Health Insurance In The Philippines + Making Adjustments Retiring In The Philippines

[@J.Brooks-1]

Dennis you are looking good buddy. Marisa pretty as always.

[@melswick1957]

Thanks guys ❤❤

[@bmwr807]

I can fully understand Dennis's aversion to some Philippine foods. I went to Bacolod for almost 6 months 3 years ago, and for a further 6 months last August. My weight was 13 UK Stones (182 Pounds) on arrival each time, and on departure 11 UK Stones (154 Pounds). Hopefully when I move there (subject to current health issues) I will try as many Philippine dishes as I can to see what I like. Will also be doing most of my own cooking making UK and European dishes. Sadly, I have never found a decent butchers shop like we have in the UK.

[@nomadpack4050]

@bmwr807 The only one I found "online" anything looking like in the UK is up north somewhere i forgot where but you can also buy UK items online too Britbox it's called but it's expensive 😬 I don't mind some of the food but I'm picky as my Filipino family and friends would say all the time 😂🤣 where will you return to ? Bacolod

[@bmwr807]

@@nomadpack4050 Yes, I've seen a website selling UK food and yes, it's very expensive. I will try and make the best of local produce but cooked in a European style. If my health improves then will try and make it to Bacolod later this year.

[@lindaramos3325]

Hi guys and ming ming. Even though the topic wasn't for me, but very interesting to others. Take care

[@lucdebontridder7333]

Hello Dennis & Marissa, I live already 2 years in South Cotabato, Polomolok, brgy Glamang for 2 years with my pinay wife. I have Philhealth and pay 17000 Php every year, I also have Paramount health Insurance which cost 74000 Php every year. I am a retired senior scientist from Belgium . Greetings

[@lorenzoamaya3874]

Guys thank you for the information and your right it’s best to talk to the insurance agent because each individual case is different

[@leticiamejia5086]

Dennis was adjusting very well because Marissa made everything to make him comfortable.

[@shawnlee3997]

Brother … ur doing great .

[@randythompson1547]

Thank you so much for this video. Have wondered if health insurance in the Ph is worth it and it seems with pre-existing conditions it's better to self insure. Thank you for this info! :)

[@martinbolton7465]

Personally I don't at present have any health insurance I am thinking about it but I would put an amount into a separate account and you have total control on your funds.💰🤒😷🏥👍

[@MS-nn5jd]

Enjoyed very much this informative video. I was hoping Dennis would do some comparing between the cost of a SELF-INSURED patient in the philippines VERSUS the cost of an INSURED patient in America. I think many of us U.S. retirees who are contemplating a move to the PH would greatly benefit from this info if you would be kind enough to present it in your next or some upcoming vodeo. Thank you both for taking the time to do tonight's video.

[@serenepeacefulrelaxingmusi3874]

Thank you for telling people what you know. I'm sure others may want to follow the same path of self-funding their own healthcare under the same circumstances as you. I think you've made a very smart choice. It works for you, for your set of criteria. Wow! Your neighbours are quite loud in today's video. I'm guessing that is what you may hear more often than we hear on video because you live there, and we only see snippets of your everyday life. It sounds like lots of children live there. As long as those are happy sounds, I'm sure you are okay with it. 😀

[@tamozen367]

Good info 😊 for those going there

[@shawnlee3997]

It’s hard having a wife …. Thanks guys for sharing.

[@TonyRivera-o6l]

I have to much health insurance,im sorry your going thru issuse with health ins. 🙏💥

[@aussiepinay]

Yes,Mellisa you exactly right.😊 specially hot shower and of course aircon😂🥰👍

[@denarosales-sj8nf]

God bless you all ❤❤❤❤

[@LagrimasScanlon]

That was my husband's and my problem the first few months of retirement. I was bored not doing anything. We were both used to getting up early then drive to work. 😢 I don't think my husband can retire in the Phil. He can only stay maybe a month at a time.

[@lynn8126]

Hopefully, Dennis children will come and visit the Philippines.

[@LAW-wj3oj]

Great video. I have Philhealth 50%&VA ( Manila) for all my medical pills and There is a government hospital in Tagum I use and I paid nothing.Take care & God bless..

[@kellyloveall1528]

DENNIS.......... CHEW GUM............. To occupy your self from missing WESTERN FOOD.....OR FOOD IN GENERAL................. It works

[@djc6436-e4h]

Guys, there's no health screening associated with PhilHealth and it's cheap. Only ~P500/month for Marissa and ~P17,500/year for Dennis. It likely could have paid for itself in part during your last hospital stay. While I completely agree that health insurance is a scam and should be illegal, I also think that PhilHeath is actually a pretty good value. Again, there's no health screening associated with PhilHealth enrollment. That Nabunturan office was giving you bad information.

[@americanfilipinadestiny345]

Thanks for the info. We'll check with Phil health again.

[@shawnlee3997]

I am 52 years old … lived in the Philippines 14 years. I struggle…. Please keep ur vlog…. I come and go…. My wife suffers. Anyways . I deleted a lot of comments.

[@nomadpack4050]

Hey guys, not to criticise but just to inform you, the tapping on the table is affecting the audio quality. Maybe you can use your new tripod so the camera is not touching the table for future sit down videos like this. Great information to share 👍✌️🇵🇭

[@shawnlee3997]

Just to say on January 26 here in Dumaguete.there is a scheduled . 12 hour brownout. I already told my wife we go to the pool. Always remember. Not a lot of philosophy or deep thought. It gets hot find a …

[@jefree6960]

Well I can say what the easiest thing about retiring was not having to drive in that L.A. traffic. But I probably was luckier because I retired out of construction at the age of 47 and moved back to Wisconsin, but cold as hell

[@LonelyKevin2003]

Hey guys, hope you guys have a good day.

[@mikeheyjoebuenavistadreamin272]

my kaiser just raised our deduction . now paying $550 week ...paying more for insurance than our mortgage

[@StevenP.Kerdman]

I Am A Few Years Older Than Dennis & Am Self Insured Too At 82 Insurance Companies Would Charge A Exorbanant Premium I'm With you h You

[@aussiepinay]

Very good info..i am not agree about the healthcare insurance too expensive..in my knowledge much better to get the Phil health but wee need to find hospital accredited..i know foreigners can get that too..

[@dougmcnealy429]

Nice to meet you yesterday at Tagum Shakey’s with my fiancée

[@americanfilipinadestiny345]

Hi Doug! Very nice to meet you and your fiance too. Thanks for the lunch.

[@dougmcnealy429]

@ What a surprise, and honor to run into you and Dennis at Shakey’s Pizza! I had been a subscriber since the beginning, your videos are always entertaining, I always enjoy your bubbly personality, and Dennis’s dry humor! Perhaps Alma and I will bump into you guys again!

[@retiredcryptohunter9031]

🤣🤣🤣 that wall behind you made it look like you were doing a split screen

[@elizabethmas9080]

But,it depends if,were healthy or mayroon na Tayo sakit mas mahal ,Lalo na kng may edad

[@eriksundstrom6826]

Did Dennis keep his Medicare up to date in case he would need care in the US? I only ask because I have heard that many expats, once they have established their lives in the Philippines, stop paying fully into Medicare and just self-insure. I dont know what Medicare part that people have the choice to pay into. Thxs for the video and best wishes.

[@americanfilipinadestiny345]

Yes.

[@johnkeogh42]

My heath insurance in America was good. Diagnosed with COPD back in 90s. So getting health insurance here in Philippines does not sound like a good idea. Unfortunately my states Healthcare does not work here in Phillipines.

[@HowardLong167]

Tough choices- fortunately medical is so inexpensive there, but have you thought at what point would you move back to US for Medicare?

[@americanfilipinadestiny345]

For major surgery, maybe.

[@marvinphillips1326]

When you retire you need a hobby. My hobby is working out in the gym. Been working out since I was 12 years old. Retired 2 years ago in the Philippines. Doesn’t matter where you live, if you have nothing to do when you retire you’ll go crazy.

[@stevesilver7437]

Go fishing

[@neilasd3043]

Health care for us oldies in Australia hospital IS FREE so is doctor visits dental is free medication is cheap . Government is better than other countries I just cant think what countries!!

[@marvinphillips1326]

As far as weather goes if you can live in Florida year round you can handle the Philippines.

[@TonyRivera-o6l]

Hello D and M .listening to you I think maybe I'm better off staying here in the states and really just find me a phillipina women and bring her back to my house in the states . I don't do to good to adjusting to the weather. It rains there a lot and it's to hot ,so I'm better off staying here and maybe meet a philpina thru an app or something ? Thank you guys very much ,I'm retired ,veteran and I still work my small business,so I'm going to change plans and start looking for a P,woman. I think I can find one ? 🙏for me ,thanks

[@shawnlee3997]

When I was 36 a hot shower was not in my top ten…. I 52… I require a hot shower… maybe I weak but if unwanted me to survive here. Please.

[@theycallme_uno]

it,s very expensive in the uk too i,m in the philippines at the moment i have been here for a month ihave health issues and it,s cost me over 650 pounds for the month exchange rate is 70 pesos to the pound

[@RichardJarret]

Hello, I have been watching your videos each day. My wife and I are moving to the Philippines in July 2025. I am retired and we are building a house in Zambales. Do you have any information on us bringing our dog?

[@toddtomaino716]

Ask the airlines in the Filipino department of agriculture

[@nomadpack4050]

I know it's really expensive, I looked into that a while ago before I moved, probably depends where you're from too.

[@ningayeti]

It will be hard for your dog because he will have to learn Taga"dog" to talk to the other dogs.😂😂😂

[@americanfilipinadestiny345]

Have no experience bringing a dog into the country. My advice is to check with the airlines. Good luck with your future move.

[@derekweller2798]

There is an expat there that started a health insurance company for expats there but I cannot remember his name or where he is. I believe he lives in Dumaguete but don't quote me on that.

[@dannygrissom1]

Couldn't you have done everything at home that the hospital did

[@martinbolton7465]

When I lived in Thailand I used AIA insurance

[@garrylafferty100]

Really cant insure over 65 with pre condition you hope the big one dont happen . .Wife had giulbladdder removal $4800 a big hit you need a decent medical saving account.

[@jefree6960]

2 1/2 years ago when I had my heart attack the helicopter ride to the big hospital cost the insurance $29k likely for us and now I'm V.A. and all my conditions are connected to agent orange 😢

[@JWDREAM-d3x]

Yes but if you don't have enough money to pay for a major deal you are screwed 🙃. & what's enough cash to have on hand a couple million Pesos ???

[@joes84]

Buy all the health insurance you want. Nobody said you can't.

[@stevesilver7437]

What do you two think of Satin drugs?

[@americanfilipinadestiny345]

Works for me.

[@gamalielcenteno4801]

❤️❤️❤️👍👍👍

[@judyjude1090]

So Medicare doesn’t work there?

[@LagrimasScanlon]

No

[@americanfilipinadestiny345]

Correct!

[@elizabethmas9080]

No insurance in USA your husband? And you too sis

[@americanfilipinadestiny345]

He has medicare in the U.S.

[@row334]

Hello to the both of you. My husband is from the Philippines, and I brought him here by marriage. We have been married 42 years. He has worked hard when he was here until he retired a few years ago. He wanted to retire in the Philippines. But now we have 11 grandchildren and 6 children. I can not get myself to leave them.

[@dannygrissom1]

Leave them?

[@roberthelms7393]

And where is ‘here’?

[@georgemillen908]

Hi health insurance you pay more and you get back your better of keeping money in the bank to pay for doctor and the hospital the way i see it if you pay one year of health insurance and you not been in hospital it would good to get the next year insurance for free

[@nomadpack4050]

But if you get a long term illness like cancer which you could be battling for a number of years that would be very very expensive and very stressful to pay for all out of pocket 🤔 It's all totally choice of individual and everything needs to be weighed up and thought through and discussed

[@johnd8549]

First!

[@JWDREAM-d3x]

You can't say anything about western foods being carb & sweet heck all the rice everyday & just about everything there has tons of sugar in it sweet spaghetti sauces banna cue sweet banna ketchup etc

[@lorenzoamaya3874]

Hi guys

[@elizabethmas9080]

Totoo yn interview muna sa health story kac di nla yn icover