Globe Life Review [The Fine Print Says WHAT!?]

www.buylifeinsuranceforburial... - Globe Life Review [The Fine Print Says WHAT!?]
Learn more about Globe Life Insurance, how their term insurance product works, and the truth behind the "fine print."

[@djax3609]

I just applied for global life adult insurance and mine expires at the age of 90 and I would recommend getting this life insurance at 18 years old mine is 7 dollars now but as I get older it will go up

[@desereeblanco7279]

Anyone who has taken the life insurance exam/pre-exam study would know that this is the nature of TERM insurance, and a modified premium term policy is exactly as was described in their policy description. If you don't want TERM insurance, then you take out a whole life insurance policy. Whole life insurance is permanent insurance, and is always more expensive than TERM. Term insurance is for people who need the most amount of coverage for the lowest price, but it is NOT permanent. The older you are when you take out a policy, the more your insurance costs are going to be. I wouldn't trust this guy because he basically demonized an insurance company for literally selling a specific type of insurance that is legal and that other insurance companies sell. It is ONE option, but not the only option, hence why it is best you work with an agent to walk you through the options that help you choose a policy that makes the most sense for your situation.

[@ijhamel]

Great basic life insurance info!!

[@thorned10]

What I need to know is will this actually pay out if I get the cancer plan and I'm diagnosed with cancer.

[@HOOCH6669]

I am an agent at globe life and can help explain to you how cancer pays out if you’d like.

[@HOOCH6669]

Do you have CNM or C20?

[@UshkaOfficial]

Thanks for this, But at 80 when the plan expires you can cash the money out if you don’t receive?

[@Art-nd7mh]

It’s term no cash value

[@brianmartin8798]

Not necessarily true. Some terms do come with return of premium if you know what to ask/look for

[@ixxac9814]

@@brianmartin8798he just means in general

[@edwardcorley6751]

Contrary to belief our Term life insurance is GREAT for those with kids and it depends on multiple factors but you can transfer that policy to a WHOLE LIFE policy and it doesn’t expire Hi I’m Edward and I’m a Globe life Agent

[@dearashad]

Thank you. Their talent acquisition people approached me and I don’t want to be involved with policies like this.

[@zadsmith2399]

That is the policy that makes the company great.

[@HOOCH6669]

The only thing discussed in this video is our term policy’s which is standard across all company’s. Our whole life goes to age 120.

[@zadsmith2399]

I love how you didn’t even read on our group term policy. Has a level premium until you reach 65 and then you don’t have to pay it anymore but keep the coverage until age 100.

[@fredd3113]

I was about to comment this

[@ladylowe3917]

Do you still work for them

[@nunez849]

What “group” would a senior be in to get group term policy? Keep drinking the kool aid. I just replaced a globe policy today. How nice of globe to jack up the price from 34 to 65 bucks for 10k. You make my job easy. Thanks Globe Life!!

[@bynthia802]

@@nunez849you sound uneducated on globe group term life. it’s worksite, so obviously not for seniors. Great for those who qualify but just because you’re old doesn’t mean it’s bad for those who do qualify

[@ixxac9814]

With Group term life you don’t keep your coverage after 65 unless it’s a paid up at 65 policy

[@westemerson7464]

How do I take a life insurance policy out for my only daughter' who is 100 percent healthy on no medication, has graduated from Babson College, has a great yet highly level stressful job as her mother any suggestions? I would be grateful(she is 26)

[@fixedincomehelp624]

Really easy, actually - call me at 888-626-0439 and we can walk you through how it works and give you some quotes, too =)

[@kalanahouse1048]

It’s better to go to a funeral home. They offer the same thing as you see online.

[@user-kh4pc7us8d]

If u lied on your medical exam, you dont get no pay out, always if u quick smoking years ago ,and put on papers that u are a non smoker , then u died and if medical examiner says your black lungs says your a smoker then u dont get know pay out to your family, u need to do your homework and ask family and friends!

[@rachelcox2852]

Hahaha😂 um we sell many different types of insurance. That's called a term policy. I'm sure you've sold a few. Please read the other comments. It's awesome how plane as day this is.

[@vernedudeman]

Thank you!!

[@fixedincomehelp624]

You're welcome!

[@user-zh8kd9vk3m]

I trust David because he is honest. I think he is a guy who doesn't have motives other than telling the truth.💯

[@brianmartin8798]

Ps, if you check this guy out he has a globe review for nearly each year. To say its not biased at this point is purely a lie. Sounds like you need to just go to work for them lol

[@SchemesIncOfficial]

I wanted to get rid of this insurance..(insurance is a scam). it took over a month to get my money.

[@Poppieparty]

Oh my gosh this guy is here to sell his goods.🤣. He said non biased opinion…. It’s the total reason for his video. I just wanted to learn about globe - not get a sales pitch.

[@VegasStyleDayTrading]

Did he not answer your question? If he did, what are you complaining about?

[@user-zh8kd9vk3m]

I trust David because he is honest. I think he is a guy who doesn't have motives other than telling the truth.💯

[@heartandmindovercome3214]

I hate to say it, but that's what youtube is now. And in reality, he's kinda wasting his own airtime if he's not throwin his stuff out there. He did give some good info, so I can't really knock him.

[@brianmartin8798]

Exactly

[@brianmartin8798]

His info was about one product and he failed to mention the type, senior life graded. He pitched it as their only product and one that everyone falls under. That is absolutely false. They have term for under 60 as well that is not graded, doesnt not require and waiting period and therefore does require reasonable health requirements which are pretty standard among most carriers. He neglected to mention their whole life and didnt do justice to their particular accidental in which they have ones that cover and pays on dismemberment and not just death. If you want good info, call someone else.

[@brianmartin8798]

Your view is totally biased, right out of the gate. Not only that, but you used a tactic to trick people away from another carrier. Your example is a senior client, which yes is graded through Globe. Under 60 is not graded and does not require the standard 2 year premium period. There is also a return thats rated in 4 quarters. 25% of face value year 1, 50% year 2, etc and so on. You also explained term rates, pretty standard amongst all carriers but neglected intentionally to mention their whole life product. Whole life is permanent, but didnt hear you mention policies that do not expire in this. Nor did you mention any of their any products for family or specific illnesses, etc. Your review is missing alot of info and has plain ole non factual information in order to market yourself. Smelling alittle defamation in your pitch. What you're saying globe doesnt offer, they absolutely do. Poor sales tactics on your part.

[@joshuaspence6899]

Globe life also has different whole life options . Biased video to come see his group . There’s also 20 year term and it’s convertible term to whole life!? You can’t get the term over certain ages. We don’t even focus on term or accidental in fact our most important product is our whole like and funeral home assignment for immediate payout to the funeral Home and remainder to the family. Don’t listen to this guy. Wow

[@ixxac9814]

I made 100k my first year with globe, you are not an insurance agent, btw whole life is what you want unless you want to cover debt or income, it covers your entire life, you can build cash value with interest then use that value to pay off the insurance and own your life insurance and pay nothing.

[@RudyG210]

How. I am interested but know nothing about life insurance. I am handicapped also too. Thanks

[@ixxac9814]

@@RudyG210 I’m confused what your asking about but I’d be happy to answer any questions

[@selenebeltran1857]

How do the leads work with Globe?

[@ixxac9814]

@@selenebeltran1857 you get 150 leads per 2 weeks and depending on how much you sell you get better leads so you start from the bottom with bad leads but the first 90 days you get leads no matter what then after 90 days you have to meet a sales quota but they are not strict and it’s like 2 good sales a month is the quota. It’s also a union so you pay union dues of like 30 dollars for the leads but compared to other companies you pay 1000 a lead it’s really good.

[@LeonMortgage]

Do you not actually know who this guy is? He's made millions.

[@user-nf8qe5hq8l]

Yeah He's coming off very "shady"! I definitely wouldn't trust someone that bashes the competition. Fact is, someone out there made conscious decision with good intentions of taking of their family with a Globe Life Policy that works for them and their family! You my friend, just called your 'assumed potential client' an idiot!!! Not a good look for building trust with a potential client.

[@nauticalpixel]

It's actually illegal to slander another company. He could lose his license if the insurance commissioner finds out.

[@jessiebrown9146]

It’s not slander if it’s true. Globe Life has lost several lawsuits for unethically denying claims from this Life Insurance policy. Look up what they had to pay in restitution when New York State took them to court and won!