Health Insurance Claims - REFORMED!

I had a terrible experience when years ago I had to wait for hours after my father's discharge from hospital, despite we having a cashless insurance!
This was the definition of cashless insurance back then, and this is how I supposed it was going to continue.
Until I came across Navi, which has been founded by Sachin Bansal - known for his impeccable execution and thought process to solve customer problems first.
And Navi comes with all solutions for all the pains that the relatives of the insured had to go through, despite having cashless insurance policy!
Get comprehensive health through the Navi Health App - for you and your family in 2 minutes! Download it here: bit.ly/NaviWar...
✅ Pay monthly. Premium starts ₹241/month
✅ Avail Cashless Claims in 20 mins
✅ Personalised Claim Relationship Manager
✅ Unlimited Online Doctor Consultations
✅ 10,000+ Network Hospitals
✅ 12 Lakh+ Happy Customers
I'd not be surprised if Navi disrupts the health insurance industry for their impeccable customer support, and that's what I have attempted in, in this video!
All the benefits and how they are going to help you save your time and hassles, in this video for you.
#HealthInsurance #SachinBansal #Warikoo
If you have any questions, feel free to ask in the comments section below!
Click here to subscribe to my KZbin channel: shorturl.at/bizNX
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Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on KZbin, LinkedIn, Instagram, Facebook and Twitter amassing a following of 3 Million+ people.
He posts 3 Hindi and English videos every week on his KZbin channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
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[@warikoo]

Get comprehensive health through the Navi Health App - for you and your family in 2 minutes! Download it here: bit.ly/NaviWarikoo ✅ Pay monthly. Premium starts ₹241/month ✅ Avail Cashless Claims in 20 mins ✅ Personalised Claim Relationship Manager ✅ Unlimited Online Doctor Consultations ✅ 10,000+ Network Hospitals ✅ 12 Lakh+ Happy Customers

[@Arijit23]

Please make a tutorial video of how to buy health insurance in navi..

[@opensky36]

Thank you sir

[@anandvihaari]

Hi sir , make a video on taxation on sip returns what we finally get in Hands 👍👍

[@06me16vicky]

Right sir I am face This trouble passed this trouble. Best of best cashless company trouble us.

[@shanth974]

Please suggest good term insurance scheme, it will be helpful for me.

[@barshar.1287]

Besides everything.... My heart goes to your father. Watching all your videos. I myself is a Pancreatitis pateint. Suffered a lot from childhood, teenage , school time... Life became struggle with frequent pancreatic attack. A long painful story... not easy to share what I have gone through. Thank U so much for such precious information. God bless your family with health n happiness.

[@1better520]

Yes, I have chronic pancreatitis. It ruined my teenage years, still suffering. I learning to live with it. God bless you 🍀

[@krishnaagrwal]

Masterful story telling combined with articulate, quality content. Thank you Ankur for teaching us these life changing finance concepts in a heartfelt way 🙂

[@1000PRITAM]

@шarikoo Fake account 😂😂😂

[@pulkitmidha5710]

Love the way you switched your sponsors from policybazaar to navi within single playlist of insurances.

[@talldarkshark8012]

Because it is all about the $$$$.

[@aniketlodh4305]

Seriously bro..same thought. I do admire him a lot but these things are really disheartening. Moreover in that playlist, he said he took health insurance when he was 25. In this one, he told he took it when he was 23.🙂

[@ajaymane826]

youtubing is his main business. he can make video on any topic. बस sponsors मिलना चाहिए.

[@azaruddinshaik3186]

Great Eye Opener! But the things are changing with the time, I have insurance with a well known Indian company which has cashless process... and it hardly took 30 minutes. I hope NAVI has better offerings and claim management. The worst thing I see in the comments is, People are blindly following you... Which I feel you wouldn't recommend too... Eg: People have downloaded the NAVI app and asking you to suggest the best plan... That's crazy! @People - Its okay to follow a KZbinr to understand any new concept, But its not Okay to blindly follow them and expect the mass spoon feeding.

[@Manish-nk6sp]

From which company have you taken the health insurance ?

[@arunoday_]

Which company is your health insurance from?

[@arkakundu225]

Please name the insurance company which settled ur claim on 30 mins?

[@pritammehta7770]

Kingfisher company thi inki 😂😂

[@ipsitaaparimita1873]

Froma which company you have taken the insurance?

[@vinaykumarvyas8837]

अंकुर भय्या आपका खूब आभार ….मै विनय व्यास जोधपुर से हूँ ओर आपके क़रीबन सारे विडीयो देखता हूँ मज़ा आ जाता है ..कृपया navi के बारे में बताए इसका ऑफ़िस जोधपुर राजस्थान में नहीं है

[@CobraAnkit]

With a pause I can say that this video will on NAVI HEALH INSURANCE which is the new venture of Sachin bansal.

[@TiMon-Experience]

That's really eye-opening situation. Many won't think of this & insurance can be both a problematic & helpful for financial situation at least to some extent...

[@japan001122]

I guess, while there are so many new plans are evolving, people get stuck with existing ones, to avoid hassles of one more medical test, loss of no claim bonus, cooling off period in new policy for pre existing diseases etc. These are huge exit barriers. Insurance portability framework needs to evolve hugely to offer customers a choice.

[@chatterjeeeankan]

They still do not have options to declare and cover Pre-existing health conditions, a major reason under which many claims gets rejected.

[@srishtibhatia8396]

I agree, my father is fighting a case opposite a renowned insurance company since 11 years. And it is very painful.

[@vishwasbs8809]

Product sold! I got my health insurance in less than length of video. NAVI had always created a sense of curiosity in my mind but never knew the brain behind it.

[@rounakw]

kaha se mujhe to apple store p app nhi mili

[@KarthikHegde77]

I feel many insurances now have improved in cashless. I remember spending only about 20 mins for the whole insurance claim process about a year ago.

[@jishnudesarkar]

What company was it?

[@KarthikHegde77]

@@jishnudesarkar Tata AIG

[@rashmirashmi4019]

Navii is best

[@arjunnayakwadi2927]

Yes there are few companies who settle claims in 30 mins..... This is just promotional video so navi is highlighted

[@bhingardivebrahma5609]

No more questions sir... You have make it crystal clear fou us...

[@nilanjan62]

will the policy cover cancer treatment fully? specially for smokers

[@akashkumarumrao]

Wow Ankur sir. This is very very very informative video.

[@shardulsawant1991]

Mene sahi time pe Abhishek Kar and aapka ye video dekha he. Thanks for the guidance 🙏❤️🙌

[@pragz94]

This was absolutely touching and useful, can’t tell you how much I believe you about the insurance cover. Haven’t gone through it but I just know ppl will have to go through it at some point and it’s prep for that. Thanks so much for sharing your anecdote and how to deal with it.

[@rudrakshkhatyian591]

You are right, My father recovered from covid in may 2021 and we haven't got the reimbursement till now (September today) from so called HDFC ERGO health insurance. To shake of the topic we are told that some faults were found in paper work (Literally Every time ). I really liked that you guided others in a correct direction. Thanks

[@nived.solanki]

Downloaded Navi. I hope it gives a fruitful experience! Would love to see you make a video on the types of insurance we can buy from Navi..

[@karan.maurya21]

I think it's the Best video for my Health and also for the Well Being of my Family too 😷

[@gayatripordwal6721]

So much connected to this story as my dad was in the hospital for two weeks after a bike accident , and sadly I was on probation was just 20 years old no idea at all . Had faced this .

[@SarcasticAssertive]

I am lucky to have it very effective policy that has always helped me in managing my family health claims. Thanks to New India Health Assurance.

[@GauravKumar-yq8br]

This is his Only worth watching video till now..Navi👍.

[@abhijitdey6189]

I am going to have Navi bcz of you and Mr.Sachin 👍

[@ashishsingh7971]

Thanks for giving every information in just like elders thanks... vasa ab kafi samjdaar ho gya hu m ☺️

[@sameersrivastava9531]

Hey Ankur, I've gone through with it recently and honestly it's being improved a bit now though I still like it to be enhanced and act like a CC.

[@warikoo]

I do agree

[@skulkarni2951]

You're a blessing in manys ways to investors in 20-40 years age group.!

[@dr.mukeshdesai1847]

Thank You . I have NAVI HEALTH Insurance POLICY. Port from Other recently To NAVI HEALTH INSURANCE. But main Thing is Make In House claim Settlement, NAVI has TPA and this Not Good. And add Ayush Treatment. Thats All. Rest of All , this NAVI is Best Health insurance NAVI. Thank You For Your information.

[@SanJanJayadevan]

I Bought One Today From Navi. Thanks To You.

[@ivinitmittal]

The founders felt our pain!! It's humiliating applying for reimbursement!!😶🤕

[@anindyaghosh7907]

Mr Ankur I genuinely admire you!

[@DeepakKumar-pe1zi]

Yes sir I m also facing the problem with care health insurance

[@bhanavipanwar4435]

Finding you on the internet is a blessing. May god bless you. Thankyou! 😊😊😊

[@AnuragSingal]

It is important to figure out nitty gritties like how much is the room rent cap, any disease wise capping, deductibles, any scope for any medical checkup reimbursement , coverage of pre-exisiting diseases - these must be sorted out before you take the plunge

[@Freezeenfry]

I never Buy any insurance product till date , and now looking for one health insurance for family Hope being sponsored Navi, NAVI actually work in real platform

[@guptachronic]

Your storytelling is commendable 👍

[@warikoo]

Thank you

[@constitoshan]

I had a health insurance, icici Lombard done by my university. Post covid treatment I got a very easy claim process from their system. I had to upload the documents online in the app and also sent the original docs to the HQ. Money was transferred within 10 days. Same with SBI Life insurance. After my dad passed away due to covid, on an easy documentation process, I received the death claim very easily in 20 odd days.

[@gyaneshwaryadav8294]

U r genius bhai....Wish u always healthy and blissful in life❤️❤️

[@SahilSingh-ne7eb]

I don't know your saying just like skiprts But your explanation and way you say it's fell very good

[@kunalsavde9670]

I brought health insurance after your video

[@rahulagarwal2992]

I went through this entire process not more than two months ago and the same disease... And the same cashless process... Twice..... Its a pain... i just connected to this video because it was during that time when i started watching your videos...you have certainly influenced me just at a different level... specially awareness....Just thought to share... I would surely consider Navi... .Glad if this disruption makes even existing bigger companies think more...it would benefit the consumer... Thank you for sharing.

[@BookReadersChannel]

I believe in you so going to check this company and app for my parent's health insurance

[@rhastu]

I was impressed with the settlement part as I have also gone through the hassle of namesake cashless claim. Tried NAVI health app, got quick response as is now the industry practice. But was surprised that there is no provision of Port in, which otherwise is the IRDA guideline. Hope to get some clarification on this issue.

[@maheshshetty8393]

Buying it is a waste don't go for these paid influencers they will talk big because company pays them handsomely

[@subhamkr.agrawal3404]

Sir kindly make a video for how to write an effective mail....since you r so friendly with mails i personally request you for this.. Guys hit a like if agree👍

[@loveself4948]

It's the same as what u said. You got the pulse. Navi sounds promising, let's wait and see how it progresses.

[@bishalbrajadas9788]

full hearted thankyou , and god bless you , guys like you mr ankur , and truly a classic Hindustani ,thankfull that india have you

[@sandeeppawar6459]

I trust you, If you trust on NAVI. So I am also. Thanks for making awesome video for health insurance.

[@mathsreasoninglove3336]

Hope NAVI will make our process easy and provide better health insurence

[@DeepakSharma1410]

True! I have gone through the same process many times when my parents were hospitalized.

[@foreverpriyankashetty1056]

Thank you🙏. God bless you

[@sagarchauhan2339]

Thanks for that wonderful video.... I am 30year and looking for the some health insurance and I think Navi will be the right choice.... Thank you one's agains 👍

[@tanumitaroy9327]

Installed the app and at start they asks whom do you want to cover. And then a pop up comes like more than 2people can't be in included in a policy and this immediately forced me to uninstall the app immediately. As an individual if i opt for an insurance i would like my spouse and parents to be insured. A family is not about 2people ONLY. Commenting here so that the team working behind can take this as a feedback Thank you Sir for your videos. Its informative and helps us a lot in decision making

[@ramchandra25882]

Excellent explanation ..In Hindi.. Salute sir

[@khanonline3141]

Mr warikoo amazing video with great detail...

[@a2kashyap]

Hey Ankur, I had purchased Navi Health Insurance after watching this video. Any plans to make another video around the same with updated information? Its very difficult to get trusted numbers around health insurance policies online and I am getting extreme feedbacks from people about Navi (Best to Worst 😅)

[@iamsurajsharma]

Keep it rocking. Keep it coming. 💯👍🏻

[@lawrencelawrence6532]

Very proud Oriental Heath insurance

[@maheshsid2005]

U r simply superb man. The way u explain is fantabulous. Criteria which I think off u always mention that and I feel great to see myself going in right path. Also, u gives more information which we may not be knowing something about NAVI insurance like 30 minutes process n restoration process. I will defiantly share this videos with my friends. I wanted to give one compliment that your eyes are so sharp n very positive n the way u explain things with smile is mind blowing.😊👍. Also thanks for making video about job loss instance which I was not knowing nor I was aware of it.

[@alaminhalder9035]

Thanks for sharing this information videos

[@ankitbhagat1194]

Hi Sir, recently I went through the process a week back. Completely resonates the pain our family went through for 10 hours.

[@narasimhamurthyu8116]

Hi, I am with your family pain and i agree with health insurance issue

[@urbaninfotech1370]

I filed an reimbursement in 2020, it was quite simple and easy Can't say about that time

[@ddash200]

Hi Ankur, I took two policies recently and they made it clear that the auto-restoration feature only applies after your total sum insured is exhausted. In your example if 1L is remaining, it would not be restored until you have used it. Another thing about Navi, siblings can not be in a single policy. I took 2 policies hence, one for me and the other for my sister. P.S- Just some clarification not at all intention to point out cons Cheers!

[@vinays6171]

20 mins of painful bitter problems.explained. it also 20 mins of ad for Navi...

[@amitjaiswal781]

Thank you Ankur sir.

[@amolkarnik8589]

Auto-restoration is a great feature

[@abhinavgautam7821]

Just recovered from Dengue and now I understand what's the importance of health insurance, and now I realised, I made big mistake by not taking that.

[@TiMon-Experience]

Great videos & informative... Though this is a Navi info-advertisement, it is giving a lot of info to people about Health insurance & disruptive company (which I would be glad to contribute as well)

[@NarendraPratapSingh]

I can relate to this situation. How tough was that time? Nobody can't Imagine it. Thanks for sharing this valuable Information

[@NarendraPratapSingh]

@шarikoo sure sir,

[@PratikKhonde]

@шarikoo you are a fake person.

[@abdulkhankhan5286]

@Wariko, Thanks for all such important information about cashless claiming process and the way to choose a health insurance.

[@ashutoshsingh544]

I know you have mentioned that it is a paid promotion but would have liked if you had said that in the video too. Expect this from a responsible creator like you Ankur. Thanks for quality content !

[@akarohit9290]

Very Good, aapke pass Cashless hai, Wise man 😆

[@enzio333]

I guess they don't have app for iPhone, Loved the concept, Does it cover dental and dermatologic disease and cancer cover. I am thinking of buying a cancer cover policy from LIC, but I would like to know about NAVIs cover and a list of hospitals they have tied up in Mumbai.

[@siddharth5050]

great work by navi .... will definitely try there product

[@Vikas.007]

Sachin Bansal undoubtedly is one of the greatest business men of our times 💯

[@manishwaghmare1419]

All he did was copy Amazon's business model 😅

[@Vikas.007]

@@manishwaghmare1419 Hey Manish, the answer to your question is this... Flipkart came first and not Amazon to india. Because for india the supply chain and geography was a challenge and only Flipkart could crack this! Big Billion came first and NOT Gr8 Indian Festival! Hope you get the point here, today Amazon is working based on the flipkart india business model and not on US models.

[@manishwaghmare1419]

@@Vikas.007 Thanks for your input. Executing e-commerce idea in India is indeed a task. But the basic idea was of Amazon (Bansal is ex-employee of Amazon) . BBD and GIF has nothing to do with it. Would you care to put some light on your comment as why he is the "greatest" business men of our times?

[@Vikas.007]

@@manishwaghmare1419 Now you are asking the right question! I appreciate that, well a part of it is well covered in my previous comment if you are already biased and just coz it suits your argument doesn't mean that's the truth. He is the greatest businessman coz he made the backbone for the logistics business in e-commerce business and if you don't understand business you won't get this point, anyways..second we were able to "Sell" this same business to "Wallmart" so if you don't understand business again you will comment again about ur views..which is ok..not that you will influence me in anyways. Plus suggest you to study the flipkart model and then post any questions you have on that rather than comparing only the 'idea' side of ur argument. It's like you saying "Hey! You know what Ford made the first Car of the world and what's the big deal if Mahindra launches its brand new SUV's and sells like hot cake in india where you are seeing ford 'exiting' from india. In short..bhai this is "New India" rokh sako toh roklo 👍 (I won't waste my time replying to you, if you agree with me then share it with ur friends otherwise ignore) all the best 🙏💯

[@kiranpaul2203]

Which critical illness is covered under Navi health insurance plan

[@thesamirdas]

Sir plz check whether NAVI is providing super top up policy for senior citizens. And I would like to request you to make a video on Top up health insurance with all details as how it actually works and can help the policy holders. Its my earnest request to do consider.

[@vighmann]

Thank you

[@os1513]

The ad was informative!

[@curiouspreetam]

I have hurd a lot about navi i have decided to buy it once I have some recurring money

[@sahotahappy]

If what you explained is true and this is not solely sponsored by navi... Then Thanks Navi for understanding the need.

[@sohamchhaya2633]

You are talking about 2000s but man I had the same experience in 2018 and that too with big hospital and insurance company......NAVI seems to have amazing mindset to change the way we deal with Insurance...I have bought a policy and thanks for the video

[@aiyushbedi]

you fell in the trap of paid promotion. Did you check the CSR for NAVI?

[@nehakhandelwal5269]

Have gone through everything you said. 😐 Made me relive those horrible days. 🥺

[@jyotianand8028]

Thanks ! Warikoo 🙂 for real experiences and honest advice

[@sajibmukherjee9631]

Please make a video on Super top up plans in health insurance. Thank you.

[@talldarkshark8012]

We guys just watched a 20 minute extended promo of an ad. I guess we need to stop putting blind faith in any and everyone who's creating "content".

[@natraj6120]

Nowadays in KZbin Everyone lectures abt health insurance but no one is giving info on which company to choose

[@ShriD]

I like your storytelling and also thanks for giving info regarding health insurance.

[@ivinitmittal]

Sachin's Vision!!!👑

[@neel9441]

Hi Ankur ji, this video seems to came at right time. I was looking for a health insurance w/all the features you explained. Hope I can trust Navi😀 Thank you.

[@matrixgear8887]

Do your research as well.

[@LawMaven]

You always come with some great and value-added content 👌

[@rajdeepsinha8831]

Navi is new in this segment so navi have limited coustomer so it's easy for navi right now...whenever they will gathered with lots of claim...then they will take time also...

[@arjunnayakwadi2927]

Max Bupa, Care health insurance, HDFC ergo also claiming that cashless claim will get settled in 30 mins........ I know this is promotional video but as being a part of this industry I can say claim settlement is very objective process and it calim settlement time would be different in each case, then weather it is navi health insurance or any other company

[@DeepCastingWithAbhi]

Every insurance should watch this and improve. Thanks ankur❣️

[@yubrajbhoi1986]

I hope Navi succeeds, because this is the reason most Indians don't like insurance. They all have heard horror stories about how the insurance companies will humiliate their customers before giving them money. And no one wants to deal with that, specially after a death or medical issue. This may be false, maybe there are good companies too, but this is the optics right now and it is ugly.

[@ari_74_ari]

i have seen some insurance company where they approve cashless and at last moment they reject.. u must thank god that u got approval after 5 hr

[@yashaggarwal6791]

Great knowledge as usual. At this rate sir you are gonna run out of topics to make videos on. Awsum work, dedication and passion.

[@129prashant]

👍 recently went through medical reimbursement, could relate totally. if possible then please make video on life insurance claim process on the basis of experience of people who went through that.

[@suruchekanodia2479]

Hi Sir, today i saw this video, and really got to know the insights of how you articulated the real facts.. Thank you very much sir!! Also i tried downloading navi health app, but the link mentioned is not working and also couldn't find anything similar on Play Store too.. It would be really great if you can share any other links if there are any.. Thank you very much sir!! You are truly an amazing personality..

[@ajinkyabankar8036]

I am facing the same problem. @SURUCHE KANODIA, Did you get any answer

[@rohitpal-yo7hr]

I was admitted in a hospital dur to severe COVID. However my health insurance covered everything. Did not had to wait for clearance. Though I had to pay 10 k before the admission