Giri Babu - Best Investment plan in 2025 | Investment vs Buy a House

[@vmpfifteen]

I am a Chartered Accountant. I Strongly advice against this idea because 1.because in 20 years term the value of house property will go up much more than what he is saying. 2. we need not enter into a 1 crore property there are many properties below that amount 3. Independent house will likely to appriacate more than an residential flat. 4. Share market can go up and also go down, at the fag end of life all our savings will go to wind if the market goes down. we have seen such things in USA, many peoples life savings got wiped out because of Enron and Worldcom etc. Finally my advice is Go for a Residential house within a reasonable budget.

[@ravikanthchebrolu3468]

Please compare with current situations.

[@ramagiridv4741]

One more thing that he sorely missed is - Today's rental is 30K. It will go upto 1.5L per month in 10 years and will keep growing. So, one can not continue to invest 70K per month for next 20 years. It will start reducing form second year itself and by half way thru, one actually have to draw from these savings, to pay for the rent. At the end of 20 years, one will actually be left with debt and no house.

[@lsharikishor]

yes why to buy in Hyderabad only , in villages just for 20 Lakhs posh house can be built . We guide you for a fee of Just Rs 10000/-(Total) from start to end .

[@ashokvarma3806]

15 ఇయర్స్ క్రితము 4 lakhs కి కొన్న house ఇప్పుడు 50 lakhs విలువ చేస్తుంది

[@ravikanthchebrolu3468]

Ippudu konu, Chuddam enta increase avutundo telustundi

[@Zzz-h3o]

20 years back maa land 1 lakh, ippudu 75 lakh

[@tereshbabu989]

ఇంట్లో కూర్చొని తినవచ్చు….ఎవరి ఇంట్లో చెప్పలేదు 😢😮

[@asvnagaraju6586]

Wife father home😅😅😅

[@kramu1608]

Mee intlo

[@no3224]

😂😂😂

[@srinivasa1275]

😂😂

[@SivaPrasadYadav1117]

It depends on situation. Less cost area lo kooda తీసుకోవచ్చు

[@pallarao838]

ఈయన చెప్పేది రాంగ్, మన ముత్తాతలు ఎకరం రూపాయలలో కొంటే, మన తాతలు వేలల్లో కొన్నారు, మన తండ్రులు లక్షలు పెట్టి కొన్నారు, మరి మనం కోట్లు పెట్టి కొనాల్సి వచ్చింది, మన పిల్లలు కోట్లు పెట్టినా కొనలేరు, అందుకే buying an house is always correct, don't mislead the common man bhayya,

[@sankarkumar2788]

Correct

[@msarode]

Rent will always increase and there is no guarantee that you will get 12 percent returns,even mutual funds don't guarantee, don't depend on past return, past return don't guarantee future return

[@mallepularajasekhar5390]

ఇప్పుడు కోటి రూపాయలు ఉన్న ఇల్లు 20 ఇయర్స్ తర్వాత కోటి రూపాయలకు దొరుకుతుందా బ్రో లాండ్ అయినా ఇల్లు అయినా కొంటే దాన్ని వాల్యుయేషన్ పెరుగుతూనే ఉంటుంది ఇంతవరకు నష్టపోయిన వాళ్ళు ఎవరూ లేరు సొంత ఇంట్లో ఉండే కంఫర్ట్ బాడుగ ఇంట్లో ఉండదు

[@rajesh-br4fq]

Manam House or plot konte velaki commission radhu kadha bro

[@vilasini552]

Own house unte 20 years thatvatha ina house untundi or land untundi. Eppudu chdandi mankaki em anipisthundi, mana grandparents kuncham land or polam unchuthe bagundedi anipisthundi. For next generation this feeling will be more….You can not sell 1 room or 1 cent. If you have easy access investment/ money it can’t stay in your hands for long period. Year by year ni investment increase auvthundi but money kalla Mindy unte chethulu urike undauv…. Vaadestham. Better distribute your money over different things. Not everything in mutual funds. LIC agents laga eppudu mutual funds agents akkuva iyyaru. Valla commission kosam chala matalu cheptharu. Reality ki vasthe long term lo evi pani ki ravu….. be careful

[@rockety9898]

యెవరికి వాళ్ళకి అన్వయించు కోవాలని ముందే చెప్పారు కదా..? He is right when you know about the SIP, If you don't know about it ,for you it is house is fine...😊

[@vilasini552]

@@rockety9898 SIP is is fine. But keeping everything in SIP without diversifying is not correct. People are misleading nowadays that stock market/ mutual funds are the only option of investment. It’s good to keep certain part of your income in SIP but taking loans on properties and investing them in mutual funds/ stocks expecting huge profits might not be right. And this easy access can’t be hold for long term by people. Mutual funds means it should be long term then only you can see certain profit. Otherwise you will loose

[@gsri8428]

​@@vilasini552, firstly you must know that MFs returns are also called assets and about the Mutual Funds and it returns. Secondly, MFs Distributors and Brokers will work for your financial growth and to manage your funds they charge some fees it is very negligible.

[@anjaneyaprasad1546]

Good information sir..very impressive ..thanks...

[@AnthaaBaagundaali]

It is all about diversification. If you can, invest in both in a balanced way.

[@SRINIVASULUS-w9x]

These people dragging common man in to Market. But Market Driven by some Category of People. Common man is the looser always...

[@dvschandrasekhar9786]

Super idea giri babu, ur suggestions will be always more practicable & most bemnefitinle

[@srini7865]

Have you considered the property appreciation, Rent escalation, Low rate of salary hike ?? This is not black and white as you are saying. What if the economy fluctuates ??

[@Pa1-369]

20 lakhs tho land konikuntay 20 years tharavatha own house single payment tho konukovachu. Madhyalo money unntay oka shop vesukuntay rent kuda vasthundhi.

[@VijayBhaskarReddy-w4l]

A house in 2013 in Hyd which was 1cr is sold at 8cr today....MF may not give such a massive returns...just think.

[@user-if7kp9rm5v]

Good knowledge sir....Thank u got a good suggestion from you.Miru cheppina dantlonchi nenoka kotha idea create cheskunnanu adhi follow avtanu

[@kanakamprem]

Enti sir a idea?

[@sampathreddy3073]

జివితం గడిచాక ఇల్లు కోనుక్కోని ఎం చెసుకుంటావ్ అనుభవించని ఆస్తి ఎందుకు ఇప్పుడు ఇల్లు కోన్నా ఇరువై సంవత్సరాల తర్వాత ఆరు అంతలు పేరుగుతుంది అలాగే సోంత ఇంట్లో జివించి ఆనందాలు గుర్తు చేసుకోవచ్చు సోంత ఇల్లు స్టేట్స్ లెవెల్ సమాజంలో గుర్తింపు తెస్తుంది ముర్కులు వీడియో తియటం వదలటం.

[@rameshkumaryathirajyam9819]

Correctly explained by the Fin planner . Be a smart investor . Not a smart manager

[@ORZOSKY]

Rent will increase every year. After 15years rent will be 1lack from 25k. And asset will increase in same prapotionate. After 20 years you may not buy house. SIP is not always good option. Need to plan multiple ways.

[@satishkumarkota7742]

Impossible bro . The house becomes old after 15 years The owner can yield the maximum same rent after a certain period . Will you prefer a new house or old house ? If the same tenant stays in the house for more than 5 years they can't increase more than 500 to 1k per month for 25k house.

[@ORZOSKY]

@satishkumarkota7742 In 2007 , I use to pay 3000/- per month . Now iam paying 25000/- pm. They want to increase. That 3000/-house now they are getting 20000/- pm.. my house also old.

[@ORZOSKY]

@satishkumarkota7742 Rent specially depends on location. and demand

[@teju19703]

Rent wont increase per year?

[@annapurnagurram5575]

Any time asset is valuble mutual fund is not guaranteed

[@venkateswararaochitneedi2376]

Sir Investment cheste Custamar ni gundu kottinchina companies anno government close chesi eppataki se

[@srinivasknaga]

Meeru yentha sampadincharu

[@SivaPrasadYadav1117]

ఇండిపెండెంట్ హౌస్ with out owners best or else difficulties.

[@Rk_dec]

Investment lo loss gurinch chepparu .bank interest kanna ekkuva without risk vaste veelandaru lone teesukoni investments chesevaaru.your investment should give piece of mind.tension, BP lead more medicines

[@DineshDini464]

What about inflation and long term capital gain tax

[@akunurusvsnarayana4944]

Tell the fund name.

[@yernisatya2039]

You have wrong decision. Emi means no amount initially to invest🎉

[@SivaAngadala-f9l]

Intlo kurchoni thinalante first illu undaliga

[@venkataramanamurtygrandhi6545]

Supper supper

[@vijaykiran3784]

Today 30k rent after 20 yrs how much rent? & today 1cr house after 20 years what will be cost of it,easily in 20 years the rent paid will be more than 1 crore, no practicality in this advice

[@venkataramanasakilam2712]

one acre 20 years kinda 7 lakh present 2 cr above

[@bharathmedala]

Very wrong assessment,don’t spread false theories a house is a guarantee to a person sip is not guaranteed even banks are not guaranteed for 20 years how many banks will remain after 20years and after 20 years with 3cr u can only buy a small flat😂😂 in city like Hyderabad not big flats and also one crore flat would be worth 3-5 times in 20 years and not less..

[@chavaamu]

Buying a house is a real property. Investing in all these fraud companies is imaginary. No one knows if they file IP in court by looting all investors. Even if the house prices fall 50%, people will have house and their 50% investment is secure at least . Never and ever invest in any chit-fund companies or Annuities

[@hanmanthreddynakkala2193]

Will 30k rent per month after 10/20 years remain same, how did you learn the math

[@vijaykumarr6015]

👌👍🙏

[@kumarthamballa3407]

❤❤obsolute right

[@titiksha-astropsychology4441]

Time money value గురించి చెప్పి ఉంటే ఇంకా బాగుండేది.

[@pallarao838]

Even investment purpose also, buying house is very preferable, because it will get monthly rental income, one crore house will be10 crores after 20 years, house loan will get Income tax savings, own house wiil give better satisfaction, it is physical property which we will enjoy, guaranteed inrease value and so many benefits, ur assesment is evry wrong

[@kprkrishnachaitanya5256]

we can't generalise the own house process

[@Ragav01]

Your Analysis is wrong sir epudu 1cr petti konte After 20yrs dani value more than 20cr untadi

[@lathaphani]

Wrong philosophy.. you ignore the real estate returns. 1 acre land 2L 20 tears ago now it is nearly 3cr. Even apartment rates increased 10 times. You only say 1flst cost 1cr. Min now. What was the cost of it 20 years sgo 5l - 10l maximum. Think mumbai flat rates and suggest

[@primarypolicyllp]

This is one kind of trapping to invest in mutual funds. House is emotions and practically its a good vibe. Never do this kind of suggestions

[@chavaamu]

Then you people change board at midnight to loot all those investors overnight 😀😇

[@b.v.6137]

₹ 30 k ku house rent ku dorakadhu

[@balajinagala1279]

Stocks and share market is nothing but legalized gambling. It's a horror. Whatever you get is bound to leave sooner or later

[@Sudhani]

Sip lo 3to 6 cr avuthaya a year lo recession vasthe

[@bskalyan2956]

Long term tension undadu … and recession vaste continue sip .. takva average ki vastayi mutual funds ..😊

[@krishnakumkum8106]

Sachipoth. eillukadukada 6*3 jaga parmanent atlane lakhs kadukada. 10 Thousand ayipothadhi. Samadhi.

[@raghuvalab]

Meeru cheppindi correcte kani intlo unde adollaki e calculation ardam kadu. Valla moolangane andaru illu katti jeevitam mottam emi kattukuntu unnaru.

[@mahesha3288]

appatki kotha inti price kuda pergutadi

[@konjerlamadhavarao9450]

మీరు చాలా తప్పు చెప్పుతున్నారు. మీకు అనుభవం తక్కువ.

[@pathuriavinash9766]

Who will give me 1 cr to invest? Im ready to pay 6L emi if i really get 7 L per month

[@maheshthanneeru4043]

Please yevari ilanti gaali vedios faali maatalu vini mosapokandi. Dont enter stock market. Money pothay.

[@ytb126]

Edit

[@RamakrishnaRama-o4g]

Etivantivi nammi mosapokandi

[@sushilkumar827-i5q]

Neelanti bekaar gantlaki logic lekunda vagutuvuntaru

[@primarypolicyllp]

Do you have own house this dumb idea completely Never do this kind of videos

[@VamsiKrishna-ud9my]

Financial EMI trap is the worst situation that anyone can have !! If you lose the job, then EMI will become a nightmare. Home loans are the worst!! Better invest 30-40% of income, at the early stages of your career and then buy house in the mid-age.

[@raiseyourskills456]

@@VamsiKrishna-ud9my Correct brother, if you wait to get value with out loan, same house becomes in 3 times cost, its always our mind set, dare and do it, no option on earth but we have to take calculated risk