HOAs Are SEIZING Homes

Homeowners are facing a surprising threat of foreclosures by their HOA's. In this video I’ll tell you how the HOA’s can foreclose on you, share some nightmare stories of homeowners who were foreclosed on and tell you how some states are stepping up to put an end to this madness.
**If you need legal help, please contact an attorney. This video is not intended to provide legal advice!
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[@edgreen2660]

When looking for a home, my wife's and my number one rule was "no HOAs." When people asked us why, we said "We're against Nazism."

[@marknewton6984]

NO HOAs!😮

[@karlabritfeld7104]

Idiots

[@warrenpuckett4203]

I do not believe in upgrading a house. Then you pay a annual tax on money that has already been taxed. Cheaper to move to a house that already built that way.

[@FloppityFlopFlop777]

Perfect reply. 💯

[@Nad-yc8uz]

Wish I didn’t buy a home with an HOA

[@SuperDryDiver]

I was in an HOA once, and I won't ever deal with one again. The HOA scam is worse than timeshares.

[@SuzetteKath]

Same here.

[@TrappedQue]

We need to get RID of HOA completely.

[@t41flyer]

HOAs and IRS.

[@boristheamerican2938]

But were all obsessed with property value arent we and whose going to buy your home if you have an extreme horder next door to you with his yard piled with crap?

[@marknewton6984]

HOA s suck! 🤩

[@Lisaray2680]

I agree!!

[@TheBigBigSean]

I love my HOA. They help maintain a beautiful community while protecting my poverty value. If you don't like HOAs, don't move to one. It really is that simple.

[@pazuzuxx]

My Grandmas home was FULLY PAID FOR and HOA was still able to take her home. Evil, pure evil. Devastating!

[@GabrielHill1]

I'd be looking for somebody.

[@jameskelly9243]

I don't think so

[@jameskelly9243]

Only buy into a HOA if you own your own land.

[@trishakoslow3044]

Hearing your story leaves me to believe that HOAs are pure evil... the people running them have to be psychopaths

[@jackiekjono]

Did she at least get her equity back?

[@bloodymary12100]

Best solution is never buy a home in an HOA.

[@discorabbit]

They’re everywhere

[@lanceb7556]

HOA 's all need to be made illegal.

[@tanyaroberson9629]

There's some states where you can't find a house that's not HOA.

[@lenr7068]

Yeah, I was young and stupid and bought a condo. Worst mistake ever. Worst mistake. I just added a new layer of government.

[@TheBeanHome]

not an option when they are taking over the map and not everyone can afford to buy acreage

[@EgGu-l9y]

Foreclosing a whole home over $2,500 is downright evil.

[@averagedudeusa9722]

HOA leaders are aweful people. I will never buy another home in an HOA area.

[@agustintintin2126]

Perhaps some of them are also lower level Deep State Cabal's local operatives.........function to kept folk's life miserable and controlled within "the grids".....!

[@dialecticalmonist3405]

It's literally like living in "Karen Land" on purpose.

[@TrangNguyen-ql5ch]

Definitely

[@raevj]

@@dialecticalmonist3405 the most Karens work for HOAs and Human Resources/“Diversity” positions….hateful people flock to this type of power.

[@SaraNorman-lv6cu]

They also dont fix what they are supposed to and they give attitude if you call them to complain. Terrible terrible scam.

[@CheddarCheeseBandit]

Certain types of people love living in HOA neighborhoods. They are a different breed. Let them all live together.

[@liighterspoppow5152]

Like who?

[@JohnGalt1960]

Hard core Democrats, enough said.

[@vmj255]

Control freaks and Karen’s. Nobody needs that kind of aggravation in their life.

[@SC-pe9ir]

I'm a real estate broker in CA and I advise everyone to steer clear of HOAs. Dues can go up every year.

[@MrCenturion442]

Bought a condo in 2018 the HOA fees were $450.00 a month which included all the outside maintenance including Roof,painting, pool service,lawn care. And insurance. It was doable fast forward to 2024 the costs have reached $950.00 not including the reserve fees and there’s no end in sight. Just sold it never again!

[@brandoncarpenter9681]

@@MrCenturion442 wow, unbelievable, sorry for that, must have been extremely missed managed.

[@agustintintin2126]

Aren't you supposed evacuated from that state by now?....or see the signs California are sinking like Atlantic epics....into full swing communist+fascist dictator kakistocracy....

[@lizhoward9754]

@@MrCenturion442Sounds like you are in Florida? I have heard unbelievable stories about HOAs and insurance rates sky rocketing in FL.

[@bartsullivan4866]

Seems like a racket to me people being fined for not putting the garbage cans away instantly what if they work nights what a bunch of BS. Now I get it if they have RV's and broken down vehicles and never keep up with the yard. But some of those things seem ridiculous.

[@metalsteel5631]

a lot of people on the HOA board don't have jobs. they're literally living off of being a board member doing only 2 hours of work per month, and siphoning $6k/month from the home owners.

[@jameskelly9243]

Our HOA is not paid

[@agustintintin2126]

So what...? There still plenty rooms to play those corruption games..... Under the table deals? Kick back deals? neighborhood political squabbling?

[@latishalittle2952]

Wowww, that’s crazy

[@PhilOrmsby]

False. HOA boards can't be paid.

[@yaiburanakul8505]

@@PhilOrmsbythough they may not be paid, there are many HOAs that actually steal from the HOA funds for themselves

[@marisamarino7596]

Im trying to avoid buying any place with an HOA. Total crap.

[@robertscheinost179]

Do or do not....There IS no try.

[@verovale5029]

@@robertscheinost179 😂👍

[@sgtstadanko880]

go out of your way to not have a hoa. If its like FL leave the state. XD im from there so I know how hard it is to find something outside of a hoa.

[@rcar9115]

Absolutely do not do it under any circumstances.

[@lexirae7889]

That only works if the squatters are a color other than white AND 'lost' their documents before breaking into the country. Seriously if you are an American citizen, particularly one who is of European extraction, LE will suddenly be able to remove you, throw you in solitary & delay your court proceedings without an eviction notice ever having been issued. Welcome to America in 2024!

[@ysykes489]

I hate HOA's and would never buy a home in one. My son and his wife were renting a condo with an HOA and they weren't treated kind at all. They would get letters if their trashcan wasn't put in immediately after the trash was picked up (they were at work). They had purchased an item from Home Depot for their patio, and sat it on the porch planning to put it on patio next day, they got a letter. It was some of the most DUMBEST things I've ever heard. I see no reason to ever live in an area that has one and I won't. I've lived in my same home for 20+ years, we have no HOA and everything looks nice here.

[@wrenbyrd1093]

That’s nuts. I knew they were crazy a long time ago.

[@curioso4762]

discontent owners must group up and vote out the HOA leaders, they are abusing their power.

[@vg4472]

Leaving personal property unattended is "Blight" and could invite thefts.

[@Wisdom-Nuggets-Tid-Bits]

THey must live in a very expensive neighborhood. Those are the worst. But these young things insist on living in them with the Mc Mansion status.

[@tygressblade]

I used to be a real estate paralegal, HOA’s are out of control. The banks insisted on them about 50 years ago. They have to be stopped.

[@Melodylynn69]

You have to stop communism first. That's what this is.

[@missrobyncalifornia]

I would NEVERRR BUY A HOME WITH AN HOA!! That's like paying for the freedom of homeownership that comes with an annoying landlord!!!

[@nousernamesarevalid]

They should squat in their home since squatters are never evicted.

[@agustintintin2126]

Perhaps when government collapse..... surviving folks could claim those properties......if they could defend with their own forces...

[@rcar9115]

And don't mow the lawn and have many bar-b-ques.

[@charlesg7926]

Nah the laws need to be changed, we need to revolt against our govt

[@Zoeisthepersonyoulookupto123]

How can you be a home “OWNER” and loose your home? Did you ever own it?

[@anon556]

If you think the cops would side with a squatter over an HOA you're smoking crack 🤣

[@ChrisGenXer]

This is exactly why I will NEVER purchase a house in an HOA.

[@Trashman702]

You will have some shit bag living next door with cars parked on the lawn. The house will be painted purple. All the grass will be brown with weeds and so on

[@ChrisGenXer]

@@Trashman702 😂😂😂 Thank you for a response spoken out of pure overgeneralization. It’s a free country, go ahead and pay for your HOA and enjoy all the “benefits” it brings and freedoms it takes away.

[@Trashman702]

@@ChrisGenXer Well I’m not saying that to an extent. There is some good and bad right ? It sucks but we have to keep the idiots in check so they don’t ruin our neighborhoods

[@starrystarrynight6281]

I contacted our governor’s office a few days ago to ask him to make laws to stop these thefts.

[@agustintintin2126]

Good luck!........hope you could achieve some your objectives before next couple big waves of engineered "Black Swans events" hits near you! When situations bad enough to activate "C.O.G.:Continuity Of Government".......all games would be over, and back down to rules of the jungle/or radioactive wasteland........

[@CMBBmc-jd6ur]

The Legislature makes laws. Not the governors.

[@tw8464]

Thank you. We need a revolution to vote out all the corrupt state legislatures who have long been emotionally manipulating our states' people with surface level simpleton lies and nonsense while behind the scenes colluding with the banksters and "HOA" crime syndicate to artificially drive housing costs into the Stratosphere and fake "family values" "trickle down" mafia that is actually the ones most responsible for destroying our young hardworking generations

[@jesseochoa3214]

​@@CMBBmc-jd6ur governors can lobby legislation

[@jesseochoa3214]

One word, CHINA

[@U.B.T.]

I feel so sorry for those homeowners whose homes have become wrongfully swindled from beneath them over pettiness.

[@Motomomsterr]

I will never live in an HOA community!

[@agustintintin2126]

Unless you are sure that HOA is under your controls, or kept your local governing powers not allow any more HOA controlled lands increasing...! Fascist political+big business land grabs are cranking up!!!......just as "The Great Reset" agendas being pushing NWO....

[@dialecticalmonist3405]

It's like living in "Karen Land".

[@Pauletterenee331]

@@dialecticalmonist3405 🤣😂🤣

[@ronalcasid3844]

Forget Florida then.

[@marknewton6984]

Never!😮

[@mauibuilder1239]

HOA fees are like taxes paid to the government to have more control over our lives. I purposely look for homes with no HOA, restrictions, and low property taxes.

[@scottdavis3571]

So, you don't want your home to be worth anything? Low property taxes means low appraisal value when you're assessed.

[@scottdavis3571]

You know what sounds really libertarian? Buying a camper and living in it. Even if you don't have gas, and it's parked way out in nowhere, it's still a home without taxes.

[@zainghani7116]

Boat is better because I can have a nice boat and never pay taxes because I can take it almost anywhere in the world

[@diannaleefolkers-sarber2393]

I refused to buy any home that is in area with HOA. I have heard and read about the injustices that happen because of them.

[@VSES-99293]

Same

[@alucard4860]

Same. Why I detest HOAs. They can easily take away the house from right under you over the smallest things.

[@lhndz16]

HOA's should not even be allowed to exist! There is no useful purpose for these to exist in the first place.

[@mariemilord3798]

I refuse repeat I refuse to even pass by an house that has HOA period that an evil thing

[@agustintintin2126]

Has anyone know exactly how HOA started to pop up like rotten mushrooms at our resident regions...? Any way to abolish them?....or, just put a stop to their establishments?

[@Me97202]

At my last HOA, the president of the HOA Board had me “shunned by the whole community” for asking how our money was spent.

[@eb1684]

Embezzlement.

[@cocoaddams4502]

Do a little digging and you'll find somebody on the HOA board is a realtor and they're gonna sell the house. It's so wrong. It's crazy. It's inhuman. HOAs need to be regulated in some way.

[@tw8464]

Nailed it. "HOA" crime syndicate. Of, by and for the "trickle down" mafia rigging and monopolizing the fake "housing market" no limits at-all-costs to society. Literally destroying the young hardworking generations

[@jmogler]

Our for fathers gave us a way to regulate it by creating the 2nd amendment.

[@starsapphirelee5714]

One of the board members where i live owns and rents out several homes in here.

[@NicolewithouttheH]

Our current home has no HOA, it’s a big reason why I think our neighborhood is so calm and peaceful.

[@MiamiPush2theLimit]

My friend lives in a condo in South Florida and she just told me she pays $800 a month in HOA fees!!!! 😮 She lives in a 2 bed 2 bath condo!!!! $800/month is CRAZY!!!! 🤯

[@MaryBethMcCoy]

The HOA monthly dues typically go to pay for all the day to day maintenance, utilities, amenities, administrative fees and other vendor services such as landscaping as well as fire, flood and liability insurance of the condo complex. The fees can vary widely depending on the size of the complex, its location and the amenities it has. Every condo owner shares in paying into the upkeep of the complex.

[@agustintintin2126]

Dose there ever cases HOA board members arrange deals for receiving kick backs$$$ for themselves?.....transparency for every HOA members? Even FL might be a "Red state"......how well would folks fair at that already over priced place when US dollars collapse and WW3...?

[@popwilly3080]

​@@MaryBethMcCoy😂

[@BMFstudiosNYC]

@@MaryBethMcCoy $800 a month to basically pay for everyone else's maintenance, insurance and landscaping is ridiculous. How much of that is actually going towards the needs of your own home? It's a waste of money.

[@eattherich9215]

I have a friend who lives in a Florida over 55s', gated community. Their property is mortgage free, but the HOA fee is $400 dollars a month. The move to Florida that looked like a cheap option a few years' ago is fast disappearing.

[@stevenekdahl7124]

As a real estate agent for 30 years I tell everyone who is looking for a home never, never, never,never buy a house with an HOA your life will be a living hell.

[@ELCLAVE300]

I never understood why anyone would actually pay money to be governored.

[@markjohnston73]

Taxes

[@Freeyourself206]

We do it in America

[@agustintintin2126]

Yes, there's plenty with chronic generational brain washed into "Stockholm syndrome"........and all those power gripping freaks/swindlers are banking on that! unless enough folks could breaking those obedience curses.....and stop being sheep flocks in oblivion.... Starts abolish HOA movement! replace with a survival able true community!

[@Fawn91193]

🐑🐑🐑...

[@spaceindian3769]

@@Freeyourself206 and love it!

[@mistyblue526]

So sick of lots of people becoming drunk on power.

[@marknewton6984]

Bitter ladies who never made cheerleader...😮

[@muff-waggle-b9408]

Years ago my fiancé were out house hunting and we were looking In a very nice neighborhood which was close to the beach and a house that was right in our price range. The realtor said “ and the HOA F…….” Me : NOPE ! We’re all set , thank you for your time ! Thank goodness we found our house we’re in now ! No neighbors no HOA FEES ! It’s absolutely glorious!

[@raydemos1181]

Don't buy into a HOA neighborhood, and you will not have to worry about getting kicked out of your home, Simple common sense

[@eshoo8000]

Millions of houses are in HOA. Thats simply not possible. On the other hand, changing laws regarding HOAs is much more easier.

[@vamike5566]

No freaking way I would move into an HOA!!! Screw them!!!

[@lizhoward9754]

I can’t agree with you more. The problem is that in many places it is almost impossible to buy a home that isn’t in a HOA. I live in an area that is surrounded by these massive HOA housing developments. These places are like cities. It took us over a year to find a place not in a HOA. Fortunately we weren’t in a rush to buy and could afford to take over a year to find a non-HOA home but most people don’t have that luxury.

[@rosemarywilliams9969]

😢😢I'm dealing with this now. I pay all my bills on time yet HOA bug me month after month telling me to redo my entire lawn cuse its too dry, or i didn't pull all my weeds. Traveling for work and having to deal with there monthly BS is just there way of adding fines and leans in order to steal people's home. I'm so mad that I have to spend another 10K just to deal with there BS. I told God I'm done and after this letting the home go and living in rental rooms until I figure something out. My neighbor went through the same thing which is why I'm not sticking around. AND they don't tell you about any fees that's not your normal bill unless you ask for your account statements and any add on they might have. BUT like WHY would I expect add ons if I'm living in my home paying my bills. They only tell you about the 1st fine. That's IT.

[@jw6180]

That is awful! How can that be legal?

[@lilosnow1759]

So basically you pay these HOA people to harass you about your property? Why would anyone agree to that ?

[@elmiguel6725]

HOA has first position over the bank?? Crazy!

[@CP-fz4sr]

No. HOA has the right to do anything if you DONT PAY the fees. Otherwise, they can kick rocks. It doesnt work that simple. Pay your fees and ur good. If not good enough, then sell the place and buy one WITHOUT HOA. I dont like them either, but I know MANY that dont pay their fees, and because of that, I used to have to pay MORE BECAUSE of those that dont pay.

[@mt72137]

Yes. They are super lien holders.

[@mspanda2550]

Same ppl own the HoA...making double or triple...

[@agustintintin2126]

Looks like more autonomy for land and home owners are still beats HOA overshadowing our properties rights! Especially current SHTF unfolding situations.....HOA are mostly very much hindering home owners' abilities for their homesteading survival prepping! US dollars and social orders are collapsing as we speaking!.......guess what's going to happen to those HOA...?

[@leonardhughes5461]

Anytime I see an HOA on a property I'm considering to buy, I automatically walk away. NO way I will ever deal with an HOA.

[@sammni]

As a non American this is absolutely insane to me. I’ve only come across the HOA recently and it’s mind blowing

[@agustintintin2126]

Has that pops your "American Dreams" bubbles yet.....? Hopefully you have prepping for SHTF though American homelands......as been engineered by those "Deep State Cabals" (that's would blow your mind even more!.......if you just realised the situations really are....)

[@user-wd3po8sd7k]

This is America now. Sad.

[@leotimtom6637]

United States is simply unlivable- everything is a joke- medicine, education, private property, anything.

[@Vickey-b5t]

I looked into HOAs when moving to Florida. They did not exist where I came from. The idea of an outside source having control over my property was not compatible with my values so I found a house in an area without an HOA. Had I consented to HOA conditions, I would have invited consequences to teach me what I SHOULD HAVE thought of before I acted!

[@revolutionaryforall]

I remember a story during the 2009 recession in Arizona when a woman lost her home to an HOA due to missed fees. The HOA sold her home from right under her for 35 dollars. My question are Real Estate agents bound to tell potential home buyers their lot is under an HOA. I would never want to be part of a vile organization.

[@Funniestdays2]

It depends on what state you live in

[@winniethepoohandeeyore2]

Supposed to be in the ad. Real Estate agents are bound to tell potential home buyers whether the lot is under an HOA and provide them with the necessary disclosure documents, including the CC&Rs, to help them make an informed decision about the property

[@agustintintin2126]

That's part of those corruption on local political and big predator business industrial complex....... Be alert what they would crank up during US dollars and engineered social collapse...!

[@willsx2]

In my state, not only does it need to be disclosed that there is an HOA but also a copy of the current CCR must be provided at least 30 days prior to closing

[@DashaTheDivineDivah]

😮

[@loscojones2520]

Crazy how some HOA members do not get missing for playing with peoples livelihoods

[@aisha2672]

I was thinking of purchasing a condominium and what stop me was the HOA fees

[@esdigital5259]

stopped*

[@agustintintin2126]

That's depends how reasonable those extra costs exchange the values for what's you could/willing to afford....

[@MrNathan07]

@@agustintintin2126 Yeah looking into condominiums just out of curiosity and HOA fees aren’t terrible in my area like $200-$300 usually under $250 unless it’s in a high end area I have seen $400+ it all comes down to what you said pretty much.

[@robertscheinost179]

@@agustintintin2126 Condo fees can be raised at the drop of a hat. My cousin was stupid enough to buy a condo and was talking about how nice it was not having to mow the lawn or shovel the snow...Until the condo association needed to replace the roof and each unit had to cough up over ten grand extra on the spot to pay for it. Turns out the construction on the units was sandbox quality, making the need for not only the roof but all the hidden construction problems exposed when re- roofing. Say no to condos, over 55 communities and any property in an HOA. You think you own it until you find out you're really just renting. "Here's a $250 fine. I found a blade of grass that was 1/32nd of an inch too long on my, I mean your property." You don't own it. Buy a house and put the "fees" you save into mortgage payments instead.

[@tw8464]

The "HOA" crime syndicate has zero accountability and is stealing billions of dollars of the rents they're charging while doing no maintenance and letting the condominiums fall apart. It all goes straight into the corrupt pockets and no real oversight or accountability by anyone. There are no random audits, nothing. Do not buy into this corruption that can only hurt you financially just like it's hurting society

[@cherylbrown4483]

I was never going to live in an HOA neighborhood. 1- their fees never go down, only up. So even after paying off your house, you'll still be paying them rent. 2- nobody's going to tell me what I'm going to do with my property.

[@gailobrien9380]

We will never ever live in an HOA community again!

[@agustintintin2126]

There's only so much limited land..... how can you be sure there's no more "new" HOA pops up to compete obtaining those lands for your next choice homestead....?

[@Boc3phu5]

What was the reason that made you buy one in the first place

[@margaretjeannemoore]

My 91 yr old mother was in the hospital and then a nursing home and didn’t pay her HOA fees. They put a lien on her house but she paid the fees and the lien was taken off. Neither myself or my mom knew there was a lien until she got the paperwork that it had been taken off. I spoke to the head of the HOA. She told me my mom had the best house on the block and she was looking forward to taking it for pennies. A 91 year old woman! I was shocked there were such people!

[@JackieBaker]

That is so crazy!

[@thinkingblack4035]

Bought my home back in '09. There were only 4 houses in this subdivision at the time... My house and the other 3 are the only one here that are "grandfathered OUT" of the HOA now that there are 100+ homes here... And that's only because we REFUSED to sign into it. NOW, they do seem to be EVERYWHERE (here in FLORIDA, at least).

[@suzannehofer2541]

Wow! HOA’s are insane. There is no way I would pay to be harassed in my own home that I’ve already bought! Hell no!

[@edwardsanchez3708]

People need to be able to do HOA reviews in their neighborhood for all to see

[@agustintintin2126]

As long as those powers and interests could be truly balance and transparent...

[@tw8464]

State legislatures need to just flat out outlaw "hoas" on detached properties. The whole thing is destructive to society

[@shirleyrenner-c2d]

I have moved a bit and have had horrible neighbors who have been extremely dirty. Among other things, no house or lawn maintenance, garbage piled up, absurd statues, broken kid toys laying around, etc. I was calling the cities with complaints that violated local ordinances every week or so. I’m a good neighbor who has asked them to fix the issues and have offered them help in many ways. When I finally purchased my house, I made sure I was moving into an HOA community. If you don’t like it, do not move into one. When you are buying a house check with the municipality’s deed as sometimes realtors will not give you the correct information.

[@Rew123]

Finally, some common sense.

[@shootergavin3541]

I am going to pay a group to tell me what i can do on my property? No way in hell. If they want me to abide by rules, they have to pay me. I currently live in neighborhood with no HOA. We actually have freedom here. I will gladly give up some home value for peace of mind. My parents are not deceased and nobody is replacing them including an HOA.

[@agustintintin2126]

Your city or townships suppose have those duties covered...... why those extra HOA entities to do those redundant jobs?!......if is not some connected multiple levels building complex? More reasons to abolish HOA as a movements! Especially those independent home building unions with their own plot of land......no matter how small.

[@eattherich9215]

@@agustintintin2126: it's quite common now for all those new "planned communities" to take over the duties normally provided by the county, BUT the property tax takes no account of this.

[@agustintintin2126]

Than have those "planned communities" updates their SHTF survivable_ities factors into their plans....? Or even aware how current situations are not heading "life's running normal, economy booming, social running orderly..' Sadly.....many of those HOA meetings we have seen are totally clueless...if not been ignorant to be oblivion...what's unfolding around them!!!

[@CharleneOrtizTraining]

Amen! I will NEVER live in an HOA.

[@maxstone776]

I would never ever buy a HOA home. HOA should be abolished.

[@lilblackfish2009]

HOAs and trailer parks need to be regulated by law so they cant do this

[@lhndz16]

HOA's should not be allowed to exist without first providing a binding mission statement outlining how they will be useful and provide a necessary function and operation to the neighborhood.

[@agustintintin2126]

There's time such entity would be too corrupt to be useful or became toys of few control fetish freaks..... either be very active within HOA to guards your rights? Or, just bend over....if homestead at that properties...?

[@MuzicTunes-lk6np]

Their is another side to this. 20% of owners in our condo complex aren't paying their HOA dues for whatever reason. As a result of that, owners like myself have to pay higher HOA dues to make up that difference. I'm not on the HOA board, but I can see the purpose of putting liens on some of these owners. Most of them are just investors who don't even live in the property.

[@HappilyCarnivore]

Me, who isn't even a little bit close to being able to buy a house: That settles it. I'm not ever moving into an HOA neighborhood.

[@tw8464]

Never. The commie "hoa" crime syndicate that the terrible "laws" enabling their un-American criminal activities they pushed through the state legislatures set up this whole scheme from day one as a huge grift kickback and private property seizure scheme. It unbelievable the people of any American state are letting this go on.

[@karenjensen2345]

We love our HOA because of the amenities. Pickelball, pools, beautiful landscaping, community centers. However, no one should lose their home over the HOA arrears. They need to change the laws.

[@tw8464]

The terrible "laws" enabling no limits reveal the whole "hoa" scheme was set up from the very beginning by "trickle down" mafia criminals to steal people's private property

[@agustintintin2126]

Good lucks...... as long as folks could kept possible corruption clean from their HOA system..........or neighborhood communities.... Of course, up coming US dollars and engineered mass social collapse would be testing how those HOA communities survives......

[@alexanderhernandez5226]

I never bought into an HOA Home and have warned and told others to NEVER buy in them. You buy your house to own it. Not for someone else to own it.

[@paulschlachter4144]

What would annoy me is to get constant letters and/or fines because somebody decided to make it their business to constantly look at my house for any possible infractions. Get out of my life already!

[@willl.3353]

You definitely need community funding for condos or townhouses. Shared property or outside structures. However, municipalities have so many by-laws that HOA'S aren't needed in many communities with single detached housing.

[@Loaded4Bear-gi8yt]

I'll never live in an HOA neighborhood

[@Linda-mv8oz]

It depends on the HOA. My HOA only maintains the landscaping, the entrance sprinklers and the road. We r only 17 houses with very little yards. So we pay 142/month ( hasn’t changed in 5 years). Now if you are in a high rise condo in FL you are paying for structural integrity, swimming pools, building maintenance, hurricane insurance. All necessary. In the Northeast you pay for snow removal on the roads and outside parking. Insurance on swimming pools. Waste removal

[@DeLaTr0ll]

I agree, I’ve seen HOAs that say it’s just upkeep. However, I’ll pass on an HOA in general.

[@TheSz2012]

Make sure you read all the fine print. My mother lived in a similar sounding community. The HOA was $155 a quarter. She died, and the estate was in probate. I continued to pay the mortgage but didn't know how to contact the HOA. Because NO ONE was responding during C*vid. I figured I would see a notification in her mailbox at some point, so I waited. There was NO notification until I suddenly received a letter at MY house in a different state informing me of the back dues and a lien in the home! They claimed they didn't know my mother had died but somehow were able to inform a lawyer of MY address when I never gave them that information? Ok, no problem, I'll pay the back dues... NOPE, not enough for them. Because they decided to contact their lawyer before contacting me, I had to pay THEIR lawyers fees! Complete BS. HOAs have too much power, and the lawyers involved are predatory.

[@DeLaTr0ll]

@@TheSz2012that’s demonic

[@CharleneOrtizTraining]

​@@TheSz2012wow! That type of greed is evil and sick!

[@jw6180]

Right, not all HOAs are bad. My townhome community is good. 🙏🏻🫶

[@milkdud3618]

Thank you for shedding light on these HOA crooks.

[@ryang3097]

I love getting a letter from my old HOA that said my trash can had to be brought back in from the street after it was dumped by the city. Even though this happens around 10am while I'm at work, I guess the can can't stay out until I get home from work.

[@MicDropBBQ]

The HOA fees should have some kid go around and pull the trash cans back every trash day. I mean, you're WORKING during the day to pay the fees, so the LEAST the HOA can do is pay a kid to go down the block to move trash cans for people at work.

[@aimmortalslegacy2189]

That's why partnering with an HOA to purchase a property is a bad idea. You are spending hundreds of thousands of dollars on the home but the HOA has more power regarding the property than you, and that association did not invest not 1 penny. In fact you pay them to make decisions for you. Even if that HOA seems to be managed rationally, that HOA can change management; and we do not sell one of our largest assets because we do not like the way a narcissist chose to manage a Home owners association do we?

[@caiuspostumiusturrinus1024]

The HOA that was managing my grandparents housing development was literally communist. They foreclosed on the neighbors home over landscaping of their front yard. That was requiring the contractor to park his equipment on the curb outside the front of their property... So They kept sighting and ticketing them. Well they put a foreclosure notice on the 4th time around. They wound up fighting it out in court for like two years. Because the first judge sided with the HOA and forced them out but upon appeal they won in a higher Court. Then the HOA appealed that decision and lost. HOAs are nothing but legal loophole headaches that violate your constitutional rights.

[@divinefist8153]

So ur saying the HOA are the Bourgeoisie's

[@tracyjacksonjackson4221]

I've never seen an HOA that was not crooked. If I ever buy a house, it will not be in a neighborhood. This is criminal.

[@elmiguel6725]

HOA's are people who get a little power and go crazy. Reminds me of my history class and what happened in Germany in the 1930's, and America since 2021.

[@willsx2]

HOA's hold elections annually. If you are in a community with an HOA you think is bad, get involved an run to be on the board. Many HOAs have difficulty filling the positions

[@elmiguel6725]

@@willsx2 Thanks, if I move into a place with an HOA, I'll consider. I know rules have to be enforced, people left to their own devices will do what they want, when they want with no consideration for anyone else. But Jackie's video is talking about the extreme.

[@Fawn91193]

Yes. We're on Maritime Admiralty Law. Consequently, we have no rights.

[@1320_ikimasho]

i rented in an HOA and they made my life a living hell. The problem is, things such as "kept lawn" is open to interpretation. i think I was targeted because I was a renter. I would receive a citation for "lawn maintenance violation" when half the houses in the neighborhood looked exactly the same. Never again!

[@JC_2311]

If you are considering buying a home with a HOA, thoroughly read the CCR before buying the house, along with the seller disclosure and looking at property history. If you feel up to it, talk to people in the neighborhood about not only the HOA but other possible issues. No matter what house you are considering (HOA or sans HOA), you have to put in the research to minimize your risk on one of the biggest investments you will make in your life...

[@SC-pe9ir]

Really good advice❤

[@MaryBethMcCoy]

You are absolutely correct. It is the homeowners responsibility to know what the CC&Rs say: what the rules are, and especially how falling in arrears on dues and assessments are handled by the HOA before purchasing. When you purchase a home in an HOA, it is critical that you know what you are committing to before signing the contract. You absolutely must make the effort and do your due diligence to find out as much as possible about the HOA, its financial health and management. Prospective buyers usually are given copies of the CC&Rs and current HOA financial statement prior to closing on a home. It is your responsibility to review the information.

[@agustintintin2126]

Also please add a timely major factors in! Which are "survivalabilities" during mass social collapse and WW3 situations......how likely your chosen community or neighborhoods would survive those massive SHTF events currently been pushing by our ruling "elites".....?

[@sherylbarry9143]

Ironically lived in GVR and the Hoa was not fair and equitable. But,many homeowners were letting their property become dumps. People move into an Hoa then don’t want to follow the guidelines. I’ve lived in both and it’s sometimes a trade off.

[@DivineHand125]

Forclosing on someone's home for owing $2500 in fees. Those HOAs are EVIL. If someone isn't paying their fees, they can simply knock on the door and have a conversation with the homeowner. If they can't pay then put them on a plan to have it paid off in a year.

[@OShackHennessy]

I don’t think you should lose your house over an HOA either but there are so many deadbeats that just won’t pay. Having a conversation with some people will never result in payment of any kind. I’d never buy under an HOA but I don’t know what the answer is. In the end the other responsible homeowners will have to pay more to fund the ones who refuse, just like government and taxes.

[@myrongator]

I would never buy a house any around a hoa

[@agustintintin2126]

Or better starts movement to abolish HOA!......there's only so much limited land could be homestead!..... more of those HOA hogging up land, the less land resources and freedom folks could make their home with....

[@solasslym3]

I absolutely did. What the hell sort of country are we living where you must sign agreements that dictate your rights on your property? We can't build a shed on our property because it's considered 'an eye sore.' Excuse the hell out of YOU, an eye sore? IT'S A SHED.

[@TrappedQue]

I f*ing hate HOA. We have some neighbors serving on the board & they think they are the 💩🙄

[@kimboost9686]

So we own nothing ever.

[@karenj5880]

I lived in an hoa for 18 years, we had 250 + townhomes, I was on the board for a few years. We could never foreclose on a home, even those with thousands in unpaid hoa monthly fees, and thousands in fees for neglecting their home.

[@jizzyjake6783]

I bet you wish you could have though haha

[@lindatullos9430]

But you should have a lien if they owe to protect the other owners as the HOA has common property it must maintain especially in Condos which includes insurance and water, roofing and foundations. Parking is also part of that maintenance, not just landscaping. Pools and washeterias, clubhouse are perks that must be maintained also.

[@lindatullos9430]

A lien means if they or family after they die sell the property the HOA finally collects its fees/dues.

[@chriscordray8572]

​@@lindatullos9430actually if they got a new loan or tried to retrieve equity they may have to pay up fees and fines. Some HOAs force owners to get loans to pay off fines or fees. My ex brother in law had his bill like property tax.😂 you had thst choice to pay like trash pickup monthly are yearly. we lived in that same neighborhood but the fees where 8 dollars a month for everyone. So just under $100 a year. Which gave us access to 2 neighborhood club houses and pools in our neighborhood and the one next to us. Rules where very laxed and the homes stayed nice. Roads and streetlights where the city's problem and the HOA only took care of the the clubhouse and pool and around the exterior perimeter fence. Everyone was required to have a privacy fence. If you had a trailer it went behind your fence. Same with non working cars or your boat storage. You could build ur fence up to the sidewalk. So some built side fence up to the sidewalk to store RVs boats and projects down one side of the property behind a privacy fence. No body fenced their whole front yard even tho you could. That was our HOA back in the 70s in Houston ..lol

[@karenj5880]

@@jizzyjake6783 No, i was very much against it. But that said, we had people who abandoned their homes, lived in other states, never did any upkeep and just let the homes fall apart literally, which then effected the homes connected to them. We actually had people complaining and pissed that we couldn't do anything.

[@sunso1991]

HOA was created by local/county/state governments. The local governments didnt want to build and maintain infrastructure such as roads/water/sewer/parks. so they created this organization structure called HOAs, and make mid/large size developers form HOA and pay and maintain the infrastructure. over time just like any government, HOA turned into helIish nightmare since the people that seek power and control over others actively seeked positions on the HOA council. most HOA have a tight core power group that runs the HOA like their little private kingdoms.

[@hvaball150]

I would have made a similar post. They are often doing the city or county maintenance functions. If no HOA, the county would bill you. Or put you on the repair schedule.

[@DailyJAB]

yeah this should be illegal HOAs and REITs should be outlawed in america

[@scottstewart6740]

When I was shopping for a house 17 years ago my choices were newer homes with hoa or old houses with no hoa. I bought a house built in 1906 ,no hoa and have never regretted buying it.

[@nateharlow1388]

HOAs are everywhere in Pennsylvania. You either pay higher taxes with no HOA or lower taxes with an HOA. Take your pick.

[@agustintintin2126]

Looks like zombie Joe are not only rotten stuffs, folks in Pennsylvania needs to clean out of their house.......!

[@cherylbrown4483]

So if you owe the HOA $2,500 and they seize your house and sell it for $250,000 profit, where does the remaining $247,500 go?

[@marlonelias]

We should criminalize HOA!.!.

[@agustintintin2126]

Perhaps not that extreme........ abolishing, and helt HOA's growth might be enough. Besides......with current corrupt political rankings and near collapsing government systems...... you really have enough faith those politicians makes law to criminalizing correctly......?

[@pawpkitty]

I am trying to buy my first home now at 30, and I will never ever ever be a part of an HOA. They just suction out all character from the community.

[@1969bones69]

Never subject yourself to an HOA. Just don't, you will be better off and happier in life.

[@damikco1]

HOA's are intrusive and ridiculous!

[@agustintintin2126]

Just wait CDBC and "Social Credit Score" systems fully rolling out!....and merge in with HOA!!! "Marks of the Beast" nightmare....?....anyone?

[@susan-e2y]

I lived in an HOA in Florida. They were constantly assessing people for violations- roof cleaning, etc. and had liens on several houses. When we sold and were moving they had the NERVE to take $350 from our proceeds to check if we had liens for violations! HOAs are the pits! That said I live in an HOA now in the Midwest in a community of 31 homes- we pay $500 a year which covers garbage and recylcing and maintenance of the front area of the community and a once a year barbecue which the HOA hosts- a breath of fresh air compared to the oppressive Florida HOA.

[@tw8464]

Just curious what exactly is stopping your new "HOA" in Texas from running amuck or other "HOAs" in your area from acting as the Florida one? Is Texas doing anything different than Florida? But say you want to move again at some point and everything is now "HOA" and they're all doing like the one in Florida? What's stopping them?

[@cousin_JACK]

HOAs are a perfect example of Ben Franklin; one of the founding fathers of the constitution where he stated, “ those who trade liberty for security, deserve neither “ 👀

[@albrio5749]

Another thing in FL is that recently I was going to buy a house to live in, BUT i noticed in the budget that for some unexplained reason, the HOA was collecting about 3-4k per month on late fees in a community that has about 200 houses. When I saw that number, I'm like "That can't be right; your telling me that most people living here are behind or paying late"? So a requested the minutes and spoke with 2 or 3 homeowners I saw walking and what they told me that when they send their checks via mail, the HOA BANK/ALWAYS claims they never get the checks and if the owner is not checking if it was cashed, they will add a late fee of 35 buck. On top of that late fee they charge like a 5% convenient fee to pay online and if you end up paying with a Credit card to prevent the late payment fee, they will add and even bigger convenience fee to the transaction. One of the people I spoke with told me that he had sent a check with a month of anticipation and they will still cash after due date charge the extra fees and not even consider that the checks was sent with a month of anticipation.

[@erikhedrick2346]

Follow the money, who is profiting off this?

[@1coketogo554]

Sounds like Amerigas the rip off propane company.

[@bethpent8851]

That should be considered illegal and be fought in court.

[@evancombs5159]

​@@bethpent8851it is illegal, it is called fraud.

[@albrio5749]

@@bethpent8851 in my opinion, it should. But the homeowners needs to organize and sue. I decided to stay away from buying there.

[@Jetski270]

HOA put my house on Foreclosure over $650 of unpaid HOA dues. I never received any notice because I wasn't live in the home at the time after it was built. How can a HOA take a house from You over The bank you are paying the loan. I had to pay over $3000 to have the foreclosure removed at the court. The HOA hands over the responsibility to a law firm to file a foreclosure with the court.

[@drewa837]

HOAs are good when you have neighbors who don’t upkeep their property. Not all HOAs are bad and not all homeowners are responsible.

[@lizhoward9754]

Know your neighborhood. I am one of the very fortunate few in my area that doesn’t live in a HOA and we have one of the nicest neighborhood in the city. If you buy a non-HOA home in a neighborhood with mostly renters and absentee, non-professional landlords, you will find homes that are not well maintained. You have to know where you are buying. Of course I have seen plenty of HOA developments where the homes are kinda run down.

[@agustintintin2126]

That only works if good times continues....... Yet, real situations now those engineered big SHTF events are couple nukes and full mass riots shorts to testing those HOA communities survival_abilities........ have folks connect those dots yet???

[@BedSeller-bs3gy]

Plenty of no HOA's in AZ - moved to Scottsdale last year (no HOA) and its sweet heaven - no crime, no traffic, classy respectful folks, low re taxes and now you can add ADU's to Phoenix props for retirement income

[@myrongator]

I wish I ran into someone like you yrs ago to teach me about all of this.

[@SC-pe9ir]

Teach others now that you know

[@benjawanhargrove6313]

I will NEVER be a part of an HOA. I pay my hard money and keep my head up above water and anyone from an HOA has the right to tell me what to do with my house? My friend got a letter from an HOA saying they didn’t like her curtains and a small pretty cherry tree in her front yard. She had no choice. The HOA HAD NO RIGHT!!!

[@ChristianWalter7756]

Great video Jackie!!!..I had problem with HOA in florida two years ago because of unnecessary fees but we later resolved the issue..I have my own house now..I advice everyone to stay away from HOA because they don't have human sympathy but God has been good so far ❤️, My family are happy once again and i can now afford anything for my family even with my Retirement. $57k weekly returns has been life changing, after so much struggles.

[@ScottJohnson99091]

I have a friend in CA having problem with them currently because of too much fees...I pray he resolve the issue with them 🙏🙏🙏 but how do you make such weekly?? I'm a born Christian and sometimes I feel so down of myself because of low finance but I still believe in God.

[@ChristianWalter7756]

All thanks to Franca wellis,I really appreciate her efforts and transparency..

[@ChristianWalter7756]

I remember giving her my first savings $20000 and she opened a brokerage account for me it turned out to be the best thing that ever happened to me.

[@Theodoregeorge81090]

This is a definition of God's unending provisions for his people. God remains faithful to his words. I receive this for my household.🙏🙏

[@Jamesharrison77597]

YES!! That's exactly her name (Franca Wellis) so many people have recommended highly about her and am just starting with her from Vienna, Austria 🇦🇹

[@paul2019monte]

And let's not overlook who the people are that are standing waiting to scoop up your property.

[@agustintintin2126]

Either they are still delusional with their "normalcy bias"......or they are just "white gloves" agents from one of those giant predatory investments groups(such as Black Rocks....etc.)

[@mleezy930]

It’s paying someone to tell you what you can’t do. Smh

[@2bd-bes]

This is the most corrupt policy nightmare for homeowners. This needs to be changed

[@DolfSmitler]

I want to go back to the time where all I took to have a home is to find a nice cave in a mountain, no mortgage, no property tax.

[@RotterStudios]

I'm battling the one we have again! We live in a single family home! The HOA is like the mob....harrassing me because I refuse to pay it. I have emailed, asking WHAT DO YOU DO FOR SINGLE FAMILY HOMES?! no response. I cut my own lawn and the city maintains the park behind us. The townhomes in the neighborhood don't even get any of the services they are promised...grass cutting, etc. Their fees are crazy high. Anyway, great timing for me to see this. I would rather walk from the house than pay them one dollar. I'll fight it to the end. They can't take my house! I'm paying the mortgage and they are not part of that. That's how I see it. I'm so tired of being told what to do by evil entities! I refuse to pay for services we do not get. I don't have a motorcycle...why would I need to pay motorcycle insurance? because my neighbors do? screw that!

[@CharleneOrtizTraining]

I'm sooo glad my home is not in an HOA. I will never buy an HOA home.

[@dannyarias8786]

This is the reason we looked for a non hoa property. That’s easy to do where we live but in Florida, it’s very difficult. But we actually found a non hoa home in Florida. HOAs are nothing but a group of bullies. Aside from taking your home, they won’t let you live in peace.

[@terencenelson1950]

Don't never and I mean never buy a house with HOA's fees 😮😮😮

[@jjhead431]

While my wife was looking for our house, I specified no HOA. Evil people.

[@Rockyjeeper]

HOA needs to be outlawed.

[@anthonyesparsen7776]

Don't build/ buy a home in an HOA area ,this is criminal

[@scumbagslayer7270]

Imagine paying to be in a neighborhood full of Karens, no thanks man