HELP TO BUY EQUITY LOAN: Should you pay back the loan now?

  Рет қаралды 4,307

Sarah Jane

Sarah Jane

Күн бұрын

Пікірлер: 7
@georgiangelov2764
@georgiangelov2764 2 жыл бұрын
Hi how to reduce the value of my property? I have help to Buy and I want to reduce the value of my property. I'm thinking to install solar panels and battery on credit do you think this will help thank you
@lildoc
@lildoc 3 жыл бұрын
So basically the only way to pay off the complete govt loan after the end of 5 year holiday period is to remortgage or sell off the property? It might be possible to save extra every month for next 5 years and pay it off as one whole lumpsum amount before repayments kick in on year 6 but I think from financial point of view, the latter will be a silly move to make. I am better off saving up towards a higher deposit and purchase a property without govt's help. Correct me if I am wrong? Wonder how it is with the new 5% deposit scheme with gov't putting guarantee for 20% of deposit? That applies to all kinds of properties except new builds, yeah? Any thoughts?
@aliciathomas678
@aliciathomas678 2 жыл бұрын
@thegreenformular I think they mean instead of help to buy.
@aliciathomas678
@aliciathomas678 2 жыл бұрын
Although I agree with you, waiting and saving up a higher deposit still allows house prices to continue to Rocket.
@damiandavid3653
@damiandavid3653 3 жыл бұрын
This was really helpful, thanks!
@zTorrentiaLzzz
@zTorrentiaLzzz 3 жыл бұрын
Bit of a random question but when it comes to the valuation. Will they value my house higher if I make upgrades to it but specify that the upgrades won’t be part of the home if it came to sell? E.g. sheds, breakfast bars, feature walls etc
@viorel-
@viorel- 3 жыл бұрын
Good audio :))
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