I'm glad they kept the name "Apple Card Savings Account" basic and to-the-point. Financial things are intimidating, so making it obvious helps people on the fence about switching.
@thebootielover Жыл бұрын
If Apple was really smart they would raise cash back percentages. Apple products 4%, apple pay 3%, and apple card 2%. This is what I want Apple to do.
@عماارعمار-ر2ش Жыл бұрын
@@thebootielover battery iPhone 14pro Max best or ipad pro M2 12,9?
@Jearrod Жыл бұрын
I don’t have it yet? How do I get it because i don’t have that option
@gabepaz2640 Жыл бұрын
At 1:44 I don’t have that savings button. What should I do?
@jjodom1010 Жыл бұрын
For the first time in my life I now have a savings account! Granted it only has $1.50 in it but hey, it’s a start.
@miguelonysuschevys4809 Жыл бұрын
Congrats 🎉!!! Hey its better to have the account then not have anything at all🤷🏻♂️
@theodorehaskins375610 ай бұрын
Bravo! Kudos to you for getting started, as that’s the 1st step, because if you don’t take the 1st step, you can’t take the 2nd or 3rd step, therefore, you can never finish, because if you don’t take the 1st step, you’re already finished. Congratulations! Cheers 🥂
@GamerPalmSweats Жыл бұрын
I find the best way to use the Apple Card to gain Apple Cash is to setup small automatic payments with it. Examples: Setup your cellphone, steaming services, and other small bill payments with the card. Than pay off the bill in full with your debit card every month. You’ll build consistent credit this way too.
@parryan1800 Жыл бұрын
I want to do this, but I’m too thick to figure out how. Can you tell me how you did it?
@momorgan9793 Жыл бұрын
I saw your video a couple of weeks ago talking about the card. I applied for it that day and got it. Got the physical card about 3 days later.. After this video, I set up a savings account.
@jenovaizquierdo Жыл бұрын
Next thing for Apple to do is to come with cellphone provider. 🤩
@l1uywpap1 Жыл бұрын
And real hearing aids… 👂
@jenovaizquierdo Жыл бұрын
@@l1uywpap1 there is hearing aid in Accessibility > Hearing Devices, is that what you mean or even better then that.
@l1uywpap1 Жыл бұрын
@@jenovaizquierdo AirPods are the only thing Apple has that are Assisted Listening devices, they are not adequate for hard of hearing individuals.
@thebootielover Жыл бұрын
If Apple was really smart they would raise cash back percentages. Apple products 4%, apple pay 3%, and apple card 2%. This is what I want Apple to do.
@jenovaizquierdo Жыл бұрын
@@l1uywpap1 I see.
@kennethcintron8317 Жыл бұрын
Mine is not giving me the option for a savings account 🐬
@deckhandbob Жыл бұрын
Make sure IOS on your phone is version 16.4.1
@jko0526 Жыл бұрын
Already set it up on the first day when I seen the +4% APY. It was a no-brainer!
@Ded-Ede Жыл бұрын
With my credit union, I Currently I have several savings accounts like my property tax account, vacation account, vehicle insurance deductible, etc etc. so I would like Apple Saving to have separate nicknamed sub accounts or buckets under the main Savings account to visually categorize my money to make sure I saved enough for each particular task. Hopefully that comes soon.
@sfrealestatedealmaker6001 Жыл бұрын
Good one @ Ded Ede
@roberthicks686 Жыл бұрын
Just opened mine and transferred Daily Cash into Savings. This will certainly upset some banks just because of the ease of setting it up.
@SpeedyHand Жыл бұрын
When I click in my Apple Card and Daily Cash I don’t see savings why is that
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@richard1113 Жыл бұрын
I didn't get the pop-up to transfer my Daily Cash and I see others in the comments having the same issue. It turns out I never verified identity on my Daily Cash account. Once I did that I was able to transfer my Daily Cash directly to the Apple Card Savings.
@mhscamp Жыл бұрын
Thank you! That was my issue also.
@christianacosta3776 Жыл бұрын
Already moved all my money in savings from my current bank which is paying 0.02%. Apple is basically giving away free money if you manage yourself properly.
@Native722 Жыл бұрын
Keep in mind this apy generally moves with fed rate so it move all the way down to 0.50 apy
@dagobs23 Жыл бұрын
@@Native722 yes but apple will keep it high to get people in. I moved 16 k today. Do the math.
@Painfulwhale360 Жыл бұрын
@@dagobs23 can you move another 16k into my bank?
@dagobs23 Жыл бұрын
@@Painfulwhale360 does your account pay the same? Lol. Even if it’s for a couple months. Nice return. Not much out there
@Painfulwhale360 Жыл бұрын
@@dagobs23 I personally offer 10% 😂
@AngeezyGoneKrazy Жыл бұрын
Doesn't show me that option
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@AngeezyGoneKrazy Жыл бұрын
@@deckhandbob thanks
@ModernMoneyHabits Жыл бұрын
Just waiting on that Apple Checking account
@eddyconcepcion4182 Жыл бұрын
Question it didn’t pop up with the Daily Cash on the saving like your video
@elieserquintero1463 Жыл бұрын
What can I do if I don’t have that opción to set up savings ??
@rachellemulder4097 Жыл бұрын
I don't have an option for Apple savings account under the daily cash tab and I would like to set that up
@Noel-bd1uj Жыл бұрын
Me either I don’t know why
@joepeckjr.8133 Жыл бұрын
Apple Savings is available with iOS 16.4 and later.
@scottlinder2066 Жыл бұрын
I’m not showing that option yet
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@scottlinder2066 Жыл бұрын
@@deckhandbob I figured it out. You actually need to have money on your Apple Cash card for it to give you the option of opening the account. Once opened, you can transfer money from a financial institution.
@randyfhorvath Жыл бұрын
I can’t seem to get my Apple Cash transferred to the new savings account. It didn’t ask the question.
@bluefe8545 Жыл бұрын
Same here
@tylervogus4114 Жыл бұрын
Is it not giving to everybody. Cause I’m trying to see if I need to update anything. And I don’t have any updates. And I don’t see it where you showed it was
@AaronMcFarland Жыл бұрын
I didn't get the option to move my Apple cash to my savings I just set up and not sure how to move it. When I go to add money to it, it only allows my bank account to put money there.
@RowdyGeronimo Жыл бұрын
Opened it up a hour ago or so. Thinking of closing my local saving account and going all in into this one. I hope that’s not crazy. 🐬🐬
@zachg3069 Жыл бұрын
Same, I will still keep a CU in case I need a car loan or something one day. Also, what would I do during the 1% of the time that I need some cash. There are some things that I think i still need from a CU
@MrWhiterunGuard Жыл бұрын
Just put $200,000 in this and another $200,000 in something like CIT or UFB. Diversify even with your passive income. This is the maximum low risk method, if you don’t mind risk then put some into an ETF.
@SeismicSales Жыл бұрын
@@MrWhiterunGuard Agreed. Moving majority of my savings from bigger BofA to Apple and just holding at Apple. Im using this Apple account for the 4.15% and not a spending account. Just hope they dont get hacked.
@SeanMcClintic Жыл бұрын
Keep in mind your ability to get physical cash. If you are 100% with apples savings account, I’m not sure you can use an ATM or other method of getting direct cash.
@SeismicSales Жыл бұрын
@@SeanMcClintic yes agreed. Use Multiple banks. Like they say. Don’t keep all your apples in 1 basket? Hahaha. Come on!!!!
@TrueAmofah Жыл бұрын
I don’t have the option to sign up does it require iOS update?
@MinecraftGamer_346 Жыл бұрын
I don’t see the button savings or setup
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@NEHASHARMA-ez1kb Жыл бұрын
When I open up my wallet and go to my Apple Card and click on Daily Cash I don’t get an option for setting up a savings account….why is that?
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@cayenne5021 Жыл бұрын
Hi! I am having trouble finding an online website for the apple hysa. For example if my phone gets stolen or lost how do I check my account?
@i1DERProductions Жыл бұрын
Out of curiosity and inexperience, does the 3% also count for Uber One subscription?
@carloshernandez-wi9sq Жыл бұрын
where you get your wallpaper?
@lllFIINESTlll Жыл бұрын
I don’t get the savings option on my phone
@THEFIRE360 Жыл бұрын
Is there automatic deposit from my regular bank account to the savings account?
@Ultrajamz Жыл бұрын
If they keep the rate good and dont limit # of transactions in or out I’m good with it
@9to5Mac Жыл бұрын
They will not limit number of transaction but APY is deff subject to change.
@Ultrajamz Жыл бұрын
@@9to5Mac yep… wonder if there is a good way to keep track of it, some banks really stealth you with bait and switch!
@VDZ205 Жыл бұрын
Why mine is said not available when press continue
@snowdenrae Жыл бұрын
I did it with you but didn’t get the pop-up option to add my daily cash balance to the savings account. How can I do this now?
@juancalfaro-torres254 Жыл бұрын
I do not see the option to open the savings account
@geraldpolymath Жыл бұрын
Yes I just opened the savings account to try it out. I hope Apple keeps this because it is real easy to transfer money in.
@RonnieGreher Жыл бұрын
Moved my Daily Cash to savings account. I’d like to see the ability to automatically transfer money into the savings account on a recurring basis. That would be a great feature. 🐬
@jakelonganbach Жыл бұрын
If you go to the account info you can find the savings account routing and account number. You can just use that to set-up reoccurring transfers from your other banks
@marlonregis931 Жыл бұрын
I don’t see the option for savings i have the cc already
@BlackDub21 Жыл бұрын
Update your device!
@meterdoogles Жыл бұрын
@@BlackDub21 Mine is updated and it still isn't showing
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@kreedTech Жыл бұрын
I didn’t get the option to move money from my Apple Cash card to the savings account….
@deckhandbob Жыл бұрын
Make sure IOS rev on your phone is 16.4.1
@kreedTech Жыл бұрын
I had to very my identity in the wallet settings for the cash card. It was smooth sailing from there.
@user-wr4yl7tx3w Жыл бұрын
I could not transfer funds from Daily Cash. No popup screen appeared like in the video. May be an Apple software glitch.
@HtS643KyS6555GxQ3edA Жыл бұрын
The interest is taxable though. Might be better to use a non taxable money market fund
@extremepcs2807 Жыл бұрын
The daily cash election part isn't showing up for me. Only a section to refer friends and a merchants section below that.
@extremepcs2807 Жыл бұрын
Updating to the latest iOS version fixed it for me, just in case anyone else has the same issue.
@Zuhkee Жыл бұрын
@@extremepcs2807 hero
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@justindrakesantos3648 Жыл бұрын
i just got approved for an apple card and am currently having problems finding the savings account set up, do i need to use the card to find the option?
@Ryan-iq2zd Жыл бұрын
I just signed up for the savings account and didn't get the pop-up to transfer my apple cash money into my savings. How do I do that now?
@TheDIM16 Жыл бұрын
I don't see the savings option in my Apple Card menu, please advise
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1
@JasonBetthauser Жыл бұрын
Why isn’t “savings” showing up for me? I have Daily Cash and an Apple Card set up.
@automat8 Жыл бұрын
Thanks! I don't have an apple card. Is that difficult to get?
@gtpime Жыл бұрын
It’s as difficult as any credit card.
@joshseltenright Жыл бұрын
I don’t See the option to add savings in Daily Cash. Anyone else?
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@none1833 Жыл бұрын
So how often do we see them add interest. Is it monthly or yearly?
@mgarcia2272 Жыл бұрын
I have the same question.
@gtpime Жыл бұрын
Monthly.
@Foxy-Llama Жыл бұрын
Receive Monthly but it’s compounded daily
@spellcasther7099 Жыл бұрын
Daily
@EricsonHerbas Жыл бұрын
Do you know if this new Apple's Savings can be linked/connected to Mint? thanks a bunch!
@plussizmami Жыл бұрын
Available with just Apple Cash no credit card?
@X139T Жыл бұрын
No
@luisaldaz Жыл бұрын
I have Apple Card but its not giving the saving option yet... maybe soon?
@skyllerkyller Жыл бұрын
Does this run your credit
@ChrisTennis Жыл бұрын
I'm Android user, and wonder if I could access Apple Card and Savings account from my Galaxy. Please enlighten me, TY.
@user-wr4yl7tx3w Жыл бұрын
how to transfer money from Daily Cash to the new Apple Savings account?
@hayleykenyon5679 Жыл бұрын
I just signed up for a apple card today. Do I need to start making purchases in order to see the savings account option once I click daily cash? I currently do not see the options under Daily Cash Election or the Daily Cash Election option for that matter. - PS love the EVRFWD sweatshirt shoutout to Maxx Chewning!
@9to5Mac Жыл бұрын
Firstly we love Maxx Chewning! Secondly, since you just signed up it could take a few days to give you that option. But keep checking, it should show up soon. Daily Cash back is one way to earn in order to add to your savings but you can also just deposit from you bank into the savings account
@9to5Mac Жыл бұрын
Also make sure you are on iOS 16.4 or newer
@hayleykenyon5679 Жыл бұрын
@@9to5Mac Thanks for the quick reply! And eat more sour strips! ;)
@hayleykenyon5679 Жыл бұрын
@@9to5Mac This solved it! Thank you!
@spinozey Жыл бұрын
@Spider iPhone X doesn’t seem to have the option either.
@macinman Жыл бұрын
I'm currently searching on how to deposit money from my apple cash into savings. It only gives me the option to deposit from my bank account, and under add bank accounts, doesn't give me an option to add apple cash to those accounts. Am I missing something?
@macinman Жыл бұрын
Thanks for the reply, when I came back I couldn't find the reply directly in my list. Anyway, I had gotten confused, I was thinking of Daily cash, and found out that once the savings account is open, all future daily cash will go into that, but not cash prior to the account being opened. So I'm set. Will look into apple cash as well, if it can be used.
@jmwdba Жыл бұрын
I get the message Apple Services are currently unavailable when I go into my Apple Card and try to set it up.
@robertmunguia250 Жыл бұрын
So what does that mean? Savings you cannot touch for lengthy period of time?
@deez9888 Жыл бұрын
I wish we had Apple Card and Apple Cash in the UK 😭😭😭
@dukex1391 Жыл бұрын
What do you answer to the IRS question? What is that asking?
@anthonymarzorati2793 Жыл бұрын
Can you receive an actual Physical card or no?
@MrQuay03 Жыл бұрын
Does it work on Android or Macbook???
@foodini666 Жыл бұрын
as of 4/20/23 still not showing in my app. i have had an apple credit card for a couple years.
@9to5Mac Жыл бұрын
interesting, Apple seems to be slowly rolling it out.
@foodini666 Жыл бұрын
@@9to5Mac I updates to latest version of iOS 16 and got it to work. I already had 16 but not the latest latest update
@GrizzlyUrsusArctos Жыл бұрын
I have current update but there’s no 3 dots!
@Go_kncrijv Жыл бұрын
When it’s going to be released? Because I don’t see it on my phone
@gtpime Жыл бұрын
Make sure to update to iOS 16.4.1.
@saurabhmarwaha2665 Жыл бұрын
Do we get a savings account and routing number for Apple savings account to directly pay bills and mortgage?
@e36er4life Жыл бұрын
Can someone answer this
@scottsuggs3 Жыл бұрын
If you go to 4:12 in the video you can see “routing and account numbers” on the phone he shares on the screen. Not sure if that helps or not
@past_o_rama Жыл бұрын
Whatever happened to Apple Pay later? is it available yet?
@1Autoriot1 Жыл бұрын
I just applied and received my Apple Card for the first time yesterday. I don't have the "Savings" option on my Daily Cash menu. Is that because you need to have made a payment on the card first, i.e. acquired some cash back/Daily Cash, to put into the savings before you can sign up for the Savings Account?
@foodini666 Жыл бұрын
i've had an apple credit card for about 2 years and its not showing on my app either. it must not be 100% rolled out for everyone yet?
@1Autoriot1 Жыл бұрын
@@foodini666 Ahhh, well then! I wonder if other people are having the same issue. None of the reviewers or people making content on this have ever mentioned it not showing up. They all talk like we should all be seeing this "Savings" option on our cards in our wallet. That's just not the case for some. I just want to know what I need to do to get it! LOL!
@foodini666 Жыл бұрын
I updated to latest iOS 16 and it works now.
@fines3222 Жыл бұрын
Can the routing numbers provided by the Apple savings account be used to pay credit card balances from other banks? Thanks in advance.
@EstaDePiPi Жыл бұрын
can't wait to actually get the card, should be here by next week, btw what's the stand your using for your iPad
@LAGirls-lv5gh Жыл бұрын
Just open Apple Cash account but could not find Apple savings?
@winlaren23 Жыл бұрын
Me too, there’s no option to set up savings
@r4fv7 Жыл бұрын
If I don’t have an Apple Card can I still apply?
@Casperarizona Жыл бұрын
I tried opening like you did. I am under review now! See how long that takes!
@theendoffaith5903 Жыл бұрын
I don’t have the servings option on my account… help anyone?
@SeismicSales Жыл бұрын
does not show up on my phone..
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@SeismicSales Жыл бұрын
@@deckhandbob thx updated!!!
@Mike-ti8bw Жыл бұрын
Is there any monthly fee?
@9to5Mac Жыл бұрын
No monthly fees!
@kth0409 Жыл бұрын
What happens if I lost my phone?
@carlosarias1 Жыл бұрын
I see the benefit, but I also think is because of the high interest rates, so I would say, do it now, but don't think it will be forever!
@techinrl9869 Жыл бұрын
Mine didn’t work. The new account set up and I got an email from Apple/Chase telling me the account had been set up, but it never gave me the option afterwards of transferring my current Daily Cash into the new account. There’s no visual evidence in the wallet app anywhere that there is a new savings account.
@techinrl9869 Жыл бұрын
@@yourmindmattersdaily365 It was already at 16.4.1. After several hours and multiple reboots, the Savings section still didn’t show up. So I decided to try setup again, fully expecting the service unavailable error many others were seeing, which I did get. What surprised me was that as soon as I dismissed the error, the Savings section appeared.
@vibesaddickentertainment9777 Жыл бұрын
I dont get the set up option.
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@gavproductions Жыл бұрын
What about Reg D? You are limited how many withdrawals you can do per month
@galato42346 ай бұрын
Thank you for your videos. Do I must have the Apple Cash? I have an Apple Credit Card. Thank you.
@sueddo2634 Жыл бұрын
I have an Apple Card but I don’t see the option to put it into a savings account?
@elkamil2 Жыл бұрын
Same thing here with me!
@imTechnikz Жыл бұрын
UPDATE YOUR PHONE
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@PiwFun Жыл бұрын
I don’t see that in my?
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@PiwFun Жыл бұрын
Thank you it’s working now
@travelingshoesguru Жыл бұрын
So my Apple card in my wallet does NOT have the Savings option showing yet! I restarted the phone, still no savings option showing. Nothing. Nada. What's going on?
@Zuhkee Жыл бұрын
ive not got it either.
@joepeckjr.8133 Жыл бұрын
Apple Savings is available with iOS 16.4 and later.
@travelingshoesguru Жыл бұрын
When I manually requested the software update on my iPhone the savings option then appeared.
@ImAnnonymousUser Жыл бұрын
It’s easy to get 8% interest rate here in India. You can also get as much as 11 or 12 % if you can lock your money for a certain amount of time.
@foodini666 Жыл бұрын
i find this hard to believe.
@mohammedshan33333 Жыл бұрын
It’s true
@ImAnnonymousUser Жыл бұрын
@@foodini666 It’s true and the major reason behind this is inflation. Just look at the interest rate in Argentina, it’s 100%. Now you might think that keeping money in Argentina is a smarter choice but the currency has lost more than half its value in the 1 year which means even after 100 percent return you would have made a loss compared to keeping the money as US dollar with no interest.
@_EP794 Жыл бұрын
I didn't get an option to transfer Apple cash to savings. one layer of the ecosystem :-(🐬
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@barracuda2125 Жыл бұрын
The set up doesn’t show up on mine.
@deckhandbob Жыл бұрын
You need IOS vers 16.4.1 on your phone
@daroldhunter Жыл бұрын
FYI, after not finding on my device, I read that your device has to have ios 16 in order to see the option to open savings account. If you have an older device that's not supported you are out of luck.
@yourmindmattersdaily365 Жыл бұрын
just need to update your IOS to 16.4.1
@Chibster83 Жыл бұрын
🐬 Thanks Fernando. I already set it up and I am transferring some money from my bank into this new savings account. I'm pretty excited about the high interest rate.
@freewifi510 Жыл бұрын
series i treasury bond is 6.89%, but the apple ui is clean
@swiczdad4716 Жыл бұрын
My daily $ automatically goes into Apple cash. There was no direct method to transfer from apple cash to apple savings that I could see. So I had to transfer to my bank, then add $ to apple savings via transfer. Everything is pending 1-3 days. 🐬
@safarfsaf Жыл бұрын
1. open wallet app 2. poke Apple Card. 3. poke three dots in top right. 4. poke Daily Cash. 5. under Daily Cash Election, poke whichever you want. 6. enjoy.
@DuckingAround58 Жыл бұрын
Apple is giving the banks a run for their money and I love it!
@zachhelton6980 Жыл бұрын
Do you need to have the physical card to open the HYSA? I just got approved for the Apple Card but can’t get the savings account yet
@kpbuick Жыл бұрын
no physical card needed. I’ve never had the physical card and setting up the savings account was no problem
@zachhelton6980 Жыл бұрын
@@kpbuick strange. I still don’t have option to set up account might just have to call support
@deckhandbob Жыл бұрын
Make sure IOS on your phone is rev 16.4.1
@jaysgood10 Жыл бұрын
Is there a maximum?
@javtimestwo Жыл бұрын
$250,000
@Mel823 Жыл бұрын
🐬Thanks for this! I did the setup along with you. Wish I had seen your video earlier because I used some of the money on my Apple Cash card earlier 😅. I wish my mother was more tech savvy because I would set this up for her. Even the teller at her bank told her her money isn’t collecting anything in the savings account she currently has.
@daniel343ful Жыл бұрын
I dont have a savings on my iPhone.
@thepreacher7828 Жыл бұрын
Able to set up as fast as you went through the steps