only in her 20s, one divorce down and financially supporting two older people twice her age who didn’t bother to financially plan for themselves 😢

[@JimiSparx-yw3gb]

When you're forcing your girlfriend to pay x-box fees and subscriptions so you have something to amuse yourself with instead of looking for a damned job, you're clearly not even trying.

[@babydollkincaid4584]

He's a deadbeat bum! period!! What a user jerk!😮

[@turtleanton6539]

Yeeh😮😅😅

[@unknowntitan5884]

Forcing? 😂😂😂😂😂😂😂😂😂

[@Adrian-ig2gr]

Sounds like him being burnt out was an excuse to not do anything. He probably uses depression as an excuse as well. Idk y people think the answer to their life’s problems is taking time off and not doing anything. Problems are solved with action and a plan and usually that helps their feeling of being burnt out. Dudes just a loser with that mindset at 42 years of age. I don’t feel sorry for his “adversities” bc we all have them. He just chooses to be the victim and use it as an excuse to sit on his ass

[@nineteenfortyeight]

Nobody's forcing her. If it wasn't this bum, it would be another bum. As evidenced by the fact that when she started talking to this guy, it was her husband.

[@bballr4567]

She's paying for a dude to be in the hospital for lung problems and is buying vapes for him?!?! W H A T

[@shereebolton9380]

Right wth

[@motivatedreyna9131]

😂😂😂

[@TheIronChainMaster]

Full on enabling

[@samc5877]

This is only one of the insane things in this show. Caleb talking about how she basically needs to work another job (second income), when the dude needs to start contributing!! He does absolutely nothing. I feel bad for her, but she didn't know him AT ALL before getting in this situation, and she now needs to cut her losses and ditch this guy. Please Leah - kick him out!!

[@steveneggleston236]

Forreal, he literally can barely move

[@loria606]

This was a great episode- Caleb hit the right mix of sassy and supportive. :) I hope she gets it together and learns to put herself first.

[@alinaa7827]

My sweet treat is here :); All these young people who are married and divorced with financial issues is mind boggling

[@CalebHammer]

nom nom!

[@Majesticlover99]

This channel has really inspired me. I’m 23 and I just started my retirement fund a few weeks and today I just paid off one of my credit cards. 2 cards down and 2 more to go 🥳

[@CalebHammer]

WOOOOOOOOOOOOO keep going!

[@ajax6967]

Good job! Every little bit counts toward retirement. I would put as much as possible in your roth😊

[@Majesticlover99]

@@ajax6967thanks! I’m gonna start contributing more to it after I pay off my last 2 credit cards

[@Capris9x]

You have 4 credit cards at 23...?

[@Bluezexmas]

You'd be surprised at how easy it is to start a credit line 😂​@@Capris9x

[@little_miss_vintage]

Caleb you’re looking exceptionally handsome! That shade of green is definitely your color

[@jcnot9712]

“You touching the bodies?” We’re starting strong 💀

[@CalebHammer]

CAN'T STOP WONT STOP

[@Lĺllllll-p4d]

Ew caleb

[@laurab5849]

😂😂😂😂

[@bradhaines3142]

​@@CalebHammeraddicted to the shindig!

[@erin7107]

I think it's actually awesome that she's a funeral director -- it's a vital and caring service!!

[@ariellegrace1013]

He is taking "a little break" from working.... 6 months is not a little break. Girl he is USING you to support him like the man-child he is.

[@rubenmejia942]

As a man, a little break is 1 week, maybe 2 weeks MAX.

[@ariellegrace1013]

@@rubenmejia942 exactly!

[@Nobody-vr5nl]

I took a month break, but thats cuz I had 3 months of reserve. Then I worked 50s and 60s for 2 years.

[@ariellegrace1013]

@@Nobody-vr5nl Absolutely if you have the ability to take care of yourself that's totally different! He quit having nothing of his own, and I'm pretty sure she even said he was couch hopping at his friend's places before he moved in with her.

[@SubvertTheState]

He's taking a sabbatical lol. He needs to "find himself". We all need a little time on our "self love journey" once in a while right ladies? Hahaha

[@3brosinwinter781]

This episode has been so refreshing! Reminds me of the early audits, much less stressed out caleb!

[@imageisn0thing]

There are more red flags here than a Matt Rife special. 🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩 The 42-year-old man who worked in a restaurant and got burnt out after moving to Indiana from Alaska without having a car and then "his licensed expired..." Run, girl run!

[@WilliamDiaz-p2h]

more red flags than a trump rally :/

[@laurab5849]

To be fair you can’t bring your car from Alaska

[@StonedSammieSue]

@@laurab5849don’t be fair when he could’ve saved up for a car before coming down

[@laurab5849]

@@StonedSammieSue I agree he should have been set up more but I think it’s super expensive to move your car to stateside

[@Anniekitty1016]

Always make sure you buy a car from the area you drive it in. They tend to act worse than old confused grandmas when that different weather hits 😂

[@randyblouin]

That hospital bill is going to be MASSIVE if he was in the ICU for an entire month. No insurance company is going to accept him now without paying an arm and a leg...possibly literally. Dump the dude. He's dragging ya down lady!

[@chelseysmithmillaaaaar]

First thing I thought. A month in ICU without insurance. 😮 I can't comprehend what that cost.

[@ReadingIsMyJam]

And if they end up getting married, that hospital debt becomes hers too.

[@Corey_Augraph]

@@chelseysmithmillaaaaarI spent 21 days in the ICU. My bill before insurance was over $150,000.

[@devinearhart6390]

​@@chelseysmithmillaaaaar Definitely bankruptcy time for him.

[@NotYomama13]

lol if she leaves, she'll just end up with someone similar

[@Augs_Cable]

32:22 I think a LOT of guests don’t realize that making min payments or paying more on a balance WHILE still spending MORE on the cards doesn’t help at all. It’s why there’s a lot of guests saying that making the minimum payments still somehow isn’t enough to keep the interest from increasing

[@thy_4047]

She's paying things like if they were married, but if he chose to leave she'd be in debt all by herself. Considering she's paying for everything, he probably wont. He got him self a younger sugar mama.

[@mikelund327]

Awesome

[@yammabamma]

HER BF IS 42 AND NOT WORKING?! I JUST CLICKED INTO THE VIDEO

[@jaydubya9265]

Ummm lucky guy? 😂

[@amyw7200]

Also...is he the "Boomer"???? That's not even GenX! That's Millennial!

[@adrianmoore7110]

Kinda weird since he's almost like double her age. How would they even have anything in common is my question due to that

[@Chubbs_cc13]

@@amyw7200boomer is a broader term now. It’s more of behavior based term. Boomer and baby boomer are 2 different things s

[@jaydubya9265]

@@adrianmoore7110 ppl always say this and honestly its not that hard to relate to or get along with another adult despite the age difference.

[@Nobody-vr5nl]

$4 parking is comically low. It was $15/day for car and $5/motorcycle for me 6 years ago. I started riding my motorcycle while wearing tool bags and a backpack with tools.

[@peachesp7409]

Meet an older waiter on a sugar daddy website and now she taking care of him. What a keeper.

[@jons6348]

Bro played the uno reverse card!

[@TimesUp8888]

No. Way. 😂😂😂 I didn't catch how she met him. I'm not surprised at all that a "sugar baby" website might be full of Dusty Con Artists oh wow

[@desireesalas5820]

​@@TimesUp8888she never said that

[@ekevanderzee9538]

Secon thome this happened in a month on this channel.

[@daltonbrasier5491]

​@BestSharkis definitely a fetish site. He obviously brings something to the table that makes her willing to deal with him.

[@Atrus999]

This is a lot of debt to take on for someone you just met less than a year ago. I understand not wanting to leave because you'd feel guilty, but again, you guys JUST met. You're under no obligation to ruin your financial life for this guy.

[@Xoxodiii]

Exactly, and emotional turmoil….!

[@laurab5849]

I would so leave… lol

[@nineteenfortyeight]

Nah, they've been talking for years

[@Atrus999]

@@nineteenfortyeight She never said that.

[@xCCflierx]

It's how she was raised. Mom probably guilt tripped her to get more than just the rv

[@jasminenicole8949]

You're slimming down Caleb! I know you're working on it so just want you to know I see you!! Also, I love the content. :)

[@dustinseth1]

As a 42 yr old that hates working, where can I find a young woman to buy me an Xbox? Apparently there’s a website

[@cindydarkheart225]

Haha😂

[@tonyhamilton7785]

When they don't want to say, I automatically assume the Hub cause why so secret?

[@MikeMovesPLK]

​@@tonyhamilton7785 the hub 😂I just started coughing from laughing thank you lol it's prolly true sadly though haahhaha

[@ari_a2764]

Bro if you find it let me know

[@coyotecom]

Tumblr 🤣

[@PookiesFriendRayRay]

Paying for 42 year old boyfriends Xbox expenses? This is unbelievable

[@desireesalas5820]

And cigarettes

[@PookiesFriendRayRay]

@@desireesalas5820 that’s so greasy, the guy is living the dream though

[@primadonna2819]

And this coming from RayRay! 😁

[@joycef8443]

But he has no money. How will he get cigs and games if she doesn’t pay for it?

[@Concatenate]

But no one blinks an eye if homeboy paying for her nails, hair, etc.

[@geoffclarke5901]

Watching people like her make you feel so good about yourself😂

[@novakaine127]

Every time. People can barely survive, "let's get 3 dogs and 2 cats". What in the hell

[@turbinator1990]

Or have kids and a brand new truck

[@scottgray636]

Hey now, I need that supercharged F-150.

[@Xboxterms]

I have no issue with the age difference. I have every issue with a 42 year old taking advantage of her and being an overall bum.

[@Rob_otic]

I absolutely love the way this guy reacts when he's disappointed, absolute gold.

[@jaqueitch]

Any 42 year old man who needs time off to "figure things out" is a gigantic red flag.

[@imageisn0thing]

Yes

[@cmnidit4444]

I'd be a lil weirded out if your NOT taking breaks past 40, life's fucking rough.

[@UpChuckCanuck]

I mean taking time off to regroup is fine if you can afford it but this man child clearly couldn't afford it if it wasn't for his Splenda mama

[@jaqueitch]

@@cmnidit4444 Bullshit. I'm full throttle at 46 now. No time to slow down, nevermind stop.

[@marcosdly]

Unless the person describing them has something to say. Anyone struggling with themselves at that age should know very well why and the reason should be compelling to people with some degree of empathy. The GF/BF off all people should know how to argue well in your favor or just say nothing because is no one's business until it's resolved. This guy is definitely a red flag, but let's not generalize 🫤

[@monkeyladagain]

Wild she's going to waste some of the best years of her life on someone who's life failed to take off when she was in high school.

[@anubhavsarkar588]

Hey caleb , new sub here , you have the best comment section ...the community is so real

[@Nameisnull1200]

She's being so exploited... I went through something so similar. In my 20s, a stressed out bf in his 40s needed a time to rest. It became more abusive (aside from the financial abuse) and we ended up in court. I wish 20 year old girls could learn from us. I'm not in my 40s and so glad I made it out alive. I hope she does.

[@wtice4632]

Wtf did you see in a poor 40 year old?

[@mk3tsi]

Women brain is something else 😂😂 date old bums and wonder why something is wrong 😂😂😂

[@j.reinholme]

@@wtice4632some people just make dumb decisions and rewrite it later in their heads to be the other person’s doing

[@benascg-ll7sq]

What if she looks exploited but is actually betting on her bf's better future to be sugar daddied? Remembet when the then husband was getting his sh*t together, and she then felt left behind?

[@Kittie28]

lol exploited? She's just really bad at relationships

[@hannahirby9148]

Ahhh yes her entire debt problem is that $4 parking. Not the grown man she is raising.

[@vitiligogirl1037]

Bingo👈🏽

[@bulldozer8950]

And even the 4$ parking is a result of him 😂

[@notvivianne4430]

As a woman who financially supported their partner who didn’t want to work or drive due to medical conditions, this episode is extremely triggering. She’s being used by a man twice her age and she’s also mothering him. May God help her.

[@shawnconway6009]

So I know exactly what this woman's problem is: the need for the illusion of control. Not actual control, but this emotional need to think that she's in control. It's why she seeks out guys because being in a bad relationship is 'more stable' than no relationship. It's why she cosigned an RV with her mother because it makes her feel like she has some control over her mother's situation. It's why she pays her bills the way she does and why she both says she has these memories of her parents not paying bills but then doesn't pay them herself because she ignores them; she wants the illusion of being in control and if she can't control it she tries to ignore it so it doesn't overwhelm her. But in reality she's not in control and that's why it keeps biting her, because what she's actually doing is ceding control to other people; her ex husband, her current boyfriend, her mother, companies, ect. And I know that's what's going on because I was the same way, and I did similar things, and I had that same need to try and control everything, where I would either try to be in complete control or put it off forever because I didn't want to handle it emotionally. To me, the most insane thing about all of this is not that she got married young or is in a relationship with an older guy. The insane thing is that her mother, who should know her well, got her to cosign an underwater RV so her mother could live the dream. Her need to feel like she's in control is so strong that people are taking advantage of her. She needs serious therapy because her problem isn't that she's irresponsible, it's that her emotional insecurity leads to bad actions. Again, I know how this is and feels, I've been there. It's not easy to fix or change.

[@AnalyticalMenace]

Good points all around. This is a serious mental health issue and all the signs are there.

[@bigorca2858]

Yep, nailed it. Well said.

[@ryanlemmers5300]

Very well put. I think my wife has similar control issues that lead her to self sabotage. I don’t know how to convince her to seek therapy for it.😢

[@lilitulee]

Holy cow 100% on point with this, maybe you should offer her therapy

[@martinyeager7948]

Your retirement is in good shape, your job pays okay but you will work your way up in this industry, Other than the RV loan for your mother, you have a level of credit card debt you can get rid of in two years or much less. Dump the boyfriend who is living off you and find a paying roommate so you can get your rent to a reasonable number of 28-32% of your income Protect you mental health from the negative comments below.

[@buibear88]

Her description of her boyfriend is literally exactly why people have “twitter” opinions on large age gap relationships. 🤦🏽‍♀️

[@joesmith3590]

She made the same decision with a younger guy. The reason you do it it to shame men to date older woman 😂

[@zeldababe1]

@joesmith3590 her 20-something ex has time to get it together and take off but this old guy has failed to fly/thrive.

[@joesmith3590]

@@zeldababe1 then why did she leave him and get with the old guy? You are missing my point. The problem is she makes bad decisions. Not the guys. If every guy you date isn’t great then it is on you. This compliant is just another woman mad the wall is undefeated.

[@kossettereaditte7552]

@@buibear88 Dude at some point you gotta blame the woman for making stupid decisions. She chose to to date 2 losers

[@buibear88]

@@kossettereaditte7552 for sure. Still doesn’t excuse his behavior tho.

[@digits489]

Whenever im feeling down or stressed about my finances i just watch one of these episodes and i realize im really not that bad 😅

[@jeannine1991]

She thinks she’s an adult by rescuing these losers. She will never get her life straightened out until she can make good choices of the men in her life.

[@joycef8443]

She should just stick to taking care of her dogs

[@carolg6598]

Remember folks, happiness is NOT a destination. Is a lifelong journey of finding/creating and enjoying the things that make you happy. Happiness is temporary, and so is sadness and stress.

[@Zethrx]

Agreed, our hedonist modern culture has deluded people to prioritize the pursuit of happiness instead of the pursuit of meaning.

[@carolg6598]

@@Zethrxthat is a brilliant idea. Pursuit of meaning, not the pursuit of happiness!

[@unavoidablycanadian397]

Happiness comes from within. Do not seek it without. ❤

[@thompson4620]

42 years isn't a boomer! WTF?!!

[@herrerajoey2]

Lol, just found out I'm a 41 yo boomer too.

[@mikelund327]

People don’t generally recognize gen x, they are just grouped as a boomer.

[@toddw.8277]

The mom asking for a co-signing on a RV to live in? Holy moly this girl was born to be a piggy bank for anyone who wants it.

[@joycef8443]

I am asking her to adopt me. I would like a tiny home, pls. No room for her, tho.

[@courtneysteininger5273]

I do think the mother implied that she had to be on the loan to be on the title. Every defense she gave was about having the title, which is obvi not the loan. Not sure if it was manipulation or ignorance on both their parts...

[@toddw.8277]

@@courtneysteininger5273 unless I really missed something I believe she said in order to qualify for the LOAN she needed the daughter to co-sign. So if the mom defaults on the 80k the daughter is now on the hook. I own a small travel trailer. They lose value faster than cars and if she is living in it the value might be as little as 30k. So they would be under water by 50k. Just royally a cruddy move by the mom in my book but that’s just me. I am no moral expert that’s for sure.

[@nicolcacola]

Bet: BF already knew he was sick and was looking for a dumb woman to take care of him.

[@Lucie.Greening]

100%

[@BiglyChungus]

This is the first thing i thought of

[@wados3579]

He got it

[@mannyfresh4622]

Caleb, you should interview the boyfriend. Not about finances, but about his game. Younger girl, pays for everything. Living for free. My man knows what he is doing and can help you out

[@HunnyBee-w7r]

It was implied they met on a sugar daddy site. He, despite being broke went on a SD site because he knows the women there are not only young, but engaging in fantastical thinking. The women there clearly have a “when my ship comes in” money mindset in their own lives. The SD is the “ship” they are hoping for. Because they are already primed for banking today on fantasies about the future. Therefore they are primed to believe some scammer’s promises about what he is gonna do in the future.

[@iatethecrayons]

down to 2.5k credit debt vs back in march when i was like 20k debt. I buckled down HARD and took on a lot of extra work. by the end of the year i should have no more malignant debt and my credit score is 780. Thanks Financial Audit!

[@graceless000]

🎉🎉🎉🎉

[@ASP2850]

You need actual red flags that you wave when guest say something crazy lol

[@Gchildwarrior]

With a small marching band walking through if there are a lot of red flags 😂

[@Eleese__]

What’s up with these kids marrying so young and instantly getting divorced? Holy shit.

[@NotYomama13]

lol because our culture teaches them this behavior since they're little

[@ADhammer]

They’re southern 🪦

[@drewlevy9557]

Love is dead and women killed it. They're addicted to the honeymoon phase of the relationship and their big days. Caught in a cycle of addiction to these little dopamine boosts from men and now intimacy is impossible to have unless its physical intimacy because that requires no effort.

[@ShammyKat]

​@@drewlevy9557 sounds like you married young and got divorced. Reality, it's less of one gender vs the other's fault. That's just what society has ingrained into kids. Get married and start a family as soon as possible after you graduate because that's how it's always been. You're an adult now, this is the next big milestone you have to race to to prove you're doing well in life. At least in my area, [older]people are really judgemental if you're not married with kids by the age of 25 - regardless of financial stability, happiness, career, and maturity.

[@othelialewis429]

@drewlevy9557 and @shammykat I think you are both right tbh

[@sizzlekitten4441]

Caleb! I’ve paid off half of my overdraft, upped my second income, wrote out all my debts with their interests (only two fortunately), started the rainy day fund and canceled all my subscriptions. I actually was a credit card person in the past but it’s been cut up. Thanks for the reality check.

[@l-train7876]

42 year old, unemployed, no health insurance, living off of a 20 year old. 🚩🚩🚩🚩

[@nnacroon7356]

If ur burnt out, working part time really helps. It gives you time to rest and you can at least cover your own food/gas. It also means no break on your resume so you dont have to explain needing a couple months off.

[@bhnurse16]

That's how I felt when I went from full time to per diem at work. I get to pick the shifts I want to work so it gives me a better work-life balance. I essentially work part time now and I feel a lot happier.

[@hunnixox13]

That's what I did. I went from 5 days a week to 4 days during a time when I was getting sick constantly from being run down. The extra day off made all the difference and the decrease in pay wasn't too dramatic.

[@MissFunky98]

I am so sorry for her. Once it got to her mother you can tell that all she knows is being abused financially. No wonder she’s going with older men that take advantage of her. She’s so used to it, it feels save and normal to her.

[@Lucie.Greening]

Yeah, that bit kind of broke me. I almost ended up in the same situation with my family. Never, EVER do this shit, kids. EVER.

[@pnw_jordan]

So refreshing to see an empathetic comment on one of these videos

[@zeldababe1]

Do you think it's a "fin-dom" thing?

[@matthewkrislow3442]

To be honest. Caleb doesn’t realize that even the shitty apartments are like 1400+/month

[@Shadow_Banned_Conservative]

He also doesn't realize that getting 0bamacare isn't as cheap as he thinks it is. Now, if he hasn't worked in the previous tax year then he might get it free, but you don't get it for free or cheap if you made a good salary in your previous year.

[@doom2125]

@@Shadow_Banned_Conservative Also even with a cheap plan, you still have to meet a 5-6k deductible before they cover anything. He's screwed no matter what

[@Shadow_Banned_Conservative]

@@doom2125 Even regular insurance through your employer has gotten that way since 0bamacare. I have a $2k deductible with my "uplevel" United Healthcare plan through my employer. I'd rather have that thought than a surprise $300k bill from a hospital stay without insurance though.

[@Youre-Welcome]

​@@Shadow_Banned_Conservativei spell it Obummercare

[@dhbrooks24]

Dang Caleb, you look ✨gorgeous✨ in that button up 👌🏼

[@CalebHammer]

Thank you :) and thanks for being a member

[@Dr.ZoidbergPhD]

Moneybags over here pays to get his comment seen 😂

[@yodies]

I think this series is the closest thing to free psychotherapy most americans can get. Caleb is a great involuntary therapist.

[@janeandrews1790]

But he does volunteer!

[@Amy.Munson34]

Yes the married ones are full on therapy sesh 😅

[@Caseyryannn]

Caleb was so nice to her, probably because he feels bad with how much she’s being manipulated. Like this is insane

[@elizabethallen4353]

This young lady has been treated like shit her whole life. Her mother is using her. Now she expects it.

[@Lucie.Greening]

And the guy could smell her weakness across state lines.

[@maverick1740]

She's codependent. Dude is literally eating Sonic and playing videogames at 42 years old.. She doesnt believe in herself enough to invest in herself. His problem is her problem. Her mom is her only person. Her identity is wrapped up in everyone else's problems and not her own. This is codependency. Not that helping your mom is wrong at all. It's the way she talks about it like it's her own life.

[@TylerDull]

Hey, I eat sonic and play video games, but I also work a full time job and support myself. Feeling called out haha

[@jcnot9712]

@@maverick1740 this. I saw some incel call her “a 4 with no options.” She seems to be doing decently enough to be dating someone her age who’s employed and makes around the same as her. That’s not what she seems to be going for, for whatever psychological reason.

[@turtleanton6539]

​@@jcnot9712 she can get better but wants a man thats never leave

[@lalayastill610]

@@TylerDull same, babes 😁 it's nobody's business how we spend OUR money and OUR free time, don't worry. It's only a problem if we don't have a retirement plan, no savings for emergencies or if we're exploiting others

[@ohsoyouthinkyoucandance]

@@TylerDullwhy don’t you go to the gym and eat better?

[@ari_a2764]

This young woman is being taken advantage of. She needs to know her worth and dump the guy 42 years old no career having a girl half his age paying for his xbox how are you not ashamed

[@winry2357]

Girl, the guy is using you. I get burnout. I get not wanting to go back into the industry you just left because it was awful. My sister recently left her big paying job due to burnout. Her husband could afford to support them and they had zero debt and they’re married. Two weeks later, she had a part time job and had her online store keeping her busy. He can do things outside of working in a restaurant. Also, SSDI pays next to nothing. My friend is getting $425 a month. It’s not income. And you have to PROVE that you need it. He can do any number of online jobs. Heck, he can be a greater at Walmart without exerting himself. He’s a walking red flag complete with his own marching band.

[@stratigisconnie]

ooo we added a new shirt to the rotation! 👏🏻

[@CalebHammer]

Absolutely and thanks for being a member!

[@ash78907]

That guy wasn't even supporting himself before he moved to Indiana, like girl you got your blinders on

[@mackmcd]

Wait, we're not calling 42 year olds boomers, are we? 42 was born in 1982. He's literally a millennial. Boomers are 60 years old, minimum. I'm 40. My MOM is a boomer.

[@elijahthomas2691]

OK Boomer

[@specops1903]

Sounds like boomer math to me

[@fatcat22able]

I think it’s clearly sensationalized for the clickbait title. “Gen Z Girl Going Into Debt To Bang Boomers” might not even be the title they stick with.

[@markcorneliuslau]

@@specops1903wtf are you talking about? Boomers think she’s a millennial

[@12137Marth]

My thoughts 💀 I'm a baby millennial of 28. My boomer parents are 64 and 71. My oldest brother is gen x, he's 48 years old 😂

[@TheRealMjb2k]

Why is it that a lot of guests who get paid hourly have these fancy titles? When I hear “lead director” I think of someone in a leadership position at a company, not someone who is getting paid hourly to do the low level stuff.

[@COMamaBear]

Corporations are cheap and titles are free. Funeral homes, especially corporate ones, are very greedy and pushy. Loved ones of one who passed do not know from the title on a business card/door that she's not highly paid, and then the corporation can push her to sell items and services without commission.

[@veronicashields4405]

Depends on your position’s demands, to be honest. I’m an implementations specialist for automation. When I was salary non-exempt, I was actually losing money on my time because the amount of travel we did had most of us averaging >50hrs. When we were bought out, we were switched over to hourly. Most of us saw $10-15K salary increases because of it.

[@lucianaromulus1408]

​@veronicashields4405 seems overall hourly is better than salary. Salary people get taken advantage of.

[@zenaspiritdragon6388]

Parking at the hospitals I worked at was $4 an HOUR, she's lucky that's all she had to pay.

[@HerculesRockefellerESQ]

You from Onterrible, too? 😂

[@Jay_531]

Only $21.60 to touch deceased people and be trusted to prepare them for their final moment?? Wtf

[@BeepBeepAwoo]

I know 2 people in her position here in MD. Theyre both salary and make over $70k

[@JZ-qf3ws]

Probably really depends on the area

[@chadditz]

Corporate funeral home chain, they are just as bad as a restaurant.

[@Youre-Welcome]

It's clearly role specific. She's clearly not in charge of anything

[@HeroC14]

There's hope for Caleb when he hits his 40s for young mid 20s girls to risk it all for his dad bod.

[@thekingofkingsrp]

Lol

[@thekingofkingsrp]

If Boogie can do it I guess anything is possible 😂

[@Aladeen555]

He’s no longer a dad bod. Caleb is straight up obese lol

[@anousenic]

@@HeroC14 He clearly is counting on that, seeing how he has already invested a lot in cultivating a dad bod.

[@akersmc]

Just for the record: 42 year olds aren't boomers. He would be on the cusp of Gen X and Millennial. A Xennial.

[@zeldababe1]

Okay boomer

[@akersmc]

@@zeldababe1 I think you meant to spell that “okay xennial” 😘

[@heywoodjablome2767]

If he's 42 years old today, he would be a very late 1981 or 1982 baby, making him an older Millennial or an Xennial cusper. If we're using cusper microgeneration labels, then Caleb would be an older Zillennial, considering that he has mentioned his age a few times on his show(29 years old as of now).

[@Gen-yh1jz]

Exactly I just call them Gen X not giving them a special treatment or name. They fall in that 20 year category, so Gen X.

[@TheGraduate702]

He is a Millennial. he also belongs to the elder millennial, xennial, and Oregon trail microgenerations 😒

[@heatherwalters7557]

Between the mom and the BF, she only seems to know the caregiver life. Poor girl.