Get a Home Mortgage WITHOUT 2 Years of Work History | Your Guide to Buying a House with a New Job

[@marygemba7678]

Very good Julee ! And a thorough wrap up at the end.

[@workshopmortgage]

Thanks, Mary!!!

[@franciellenogueira]

So helpful! Thank you ❤

[@workshopmortgage]

You're very welcome! If you have any questions, just let me know! You can reach out to me any time at 503-799-3711 (text or call) or [e-mail].😄

[@lillithjones993]

Does every person needing a loan need to have a job working for a company or can they be a landlord and own four or five houses and just have cash flow for an income to qualify?

[@workshopmortgage]

Hi there Lillith! Income for loan qualifying can come from all sorts of places. This video focuses (mostly) on income from employment-based sources, but income from rentals, investments, retirement, disability, trusts and more are allowed. Rental income is calculated in an interesting way. In this video: kzbin.info/www/bejne/lXLap5JuftGBeqc at the 15:55 mark, I talk about how we figure rental income for loan qualifying. If (figured this way) rental income generates enough positive cash flow, then you can use just it to qualify for a loan. If you have other questions or want to talk through your own situation, I'd love to connect! You can email me at [e-mail] or text or call me at 503-799-3711. Seriously reach out any time!

[@oasean]

Thank you.

[@workshopmortgage]

You’re more than welcome! 😁