GOLD MASTERCARD NI SECURITY BANK |

[@dioncarey3630]

Pwede po ba mag pa cash advance sa mismong banko? Ganun po kasi gnawa ko sa BDO ko sa bank ako nag cash advance tas sila nag ayos nh maonthly payment ko

[@pittyboylanay2323]

Ano po kaibahan ng add on interest at factor rate?

[@CriselleMorales]

Hi Pitty! Thanks for dropping by 😊 Factor rate is the rate provided by the lender to quickly compute the cost of the loan. Example 1000 X 10% or 1000 X .10. Add on interest is the rate used to calculate the amount to be paid combining the amount borrowed multiplied by the interest divided by the number of months or years. Parang: P1000 X 10% ÷ 12 mons.

[@christiannicoledelfin3789]

Nag try ako mag installment sa Sm Dept Store nag decline yung transaction kahit may credit limit pa ung card ko

[@CriselleMorales]

Hi Christian! Baka over limit spend ka na.