Get RID of DEBT! | Money Matters Ep. 3 | Ankur Warikoo Hindi

[@warikoo]

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7 Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/ My Money Apps: bit.ly/3Zg56eR My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

[@ALLEN-c2u]

Sir make video about personal portfolio management services and pms vs mutual fund

[@shivamsharma-vq3ts]

Sir I am 19 year old please gide investing

[@faizannu]

Can u please take a look on my finances and guide me

[@vijayk9457]

but, their situation is continue to be same as right now, since they are Investing the whole amount from Land into MF bulk/SIP right? They can keep some emergency fund of say Rs. 5.0 Lakhs. Because, she said the whole income is matching with the expenses right now.

[@swapnilkute00]

Hi ankur how to get correct person for investing in mutual funds

[@MoHdMoId]

Hey Ankur, Its a very good way to interact with real people directly and fix their financial issues by guiding them. I really liked this approach! This will definitely help us INDIANS become financially free. KEEP THIS SERIES ON!!

[@Ashishchoubey]

The car loan EMI for 2 years @15k p.p comes to 3.6 lakhs and she's saying that the outstanding amount is Rs. 6.5 Lakhs. This is not adding up and I'm surprised Ankur didn't notice this.

[@SmartSupportofKohinoorAshraful]

2 years left from the loan tenure..they might not be paid previous payment..so outstanding is increased

[@sv5723]

Komali will be Crorepati till end of the video 😂😂😂

[@AnujNeogi-ih2db]

😂😂 bro I almost choked

[@sv5723]

​@@AnujNeogi-ih2db😂😂

[@sameerpradhan768]

😂

[@debojyotibanerjee8330]

I threw water I was drinking 😂😂😂😂😂

[@makanricky]

Ankur I could be wrong, but if she's earning a 15% return annually: 72/15 = 4.8 years (nearly 5) So, it would take approximately 4.8 years for her investment to double at a 15% annual return.

[@Music27-Bkl]

I am a regular viewer of channel. I am realising my mistakes by watching ur videos. Yesterday I saw your epic money book in railway station and I purchased that. From yesterday to now I am glued to your book. Wonderful book ,( not a book but a notes on financial learning). Thank you so much for such a fantastic book.

[@warikoo]

All the best

[@akashkoley2211]

Sir, MFs are not guaranteed to generate 12 - 15% return per annum. MF can generate more return if one can invest hard earned money at market dips. Etf is better than MF. She can also look at etf where she has a better chance to get a little more extra than MF.

[@saurabh8532]

Can you scan book and send me

[@bhaskarbora6428]

I want this book

[@prettysanayaartcraft]

Hi Mr warikoo I m in govt job After 12 years after marriage my husband slaps me and say "tumhare paise kaha Gaye tum jano" By that day I manage all my salary with all liabilities of my kids and home.(including everything) But today don't know how I invest my money for my kids and myself liabilities for their future.Want to talk you.

[@worldofac]

I am totally against clearing home loan. My home loan interest is 8.5%, if I discount tax return, it is giving effective interest ~7% after factoring in the volatility of interest. So this is cheap money and keep on continuing the loan and that extra money you are planning to put in home loan, put it in index fund if not mid cap or anything more agressive. This will appreciate much faster and by this snowball effect you will get enough money to clear the home loan. Yes I know a huge loan adds pressure and sleepless nights, I do have only home loan of 42Lk, but get used to it and focus to increase the available amount at a rate faster. 7% effective interest in home loan vs ~15% return from equity. Do your excel math.

[@theamreshsharma]

Please give me a chance to attend the money metter - filled the form Waiting to meet India's best lovely finance teacher Warikoo Sir

[@shrimayi4046]

I am disagree to selling the ancester HOme fo rs. 60 lakh . beccause this is the hard earn property by father in law which not easily understandable by new age Bahu. take there opinion (father in law) ... as property is not made again and again... instead of that you can rented that property........My Thoughts

[@sanupoo1421]

Yeah I agree too

[@vijayalakshminadgir6509]

Even I think the same

[@anayburye]

Same here.She or her husband have no right to sell father's house.What if there are rift within family in future,the parents will have no place to live.

[@sumedhkadam1903]

But there is no point to keep extra property.

[@mukulmandal2416]

Please read my couple of comments in this video I have explained everything and I agree with you 100%

[@dailyroutinemantra8742]

I love the way you explain ankue really 🙏 Making such video is part of social help which you doing by put your self in our shoes 🥰

[@prasadhattangadi123]

How is outstanding 6.5 lakhs for car when the monthly EMI is 15k for 2 years. Am I missing something?

[@netajipalkar7521]

People buy big homes, big cars and then the debt trap starts. Then comes spending part and everything goes out of budget. No savings, No MF, No insurance. God bless this country and taxes. How my grandfather run family 6 kids and his parent wonders me😮😮😮

[@ArtfullHealing]

Very well said.

[@VDaNTdahake]

Plss do not stop this series we can learn who others mistake and learning❤❤❤❤

[@Guiding100]

There no better feeling than owning a land and house... So I feel you should keep the house... Since it's already like an investment... It's better to rent the house

[@swathikalisetty2441]

Ankur Sir.....Women side of me....cant stop thinking....ur well aging like wine...just handsome and wise........

[@vipanchika5059]

Thank you so much ❤️

[@gouravag]

Question to Ankur @warikoo .. May I know why didn’t you mention about keeping emergency funds..??3lacs must be her emergency funds in other words..🙏🏼 Thank you for the insights though. 🙏🏼

[@rajesharya68]

from the point of income growth , it may be good financial planning . But, no consideration or planning made about expenses and inflation which would also be increased by the passing of years.

[@saumyamishra-cl1co]

Selling the ancestral house to close the home loan should be the option to avail. The family will save on property tax. Also selling the property for 60 lakhs will attract 30% tax so the lady will be left with 42 lakhs and not 50 lakhs. Pls correct me if I have got anything wrong.

[@Enlightyoursoul743]

Correct, 20% tax rate with additional cess & any other charges as may be applicable.

[@nikhileshadiyala]

That actually makes sense!

[@margretsusngi]

Thank you for the english sub title

[@priyankachatterjeeroy4169]

Sir if l want to get into stock market. Before that l want to study properly. Please suggest some courses. I'm 46 years and lm the only person who earns in the family

[@Absent_Mindz]

What if ? There is no ancestral assests. There is no corpus funds. There is no enough funds to repayment the monthly EMI.

[@gladiatorgaming4840]

Great suggestion

[@lifeinterabytesforever2329]

Nice to learn these things practically from someone's life but I found Some mathematical errors 1. Home loan 45k per month for 48L, 9yrs left 😢 2. Car loan 15k x 12 x 2 = 360000 but left is 6.5lac. Anyhow thanks ... wishing Mrs Komali all the very best

[@robinbhandari1401]

I can’t believe 70% money in loan show off big house big car

[@afor_ayush]

This series is really crucial and helpful Ankur. It is a mind opening and thought provoking series to watch. I'm sure thousands if not millions of people will get better with the help of this. Thanks for starting this. 🎉

[@warikoo]

Thank you ❤️

[@dsandeepkumar3129]

Superb sir ❤middle class god gift guru ur

[@neerajbalhara2650]

Sir can you give me the suggestion regarding my home loan. Should I prepayment or investment somewhere although I don't have the knowledge of mutual funds and hesitate to do so.

[@exploreindia4306]

That's was really good judge ment by you , I need one judge ment regarding I have 1.5 k now in my bank how to invest?

[@keshavamuthybc3867]

Extraordinary ❤❤❤ keep up ur suggestions it's really inspiring towards financial freedom

[@Rkd01989]

Firstly I liked ur suggestion but I have slight difficult view point and suggestion. Correct me if I am wrong. 1. Ancestral property should not be sold. Since it’s valuation is 60L so I am assuming it could give around 15k rent if not value addition should be done so we provide some basic semi furnished place or split the house to rent for students so u earn 15k which is car emi. So all rent earned goes to car emi. Which is like money earns and pays luxury 2. 9% home loan is quite high. This should be restructured. ie retake a loan with bank which gives around 8.5 atleast and increase the repay tenure to 25years. Which might reduce emi and what is left 45k-new emi should be paid directly the principal amount. So if new emi come to 25k as u are increasing the 9yr payment to 25 years .

[@Rkd01989]

These are not financial advices to madam but a counter suggestion to ankur sir as he know far better then I do. Sir correct me if my calculation or view point is incorrect

[@jigaradhiya7289]

Having mass of home loan and buying expensive car in covid time when income wasn't sure....!! Some people are in trouble by themselves only...!!

[@parthosirclasses]

Great Ankur. Looking to get insights on financial planning n strategy

[@remyas9168]

What a grt conversation

[@MrAbhaymahajan]

Right way to show big dreams . 😅

[@shalabhpradhan529]

Warikoo sir is suggesting to invest 100% in equity and at the same time calling it “safe” investment :) I wish he could open the riskometer for all these funds and show where the needle is pointing.

[@kirteesh]

The riskometer that you're talking about is because mutual funds have to follow SEBI regulations and SEBI aims for protection of retail investors. But if we think practically, nifty50 is a safe investment. Do you really think companies like Reliance, Britannia, Eicher Motors will become zero ??? It's 99.99% impossible and if you want to make money, you'll have to take that 0.01% risk.

[@shalabhpradhan529]

@@kirteesh They will not become zero but is it practical to say they will keep expanding more then fd rates? I have seen a complete stagnation filled phase of Reliance for more then 5 years where the stock did not even move 15% in 5 years. SEBI is not filled with idiot’s ro categorise it in high risk category

[@avinashshankarpalli2130]

Choosing stock market as a career is very stupid and risky.

[@shailyaheble2739]

1, what if the inlaws dont allow u ti sell hiuse or dont transfer the sale amt. 2. Mutual fund and stocks are good in a bull market , some of the funds dont last more than 5 years. MFs are a scam 3. Suggestiin take another loan and create and another avenue to earn, hysbands increase in incime is welcoem 4. All home loans only float upwards not downwards😂. So prepay 5. Gold is the best onvestment is the long run. Rest is gambling in stock market for 3 to 4 years ,earn a return of 80 to 100 💯 and come out saving your skin.

[@visamishra4009]

Nice video

[@gazalasrasoidesitadka5419]

Agar aap Hindi Mein Bole To Hamen bahut acche se Samajh Mein Aaya😢😢

[@arustagi2]

I have observed that the miscellaneous expenses like clothes, electricity bill, car insurance, other expenses are not included in the list of expenses. Wouldn't that have an impact on the calculation that was done? Just my 2 cents 😊

[@yashmehta90]

Thank you sir for sharing knowledge...

[@rajvardhan4903]

Amazing

[@shankart5191]

She will not sleep until that IN-LAW house is sold 😅 But as old age people they need safety till their life. It’s not wise to sell now! Some quarrel happens with in-laws ..it’s quite possible in this fast paced world , they will not have own house to live ! In-laws should not agree to seek that house 🏠 😊

[@ChetanG2109]

Not connecting with the all other ideas except the not paying the car loan. It's very easy to say MF makes return 12%, but its not guaranteed, so the family will be in the same scenario where they stand today, even after selling ancestors property. Better will be rent out that property, will generate some cash flow, helps family in thier expanses. Another thing can be done restructuring the loan & increase the tenure, so it will reduce EMI. Whatever lady earn could invest & take risk on it, even she failed, will not hamper the family finance.

[@naman881]

Great conversation

[@PostOfficePro24]

Ankur be like, ghar bech ke SIP shuru krdo

[@shreyaseebais9714]

Ankur Bhai All your suggestions are good financially but, in this episode im not convinced with your consultation psychologically. When she said she'll do stocks and want to learn more about it, it was clear that she does not want to go back to salaried job/any new work. Then where will she get capital from? Ancestral property? Husband ka property? The only solution here was to work more by husband wife both, get money and pay your loans. Selling ancestral property shows very bad psychology. In history, no rich man is rich by selling ancestral property.

[@gamerz_2k]

Fix your finances channel wale ko jyada hi ghamand aa gaya and uska show ka concept change kar liya...acha hey now Warikoo channel has something interesting after a loooong time..

[@abhijitkundu1879]

Ankur ji good evening 🌹🌹🌹

[@VishalSinghmakhla]

I will suggest that she start teaching in any private school. She might earn 50k +

[@89partho89]

Good one but i felt that her problem was still not addressed as her condition was hand to mouth.. also ankur should have given a plan if the house is not sold

[@b.chandansubudhi679]

to good sir... 👍

[@rahulshah1102]

Let's assume if she does not have ancestor home, so what's next?

[@urstruly1567]

A wonderful Series and an excellently infoemative episode. You hv given Komali a very realistic n positive advice and I m sure she will adopt your suggestions. Luking forward for an advice. Pl tell how can I contact you🙏

[@clementinbaraj950]

Hi Sir, This is clement. I am looking forward to connecting with you on any one of the episodes. I need your help big time.

[@sumitsatna]

I am feeling like isko jodo usko jodo or pesa bnao kind of seminars josh.. good luck komali..😂😂😂😂 no offence to warikoo...

[@kumaranand5165]

how is this possible 45,000 per month emi for 9 years @9% and the total left over principle amount to be paid as home loan is 48 lakhs? I believe there is some calculation mistake.

[@AyushSingh86]

Banker here. Don't sell the ancestral home. Approach the bank and submit a request to increase the loan tenure by another 5/10 years. The housing loan EMI will be reduced and you will have breathing space to manage current expenses. Then whatever additional income the lady or her husband generates, she can pay the bank which will reduce the principal amount. Housing loan does not have pre payment or part payment charges at least in govt banks. This approach will save her from selling and ancestral property, her current housing loan EMI will be reduced and the amount she saves can be utilised in investing in MF or any other savings assest.

[@ketan_digital146]

How it possible, if they increase the loan tenure then intrest money also increases, And if they repayment the some money every year , will bank reduce only principal amount? I think bank will reduce that repayment amount from outstanding amount, Will bank reduce tenure fro that repayment amount? Please answer

[@user-nc7bd6nj9m]

​@ketan_digital146 yes, if they increase tenure interest will increase. The prepayment we will pay will be directly reduced from Principal amount not from outstanding. You have the option to either reduce tenure or reduce the EMI during prepayment.

[@ServicePot]

Need more insights did they took the home loan on the interest of fixed rate or floating rate ? And the issue was they didn’t paid even a single amount of down payment 😮

[@margretsusngi]

This lady husband and in laws are great. She, a home maker, yet she knows everything about her husband finance. Most home maker had no idea. I'm sure her husband shares everything with her besides she's well educated which makes sense. This is amazing.

[@warikoo]

I loved that bit!

[@shivanshmishra25]

More credit to husband as well to keep his lady aligned. Most women’s don’t know because men’s don’t want to share😂

[@kaival]

I don’t know about others but where I come from It’s usually the female who controls all the money even though she’s not educated ! I learnt most of my personal finance from my mom

[@laasyasvlogs2696]

I'm also a warikoo follower,same here I'm only the financial planning person from 16 years,my husband is a hard working person,but he don't want to do financial planning,he is enjoying his time with family outings& OTT platform 😂😅 but after watching warikoo videos I'm improved myself so much better than before , thanks Alot Sir,💐🙏🙏🙏, you are my Guruu in financial planning upto our retirement, with out anybody's Support, just we are planning with our hard earned money,so much Satisfaction we can't forget your help regarding financial planning 🙏🙏🙏😊

[@sivabehara953]

If they know these things, they will monitor their ancestors, mostly in-laws' properties and pressure their husbands to take money from them. (Not applicable for all😂)

[@Chetan-n3n]

Hai, Instead of investing 25lakh in mutual fund. Complete home loan and car loan after selling ancestor property, Remains 60-50=10 lakh in hand approximately. So now invest this 10 lakh in Mutual fund first, then do SIP regularly from your salary. Overall immediate all loans will be cleared and also savings will be done, instead of keeping the loans for other 4 years.

[@AkashKumar-ts4iu]

Ab ye Ghar bechke rahegi

[@akhilg7415]

Lol

[@jagadishchalageri6885]

Bhai pakka ye inlaw ka Ghar bech kehi manegi 😂😂😂😂😂😂

[@sagarjoshi3499]

bilkul sahi 😂😂 ab roz rona hoga ghr p ki baicho ghr

[@tusharkantasahoo4986]

😂😂 countdown begins

[@sumitsatna]

ab toh gye sab jitna acche s bat ho rhi khi ulta rup😅😅 na ho😂😂😂 ab toh bech k hi manegi 4.8 crore chiye

[@KetanPatil22]

How can a monthly EMI of 15000 and 2 years left to repay and 6.5 lakhs to repay.. Simething is wrong here.

[@Abhishek-bo8ed]

exactly!

[@konaomkar8214]

And home loan also for 9 years with 45000 it is around 48 lakh but she is saying present loan is also 48 lakh. Then who will pay the interest.

[@kumarami]

People charge money for such in-depth financial consulting which you are doing free for people in need. Good job Ankur, keep up the good work for people. People’s love is ur real achievement rather than the monetary growth of ur own assets. Good show AW.✌🏻

[@Enlightyoursoul743]

Just a question, is the car loan really @7.50% ? I am a working bank professional, and repo rate is @ 6.50% & considering last time rate changed was February MPC. I have an educational loan from SBI which is pretty minimal considering Government provides rebates to students who study on TOP 15-20 university. My Education Loan is now @8.5% which was at some point @7.5%. Request to cross-verify the interest rate once again as it might impact your repayment cycle. Thanks.

[@SuyogM84]

This is not good plan, currently couple is facing money crunch Whatever money comes it goes they can not enjoy life and do saving, Ankur plan is good for Education and saving. Bu they will not enjoy day to day life, it is better if 60lkh spilt in 30 lkh 30lkh If 30lkh gives 14% year it gives 4,20,000 it can give 35 per month which is good for them to enjoy current life

[@rajatadhikari7408]

Husband ki naukri kabhi bhi saaf ho sakti hai. Aaj kl jo saaf ho ra hai vo aache se saaf ho ja ra hai.

[@SD_003]

Bhai ye konsa international school hai? Just 13-15k/month i.e. 1.5-1.8L per annum? 🤔 Bangalore mei to even run-of-the-mill cbse schools cost higher 😢 And she wants her inlaws to sell their home but inspite of masters in chemistry doesn’t want to work? Ghar baithe bas stocks karna hai🤔

[@in_voice-talks.516]

🙏🙏🙏🙏🙏PLEASE SUPPORT 🙏SONUM WANGCHUK SIR, he is taking fast only for us and our future loved ones. have u ever seen such person who is only standing alone to save u. If modi ji doesn't listen to this peaceful moment i am not going to vote fir BJP. we should support ladhak.the🙏🙏🙏 It is our responsibility specially the youth ones.

[@kevins70300]

🤪साढ़े चार करोड़ का कार्पस बनेगा ससुर का घर बेचके यह बात इसे बता कर भाईसाहब ने घर में आग लगा दी है । अभी यह औरत अपने ससुर की जान खाएगी । ससुर का घर बेचने का हक्क इस औरत को किसने दिया ? 😂

[@santhoshthadaka6121]

How come a 15k emi paying 2 years will be equal to 6.5L outstanding amount. Something is seriously wrong and it was not caught during the conversation

[@Monk-wv4ub]

Spoiled kidds first took 100% home loan after 1 year took car loan and now planning to sell ancestors property which can give rental income (as cist is 60 L Rent should be 20 k). What a literate but fool Son and his wife

[@akhilg7415]

4.8 crores nahi hua to bacha hua paisa Ankur denge.. Please don't sell dreams.. keep it realistic.. doubling in 4 years is not possible looking at current market dynamics.. Past returns cant guarantee future returns.. I love your content but please don't make baloon of 18 percent as people might follow you blindly.. Thanks

[@OishikSarkargplus]

Man this lady is an example to whom you shouldn't marry. She has put her husband so much in dept, don't earn a penny by doing a job or business and want to sell her father in laws property to clear the dept. Are you mad or what? Even if she gets 1 crore in hand to clear the dept then again she will fall in dept trap due to her mentality. A 7 year old Car loan still have 6.5L outstanding that means its an very expensive car that they shouldn't have purchased as they already had a big house loan. For a family of 5 you neither need an expensive car or property that she holds. Its just luxury that she is doing. Stock market is what everyone is doing now a days, it never gives a stable income to the family, hence its not considered as work. My suggestion to this lady will be to go out find a job, earn some salary and they she will know how hard it is to buy a house that she is planning to sell.

[@pranavpatil-o5c]

Basic things; 1. Selling In laws or ancestors property in not a good idea, it looks like a dumb thing. She is not thinking by value of their hard earned money. Also sure that her inlaws will not aggreing with her thoughts. 2. Instead she can work & or minimize with the expenses. 3. 3 Lack is a good ammount which she has, can prepay partial car or home loan. She can invest it & earn more money will cover other expenses as well. Conclusie thought: One should not buy expensive cars for status symbol when you are not able to pay it's loan ammount. Instead you buy wagon R alto or Tiago which does the same work for travel, rent Or sell it.

[@jagadishchalageri6885]

Sell inlaws hard earned property is not a good idea 😂😂😂😂

[@naman881]

Yes you are right Maa baap ne jo property banayi use bachho ko behne ka koi haq nahi hai

[@jigaradhiya7289]

Alto is far better option...!!

[@eliasahmed7487]

@@jagadishchalageri6885 Why?

[@eliasahmed7487]

Why selling is not a good Idea?

[@eqfira]

Bhai he aisi game khy hai koi bhi business nahi kar raha hai khy .assive inocome ka nam nahi fik rahi pagal hai khy log

[@yogant3833]

I think firstly they should change the school as 13500 fees is very much for 3-4 year kid

[@7ssanket963]

Exactly bro 😂

[@deepikashetty6198]

There is also no special things they are going to teach these children in an “international” school. Other than extract more and more money from people there is literally no benefit in going for these kind of schools. Children can study in a decent school and be fine. This is my thought.

[@gaurangmodi]

She said the car emi is 15000/- still 2 years are left for the car loan. Total 3.60 lakhs. And she said the current outstanding is 6.5 lakhs. How???

[@sandeeptyagi7744]

Overdues hoga

[@mihirshah2963]

I Respect you sir, But the reality is much different Selling ancestral house will not in purely white money, 2 ND things that she should work get primary source of income and then invest in share market Without money u cannot succeed in Share market

[@sumitsatna]

komali became crorepati in her mind ..😂😂😂 journey already started 😂😂

[@CalmGoshawk-nb9tt]

I disagree with ankur. A better option is give the hometown house for rent. You will get an extra income. And put that to clear off car loan first.

[@AmitKumar-wk7vn]

She said 2 years are left if she pays car loan EMI of 15k per month.@ 10:28, she said car loan outstanding for 6.5lac. Not possible. Forget interest, if she pays emi for 2 years, the total amount paid will be 3.6Lac

[@sujitpatil6980]

Same for home loan calculation, with 45k EMI it's impossible to pay 48 lakh loan in 9 years

[@vikramparihar7153]

Who put child in International school when they just earning 1lakh

[@gunjansharma959]

Thanks sir for starting this series. you are doing a wonderful job by spreading the much needed financial awareness

[@rambabunijpuria]

अब Money Matters Episode का बहुत ही इन्तजार रहेगा जी ❤❤❤

[@जागृती-ध8झ]

Fix your fininance

[@sikkimhobbies22]

Thank you so much Sir....You are my inspiration for the SIP but always i have a question about what happen if i die between the years of investment? My family needs to withdrawal it or continuously invest? Please help

[@RahulSharma-te3vs]

Mam ur r masters in chemistry u can earn by teaching there are lot of opportunities in today's time

[@Thakurrajesh680]

Todays generation want live luxury life ...without compromise.... But want there parents to compromise on there choice or life earning Shame on them. Earning 1lac per month fr which there parents already sacrificed there whole life ...but now there child still hv there eye on parents property

[@aarohiandjiyagameing9855]

I drop the video hearing 95-1 lakh in hand . Not related to me

[@mayankagrawal6616]

Relying on risky stock market for future, is it worth seeing current market conditions, we dont know what will happen in future and what new expenses will be levied on us, feel little confident about it

[@mukulmandal2416]

Let me clear Ankur it does not work the way u explained I have been investigating for the past 8 years and I know the reality.. First thing 99% of the time In laws will not agree to sell their house unless this guys are too lucky and secondly in the 1st 4 years of investment the corpus will not be double because compounding works in the longer run not in the initial 5 to 7 years. Don't go with the assumption that every year mutual funds will give the same return the way it has given last year. So, your concept has flaws.. Please brush up your knowledge..

[@subramanyamshankar1767]

car loan - you said is outstanding 6.5 lakhs. how come only 2 years outstanding with 15k EMI. this will come to only 15k * 24 = 3.6 lakhs.

[@sandeepwali3504]

Not mentioned about emergency fund.

[@rashmijoshi7805]

Hi if I want to consult you are there are any charges. Pls guide

[@sudipbanerjee8312]

Whatever Ankur sir suggested, please follow and I would suggest that you have good command over English and obviously over chemistry also so please try to engage yourself in private tuition in chemistry /English and that may fetch some additional income. Best wishes.

[@Sk-wc4qd]

She does not want to work 😂

[@ms_0308]

Your explanation is best I am waiting for your videos 🙂😊

[@Monk-wv4ub]

What a advice- Sell ancestors property (which definitely disconnect you from your roots) and build property on loan, finally feel proud on your achievement 😄😄

[@NotKid142]

Ankur is talking like funds give fixed return every year. Its not true. Ankue please clarify this. Returns are 12 to 15% if u invest long long term. Short term u may lose as well. Clarify this

[@azruddinansari8695]

Ankur sir bahut sare fund small cap, mid cap, large cap, flexi cap to confuse hota hai investment karne k liye sir aap kabhi just example mein batao na selection process.

[@vaishalis9707]

Great way to suggest the manner in which the loan can be repaid and corpus built. I would have also thought of repaying the car loan first. But hearing this conversation my perspective changed and it is unbelievably manageable in the manner the it is presented 👍👍