My bank card was STOLEN. What happens next…?

A real world story from Geoff... #news #update

[@oneeleven9832]

Geoff tell the police the person who used your card was Far Right the whole station will be on it..

[@wayland7150]

Also say to them "I'm a lady, call me Ms" which will mean it's a crime against a protected class of person.

[@atwaass]

Just say they bought a mother's day card and flowers, obviously far right 😂😂😂

[@H8FUL4IM]

😂😂😂

[@turokforever007]

If the person was buying the British flag, they would have all the CCTV from when the card was found then right to the person's front door.

[@watto7728]

Or try the inverse of this and claim you are an asylum seeker and now feel violated by some hurty words and someone spending your benefits...

[@steve17361]

Reminds me of the time I withdrew £100 from the ATM at a supermarket and a friend shouted hi and I walked away leaving the cash hanging out the machine. It wasn't until I went to pay for my shopping I realised I had no cash. I immediately notified a member of staff who promptly informed the manager who went to check the CCTV from the ATM. I did assume the machine took the money back but no. A woman who was standing behind me took the cash and instead of shouting me, she put it in her pocket. Lucky for me she decided to do a shop and was stopped at the checkout by the manager who asked about the money and without even looking at him she just put her hand in her pocket and handed him the cash back. So CCTV can work for you as it did me. Looking forward to the out come.

[@keithharrison3678]

My credit card was also stolen But I didn't bother reporting it to the bank Because ............. Whoever was using it was spending less on it than my wife !

[@kaygibson8942]

😂😂😂

[@billynomates920]

result! 😆😂

[@jameschambers6975]

Woe unto them that call evil good, and good evil; that put darkness for light, and light for darkness; that put bitter for sweet, and sweet for bitter! Woe unto them that are wise in their own eyes, and prudent in their own sight! KJV Isaiah 5:20-21

[@user-eo7vm6kp3g]

Good one!

[@robg521]

The old jokes are the best 👍😂

[@RichPober]

The shops will not share the CCTV footage with you because they will claim that they are prevented from doing so by the UK GDPR Regulations, i.e. they cannot share personal information about a data subject (the criminal) with anyone else, i.e. you (the crime victim) or the police (the prosecuting authority). The police will not get involved because £5 is too little to be considered harmful - so the police expect you to either be insured against the loss or to 'suck it up' - the police are not there to protect us for anything other than risk to life these days. My 82 year old mum got her purse pick-pocketed in Sainsburys last year. CCTV cameras were everywhere. Sainsburys would not share the CCTV footage, claiming that they were prevented by UK GDPR Regs, despite our barrister requesting a copy of the footage to be captured from the CCTV system. I think the Sainsburys store manager gave my mum shopping vouchers to partly cover to £100+ cash that stolen from her. The police would not get involved and dragged their feet until the CCTV footage was overwritten, instead of getting a copy straight away and commencing an investigation themselves. Sainsburys store manager did retain a copy of the incident but would not share it. If the shop and the police decline to cooperate with you in attempting to identify and apprehend the criminal, then the steps you can follow are: 1. Make a formal Subject Access Request under UK GDPR Regs to the shop for the CCTV footage that shows you using your card in their shop and of your bank card being stolen. 2. Report the theft of your bank card to the police. If neither the shop nor the police want to get involved then: 3. Raise a complaint to the shop, following their Complaints Handling Process. 4. Raise a complaint to the police, following their Complaints Handling Process. 5. Get legal advice as to what you can do to track down the criminal, e.g. from Citizens Advice Bureau using their online form, as trying to get through to the CAB by phone is nearly impossible. In the most part you should be 'insured' against the unauthorised use of your bank card and your subsequent financial loss by the bank as the bank is responsible for ensuring that their processes and systems are secure. Hence, this is why the police may not want to get involved, as ultimately there should be no loss to you. However, there will be a loss to the wider financial system and we the public in general through higher banking costs. Also, not trying to apprehend the criminals just emboldens them to continue committing crimes. If the criminals are going to cause friction in our lives, and the authorities are not going to protect us from them, then we need to cause friction in the authorities' lives until they jump to action.

[@Valyoyoable]

That is true. The GDPR would block them sharing information with the victim or any other private requester unless it is like Police or a Judge order (not even to barrister unless they had a court order). And only when to be used in a crime investigation. And honestly, due to the low amount of damages (around £100) and considering how much work the police have to do compared to their number, this would not be worth investigating in-depth or taken any harsh action unless the person has a list of previous offences.

[@user-og3cb3wq6l]

​@@Valyoyoablewhat a great cou try we live in... not! Recently saw a case about someone who a phone lifted from them in a cafe. They did obtain CCTV imagery of the incident. They were also able to track the phone phone. On going to the police with this information whilst being able to show the phone was then stationary at an address the police wouldn't take any action so the victim went and retrieved it themselves.. accompanied by a few friends!

[@thathurt]

No one's got that amount of spare time. My word. Many people don't have insurance due to not affording it any more.

[@annastasia7664]

You should'a been using CASH, Geoff

[@angelakenyon7490]

There are the odd times when us aware folk, who use cash 99% of the time, have to use bank card for reasons forced upon us

[@dangermouse1022]

Bank card needed to get the cash out of the machine.

[@LoremIpsum1970]

oh, the irony.

[@garybenning1771]

​@@dangermouse1022Or cash a cheque at the branch counter. But seriously, the issue isnt the theft of the card, this has been done for years. But without the pin, use illegally was very difficult. But numpties using contactless are completely throwing away the security of pin or signature. The old days were the best, by far. Switch off contactless and ffs dont use so called 'digital wallets' or phones. Otherwise youll never be able to do anything with electrons.....not so good in power cuts or cyber attacks eh...

[@gimble447]

@@dangermouse1022very true though a cash machine is chip and pin, it’s contactless that is the thing I dislike most and is the most insecure, i obviously use cash whenever it’s an option even just for securities sake let alone not wanting to lose it.

[@chrisaris8756]

Two McDonalds in 2 days? I’d check the local Intensive care unit for the latest severe food poisoning admission!!!

[@thailand999]

😀

[@brian3174]

@@thailand999 tasted great lol

[@nigelwatson2750]

Oh, the NHS will just give them statins, so it will be okay

[@MisterAndrewBuckley]

The yoof are immune 😂😂

[@wormwood6424]

🤣🤣

[@roberthiggins6401]

Banning flags is not a crime and Khan can't just dream up a law! It's all bollocks!

[@chriswhite3378]

Do you mean flying flags is not a crime?

[@industrialmonk]

You can forget the police as thay have refused to investigate 10s of thousands of pounds from me & refused to investigate & prosecute exstorshion of thousands of pounds from a 87 year old stroke victim even though thay are open & shut cases with CCTV paperwork & independent whiteness that the police refused to see.

[@andyxox4168]

Never never ever have joint cards!

[@nigelwatson2750]

Nobody in the freedom movement should be paying for anything using a card. What Geoff should be doing is only using his card to withdraw cash, and then spend that.

[@noelward8047]

How does that prevent a stolen card from being used illegally !?!

[@andrewkerr5296]

Why should Geoff be doing what YOU think he 'should' be doing?

[@organickevinlondon]

How did YOU manage to get onto the internet, "oh, by paying for it using a bank card" yeah, right, yer a hypocrite.

[@nigelwatson2750]

@@noelward8047 Because you only get it out of your pocket once a week, rather than multiple times every day, whenever you make a purchase.

[@nigelwatson2750]

@@andrewkerr5296 Don't moan about a cashless society then, if YOU can't be bothered to use cash yourself!

[@trevmacc]

thats to much hard work for the police to go around checking cct cameras now

[@fortnitefred1351]

Subject acces request for the cctv.

[@user-zz9gn2dc3l]

Because they are not installed for us. Just surveillance data for them!

[@DatBoiOrly]

They don't even do that when my motorcycle was stolen!!! (£4300 bike) I was the one who did all the investigating because they couldn't find there own ass with both hands, then after I narrowed it down to 2 streets the last 10% of staking out for them & arresting them they didn't do. Yet some jack asses break into rishi's holiday home in the UK the police arrest them in under a minute.

[@Royboy50]

They might be reluctant to do the checks for fear of finding who is the culprit

[@marka3239]

@@DatBoiOrly the police are a tool for the rich that the poor have to pay for

[@philth69]

Help scrap net zero. Vote Reform👍

[@wideyxyz2271]

The very same Reform who are sponsored by Moderna and Pfizer, BlackRock and Vanguard. Yeah, they really are going to be on YOUR side, not. Go look for yourself.

[@blackpage3729]

I hate to tell you but Reform are not going to stop a global money laundering scheme worth $trillions.

[@Ian8008]

It's not new to have criminals about the place. What is new is how your government, police & law courts encourage it so openly.

[@wayland7150]

Petty crime helps with government policy of increasing the misery of living crisis. It's why we have so many pot holes in the roads, it's not because they're saving money on road repairs but cause motorists some angst as things break on their cars like putting up with a slow leak from a damaged rim. It's a war of attrition, every little helps.

[@KathrynLyon]

There could be crimes happening in the people's Parliament all around the world 🌎. There could be crimes happening in our Health Departments, especially crimes against humanity going on

[@sib923]

Well said, because it means more people tend to look to Government/ authorities, ironically, for the answers/solutions. Thus they've ''led the opposition'' to convene us all into their system.

[@newsoftheday420]

It's called anarchocommunism

[@strongandco]

When lots of people from low trust societies are imported into a high trust society, the high trust society degrades into a low trust society.

[@thehobo54]

Reading between the words i figure you're a racist!

[@mikythesaint6507]

So true, its like they are trying to make a 1st world a 3rd world. 😞

[@loonaticsrunningtheassylum]

And those causing the influx know exactly that.... Anyone would think they have an agenda

[@marylauder3374]

Thought we already were a third world country!​@@mikythesaint6507

[@Empie1904]

High trust societies have been stealing from low trust societies for centuries

[@Wayne-Jones]

I said it before Geoff, you lose a lot of stuff, I think you need a carer 😂

[@SierraNovemberKilo]

In a previous life he had an entourage of slaves.

[@LoremIpsum1970]

Plenty of care once you're sectioned 🤣

[@user-jy8iv3ux2e]

​@@LoremIpsum1970no there is not. Unless you want forced ECT. 😮

[@LoremIpsum1970]

@@user-jy8iv3ux2e there are more than enough carers where my friend's daughter got sectioned...even two people 24hr on soo-i-cide watch.

[@user-eo7vm6kp3g]

In America stealing less than $1000 from a store isn't a crime! Wondering why the world is going to crap.

[@LoremIpsum1970]

In the UK, I think it's less than £200, it's usually a fine, over that it's prison afaik.

[@kellikelli4413]

Correction to your comment - Theft is only allowed in the Socialist Democrat run States in America...

[@kellikelli4413]

WRONG (not all of America allows stealing) ....

[@MoeRon-ry2zr]

Just in looney left cities (NY, LA, SF

[@johnuk5160]

This could be very interesting and revealing, there is a victim and a criminal but will we see justice?, 🇬🇧🇬🇧🇬🇧🇬🇧🇬🇧🇬🇧🇬🇧

[@totalutternutter]

There's more chance that Geoff will get a police visit for posting about it on the internet

[@mikythesaint6507]

@@totalutternutter He will for sure 🤣

[@nedmurry7283]

Freeze the card through your Banking App. Request a new card.

[@xr6lad]

100%. Surprised he wouldn’t know that. You can either place a freeze (if you want to look for it in case you misplaced it which i have in the past) or totally cancel it if you know for certain it’s gone. But do it now. Otherwise if it’s used and not stopped a bank may say ‘you should have stopped it’.

[@MillhouseSpeaks]

But I thought tech was bad and stay traditional so takes longer to go to bank or ring them so more chance of of more money being withdrawn

[@MrEdrftgyuji]

You still have to wait 3 - 5 working days to get a new one.

[@GT380man]

@@xr6ladI must say I wasn’t aware of card freeze until quite recently.

[@GT380man]

@@MillhouseSpeaksTech isn’t inherently bad. It’s when it’s used for malign purposes that it’s realised that, had that particular piece of tech not been present, the malign act couldn’t have been done. Worst is forced use of tech, whether you wanted it or not, using the excuse of “convenience” & if you point out the malign purposes to which this could be put, you’re a “tinfoil hat wearing nutjob, mate”.

[@reginaldscot165]

When I left the UK 8 years ago, someone took my old home address and my name and went to 6 UK phone shops and get themselves 6 New iPhones in my name. The first thing I knew about it was when a debt collector company turned up to my fathers House and demanded to take my dads furniture to pay my outstanding contract bills. It turned out you don’t need any ID to take out a phone contract. Only a name and address. 🤷🏻‍♂️

[@billynomates920]

those debt collector companies are disgusting

[@zzhughesd]

CANNOT believe how much I enjoyed this laid back card theft video G

[@Jestey6]

The other side of the coin. One evening I went to cashpoint to withdraw £100. Immediately three youths stood behind me. Fearing I was going to be mugged, I fumbled in the end cancelled the transaction and walked away, One of the guys called me, and said hay mate you’ve left your money behind and walked over and handed me the hundred pounds. Relieved., I said thank you very much, that’s really nice, I was a bit afraid that something bad was going to happen. He said we would never do that. have a nice evening.. The point being that we shouldn’t prejudge.

[@BeaHindebars]

If you find a card call the number on the back or call 159 to connect safely to most banks. The bank will cancel the card and contact the customer. Never hand it in anywhere. Please promote 159

[@spunkbubble1]

Had my card cloned at a petrol station quite a few years ago. Went to the pub oblivious to the fact. Got up the next morning and checked my bank balance which was about £800 the wrong way … a night out I might not have remembered having spent that much, however I did remember it and therefore the alarm bells rang. So, cancelled the card. Had to go into the bank every day to confirm it was a payment I’d made or not. The owner of the cloned card was buying lots of fuel on the Western side of the North Circular in London (quite a distance from where I live), more petrol near Victoria Station, then Tesco on Tottenham Court Road and the cherry on the cake … a debt collection agency multiple times!!!! It turns out the petrol station was skimming everyone’s cards, not a clever move as the banks of course all had card payments from that particular hub of scum and villainy. Quite a chunk of money went, got repaid eventually and a new card. But, it was a pain in the backside and I didn’t get asked to go to court so I could eyeball the scumbags, disappointing.

[@wayland7150]

They may have been diverse people. There was a petrol station near me where the diverse staff were billing the cards for their own purposes as well as for your petrol. Unless you're The Post Office you can prosecute diverse staff for fraud.

[@noelward8047]

As Geoff says, using a stolen card to buy good and useful things is almost forgivable. Guess what will happen to the thief if and when they are found ? Nothing !

[@metannica1]

Although, that could depend on their ethnicity/religious beliefs 🤔

[@wideyxyz2271]

Depends on who finds them. Geoff's a nice bloke but where I live if that happens, and you get found out you better move home!

[@nigelwatson2750]

McStatins, pure poison

[@TheVicar]

How the hell they get away without having a diabetes warning at the end of every advert is beyond me

[@nigelwatson2750]

@@TheVicar They are taking the p*ss

[@jonsayce7756]

Your comment about "could have been a little old lady" struck home with me. My mother, 95, shopping in Morrisons Hereford couldn't reach a product from a high shelf, she was offered help and the helpers colleague stole her purse whilst she was distracted. So, it does happen! Security helpful but said nothing could be done; police aren't interested if they are called, etc etc. I remember when people would look out for our elderly...

[@curtisj2165]

Unfortunately the police will regard the theft of £100 as low level crime not worth investigating

[@angelakenyon7490]

Fascinating Geoff I look forward very much to your investigating 😊

[@timeast6412]

It’s highly unlikely the police will help you,that’s not their job anymore apparently

[@LoremIpsum1970]

under £200 they won't bother as there's no prison time.

[@jasonwelsh5986]

I always said this contactless cards are Dangerous. It need to stop.

[@angleseyandy9110]

Just tell the bank to disable it!

[@DMAEmmeryJohn]

Chip & Pin flawed as it is nobody is going too hold your down and cut off your fingers until your reveal your pin. Quickest way too get any money is find the mad eccentric and lift their mattres because Banks are for idiots Doesn't have CCTV as the Chinese might be watching them listening to Radio 4 Play Of The Day Don't want a Smart Meter as its all about forced control .So uses Physical Cash to pay their Bill on dark December Night at the local Corner Shop. Tiptoeing through and over the local Crack Heads

[@DMAEmmeryJohn]

Geoff's issue was he didn't notice it missing like the other poster said if you have Online Banking you can disable it straight away Transactions don't instantly leave your Bank/Building Society Account you report it or block it quick enough they'll just be rejected at the second hurdle. The biggest hidden fraud with all Contactless Cards is Family Members and Employees with company cards. Retail stores will forward all Fraudulent Transactions (Images) to the In-House Head Office Security who'll lasion with the local Police.and Card Companies The local Police nine times out of ten will know them. As in the case with the donuts who won 4m on that stolen Debit Card/Scratchcard in Manchester. Was the £10 the actually collected they were charged with😂

[@mrlover4310]

The police will not look into it to low value crime.

[@tardeliesmagic]

But will for drivers going 4mph in a 30 or 40! The stats is what they go for & to please the road safety folks out there.

[@loonaticsrunningtheassylum]

@tardeliesmagic They're a business with a business model. Profit is all that matters and speeding fines are an easy touch

[@tardeliesmagic]

@@loonaticsrunningtheassylum Remember some years ago (Maybe 10yrs ago) it was in the papers that Police won't come out to someone shoplifting less than £1. And do remember Police wants to ban motorists because learners are on the road incl those who passed....to balance the vehicles on the road!

[@fredjames9867]

he didn't load up on translations because tap would would call up asking for the pin . tap has to be the worst idea ever with regard to payments

[@crayzmarc]

Two words. Data protection. In a just world they'd let you see the footage in all those places. Public areas of course but no! It's built for them not us.

[@stuartd9741]

Top advice I was given. Scratch off the 3 digit Security number in the back. .. A mate rented a property for about 10years. Moved out. To another place. .. The new arrival into my mates old place decided to set up a load of accounts in his name. (Post kept going to the old adress). Went on a spending spree with online catalogues, etc built up quite a bit of debt. .. Which then prevented my mate from obtaining a mortgage.. ... Took a long time to counteract the bad credit...

[@stevelewis8394]

Two transactions at Tesco? I'll bet the £36 was for 2 x 30g packs of rolling tobacco and the £42 was for groceries. You can't buy cigs and a trolley full of groceries at the same time in large Tesco's hence the two transactions. So tell the cops they're looking for a smoker.

[@malcolm4956]

🇬🇧Used a card once at a hotel in Leeds, the card was cloned and used in several shops in Leeds. The hotel manager said it was impossible. A hotel chain that we all know 😮🇬🇧

[@richardsmith579]

Call the bank immediately. Then you can have a new card.

[@Equiluxe1]

The reson they did not spend more than £40 at a go is the contactless limit on cards it used to be 50 but now it's 100 without pin .

[@angleseyandy9110]

Which is why everyone should disable contactless.

[@DatBoiOrly]

@@angleseyandy9110 indeed for saving a few seconds all your doing is opening yourself up to fraud & a crap ton of headaches

[@LoremIpsum1970]

But you only get a limited number of uses before they ask for a PIN, but there's no guidelines of when they ask.

[@angleseyandy9110]

@@LoremIpsum1970 if you disable contactless nothing would have been stolen at all.

[@LoremIpsum1970]

@@angleseyandy9110 I only enable online two-factor authentication on any card, use G-Pay only. And they still cloned my card...and they're still trying to used the old card six months later.

[@rebootweb]

Society has been what I call the "MeMeMe" society for a long while. And COVID proved that. While there were a few helping others the majority were only worrying about themselves. I think a good barometer of society is the UK road system. How a majority people use the roads and drive is a reflection of how they treat others. Not waiting at giveway lines, forcing their way into queueing traffic. Parking on pavements. Driving without insurance or a license and road rage.

[@kevinmott6205]

Thanks Geoff totally agree with you 😮

[@johnwilliamson8110]

You’ve described about £12,000 of police budget “work” on a zero priority matter .

[@Barbarapape]

This is why i refuse to have a bank card that can be found and used without a pin. Even then they can be cloned if you use a cash machine. Cash is my first choice, but i only carry enough to pay for items that i will purchase that day. I keep my bank card in a seperate wallet to my cash, and an emergency credit card at home This ensures that i can still live if one is lost or stolen.

[@tims9434]

Do you own a TV licence too?

[@Barbarapape]

@@tims9434 No, i don't even own a TV

[@angleseyandy9110]

Every bank will disable contactless if requested.

[@Barbarapape]

@@angleseyandy9110 I am with Nationwide, they allow you to request a bank card that does not have a contacless chip.

[@Jimdirt7898]

They won’t let you see the cctv, the Goons won’t do anything, put it down to experience

[@TheRealWindlePoons]

Back in 1969 when I was 11 years old, I found a five pound note in the street. I took it to the police station and filled out a form. A month (I think) later, I went back to the police and found no-one had claimed it, so it was mine. This was not a trivial sum to me as my pocket money was two shillings a week - so this was nearly a *year's* pocket money. Sometimes honesty pays. 😀

[@lparky4409]

Friend found a boxed up ghetto blaster (this was sometime ago) hidden in his front garden one morning. Handed it into the police. A couple of months later they asked if he wanted it as there was no claim for it. Apparently the police tried to track the importer down but it was only available abroad so was never sure where it came from.

[@davidbrown2571]

Your spot on with cctv, it is NOT there to help us, because the police don't want to know.

[@conradstephens8254]

It would be a good test to see if all the cctv are working to catch bad guys or are they BS

[@michaelmontgomery6388]

Your roof is falling apart Geoff 👍

[@orwellboy1958]

I think thats his surfboard strap.

[@Fred-gu6pk]

Well at least it hasnt been used to charge an EV. That would be humiliating

[@leslietingey3873]

nice video Jeff , had my card cloned at Beaconfields services on the M40 , they brought meals at weatherspoons on the first day and when they did it again the next day . at that point my bank texted me in holland as we were driving there and stopped on the way down to ask if I had used it. The fraud dept phoned me and blocked the card and gave me the money back. good luck in getting yours back

[@williamwilliams8145]

I lost my wallet so I phoned my bank to cancel my card, and they asked me if I wanted a code so that you can get cash out of an ATM. Imagine if we had a cashless society, I would have had no way to pay for anything until my replacement card came through the post.

[@nigelwatson2750]

They will offer you a digital implant in your right hand or your forehead, like the Mark of the Beast in the Bible

[@FriendlyTalking2]

I popped in morrisons yesterday and the juice Isle had a voice over saying that they have cctv for my safety. I'm now considering not going in there without a camouflage lol

[@SierraNovemberKilo]

The local one here won't accept my payments at the self-checkout (refused at least once each time I visit) and the barrier they install at the exit to the exit (you're still in the store therefore, even if you had unpaid goods on you you haven't stolen them until you leave the premises) refuses to open to let me thru. They still have manned checkouts, but for how much longer? Retail is getting to be a real horror show.

[@BusbyTreeSurgery]

you can do a request for all the footage and make a video of this person enjoying your money.

[@chelseaboyuk75]

Very nice of you Geoff

[@Kahuczech]

This has just reminded me, I severed the circuits on my first contactless card, I need to google how to do disable my my new one.

[@RobertSmith-cv1cu]

Loved your attitude to the whole issue.

[@leviddesign4537]

Never mind that distraction. Fix that roof lining!

[@justaspartan8203]

Geoff all you have to do is report to the police, provide them with details of the transactions, exact times and locations, they will do the CCTV requests to the stores.

[@russellgray1426]

Sorry Geoff, I didn’t know it was your card, I needed to fill up with McD to have a dump on the hills of Malvern. The Tesco shop was for bog rolls and a ground sheet in case I fell over lightening my load……best wishes ‘the Malvern pooper’ 💩 Seriously though, Sorry to hear about your misfortune.

[@fishtigua]

Thank heavens I live in Guernsey (pop. 80k). At least once a week there's a post on the local FB page of a wallet/purse/glasses/keys found and within an hour, returned. The other thing is in the supermarket, forgotten a purse, and the person behind just pays for the shopping. Really not unusual.

[@nigelwatson2750]

Finland is the same where I live

[@RicardoPetrazzi]

Send the Retail businesses a Subject Access Request requesting disclosure right away for ALL the CCTV at the time of the transactions.

[@JoLovell]

Very disappointing to see dishonesty, hope you get your money back, Geoff 😊

[@wayland7150]

Please do keep us up to date. usually such crimes get ignored. It can be very frustrating when the police don't care. 'Crimes' such as accidentally entering a bus lane get swift punishment.

[@mikeconabeer]

One of my members of staff found a £20 note in my shop, we checked our cctv and recognised the customer, I put the money aside in our til until she came in next and when she did I gave her back her money, yes it was only £20 but it may have been her last £20 & yes being a small independent shop we could do that and know our customers. If it had been an unknown customer we would've held it for a month before putting it into the air ambulance charity box we have here. Morals cost nothing!

[@orwellboy1958]

Card crime is nothing new, about thirty years ago, I caught a young girl in my shop trying to buy one hundred cigarettes on a stolen card.

[@guygfm4243]

Very interesting points you raise

[@forrestrobin2712]

Good on you Geoff. Love your approach. If they d bought toys for their kids, or nappies with your card…❤

[@robertjames4908]

The thieves bought and consumed a Macdonalds. Justice has been served....😅

[@user-qz9pk2gp1o]

My partner found a card while walking my dog, I phoned the bank and reported it straight away. They informed me that it was still valid and cancelled it. Why anyone would not do what we did astounds me. Hope you do get the chance to ask the little shit why ,

[@johnlee4897]

Makes you lose faith in humanity when that occurs. My old mum found a wallet at a bus stop and handed it to me. I looked inside and saw that it belonged to a young squaddie with his army ID, cards and cash. Handed it in immediately at the main police station. On reflection, wish I'd dropped it off at the local Territorial Army centre as I suspect the cops would probably pinch the cash and return the wallet.

[@goldilocks913]

‘ l have a particular set of skills- such as mending the headlining in old Volvo estates’ 😂

[@Kaylee911]

Not good but the person who used your card will end up having a heart attack if he has that many Macdonalds - poetic justice 😂😂

[@garrydiggins3181]

My bankcard is linked to my phone. Anything spent on my bankcard comes up on my phone straight away, so I know if someone’s using my account like my daughter using my Amazon account lol 😂 but I use my phone now as you need six digits or your face to use it.

[@deckingman]

A little tip that might help, depending on your banking app, is to enable or turn on notifications. It can be a little annoying because you'll get a pop up on you phone every time there is a transaction (money in or money out). But if some tow rag does what just happened to you, you'll get an almost instant notification of the transaction, so you'll be able to stop the card there and then.

[@colinjones2505]

Hate these contactless cards with a passion. Bank sent me one, rang them up and told them to send me a PIN only card. The operative totally agreed with me that they are dreadful, and she didn't want one either. Produced for bone idle Britain, 'cus it apparently speeds things up, and is less hassle....until THIS ^^^ happens. Found one 12 months ago in an Aldi car park, and self admitting to being a decent honest citizen, took it straight back in and handed it to the manager for safe keeping, whera i COULD have gone in, and bought the weekly shop with it I suppose?

[@christinawhite6637]

Thanks Geoff. Love the Chanel frock I just bought since you just tap and pay 🤣🤣

[@markparamore2978]

Last time I found a bank card in a supermarket car park I telephoned the phone number on the back and that’s the best thing to do because the card is stopped straight away and the bank can then sort things out from there end, but I was brought up to return anything that I found if possible, I also have found a mobile phone that had been squashed by a car and on my way to the police station it was ringing but I was unable to answer it, so I took it to the police station and a fortnight later I found some car keys with the remote fob on and because they can be expensive I took them into the same police station and handed them in, so while I was there I asked about the phone that I had handed in a couple of weeks ago and they said that they would have destroyed it, but honesty is something that is definitely not everyone’s first thought these days! Cheers Mark!

[@robg521]

A friend of mine dropped his wallet with about £500 of cash in it in the pub Wetherspoons, he was sure where he lost so kept pushing the police but they weren’t interest. He managed to get in touch with the pub manager who told him that the police had looked at their CCTV, they know the person who picked the wallet up but they are refusing to take any action. When my mate asked to see the same CCTV images they refused due to public identity legislation. Basically you lost £500.. suck it up. He is now wondering if it was one of the bar staff.

[@paulprescott7913]

In general the police are about as much use as a catflap in a elephant house.

[@mikecain565]

The police cant be arsed chasing this sort of thing up, And the worst thing to happen was when they raised the spending limit on chip & pin,

[@thathurt]

Banks don't investigate. Far too common..

[@ringaddict]

They stole £100 of the banks money, not your money, the banks chose to not require a pin to make a payment, it’s their loss..

[@Steve_Green]

None of my cards are contactless, for this exact reason.

[@rl3898]

Are you sure!!!

[@ausriusnaprys4112]

It happens. Have an app on your phone to track transactions and block as soon as it is suspicious. No contactless on card, use phone for this feature. Usually banks are good at returning money back if it is a fraud.

[@sib923]

I learned relatively quick just to cancel the card that way chancers who might find it will not be able to use any further! Plus if you phone your bank and dispute those transactions under Fraud you'll get all that money back...Yeh you will get the money back. I've had this happen before. Much respect Geoff! '

[@foodfromafar-2935]

I really hope u get ur money back some people are just scum I hope u get things sorted ❤

[@BeeBee3_Adventures]

If the person who found the card is identifying as the person whose card it is , surely they are allowed to use it .

[@DeniseRyan-ye2mp]

you were lucky it was only £100 would more likely have been £1000+ in London!

[@vulcanvoyager]

Doesn't matter what they bought Geoff, just because they spent it on something YOU disapprove of! Would it make them a better person if they had bought nappies instead?

[@nuthinasitseems5213]

Raising Arizona; 1987 Nicholas Cage Holly Hunter, Coen brothers

[@AlexLancashirePersonalView]

Just off to pick up the car from MOT. Problem is they also sell Grenadiers, one is pre reg for about £60,000. Good news is I don't have the money to buy it so divorce is avoided.

[@YUDNSAY]

The problem of not having to input a number/signature, easy pickings, cash only...will only get worse/easier for the dishonest...an ad for labour with no 'off' button opens your vid Geoff but mute was right there...

[@richiereyn]

This is why I disable contactless on all my cards. You can do that yourself in some of the mobile banking apps. Plus, by doing this, you remember it more easily when you are prompted to use it, which happens from time to time.

[@Amandajane-freespirit]

Geoff I really feel for you & I am so very Sorry that you have been a victim of crime. I have experienced this on more than one occasion, unfortunately. I was recently robbed by a "friend" & her cronies for my phone, if she had asked I would have gladly bought her a new phone alas I was robbed & seriously assaulted & apparently I was found on the street by a stranger unconscious & rushed to hospital with a suspected brain bleed. When I came round I was concussed & confused surrounded by the South Yorkshire CID. Fast forward are this will be a book, I was absolutely shocked & heart broke 💔 to realise that someone who I have known all my life could have done this to me for a mobile. I still find it extremely hard to come to terms with 😢 Yes Geoff "Why" 😪 😢

[@DavidJohnson-yg8qm]

This is the problem we have because cash is no longer god and pin numbers are not required for each transaction. It is a lesson to all of us.

[@angleseyandy9110]

Simple. If you do use a card to make payments, DISABLE CONTACTLESS. It will therefore require a pin number entry.

[@TABRO284]

I noticed when you get a new card the long number only changes on the last few digits but then on websites most identify your 'saved' card by the last three digits.

[@Rapid_GT]

Nice to know we still live in world of honest decent people with a good set of morals 😂

[@howardsanders]

They will do nothing except give you the money back.

[@lawreence13]

I was a victim of identity theft several months ago, the person that stole it contacted me a week later saying I can have it back as they had never before assumed the identity of someone as boring as me-charming

[@petertyckare3432]

Block the card immediately with a phone call! Leave never found card to the store, leave it to the police get a receipt! If you hear about an honest person today "You get shocked".

[@tonytasker489]

Doubt the shops will give you the footage due to gdpr. Also, Doubt the bank will refund you as the card was used before you reported it stolen/missing. Don't think the police will be interested as they've bigger criminals to go after, you know, like the driver going 3mph over the limit or someone saying hurty words on twitter.