How to Buy and Choose a Life Insurance? | Insurance explained in Hindi | Ankur Warikoo

[@manish1609]

True that very few people are aware of Term plan .. thanks for bringing it up .. I opted for same Hdfc 5 years back but I realize now that chose bit less insured amount .. and now after 5 years the same amount is costing me more than double premium ☹️ .. so as you mentioned its important to take term plan as early in your age and of good coverage rather than saving premium

[@warikoo]

Exactly!!

[@droidgyan7205]

@@warikoo part 2 banayiye .settlement ratio ku6 keh rahe the

[@alexmercer5870]

"It was a bit less coverage" Thats okay But can't we top-up our coverage ?

[@manish1609]

@@alexmercer5870 No, we can't top up. At least that's what Hdfc told me. Will have to take a new one.

[@mishra5028]

@@aswathkishan9659 thnks bro! subscribed!

[@thewanderboyjitinraj9010]

This dude starts appearing in ads for insurances people are gonna buy them like crazy. He's got a likeable personality

[@riath7495]

I'm in my mid 20s; I was striving to own a house and invest in buying a house so desperately with my salary. I'm fortunate that I bumped into the buy or rent house video and enlighten me. Thanks a ton and I feel privileged to be able to understand the pros and cons.

[@saidevakar5099]

Thank you Warikoo Sir. Now I am 19 so I am getting more educated financially. So that the same thing do not happen to me that happened with my elders.

[@dipankarmridha9879]

Avi taq LIC naam e sunta tha ..aaj clearity mila... Thank u sir...

[@sidgupta1957]

The best thing about this is that you tell us what to do . Not like others who just keep a host of options in front of us and confuse us even more 😋 . Thank you!!!

[@Mr.vikas.agarwal]

Best part 15:30..this has changed my thinking process

[@LokeshKumar-ft8qs]

Recently came across your videos and after watching 4-5 videos of yours, I have to say this, Take any name of motivational speakers or mentors or teachers, You are the best I have ever seen. You just share your knowledge and experience like an open book. Thanks for providing knowledge, informal videos, and much more important that is your experience. Please Never stop doing this. Thank you, sir.

[@prathmeshnaik3508]

Every video of yours is making me one step ahead towards achieving my goal.... Thank you very much MENTOR🙏👍

[@warikoo]

Thank you so much :)

[@shshankjindal6853]

Term Plan When u opt from Life insurance corporation of India:- -- It costs u around just 10K per month For 10 Crore at the age of 30 For 20 year....

[@aaronalmeida4206]

@@warikoo Hey , could you please confirm which company you got your life insurance from or which do you strongly recommend ?

[@dheerajsharma6212]

This is the place for all teens to learn their finance(Im 16).Thanks a lot Ankur

[@paramitaghosh738]

What I like about you is you are very transparent about your investment and insurance.I follow many financial influencers but this is what it makes you different.❤️❤️

[@CoolDudeMayur]

Bahut hi jankari se bharpur videos hote ankur ji apki....mein apse request karna chahunga ki aap please ek series banaye investment ko lekar kyonki corona ne sabko ek sabak de diya ki apke paas aapatkaal ke liye bachat kitni jaruri. Thank again for this value-packed video.

[@amolspam4144]

I found my mentor n I am so proud of my choice I got one so damn honest n knowledgeable 😍😍 ... Keep growing Ankur sir!!

[@cyrilpinto1811]

wow!!! i'm really mindblown of how you broke down the details about endowment plan and instead of taking one, i can invest that amount in stocks and equities. i'm 21 right now, and i'm following your ideas, i can't say how much of a lifesaving guy you're gonna be to me when i start my work life, and thank you so much for that, sir. :)

[@aayushsingh7309]

Sir cant tell you how much we appreciate these videos. YOU ARE THE MENTOR we never had, full of knowledge and wisdom.only the highest respect and gratitude for what you're providing.

[@akaAmitYadav]

15:30 to 16:00 best part of the video

[@sujittamang1802]

Sir you are the best financial teacher I have ever heard till date, who explains in as basic terms as it can be.

[@AkashYT0406]

Good explanation in simple language & proper calculation. I wish bank managers could explain these concepts as simple as you did. Instead of convincing us, they confuse us with jargons.

[@prateek4124]

Hi Ankur, Very well researched video. I am a Finance PhD student and I must say, I learnt something from this video. Thank you :)

[@SonuSharma-rm3sm]

I am currently in USA, and have a job, now I am thinking of buying an insurance in India after watching your video. You are a great mentor. Thank you for everything you do.

[@chhetri.k.sourav]

We really need a guys like him to guide our youth, TQ for efforts and knowledge sir🙏

[@leoxakram]

I'm in my 20's ...surely gonna take one 🙌 Thanks Sir 🙏

[@vivekjimkoshy]

Sir, I must say your explanation is so clear and concise... such clarity of thought and speech...hats off...recently attended Take charge of your Time session... mind blowing... recommend everyone who is reading this comment to attend Ankur Sirs Take Charge of your Time session... It will be worth every single penny you pay for this session...

[@saiffarooq6859]

I was looking for these answers for long time seriously but couldn't find till i reached this channel.. Thx Seriously!

[@shahzanmulla]

I am just going gaga with all your videos...binge watched all your videos in last one week. It's like hitting a jackpot.... Keep up the good work.Much love. Would love to catch up with you and have you as a mentor ❤️

[@dhirurcmishra]

I really like the kind of topic you choose and the way you explain...excellent 💯

[@sree1987by]

Bhai your way of conveying is so good I can't tell you in words. It's simple and crisp. Thanks for sharing. I hope you start spreading this info to everyone whether it's Defence, students, even the low income people because we should help every Indian become financially literate.

[@jaydeepbanerjee7177]

My dad passed away when I was a kid... I am earning now... works in IT.. I really loved ur suggestion kyuki mujhe suggestion dene wala koi nhi hai... it really helped me... I wish all your videos help me to get suggestions for betterment of my finances

[@nidhikamdar5055]

Must take a term plan. Contact me

[@Happybhavi]

Thank you so much sir!! You are like an elder brother who guides us everything about our life and money. Such a great video. What you said is absolutely correct. My colleague who is just 26 expired during her delivery who didn’t take any term insurance policy. Except job she didn’t have any other sources of income. She was a single parent with a girl child. Unfortunately none of her relatives were ready to adopt the girl child and we all had to join her child in an orphanage. In the other case, recently my neighbour expired who took a term insurance policy and his family will get a lump sum amount from the insurance company itseems. His wife is really thankful for his single deed of taking a term insurance because at that point of time since she is not educated and her kids were still studying, that money means a lot to her family. Then I understood the importance of a term insurance and that’s the reason I came across this video. Such a great video which is essential especially during this pandemic because we are witnessing so many young people’s death. Thank you so much for sharing valuable information in such a way that even a layman can easily understand. 🙏🏻🙏🏻

[@sarabjitsingh6176]

You explain it so clearly.. calm and with full of knowledge.. perfect teacher 👍

[@chettrisamrakchan]

Immense wisdom coming from a sage like man. THANK YOU SIR ....

[@oqant0424]

MOST SIMPLEST EXPALNATION I HAVE EVER SEEN :)

[@stockster_in]

Thank you so much Ankur for this gem of a video. Pretty informative and more importantly, it gave me that perspective that I could invest that remaining 8,000 myself and possibly generate a much higher return than what endowment plan offers.

[@Aman_Krishnavanshi]

I'm really waiting for this because today is Tuesday ❤️

[@warikoo]

Hope this helps ☺️

[@Aman_Krishnavanshi]

@@warikoo yes Sir It helped me a lot., I'm just 18 years and 8 days old., and I realised on time that Saving and Investment is best option to secure your tomorrow and sath hi sath I got to know about insurance so First I'm planning to take a Medical insurance and then next month term plan for next 50 years ( totally for 68) and then some amount I'll Invest in Mutual fund.. I'm working on a Influencer program and Earning 4-5k per month.... Please guide me sir if I'm right or wrong because your experience is an Another option for me 🙏..

[@shlokchavan1711]

@@warikoo This video answered all my queries I had in the investment video. Thank you so much. Your content is adding so much value to our lives, can’t thank enough! Keep up the great job.

[@sameerushkewar4400]

@@Aman_Krishnavanshi great going brother 😊👍

[@shshankjindal6853]

Term Plan When u opt from Life insurance corporation of India:- -- It costs u around just 10K per month For 10 Crore at the age of 30 For 20 year....

[@ProjectPros]

I will really recommend it to college students to follow this for there future plans.

[@yaadi4ever476]

Life insurance means Term plan only. I get my Term plan premium easily from yearly PPF Interest which is virtual but it's mine. It's not good to mix insurance n investment together. Term insurance lete waqt bhai log paise bachane ke chakkar mein wrong information like smoking, alchol etc usage na chupaye becoz your smartness will cost your family to suffer in your absence. I appreciate sir for educating all of us... I like your ways of teaching n knowledge sharing...

[@RahulSingh-uf8yf]

Sir your politeness and humbleness is next lavel

[@ommpanda5207]

He explains perfectly without hurting anyone.

[@amanmanapure7753]

Thanks for this million dollar advice! We must always not mix things. Insurance is for safety and peace and not an returns generating instrument.

[@jatinkukreja1118]

The way you teach us every topic with such composure is very appreciable sir And I'm very grateful to you for making videos on such topics which help us throughout our lifetime Kudos to you sir..😊🙌🏻❤

[@hiteshdua3746]

Ankur seems the type of cool bosses. :)

[@gkarthik1987]

Thanks Ankur!!! You have motivated me to take a term insurance plan...Kudos to your videos...Big fan!!!

[@joannebonnett5223]

*Despite the economic crisis, this is Still a good time to invest in stock and Crypto,*

[@georgeedward6246]

The rich spend less and invest more

[@melissabrockman6397]

Investing in these economic crisis will be one of the best thing to do,

[@carlaalpentista413]

You're right I think stock and Crypto are the best to invest right now,.☺️

[@ashleyulloalafrance2356]

As stock's are good but crypto is better.,

[@richardcolson5130]

I wanted to trade crypto but got confused by the fluctuation in price.,

[@AmitChaudhary-qx5mc]

warikoo sir is the best friend who always give right suggestion.

[@abhimanyupant]

Ankur the way you have explained in such a lucid manner, I mean hats off. Considering the fact that you are taking time off your busy schedule to make videos on such basic but pertinent issues and educating the masses, great !! Bdw huge fan :)

[@warikoo]

Thanks a lot :)

[@shshankjindal6853]

Term Plan When u opt from Life insurance corporation of India:- -- It costs u around just 10K per month For 10 Crore at the age of 30 For 20 year....

[@binitapatel6957]

Crisp yet clear understanding. Thanks god bless you

[@bhagwanjha8759]

Timing of video is Jabardast...as we are near to IT return filling date...

[@CationEducation]

Aap konse assesse ho?

[@warikoo]

Haha

[@shshankjindal6853]

Term Plan When u opt from Life insurance corporation of India:- -- It costs u around just 10K per month For 10 Crore at the age of 30 For 20 year....

[@mission360-healthwealthlov9]

14:30 DAMNNN!! maza aagaa sirr examplee sunkar..

[@anirbandutta2051]

Total clearity got from this video

[@lalittumrok3109]

After watching your video I am buying term plan life insurance for 20 years and when I calculate all my yearly premium amount, it is going to be equal amount with covered amount. Now my age is 30 years.

[@ManishKumar-uy5io]

The best channel I have discovered this year..... Great content , presice to the content

[@swati1542]

Extremely informative video sir. For people who have no guidance available in their personal circle, these seem Godsend. Thank you so much 🙏.

[@ranjitpujari4260]

Amazingly explained. Thanks Ankur Ji.

[@namitpiriya]

This video shows up just when I was searching about LIC plans and couldn't understand what was written on their website. Thank you for taking out your time and making these videos.😄

[@mrshankha88]

What kind of plan are you looking for?

[@aswathkishan9659]

namit bro, try "MY MONEY UNIVERSE youtube channel. they even show their full stock portfolio and all buying/selling in it. all free youtube videos. its helping me a lot. might help you too!

[@shshankjindal6853]

Term Plan When u opt from Life insurance corporation of India:- -- It costs u around just 10K per month For 10 Crore at the age of 30 For 20 year....

[@ankitagarwal4478]

Sir the way you are spreading financial awareness is superb ! Have shared this video with my friends and relatives.

[@gauravgodbole3806]

I really appreciate the type of content that you bring to the table everytime :)

[@ishaagarwal2645]

Ankur....your content is so honest and love the transparency with which you share information with us. Respect for you man and wish you all things wonderful. You are a force!

[@muralidharakkireddy2920]

thankyou for being in my 20's :)

[@yashyadav9105]

For a young adult, ( do we really call 18y/o an adult ?) like me you are such a great source of knowledge and experience. You teach a lot of things which these colleges or school won't ever talk about but these things are most crucial in one's life. Thanks a lot :)

[@shailendrasinghchoudhary]

Thanks KZbin to recommend this channel, Thank you to Ankur sir for giving a wonderful knowledge.🙏🌾

[@FunPlace1102]

Hey Mr. Warikoo, Thank you so much for explaining this. I am a 22 year old medical student and I always wonder how to utilise LinkedIn for my career. I believe LinkedIn is a very good place to connect but I personally have no idea or strategy to use LinkedIn. Can you make a video on how to optimally use LinkedIn? Thanks again, I have officially watched all your past videos and I have learnt a lot.

[@albertishu9066]

Sir your video is always the most comprehensive video on the net on any topic ..and your content is also very practical and yet so in very simple and plain language ❤️

[@bibhusingh2]

My inspiration and hero is warikoo❤️

[@nikhilpuri9851]

You and your videos are simply fulfilling the need of a mentor in our lives. Each and every point made complete sense. :)

[@nithinkumar1566]

Sir your thinking is another level sir 🙏🏼

[@tsahay22]

curious to know what have you thought of doing after 50 when your term plan ends ?

[@pratoshdhasalmanagement]

You explain so nicely

[@agrim8863]

Most meticulous explanation on life insurance till date. Thank you so much sir for enlightening all of us by sharing your experiences and knowledge.

[@kishorechalwadi330]

Love the way you so lucidly explains the topics, just awesome Sir...just keep this Great work.. 👍👍👍👍👍

[@ecovalley3401]

Really the life changing tutorial...LI coverage helpful.🙌👏

[@dheerajsharma1036]

Watched your video for the first time and subscribed to the channel and shared your video with my friend within first 10 minutes...Your style of explaining things is quite impressive 👍😃

[@bhaskarmukherjee7889]

Keep Posting contents like this Sir... So much information u provide in every video u post... ThankYou so much Sir 🙏🙏

[@adyashreerayguru4243]

the way you explain things..just mindblowing.. Thank you sir

[@rishabhtrivedi4374]

Really , you give life knowledge not a bookish knowledge 🌱

[@tulasikrishna5371]

Life insurance is the most important thing. If someone thinks that it is a thing for bad times, then: Wearing a helmet while riding a 2 wheeler, Putting on a seat belt in a 4 wheeler, also a buri cheez. We wear it for protection not a negative thinking as Ankur Warikoo has just told. 👍👍

[@suniltej9540]

how to go for which plan (14:30 to 16:30) was lit!

[@asra0356]

From 5 daya i am searching about this kind of video finally i got to know thanks...

[@schauhan2542]

Very true sir thanks for this valuable information... God bless you

[@tejashree9118]

Thank you for this video. Loads of love and respect.

[@salomepereira6967]

I get that you changed your video style to include more Hindi because that helps the algorithm, and it's obviously worked; but I miss the English videos because you really are a great orator 😅

[@manveesoni3571]

Thanks for the information sir! You videos are best and very clear. Hope you continue your great work and guide us. Thank you so much.

[@maan.]

A very detailed and well researched video sir. Thankyou for this. I wish to get a life insurance for myself so can you please make a video on settlement ratio and different consideration that are needed to be taken before buying a life insurance.

[@manikjoshi2045]

Sir videos and the way you explain them is really awesome. I am learning a lot from you.

[@vijaypalmanit]

Thanks for covering all these terms, which I was not clear before this and also giving different perspective for endowment....

[@tpndey48]

Thanks sir for educate people about life insurance .

[@ninaddoijad6693]

You've explained it in very amazing way...👍

[@Patelking421]

sachme batao toh apki baat sunte hua muje asa laga ki me apki sath me betha huun aur baat sunta huun

[@rishabh_jain__]

All because of you better late than never I bought a term plan , and could see how I can do better financial planning...... Discovered about you last week and all the videos have been really helpful. Thank you so much

[@PiyushSingh-dr1zl]

You can contact me if u are thinking of taking a term plan

[@adiupdated7405]

Thank you sir for sharing knowledge about insurance ❤️

[@KKunmanned]

Hello Sir I'm 30 and thanks to you I have finally come to realise what I should do.. the clarity to such important factors in life..! I have certain questions sir and if there is any way I can please connect with you, I'll be greatful if that's possible.

[@tejastarawade1030]

15:56, Eye opener!!. Thanks for this insight.

[@aditimukim]

Very informative. Please do a detailed analysis of ULIP. Thanks!

[@SMc-1235]

Wow! What a insightful content ❤️.

[@Brothersingulf]

What a explain sir.... simple & clean

[@ankurmishra3982]

This video got 22 min and you didn't get dislikes it means your Audience is enough sensible. Congratulations Ankur 😉

[@praveensharma4949]

Damn.....so sensible. I bought 4 ulips coz i didnt have knowledge of equity

[@Mulchandsaraswati]

Thank you for explaining it so clearly with all the real numbers!

[@sourabh988]

Usually, term insurances determine the ceiling of your insurance cover based on the current salary. That's why I took an insurance at 24 years and had to take another after 8 years.

[@prajwalbekal6654]

I dint get you. Could you explain it again ?

[@sourabh988]

@@prajwalbekal6654 your insurance sum assured is dependent on your annual income. When you just start earning, since your salary is low, you get a lower sum assured. That's why you need to buy another policy after your income increases.

[@prajwalbekal6654]

@@sourabh988 thank you:)

[@Pramodd30]

After watching ur vdo I really got vast knowledge

[@krishnachhetri6661]

Beautiful explanation, we need next video on settlement ratios n related terms. Thank you so much sir.