Halal Investing Take Charge of Your Financial Future | Fatima Iqbal

[@MASICNAConvention]

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[@zainabfathima4412]

1-have a specific goal 2-is it realistic or reachable 3-is it relevant 4-u can achieve goal in the decided time 5-invest 1st the spend 6-eliminate debt 7-there r always going to be ups and downs in stocks 8-understand risk capacity 9-check the investment r halal or not 10-avoid haraam investment use the money to benefit urself and also for the betterment of the community

[@withhopenadia388]

Thank you!

[@maryjaylinda3573]

*WHOEVER THAT'S READING THIS , I PRAY THAT ONE DAY YOU WILL REACH YOUR DREAMS.* *ALWAYS KNOW THAT THE SECRET OF YOUR FUTURE IS HIDDEN IN YOUR DAILY ROUTINE. SUCCESSFUL PEOPLE DO DAILY WHAT THE UNSUCCESSFUL DO ONLY ON OCCASIONALLY.* *That's why the rich I n v e s t and the poor don't.* *The older I get, the more I see a straight path where I want to go. If you're going to hunt elephants🐘, don't get off the trail for a rabbit🐇.*

[@berwaldjane362]

Most people remain poor only because friends and relatives discouraged and advised them against investing and trading forex while the wise ones kept investing and going higher financially

[@MohammedIbrahim-md8zm]

@@berwaldjane362 Hello,I’m new to forex trade and i have been making huge losses but i recently see alot of people earning from it.Can someone pleas tell me what I’m doing wrong

[@hannahjoy3645]

@@MohammedIbrahim-md8zm All you need now is a professional broker else you gonna continue blowing off your account

[@hannahjoy3645]

@@MohammedIbrahim-md8zm Investing all my saving with Expert Mr Walden Carlin has been the best decision that I have taken, when I met him in germany at a conference i invested 💶€25000💷 into forex with his broker and made back 💶€250341💷 in not less than 7days. You can try him also

[@williamsdickson7991]

@@hannahjoy3645 Wow!!!I’m just shocked you mentioned and recommended Mr Walden Carlin trading services, I thought people don’t know them..they are really awesome when it comes to forex trading and giving signals.

[@dancyjohn6873]

Hello. I'm actually looking for a good trader that can help me trade and make good profit, I've been seeing so many recommendations but i don't think they're trusted. Please do you have any recommendation?

[@eduhunfry4359]

Most time having knowledge or insight about a particular activity can as well be a pleasing exercise. I can boldly say that forex and crypto trading is one of the profitable money exchange services that elevates investors and their financial status.

[@joyjeff8878]

That's true most people today have been having a lot of failures in stock sector because of poor orientation and bad experts

[@drakeamstrong1757]

I have been seeing so many recommendations about miriam klein , her strategy must be good for people to talk about her

[@legendsusan7330]

I did invest with her and I made huge profits

[@charlessam1465]

I saw the recommendation but I didn't bother chatting her up I keep loosing teally i still don't understand how the forex market works tho

[@candicecampbell9887]

Wow....love how she showed the empowerment we can have as investors. That's way too cool.

[@Alic-cm3kk]

So interesting adding more knowledge. To our RELIGION.

[@hassaninvesting]

Ma'shallah great advice!

[@banglawaz7116]

Thanks a lot. Iam Bangladeshi.

[@Farifaro]

jazak Allah for explained so well

[@MrZERK7]

MashAllah sister Fatima.

[@n.8690]

Do you have a tip for "purification" of the portfolio, i.e. finding the right stocks to invest? As you said AAOIFI standards sometimes are not sufficient

[@Nse360Sikkankr_1M]

Investment is halal but you have to select the stocks with halal condition

[@ahmedlaari9406]

I want to invest in halal business which will multiply my money and re-invest it again to help my Muslim brothers and sisters Let me know if you know something Remember I need hala investment

[@Rajolmuslim]

amazing speech!!! thank you!

[@tomasmatusek6292]

Is only one way, and it is that muslim must doing that for muslim ppl, with halal way.

[@HalalTimes]

Excellent talk. I enjoyed watching it

[@Naved897]

Yes, I want to halal investment

[@hanifabihanifabi5268]

Masha Allah u can.are u aspirant

[@debashischatterjee8761]

Who says "Economics has no religion"???

[@NiNa-yo9dh]

Halal investing... financial future ... I thought it was about akhirah, I mean investing in akhira by giving charity, investing in charity to multiply your rizk..." Increase baraka"? Give!! Ok "keep money for retirement" but not speaking about reliance in Allah, do we know how long we are going to live, ok it seems logic but I am quite surprised... Everybody is a financial planner for its own""what do money means for us? And how we can help our comunity?"" By helping each other, giving charity, investing into humanitarian projects and activities, thinking "ourselves" and not only "myself", not spending money into futilities, false luxuries, expensive cars, clothes, cosmetics... it is unfortunately a big waste for humanity. We live in a too materialistic world where money is not the only value

[@hanifabihanifabi5268]

assalamualaikum warahmatullah. yes in crypto should not be invested rather can be used to send and receive money as technology. if u are invested in that it means u are buying and selling nothing but just empty thing based on speculation. many ulama say its problematic. cannot say haram allah hua aalm. why don't u create one telegram channel and send me link we can discuss there InshaAllah. and can post fatwas of ulama i am getting many queries in youtube comments. i am unable to answer every body. it will be sadaqa jariya

[@NiNa-yo9dh]

@@hanifabihanifabi5268 Alaykoum salam, yes this is a good idea to create a channel to answer people interrogations, (although I don't know about "telegram"??) but I don't have that much knowledge about the matter to take this responsibility...

[@hardlaughs8462]

Tell me which aya or which xafiith says 5% of riba is ok. That is the way of the people of book (jews and christians). They adjusted and changed their deen but our deen is complete it does not need adjustment. The islamic scholars do not have right to adjust our deen and make fatwa without daliil.

[@CEO-l7w]

There’s no such thing ....No 5% or even 0.00001% RIBA is RIBA

[@hanifabihanifabi5268]

Assalamu Brothers who is a trader or interested in trading here

[@omar-9617]

@@CEO-l7w you dont control it either mor responsible.. if you strt an company based on that 5 % than yes

[@_shabbir_ahmed]

Hi im from india how can i invest in these mutual funds

[@gooddeeds9928]

Live longer my sister 🙏🏿

[@nayemuddin5148]

is halal captcha typing job like 2 capcha or kolotibablo?

[@juanvaldes3891]

Salam, what are your thoughts on Prosperitrade they only do halal stocks. Prosperitrade they did DD on EXAS with an oncologist as a special guest.

[@afzalkalyankar2779]

Good

[@liyakatalikhan4103]

Salam to all my American brothers and sisters.

[@kaiandm1320]

Wa alaikum asalam wa rahmatu Allah wa barakatuh

[@anwaranwar-zl5nv]

Her position and name?

[@akmshafiulalam2472]

I NEED HALAL INVESTMENT

[@n.8690]

Please be aware: Most stocks are haram...

[@fahimhj5840]

1st comment

[@RASHEEDKHAN-hj4ze]

Halal business

[@ahmedsabir1181]

Assalamu Alaikum sir Islamic shariya Halal investment, shares market Kuchh company ke naam hai wahed investment ,TATA Mutual Fund ,Reliance ethical fund janseva credit society inmay sya ismein investment karna Kaisa please Or bie company hugie na aap🤔 Hamari rehnumai Kijiye Shukriya Full Making video My India🇮🇳

[@hanifabihanifabi5268]

wa alaikum assalam.bhai usme mat jao kyun ki aapko pata nahi ke wo kya kar rahe hai.dikhta kuch aur hai hota kuch aur hai.koi intraday trading karni chahiye commodity ya currency long term currency haram and short term stock trading unethical

[@abdulj2k]

I don’t understand how a return could be made with investing in a halal way. The S&P 500 has averaged a 10% rate of return each year since god knows when. profits are made through these returns How does Islamic investing differentiate? Where is the profit coming from through investing into stocks and shares when investing in an Islamic way?

[@hanifabihanifabi5268]

Ofcourse s and p and options are majorly haram. Even stock market. The only way to earn halal is by currency and commodity that too in a very careful way

[@hanifabihanifabi5268]

@Hakbak dds but majority expert traders opinion is if u go into halal companies which are not performing well.whats use of halal investing.its not charity. Alhamdulillah we have been investing in forex from long time and getting great returns in undoubted halal income. In companies u cannot be so confident of halal . U need to keep track of invested company

[@hanifabihanifabi5268]

@Hakbak dds we have done lot of investment and have lot of experience alhamdulillah. It's really risky. U can contact our team. [e-mail]

[@almesniliya12lb42]

The Stock Exchanges and the Islamic Perspective In the capitalist system, the stock exchanges play the same role as the interest system which confines and concentrates wealth within a small circle of people. The stock exchanges are even more harmful because they turn the economy from trading in real goods and services to mere numbers and papers from which people profit and incur losses. In this system, wealth is inflated multifold without any real production of goods or services. When the markets rise the people get the illusion that the economic growth is high and similarly when the markets plunge low, people are shocked because their wealth which they possessed or thought they possessed is blown away while the financial speculators take away the real wealth. An ordinary investor makes a profit by buying shares and selling them off when the prices increase, while a speculator earns his profits through the so called short term trading wherein he buys shares and disposes them in order to bring down the prices. Indeed, the stock exchanges and financial markets are the cradles of capitalist crises which leave behind scores of people poorer having exposed them and their wealth to severe losses. However, under Islam the buying and selling markets are regulated by the laws of Shari'ah which are a guarantee against conflicts and ensure that no one usurps the wealth of others by invalid and wrongful means. Some of these regulations are: A: Any goods not owned and possessed by the seller are not allowed to be sold. Therefore any good that has been bought but not taken possession of, is prohibited to be sold. The practice of the stock exchanges is that shares and goods are bought and sold many times over while they remain in their place, neither in the possession of the seller nor of the buyer. B: These rules forbid speculation whereby the prices surge up not because of an actual demand or selling of the goods, but because it is meant to cause an increase in price. This is the practice in the stock markets currently. The increase in the prices of crude oil in 2008 is proof of this. C: These rules also prohibit the purchase and sale of the six commodities unless it is with immediate effect, hand to hand transfer, while if it is for the same commodity, the sale will be invalid without the quantities being equal and without immediate transfer of possession. These commodities are gold, silver, wheat, barley, dates and salt. Therefore the selling of these commodities against each other is not valid unless it is done with immediate transfer of possession, and selling of these commodities (the same commodity) is not valid if done without taking possession and with equivalent quantities. For instance in selling of gold for gold or wheat for wheat. Differences in quantity and deferred delivery is not allowed. But the practice in the commodities exchanges is in contravention to this and hence invalid. Any delay in taking possession of these commodities especially during exchange leads to problems. The crises emerge as a result of high volatility, price differentials and deferred possession, driven falsely as possession is not required for initiating the trade. Consequently it becomes similar to gambling and its adverse affects like manipulation of prices, losses and crises are obvious. D: The Shari'ah rules prohibit transactions of shares because the public limited companies and as a result their shares are invalid. These shares are certificates which comprise mixed amounts of permitted (Halal) capital and prohibited (Haram) profits in the invalid contract and transaction where the principal amount and profit get mixed up. Each share certificate represents an equity share in the assets of the invalid company and such assets have been amassed as a result of invalid transactions prohibited by the Shari'ah. This becomes prohibited (Haram) money and the shares of the company would include Haram 80 assets. This renders the shares Haram, whose sale, purchase and transaction is prohibited. This applies both to the ordinary shares as well as to the preferential shares which accrue profits under all circumstances and which have access to priority payment in case of the winding up of the company and disbursement of profits. Similarly, it is also not allowed to purchase shares on interest based loans offered by the share broker or others to the buyer against mortgage of shares itself. This is because it is akin to interest and shares are mortgaged. These actions are prohibited by the Islamic texts for the one who consumes interest, the one who pays interest, the one who records the transaction and the one bears witness to the transaction. It is also not permitted to sell shares that are not owned by the seller and are 'acquired’ by way of the promise of the broker that a loan would be given at the time of delivery of shares. This amounts to selling what is not in possession of the seller (the broker in this case). This prohibition becomes all the more severe when a condition is stipulated that the price is to be paid to the broker so that he gains profits from it through deposit with usury/interest, so he gains money for his lending the shares. It is also not permitted to sell or transact shares because the shares are a debt to the company which invests this money for interest and also because it is prohibited to sell debt with debt. Thus the sale and purchase markets in Islam achieve Halal and secure trade free from the threat of crises, disputes, speculation, gambling and cheating. They are clean markets with clean hands which comply with the rules of the Shari'ah in all transactions.

[@NiNa-yo9dh]

@@hanifabihanifabi5268 investing in currency? What about Cryptocurrency? I recently heared scholars advising not because it is haram

[@asd-ip5hj]

Stock market is haram. don't fool people. 5 percent of the interest is haram as is 100 percent.