Healthcare in Canada: Should you get health insurance?

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Moving2Canada

Күн бұрын

Пікірлер: 76

@Moving2Canadainfo 2 жыл бұрын

Let us know your Canadian healthcare questions below ❤

@tm--- 2 жыл бұрын

I'm confused! Are there no private healthcare options in Canada? Where you get immediate treatment after you pay a fee! ( Private clinics or private hospitals) 🤔

@Moving2Canadainfo 2 жыл бұрын

So this is an interesting question. Private healthcare does exist but it’s only legally allowed to cover what your Provincial health care will not. For example private healthcare coverage can cover trips to the dentist (that aren’t an emergency) but they won’t cover a broken bone (because this is covered by provincial health care). Canada want to avoid a two tier system of public and private health care so private health insurance covers can cover all your non provincial health care coverages.

@tm--- 2 жыл бұрын

@@Moving2Canadainfo Thanks for letting me know 👍

@tm--- 2 жыл бұрын

@@Moving2Canadainfo One last question - Suppose here in India, I get my full body health checkup done within a week. Is it possible to do so in Canada. Does Canada has preventive healthcare? 🤔

@Moving2Canadainfo 2 жыл бұрын

@@tm--- it’s actually a bit more complicated I’m afraid. Certain provinces offer different care. You can check out the overview of each provinces car by the link here moving2canada.com/healthcare-in-canada/ hope that helps 🥳

@garygjl9036 23 күн бұрын

yes, you can pay for any imaging or bloodtest you want. out of piocket.

@simplemethods 8 ай бұрын

Thanks for your information, but I have a question! I read all the comments and it seems like a nightmare to me that the hours of waiting to treat a broken bone is for all citizens or just for new arrivals and students or visitors.

@13thxenos 2 жыл бұрын

You did not talk about the wait times. One of the things I heard about Canada's health care system being bad is the waiting time to see a doctor. The rumor has it that if you break a bone, you have to wait in line for months before you can see a doctor, making the health care useless for some cases.

@Moving2Canadainfo 2 жыл бұрын

Luckily that is just a rumor. A broken bone is an emergency procedure and you can be pretty confident if you present yourself to the ER you won’t have to wait months for treatment(thankfully) The wait times are worse in some provinces for certain procedures and finding a GP doctor can be difficult but the rumors around wait times tend to be a bit inflated!

@13thxenos 2 жыл бұрын

@@Moving2Canadainfo Thank you for putting my mind at ease.

@Moving2Canadainfo 2 жыл бұрын

@@13thxenos always happy to help!

@alphasierra2810 2 жыл бұрын

Wait times are crazy and it's true. If you have broken a bone and are bleeding it's an emergency, but if it's just a broken bone with swelling you wait. Wait times range from 4 to 12 hours. I had a bad fall and had to wait 10 hours for an x ray.

@alexbandeira3366 2 жыл бұрын

@@alphasierra2810 god bless the Canadian healthcare system atm. In portugal for an emergency the time ranges from 14h to 18h to get everything done and be on your way back home. It’s crazy.

@ksj1526 2 жыл бұрын

Does cigna insurance cover pre existing conditions? Will the company share the information of my pre-existing conditions with the provincial or federal government?

@Moving2Canadainfo 2 жыл бұрын

A very good question that I’m afraid we’re unqualified to answer. They offer a ton of different policies that can be tailored to your needs so your best bet is to reach out them using the link in the description as they usually get back with 24 hours (at the most)

@garygjl9036 23 күн бұрын

you are responsible for being truthful with a doctor to begin with.

@MarkHafen Жыл бұрын

Do you need a Social Insurance Number to take out private health insurance in Canada?

@jmcoyle661 Жыл бұрын

My gf and I arrived in Vancouver 3 months ago and applied for msp only for the application to be rejected.we have applied again but will msp(if we are successful cover any medical bills we have paid out of pocket?thanks

@garygjl9036 23 күн бұрын

as you should

@astetic_vibezz319 Жыл бұрын

I’ve been really confused on this. So you do need private insurance as a permanent Canadian resident? My relatives (mainly in Toronto) have insurance. And this is not like the NHS?

@Moving2Canadainfo Жыл бұрын

Depends on the province, Provincial healthcare will cover specific things but sometimes insurance can help with the cost of things like therapy, eyewear or even dentistry.

@astetic_vibezz319 Жыл бұрын

@@Moving2Canadainfo so then it is like the NHS? We pay for some dentistry and eye care. My kids are free check ups until 18. 19 years if in full time education. We have free prescriptions in wales and free parking at hospitals up to a certain point

@TrailAtlas Жыл бұрын

One of the working holiday visa conditions is that you pre-purchase health insurance for the time you'll be in Canada (and your visa is only valid for the length of the insurance). Unfortunately, our 2 years of health insurance don't cover mountain biking or snow sports, which we'll be doing a lot of. How would you approach getting health insurance to cover these activities?

@Moving2Canadainfo Жыл бұрын

Heya folks! So if your provider doesn't offer mountain biking or snow sports then you have a few options. One is find a different policy that does cover it and either try to buy that specific coverage or cancel your current policy (hopefully you can get a refund) and start this new policy that does cover you for Working holiday permit AND snow sports etc... Another option is waiting until you get provincial healthcare before going ahead and starting the mountain biking and Snow sports. Any broken bones or injuries should be covered under your provincial coverage and your current insurance that meets your working holiday permit requirements (repatriation etc...) Hope that is some help in making your decision!

@garygjl9036 23 күн бұрын

walk

@101DavidM 2 жыл бұрын

Awesome overview, actually didn’t know a lot of this stuff!

@Moving2Canadainfo 2 жыл бұрын

Amazing! Glad you enjoyed the video!

@RuairiSpillane-mk5bv 2 жыл бұрын

Great work Stephen!

@youtuberking258 4 ай бұрын

Thank you for your video new Comer's will get the health care facilities ❓ur video is really full of information ❤❤❤🎉

@DenisRyan 2 жыл бұрын

Excellent video, Stephen! Great work, as always.

@Moving2Canadainfo 2 жыл бұрын

Glad you enjoyed it!

@garygjl9036 23 күн бұрын

hardly excellent

@faisalmumtaz3847 2 жыл бұрын

Can I combine 2 ielts results for pr Canada

@JC-hl9nu Жыл бұрын

When money is in your hand, insurance come begging for it in return for your medical coverage. When they got your money, your left with privilege to claim medical expenses under their terms. You get substandard medicine as trusted brands are more expensive mostly don't cover. Some medical services only with insurance designated medical establishment, as those better ones are more expensive, insurance partners only with cheaper for profit. On top of that you need to have money to pay the bill, get the receipt before you can claim. Paying insurance somehow deprived you of optimal medical treatments.

@Dedell000 2 жыл бұрын

I live in Canada, I’ve had to go to the hospital multiple times or use medical assistance like ( family doctor, therapy, etc…) this year I’ve had to have 2 emergency operations. Usually you hear emergency you get in the operation room in less then a couple of hours, but had to wait for at least 48h for each of them. Both times I could’ve have bleed to death internally and no one would have known. Had to have some X-rays and all to see what was going on inside, both times took at least 5 hours before I could have it ( knowing that there could be internal bleeding/death of certain parts ). If you go during the night you WILL for sure have to wait until morning to be seen/treated, since at night there’s only certain types of doctors or specialists. Going for a broken harm, back pain, mental health, etc. You will have to wait an eternity. Even if you come in an ambulance you are not certain of passing before others. You will just wait in the waiting area for multiple hours. Having some mental health help is a totally other story. It’s almost impossible to have it. Once you’ve waited for months/ years to get in, if you got In as a minor you will be transferred once your 18 years old. All of there time you’ve waited you’ll have to start again, because you’ll be assigned only a new psychiatrist but you will have to wait on waiting list to have groupe therapy and forget about having a therapist, it’s better to pay for it because it’ll take years before you can get one. All of that said, yes it is free and we are lucky not to have to pay multiple thousands to have a cast, but honestly the system is failing. I’ve been living here forever and after my first family doctor had to leave we had to wait about 5 years to get another one. The walk in clinics are too full to help the population since every one is waiting on a family doctor. We don’t have to pay thousands upon thousands when we go to the hospital, but we pay even more in taxes. But still happy we are able to have access to health care.

@Moving2Canadainfo Жыл бұрын

Very interesting Audrey, sorry to hear about your own experience with it all, sounds like its been a bit of a nightmare for you! We've got loads of team members here from different countries and it seems like no matter the location, healthcare is always under a significant strain. Here's hoping 2023 can bring about some solutions to some of the delays people experience throughout Canada!

@garygjl9036 23 күн бұрын

bullsh*t, no way you were not triaged properly. emergency operations for what? Mental health issues for what? full disclosure. I smell a rat. The government is NOT your insurance policy to pay your bills for rent, food, healthcare or lifestyle choices.

@thebag-lt6wv Жыл бұрын

Great video as usual man! Very informative! Cmere, dya know what the craic is with getting a health card in canada for somone on a 2 year visa?? Cheers!

@Moving2Canadainfo Жыл бұрын

Ah thanks very much for the comment! So your health card will depend on your province. You'll have to apply for them regardless of province but when you'll be eligible for them depends on where you are living. In BC for example its 3 months from when you arrive in BC. You'd apply online or over the phone so if you type in your provinces health care plan and 'apply' you should be able to find it easy enough

@thebag-lt6wv Жыл бұрын

@@Moving2Canadainfo awe that's brilliant!! Cheers for the reply!! Will give that a shot!

@mrh-TO-Canada 2 жыл бұрын

Need to be clear: you must be a citizen or permanent resident, correct? Otherwise, you need private insurance until then.

@Moving2Canadainfo 2 жыл бұрын

Nope, depending on the Provence temporary workers who are legally allowed live and work in Canada can also access Provincial healthcare coverage BUT it can take time for that to kick in. So if you want to make sure you’re covered in the meantime or if you are visiting Canada as a tourist then health insurance is recommended to ensure you’re covered ☺️

@garygjl9036 23 күн бұрын

as a citizen I can pay for any medical service I need in Canada. anywhere, anytime regardless of the healthcare system coverage

@williamriordan1071 Жыл бұрын

Oh ok that’s cool. When you find out that your provincial health care doesn’t cover what you need and you have to get private insurance you get to stop paying the extra taxes right? No? Damn that sounds like it could get expensive.

@Moving2Canadainfo Жыл бұрын

I mean...you could move province I guess? Some employers offer things like dental, eyewear etc... as part of employment incentive programs. But you're right, paying out of pocket can get pricey

@MoneyMadeSimpleForFamilies 8 ай бұрын

is for free? oh, last time I check I was paying it with my taxes

@Throttlebeasts 2 жыл бұрын

Canada has worst medical services don't about America but i faced difficulties in canada appointments were 6 months long and you have to stand in queue for emergency

@Moving2Canadainfo Жыл бұрын

All a matter of perspective Throttle, some will agree with you for sure and some not so much. But there are some definite problems that could be addressed in Canadians medical services so we can defo agree on that.

@sulleymanmusah3255 Жыл бұрын

Nice one keep it up 🔥

@Moving2Canadainfo Жыл бұрын

Thanks so much Sulleyman!

@aisoconnor 2 жыл бұрын

This is what I needed! I live in BC and didn't know how anything worked, I just got told to sign up for MSP when I got here and hoped I didn't need any medical help 🙈😂

@Moving2Canadainfo 2 жыл бұрын

It sure can be confusing! Glad it helped 🥳