What I Spend In A Week in My 20's In Seattle *on a budget*

What I spend in a week! Save $80 off across your first 4 boxes using the link below:
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I recently turned 26 and have a lot more responsibilities on my plate (like paying for my own health insurance now!!). With a new job and home renovations in full swing, I am trying to track what I spend in a week on a budget, so I can get a better understanding of my personal finances and where I can save more.

[@Sundheden]

"I forgot what I needed, but I know what I want" - MC

[@schroederguy]

relatable as hell lol

[@meosjenny5280]

I'm Asia Taiwanese. please to whatapp

[@Cleobonny6]

Wow. I am the victim of that

[@Jesus_is_savior]

Ur so lucky it’s so hard to get heart from Monica 😰😰

[@MonicaChurch]

I know $500 is still quite a large budget for a week, but I wanted to start with an attainable goal rather than something super extreme. Now that I know I can go much more below that, I want to see if I can budget down to spending $200 a week. Let me know in the comments if you'd like to see that!

[@gauriganesh1070]

Yes def do 200!! that's usually my budget per week so I would love to see how you do

[@samanthataylor3372]

Yes please

[@marissah8921]

yes!!

[@somethingcosy6281]

Yeeees

[@ariannafloreshernandez5858]

Do $250 a week for an entire month!!

[@NeccoWecco]

I think your expenses have more to do with time management than actually overspending

[@itsGabrielaCristina]

For sure! Especially when it comes to meals. Most of my food savings come from planning ahead. It has been a journey to get that organized in a reliable way for me!

[@Cleobonny6]

Good point

[@aamariamason4562]

Felt this in my soul

[@alexjoseph2814]

"What's up guys this is Graham and welcome back to my show, and today we are going to be reacting to 'What I Spend In A Week in My 20's In Seattle', wait for it... on a budget"

[@GrahamStephan]

You're too good lol

[@leono7380]

That CLOWN.

[@TheM0joDoj0]

Graham should make an NFT for the phrase, "What spend in a...." bc he basically owns it.

[@mariagiangiulio9887]

Waiting for his next video 🤣

[@Cleobonny6]

Wow true

[@susanjames2587]

Suggestion!! Try making a “capsule wardrobe” for work only. Get a stylist to help you with it. It would save you TIME and HEADACHES. Love your content. Feel like I’m reliving my youth. I’m addicted!

[@sarahmayotte2607]

A fun video for you to do would be a ranking of your career moves like James Charles and Laurdiy did! Since you have such a vast history on youtube like Just like That, flipping out, the twin channel, going on GMA, the podcast, having purple hair be your brand, DIYs, scripted content- I think it could be really interesting how you evolved and how you think different genres/moves helped or hurt your success and trajectory! As a long time viewer I would find your analysis really interesting

[@fantastic-dq9oj]

You should try this out for a month and see if your habits change longterm!

[@MonicaChurch]

I really am trying to spend waaay less with all my renovations going on. So I’m definitely keeping these habits going. Maybe I’ll film it!

[@fantastic-dq9oj]

That would be awesome- I love these kinds of videos! Since the pandemic I’ve been spending so much money lol. I totally understand the struggle

[@jasonnelson5251]

Yeah, should do a month so it's more realistic. Seems deceiving as you didn't go grocery shopping or have other household or life expenses.

[@Subbieman650]

Need and want are NOT the same thing!! Priorities girl!

[@shannelrose2244]

if i spend $100 in one week I'm like damn, i was a little wild this week wasn't i 😬💸

[@LudvigGrimmeOgIvan]

Saaaame, as a student that’s a lot of money 😂

[@pomumcesar]

Totally there!!! 😅😅

[@harmlesspotato2973]

That's me when I'm spending 60 a week when my budget is actually 40 each week 🤣

[@kgal1298]

Honestly I know some people find those boxes a waste, but I like them because they help you switch up meals, but also they just give you the right amount of ingredients vs me buying ingredients having too much and letting it go bad.

[@hannadebora5967]

Same, I like cooking but me and my roommate get a hellofresh box whenever there's a sale or discount going on!

[@Abbyel]

Jumping from Shelby's video to Monica's video - I love Saturdays

[@christikrizman8322]

I stumbled upon Shelby’s videos and then yours about 6 months ago and have been an avid fan ever sense. I appreciate your transparency and the work and creativity that goes into your quality content. I don’t typically comment on KZbin videos, but after reading some of the comments on this one, I just wanted to say - don’t ever feel like you need to apologize for your success. Success is not a finite resource, and your success does not take away from anyone else’s. Keep doing you, girl!

[@evepaludan7713]

Don't go into Target unless you know what you want. Seriously, the store is so appealing that I only let myself go in there maybe once every three months for Up and Up garbage bags, toilet paper, and laundry detergent. You walk in and the good smells from Starbucks (in-store) are the first temptation. Go past there and avoid that impulse row of things for $1 or $2 because none of those things are necessities--they are little decor items that serve no purpose other than being cute. Don't go in the jewelry or the purses or the clearance of fast-fashion clothes. Stick with food and paper products and cleaning products or you will be lost to the allure...

[@julhippo]

That's some good advice right there! Also the dollar store has some secret gems

[@cauthoncrazy]

Yes!! This is key.

[@lindseyintexas6895]

Nope, nope, nope. Don't GO into Target at all. Do curbside pick-up for specific things. The end. It's an endless pit and at least always $50. 😬🤑

[@dennis_1488]

Can't wait to see Graham Stephan's reaction!

[@katejordan8065]

Hahaha, I bet people have already sent it to him😂

[@geniecool__]

😂😂😂

[@julhippo]

you know he is on it lol

[@Justforthelulz8]

he just reacted :D

[@sallayturner]

It's always fun to watch you and your channel grow and change! Thanks for being so honest and open. You're definitely one of my favorite KZbinrs!

[@MonicaChurch]

Thank you!

[@idklol-22]

When you said "it happened again" as you pulled into starbucks I THOUGHT IT WAS GONNA BE SNOTHER SPEEDING TICKET 😂

[@katiechambers1319]

Same 😭😭

[@victoriashore2576]

Me too 😂😭😭

[@MillaExplores]

Haha same 😂🤭

[@aamariamason4562]

same lol

[@Melorto6969]

"This will be the only time I go to sbux this week" INSTANTLY called bullshit. It's a shame, really, cause after much thought put into those pants they're now ON FIRE

[@indiesludge]

Not only do we only live once, we are only young once. I try to allow myself to spend some extra money on fun things and also fun food. But I give you credit for scaling back a little!

[@erikaaaaaaaaaaaaaaa]

your moms disappointed sigh when you told her about the speeding ticket hit me deep. i am around your age and still cringe to tell my mom that kind of stuff- but i always will haha.

[@faybellemaleficent4787]

YESS PLEASE MAKE A VIDEO OF A $200 BUDGET!!! We would love to see it!! And love your videos by the way and your editing is amazing!! :)

[@belenjuarez2295]

Girl!! You work two jobs!! You can spend money and treat yourself to some starbucks!!

[@paulli7696]

Tell me you're rich without telling me you're rich

[@tracy_cakkes]

I love how unlike other KZbinrs that have done this, your actually using it as a learning tool to better yourself Lysm Monica 🧡

[@mindys1198]

Graham sent me to tell you to do another video on a $250 budget. You can do it girl! You got this!

[@kayjays7267]

It would be interesting if you do another one of these but instead of starbucks maybe go to a cafe or something and see if its cheeper there, also supermarkets usually have a fresh ready made section like sandwitches and salads and a bakery section that you can get things from where I am and they generally cost 1/3 of the price :) :) But you did a pretty good job of trying to spend less and I like how you kept it achievable at the same time :) :)

[@abrielle13]

Never let anyone try to make you feel bad for having money!! You've spent years working for it. I've just noticed comments that seem more judgemental than supportive. Loved the video!

[@Kelley.Nicole]

Congrats on your first full-time week as a realtor and staying under budget!

[@_KendraChristine]

Omg the tickets had me crying for you!!! That sucks so much... but your mom wearing the millennial life crisis sweatshirt is so cute😍

[@MarcMcElroy]

"I can't believe I bought my own wine, when I could have drank my parents wine"

[@maksimmarar5986]

Awww, it was so great to see your dad in the video! He was my history teacher at TJHS almost 20 yrs ago! 🤗

[@Melinahs19]

Not hating but if you didn’t have time to even heat up food at home, I’d think it would take even longer to go to the Starbucks drive through?!

[@oh.kaylahh]

your videos are *literally* my favorite thing to watch when i'm editing and I was so happy to see you had uploaded this morning lol

[@MonicaChurch]

Thank you!

[@WishAtElevenEleven]

I’m 3 mins in and cringing at the tide pods. I understand needing convenient food in a pinch but with laundry detergent, I would never buy tide pods, just regular detergent, and only on sale.

[@amaandahf5047]

Tide pods left stains in my clothing and left them sticky. I’ll take Tide Sensitive Detergent for $10 😂

[@ThePinkRock93]

I just wanna say you’re my favourite youtuber,,, youre just soooo down to earth and REAL

[@MonicaChurch]

Thanks!

[@000AnnA000D]

500/week is down to earth to you?

[@ThePinkRock93]

@@000AnnA000D i meant as a personality and you know that + shes using her own money that she earned with her own hard work and i respect that. and a lot of people consider 500/a week very normal.. it depends on what you do ..:)

[@MillaExplores]

@@000AnnA000D how much you spend doesn't depend on if you're down to earth or not 😅 I think Monica is very down to earth 😊

[@fofofofo3076]

@@000AnnA000D 🤣

[@heatherfarr57]

I'm very impressed you went into target knowing a want and did actually get what you needed also!

[@kate-ne]

Legit thought I was having deja vu when you were making your avocado bread until I remembered it was in an earlier vlog 😅

[@MillaExplores]

Haha I watched that vlog too 🤭

[@kaylatcompton]

I really liked how you did this one on more of a budget! Obviously it's still a good amount but a lot better than other what I spend in a weeks I've seen!

[@karlyd7274]

I love your mom wearing the MLC sweatshirt. The Blue Apron food looks really good.

[@anjee5171]

Loving this length of hair on you atm!! Stay amazing Monica ! Greetings from South Africa

[@sarahq1591]

Graham demands a $200 budget 😅 💵

[@ivankrasimirovralev]

Let's go for 200!!

[@LauraJiang]

thanks for sharing Monica!! always enjoy these kinds of personal finance videos and also recently moved to the Seattle area so seeing how you spend your money is a good heads up :)

[@MonicaChurch]

That is so exciting! Welcome to Seattle. Don’t speed on Westlake Ave lol

[@UnderTheSummerSun]

I think that Graham’s editor will have hard time cutting out all those blue apron references...

[@julhippo]

Poor Jack LOL

[@anner6063]

use overnight oats for simple to go breakfasts. or just have some bread in the house. literally takes 1 minute to prepare a bread and chese/whatever sandwich

[@amr_adel0]

good job Monica, really like your attitude and atmosphere, you give me the energy to work and finish my work, you deserve support, watch you from Egypt and wish to meet you someday, who knows I'd come to palm springs to just meet you and Shelby ❤

[@MonicaChurch]

Thank you!

[@mayarahman9995]

This is hilarious I got a blue apron ad before this!!! I came after watching Graham’s video :)

[@harshilsolanki8741]

Graham has challenge you to do it for 200 dollars a week..we want that video!!

[@joaops]

I'm a Brazilian for me it's so interest to see things from Seattle I can't wait to visit the city

[@mabeldownes7989]

Okay. I have a confession. I think I watch your videos for all the wrong reasons lol. I just want to see your cute outfits. Can I have shoe deets @7:50 ??? LOVE THEM!

[@Tmarstoni]

I think time management is the issue at hand not the spending... also girl what kitchen is it thats under remodel? I need stability in this gals life!!!

[@000AnnA000D]

she bought a house in palm springs and shes fixing it up

[@cellyjelly7375]

When you stopped at the STBX for the 3rd time, I laughed so much. There was genuine shame on your face LOL

[@LM53180]

One tip is to take $500 from the atm every week and spend that cash. Or start with $600 if it's easier. It's so easy to spend money with credit cards, but using cash can help to control impulse buys.

[@sammyg2808]

I loved both your parents reactions to your meals! So cute!

[@nannibunni]

Didn’t you also shop at aritzia the day you got the shoes? I thought I saw that in a vlog?

[@saphiaer]

Didn’t she go to Aritzia(?) this week ?

[@kjmok]

it's so cool that your mom's wearing your Millenial Life Crisis merch

[@brittanyblonde9005]

Please don't leave yourself that low on gas. My mom told me a story that once one of the neighborhood kids busted his head open while playing and the other kids came knocking on her door. She had to rush him to hospital but she had to stop for gas on the way while he was bleeding out everywhere in her car. She would always leave her car on E before that time. Ever since she fills up when she's down to a quarter or half tank just in case of an emergency. Now she lives 1 hour outside the city so it's even more important. You never know what's going to happen and you don't want to stop for gas on the way to getting emergency intervention. She told me this when I started driving and I live by it. Never thought I'd use that tip, but It came in handy just last year when I husband got home from work complaining of chest pain, he was having serious heart palpitations and I had to rush him to the ER. I would have been so upset if I had to stop for gas while my husband was having a potential heart attack in the passenger seat.

[@MarissatheXplorer]

Yes with a 200$ budget next time!

[@4Dangert]

Parking ticket + speeding ticket in one week is pretty impressive 😍. Seriously your videos are the best.

[@investinstyle-financeinves1181]

If I lived in Seattle, Pikes Place Market would be my second home.

[@melw3518]

To make the wine/champagne chill faster, put some water with the ice in the ice bucket (or wrap the bottle in a wet cloth/paper towel and put in the freezer for 15 minutes) and it will be chilled for you to drink. Maybe do a monthly budget - what your monthly expenses are including phone etc?

[@MariaAndersenCrypto]

Monica you’re my inspiration! Because I wanna get a real estate license too☺️ one day

[@AnneArrell]

I live for any and all Church parent content

[@christinabukowski]

Ooo random, banana, spinach, blueberry, maple syrup and cinnamon smoothie tastes really really good, but make sure the ratio of spinach is a lot higher than blueberry so it’s green

[@juliayncera]

I just discovered your channel and I love your vids! Side note, I miss these grocery prices sooo much :') ahh what changes can happen in a year

[@annapolivkova9280]

Loved this video! Also can’t wait for Graham’s reaction 😁

[@moonbear98]

Love these types of videos!

[@starrypunk20]

Absolutely loved this video. You had me engaged the entire time 🧡🧡

[@LauraHoyda]

Your mom really sold me on Blue Apron there. Influencer family game strong✌️

[@swangxswang]

WOW you did so good!! You work two jobs and are thriving!! I'm sorry some of these comments are not it. Some people just don't like to see powerful women who have money to spend. You're killing it Monica! Love your videos

[@alexconsidine5691]

Definitely being on the go bring some snacks with you so that you don’t have to stop by Starbucks! Or run into a grocery store and get a premade wrap/salad/sandwich, they are wayyyy cheaper at the grocery store then a Starbucks sandwich. Tips from my broke college days😅

[@wyatt4778]

Can’t wait for Graham to watch and react to this video!

[@kaitlinxo8333]

so crazy to think ive been watching you since you were in high school and im 22 now

[@victoriakennedy4811]

you need hello fresh or something which they deliver food for lunches etc ahead

[@MeltemOriginal]

Cant wait to see Graham react to this video hahah

[@Aaaaaaaaaaaa126]

Now imagine if every week you invest of the leftover money! You should do a video where you invest the leftovers, no matter how small, so that we know good ways to do that! It’s something that I want to try but it’s so scary to me

[@whynotunicycle]

love love love all these finance/budget videos! great inspiration for me

[@Jamiebark]

You didn’t count your Aritzia and crate and barrel the first day:

[@kaziislam9365]

Without the parking and speeding tickets, you did pretty well.

[@MeganW_88]

You should look into The Budget Mom. She goes over budgeting and how to track your $.

[@evepaludan7713]

Who else got a Blue Apron ad? =)

[@WishAtElevenEleven]

I find that meal prep boxes like blue apron and others don’t work well for one person. I live by myself and find it inconvenient that usually the lowest possible number of portions you can get is 6-8 depending on the brand. I end up forcing myself to make all of the food before it goes bad, rather than actually enjoying it. More often than not, I’m tired and want something convenient, like you did with the pizza. I wish you could buy these with only 1-2 meals but I understand why the companies don’t offer that.

[@MonicaChurch]

Blue Apron does have a 2 meal option!

[@WishAtElevenEleven]

@@MonicaChurch oh nice, so 4 portions minimum. That would be more manageable. Make 2 dinners and have 2 leftovers for later

[@JustCallMeAnnie]

That Saturday bright blue top looked amazing on you!

[@TheBudgetingWife]

Loved this!! Thanks for being so open in sharing your finances. And those shoes! Super cute and got them on sale! 🙌🏼

[@malikrizwan9894]

Sonice

[@kimberlygonzalez3148]

Speeding tickets in La can be hundreds more, $139 isn’t bad

[@Runningfeet]

As a gernan I‘m very happy that our speeding tickets are so cheap like 20€

[@robson9000]

@Graham Stephan Say’s $200 Budget next time, Don’t think he like the multiple visits to Starbucks 😂, Great video 👍

[@ashleyharland_]

You should prep some overnight oats or protein muffins for breakfast! That way you don’t have to stop at starbies and you’ll get way more nutrients out of your food. Plus it’s better for your budget 🤪🤍

[@allthehui]

I can't wait until Graham reviews this! haha loved the video :)

[@priscilaazeneth]

I loved this video! Can you do one where you try different meal kits?? You have to try snap kitchen. It’s microweaveable food for your super busy lifestyle, healthy tho and flavorful! It’s based in Texas so it’s got flavor. I think for how busy you are this might be a good option over Blue Apron cooking dinners.

[@681Group]

So freaking entertaining! Put mom and dad Church too! Yes, make more vids like this! Go Monica Go!

[@jennibennett9636]

Aww your mom wearing your merch

[@megcreates2.0]

Wow Monica!!!! That tank top color is so cute on you! You should wear blue more often!

[@CandaceMountain]

You should try it with a budget of $200. Just stay away from Starbucks and you can do it.

[@ouis_med]

No one : Graham : wait for it ..... smash the like button

[@Elizabeth-mf3dn]

You going to Starbucks is literally me 😂😂😂😂😂😂

[@brilliantlyizzy725]

Well done! Love these sorts of videos. Also massive kudos to the guy wearing the Maori All Blacks top at 8:23, love the repping :)

[@williamehlers5158]

We just love a good, undisclosed sponsorship for Blue Apron And yes I know it says so in the description...which no one reads.

[@graces1041]

pretty sure FTC guidelines they have to say it in the video

[@williamehlers5158]

Grace S they do. And brands the brands and influencers know that. She straight up lies in this video saying she bought Blue Apron with her own money. She didn’t buy it. She was sent the box for free.

[@adrianax182]

that is so nice the guy from the store gave you advice rather than just letting you buy a new cable thinking yours was broken 🥺

[@mathildeboucher2672]

LOVE the editing and the new font!!!

[@amymcintyre7032]

Yes would like to see another what I spend on a week video.