Guide To Retirement: Living The Dream On A Budget!

[@RetiringToAsia]

Are you ready to retire?

[@MikaelOlofsson-rt5lb]

Great video! And to answer your question, yes I am! Most likely during next year I will retire to Saraburi where my girlfriend lives, a nice city with almost no other farangs around! BUT, we have a plan in the future to move to Hua Hin, a place we really love, we've been there many times so we will see where life takes us in the coming years!

[@RetiringToAsia]

Great plan. Best wishes.

[@SW6Blue67]

See you in Thailand

[@keepitreal1547]

@@RetiringToAsia on investing, I've done it in property that brings me a monthly rental income exceeding what I require to live. On moving to Thailand I will also be keeping my current home that can also be rented out if I want. Property gives me the income I require for a freedom life, yet also increases in value as time passes. Also the possibility of cashing in at any time, should the need arise, or a nestegg to pass on to children. I know nothing about other investments, stocks, shares etc & so I've stuck with what's worked for me.

[@Exploring_Adventures]

Yes! I’m ready

[@keepitreal1547]

I'm ready in all ways, done the planning, finances in order etc etc...only I've two very old dogs that I'm fully responsible for & so I'm seeing out their old ages before the move. It's the right thing to do, regardless how ready & at times desperate I am to move. Basically I took them on as pups & I've give them a good life, which doesn't stop until they part. I have to do what I have to do. Oh, bringing them at their ages would put them through too much suffering, with the flight process & heat when there. Thanks for sharing your video.

[@louis20122]

You are such a good man!!!

[@RetiringToAsia]

That's very kind of you.

[@jacktripper9096]

You’re doing the right thing 👍

[@keepitreal1547]

Thanks for your kind comments all. On starting my planing around 5 years ago, I didn't expect them to still be around now. I has planned to be ready around 2years ago, yet with both my dogs being fit & healthy (as they still are miraculously) they seem to be defying old age in the best way they can. My heart will be totally shattered when the times come & I'm absolutely dreading it, they're amazing dogs, always have been. I'm praying that I will have the strength to pull through their loss & that my move to Thailand will help in that...a new chapter in life, a new beginning. Until then I'm staying with the ones I love, my two best friends 💓

[@KeepingItRealBro]

@@keepitreal1547 that's how it should be done. Double thumbs up

[@MichaelSmittySmithScottsdaleAz]

Maybe an added bonus to the viewers is to show us a map of were you were and your new spot. Many people are visual learners. Thx

[@hgraphix]

I appreciate the transparency!

[@RetiringToAsia]

Thanks for watching.

[@fawnmccleavefrancis7808]

Thank you. I am looking to move to Thialand with my mom for excalty the same reason quality of life from America. Looking out to 5 years from now. This is helping figure out finances. So rhanknyou!

[@RetiringToAsia]

Thanks for watching.

[@donnabosilkovski7580]

Thanks for another great video. I was seriously considering a move to Bang Saray - I'm currently living in Jomtien. You have given me a lot to think about, I appreciate your honesty.

[@RetiringToAsia]

You should come down and check it out. Come at different times of day, weekends and weekdays too.

[@donnabosilkovski7580]

@@RetiringToAsia oh, coffee related topic, I purchased an aero press when I got here as I just cannot drink instant coffee. It's totally awesome.... and I love my coffee let me tell you.

[@RetiringToAsia]

I've seen those. Wondered if they did a good job. Thanks.

[@keithprinn720]

and no hype or vlogger rubbish

[@MarkHolota-x6o]

Smart investing, I"m a happily divorced man no debts got 3 years to 62 useing CD"s and my 401K for investing hope will be good for Thailand retirement!!! I play guitar for hobby will always keep me motivated. Thanks for your great advice😊

[@RetiringToAsia]

Thanks for watching

[@johnjoe_247]

EXCELLENT VIDEO ! Got me thinking more about dividends. I mainly have SCHD.

[@RetiringToAsia]

Glad it was helpful!

[@partyloudevents7947]

Great video man!

[@RetiringToAsia]

Glad you liked it!

[@dannash9413]

Some BDC pay a very good dividend and are stable. Some pay a little less but have good price appreciation 🙂

[@keepitreal1547]

Lots of travel, camping, walking in the countryside & cycling on quiet roads...& yes I'll be keeping it up in Thailand.

[@RetiringToAsia]

Sounds fun!

[@nixonbd53]

My hobby is a daily trip to the gym and watching YT videos to help me decide on my next move! My plan is to sell everything; house, car, misc and retire to Thailand on a retirement visa for at least a year. I’m currently 68 and in good health. I hope to bank a considerable profit in my house from the last couple years and will thrive on my $2800 in SS and watch my dividends grow. If the housing market drops back down to 4-5% rates, maybe I’ll buy again. As to dividend investing; I have “UTG” in my portfolio, which pays a nice monthly income. I also have several growth stocks that pay quarterly dividends. Cheers!

[@RetiringToAsia]

Fantastic

[@oscarvaldez7142]

Thailand wants to tax resident expats on their worldwide income starting next year. Thailand is the land of rug pulls.

[@martinboland2965]

@@nixonbd53 hey that’s a good daily routine ,, retiring in Thailand and eating what you like , cos that’s what your really after ! Doing things what you like , Don’t listen to the bullshit lad , if you cannot live at home you won’t live abroad without having your own business ! That takes Brass for a start ???

[@tanthaman]

Be humble

[@wheretoretire3315]

Good plan. I basically did the same thing. I am currently living in Bahamas but planning to move to Thailand in January.

[@georgeandy6923]

Very nice and Informative Video! That was definitely a very smart move to get Health Insurance. I'm assuming that it is a local plan, but would like to learn more about! Maybe you could do a Video on the subject, exploring why you chose the plan, etc! It would probably be a very popular Video!!

[@rafaelcastillo2636]

Sawadee Kra! Same here, I want to learn more about the health insurance.

[@RetiringToAsia]

Glad you liked it. Thanks for the idea.

[@georgeandy6923]

​@@RetiringToAsiaYou are welcome my friend, and I'll be on the lookout for the video!!

[@leoslayer3304]

I use drip coffee, it’s fairly cheap, circa 90B for 5 bags, good realistic vlog 👍🏻

[@RetiringToAsia]

Thanks

[@mangostickyrice555]

Thumbs up 👍 Michael

[@jgb4unme1]

I'm a new subscriber and really appreciate the helpful info in this video. I have been watching a LOT of Thailand content over the last 3 or so years. I am a boardgamer, so finding a place with access to game shops or cafes or gaming groups has been a priority. I really like Bang Saray, from what i have seen in a lot of videos, but I am afraid it might be too far from the game shops and group i know is in the Jomtien/Pattaya area. I'll likely have to find another hobby to help fill my time. Maybe I'll get back into golf:) I look forward to more of your videos!

[@RetiringToAsia]

Yeah, there isn't much going on down here. Pete on Retreat is a gamer and runs games. Definitely watch his channel.

[@jgb4unme1]

@@RetiringToAsia Thanks! I had not heard of that one! I joined a group on FB, but they are Pattaya based. Trying to connect with folks before a move in (hopefully) a year or so.

[@gotamd]

I’m sure you’ve heard this all before, but be careful about concentration risk with any individual stock picks. A lot of people also have a bias toward dividend investing in retirement because psychologically it feels better to get dividend income rather than selling shares. However, if the shares of a non-dividend paying alternative appreciate faster than the dividend you’re getting, you would actually be better off in the non-dividend focused option. IMO, always look at “total returns,” taking into consideration expected dividends and price appreciation when evaluating an investment. Anyway, I’m glad to hear life continues to go well. Hopefully you find a new groove in the new location and it doesn’t remain too quiet/lonely for long.

[@RetiringToAsia]

Great tips and that's why I still mix growth and income. Thanks for watching

[@georgeschahoud7160]

Thank you for sharing your experience, I've heard a lot about the air quality in Thailand especially during the burning season, I'd like to have your opinion about that, thanks again.

[@RetiringToAsia]

It can be an issue. If you have breathing issues you may need to be someplace else during burning season. Check out my video about Pai during burning season.

[@georgeschahoud7160]

@@RetiringToAsia Thank you so much.

[@CT80ish]

Right on! Livin' it!

[@RetiringToAsia]

Enjoying it

[@andrewhuhn6006]

Good work, explanation. Live the life you love.

[@RetiringToAsia]

Thanks. I definitely love the new life in Thailand.

[@joseblos7947]

I like your videos. All this information for me is really very interesting so thank you very much.!

[@RetiringToAsia]

Thanks for watching.

[@larry1541]

Kudos to you being DIY investor. More people should be doing themselves and not pay high fees. I'm a index investor focus on Global Asset allocation, S&P 500 and Nasdaq funds. I like golf hope to find good fairways in Pattaya during my vacations.

[@RetiringToAsia]

Thanks. Lots of great golf in Thailand.

[@eharphyde]

I love playing harmonica, mainly blues. I played in bands and go to open mics. Is there any live music, especially blues, where I can play?

[@RetiringToAsia]

Don't know. You'll have to check that out.

[@luisRoma747]

Great video, I kind of need to stay in a condo with a gym an view to the ocean, not sure if I can muster living in a house with no one to talk to in the area. I like the diversity of Jomtien. I do like the amount of rent and monthly utilities on were you live. I also have a small well behaved puppy pet poodle about 4 lbs. that needs to come with me.

[@inlovewiththailand]

My hobby is fixing technical WordPress issues and what started as a hobby, now I'm making some money with it and if this comes through, I might even be able to move to Thailand next year, which is my ultimate goal. Great to see you're enjoying life and thank you for keeping us informed every now and then on your expenses. Those are super interesting.

[@RetiringToAsia]

Awesome when a hobby generates a good income. That's definitely something you could continue here.

[@inlovewiththailand]

@@RetiringToAsia I wouldn't call it that good just yet, but it's getting off the ground. So I'll need to keep at it.

[@RetiringToAsia]

Remember, "good" here is a lot less.

[@dgratale]

Hi. I just stumbled on your channel. I am thinking about retiring in Thailand and particularly Jomtien. additionally, I am planning to live off of SS and a tiny pension but will have investments - just like you. Right now I am pretty much all growth, but once I hit 60 I plan to start shifting in to dividend focused investments. In fact many of the ones you are in too.

[@RetiringToAsia]

Sounds good. Don't wait too long to make the move.

[@bunnyv15]

thank you for sharing, I am planning to retire soon and my destination will be in thailand that place in my #1 on my list

[@RetiringToAsia]

Thanks for watching

[@mikelalor424]

I retired to Huay Yai, just north of you. Similarly, I also have an income stream from dividends and interest. But my Social Security more than covers my expenses here. I re-invest what’s left after traveling expenses.

[@RetiringToAsia]

I'm looking forward to social security kicking in when I'm eligible.

[@keithprinn720]

much better than so many others and seems like decent expectations. thank you, love the thriving not living or surviving mantra. long term visa costs and how to get one a key thing I would like to know. plus taxing of the income by thai govt under changed rules..

[@RetiringToAsia]

check out some of my other videos to learn more about living here long-term. There's been a lot of BAD, jump to conclusions, information spread about the tax question. @RetiredWorkingForYou just did a very good video on the topic.

[@rafaelcastillo2636]

Sawadee Kra! Retired, I stay long term at Mexico and Philippines. Just subscribed. The Land of Smiles is on my bucket list. My hobby is traveling and living life. Ka Pun Ka. Mabuhay and Saludos.

[@RetiringToAsia]

Sounds great!

[@Carp0rn]

Interesting locations, why the Philippines?

[@robbrown1790]

Hobbies for me are painting and walking and reading .we are coming to Thailand in Nov for 3 months to see if we like and want to stay longer .Still love watching your lifestyle. Never did get the ladies e mail adr from Cha am .please keep up the good work and stay safe xx

[@RetiringToAsia]

Hey, I think I responding asking you to email me and didn't get an email. I won't post her Line ID here.

[@robbrown1790]

whats your email adr

[@RetiringToAsia]

retiringtoasia at gmail

[@MichaelSmittySmithScottsdaleAz]

Good content and encouraging. Would you mind sharing your studio gear. Are you using obs or recording to your computer. Camera etc. I have a small real estate channel in the US and I need better quality. Thx

[@RetiringToAsia]

For KZbin videos I'm using the Osmo Pocket 3 Creator Combo and editing with CapCup on my laptop.

[@MichaelSmittySmithScottsdaleAz]

​@@RetiringToAsiathx. I love capcut. When you were recording this video in your house were you using a different camera It's so clear

[@RetiringToAsia]

No, that's the Pocket 3. It's 4k, stabilized and amazing in low light.

[@willieshoemaker8680]

I appreciate your honesty, a lot of budget videos are very vague on how much money they actually have coming in. I guess I'm lucky to have a good pension because I sucked at investing in the stock market. I played in it for about a year, broke even then pulled everything out and put it in a high yield savings account then saved the interest to a health savings account. I think I would be a little freaked out to only have a few thousand dollars coming in. I currently live in the PI and spend on average 2K USD per month for 2 with no rent payment. I/we plan to move to Thailand because I believe it is cheaper there with a lot higher quality of living. Willie Bacolod city Philippines

[@RetiringToAsia]

Thanks for watching. Good luck on the move.

[@scottgeen3062]

​@@RetiringToAsiaenjoy your video well done like to visit bang saray next year hope to retire there with 8million baht and pension from Scott new Zealand thank you

[@danielr.5163]

Congratulations on 5000 subscribers. Goal by December: 10,000😉💪

[@RetiringToAsia]

Thanks. That's aggressive bit would be very nice to see.

[@ChuckHolland-i4b]

Im grateful for my financial team. They are generating significant income for me, for a fee of course, that I plan using for retirment. Im going to keep my savings and immediatley start drawing my option premiums and dividend income in retirement. I have a better peace of mind if I have those savings in my back pocket for emergencies.

[@mikeratelle45]

Very informative. Thanks for being transparent. Your situation is very similar to mine. I live in Kanchanaburi - for the last 5 plus years. If you ever visit my town, drop me a line and I'll buy you a cup of coffee and show you around. Mike

[@RetiringToAsia]

Oh man are you in for a surprise. Watch the video coming out tomorrow at 8:45 pm our time.

[@scottgeen3062]

​@@RetiringToAsiayour video are great thank you from Scott new Zealand

[@louis20122]

For me, I probably invest in REITs, covered call ETFs, preferred ETFs, BDCs, MLPs for income then use income to pay for my living expenses and leftovers will go to growth ETFs like QQQ. Invest in individual stocks are a little risky. I prefer diversification.

[@clubmusic420]

Hello love your videos very informative… I would like to meet up with you I arrive on the 23rd next week!😊🎉 Ralph here buddy love the passion of Dj entertaining❤

[@RetiringToAsia]

Shoot me an email, Ralph, and we'll connect.

[@goman69]

Great video with fantastic information. Can you talk about how you transfer money form the US to Thailand reliably? Seems many US banks hate when a US citizen lives in another country and many I know of in Thailand and the Philippines have had Debit cards cutoff and accts closed. Thank

[@RetiringToAsia]

I use Wise to transfer money. US bank to Wise to Thai account. There's a link in the description that will get you there.

[@goman69]

@@RetiringToAsia Thank you!

[@anniesshenanigans3815]

You said you are not just "existing or surviving" and that is the biggest reason I am searching for something other than where I am now in SW Florida. IF I want to quit working, I would only be existing here, even with my house fully paid off!! So I am looking for an alternative.

[@RetiringToAsia]

Yep, that's why I left the US. Couldn't retire there.

[@brewmeister5426]

Thanks for sharing. This is the type of content that is missing from Southeast Asia retirement vlogs. Now that you have more time, are you finding that you're more involved with your investments and following markets closer? Are you reading all those filings now 😂

[@RetiringToAsia]

555 I'm not reading filings yet. I've always kept a daily watch on the markets so not much has changed there. If there's something moving or big news, I have to stay up late to keep an eye on it or set limit orders for my overnight.

[@George-m3z7t]

WELL DONE !

[@RetiringToAsia]

Thanks for watching

[@LamNguyen-qb4ic]

My main hobby now is try to early retirement like you and screw my boss. I am planning to retire in Pattaya or Jomtien Early next year as 54 years old. Life in California is work work work. 😂. Thank you for a good video. 👏

[@RetiringToAsia]

You can do it! Make a plan and start checking items off the list. Thanks for watching.

[@Thailandbound2027]

Hi just came across ur video, I like the area you decided to live, could u do some reviews on accommodations looking for a studio or 1 bedroom, please and thank you

[@RetiringToAsia]

Hi, there's only 1 big condo building in the town, Del Mare. There have been several videos done on it. Check @GoodVibesPattaya - Jason has done a few. I've been looking into a few of the smaller buildings and hope to have some soon but nothing scheduled yet. Thanks for watching.

[@louis20122]

Living in a foreign country and paying living expenses in local currency also has an advantage.

[@jonh.7661]

Your math forgot to subtract taxes from your gross income. When you start taking withdrawals from your IRA, those withdrawals will be taxed as ordinary income. So you need to keep that in mind as well. You also left out a significant expense for most which is Health Insurance. I looked at my health insurance and projected annual premiums over the next 20 years. I found that while my premium now would be about 4,000/month, if I set aside 6,000/month starting now, that extra savings will be there in future years when the premium would be more than 6,000.month

[@RetiringToAsia]

Actually, I covered health insurance expenses, and the difference between between my gross income and expenses is sufficient to cover taxes. At 2000 per month, I'll be in the bottom tax bracket. Thanks for watching.

[@THAIPARADISE]

i really like the way you live, it will be a pleasure to met you one day !

[@RetiringToAsia]

Thanks. See you when you get here.

[@dominicfitzsimons2255]

would love to know your thoughts on the proposed new tax on brining money into thailand and what impact that will have

[@RetiringToAsia]

Thanks, I've covered that in other videos. Nothing to worry about.

[@wheretoretire3315]

My hobby is travel. I think KZbin is an addiction at this point😂. I retired January 1 and spent the first four months of retirement traveling around SE Asia. I am planning get an LTR visa January next year. I am hoping you can help me with a question. I understand that I will need to get the visa within 30 days of arriving in Thailand (plan is for Jan 1/25) and that at that time I will need to produce a lease. I only plan to spend January through June in Thailand and to travel the remainder of the year so I don’t want to pay a lot of rent for the six months I’m not there and I’d prefer to spend a few months traveling around Thailand trying to decide where I want to commit to a lease. So, I’m thinking about getting a year lease somewhere REALLY cheap shortly after arriving so I have a lease to produce and then take my time to find a place to rent through June 2025 and for 2026. I don’t want the cheap place to be a dump. I will still use it as a base and to store items so would like A/C. Does that make sense to you or do you have any other suggestions? I’m not on a tight budget but I’d rather be spending my hard earned money on something I’m going to enjoy rather than a lease for the sake of proving residency. I do need to maintain a residence there year round even if I am not going to be there. (It’s a tax thing.). Any advise would be appreciated.

[@RetiringToAsia]

Your plan makes good financial sense. There are plenty of nice condos available at great, low rents everywhere in Thailand. Spend your first week condo shopping. You'll be able to find something that fits your needs in that time.

[@TravelingTexan23]

Our Stock portfolios are very very similar, I own more than half of the same stocks. One big difference, you have ALOT more money than I do! LOL

[@RetiringToAsia]

Thankfully, it doesn't take much to be comfortable here.

[@louis20122]

With your monthly living budget of less than $1,000 usd, you only need to invest in dividends that generate enough to pay for living expenses and put the rest in growth stocks amd ETFs. Also, enough dividends that can offset standard deductions for singles so you owe a big fat zero in taxes.

[@4Serviceplan]

Please make sure you show us the details when immigration forces you to the department of financing before you get you retirement visa re stamped . I want to see the outcome of hiring an account gathering all your American tax documents and how much you will be paying Thailand to live there more then 180 days

[@RetiringToAsia]

Retired Working For You just did a great video on that very topic. You should check it out so you'll feel better and will stop spreading these unfounded worries.

[@stupot1952]

Which health insurance have you got please I am just finding it hard to get a insurance company you can trust here in Thailand thanks

[@RetiringToAsia]

I have Pacific Cross

[@perfectlylonely]

Here I'am watching your video on "Black Monday". Hope you anticipated this slaughter. Currently I'm slow traveling in South America. Plans are to travel to SEA in the Spring 2025.

[@RetiringToAsia]

Looks like a buying opportunity to me! That's why you keep some cash in the portfolio. When there's a fire sale you can add to your positions. Value might be down but you don't lose unless you sell. Great thing about investing for dividends is they keep paying even on down days. Happy travels.

[@erikjanse3994]

When kicks your Social Security Benefits in? I assume when that happens you even do not need your dividend income anymore to get by, correct?

[@RetiringToAsia]

I'm only 57 so I have a few years before I'm even eligible.

[@lester74]

I leave on Aug 1st to BKK. Plan on going to Pattaya and I'm thinking at the last minute not to sign a lease for 6/12 months but to hotel stay cheap so I can visit all the sites. Not set up a home base but be free to explore for a couple of months before I land in one place for a longer/permanent residence. I know I would loose money but is that the right way based off your experience?

[@RetiringToAsia]

You could always go with a short-term lease. You might get a little more space and save some money over hotels. The "right way" is the way you decide you want to go.

[@derekbrown7892]

I wouldn’t move out of Jomtien to Bang Saray especially to save 5000 B a month ,facilities aren’t that good out there and so quite, you will loose that money by the inconvenience incurred . I live in View Talay Jomtien ,everything very convenient life easy . I spend about 75,000B a month super life ,Jomtien great place to stay,I will never move.

[@RetiringToAsia]

Glad it works for you. It's not for everyone. Thanks for watching.

[@davidkw8728]

I wanted to retire in Thailand in 2 or 3 year’s time, the new Thai tax has put me off, plus when I looked into health insurance 4600 baht per month sounds reasonable, but as you get older your insurance will increase, roughly if your still around in your eighties, your insurance goes up drastically to roughly 20,000 baht per month, have you looked into this..? If so what are your plans, thanks

[@RetiringToAsia]

One day at a time.

[@kevinp8108]

What about your Social Security Benefits? Are you taking it later at 65 or 70?

[@RetiringToAsia]

I'm not eligible yet, so they aren't a factor right now.

[@trungtran9910]

I like to do visual arts and crafts in my retirement

[@RetiringToAsia]

Very cool

[@anniesshenanigans3815]

geez I need to find something like that.. Can you spell the name of that place?? And why did you move away from Jomtien? Was it because of noise? I don't want to live anywhere with lots of noise..

[@RetiringToAsia]

I live in Bang Saray. I lived on the south end of Jomtien Beach so it was very quiet. I talked about moving and why in a previous video.

[@dgratale]

I am wondering how you pay taxes in the US? I am assuming that as you with draw money from your IRA/401K or sell a profitable investment in your brokerage account you generate taxable income and need to file with the IRS. Where are you receiving your mail or do you do all on-line. Are you using an Thai based account to file or are you dealing with one back in the US via on-line or flying back?

[@RetiringToAsia]

I have been e-filing my taxes for years. I can't touch my IRA yet because of my age. My tax bracket will drop as my income drops, so my tax burden shouldnt be much. I'll be c overing any tax due from cash savings for now.

[@Alex-mi6fh]

Sorry mate left the video early could not follow without the equivalent amounts in dollars or euros

[@RetiringToAsia]

We don't use those currencies here. Easy to Google to find the current conversions.

[@opulent1]

Hi...Health Insurance, and what company and what plan?

[@RetiringToAsia]

I currently use Pacific Cross. The final cost will depend on your health and options you can choose to add or remove. You have to find the best for you.

[@chriscronin2511]

How much have you invested to be able to get a return from the dividends?

[@RetiringToAsia]

The important part is taking the steps to create income streams. Everything helps.

[@jaylinn416]

Is air quality better in Bang Sarah than in Jomtien? I came to Jomtien a week ago and I have not stopped coughing! Something in the air here is very irritating to my nose and windpipe. With humidity and cloud cover, smog may be a problem here! I am asking whether moving to Hua Hin or Bang Saray is a solution.

[@RetiringToAsia]

AQI is very good right now. (24)

[@jaylinn416]

@@RetiringToAsiaDid you notice that the air quality is better in Hua Hin than in Pattaya? Esp. during the rainy season? Thanks.

[@RetiringToAsia]

IQAir shows PM 2.5 levels are up a bit. Welcome to Thailand.

[@louis20122]

Don't you have pension too? I will rely on: social security benefits, pension, dividends from my own investments.

[@JRL101]

Just wondering, are you not collecting Social Security benefits as well?

[@RetiringToAsia]

Nope, I'm only 57.

[@JRL101]

@@RetiringToAsia thanks for the reply. Great video; very informative and I look forward to more of the same.

[@londonboy8854]

Can you tell me the name of this place please?

[@RetiringToAsia]

Bang Saray

[@derekbrown7892]

I think 25,000B a month is a struggle,I certainly would not want to live on less than 50,000B a month ,I have been here 30 years I would not want to spend my time cooking and staying at home ,spending time on investments ,

[@RetiringToAsia]

Everyone is different.

[@louis20122]

Soon your social security benefits will pay for your living expenses so you don't have to tap into your own investments.

[@RetiringToAsia]

Few more years.

[@stevefielding3974]

you will be paying half in tax

[@RetiringToAsia]

Not at all accurate

[@Noobnubnoob]

how much should I budget for the ladyboys

[@louis20122]

For me, a big fat zero!!! 😊

[@RetiringToAsia]

🤣

[@Regi869]

hahaha

[@jasonbell9115]

@@Noobnubnoob please stop

[@cdiaz1313]

I enjoy your videos very much, they are very informative. I am planning on retiring to Thailand at the end of next year. I will be contacting you via Gmail, I have some questions I would like to ask you. Thanks again for your informative videos.

[@RetiringToAsia]

Thanks for watching. I'll look out for your email.