How We Retired In Our 40's | From Struggling To Early Retirement

Today we share with you our story of how we retired in our 40's.
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We went from struggling to early retirement. We often get the question about how we were able to retire in our 40's and today we will share our story. It is not like most, we had very little investment and we had very little money to start but we made it work. We also share how we leveraged starting a KZbin Channel to get things going.
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[@AnnaOllsson]

Lately, I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $800K in the stock market, experiencing fluctuations without substantial gains.

[@HildaBennet]

Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfOlio management

[@FinnBraylon]

Opting for an invest-ment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfOlio has surged by 45% since Q2.

[@JosephineKenney]

Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?

[@FinnBraylon]

Sonya Lee Mitchell is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets

[@FinnBraylon]

My CFA Sonya Lee Mitchell , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@melnaden]

You are giving my husband and I hope. We are so stressed in our jobs and need to get out and enjoy our life. Thank you

[@carolwilliams8840]

I really enjoyed the way you shared your journey with us. It felt so authentic like friends sitting around sharing. It was encouraging and uplifting. Thank you.

[@GroundedLifeRetirementTravel]

Thank you so much!

[@pramillaramnarine8076]

Thank you for sharing. I thought you needed a lot of money to travel the world. The game changer is when you mentioned you can do online jobs while you're traveling, so you won't feel bored and you're doing something worthwhile. I will definitely look into this.

[@GroundedLifeRetirementTravel]

It's great!

[@RyGuyDCL]

Worked 15 years at previous job and just had my 5 year anniversary at current job so yup, I know that 20 year grind! Plus the last 7 years have been bi-vocational as pastor and special needs instructor. Very cool hearing your story and the leap you made!

[@asimabbasi2061]

I really appreciate your honest and straightforward advice. Both of you are such an honest humanist, we need more sincere people like you both.

[@jwebb3337]

It's so kind of you to share this information. Thank you.

[@GroundedLifeRetirementTravel]

You are so welcome!

[@ItsWithinYou]

Amazing! YOU are giving courage to many of us who are stuck with the status quo in our lives but can't take that step out of fear of what if it doesn't work but you are showing by your true example. I have gone through initial assessment of validating points from hotels and it looks doable to me. I will take that step soon too. Many thanks!

[@GroundedLifeRetirementTravel]

Awesome!

[@tynterthite2522]

The fact that you shared such personal details is amazing… so helpful, so inspiring… and makes you so trustworthy. Thank-you!

[@koonmai7420]

Love your story. You're so amazing!

[@jc10907Sealy]

Beautiful couple ❤ inspiring information. Hope you keep sharing!

[@GroundedLifeRetirementTravel]

Thank you! Will do!

[@beq343]

Phenomenal story - thank you so much for sharing your journey. It's super practical!

[@GroundedLifeRetirementTravel]

Thanks!

[@Fam-qk4si]

Love the story...Can I ask, why Vietnam? I do a lot of research on retiring abroad but never really Asia. There are some places in Mexico that seem to nail it for me...

[@GroundedLifeRetirementTravel]

We came here from Bangkok, so it was really close. We stay in one area to minimize travel costs, so it was the next logical place.

[@LightWorker12]

❤ I have never heard of you before. But it showed up in my feed and the title was curious. I so appreciate your transparency and humility and vulnerability. No hype no gregarious script just simple honesty from real people. You are both so relatable and I’m looking forward to checking out your other videos. I love to travel and would love to do more of it when I can get my financial situation back in order. I have been wanting to start a KZbin channel for years and just hasn’t been able to step into it. This was encouraging more than encouraging. And I will check out your link on your Tips to creating a KZbin channel. Thank you again.! God bless you both. You are living the life that I would very much like to have.

[@catherine8332]

I just want to give y’all a shout out for working for nonprofits even if it meant no benefits. Also I thought y’all were kid free. 😂 I started a nonprofit and they make it more affordable for us to provide benefits. Love watching you guys. Thank you!!

[@GroundedLifeRetirementTravel]

That's awesome!

[@sugarbeefactory]

thanks for sharing and being vulnerable about your journey! so inspiring. I hope to do the same

[@chinaberg]

Thank you for doing this video.

[@GroundedLifeRetirementTravel]

Glad it was helpful!

[@spinstituteofholistichealth]

Power couple , Powerful story, more success to you both! love

[@Floridaparksafterdark]

This is really a great video. We started You Tube almost a year ago and our channel has had explosive growth since the moment we started. Thank you for your transparency and sharing all this valuable info with us. Love your channel and look forward to learning more from you both! Question I have a ton of great stuff from our house from a recent move that we just don’t want/need anymore. Where do you recommend selling? Thanks so much!

[@gacmasterful]

I always enjoy watching your videos. Your willingness to share your life story with us is much appreciated and inspirational. We are currently traveling in New Zealand and finding it to be quite expensive here. I wonder if you have any plans to visit New Zealand in the near future? I think you will find it to be quite challenging to live on $4K / month in NZ.

[@GroundedLifeRetirementTravel]

We've never been and aren't currently planning on it. But we would like to visit. I think we've been tossing around the idea of visiting on a cruise.

[@janellvirtuouswoman4896]

Thanks for sharing & giving me hope & encouragement! Yes I want to travel! I will share this with my husband because we went to Best Buy, purchased a camera & tripod, I said we're doing KZbin videos! But we're still at work 9-5 😵‍💫. Maybe he will be convinced to just try it! 😊❤😍🥰😇😊🙂🤩☺️☺️🤗🤗🤗💓💗💞💕💯💯💯💯🙌🫶🙌🫶🙌🫶🙌🙌Congratulations!! I' am So Happy for you both! Sending Blessings! Keep enjoying & living your best life!!

[@wunderwriter1]

Fascinating! Thank you.

[@GroundedLifeRetirementTravel]

Glad you enjoyed it!

[@rhondaatkinson7058]

Awesome story , thanks for sharing

[@tracylf5409]

PS: Medicare pays out of the USA IF you know how. Medicare Advantage. Find a Medicare broker to help. They don't charge any more than any other, so find one in your area.

[@EliBarros4]

Thank you!!

[@GroundedLifeRetirementTravel]

Welcome!

[@anishachandraschwarz]

What would you do in the event of an unexpected major health issue, or just thinking about aging gracefully? How to budget ahead for medical expenses should you need them? Thanks.

[@jwcmnbox]

Love your video.. thx for sharing

[@LawsonPeters-y9r]

Thanks for sharing. Where is the link for starting a YT channel? I’m interested

[@tessajones9393]

I love this video as it's more realistic. Hubby and I didn’t buy a house until we were over 30, so it's very different compared to the majority of people. We are in Australia, so property is expensive 🤪

[@lisalocke801]

Thank you

[@whyjustwhy2168]

What job did she have that paid 6k a month? Ty

[@ImranKhalid-f8v]

do you take money out of the stock market or let it grow ?

[@GroundedLifeRetirementTravel]

Letting it grow now

[@Rajantuber]

Hmmmmm I could have retired at 40, I had a substantial passive income........but children happened and that is that

[@davidrobinson-sc7io]

I’ve never watched a more transparent and informative couple on KZbin. I’m very happy and slightly envious of your success and I know it didn’t come to you guys by accident - you both seem willing to do the work to make your dreams happen. I’ve known people through the years that have done similar things, but I’m thankful y’all are willing to tell how the sausage is made. Carry on please!

[@GroundedLifeRetirementTravel]

Thanks for your encouragement, that is great to hear, we really appreciate it!

[@jmc8076]

Agree. The more popular ones for me come across too scripted w/similar style and format. It doesn’t feel natural but I’m sure there’s alot of pressure now on creators.

[@nonniwilliams2220]

I second that! Y'all are inspiring! God bless y'all on your journey and thanks for sharing it with us!

[@pameladaggs]

I’m definitely for early retirement options! I can’t take the “rat race” anymore 😢

[@TheJad2999]

I 3rd that so down to earth and inspiring. Keep up the good work!!

[@jc10907Sealy]

Greatest life tip - finding the right life partner that is devoted to the marriage and working through life’s challenges as a team. Love this. ❤

[@GroundedLifeRetirementTravel]

So true!

[@wiseonwords]

@@GroundedLifeRetirementTravel - Congratulations! Keep on going from strength to strength! You've earned your success.

[@louisedudley3706]

Great advice love your channel.

[@velayuthman]

I’m 55 and have been retired for 6 years. I have a 130K annuity, plus a 401k depleted to 150K of money that I’m not sure what I can do with at this point.

[@Curbalnk]

Not a great April but if you step back and actually look you will see the S&P 500 was up for the first Quarter. In the last 30 days, my IRA saw a gain of $70k. You might consider financial advisory if you're experiencing significant drop.

[@greekbarrios]

Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. During the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m.

[@kashkat987]

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@greekbarrios]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@awillis244]

Gibe me $40k so I pay off the balance of my house.

[@DaveM-FFB]

I feel like I just watched a great TED Talk! Very inspiring. Good fortune often comes when people are willing to think out of the box. Most people wouldn't be willing to relocate to another state, let alone other countries. You're successful because you're willing to adapt and do whatever is necessary to open doors. Your contribution to the world is being rewarded!

[@GroundedLifeRetirementTravel]

Wow, thanks so much! Your kind words are always appreciated, and encourage us!

[@carolwilliams8840]

Well said.

[@appydaysquilts]

I think another reason you've been so successful is that you are both great communicators. You simply speak conversationally instead of using the rapid-fire, sing-song, reporter wannabe style SO many youtubers use. Thank you for that! Congratulations on your success!

[@GroundedLifeRetirementTravel]

Thanks!

[@Commonsenseisnotcommon8]

16:50 “what’s the point of learning something, if you don’t share it with people”. God, I wish more people have this mentality. thank you for all this information. It’s good to know though that you can travel on a smaller budget than I thought that was possible to begin with. I’ve been wanting to make videos myself for a while, for this exact reason, I just like sharing knowledge and inside tips.

[@GroundedLifeRetirementTravel]

Thanks, we appreciate you sharing your thoughts!

[@teeh.4754]

One thing I noticed is you both talked about your income as combined and you did this together and not separating your incomes in your mind. You both have true partners in life. That is the most necessary thing.

[@harryhankins1338]

That’s what it takes you have to work together as husband and wife. That’s the secret ingredient to marriage and finances

[@dawnmorandin541]

We sold our house for $550,000 after 10 years having paid $240,000 took the equity and moved to a cheaper town, paid $190,000 for a duplex, rented the basement and bought a rental house next door. We now live off the rental income and retired. The new houses have doubled in price after 8 years. We can easily live on less now we don't have to dress to work or commute, buy lunches etc no car payments, make food from scratch. The tenants are paying for the houses plus our living expenses, with no mortgage payments or debt we are richer than when we worked !!

[@GroundedLifeRetirementTravel]

Awesome plan!

[@modernanimist2421]

And now your tenants will never be able to own a home in this market. But you can retire while they toil away for you! And somehow you live with yourselves.

[@queensnativenative7189]

@@modernanimist2421 Orrrr!......they [the tenants] can begin to change whatever is necessary in their situations, and build for themselves a better outcome. THAT is the point this couple is making here!!!

[@HP-rp5nn]

As a wife, I love how you look to your husband. I can see the love and respect.

[@dreamchaser5758]

Underrated comment and observation. I truly appreciated that aspect of the video.

[@christinesalomon4903]

And how he does the same! :)

[@Tyiion]

Really? I was distracted by her turning her head to him every few minutes. Otherwise good video.

[@iamlimitless7543]

Great comment.

[@Ytorisv]

​@@christinesalomon4903 😒 please go somewhere else with that.

[@beckyw9000]

I think the most important take away is what Rob said, if you don’t change anything, noting will change. Thank you for sharing.

[@GroundedLifeRetirementTravel]

Thank you

[@verasearle7570]

I just do not understand why it's retirement versus a new career. YOU TUBERS have a working income. Love your channel, though.

[@pioneer7777777]

Very good point. I think it's mainly seen as "passive" since there is a delay from making content to getting paid, and it can somewhat keep going if you stop. However, it never was passive and it's categorized tax wise as ordinary income. I suppose since you don't have to go into an office, you feel "retired"?

[@DestinationRetirement]

Wonderful video. I lost my house to bankruptcy in 08 and moved into a little apartment and I was so happy in that apartment and then nine months later the apartment owner told me that they were selling the building. So I cobbled together the little bit of money I had to buy a tiny house barge. Not long after that it started to take on water seriously enough to haul it out. I fixed it up paycheck to paycheck while staying with some friends and ended up selling it. By the way, it was featured in Macklemore‘s video next year. Anyhow, I pulled myself out of the Mire, and lived very slim and continued to save and now I have a house in Mexico. Glad to know you.

[@GroundedLifeRetirementTravel]

Awesome story, thanks for sharing!

[@carolynknisely2383]

You have absolutely no idea how much hope you have given me. At 77 and still having to work you have shown me a way. Can't thank you enough!! First time I have had any kind of hope in a very long time.

[@GroundedLifeRetirementTravel]

Wishing you all the best!

[@romi929]

❤❤❤

[@Alex-B2357]

You guys look like you hit the spouse lottery

[@GroundedLifeRetirementTravel]

Haha, thanks

[@KevinNordstrom]

1. Pick the right partner in align with your goals. 2. Dont have any children. Wont make it impossible but will significantly delay for about 20 years. 3. Live below your means and track every purchase on a zero dollar budget. 4. Have 3-6 months of emergency fund. 5. Stay out of all conumer debt. No credit cards, (i dont play the chasing points game) no car payments, no loans. 6. Buy a house that you need not want. A house that is below your budget. Remodel over time instead of buying move in ready above your budget. Always buy a home below your means. 8. Pay off that house early before retirement. We paid ours off in 10 years instead of 30. 9. Invest heavily (close to maxing out) into at least one 401k/roth ira for a minimum 10-15 years while working. 10. Have multiple streams of income when you do retire.

[@KevinNordstrom]

I had kids so it slowed things down, but I've accomplished everything else on my list by age 40. I'm retired now living off YT earnings, military pension, and part time work online on my own terms. Wife works to keep healthcare for the kids. I quit my job of 16 years last year to be home with my teenage kids as I worked graveyard for most of their life and I have no regrets. Wife will quit in about 5 more years when the kids move out. Other than I can not tap into my 401k for another 19 years lol but by then it will be massive from compound interest and cannot collect social security for another 22 years lol. They will both be extra icing on the cake at that point. But life is good. No debt. Paid off house. Money in the bank. Taking multiple small vacations every year. Enough in 401k to keep the lights on in my senior years. Time with family all by age 40. Wife and I will travel more and have our house be our home base when the kids move out. My Only regret is wasting my entire 20s on stupid shit and listening to my broke friends and broke family and not being serious about finances.

[@BellaJoyeuse]

Everything looks great but not number 2: one they said they have 2 kids and secondly family is far more important than more money. But its a good idea to learn to add AND to your vocabulary. You can have money and children. If I didn't have kids, I wouldn't have felt so happy and I wouldn't have been as motivated to be selfI-employed and make way more money than otherwise (and yes that's even after the "cost of my children"). Having children has increased my income and lifestyle significantly. Because of them I live a dream life in Florida and the Carribean at just 40- and I home educate my kids. Also, my husband passed away without life insurance (big mistake but he was young and his passing was very sudden)- but yet because of my kids, I've gotten myself to this dream lifestyle, homeschool and work part-time hours. Without them- I'd be like everyone else running in a hamster wheel. I thank God for my children!!!!

[@greeneggslamb9336]

They have children.

[@maxine-d5h]

You two are an adorable couple.

[@GroundedLifeRetirementTravel]

Thanks!

[@erinf4712]

Allie and Rob, you are a breath of fresh air amidst a lot of doom and gloom these days. Your amazing transparency, your willingness to share and educate have empowered so many of your viewers to step outside the status quo. Thank you.

[@rosedavis3020]

I just discovered you on KZbin last night, and I'm hooked. You're living the dream. I'm just praying that I can do that someday.

[@angelic4112]

Funny I just discovered them today! I've been watching tiny home videos as well. Guess this is showing us what's possible for us as well. I'm excited to do this in 10 years. Best wishes on your journey 🙂

[@melodymelody6780]

glad I found your chanel. looking to retire in Asia in 5 yrs, when I'm 55. I was born in Philippines. But I only want to live there 6 months out of the year.

[@GroundedLifeRetirementTravel]

Best of luck!

[@glennkoch5173]

Happy to see a great couple succeed and give a blueprint for others to follow. Bravo!

[@GroundedLifeRetirementTravel]

Thanks so much!

[@LordAstrowaffle]

Good job. Surprised to see a channel with 8k subscribers earning $700/month. Gives hope.

[@GroundedLifeRetirementTravel]

Thanks!

[@romi929]

So 7 months ago their channel had 8k subscribers and now they are up to almost 50k subscribers.Now that’s very nicely done 😃👍

[@Rachadrian]

Awesome! I appreciate your viewpoint. I currently earn $600k per year. I have no home or investments, and my job is in New York because I work from home. I need to act quickly or else I'll owe the IRS thousands of dollars come tax season. What should I do?

[@catherine8332]

Ok I just watched the whole video. I think it’s GREAT that you guys made all that money on KZbin. With all the talk of KZbinrs quitting…is your experience just opposite to all that in that the algorithm is still working for you etc? Also…it’s nice of you to think everyone can make money on KZbin like yall do. But honestly for most people having a plan that requires making money on KZbin is not a good idea. I think what happened with you guys is well deserved and rare. Happy travels! I’ll continue to live vicariously :)

[@favjr]

Yes, its not exactly a Simple Path to Wealth or really repeatable without significant content creation skills and some luck. And KZbin is now flooded with similar content, so the competition is much tougher now. (TikTok seems to be the new KZbin these days.) But if you can keep your expenses down to $3-4K per month for a family of four, it seems to be a viable option. That is really the key here, not this particular source of income.

[@shacklesoff]

I am 47, and I have been making money online for a while, but I am definitely praying that I will get monetized on KZbin soon. I have the subscribers, but I just need more watch hours. I would love to be able to retire in my 50's. I love what I do as a teacher, but it literally drains all of my energy. I am also from Atlanta, and it has become super expensive even though I live deep in the suburbs.

[@panamapippi1723]

Your guy's history is similar to ours; we started our online business 28 years ago. I was an accountant at a law firm and loved this job, but I quit my job at 32 years old and started a shipping and packaging business. I sold this business after five years, and then we started the Online business. We make and sell products online and love being our own boss. But now, I am ready to make another change. Thank you so much for sharing your ideas with us, I want to hear more about how to make passive income. I plan to take this course. Love you!

[@GroundedLifeRetirementTravel]

Thanks for sharing your story, it is great to hear what others have done.

[@Farny28]

I think you just changed my life! As soon as my husband gets home from work, I am going to watch this again with him. You have no idea how much I needed this - thank you from the bottom of my heart ❤️

[@GroundedLifeRetirementTravel]

Wow, thanks, we appreciate it! All the best to you.

[@jameslawrence2553]

Continued success and wonderful adventures going forward. Thanks for sharing your journey!

[@GroundedLifeRetirementTravel]

Thank you! Will do!

[@kaitlyncranwick]

People grappling with the difficulty of meeting essential expenses often encounter this situation due to inadequate savings during their working years. The decisions taken in readiness for retirement carry extensive consequences, as demonstrated within my own family dynamics. Differing investment approaches yielded disparate results. Guided by a financial advisor, I'm currently retired.

[@StellaMaris-lv2uq]

Indeed, that's accurate. I'm currently in my mid-50s. My husband and I were on a similar path until a couple of years ago when I decided to shift my investments to his wealth manager. While I haven't quite caught up to his accumulated profits over the years, I'm at least earning more now. I'm generating income even before retirement, and my retirement fund has experienced remarkable growth compared to what it would have with just the 401(k). It's quite amusing.

[@maryHenokNft]

It's regrettable that many individuals lack access to such insights. I understand why people might become anxious. Insufficient information can indeed pose significant challenges. Personally, I've been able to generate over $25k passively simply by investing through an advisor, and the best part is, I don't need to exert much effort. Regardless of economic fluctuations, skilled wealth managers consistently deliver returns.

[@maryHenokNft]

I've been in touch with a financial advisor ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.

[@maggysterling33254]

@@maryHenokNftbravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

[@maryHenokNft]

Wright promptly do a web check where you can connect with her *Gertrude Margaret Quinto* and do your research with her full names mentioned..

[@chathudn]

Were your kids fully independent by the time they left to college ? one of our kids is going to college this year and the other in 2 years and im looking forward until they become independent to start our journey ..

[@GroundedLifeRetirementTravel]

We waited until they completed their first year and they said they were good with it.

[@YevetteGooden]

You both are so inspiring. I retired a few years ago at age 48 but haven’t traveled much. My initial plan did not fall through and I didn’t have a Plan B. Thank you for being so transparent.

[@abbyabroad]

You’re inspiring! I am 38 and hope to be like you when I reach 48. 🎉

[@casienwhey]

What happens if one of both of you gets hurt or sick and needs full time care? Where does that money come from? Also, what about when you get older? The average cost of a room in a nursing home costs about $120,000. Where does that money come from?

[@5trace]

My question is you are actually still working not really retired in the true sense as you are generating income creating content. Are you investing or doing anything that will generate income when you don't want to do this anymore?

[@joygatewood8028]

Thanks for sharing your history, wisdom and guidance. Alternatives to the grind are always appreciated. There is hope!

[@GroundedLifeRetirementTravel]

No doubt!

[@lobstahchowdah8920]

Thanks for opening this window into your lives. You have accomplished so much and deserve every success. We love watching all your channels but this one is so inspiring.

[@GroundedLifeRetirementTravel]

Thank you so much!

[@nise5281]

You put the work in, and you are reaping the rewards, that is how merit works.

[@70qq]

youtube wasnt the answer , because no matter what you guys could easily live on your social security at 62 , even if you saved nothing for retirement.....you guys being frugal and your attitudes ensured youd be successful....monthly making 15k and living on 3k is all i had to hear...live on less than you make , invest the rest

[@GroundedLifeRetirementTravel]

Thanks for your input

[@adventuresgetaways]

Very inspiring Video, Would Love to hear more from you, thanks

[@GroundedLifeRetirementTravel]

Thank you! Will do!

[@angooredcow157]

Excellent and interesting. Thank you for sharing. You have two children who went to college. How do you pay for their college expenses? While times are good, are you putting money away in an IRA or 401K?

[@carolwoodward6141]

I’m a long time subscriber of Grounded Life Travel.I really enjoyed your vid about your lives. 👏🏻

[@GroundedLifeRetirementTravel]

Awesome! Thank you!

[@rosalindhb]

I'm lucky in that I will be getting a pension (not big). But definitely trying to find something to do remotely. But I'm a introvert and really don't want to do KZbin. All abroad retirees do KZbin. So I'm looking for suggestions. Also, I dont know about investing. I'm researching online. But like you in the past single, pay check to paycheck and can't afford a financial advisor. Also, what about your kids? They are ok not having a "home" to go back to?

[@bethd9160]

I always assumed you two had inherited money. Great story. Not everybody can be successful at you tube. You are both articulate and good communicators.

[@veganista5096]

I'm tired of working. I've been grinding for 44 years 1/2 of those years were working 2 and 3 jobs. IM SO TIRED OF WORKING. I too don't have retirement money but I do own a condo I owe 147k but can sell at 300-325k. I think I'm selling and moving to Mexico. My job won't allow overseas work but I can find a customer service job and be just fine until 661/2. I'm 59 now. Tired yall😢

[@GroundedLifeRetirementTravel]

Best of luck to you

[@clairisalong126]

Our life basics right now for a family of 4 are just over $7,000 a month. Our oldest may move out in a year or two, and our youngest, due to health issues, may always live with us. We want to take him around the world with us, and your content is making my husband actually believe for the first time that it is possible! You are inspiring our family, thank you.

[@GroundedLifeRetirementTravel]

Thanks, all the best to you in your adventure

[@tomblanar2592]

I get what you're doing but I really struggle to call what you're doing retired. You really ARE still working it's just irregular work supplemented by passive income and made possible by moving to a low cost of living country. For example, I follow a number of KZbin sail boaters that are doing something similar to you and none of them consider themselves retired. They just started on a shoestring, gathered a KZbin following, developed some "merch", get sponsors, and create Patreon content. All of those smaller revenue streams combine to allow them to keep going and by some measures do quite well. My definition of being retired is living off income from non-work generated sources. All that said, I applaud you for finding a way to live a "retired like" lifestyle while you're still young enough to do all the things you want to do. Cheers!

[@beepdotboop]

I agree with you, this is fully digital nomad, not retired and living on passive income. I'm personally trying to work towards fire with stocks and index funds but it's probably another 10 years before I get there. They did make me think hard about keeping the house though. It costs alot of money right now to live in a HCOL area and being an expat would def speed up the fire but I'm not much of a traveler

[@bornufree]

@@beepdotboop Keep at it with the stocks. It will be a more secure form of income and with patience, grows considerably And all these ‘retired’ KZbinrs make companies like GOOGLE more profitable Buy the S&P 500 and set and forget. Surely BUFFETT can’t be wrong?😊

[@richt71]

Congrats guys from another digital nomad! Life can change quickly. I've been living day to day financially in a fortunate position where I can treat myself without thinking.

[@GroundedLifeRetirementTravel]

That is awesome!

[@AzaleaReyes-v1f]

You are both very inspiring! Thank you for sharing!

[@GroundedLifeRetirementTravel]

Thank you so much!

[@FunandBudget]

Ok...you all are my new favorite channel! I love the transparency, the tips, and allllll of the useful information. Y'all got me ready to retire NOW - lol

[@GroundedLifeRetirementTravel]

Awesome! Thank you!

[@SassyveeSceneries]

Thank you both for being so transparent. Most KZbinrs don't want to tell the raw truth about their journeys. This is the most realistic video I have seen in years. Have you guys done a video on your investment journey? I myself do not have alot to invest but would like to know what investments would be best to start with on a low income. I have two mutual funds but was wondering if it's worth keeping it if I don't have alot to invest. Looking forward to seeing more content 😊

[@GroundedLifeRetirementTravel]

We would like to do one soon!

[@dominichoward4833]

I got confused, how is 50k getting you 1k a month in the stocks? Maybe it was the 275k plus the 50k. I might have missed heard.

[@GroundedLifeRetirementTravel]

Yes, combined, 5% dividends

[@antronettewilliams1502]

I found you a year ago when researching train travel and it's been a blessing and joy to learn and travel with you. I actually just started learning travel agent to go passive and finding online work. Great info for disabled vet.

[@alexuslawns]

❤ That is definitely one of the most incredible video I've watched in a long time.

[@GroundedLifeRetirementTravel]

Wow, thank you!

[@30AndAWakeUp]

Thank you so much for sharing your story! 😊

[@GroundedLifeRetirementTravel]

Thanks for watching!

[@LucasWorldTravel]

Does your blog still earn you money?

[@GroundedLifeRetirementTravel]

Yes, it does, but we aren't adding to it much

[@karens6053]

glad you shared what you made, most people act like they only make $100 or $200 dollars a month, its interesting to see how well you make

[@jamaicansistarobinson7587]

I find value in your channel. You both are caring and have a heart for humanity that sets you apart. Jah Blessings always.

[@GroundedLifeRetirementTravel]

Thanks

[@justrama]

Do you think there is still opportunity to make this kind of money for new folks interested in entering into the content creation space today? Thinking zero social media presence/followers, but similar background, story to you both.

[@GroundedLifeRetirementTravel]

Yes, we just started this channel this year. Lots of people are starting now, it's a great time!

[@Just4FunAsAlways]

PS - what do you do for health insurance, if you don't mind me asking?

[@AfrocentrikQueen]

I am subscribing just based off how real this video was. Thank you for sharing your journey. Very inspiring, I really want to experience living outside of the US at some point too.

[@harveysdtr]

So kind of you to share. How does paying taxes work? Do you have an accountant? Do you have an address, how does all that work with the income?

[@schawnettarobinson8584]

Rat race sucks. I want my freedom.

[@BlueAside]

Anyone else think he looks like Seth Rogan?

[@jtcoulter]

Thanks for sharing. I'm curious what you all have used for Health insurance. I have thought about early retirement or at least coasting and acquiring good health insurance seems to be the biggest hurdle.

[@beebee4334]

Same question here!

[@jonsmith7266]

Thank you for this! Do you think this is still doable as a single woman, 50?

[@GroundedLifeRetirementTravel]

Yes it would be, and the numbers needed would be less

[@aqueenwhocares2888]

many blessing I live in atlanta GA and CONGRATULATIONS!!!!!!

[@edflaherty1887]

For me my 4 largest expenses are housing, transportation, food and entertainment . With housing it's a money pit. The cost includes satisfying the debt if you have that , taxes, utilities , internet and items like a new roof, furnace, kitchen or bath upgrades, ect. A car could include the loan payment, insurance, fuel and repairs. Food could easily cost $250.00/ month per person. Then the entertainment and miscellaneous items could vary a lot. So all of that could easily amount to $4,000.00 to $6,000.00/ month depending on where you live, what type and how many cars you own and your general lifestyle in regards to food and leisure . Your budget of $4,000.00/ month is easily be less than living in the states, especially if you live in or near a large city.

[@cjjohnson4231]

Thank you for sharing your awesome story. After 33 years in corporate America, I retired at 57 as an executive following my wife who retired at 54. We were blessed to have great benefits during our working years after eight corporate relocations. I’ve been thinking about doing YT to help people achieve their dreams. You both are an inspiration, well done!

[@JLTravels]

Wow, thanks for sharing. I am a kindred nomad, retired early, fulltime camper-van explorer thru-out USA & Canada for 5yrs sharing inspiration on my KZbin channel! Bravo folks!