Getting Started: Build Your Emergency Fund First

If you're just getting started in your journey towards financial freedom, then it's important to build your emergency fund first. In this video, Fitz and Rienzie talks about way to save and where to put your emergency fund.
Money Insights & Advice is a video project of Wealth Arki, Inc. Visit their website at www.wealtharki.com.

[@Bonggegame]

Underrated tong channel na to Hindi boring nakakaloko lang mga tawa ni Sir Rienzie tapos seryoso pa rin si Sir Fritz haha Godbless po🙏

[@RodskiDimitri]

Speaking of emergency katulad nyan may sumimplang sa likod si kuya na nakabike 1:33 kung malala yung damage kung walang emergency fund pano na?

[@Bjunjun33]

Roderic hahahhaa bwisit nirewind ko talaga para makita yong kuyang sumimplang sa bike hahahah

[@rodmahinayjr.6280]

Legit hahha

[@SOCSKSARGENOFW]

Hahaha na pa rewind ako

[@Rose-xk1pz]

Na rewind ko tuloy 😅

[@erikpianist6890]

HAHAHAHA replay ko rin

[@titojeem5598]

So glad na encounter ko po channel nyo.. I'm already 37 still single, I started my emergency fund when I was 33, what I did was two ATMs 1 for the payroll, the other where I put my EF. By doing so natuto akong i-disiplina ang sarili ko.. And now, thanks to this video kay natutunan na naman ako kung saan pwede ilagay ang EF ko, thank you and more power!

[@bsitcrystelineg.capistrano1787]

Emergency fund ko nasa koop share Kaya may dividend ako every year, 😊 mas malaki sya compare sa saving bank account 😊

[@Bjunjun33]

kaway kaway sa mga may VUL, sss peso fund , pag ibig mp2 and real estate at higit sa lahat ang may emergency fund...thanks to both of you guys

[@WealthArki]

Vito Estorba thanks!

[@virginiareyes7599]

I'm a fan... And started sharing your channel to my students in Investment and Portfolio Mngt class..Keep sharing very practical and informative vlogs

[@marklennmanota7670]

Tama po yung sinabi nyo. Dapat inaalam po muna talaga kung meron na bang emergency fund before mag-invest or bumili ng insurance products. Malalaman mo kung may malasakit talaga ang isang financial advisor sayo kapag tinanong ka muna nya kung may emergency funds ka na ba. Kasi papano kung darating yung time na di mo na pala kayang bayaran yung premiums mo tapos wala ka pang emergency fund, edi problema yun. Galing talaga ng Channel na to. Highly recommended to watch. Simpleng settings lang parang mga tito mo lang na nagkukwentuhan sa mga coffee shops. 👏👏👏

[@pilipinoako6956]

Thanks po sa video sir..marami akong natutunan lalo na sa paggawa nang emergency fund.

[@elmarkjohnmandapat1606]

Very Nice! Salamat mga sir!

[@coffelover009]

Please continue uploading videos! Ang dami dami ko po natutunan sa inu..salamat po ulit mga sir😁😁😁

[@ninamilla1576]

Super thank you sa info... Nang dahil dito na motivate ako sa magipon for emergency fund☺️

[@itsmevanessavaldez]

Im currently building my E.Fund po, thanks po another very informative video😊

[@angelicalaqui1201]

Getting started with emergency fund! So agreeable :)

[@RjayDatingaling]

Tagal ko ng nagwowork, never pa ko nagkaroon ng emergency fund. Magsisimula na ko. Medyo nagkakaedad na kaya need na mag ipon.

[@WealthArki]

we fully support you on this!

[@DyonnePunzalan]

Great video mga sir! Woke up this morning asking the question pano ako mag build ng emergency fund. Astig ng video learned so much

[@quickPlay023]

Thanks for advice wealth arki. I started my emergency fund 1months ago. And i dont know where should i put it. Now i know. More video upload sir. New subscriber here from ofw in japan.

[@virgilioignacio3107]

Excellent money advisory

[@davecarcillar9098]

thanks mga sir very helpful tips n nmn. thumbs up!! :-)

[@WealthArki]

Dave Carcillar thanks! Please share the learnings and the videos too!

[@claireang-ng4808]

Insightful topic, bite size video but jam packed with learning points! - Build emergency fund = monthly expenses X 3 to 6mos, depends if single or double income source - Put in an insurance savings account or money market fund - Make a portion of it liquid (cash or in a separate atm card which you will bring inside your wallet) for "emergency" needs

[@kulantrotv1239]

Thanks for sharing, mas naging malinaw sakin kung pano magkaron ng emergency fund.

[@billyilagan2004]

Other option is investment gold grade, hedge against inflation and very liquid. Kesa sa mga time deposit, money market etc pag holidays at weekend di mo ma-access.

[@ayalalandpremiercelinabaut6339]

Very timely this 2020

[@karenmaelino4679]

I'm 23, trying to figure out how to save, how much should I save and what to do with such savings. Sobrang helpful ng video na to. New subscriber here 🙋‍♀️. Binge-watching on your videos atm. Thank you so much, sobrang dami kong natututunan. God bless!

[@bosscheng8948]

Thank you for added info more power to both of you po. Keep uploading videos 😊😍😍😍

[@WealthArki]

Thank you for your support!

[@ligayadimapigil7636]

Napakalaking tulong ng panood ng vlog nyo lalo na at nag iicip ako ng magandang investment

[@saksaksinagol2929]

Gwapo sad inyong topic👍

[@gerweluy1708]

This is a good video and good channel, as a 21 years old this is one of the useful tips, naguguluhan na kasi akosa mga iniipon ko kung saan ko dadalhin and i forgot this. aside from pesos and sense. Thank you mga sir

[@WealthArki]

Legendary Boy please do explore our other videos in the playlist as well.

[@jamilamondragon5677]

Yey! another awesome episode. :) Super helpful talaga na may emergency fund kahit naka atm lang. I have mine in money market din. separate from my salary atm kasi madaming temptations. Hehehe! :) I hope makagawa kayo ng episode about money/life hacks kung pano makatipid. More power po sa inyo and looking forward for more awesome episodes! :)

[@WealthArki]

Jamila Mondragon thanks! Please do share the learnings-and the video, too!

[@markpaul3261]

Salamat po

[@maryjoyabalos4736]

Thank you sir

[@cyrustabares7719]

Simple but useful infos👍

[@mindlangabundance5568]

Thanks a lot both of you for all info.about investing I'm always watching you're blogs...

[@WealthArki]

welcome!

[@spikychickify]

Thank you for this. Nakakatuwa panuorin tong video niyo po. I am currently in the process of rebuilding my EF after a major thing that needed to be paid this pandemic. This was really encouraging.

[@WealthArki]

thank you for your kind words. please do continue to explore our other videos and share them, too!

[@jamilafermin3194]

Hi po. Subscribed to you channel months ago. Gusto ko lang po sabihin na super na aappreciate ko channel nyo. I get to learn and be more aware sa finances ko. Easy to watch and learn pero yung real challenge there is yung pag discipline sa sarili haha. Malapit na po ako mag 1 year sa first job ko and watching your videos really help me. Dami ko din natutunan sa inyo na hindi tinuro sa school :D Sana mag grow pa po channel nyo. Thank you!

[@WealthArki]

Jamila Fermin thank you. Kindly share the learnings-and our videos, too!

[@tiankeith9789]

Yay!!! New vlog up!

[@RienzieBiolenaRFP]

Thanks! Hope you picked up a thing or two!

[@joshanthony9848]

Hi guys! Just this year I watch so many video same like this so alam q na kung bkit aq mahirap kahit since when I'm little girl I start work. Huli na kya po an lahat I'm too old I'm turning 40 years old. I'm homeless. Elementary lng an narating q. So panu kya po yan. I was here in Bahrain so tnx at nagbukas kau ng tamang pamamalakad ng pera. I start saving money 10,000 pesos every month. An tanung q po in my sitwasyon wlang pinag aralan an dapat kung gawin para ma enjoy q nmn an pag ritiro q. Tnx po

[@WealthArki]

Hi, Josh! We see that despite the fact that you only finished elementary, you are still able to save up P10k per month--so educational attainment at his point is not important already. What is important, though is that you are now able to set aside money through hard work and for your future. We believe that you can still secure your future and it is not too late, provided that you do regular investing and proper financial management. You may email us [e-mail] should you wish to discuss more. Thanks!

[@WealthArki]

You can also enroll in other skills-enhancing courses to upgrade you better and receive higher pay as well

[@janetbelludo2532]

hi po sir employee po ba kayo ng isang insurance company panu ka po makokontact

[@liezelgolocino]

thank you 🙂👍

[@christiandelapena8623]

This is Dave Ramsey's baby step 1. Tapos ko na ang baby step 1, mine is 9 months worth of expenses as suggested by Dave Ramsey. I'm currently on baby step 2 - Attacking Debt/Loans!

[@aileenuy419]

Helpful tips. Thanks.

[@WealthArki]

Welcome! Please do inform the learnings--and our videos, too!

[@abeori1059]

omg. im planning to transfer my emergency fund sa passbook! hahahaha

[@jamiefigueroa]

now that we are one year beyond the pandemic, do you still recommend 3-6 months worth of emergency funds?

[@Raya423]

Subscribed! ♥

[@joulslagonoy2867]

New subscriber mga lods🙂

[@laceymain8660]

Share ko lang May ipon nako, konti palang naman. Pero malayo pako sa target kong Emergency Funds. Gusto ko sana i-save lahat ng 13th month ko kaso need ko ma repair computer ko.. (for gaming and also for self studying, di kasi ako nag college so i feel i need a lot of skills dahil sa takot na baka mawalan ng work mamaya or bukas 🤣) Malaki kasi expenses ko kasi ako nagbabayad ng rent sa bahay ng family ko + bills dito sa apartment (kaysa mag commute from samin to work, same lang naman gastos per month) So, ang target ko at least 15-30% ng 13th month ko lang gamitin ko.. para makaipon agad ng E. Fund. Sana next year makapag start na agad sa investments. Feel ko kasi late na eh 😁. I'm 25 yo na po

[@erlmontero7729]

I've learned so much. Thank you guys!

[@WealthArki]

Erl Montero thank you for watching our videos. Please do share the learnings-and the vid, too!

[@angelicalaqui1201]

I'm super late to see this video po. Is 3mos worth of Emergency Fund in SA and another 3mos. in money market fund still recommended up to now?

[@paulnvhitroza107]

galing nyo. thank you

[@ms.lunalily3527]

Suze Orman recommends 9 months worth of Emergency fund. OFW investing tips naman po sana. 🙂🙂

[@WealthArki]

You may consider that as well and if you are more comfortable with 9 months' worth of Emergency fund due to the nature of your lifestyle, then that would be best. Continue subscribing to our Channel so you would know when you'r suggested topic is up. Thanks!

[@lealinson8955]

👍👍👍

[@Justin00704]

Building an emergency fund is the first step of gaining wealth in investing.

[@jessenibayan7311]

Thank you sa idea mga sir! :) Yung emergency fund ko parang mali ang setup. I got an ATM account na dun kinukuha ang ibang expenses not related to my daily life basis (bihira sya magalaw para lang hindi magalaw yung computed budget ko for the whole month) then i got a payroll account na kinukuhanan ng daily expenses, rest naiitabi na as savings.

[@siennaescosura3162]

Very Informative 👌 too late for me. Hayss.. 31yo ofw since 2011. Tsk. 2017 lang naging aware sa investing and insurance. And watching your videos MAS naging aware and ang galing! Ganun pala un emergency fund. Thank you po!

[@WealthArki]

sienna escosura thanks! please do browse our playlist for more videos--and share them, too!

[@almarai7634]

sienna escosura bata ka pa nga...marami k png magagawa

[@nallanaliugnab]

Sana may topic para sa stocks investment sa COL FINANCIAL or kung may iba pa maganda and also sa BONDS

[@WealthArki]

you may watch our video on this: kzbin.info/www/bejne/m33NoH2GdraBjJY please do also explore our playlist to view our other interesting topics as well. thanks!

[@nielfujileguna8809]

Sir, can you make a video about some nescessary questions to ask to your FA? :)

[@WealthArki]

Niel Fujil Eguna hi Neil thank you for the suggested topic. We’ll discuss with the team on how we can make this video for the public. Please subscribe to our channel so that you can receive updates once this video comes out. :)

[@halosuffocation_machine4792]

My emergency funds is in dollar account. Kung mg open ako atm as part of my emergency fund need pb my insurance? although I have my life insurance plan..thank you I learned alot from you guys ....

[@WealthArki]

halosuffocation _machine it is good but also think: what if an emergeny happens on a weekend-how will you withdraw if it is a passbook account only? And if it does occur on a weekday and you are able to withdraw, can you easily exchange the dollar to peso?

[@listeratedx2226]

Request po Hihi How much money needed for retirement

[@RienzieBiolenaRFP]

Hi! It depends on a lot of factors such as your expected retirement age, life expectancy, and your retirement lifestyle. We can actually help you in designing your own supplementary retirement fund (where to invest and how much). Just do email us [e-mail] if you're interested. Thanks!

[@bestvideos1819]

This is good advice.👍

[@sohcahtoa6333]

Great advice.

[@WealthArki]

thanks! please do share the learnings--and our videos, too!

[@sohcahtoa6333]

Wealth Arki Yes po. I will. Keep doing what you do. :)

[@WealthArki]

thanks!

[@rolandojisonjr1125]

How to have insurance for the house (for repairs and maintenance in the future)?

[@WealthArki]

You can get a property insurance for damage and repair of that or, save up for future repairs and maintenance. Thanks!

[@geramaedano3537]

What if you already saved for emergency fund and decided to get insurance. Then after 2 months emergency happened. So how to start again with it?

[@WealthArki]

Gera Mae Dano simple: build it up and save for it again.

[@jeremybonifacio6980]

Does investing in gold and/or silver considered an ideal emergency fund?

[@WealthArki]

Hi Jeremy the answer is no as it does not satisfy the requirements of an emergency fund which is easily accessible and if the asset is liquid.

[@3mn422]

Security bank all access na may free life insurance. pwd na po ba un sa emergency fun?.

[@WealthArki]

Emon if you still do not have life insurance, it can be part of your emergency fund

[@lifeideas3378]

Hi po! I always enjoy watching your videos. Marami po ako natututunan. Tanong ko po, mas kailangan po ba before ka kumuha ng insurance mas important na may savings and emergency fund ka muna? Thank you

[@WealthArki]

Life Ideas you can actually have both in a savings account with free insurance.

[@lifeideas3378]

Wealth Arki thank you po🙂

[@trxmac9206]

May insights po ba kayo about cooperatives?

[@WealthArki]

Yes coops are also an alternative investment outlet. Just look for established coops to work with. Please also look into their financial statements first so that you would know of their financial strength. You may take a look into the website of the Cooperative Development Authority (CDA) for the list of legitimate coops. Thanks!

[@diorelacevedo]

Hi @WealthArki, what do you think about the effect of INFLATION to emergency fund? If emergency fund will be saved into OnHand Cash, Time deposit or Money Market MF, all these have less interest rates than inflation rates. What do you think? Thank You

[@msds2930]

Hi mga Sirs. ano po yung tinutukoy nyong savings sa atm card na may insurance na ding kasama? Thanks for great vid! :)

[@WealthArki]

MichelCE it is BPI Pamana

[@engrtambaloslos6922]

Sir, BPI Pamana po ay x3, how about the x5 that you said?

[@rexlangas482]

Sir kung may savings account ako na may insurance na, pwede na ba itong kapalit ng traditional insurance?

[@JoyOFWJordan]

very helpful po. mg ipon muna ako ng emergency fund..have you heard about kapa? is it worth investing?

[@WealthArki]

Joy Asis sorry, but we are not familiar with kapa.

[@jrzamora4705]

Scam po un

[@renalynreyes5682]

ano ba mas maganda pag long term?? high risk ba or moderate risk lang? or conservative muna?

[@WealthArki]

Renalyn Reyes if long-term (more than 10 years), we can recommend stock market investments.

[@janina6546]

any suggestions po ng atm and insurance? saan bank po pwede mag open? thanks

[@WealthArki]

Pnb, bpi and security bank

[@DS-ov9pv]

can i ask which bank that is? that offers times 3 times 5 ?

[@WealthArki]

D S security bank

[@DS-ov9pv]

thank you.

[@TapurokNatureFarm]

Alin ba uunahin ko, bayaran ang gabundok kung utang bago mag ipon for emergency fund or ipagsasabay ko. Kapos din kasi ngayun pero didiskarte din ako.

[@WealthArki]

Ebeohp2018 you can domactually both. there are different strategies to pay debt, actually, that can help you. if you would want, we can design a debt mgt program as part of our professional services. please do email us [e-mail] should you be interested. thank you.

[@maricarsilvestre3766]

hi gud pm.Ano po.masusugest nyong bank na may moneymarket?

[@WealthArki]

Maricar Silvestre for starters, we suggest you go for the one with your bank first for convenience purposes.

[@tourneyjourney7565]

Hi sir, salamat po sa knowledge na naiimpart nyo po sa mga taong katulad ko na gustong matuto ng tamang pagmanage ng finances. Gusto ko po sana malaman kung ang emergency fund po ba ay iba pa po sa savings na sinasabi na dapat ibawas muna sa income bago ang expenses?

[@WealthArki]

Tourney Journey kung wala ka pang emergency fund at bubuuin mo pa lang siya, kasama siya duon. pero kung buo na ang emergency fund mo, yung itinatabi mong pera ay para sa mga financial goals mo.

[@tourneyjourney7565]

Wealth Arki salamat sir, lagi ko po shinashare yung video nyo. Sobrang salamat po sa malinaw at direct to the point na paliwanag.

[@WealthArki]

Tourney Journey thank you! please feel free to browse our playlist for our other videos.

[@ajaj2035]

Gawa po kayo video about ETF. Thanks

[@WealthArki]

noted, thanks!

[@emmanuelpapa9772]

Sirs safe ba ang capital sa mp2 ngayong may krisis tayo?

[@WealthArki]

Emmanuel Papa capital is tax free and government-guaranteed. The dividends, though, depends on the earnings.

[@piggyb5576]

Hello po mga Sir! Ano po ang uunahin kong gawin, magbayad muna ng mga utang or mag ipon ng emergency fund? Di ko alam kung paano ako magsisimula kasi i want to change ung bad habits ko in terms sa financial aspect kaya as a start, i want to try saving up for emergency funds na. Thank you po.

[@WealthArki]

Piggy B you can do both. there are many strategies in debt management such as consolidating into the lowest-interest loan, or paying off the one with the smallest amount of debt. we can have a more accurate recommendation through a one-on-one discussion. please do email us [e-mail] to set an appointment. thank you.

[@billclintguantero5776]

Good day sirs! Ask lng po if how much po ang recommended nyo na emergency fund ko single pa po ako at dependent pa sa family interms sa tirahan. Salamat po

[@WealthArki]

we have discussed it in the video. thanks!

[@drakekeanbernas365]

Mga sir merun ako money market At time deposit alin mas mgnda mg focus para sa emergency fund thanks

[@WealthArki]

Hi Drakekean you can split your cash. You can place 3 months or more in the money market fund while the rest in your time deposit account. Usually the Money market fund has a higher interest rate return to around 2-3%.

[@alvinasi1557]

Hi sir! I am a new subscriber here and sobrang nakakaencourage po ung mga content nyo. Meron po sana ako question. OFW po ako dito sa taiwan ngayon halos 1 year na and i want to save or start my EF. pero ang tanong ko po e,kung paano ko mailalagay ung pera ko sa savings acct or money market fund? Eh nandito po ako sa abroad. Thank you po and Godbless.

[@WealthArki]

You can start with a bank there for you convenience. Thanks!

[@alvinasi1557]

Bank here in taiwan sir?

[@WealthArki]

@@alvinasi1557 wherever it is most convenient for you. thanks!

[@WealthArki]

@@alvinasi1557 whatever bank is most convenient for you--either in Taiwan or Philippines. thanks!

[@karabatv7756]

Wealth Arki tanong ko po kung yung money market fund po ba ay na be beat ang inflation? At ano po ba ang pagkakaiba ng Money market mutual fund at Money market fund?

[@WealthArki]

Hi they’re both the same. To understand more about money market funds you check out our feature video m.kzbin.info/www/bejne/qaKwepuXhrOdiZo thanks!

[@jhunreblando1206]

Hello po, tanong ko lang po kung okay lang po ba na kumuha ako ng Life/health insurance while saving up for my E.Fund?

[@WealthArki]

Hi Jhun we discussed that topic in our latest video m.kzbin.info/www/bejne/r6u9c3x4r9SAjqs thanks!

[@hatj000]

ano po mas mgnda unahain ung pg settle ng utang or building emergency fund?

[@WealthArki]

It would be best to secure your emergency fund first as fast as possible while paying of your loans. If you are having difficulties kindly email us at [e-mail], Thank you!

[@maryjoyabalos4736]

Nagbabalak po aq kumuha ng insurance since im working abroad at the same time breadwinner V.U.L.po ung plan q kuhanin 5yrs to pay ano po pde nyo iadvice sa kin as single

[@WealthArki]

Mary joy Abalos as we do not have compelete information regarding your finances, we would have to refrain from making any financial recommendations. We can do that thru a financial consultation. Please do email us [e-mail]. Thanks

[@reginedolor2260]

Pano po yung sa money market? Thanks po sa sagot

[@WealthArki]

kindly clarify your question please. would this refer to how to make money or how to open one?

[@Akurja919]

hi, im 34 years old with 1.5Mn insurance coverage, how will i know kung magkano dapat insurance coverage ko.

[@WealthArki]

Hi Princess your base insurance coverage is the face amount/face value as stated in your policy. However, there are cases that the death benefit can be bigger, so it is best to consult your insurance adviser regarding the actual amount of your insurance coverage.

[@merlynelang3137]

sir,matatawag dn ba na emergency fund ung sa jewelries "gold"?

[@WealthArki]

No. We consider emergency fund something that you can easily withdraw or convert to cash in one or two days, or liquid enough that if you decide to sell it when you need money, you can. think about this: if an emergency happened to you today, can you readily sell your jewelry today to use the money?

[@merlynelang3137]

@@WealthArki thank you sir sa pagreply,thru pawn db pera dn kaagad yon.kung hindi pwede pang emergeny fund ang gold jewelries ,maecoconsider ba na investment sir?

[@WealthArki]

Merlyne lang if you pawn, you are paying interest-so it is just like borrowing money or getting a loan for your emergency fund so categorically, we do not consider it as such. if you plan to buy and sell gold to fund your future needs, it can be considered an investment but check the historical price of gold for this.

[@lleange363]

pede ba ang emergency fund ilagay sa MP2?

[@WealthArki]

Hi Ilea MP2 is an investment fund and not a place for emergency fund purposes. Thanks!

[@abeori1059]

meron din po ba kayong baby steps katulad kay Dave Ramsey? hehehehe

[@WealthArki]

we can have that one of these days, but watch our videos and you'll know the steps for sure. thanks!

[@jeric314]

sir ok ba na ilagay sa Certificates of deposit (CDs) sa bank yun e.fund ?

[@WealthArki]

A portion, yes. Just be sure that you have enough funds withdrawable anytime that can cover for potential emergencies.

[@jeric314]

@@WealthArki Thank you sir

[@charlesdaniel6051]

Ano po yung example nung bank na may savings na may insurance?

[@WealthArki]

Metrobank, Security Bank and BPI have those.

[@markanthonyrivera9204]

pwede po bang hati hatiin emergency fund/investment/insurance

[@WealthArki]

Mark Anthony Rivera here is our vid for that: kzbin.info/www/bejne/bafaZoycerx5qtU Thank you.

[@mariannehernandez4700]

Kailangan po ba ng malaking pera para makapag join sa money market?

[@WealthArki]

Marianne Hernandez no. You can start for as little as 5k.

[@shangangawan9512]

Hello po, I just want to ask 25y/o na po kasi ako and wala pa din po ako savings since marami po akong credit card bills, and I also just rent ng house. Gusto ko na po kasing kumuha bg Life Insurance. Okay lang po kaya yun? Any tips po sana. Thank you po!

[@WealthArki]

Pershian Therese Gangawan hi it will be best to settle your credit card bills first and rebuild your savings after before considering getting life insurance. If you need help with sorting out your debt and cash flow, kindly check out our website www.wealtharki.com.

[@shangangawan9512]

@@WealthArki thank you po! Nice vlogs po btw!

[@cherrybells3409]

how much po yung 3 months fund?

[@elmerwowop7983]

3 months expenses

[@cecillepenaranda4297]

San po magandang Money market?

[@WealthArki]

you can start with your bank where it is most convenient for you. thanks!

[@indayepol2256]

Emergency fund or Life Insurance?

[@melsonperos9566]

Alin po ung x5 Pamana po ung x3 d b Also can you breakdown VUL vs MU vs UITF

[@WealthArki]

Melson Peros Security Bank offers 5x. And please do continue to subscribe to our channel to know when your suggested topic is up. Thanks!

[@merygrace721]

@@WealthArki sir pwedi poh ba malaman yong sa pamana acct..if paano diko kc maintindihan masyado..ofw poh ako interested poh ako eh..wala kc akong maipon dto baka makatulong ito skin..

[@merygrace721]

@@WealthArkisir halimbawa kong may pamana acct poh ako tapos .mahulogan koyon ng 100k in 1yr tapos save kulang sa acct ko..mag kano ba makukuha ko. in 1yr..pls.paki paliwanag poh pls.

[@WealthArki]

@@merygrace721 you get the interest rate given by said account. as it changes from time to time, you may check it in BPI's website. Thanks!

[@WealthArki]

@@merygrace721 this video of ours might help: kzbin.info/www/bejne/pHe5qYh5htWYaKM Thanks!

[@henryugali8163]

Joker ka bro WEEE OHH- WEE-OHHH (emergency) hahahah

[@fedelynbarja2359]

Panu po ba mag apply ng emergncy fund habang nandto po aq sa abroad..tnx..po

[@WealthArki]

emergency fund is a savings fund that you build yourself for any contingencies that might happen.

[@kimedora]

Paano mag join sa money market

[@WealthArki]

Baby Girl Camposano most banks have that.👍 you can just go to any branch and ask them.