How Does SIP Work in Mutual Funds? | SIP For Beginners

[@akrurasena2290]

Sach kahun, bahut saari videos dekha tha. May be they were all good. But going over my head. This one is the one I wanted. Ab wapas wo saare videos samajh paunga

[@Ohlyanjatin58]

Cbm 1:17 1:25

[@chetrydhanu6568]

Didi apke jaisa koi nahi samjha paya mujhe.tks

[@ENTERTAININGGAMECHANNEL]

I think everyone should start at least 1 SIP ❤️❤️❤️

[@abhaykesarwani1382]

Very clear explanation !

[@couchpotato5363]

Instead of step up sip that where we invest 68 lakhs, if we invest two regulars sip that will cost only 48 lakh we get the same corpus.

[@prosenjitsingha7901]

This also came on my mind 😂😂😂😂

[@deepak007dy]

You consider only ammount,but not considered time

[@ananyaghosh6402]

What about tax?

[@gratitude2199]

Here u only invest 10k but if u take u would have to invest 20k

[@Marathi-w2s]

How to choose right sip, plan, when to invest is missing

[@NagalandStudentss]

Thank you maam❤

[@shrutijaiswal3226]

Mam u had explained very well

[@roshandevadiga2814]

As per example shown for regular SIP vs Step up SIP, the amt shown for Step up is almost double against regular SIP but investment is more than double, almost 3 times. Then it will be more beneficial if we get 2 regular SIPs instead of opting for step up. Please explain if someone has better reason to opt for step up.

[@ajaymishradelhi]

Thats wht i calculated ..

[@daddyxvergil6090]

I am new as well but tax on long term capital gain is also a factor which is different for each type of fund ex equity, debt, Index have their separate time taxes. Generally long term capital/the profit per anum is 10% ex : more than 3 years but below 1 lakh profit earned p.a is tax free. And for short term capital gain tax is 15% normally within 3 years i think.

[@daddyxvergil6090]

all in all you will be taxed twice if you have 2 different sips instead of a setp up one

[@anmolkapoor9595]

@@akashgangurde2398thanks for saving two seconds

[@NeerajParabOfficial]

Step up sip is basically used to increase ur money gradually, when u get a raise from office etc, but if u have more money now , then obviously it will be compounded better!

[@darshsharma1812]

Must say, your way of conduct the content, your way of communicate and make viewers understandable is really appreciable ma'am😍.... and your voice and tone remember me of Katerina Kaif 😚

[@srmfamily285]

Agar long term sip investment karte karte amount 10lakh ho jaye tab kaise withdraw kare money? Kya procedure hai iska? Please reply

[@SumitSharma-ej5bt]

Recap part is always helpfulll....❤❤❤

[@psp_iq]

Video starts at 4:13

[@varuntripathi120]

I really don't think investing in an SIP is a better idea if you're unemployed or have very less savings because the amount you'll invest is a lot considering the period of time you need to invest

[@89184]

Not as such as u think bro.. now 100 rs SIP is also there.. do it every mnth and when u land in a job consider to do stepup and choose other mutual funds also. I guess for unemployed 100 rs per mnth can be managed via tutions or from parents if possible

[@ADITYA-le8hq]

Nice and very informative 😃

[@credentials01]

Really Well Explained. Good Work.

[@Allinone-dd1lp]

Your way of explanation is very good thank you

[@preksharathi7009]

As per your given example, regular sip is giving 4.16% return and step up sip is giving 2.72% return. Its just we see a big amount in step up sip but compounding is less as we compare it with regular sip. Please enlighten me if i am wrong.

[@Ritik-e3f]

Step up will not effect compounding if other factors remain constant.

[@NupurDhiman]

This is of great help thanks

[@ganeshgowtham8130]

In all basis mirae asset large cap fund is best in my perception

[@syreddy89]

Very good said

[@manishkesharwani3448]

Meam Ek qus. Ka ans dena Yadi me apkibbtayi setup sip ki jahh 10,000/- ki 2 regular SIP dalta to mera total investment hota 24,00000/- jabki setup me 68,+ aur return apke btaye anushar stepup ke equal ho jata fr to km hi invest krke

[@DiyaMal-wk8us]

Which SIP should beginners opt for?

[@AKASH31magar]

Excellent video❤

[@masratjan1992]

Very nice.... Must watch video❤

[@AKASHMEENA-hy9fu]

Sitting in groww office watching this video still don't understand

[@debolinamazumdar2039]

Truee😅

[@khiuriangliupanmei6651]

😂

[@khiuriangliupanmei6651]

😂

[@fakir_pro]

groww be like: sala saamp paal raha tha 😂

[@P4Information]

Outstanding thanks

[@tusharmalakarkanti]

Very well explanation

[@shefalijain11]

Thank you so much! Very helpful

[@Desichhorablogs99]

तो कब suru कर रहे हैं 😊😊

[@chiranjivrajguru4640]

I like your information...

[@kumarumang396]

Yes I am a beginner in SIp and I am invested monthly 1000

[@priyanchawla8232]

is it good? giving any returns?

[@krishnaadamya]

😢 mujhe bhi bataio ​@@priyanchawla8232

[@vinayrajak1224]

Muje bhi karni hai kaha kru please help me

[@aradhyadwivedi6711]

Is it gud

[@ompetkar937]

Guys he haven't replied anything till date

[@divyeshparmar619]

Best information by SIP

[@harjotsandhu2354]

Per the table at 9:45 the earnings were 7.5 % and that too without deduction of tax on profit. Now on the table at 9:29 fir 20 years what is the gaurantee that the return will be 12 % where in we saw the 6 month growth waw 7.5 %. All I am trying to say is we need to be as realistic as we should as 20 years there are so many factors on play.

[@memezz_found_in_basement]

What are you saying? Reply me on simple turn plzz.

[@jainamjain6201]

nicely explained

[@kalakaryogitha6518]

While investing in SIP will the bank people check our cibil score & about personal loans

[@sumnimasubba7207]

Thank you so very much for this information ❤

[@santhoshimarisetty4607]

What's rhe best platform for sip investment please explain the best plan for child

[@umeshganeshe8522]

Very useful information

[@prosenjithajong2309]

Nice video 👏👏👏👏

[@merimarji1467]

Very good video

[@merimarji1467]

Very very good apps is grow❤❤❤

[@codeUnique316]

Tell us about tax how tax is deducted? Will tax get deducted from grow only ??? When I am exiting???

[@armanali5389]

बहुत अच्छी आपने जानकारी दी❤

[@IAMWINNER7777]

Very helpful information mam thank you 😊

[@rohanmohanty5434]

If I invest 10000 and for 3 years the calculator shows 30000 total in return if there is any fluctuations in the market then can my return amount vary or it may be the same

[@aryanmalhotra5061]

Excellent❤❤❤❤

[@abhijeet3591]

Return Calculator is correct or its approximate?

[@Geekyward]

Ye average value hoti h jo ki Kum ya jyada bhi ho sakti h

[@Abhishekchaudhary23]

Is step up SIP is better than taking 2 SIP ex. 5000 step up SIP for 20 yrs invest 34 lakhs give 1 cr total AND 2 normal SIP of 5000 for 20 yrs invest 24 lakhs and give total of same 1 cr. . . Then hiw step up better. Pls explain someone

[@jinatansari1011]

Which sip is best to do ...?

[@udaybose2926]

Can i withdraw money from mutual funds midway?

[@MutualFundsAtGroww]

Hi Uday, You can redeem your mutual fund investments at any time without incurring charges from Groww. However, please note the following: 1. You might have to pay exit load charges if you redeem your investment before the fund's term date. 2. Tax-saving ELSS funds have a mandatory lock-in period of three years. Thank you!

[@disrespect519]

After the maturity how can we withdraw the money. And its it safe to invest.

[@tudkingkillrmadico4212]

Thank you🙏🙏

[@Amzad17903]

Are there any chances of getting losses in sip?

[@MutualFundsAtGroww]

Hi, When mutual fund investors seek higher returns, they invest in equity mutual funds. These are mutual funds that invest in the stock markets. Since they are market-linked, these funds get affected when the market goes down and this is why there are chances of loss in mutual funds too. To learn more click on this link: groww.in/blog/things-do-when-losing-money-mutual-funds Thank you

[@birendrachauhan1266]

which one mutual fund best for buy?

[@funnyreview4767]

Is there any English explanation or can you make English subtitles

[@shaikhaziz585]

After 3 years of sip investment I would suggest don't put your money in mutual funds the growth rate is nearly 9% on an average we already get 7.1 from fd. Hardly for extra 2% we are risking our money.

[@srishtiarora9996]

How to check growth it only shows green digits but number got less as compared to previous dat3

[@MutualFundsAtGroww]

Hello, If you need assistance, our dedicated support team is available and ready to help. You can reach us at [phone]. For more information, visit groww.in/blog/groww-helpline-number/ Also you can write to us at [e-mail]

[@sumanpatel8219]

So u wanna reach only to hindi viewers ?

[@jonsnowofthenorth]

So if i invested ₹100 auto pay will only pay ₹100 every month right?

[@relaxmotivated1145]

500 se start hota h bhai

[@surekhanikamsurekhanikam8800]

No you can start with 100

[@kanchanm6351]

Initially Yes , but over the period of time , you do have option to increase your SIP amount either by modifying the amount or by choosing step-up option

[@chandrakantamohanty8933]

Mam sip investment bank se karna acha hoga ya app se

[@kriyarajput7919]

If the rate of mutual fund falls then what will be the effect on our investment and profit?

[@KrushnaTekale-g3u]

In how much time like month quater withdrawal or end the sip?

[@MutualFundsAtGroww]

Hi, SIP does not have an end date you can continue to invest as long as you wish to, the amount is still invested and the amount remains in the fund and keeps growing based on fund performance until redeemed. Thank you

[@shreshthamahawar8373]

Suggest any app that is helpful for sip investment and is secured

[@khiuriangliupanmei6651]

Groww app

[@rachanachhatbar3497]

Sip khud kar sakte he ya broker ki need he

[@dewangmavadia85]

Good One !

[@ranjit0038]

Naye naye mutual fund add karna chahie ya ek hi mutual fund karna chahie

[@varunvlogs7349]

Grow ko exit load free krna chaiye Sip to ghat rha hai upper sai exit load bhi 😢

[@karanthakur313]

Best index fund kon se h mam

[@aware-z4j]

Suppose you're doing sip and that company's shut down at sudden.. What will happen?

[@mr.bimalangsude9269]

If a company in which you are doing a Systematic Investment Plan (SIP) shuts down, it could have various implications depending on the circumstances: 1. Investment Status: Your existing investments in the SIP are safe, as they are held by the mutual fund company and not the SIP provider. However, future SIP investments will not be possible. 2. Redemption: You can redeem your investments at any time, even if the SIP provider shuts down. You may need to contact the mutual fund company directly for this. 3. Switching SIPs: You can choose to start a new SIP with a different provider or in a different mutual fund scheme. 4. Communication: The SIP provider or the mutual fund company will likely communicate with you regarding the situation and any necessary actions you need to take. 5. Regulatory Protection: Mutual funds are regulated by SEBI (Securities and Exchange Board of India), which has rules in place to protect investors' interests in such situations.

[@studentofeinstein1411]

Kesea acha sabh..... Make video in English or add subtitles please

[@MutualFundsAtGroww]

Hello, We have enabled the captions. Request you to turn them on to be able to see the translation for the same. Thank you.

[@KesaAcc]

What are the risks

[@laghuphysics7331]

why not do three normal sip rather then setp up sip

[@CreativeWorldDuniakreatif]

Best time end time ?? Why mean by

[@HemantKumar-cd3ib]

If i dont do auto mandate then i have to pay manually on SIP date or what ??

[@MutualFundsAtGroww]

Hello, If you need assistance, our dedicated support team is available and ready to help. You can reach us at [phone]. For more information, visit groww.in/blog/groww-helpline-number/ Also you can write to us at [e-mail]

[@facts4you-gk4ov]

Can anyone plzzz tell, can we invest in Mutual fund through SIP for more than 5yrs? Bcoz in many apps duration showing only for 5 yrs...

[@Ashutosh-ni6fu]

you can! many AMCs allow investing through SIPs till the time you stop investing. Once you start investing in a MF of a certain AMC, say HDFC, they will mail you a report that will mention for how long can you invest in their MF. Typically, there is no tenure for an SIP and you can invest as long as you want. Good day!

[@NagalandStudentss]

❤🎉

[@chrisdaniel8327]

Is it right time to start sip now as market is very high

[@user-K18]

Mam agar maine ETF buy kiya or uski holding mai dividend announce hua toh uska kya hoga please bataiyee

[@goshinro]

Reol stort - 2:50

[@shubhamsonawane3432]

What about the taxes we need to pay on the interest achieved

[@patelamans7006]

India me sip suru kare or international Jana huaa to kya hoga sip chalu rahega ya band????

[@MutualFundsAtGroww]

Hi, After starting your SIP, you can process with the Groww mandate for your SIP auto-debits to continue. Thank you

[@AjayKumar-xj5yv]

Good communication skills but it did not make sense in stepup please see once before providing these type of info

[@Mwktwi]

Mem if I have completed 3,5 years sip what cant I do more

[@aadishi_singh]

Kitna invest kiye the aap or kitnaa return Mila or kismai investment kiye the? Please if u can share

[@sathyadeesha]

Hi , is this a good time to invest in a small cap MF, because the market is high...

[@Ibbu_Jr]

Buy kya hua gold sell to nahin ho raha tha, but abhi account mein bhi so bhi nahin Kara 😊

[@mohammadjuned4505]

Agar sip mein Paisa dob jaye toh kya kare

[@nikhil_khosla_]

Advantages to bata diya apne but disadvantage kon bataiga ?

[@uniquebeauty9492]

Kya hote h Sip k disadvantages?

[@kesava90]

I am not able see the otion of Step up in SIP's in my Groww app ?

[@rajchaudharyvlogs1586]

Bhai edit sip mein jao or waha pe step up sip option ayega usme aap apne hisaab se sip 6 month or year kitne time baad increase kro gye

[@MutualFundsAtGroww]

Hello Kesava, If you need assistance, our dedicated support team is available and ready to help. You can reach us at [phone]. For more information, visit groww.in/blog/groww-helpline-number/ Also you can write to us at [e-mail]

[@Anjali._Agrawals]

u r awsmmmm di

[@KingKr-tk6sx]

Mery 10 sip hai madam g thank u

[@Singhkuljit007]

I dont know. Mujhe samjh ni ata. Ki sach much hi smjhna muskil hai

[@soumyadeepghosh8726]

Please make vdos in Bengali or English. Don't know hindi

[@allroundvideosetc]

Language is a barrier exactly 😢

[@loverupom]

KONSA SIP BEST HOGA ?? 2 YRS

[@MaithiliWakure]

what about tax on final corpus ??

[@MutualFundsAtGroww]

Hi, According to current tax laws, SIP investments held for 20 years qualify as long-term capital gains (LTCG). Gains of up to Rs. 1 lakh per financial year are exempt from tax. Any gains exceeding this limit are taxed at 12.5% without the benefit of indexation. Thank you

[@toshichimera5917]

Please add English subtitle if you don't want to explain in English

[@sudamsethy3734]

Talk with sip plan

[@WHY29086]

Before starting a sip in mutual fund can i invest a big amount in mutual fund and then start the sip. Is that possible???

[@MutualFundsAtGroww]

Hi, We are sorry to inform we don't provide any tips or advisory for investment if we come up with advisory in the future we will notify and you can also check our video How to Invest in Stock Market for Beginners | Groww app kaise use kare | Buy & Sell Shares on Groww kzbin.info/www/bejne/l5DLqYSQicaLgas&ab_channel=Groww Thank you

[@shahiddude786]

Mam. Sip start krne ke liye nominee name bhi update Krna hota h kya.?? Plz reply me soon 🔜..

[@MutualFundsAtGroww]

Hello Shahid, SEBI has made it mandatory to either add a nominee or opt out of a nomination for all investments, including shares and mutual funds. If you fail to do so, your portfolio will freeze, and you won't be able to invest or withdraw money from your funds. Click on this link to know more: groww.in/blog/add-nominee-existing-folio

[@shubhyogekar1806]

mam what if depositers dead in middle?

[@pratirajpatil1846]

Groww best for SIP