HDFC Balanced Advantage Fund vs ICICI Pru Balanced Advantage Fund

Рет қаралды 61,405

Күн бұрын

#hdfcmutualfund #icicimutualfund #mutualfunds #investyadnya #yia
Are you confused about which balanced advantage fund to invest in? In this video, we'll compare HDFC Balanced Advantage Fund and ICICI Pru Balanced Advantage Fund to help you make an informed decision.
First, let's understand what a balanced advantage fund is. It's a type of mutual fund that invests in both equities and debt instruments, with the aim of providing moderate returns with lower volatility. These funds follow a dynamic asset allocation strategy, which means that they can increase or decrease their equity allocation based on market conditions.
Now, coming to HDFC Balanced Advantage Fund. This fund has been in existence for over 20 years and has consistently delivered good returns. Its current asset allocation is around 68% in equities and 32% in debt instruments. The fund manager uses a bottom-up approach to stock-picking and focuses on quality companies with good growth prospects.
On the other hand, ICICI Pru Balanced Advantage Fund has a shorter history of around 10 years but has also performed well. Its current asset allocation is around 65% in equities and 35% in debt instruments. The fund manager uses a top-down approach to asset allocation and focuses on identifying the right sectors to invest in.
Both these funds have a similar investment philosophy but differ in their approach. HDFC Balanced Advantage Fund focuses on individual stock-picking, while ICICI Pru Balanced Advantage Fund focuses on sector allocation.
In terms of returns, HDFC Balanced Advantage Fund has delivered slightly better returns than ICICI Pru Balanced Advantage Fund over the last 3 and 5-year periods. However, past performance is not a guarantee of future returns.
When it comes to expenses, both funds have a similar expense ratio of around 1.5%. However, HDFC Balanced Advantage Fund has a higher exit load than ICICI Pru Balanced Advantage Fund.
In conclusion, both HDFC Balanced Advantage Fund and ICICI Pru Balanced Advantage Fund are good investment options, and your choice should depend on your investment goals and risk appetite. Consult with your financial advisor before making any investment decisions.
That's it for this video, I hope you found this comparison useful. If you have any questions or comments, please leave them below.
00:00 Intro
02:09 Fund Details
05:03 Asset Allocation
07:26 Top Stocks
09:22 Returns
12:05 Risk Ratios
13:23 Debt Parameters
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Пікірлер: 60

@namitajain68 10 ай бұрын

Excellent information in simple words. This small investor values it truly.

@abhishekagarwal350 10 ай бұрын

amazing explanation sir, I'm really impressed....I really liked the video, thank you so much!!

@kautikyatnalli7044 9 ай бұрын

thank you for the clarity and approach sir

@abhishekswami191 Жыл бұрын

Hdfc Balanced advantage vs Icici Equity and debt would have been an ideal comparison

@aniruddhdas3172 11 ай бұрын

True ... Hdfc bav is way more aggressive than icici bav due to higher equity allocation.

@firebalxl5 10 ай бұрын

agree

@Husbn62063 10 ай бұрын

For 10yrs investment horizon and then start the SWP later - will HDFC BAF be a good bet or still go with ICICI BAF ?

@rb-ct4ri 2 ай бұрын

Hi! Sharing this list just in case you are into investing: Stocks: Hold shares of Blue Chip companies for 5 (five) years: Eg: IndusInd Bank, Titan Company, Infosys. LIC The following investments may be useful: 1) Parag Parikh Flexicap 2) Nippon india Small Cap fund -direct growth 3) ICICI Prudential Equity and Debt Fund- direct growth 4) Quant ELSS 5) Motilal Oswal Midcap Fund - Growth Can diversify your portfolio by investing in Sovereign Gold Bonds (SGB) Regards, Raghav

@coldstone87 Жыл бұрын

Awesome analysis.. thank you

@user-fe1qx1hl3y 10 ай бұрын

Thanks for hdfc balance fund analysis

@monte2512 3 ай бұрын

Best Mutual fund explanation so far. ❤

@pranaballavjena458 Жыл бұрын

How good is these BAF to consider investing in lieu of equity and debt separately ....it is easier to choose BAF than going separately equity and debt funds.

@venkatakrishnanjayaraman5410 Жыл бұрын

I feel edelweiss BAF has a better downside protection, what’s your opinion?

@prasadbapat. Жыл бұрын

Hello sir, what are governance issues axis mutual fund is facing ?

@mayankpatel2684 Жыл бұрын

Thank you for all detailed info and guidance you all have been continuously providing .. I need some guidance .. I have added to much funds in my portfolio need to see which funds can be closed . Horizon is 15 years for all the funds

@padmasekar3578 Жыл бұрын

Thanks useful video

@ganeshchandranandi3106 11 ай бұрын

Very good analysis

@malukaggarwal8807 Жыл бұрын

Nice analysis

@sndy2436 Жыл бұрын

From Diversification point of view, i am starting to think to add Icici Baf to my current Large Cap fund. Will it be a better thing to do?

@krishnendurakshit6946 5 ай бұрын

very good, solid information and passionate during presentation

@rb-ct4ri 2 ай бұрын

@pchako 6 ай бұрын

Excellent. Superb analysis. Based on information provided , can you suggest which fund would be better for a retired person for SWP ? What should be the ideal withdrawal percentage (of the investment) ?

@kumarkrishna2464 3 ай бұрын

Good

@vidhyaiyer8818 Жыл бұрын

Can you make videos on comparisons in flexicap funds ?

@Husbn62063 10 ай бұрын

For 10yrs investment horizon and then start the SWP later - will HDFC BAF be a good bet or still go with ICICI BAF ?

@abhisheksingh1510 Жыл бұрын

Amazing Summary!

@5966ramesh Жыл бұрын

Thank you. Very informative video. Actually I am planning to invest lumpsum in HDFC BAF, ICICI BAF and Edelweiss BAF for SWP.

@YourNEBOSHguide 10 ай бұрын

Hi. I am invested in icici and edekweiss baf. And i have a swp from them. And yet there is good enough apprrckation of inv amount

@poojathestardust667 9 ай бұрын

@@YourNEBOSHguide May I know if you started swp immediately or after few yrs? What's the approx returns % pa after swp , what's the % of swp you are withdrawing? I'm planning one

@rb-ct4ri 2 ай бұрын

@pranaballavjena458 Жыл бұрын

It was good as lot of doubts about these funds got cleared. Hdfc baf is bad in a declining market practically cannot redeem, icici baf is more balanced in a declining market and can still redeem .

@AkashGhorpade-dn7ig 4 ай бұрын

Yes invest in icici BAF during Bull market, redeem icici BAF in bear market and invest that it small cap mid cap.

@anujbajpai3159 8 ай бұрын

Are BAF better then nifty 50 index funds

@K2Maji Жыл бұрын

Most probably in some point hdfc placed its baf over aggressive hybrid fund in terms of risk.

@tumpakoli Жыл бұрын

ICICI BAF zada achcha hae. Max 50% equity alocation se 11% return........ aur kya chahiye dada!? Debt fund ka indexation chinke aj jo haal hua, lagta nehi hae ke, liquid fund se ICICI BAF lucrative hae!?!

@rajeshbhosale2008 11 ай бұрын

Thanks for the analysis! Quick Q - Is to ok to hold two Balanced Adv Funds from the diversification perspective?

@yatinaher2418 Жыл бұрын

please guide us on SWP

@hardikmanvar293 Жыл бұрын

HDFC BAF se achha to Koi Agressive Hybrid fund me paise dale

@kumarkrishna2464 Жыл бұрын

Very good anylisis

@chandraprakashsinha3425 Жыл бұрын

Sir mirae emerging bluechip aur canara emerging equity me comparison karte ek baar

@pratikkkothari3198 Жыл бұрын

Dono lelo

@Ayuu3107 Жыл бұрын

hdfc defence fund long term kese rehega.

@jigaransh4095 3 ай бұрын

Investment in both fund 50-50 they all problem are solve..😊

@engnitish608 9 ай бұрын

Icici को promote करते रहो....मार्केट मे जब भी आए..long term only

@jigneshdoshi7892 6 ай бұрын

Categary same but return is not same

@aningisrinivas9516 4 ай бұрын

Sir could you provide 15, 18 and 20 yrs. Hdfc BAF Return.🙏

@darkprince5935 Ай бұрын

Why this funds to much cash in their portfolio?

@pratikkkothari3198 Жыл бұрын

Forget Both, buy multi asset funds

@nikhilrocky5518 Жыл бұрын

Hi Pratikk sir I'm also thinking to buy multi asset funds My investment is 10000/- per month and duration is 10years Which should I go for hdfc or ICICI Thanks in advance sir😊

@pratikkkothari3198 8 ай бұрын

@@nikhilrocky5518 ici

@shreyam5564 Жыл бұрын

How to invest in direct plan of ICICI prudential balanced advantage fund?

@InvestYadnya Жыл бұрын

Directly from website or from platforms like MFCentral

@shreyam5564 Жыл бұрын

@@InvestYadnya thank you so much 🙏🏻❤️

@rb-ct4ri 2 ай бұрын

@@InvestYadnyaHi! Sharing this list just in case you are into investing: Stocks: Hold shares of Blue Chip companies for 5 (five) years: Eg: IndusInd Bank, Titan Company, Infosys. LIC The following investments may be useful: 1) Parag Parikh Flexicap 2) Nippon india Small Cap fund -direct growth 3) ICICI Prudential Equity and Debt Fund- direct growth 4) Quant ELSS 5) Motilal Oswal Midcap Fund - Growth Can diversify your portfolio by investing in Sovereign Gold Bonds (SGB) Regards, Raghav