Having ~Rs.50 LAKH Net Worth and Still STRUGGLING In Mumbai | Fix Your Finance Ep.66

  Рет қаралды 113,785

Anshuman Sharma

Anshuman Sharma

Күн бұрын

Пікірлер: 197
@Change_makers_
@Change_makers_ 7 ай бұрын
His parents are blessed with such a son.. Money can never buy character.. hope he grows well in career and life.. Kudos to him
@SaurabhSingh-hn9fc
@SaurabhSingh-hn9fc 7 ай бұрын
True that❤
@musafir123
@musafir123 2 ай бұрын
Kamal to ma bap ka hota he jo usko tamiz shikhayi
@prajju8114
@prajju8114 7 күн бұрын
but how long will they keep getting dependent on him! Once he gets a child, then this poor guy will suffer financial burden.
@Change_makers_
@Change_makers_ 7 күн бұрын
@@prajju8114 well that is harsh reality of lot of middle class in india.. Parent dont have retirement funds and only rely on their kids to take care of them…. Kids do get pressure in such scenerio and that is why said blessed to have such son…
@prajju8114
@prajju8114 7 күн бұрын
@@Change_makers_ , my father had different plans. He worked in IT, bought stocks, and now has enough retirement savings. I am lucky that my parents don't need my support, but I still give them gifts whenever I can.
@prashantpatil627
@prashantpatil627 7 ай бұрын
Thanks Anshuman for featuring me & so many discussions off the screen for fixing the challenges. Thanks FixYourFinance Team ❤ Keep Growing 😊
@anshumanfinance
@anshumanfinance 7 ай бұрын
❤️❤️
@Mvishwanath1
@Mvishwanath1 7 ай бұрын
Home loan balance transferred at 8.45%? please share the bank name
@sridharvenkatachalam3714
@sridharvenkatachalam3714 7 ай бұрын
You are a great personality.. I wish you attain financial freedom with all your great efforts...all the very best❤
@moneypawn4233
@moneypawn4233 6 ай бұрын
Hey Prashant. Have written out a comment for you. Please go through it. Not to dishearten you but to show you the right path. (Find my comment separately on the video)
@Cattyverse
@Cattyverse 2 ай бұрын
Hi Prashant bhai all the best for future bhai , may god bless your dad
@senorbenny5773
@senorbenny5773 7 ай бұрын
What a king, takes care of his whole family, nice inspiration Prashant bhau
@prashantpatil627
@prashantpatil627 7 ай бұрын
Thanks Bhau 😊
@Rn45634
@Rn45634 7 ай бұрын
Kudos to him and his wife for supporting the elderly parents during the time when they are needing it the most. God bless him and his wife.
@akashsharma1134
@akashsharma1134 7 ай бұрын
Sole bread earners can never retire early. In this video they totally ignored future child expenses (education, marriage, and miscellaneous)
@sohilparikh32
@sohilparikh32 6 ай бұрын
Its difficult, but if expenses are planned well, it's possible.
@gamesong6600
@gamesong6600 6 ай бұрын
​@@sohilparikh32possible hai par India me nhi ho pata. Responsibilities rahati hai. USA ki tarah nhi hai ki ek age ke bad sab apna apna dekho😅
@umeshgolla2730
@umeshgolla2730 7 ай бұрын
Kudos to him ! Parents are blessed to have son like him . Sole bread earner never retires early
@shrihankulkarni7788
@shrihankulkarni7788 2 ай бұрын
Dosto 1997 se aaj tak bohot saare industries rise hue hai aur itne technological advancements aur financial awareness leke aaye hai ki unemployment pehle se kam ho gaya hai aur literacy rate bhi itni badh gayi hai, kya ye saare events aane waale 30-40 years mai honge?? Market wapas utne rate se badhne ke liye aise events hone chahiye, Indians ka Internet presence aur awareness aaj peak par hai, so yeh growth slow down ho jayegi, How can we say that market will keep a constant appreciation rate of 10-12%??
@vsat2001
@vsat2001 7 ай бұрын
He represents 80% of Maharashtrians Loan trap and struggle with finance unfortunately. Hope he is free from loan soon
@poenvisitor
@poenvisitor 7 ай бұрын
These are the major disadvantages of having too much debt. 1) Need to keep Discretionary expenses budget very small as there is no scope to spend more. 2) In India, When inflation is at 7 to 8% . Person is likely to depend on credit card for additional expenses there by increasing his liability more. 3) We should try to refrain from taking loans that exceed tenure of 10 or more years. How can one keep repaying their entire life? There is this constant pressure to keep on working, which can be very stressful. 4) Spouse should support in repayment as the tenure can be decreased & interest will also reduce. 5) There is no scope to spend for unforeseen expenses like natural disasters, medical emergencies, . Etc 6) With complete salary going towards. EMI for home loan. It's very difficult to manage.
@sumukhbhupalam5823
@sumukhbhupalam5823 7 ай бұрын
Guys if you observe 50k of his monthly income goes in paying liabilities. His actual monthly expenses are like 20k-25k max
@rajendrankavilkambrath7769
@rajendrankavilkambrath7769 2 ай бұрын
In today’s world few childrens will support parents like this . Really his parents are blessed with such good boy. Kudos to you young man .
@templogical3095
@templogical3095 7 ай бұрын
41 lakhs home loan, 3.75 personal loan. Need to focus on reducing loans ASAP
@atharvapalase
@atharvapalase 7 ай бұрын
Tu dede paise 😂
@DrKallalPramanik
@DrKallalPramanik 4 ай бұрын
It is such a blessing to have a child like Prashant. Best wishes to him and his family. On the sheet, I think that 105k should be the net salary instead of the gross salary.
@namanjain6153
@namanjain6153 7 ай бұрын
Prashant Bhai is a real gem
@mohammadmurtuzahussain
@mohammadmurtuzahussain 7 ай бұрын
Reliance Jio employee here, yes in our company there’s a big difference in the actual in hand salary vs the ctc, I mean the deductions are humongous 😢
@sumit6190p
@sumit6190p 7 ай бұрын
Lagta hai apka paisa bhi jamnagar me lag gaya😂
@manishasingh87
@manishasingh87 6 ай бұрын
What are the major heads of deductions??
@gnes04
@gnes04 7 ай бұрын
His parents have put him in a pretty tight spot because they didn't save up properly for retirement. I think anyone planning to have a kid should ensure that they will be left with enough money for retirement, otherwise you are a huge burden on your child. But unfortunately in India this is the norm
@prashantpatil627
@prashantpatil627 7 ай бұрын
We welcome your opinion but think of the people who earn pretty less in current situation as well. Our parents are great that they taught & educated us very well. We are from lower middle class family where elders could not figure out inflation. Someone has to Step up and I am lucky that our savings start from me instead of relying on parents property 😊
@YashvirD
@YashvirD 7 ай бұрын
@@prashantpatil627 All the best to you and your family :) 1 advice I have that will be different from what Anshuman suggested: try to clear your highest interest loans first before aggressively investing; loans are like negative compound interest and so clearing those give you the opening to get positive compounding through investing.
@R.K.3010
@R.K.3010 3 ай бұрын
he did mentioned there is a retirement fund which he has not touched plus he is getting 15k fro his dad's property. what more you want
@prajju8114
@prajju8114 7 күн бұрын
true! I am happy that my father saved up for his retirement, but I do support them during difficult times.
@suvamchanda5986
@suvamchanda5986 7 ай бұрын
Such a genuine guy !!! best wishes fro your future endeavours :)
@NIHAL960
@NIHAL960 7 ай бұрын
Aaj ke date me march 2024, Cognizant, Infy, TCS jaisi company 8+ YOE ke liye 25+ ka package offer kr rhi hey. Obviously roo roo kr lekin push kro mil jayega. Jitna discussion hua sab side kro bhai or job switch kro sab solve ho jayega thora padh kr 1.6-1.7 lac/m ka package is not at all difficult. IT me ho bhai fayada utho pta nai kab tak milega aisa package jab mil rha hey le lo.
@dakshmehta
@dakshmehta 7 ай бұрын
Ekdum correct bol rhe ho! Jio is robbing him with that 18lpa CTC for 8+ yoe.
@vancedd419
@vancedd419 5 ай бұрын
QA keliye mushkil h bhai, if automation me ho then can try that
@R.K.3010
@R.K.3010 3 ай бұрын
He said 30% experience in last 3 years he might have switched each year to get that kind of appraisal
@niveyshak
@niveyshak 6 ай бұрын
Damn I know this guy, we worked together.. Holy shit he is on youtube.
@rvc1_
@rvc1_ 7 ай бұрын
People born after 1990, especially in the most competitive country in the world - India, should stop seeing these foolish dreams of retiring by 50, 55 even 60... We are going to have to work till we die. Just accept this truth... How can you even think of retiring at 50? 25 years khaali baithoge? You will regret it within 5 years.
@barneystinson8235
@barneystinson8235 7 ай бұрын
Agreed no chance of early retirement especially if you have kids and if you dont have kids then EOl care is not cheap either, also the issue is what if people are laid off? No job security in private companies so with what confidence can people think about having children? In this video the person is making more than 1 lpm but already his expenses are so high. In china already people above 35 are not getting jobs as employers prefer unmarried young people willing to work more hours for peanuts [checkout china observer youtube channel]
@technofete
@technofete 7 ай бұрын
Your thought process completely wrong, retiring early doesn't mean you sit idle. It really means now you don't have to work just for money but can do something or explore something in the field you are interested in that's all. (for someone 1cr is enough for another 25 cr also may not be enough, depends on their lifestyle choices) Just so that you can understand, my uncle sole earner was a earning till 52 for his family, he retired and small electronics shop even though he earned around 10 lacs for the first 5 yrs he enjoyed the work and process a lot. He is now 67 he earns way more than what he could have with a job n hikes also the most important thing is he enjoys his work.
@Gyaan_paapi
@Gyaan_paapi 7 ай бұрын
Such a boomer thought process. Retiring doesn't mean that you do nothing. It means you don't have to work for money. You can do what you really love doing.
@rajarshibhattacharya5192
@rajarshibhattacharya5192 4 ай бұрын
why is it foolish? if someone can get a corpus of 3 cr, which isn't tough at all, by the time they're 40 years old, they can anyways generate a passive income of 1 lakh per month. then they can relax and don't have to hustle all that much.
@himanshuroy4289
@himanshuroy4289 3 ай бұрын
Main khali baitha hun 😂. Everyone can be financially free if you overcome your greed 😂
@abhijith..
@abhijith.. 7 ай бұрын
Only Rs6000/ month for groceries of a family of four ??? That too in Mumbai..!!! Is it possible? Purely vegetarian diet maybe ( no offence intended) Rs.50/head per day for 3 meals, morning and evening tea also need to be included. Seems very low
@prakashpahuja567
@prakashpahuja567 7 ай бұрын
True..its not practically possible..for a family of 4, 15k toh atleast aramse expense ho jata hai..
@halvadandu
@halvadandu 7 ай бұрын
I am also staying with my parents(senior citizen) and wife plus kid and for groceries spend 8k plus non veg alag. 6k is very much less and not practical
@templogical3095
@templogical3095 7 ай бұрын
Right it's no possible, milk itself would cost half of this
@vinitkapadnis4213
@vinitkapadnis4213 7 ай бұрын
He stays in Dombivli (Not exactly in Mumbai). Price is cheap compared to Mumbai or Thane.
@uzairplayz3857
@uzairplayz3857 7 ай бұрын
I spend 3k milk.. 7 k big basket.. 3 k bb daily.. 2 k vegetables.. 2 k non veg.. N swiggy and eating out seperate n we r family of 4
@narulakeshav
@narulakeshav 6 ай бұрын
Boys, earn a lot Spend all on family
@moneypawn4233
@moneypawn4233 6 ай бұрын
50L net worth title is misleading for the viewers 😊 His home is not his asset but his liability. Home is the banks asset from where he has taken the loan. “An asset is something that gives you positive cashflow”. To attain his financial goals, he should do the following : 1. up-skill himself (tremendously) and get a better package. 2. Keep his expenses low. 3. With increased income, not increasing lifestyle standard. 4. Learn investing himself to generate alpha in the stock market 5. Best thing would be to sell the house and move into a rented house. Note: Dont forget, assuming he will have 2 kids, that will require a lot of money to be earned and saved. That home EMI is eating away his dreams 😢 The above pointers might sound bitter but better to know the reality than ignore it.
@NoName-bb2pu
@NoName-bb2pu 6 ай бұрын
You know nothing about finance, got it
@ranvirghosh196
@ranvirghosh196 6 ай бұрын
Sell the home is not a good idea..rent for 2bhk one month is 30k ..by 25 year he will pay the same money but won’t have the house… only thing he can do is improve his skills.. and his wife should go out and earn…
@cricmania1413
@cricmania1413 5 ай бұрын
43 L loan for around 50L house is the root cause of all the issues. According to experts your home loan should not be more than 70-75% of your actual price. It seems he had only paid SDR and GST from his own pocket. Now 43 L ke upar 25 saal me easily 60L + ka interest pay karoge Prashant. Anshuman why you are asking him to prepay home loan and save interest which will help him to reduce tenure to achieve retirement goals.
@prashantpatil627
@prashantpatil627 5 ай бұрын
Thanks for your suggestions 👍🙂 will consider the same and work on it asap ☺️
@Idoknowall
@Idoknowall 3 ай бұрын
Why wife is not helping in such situation? She is young age literate, and now man and woman are equal, in this inflation to survive both members have to earn.
@ManishSingh-kb9rt
@ManishSingh-kb9rt 7 ай бұрын
This is what the Man means , doing everything for the family even if the self expenses needs to be sacrificed.
@ranvirghosh196
@ranvirghosh196 6 ай бұрын
Mein bhi yehi socha pura video…pura life mhenat krke shadi k4ke ek ldki la ke ab usko kilao then bacha ko kilao…is it even worth it.. 😂
@ManishSingh-kb9rt
@ManishSingh-kb9rt 6 ай бұрын
@@ranvirghosh196 m bhi yahi sochta tha kuch time pahle tak wait for sometime ,time is the best teacher. Meri lyf m jaise early stage s responsibilities ayi hai isly tym s pahle thoda mature hua hu jyada nahi and y sacrificing nature khud apne aap s aata hai,y sab bs alag alag phases hi sikhate hn lyf k.
@Happysoul_3
@Happysoul_3 7 ай бұрын
I believe his wife should also earn to support their family. Also the life expectancy shouldn't be put less than 85. Average life expectancy age is increasing day by day..You never know if you outlive till 95😅
@moneymotivation4910
@moneymotivation4910 4 ай бұрын
In this case try somke to balance life expectancy
@tusharjoglekar
@tusharjoglekar 3 ай бұрын
​@@moneymotivation4910bhai term insurance vale claim nahi denge. Non smoker bolke smoking kiya to.
@PavanKumar-yo6eh
@PavanKumar-yo6eh 2 ай бұрын
Respect to you brother. God bless you & your family with good health & wealth. ❤
@yashtiwari117
@yashtiwari117 3 ай бұрын
Respect for Prashant!
@yasinmulla6398
@yasinmulla6398 3 ай бұрын
He missed one thing here that he will be father and he did not calculate future children care, education cost etc
@Gyaan_paapi
@Gyaan_paapi 7 ай бұрын
That big fat home loan is ruining it all, such a good salary and he is such a nice guy but one bad decision and with even 1lac+ salary also he is struggling to save even 10%.
@manishasingh87
@manishasingh87 6 ай бұрын
Roof on one's head is also important...1 lac is not enough for Mumbai
@GetYourselfALife
@GetYourselfALife 2 ай бұрын
​@@manishasingh87You can stay in rented until your age of 35 or until you make your 1st crore.
@SAM-tw4wd
@SAM-tw4wd 2 ай бұрын
​@@manishasingh87he already have other house no need of second one as such
@anoopaiyappan6487
@anoopaiyappan6487 7 ай бұрын
ankur came into ur show and now copying you..😂
@pratrixspace8644
@pratrixspace8644 7 ай бұрын
😂😂😂
@Happysoul_3
@Happysoul_3 7 ай бұрын
In every niche people are copying concepts from other videos..its need of the hour, these shows are great in making people reflect about their finances. In foreign also there are more than 2-5people in fix your finance niche.. Only people's well being matters the most.
@nareshkikkisetti5342
@nareshkikkisetti5342 7 ай бұрын
He is very smart when it comes to earning money in all possible ways
@alphaxyz3443
@alphaxyz3443 7 ай бұрын
In my personal opinion buying 2nd house on total loan when you already have home doesn't makes sense..he would have saved lot of money by now. if he didn't had EMI burden and in few years. he could have bought same home without any loan...he took loan of 42 lac and in next 25 years with interest he is going to pay 1.2 cr doesn't makes sense
@born-victor
@born-victor 7 ай бұрын
He considers his father's retirement corpus and monthly rent as his income/emergency fund? Does he not expect his parents to have their own financial security and money for daily expenses? As it is, it is a meagre amount in a place like Mumbai, and his parents are aged and retired. Shouldn't his wife be working too? It is unfair for one person to take financial responsibility for the whole family in today's day and age! Besides the fact that women MUST be FINANCIALLY INDEPENDENT!
@bismeetsingh352
@bismeetsingh352 7 ай бұрын
Children are the emergency fund for their parents,this is India. It's a meagre amount and I am in almost the same situation,life isn't fair
@pran10000
@pran10000 7 ай бұрын
Wife needs to earn. Even 25 K from wife will be very helpful. Stupid Anshuman is doing Excel calculations without giving the most obvious advice.
@GOBINDKUMAR-uj3jx
@GOBINDKUMAR-uj3jx 4 ай бұрын
​@@pran10000exactly . anshuman is going the same calculation in all episodes instead of taking each case separately on the basis of situation
@vijayshinde3827
@vijayshinde3827 7 ай бұрын
Since the host has given just high level plan I will suggest something to Prashant 1) build emergency fund 2)prepay personal loan partially or full if possible 3) prepay home loan partially or full post finishing personal loan 4)try to increase the income or generate 2nd source of income 5) check your bank statement and reduce unnecessary high expenses if any
@prashantpatil627
@prashantpatil627 7 ай бұрын
Thanks Vijay for the suggestions.. I will try my best to execute the plan 😊
@rameshsharma8087
@rameshsharma8087 6 ай бұрын
Sound advice from Vijay. Maybe your wife can also do tuitions, or catering, or take up an online job (video editing, classes). If possible, also sell assets that do not have high return on investment. You are doing great Prashant by taking care of your parents. Hope your dreams come true.
@rodneyclooney1
@rodneyclooney1 3 ай бұрын
Patil bhawa mast re. Tu swatacha changla niyojan kelayes. Parantu tu yevdha english ka boltoyes. 😅
@harshhdesai330
@harshhdesai330 2 ай бұрын
Not sure why everybody in India 🇮🇳 wants to retire before the age of 50.
@AshishOnline
@AshishOnline 3 ай бұрын
Someone staying abroad, health insurance in India looks more like a scam. So much of confusion for paying mearly 3L
@samarahmed4623
@samarahmed4623 6 ай бұрын
Sir Kids & their education cost will break one’s back!
@purujitbansal9793
@purujitbansal9793 6 ай бұрын
Looks like a boy, Takes on life like a King.
@trueadvisers
@trueadvisers 7 ай бұрын
here is a catch, whenever you start your term insurance the outflow will be somewhat same..they have designed the insurance premium in such a way that you will end up paying same amount .
@amey2168
@amey2168 7 ай бұрын
Mitra Ek No🔥
@aakrandan
@aakrandan 7 ай бұрын
You should also suggest him regarding how he can become debt free.
@prajju8114
@prajju8114 7 күн бұрын
Seriously man! God bless you bro! Itna responsibility lete ho!
@fredericksharon6908
@fredericksharon6908 3 ай бұрын
Good guy patil. Very good son.
@icanandiwill2633
@icanandiwill2633 7 ай бұрын
Ankur ne aapka idea fellow Kiya he is also a good financial advisor 😊😊
@NidhiSinha4U
@NidhiSinha4U 25 күн бұрын
How can I connect with you. I want to share my financial situation without being featured. Is that even possible? Pls reply 😊
@ShahidKapoor6196
@ShahidKapoor6196 7 ай бұрын
Advance congratulations for 800k bhai🎉🎊🎉
@ben-oh6gc
@ben-oh6gc 7 ай бұрын
Bhai abhi toh scene me bache aaye hi nahi he, ek baar wo hone k baad baki sab calculation gadbada jayega
@aniketchoudhary8936
@aniketchoudhary8936 2 ай бұрын
Why cant we keep the emergency fund as investment in Mutual fund?
@ojasbhagwat3335
@ojasbhagwat3335 7 ай бұрын
6 lakhs deductions out of 18 lakh.... @reliance jio is it worth working for you
@aashishsoneji7507
@aashishsoneji7507 7 ай бұрын
Yaha almost sab mar khate hai. CTC negotiate kart lete hai. But other parameters barely few people are able too negotiate. That no where the HR is going to give an atom of hint.
@AkhilWalavalkar
@AkhilWalavalkar Ай бұрын
Buddy if you have decided to stay in Dombivli in the new apartment then instead of going through the loan you can actually sell the Thane house and pay off the home loan. That would solve all your problems. You can invest that full 40k (which is going in EMI) directly as per your portfolio/need
@ItIsMeJiyaGurnani
@ItIsMeJiyaGurnani 7 ай бұрын
Ankur has copied ur concept upgraded it as interview from home.
@PAPU-pg8ph
@PAPU-pg8ph 7 ай бұрын
Mam you can also copy 😅 ankur is good person ❤
@Happysoul_3
@Happysoul_3 7 ай бұрын
Grow up today so many people are doing podcast, street interviews etc, its high time we don't need to belittle and criticize unnecessarily about the creators. Aise toh sb bhi copy kare concept. Ab ek ek ko bologna kya..
@ktivesoch7983
@ktivesoch7983 7 ай бұрын
It doesn’t matter, you too can copy and try to help others. Because this is basic knowledge which is missing in india.😊
@SaurabhSingh-hn9fc
@SaurabhSingh-hn9fc 7 ай бұрын
Bro what about, Marriage, Kids ? Spouse health, kids studies
@prashantpatil627
@prashantpatil627 7 ай бұрын
Anshuman asked me all that, could not feature in video.. all things including child, education & marriage is taken care in the final calculation of 7+ cr 😊
@manishasingh87
@manishasingh87 6 ай бұрын
I think his wife should also try to contribute towards family income as this will help the family to grow financially and wiĺl takeoff the burden a little from the man's shoulders.
@Souravhere123
@Souravhere123 7 ай бұрын
Very nice and solid guy!!❤
@netajipalkar7521
@netajipalkar7521 2 ай бұрын
these calculations seems wrong why would someone require 7.2 cr for retirement? His home loan would have been paid, He would need Only Home grocery+medical+Insurance. why required 7.2 CR?
@Anuragmahanta08
@Anuragmahanta08 7 ай бұрын
Great episode. This channel is growing more than Nvidia's stock :) . Kudos to Anshuman for his unique way of telling people's personal finance. 🏆
@begentlemen1668
@begentlemen1668 3 ай бұрын
NVIDIA STOCK VALAUTION INCREASED BY 1 TRILLION, SO THIS CHANNEL HAS INCREASED BY 2 TRILLION PLUS I THINK....
@jhilmil1401
@jhilmil1401 7 ай бұрын
Ye banda aam aadmi hai mere jaisa...kitna bhi chaap lo ..middle class hi rehne ka
@prasadmestha
@prasadmestha 7 ай бұрын
This new template of interview looks good
@ManjitAbhi
@ManjitAbhi 7 ай бұрын
Shall take individual term insurance plan or any good option for joint term insurance for husband and wife, keeping into consideration both are working?
@raspplays1395
@raspplays1395 6 ай бұрын
My suggestion is he should switch and double his salary or find an abroad job. These are the only options left for him at this moment. When he gets more money first preference put 50k in SIP monthly as compounding needs time, rest amount part payment for home loan and personal loan. Don't put too much on child education. Master your kid in speaking English, understanding finance, and technology all those can be done at minimal cost but you need to spend time.
@arindamchakraborty5880
@arindamchakraborty5880 7 ай бұрын
Can you bring HNI peoples to the show?? We should learn from who is doing better than us. Same content you are repeating..😢
@Happysoul_3
@Happysoul_3 7 ай бұрын
Pehle kehte the ki hum relate nhi kar paa rhe kisi aam admi ko lao ab opposite😂
@anshumanfinance
@anshumanfinance 7 ай бұрын
Next episode is for you :)
@AkashKumar-ts4iu
@AkashKumar-ts4iu 7 ай бұрын
Hni lake kya hoga , wo to black money se property khareed ke baitha hoga ya COVID ke time shares kharida hoga .
@portraitart_nayan4874
@portraitart_nayan4874 3 ай бұрын
He is quite sorted.
@GOBINDKUMAR-uj3jx
@GOBINDKUMAR-uj3jx 4 ай бұрын
bhai jo problem hai uske baat kro.. excel excel badme khel lena 1. This guy need to increase his Salary by upskill and switches. 2. his wife should support him if she can even with a small salary as low as 10-15k will give him some breathing space, 3. And he need to close these loans asap with extra income feom above 2 points
@tiwari9413
@tiwari9413 7 ай бұрын
why the heck he is taking the original home in asset when he is staying in the house? No rental income nothing
@prashantnsk
@prashantnsk 4 ай бұрын
Kids education will impact a lot in future
@vanshikanegi1554
@vanshikanegi1554 7 ай бұрын
Are CIF number & bank passbook number the same?? If not , then where is passbook number found or written?? (SBI)
@amit9023
@amit9023 7 ай бұрын
No.. CIF number is different...
@sraynitjsr
@sraynitjsr 7 ай бұрын
Thanks for this amazing video
@sohilparikh32
@sohilparikh32 6 ай бұрын
Why this financial advisors advise things against finances. Law of compounding can give a tight slap on getting early term insurance to benefit from low premium. Don't take early insurance to save premium, take to safegaurd your family.
@hunter_-ur5mn
@hunter_-ur5mn 7 ай бұрын
Ankur copy kar rahe h bhaii..... Patent banalo kuch 😂😂😂
@avikgupta44
@avikgupta44 7 ай бұрын
I echo the same 😂
@sanketjoshi4909
@sanketjoshi4909 7 ай бұрын
Bahot time laga diya bhai every weekend rakho
@profitpartner
@profitpartner 2 ай бұрын
Isko kuch fix krne ki jaroorat hi nai hai Simple si baat hai home loan emi ko kam kar de as low as and make 6 month fund then repay PL and then aggressivelystart inventing in mutual fund All set here He can retire early also
@begentlemen1668
@begentlemen1668 3 ай бұрын
SO HE SAYS 40K PER MONTH FOR 25 YEARS...IT SHOULD BE AROUND 1.20CR....AND AFTER THAT WORTH SESSION HE IS SAYING THAT REMAMIANING AMOUT IS 43 LAKHS SOMETHING...THEN HOW HE HAD PAID 67LAKHS IN THE SPAN OF 5 YEARS? WHICH IS ALMOST 13 LAKHS PER YEAR? MUST REPLY ONWER OF THIS CHANNEL
@shabareshkumar7360
@shabareshkumar7360 7 ай бұрын
Talk about Loan apps sir
@pran10000
@pran10000 7 ай бұрын
His wife needs to earn. Surprised Anshuman didn't mention it even once.
@VikasBhagwagar
@VikasBhagwagar 6 ай бұрын
These videos are very depressing. All online calculators show I am already retired, though.
@NiketSatapara
@NiketSatapara Ай бұрын
Maxlife on one of the worst when your sum assured more than 1 cr... I've cancelled my max life and switched to hdfc.
@jamesbond-zn6zo
@jamesbond-zn6zo 6 ай бұрын
Bhai pravachan me sirf sip, insurance se sab baat he hote he. High income kaise mile ye kab milega
@vedantvalsangkar2091
@vedantvalsangkar2091 7 ай бұрын
Respect 💯
@samya04
@samya04 7 ай бұрын
Bro children's bhi to aayenge na life me unka kya anshuman Bhul gaya shayaad 😅
@abduljouhar01
@abduljouhar01 7 ай бұрын
Finally after a small break ❤
@XxDevourmentxX
@XxDevourmentxX 7 ай бұрын
I think he forgot to give him the most crucial advice - use XIRR 😂😂😂😂
@sudharani8185
@sudharani8185 7 ай бұрын
Only practical money channel
@MohitYadav-th7fz
@MohitYadav-th7fz 7 ай бұрын
भाई तुम क्या सिर्फ बड़े सिटी में लाखों rs. में कमाने वालों की ही हेल्प करते हो या छोटे सिटी में रहने वाले हजारों में कमाने वालों की भी हेल्प करते हो..?,🔥
@sheebumusthafa5243
@sheebumusthafa5243 7 ай бұрын
What will happen if all saves money and there are no poor!
@autoshot7168
@autoshot7168 7 ай бұрын
The standard of living will improve, just like in the book ' The Richest Man in Babylon'.
@templogical3095
@templogical3095 7 ай бұрын
Anshuman will loose his job 😢
@arjunps6776
@arjunps6776 7 ай бұрын
Unfortunately, this was a boring episode. I want to see people who have messed up their finances despite having good income. Only then you have something to fix. In case of this guest, he's paying off EMIs and still wants to retire early at 50 with current MF and gold holdings worth only about 4lakhs. He looks like a modest guy but this ambition is not modest.
@prajju8114
@prajju8114 7 күн бұрын
Prashant bhai! Bursa mata manna abhi apke fayde ke liye bol rha hai. Please don't have kids until you are financially stable. I know having kids is a blessing, but if you can't support them in later life, then it's the biggest curse.
@niravdh
@niravdh 7 ай бұрын
Cab you fix my finance?
@anshumanfinance
@anshumanfinance 7 ай бұрын
Fill the form given in the description
@anubhavsinha3655
@anubhavsinha3655 7 ай бұрын
Tum bhut aacha kaam kar rhe @anshuman bhai
@anshumanfinance
@anshumanfinance 7 ай бұрын
❤️❤️❤️
@AkashKumar-ts4iu
@AkashKumar-ts4iu 7 ай бұрын
Ankur warikoo jaise influencers will shut his dukaan , till this format becomes boring
@nareshkikkisetti5342
@nareshkikkisetti5342 7 ай бұрын
The Tool you used for retirement corpus calculation... There is no clarity for audience
@indistanizindabad2889
@indistanizindabad2889 6 ай бұрын
Yeh 50 pe retire karega agar to 75 yrs tak vada pau aur misal pau khake hi chalana parega taking into account his future family planning into consideration
@hemanthkumar1705
@hemanthkumar1705 7 ай бұрын
Both speak in hindi or English
@avinashhaldankar
@avinashhaldankar 7 ай бұрын
Dombivli people like button ➡️ ❤
@animefreakmaddy
@animefreakmaddy 7 ай бұрын
Apart from the video, talking about the sponsered ad about term insurance infront of an individual you are guiding seems bit dishonest man, i think you can tone down with it
@jaypalnitkar4400
@jaypalnitkar4400 6 ай бұрын
Aise logo ki wajah se me banking and NBFC stocks leta hu. Hdfc, kotak, bajaj finance, muthoot = majama life
@ambition4195
@ambition4195 6 ай бұрын
Take ITC, earn from lung cancer patients as well. Don't forget Max Healthcare, profit over people's sufferings.
@mogambo-ry5qe
@mogambo-ry5qe 4 ай бұрын
😮​@@ambition4195
@WalterWhite-og6wj
@WalterWhite-og6wj 7 ай бұрын
He took 43 lakh rupees loan for this house in 2019. Even if he has taken 85% as loan that means house was of 50 lakhs at that time. He said that today's worth of house is also around 50 lakhs which is the most honest answer and many home owners refuse to accept that property prices can stagnates for years even in cities like Mumbai.
@Siddartha1606
@Siddartha1606 7 ай бұрын
Add English subtitles
@shrikantjambhale5226
@shrikantjambhale5226 7 ай бұрын
Dada 🙌
@princemangal8647
@princemangal8647 6 ай бұрын
Take advice from ankur warikoo
@AbdulKalam-hm9kw
@AbdulKalam-hm9kw 7 ай бұрын
Amazing 🎉
@ManishSingh-kb9rt
@ManishSingh-kb9rt 7 ай бұрын
King 👑
@emp0r0s83
@emp0r0s83 7 ай бұрын
bro dombivli meetup
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