4 Reasons Why You Don’t Get Higher Returns From Mutual Funds

4 Reasons Why You Don’t Get Higher Returns From Mutual Funds
Many people invest in equity funds just because they have a 4 or 5 star rating. However, you cannot blindly trust the star ratings of mutual funds. SIP is one of the best ways of investing in equity funds. Investing in different asset classes like equity and debt is an important investment strategy to give the right balance to your portfolio. You can either rebalance your portfolio at a specific time interval or if it deviates from its target allocation by 5% or 10%.
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Disclaimer: These are not any recommendations for any funds or stocks and are meant only for educational purposes.

[@adithyavardhan4598]

1:40 Reason 1 3:27 Reason 2 6:58 Reason 3 9:11 Reason 4

[@no-nonsense8743]

Thank you sir, you are time saver!

[@gauravchaturvedi1347]

Maine Nippon India growth fund main 2020 main 4,00,000 daale the, aaj 4 saal main uski value 8,50,000 ho gaya. 😊😊

[@logicalperson108]

Number one hai small cap main

[@CoolWints]

​@@logicalperson108Nippon India growth fund , Nippon ka midcap fund hai.

[@ayushburad7291]

Nippon small cap ya mid cap, regular ya direct

[@gauravchaturvedi1347]

@@ayushburad7291 Nippon India growth fund, midcap category ka fund hai.

[@krishnabirar8036]

Very good explaination all the details regarding mutual fund.

[@texxvlogs8574]

There's a point of ' Overlap ' ✔️ Great , think best above 20% do not IN with same sort.

[@Biihuu]

Thank you Agrika & team for the informative video 👍 Very useful, especially the Fund Picker Overlap Tool

[@Pbhagat2022]

8 percent of portfolio overlap First is Mirae asset tax saver Second is Nippon India small cap fund

[@gagandeepvarshney1495]

Very informative and well explained

[@hpandeymail]

Point 1 suggests is to make your own analysis on the various funds rather than going by the star rating .. now this is real strange .. making own analysis of a fund is a complete world of expertise in itself..

[@arvindbt]

Thanks for this video, I was searching this type of overlapping tool. How much overlap is acceptable for portfolio?

[@saswatmohanty8132]

Upto 30-40% is acceptable..Avoid more than that

[@prashbal3001]

Thanks for making this video and explaining it well.

[@MaheshKeragute]

My mutual funds XIRR is 22.05% and i am investing in SIP since 2 years now . Is this good returns or do i need to rearrange my portfolio?

[@karanthakur313]

Mene hdfc index sp bsc sensex fund liya h long term ke liye.. Kesa rhega mam

[@patnivinit91]

Reason 4 given here is actually bad. You never redeem your equity investments regularly, completely defeats the purpose of compounding. Rather, the SIP or Lumpsum of 60:40 (if you want to maintain this) should be followed. Again, the returns are there to compound.

[@Tanmoypaul_325]

From seeing you at ca foundation classes for eco and bck to while investing in MF

[@Kambojthegreat629]

Good mornin jaisa ki aaj kl sansex bahut up ja rha h kya abhi sip lo pouse Krna shi rahega

[@abdulnabihosamani9685]

Each point can be looked into depth and these points are really helpful. Thanks.

[@vipulgupta7751]

Interesting to learn to groww with mutual fund

[@pkaythebrownboy4776]

Sir, Mujhe ye btaaye ki agr mene mutual fund me invest Kiya h toh kya mujhe uske liye itr fill karna pdega . Ya, Jb me uski unit redeem kroonga tb mujhe itr file karna pdega . Agr, kuch bhi file nhi karna pdega toh jo tax lgega bo kis trh se lgega 10% Bala long term me . Bo kya auto deduct jo jaayega ya hme kis trh se Dena hoga ??? Plz reply

[@khananwarali]

When you redeem your mf investment then only you have to show the capital gain in ITR

[@ayushburad7291]

​@@khananwaralime itr slab me nahi aata hui, meri income 5 lakh ke niche hai, tab? Mujhe kitna tax dena padenga mf redemption ke waqt

[@shashankraj_]

Mam, in your example of over diversification and return dilution . You told less returns will be there. What if 1 mutual fund performs bad? Then loss will be also less in portfolio having many mutual funds compared to portfolio having only 5 mutual funds as bad performing mutual fund would have more Corpus in this portfolio. 3:50

[@bigb3267]

You want more diversification Then go with index fund because low expense ratio

[@SherinrajVlogs]

She has half knowledge. It's always good to diversify rather than keeping all eggs in one basket

[@BeRsErK8402]

Is investing in SBI large and midcap fund for 5 yrs a good choice now? New investor.

[@YG.MUSIC07]

Very important and knowledgeable video👍

[@mahesh84]

time in market imp than timing market

[@nitinaswaal]

Welcome warikoo

[@vijaydave4512]

Agrika is ❤❤❤

[@zeninart3191]

reason funds sold in second year. tax harvesting. dont ignore that

[@DRVPSingh11]

you two are too good.

[@thakurtimmy8624]

😊very deeply axplaind dear ❤ dahnyabad 👌✌🤙

[@sandstone3858]

past return present return turnover ratio yah sab jyada hone ke bad main ghus jata hun use fund mein

[@Ashish_Bhatia]

How to rebalance portfolio of mutual fund in groww app?

[@MutualFundsAtGroww]

Hi Ashish, Portfolio Rebalancing is the process of realigning the weights of a portfolio of assets if you are unfamiliar with it. It entails regularly purchasing and selling assets in a portfolio to preserve the original or intended level of asset allocations and risks. To learn more click on this link: groww.in/blog/portfolio-re-balancing-everything-you-need-to-know Thank you

[@sajidali-tz3co]

what if i do lumpsum every month in mutual funds in place of sip

[@Nilesh_Bhandari9]

Fund picker tool kaha hai grow app me fund compare hai

[@itsvj96]

If i invest 8k in SIP then how many mutual funds i need to take for investment?

[@RadheRadhe-ln6sw]

ideally 4 funds

[@Deepbhai-l3z]

I have parag flexi,quant small and motilal midcap..

[@rickymanhas10]

Same 3 funds i took :) ratio 50:30:20

[@ersrvjha]

Mam ! Please make a video about asset reallocation for small budgeted mutual fund .Like 10 Lakh Rupees. Large Cap 3 Lakh Mid Cap 3 Lakh Small Cap 4 Lakh . If My small cap is giving 20% XIRR , should i withdraw the extra percentage profit every time market peaks . Or Should i let the fund as it is for longer horizon ?

[@ashikpaul345]

If small cap is the best Muttual fund giving return in 3 years i.e 20.09%, then isn't FD the better option? Explanation: FD's annual return is 7.5% which is compounded quaterly, which results to 25% in 3 years. Eg. 1 Lakh in FD for 3 years will give you 1.25L (in IDFC Bank, 7.5%). Please let me know if I am wrong.

[@shivamsingla9046]

bro 20.09 is annual return of small cap

[@ashikpaul345]

@@shivamsingla9046 She said 3 years return in those mutual funds. Not annual. Also 60% returns in 3 years is impossible.

[@Investopedia-d3c]

20-25 percent CAGR return of small cap can turn your corpus double in 3 years

[@shubhamagrawal6359]

20.09% is mutual fund returns annualised. Net absolute returns = ~ 20*3 = 60% MF is far superior than any FD

[@RajinderSharma-kt2gy]

Very informative video

[@ajayrawat9049]

hi, i have to ask you somthing about switching regular plan to direct plan. if i switch my regular plan to direct plan so how could i stop my regular plan's SIP? please reply neend answer agar koi aur bata sakta hai toh please suggest kare

[@dsouzaleo]

If it's a regular plan, then you must be investing via a demat account(broker). You can stop SIP through your broker.

[@Rajib1717]

Just go to your mutual fund portfolio and stop your SIP in regular fund. If still not possible contact the fuund house. Then to switch from regular to direct, just redeem all your units from regular fund and reinvest in the corresponding direct fund, simple..

[@girishmakwana5363]

😊😊Thank you mam this information

[@Action_movies..]

Crisil star ⭐ ko dekh kar ke kitne logo ne invest Kiya hai ?

[@RadheRadhe-ln6sw]

I have invested in following MFs - ELSS - Quant, Parag, and ICICI Prudential Small Cap - Quant and Nippon Mid Cap - Zerodha 250 Mid Cap Index - Groww Total Index Others - Parag Flexi Cap, HDFC Balanced Fund 😊😊

[@Action_movies..]

Crisil star ulta kaam karte hai koi bata sakte hai

[@peace_gaming25]

Good video.😊

[@Realworld.9999]

Thank u mam❤

[@AMITKUMAR-nr3ee]

Aapka grow daily sip kyu nhi laa rha hai

[@MutualFundsAtGroww]

Hi, SIP or Systematic Investment Plan is simply an investment option where money is invested in a scheme periodically over time, at pre-decided intervals (such as a month or quarter), without interruption. Currently, we have only a monthly SIP option if we come up with more options we will notify you. Thank you

[@AMITKUMAR-nr3ee]

@@MutualFundsAtGroww daily investment is very important

[@divyasharma6389]

why should we go for debt plans if our risk profile is very high..... i think in a growing economy like india we can invest maximum investment in equity if our risk tolerance is very high

[@divyasharma6389]

@silverrahul usme bhi to 6% byaah hi milta h

[@alokdey2918]

Wow video

[@kumarshashank3954]

Stocks ko Fund bol ke ye video kaafi confusing bana diya hai. Fund se mutual fund hi dhyan aata hai. Stock ko stock hi bola kariye

[@smike6862]

Freind k saath koun achha video share karta hai 😂

[@saswatmohanty8132]

Karle bhai kitna akele kamayega 😂

[@smike6862]

@@saswatmohanty8132 yeh bhi thik hai , par mere sab freind kamina hai 🤩

[@amrut_ns]

Me

[@PpiyushPatell]

❤

[@saifialig]

I am getting 25% xrr average in mf from last 5 years.

[@naveenshindhe2893]

which mutul fund??

[@sahilGupta217]

your invested funds?

[@saifialig]

@@sahilGupta217 icici pru balanced fund, quant midcap fund, quant elss, quant flexi cap fund. 70% in balanced fund.Balanced fund cagr is 24%.right now overall cagr is 28%.

[@verma_ayush]

mujhe to mil rahe hai😎

[@sudipkumardas5637]

Ini logone risk risk bolke public ko jada dora deti hai ❌❌❌❌❌❌❌

[@saiharshakothamasu7254]

😍

[@Gujju17219]

Agar aap ki jageh koi ladka hota to Kasam se pehli 3 minit me hi video skip kar deta😅

[@JayprakashTiwari-l8w]

No fast talking

[@S_K_GUPTAJI]

❤

[@diwakardixit9302]

❤