HOME LOAN EMI है अब तक का सबसे बड़ा ? |

[@nikkisharma5709]

😂Thnx for motivating people to rent a house... I own 4 house and get 2+ lakh monthly as rental income and my houses are never empty just because of you guys.

[@sanjays684]

😂

[@rohitbhati5805]

Well, that depends on your current financial condition, two people with same salary with different financial background have to take different decisions based on their conditions! So, no decision is correct or wrong !

[@RavindraSingh-pn9zn]

ha ha ha ... very nice

[@rohitmishra441]

Please saw the first comment you are lucky seems

[@peacemind2023]

Its not your house...its your father's property

[@Deebroking]

Koi flat maat kharido.....loan pa....life zaand ho jati hai....apni wife gf ko dikana k liya flat kabi maat kharido....pichla 12 saal sa stress may ji raha hu...agla 8 saal loan pending hai......budda ho gaya may 50saal ka....jissa impress karna k liya tha wo bi buddi ho gai.....maat pocho life kaisi gujri hai.....jiss k liya kiya wo hi galli deti hai....😢

[@gauravaggarwal1983]

Bhai ghar rehne ke liye hota hai impress karne ke liye nahi. Makaan becch kar rent pe le lo 1 saal me samajh aa jaayega jab har month rent doge.

[@GeekyARK]

@@gauravaggarwal1983 correct

[@sagarnavale9055]

bhaiyya management needs to carry out with this things...dont feel painful now you can sell that home at market price and enjoy lifetime by earning intrest on that amaount

[@imran4006]

​@@gauravaggarwal1983 - Sirf 2 saal EMI bharke dekho samajh mein ayega😂😂

[@vrvlogs2468]

Tension mat lo brother sab thik ho jayega.

[@ankushchavan9467]

Rule no. 1 --> take EMI of Home double of your current rent which you are paying so that by the time it will nullify your rent and all EMIs which you paid will be same like rent only(and property to ban hi rahi hai) Rule no. 2 --> dont buy CAR on loan take time of 5 years and do SIP for it and sell that SIP when market is at peak at 5th year and take CAR of that money only what ever is amount (SIP amount shoud be same as your dream CAR EMl in this time for 7 years) Rule no. 3 --> Enjoy your life yar, jindagi ek bar hi milti hai

[@riseup2227]

This is conditional. I bought a land in 2018 for 80 lakhs today people are asking to buy it for 2 cr. I took a loan of 44 lakhs to buy it. If I keep paying EMI for 15 years off course I won’t make much profit even if the land appreciates. I did part payment over and above the EMI. The loan is still 10 lakhs left today but I m still siting on a good profit. You do the calculations. I bought another land in 2019 for 60 lakhs today its worth is 1 cr today. If I sell it today I can do construction on the other land. And get rental income from 3 floors. Buying property is like picking stocks. If you buy a stupid property like a flat in tier 3 city, it’s not going to appreciate much. If you invest in upcoming projects like smart cities which are going to create jobs and bring end users the property will appreciate a lot. Also if you take 80 to 90 % of loan and your salary is so low that you only pay EMIs and nothing above, and property also is not a good pick and won’t appreciate much, then you have put yourself in a difficult situation. Buying a prelaunch property from a reputed builder and selling it in few years after RERA is approved and other such tricks can help you make some money. Emotional buyer in real estate buy over prices properties at saturated markets hence they suffer.

[@shahbaztherealdude]

@@riseup2227 land very rarely depreciate in value even in tier-3 cities. In fact the risk is not if the land value will go down rather land itself will be encroached

[@Spidhey]

Buying land in 2018 for 80 lac. Today worth 2 crore. That is 16% cagr. Mutual funds have given 30% bro

[@riseup2227]

@@Spidhey? That’s 250 % appreciation in 6 years

[@riseup2227]

@@shahbaztherealdudewe are not talking about farm land ki koi kabza dal dega. DLF ki society ke andar RERA approved plot, papers apke aur builder ke pas even without registery is safe.

[@shahbaztherealdude]

@@riseup2227 wohi to ham bole. The point is land is very safe and may never always depreciate in value.

[@AmitChauhan-fv5mf]

En capitalist k chakkar mein mat aao..ye tumhara paisa mutual fund mein sip krate rhenge aur khud silently real-estate mein holding bhadate ja rhe h😂

[@RohitOneWho]

Yep freeh example goa ka 🥶🖤 Kya ch@u banaya itna galat seen ki kya bole

[@ranjitkumarmallick3026]

Bilkul sahi bola bhai😂

[@kuldeepkhichi9220]

Ye log real estate m invest kar rahe h kiyu??? Because inhone market se sip se phele hi wo kama liya jo invest karege real estate m , jab meri saving hi 10k₹ h to m ghar kese lunga but wahi agar m ye 10k₹ invest kar dunga to 20-30 years m acha sa Ghar bina kisi tension se le lunga .🗿 Sahi h aap jese log inpar vishwas mat kar taki ye ham jeso k liye acha h aap nahi samjhoge tabhi to ham paise waale banege .

[@gursharandhillon2931]

I constructed my house 25 years back and now constructing again (for children). Normally people say everything will be at least 10x in 25 years but not true for construction material. Land price is exactly 10x. Labour 35/sqft, now 175 Bricks 1500/1000, now 6200 Cement 140/bag, now 360 Steel bars 1300/Qtl, now 6000 Material and labour cost has just increased 5x😊

[@RohitOneWho]

India me samzhama mushkil he behlana asan

[@AmitChauhan-fv5mf]

@@gursharandhillon2931 it depends how you construct your home. 25-30 years back no body use to focus much on building strength. Usually most of the houses were single storey or maximum double storey. Now you can't construct more floors over that same house if its structure is not good enough. Otherwise you can simply renovate the house and live in the same house for another 10-15 years. And when it's come to construct cost, yes it will increase due to inflation. 25 years back 10000 were good enough to run a family of 5-6 members but nowadays same family would struggle to survive in 70-80000 per months and that's why labour is also increased.

[@RajYadav-ti7rc]

Perfect Answer

[@trira1171]

Whats the total building cost per Sqft? plz...

[@rohanverma5318]

Main aaj se 5 years pehle yehi sochta tha.. bilkul galat soch hai.. 1. Jo ghar aaj 4.5 cr ka hai woh 20 saal pehle 1cr ka bhi nai tha. Iss hisaab se 20 saal ke badh ye ghar around 15 cr ka hogga minimum. Tab apki saving 5cr hoggi at max 2. EMI hoggi toh apke fatlu ke expense nai hogge. 3. EMI utni hi lo jitni easily de pao. EMI should be equivalent to rent + - 10%.

[@sumitmadaan6524]

Yeh logics har jagah apply nhi hote Maine khul plot buy kr ke 75 lakh mai 2 floors ka ghar banaya and 30 lakh ka loan uthaya jiski 27k with insurance emi ja rhi jo ke first floor ke rent 20000 se nikal rha mai. 7000 khud dal rha hoon. Ab 3 sal baad ghar ki keemat 1.3 cr ho gyi hai and rent bhi badh rhe hai. 2026 tak meri emi 27k sirf rent se jaygi and ghar ki kremat bhi badhti rhe gi. Is ke logic kuch specific case mai thik hai.

[@ketanmhatre1712]

Par bhai us ghar auto mode par gaya to bhee tuja kiya milaa 50 saal k honay k baad bechga to us paisa ka karega kiya ?

[@sumitmadaan6524]

@ketanmhatre1712 mujhe apni sari life rent par rehkar owner ki jhik jhik sunne ko nhi milegi. 50 year par mai retirement plan kr skta hoon. Tab rent double se bhi uper nikal jayenge. Rent as a pension milega.

[@siddharthmalhotra1623]

Apni emi ko or kam krne ke liye aap loan ko other bank me transfer kr sakte he jisse roi kam hoga or emi bhi

[@himeshnagar707]

Sochke to bolo ki kya bol rahe ho.. uski property free ho gai aur shanti se reh raha he bina jhik jhik ke.. sabse bada aaram hota he ki sir pe chhat khud ki ho kisi aur ki rented nahi.. ​@@ketanmhatre1712

[@avinashkandoi2145]

Bohat generic bol raha hai, no value in this postcard. Totally waste of time. Ghar lena hi hoga. Every year rent increase ho raha hai. Koi predictability nahi ki kitna badhega. Sabse important point agar aapka rent equal to emi ho jata hai, better hai ghar kharid lo.

[@RohitOneWho]

Are yahi to goa hi dekh oo jab price badh rahe sab nade log influencer Sab to ropa diya khud bech chale gaye lya hi seen he . Abhi yahi ho rha 5 ot 10 yers Property gold jese hi hone wali City are me Rent se acha hi he kon dega Well meri permanent job nHi warna House flat best priority honi chaiye pehle

[@shailooo7]

Bilkul is type ka gyaan vo fraudiya ashneer grover bhi deta tha. Khali bakchodi hai ye aur kuch nahin

[@pallabkumarpal]

He is a first-class idiot, full waste video.

[@SandeepKulwade]

Buying house for self use is always better.... The trick is how much emi you want to pay... Dont commit more than 20% of the income towards EMI and Loans liabilities... Always contribute 30% towards investments and remaining towards exp. Most people fails here, they dont plan on how to service loan liabilities.. Dont commit 40% of the income towards EMI

[@gs9489]

What about your children school? How can u keep changing home again and again? Finding good home on rent is not easy.

[@govindckumar]

India real estate prices are very inflated due to black money and all...soon this will be corrected as well like happened with china real estate it cannot go hire and hire continuously

[@TheAbirindia]

The buy vs rent depends on the situation. Which city, property value, mental set up etc. Mobility is also subjective. Your children, your family will not be happy to shift from here to there in every 2 years leaving friends and family behind.

[@nikhil2049]

It's a much-needed video...all people should rent only after all sab rent karenge tbi to owner rent bada paega....🤣🤣

[@dranurag22]

If you dont buy now, it will be impossible to rent in future...salaries are not keeping up with rent....i am very sure rental yield will increase in future...i am talking about cities like Pune, Bengaluru... not nabout small city ... and there may be situation of rental crisis...so own it before you lose opportunities

[@viveksagarpandey6627]

Flat - appreciate hota hai, no doubt. It's a myth ki uska rate nai badhta. But it's a function of locality ( as MF is with market and all the world) + Maintenance jaata hai apke deposit se. I am talking about pune Car: aap cash leke jao, aap gold leke jao aap crypto leke jao ya loan leke jao. Dealer have nothing to do with that. car nai bik Rahi discount lo, car demand me hai 0 discount ya black me uper se paisa do. Car rental: ola uber and zoom car ke rate dekh lo. Zoomcar ka 24 hour ka trip will be equal to your 1 month ka EMI

[@saurabhawasthi7280]

घर खरीदने का पूरा गणित भारत में उपस्थित 650 जिलों में से मात्र 20 जिलों का है। उदाहरण के तौर पर इंदौर शहर में प्रधानमंत्री आवास बनाए गए हैं नवनिर्मित फ्लैट आईएस 6 लख रुपए से 28 लख रुपए तक में 2 बीएचके एवं 3 बीएचके मिल जाएंगे। एक करोड रुपए per acre में 650 जिलों में से 400 जिलों में तो मिल ही जाएगी। 1 जमीन में तीन जेनरेशन आराम से खप जाएगी। आपके द्वारा बताया गया संपूर्ण मैथ्स केवल मुंबई शहर वालों के लिए है एवं गुड़गांव जैसे शहरों के लिए।

[@nitinpatel8765]

Correct

[@Ajaaykumarpal]

A powerful video showing how middle-class families gradually fall into the EMI trap, turning dreams into lifelong burdens.

[@amitamit-lr5sh]

sir with black shirt has a great sttitude.the way he speaks so frankly, so detailed, so practical, i realyy like..salute sir

[@peeyushvasistha]

You can not buy a home buy saving in any developed area. Reason is simple Price of property 1 cr You're saving 10 lakh You're saving grows at rate of 20% and property price by 10% After 14 years property price 4 cr and your saving stands at 1.6 cr

[@Iam_AkhilKapoor]

4.5 cr. ke ghar ka rent 75k only. But 1 cr. ke ghar ka rent at least 30k in Kolkata. Rent is cheaper in expensive properties only

[@asharma1775]

So its lesser than fd interest of 1 cr . 7 lakh annual

[@abhijitkhopkar1500]

@@asharma1775 Rent will keep on increasing alongwith property value. Your FD interest won't keep growing and principal will deteoriate to inflation.

[@kunalbanerjee5562]

Yes it's true. In Kolkata low budget flat rent is higher

[@abhijitkhopkar1500]

@@kunalbanerjee5562 As a thumbrule buy a good and big house for your own consumption. Buy a small size unit for investment.

[@ArjunKumar-ue7jz]

But not in Mumbai.. 1 cr house rent is 40k plus.. better to take loan of 40 lakh and pay EMI.. because you'll not get loan for buying stocks but you'll get for housing..

[@ByteScoops]

Buying flat and buying plot are two different things. But right now , people buy houses more than one which is wrong at this time. You can do better investment

[@arjundas4277]

Indian people dream for their own home since their childhood and Banks have made it easy. In olden days people owned their home once they retired but nowadays people make their home when they start the journey of their life. I purchased a plot of land in 2001 in 7.60 lakh and constructed in 90 lakh by availing Bank loan and the same property valued at 4.50 Cr. today, only I used to pay the EMI on-time and get the tax benefits.

[@moviecloset8868]

Y3 sab bolne me thik lagta hai, jab land lord bagata hai ghar se tab samajh aata hai ki apna ghar apna hota hai

[@SuperArindam1982]

Apna ghar nai bank ka ghar jab tak loan na paid ho. Rent ka ghar ek nai to dusri mil jayegi, loan ka ghar na chodte banega na bikte

[@moviecloset8868]

@SuperArindam1982 bhai, sab yahan job kar rahe hai aur hum middle class log jeevan bhar job he karenge, loan leke he ye sab possible hai. Paisa kamaya jaa sakta hai per memories nahi dubara banegi, jo waqt chala gaya wo nahi ayega. Aur 99% businessman loan leke he itna bada bana hai. Saving marke nahi.

[@abhishekmittal2185]

आप लोग इतना पॉडकास्ट करते हो पर ये साफ़ साफ़ नहीं बता सकते की कौनसी कर पर आप खुद ने कितना डिस्काउंट लिया है ताकि कोई दूसरा आदमी भी उसी रेट पर कर खरीद ले तो फिर ये पॉडकास्ट दिखावा है क्यों कि अगर आप सच में फायदा चाहते तो कार डिस्काउंट वाली बात खुल के share करते

[@RajeshYadav-ck9hp]

Baat to sahi hai loan pe kabhi ghar nahi kharidna chahiye because jitna ghar ka price hai uska kai guna bank ko ret of interest dena padta hai

[@mohankoli9971]

Sanjay sir bas big boss mat jana I like your attitude 😅 Thanks for your advice

[@raghuomfs]

Problem is that they are giving birth to 4 to 6 kids, & seeking help from govt, 1st govt should make a rule that more than 2 kids , no ration

[@themboys304]

No kid rule for people who can't sustain themselves . If you are govt. Liability how did you come up with the math that you can afford kids? No right for giving birth to kid who will suffer without any fault of his own.

[@RohitOneWho]

No man im also poor my house is made of mud my great great grandfather made Well for some bad reason im living even in this old mud or Bengaluru old style house U know just but in my whole vilage 10 of 9 people are 2 or less kids 1 of are 3 4 is bizarre to see im not see at leat in my view 4 kids ik not see Resoen is 1 is kid even now want to be boy in not 2 not 3 After most of 2 kisd stop but some really very few 10 out of 1 2 only go to 3 Amd most of fear living expenses yep living In rural area is also bad One man cant be enough to feed 1 wife 2kisd if add education medical and that stuff But yah we also have some advantages but now it's being no use nowadays prices are so high Yep problem is gov can not able to provide Job Its reality Like china thre also pro in that field they have large market to sell outside But in india we can also have our owe country but we dot have money or that infrastructure Like business Belive me large number can't be settled as job like usa Europe Because 81% are lands of agriculture and big farmer can survive but small is no way man women amd 1 kid is barely enough

[@Abhimanyu-lj1uj1ou4o]

मैंने 40 लाख का लोन लिया है 20 साल में देने है 60 लाख और आज मेरे मकान की कीमत 1.5 करोड़ रुपये है 😅😅😅

[@abhishekbhagwat5285]

20 sal me 40 lakh ka 80 lakh dega . Aur ghar to 40 ka nahi hoga .. down payment Kiya hoga, stamp duty , taxes, मेंटेनन्स 😂😂 .. आ जके वो ghar 1 cr tak chala hi Gaya .. to 20 sale me 20 lakh rupaye kamaye to kya kamaya 😂😂

[@RaviShankar-pr5vv]

Agreed, better to stay on rent... Flat is not property.. Most of the property are 90 year lease.. Therefore, purchasers are lessee.. Moreover building life is less than 90 years.. What your kids will do after building get old..

[@abhijitsardar4322]

It is partially right. 2007 main ek flat ka price 7 lakh tha avi same flat ka price 35 lakh. Vai flat ka EMI 35000 hain tho first 5 to 6 year pressure hoga... after 6-7 years valuation of 35000 will equivalent to 17500, after another 6-7 years equivalent to 8750. So, EMI reversing and price of flat increase rapidly and land super rapidly.

[@ProfitLossWithRaj]

Mere bhai ne 2 flat liya the gurgaon me 2021 me 27 lac par flat, next year postion mil jayegi abi builder offer kr raha hai, 80lac me buy back kr lo, Me apni hi investment batata hu, 2019 me plot liya tha 5saal loan par, abhi uski value 14lac ka value hai, 7.20lac ka khrida hai, Isse saal January me 6500rs gaz ka plot liya tha, aaj ussi ki value 10k rs gaz kr di, Apni samaj ka use karo,

[@what1058]

मेरे पड़ोस में एक व्यक्ति रहता है रोज दिन में 5 बार घर के बाहर अगरबत्ती जला देता है, मना करते है तो sc st act में फंसा देनेंकी धमकी देता रहता है,,, खुद का मकान नहीं होता तो आज छोड़ कर चला जाता 😢😢😢

[@profitpartner]

Ye to hai bhai Liquidity is king

[@theewanderlust.traveler]

Ye banda 20 saal baad bhi 10 Cr nahi bana paya- Crore plus income mai ab tak toh iske pass 15 20 Cr hone Chahie thain

[@subodhshah6884]

भाई मैं 2 लाख ब्याज दे रहा हूं साल भर का, 31 लाख का लोन लिया है ऊपर से बच्चे भी बड़े या शादी लायक हो रहे है कैसे मैनेज कर रहा हूं मैं ही जनता हूं ।वाइफ का सपना था आज वही बोल रही मैने बोल😢😢 रोऊं या 😂😂

[@siddharthmalhotra1623]

Apne loan ko transfer krwao Or suchna ke liye sampark kre

[@DrPratikBabel]

Some facts which were wrongfully stated in video 1. 2bhk price in pune starts from 55 lacs in some good regions of pune, the property cost mentioned is not correct by any means 2. We always talk about diversification in financial planning, investing all of your hard owned money only in mutual funds dosent make sense, buying a home on loan makes sense if you buy it as end user. There is always emotional aspect to it. The only thing to be decided is the amount of emi in percentage terms according to monthly salary 3. It is not easy to move out of your rented home and find a new one everytime when your owner asks you to, you have to look on for your children's education, schooling etc etc.

[@peeyushvasistha]

Apartment k rate nhi badte correct But Apartment location k badte hai. Eg Noiad greater noida expressway So indirectly Rate to badte hai

[@saurabhamin]

Best , people like him help others to get rich ... Staying in a home which is rented , is a pain !!! and plus the emotional part of it where you have to move whent he owner doesnt allow you to stay longer.

[@rtify]

I am calling that as the poor man syndrome. Being poor one of the best in this country.

[@khajapir]

Currently all market business are running shows to rent houses....if everyone will have home there is less competition and less business...at least you should have one your own home in life...after that do anything...dont take high cost homes.. affordable and which you can clear within 10 years

[@ankithere]

Car buying ki liye mast idea mile, thanks for sharing this information

[@letsknowu]

Loan leke extra pay kar sakte hai principal amount ka........ Mutual fund promoters

[@maneeshkumar2798]

Nice point Sir , But please consider 360 degree angel . This is only 1 angel . Which u discussed. India has only 2% land in the world and 18% population . Buy a land or flat at the right time and Property is also releated to emotion .

[@anandtopno4668]

Loan kitna bhi kaise calculate Karte hn emi crore me hi interest ho rha tha to irritate hokar finally full check payment kar diya ab thik hai sukun hai.

[@biplabchakraborty9032]

You can buy a home and there is no problem in that , but we have to manage our finances accordingly, think twice before buying a flat and When you are capable of paying the part payment with emi to finish the loan as soon as possible. Then only you should go for a flat on a home loan and reduce your expenses.

[@frndz247]

I am not sure where you get to see 75k monthly rent for a house for which buying price is 4.5cr I can give you example of Mumbai suburbs where a apartment of 2.4 cr has monthly rent of 62k

[@dhananjayparab1983]

1.25 crore ka flat rent 32k

[@dhananjayparab1983]

2.5% yield

[@SimbaTheLabrador]

Emi hogi to wahi saving samaj ke dalo na yaar. ..property bhi 10% appreciate deti hai na. Apki income ka 20% emi rakho aur kharidlo ghar. Simple hai. 4lakh dedo, 20lakh k ghar ka, fir 16000 lakh ka loan uthalo, 8000 rent ayega, 15000 hapta ayega, salary ka 20%dalo ho jayega ghar. Investment yahi hota hai..only mutual fund is not investment.

[@nihardongre8657]

अब ये नया ग्यानी आया है.......

[@TheWaqqasMalik]

galt kya bol rha hai?

[@H0wZat]

2saal me health sector double ho gya... 20 saal baad property kharidi toh aaj jo 4 cr ki property hai wo 40 ki ho jayegi tab kesey logey?? Mathmetics expert😅

[@karanbhola5444]

Maine plot liya hai aur ghar bana raha hun 34 ki age mein

[@bassworld5279]

Konse gaon me?

[@karanbhola5444]

​@@bassworld5279zirakpur near chandigarh

[@sunykumar203]

किस्मत वाला होगा तो गांव में बनाएगा साफ हवा और साफ पानी मिलेगा उसको

[@parthghori7084]

Fully logically talking

[@dkcoolgaming4736]

1998 me 150000 300 square yard jameen liya tha uska value 1crore 30 lakh ho gya ha ..

[@financial.freedoms]

Yearly 18% se grow kiya hai.

[@yuvrajguptaofficial888]

8:10 I don't agree with him 20 saal emi doge ya fir 20 saal savings kroge aur intezar kroge apne gharka + rent bhi dete rhoge Itna mota Paisa ekhatta ho nhi pata hai kahi n kahi ghusta chla jata h Iss se acha h loan lekr emi krte rho

[@Haunting832]

30 saal k liye tension lene se achha rent me tension free life jio jab ek ghar lene layak paisa kama lo tab ghar lena chahiye yahi hai sabse best.jisne jhela hai bank ki kich kich usi ko malum hota hai sukun ka value,health naam ka bhi koi cheez hoti hai

[@Cricketkeda28]

Wow epic man, mostly the discussion on home loan

[@vikasvaishnav9150]

Superb podcast , where were u all this while , hey algorithm!

[@alpeshpatel561]

Samajh lo government hamen 10 sal mein double deti hai,hamen home loan mein 20 sal mein double dena hai example 50 lakh ka ek karod. Vo to aise bhi ghar ka 20 sal mein 50 ka 1 karod ya aur jyada hone wala hai. Itna to aap mante ho na. EMI ka jugaad kar kar sakte hain. Ek to sip karke. EMI ka 10 % karke example 50 lakh loan Ho to 5000 sip karna hai. 20 sal ke liye. Aur jaldi pura karna hai home loan to aap extra EMI Har sal ek Ya do bhar do to aapka interest bhi bachega 20 ki jagah 10 sal mein hi aapka home loan pura ho jayega isliye kuchh bhi socho mat pahle ghar le hi lo. Aur duniya bhar ki jhanjat aur tension se Mukti pao. Jo soch rahe hain unko All the best .

[@rahullbwn]

Adopting a kid is cheaper instead of having your own, so remember always rent a Kid😅

[@astrogopi]

Brother, it is absolutely right. You should definitely adopt it and your wife will also be happy with it.

[@TauroChuck]

Yeh badiya tha guru😂

[@Gaurav-world-of-fun]

Having your own home is a not just a mathematical calculation, it has lot of emotions to own your house, just to say ki yeh mera ghar hai , is a different feel altogether, you can't live like Banjara ...

[@atifimtiyaznazeer]

Tax bachana hai, to Home loan lena hi prega😂😂😂nhi to har sal 1-2 lakh tax extra dena prega

[@SH-em2eu]

Government and politician are worried about their own interest.

[@MajidAnsari-lc7zb]

Suno sabki karo apne dil kiy jo achha lge wo karo

[@Proud_banda]

My plan: Invest in good MF until my corpos become 60L/flat price equivalent at the time of purchasing flat/property put down payment from pocket. Rest should be loan for 30 years and swp of equivalent amount. Benefits 1. I dont need to worry about EMI 2. My investment keep compounding 3. I get my own house Disadvantages 1. It takes time to build corpos (price might raise) 2. If market goes down i might need to pay EMI from my pocket (dont want to withdraw money when market is down) Overall this is good plan if executed properly.

[@bbvijayant]

Its wrong , buy a Flat which is equivalent to your rent .. you save on your rent + tax exemption and flat / property / land increases . In Delhi Ncr flat rates doubled in last 2 years and rent is going 30 K + for 2 BHK + brokerage + deposits and availability

[@centerofdentaltreatment]

It all depends on the stage of life and the capital a person has. 90% of the people don't have enough money to buy the house , not even the eligibility as financial literacy is very poor in our country for a reason. Most people live on rent because they don't have money to invest. Forget about buying a house. On the other hand, if you have elderly parents , or above 40 it highly makes sense to buy a home which should fit your pocket even if it is a one room set.

[@ayushtherealhero08]

All this sounds stupid to me. I live on rent. Every 1/2 years, owners will say something and I need to vacate and entire headache of packers and movers, deep cleaning, brokerage etc is big problem for me. Can't do anymore once you start family. So owing home is of utmost priority.

[@Abhimanyu-lj1uj1ou4o]

हरियाणा में दिहाड़ी 600 rs है लेकिन करने वाले मिलते नहीं है

[@thepetsbee540]

Truth yehi hai ke aap apni puri life rent pe rahoge naaki apne khud ke ghar main

[@FanRdburman]

Young log kiya karte hai kamm sallary ke hisaab se kahin duur afordable ghar kharid lete hai, ussme rehte nahi, rent bhi low milta hai, price appreciate bhi nahi hota. Ye ek galat investment hai.

[@Som-fy2wt]

Jinke liye paisa is everything vo mat lo flat.... Invest karo and paisa dekhte raho😂 अगर ये आपको मन की शांती देती है तो ठीक है. दुसरे साईड से देखे तो, खुद का घर खरिदके usme रेहणे se किसी को सुकून आता है तो वो भी सही hai. Ultimately अगर आप समधनी हो तो सब ठीक है... Money is a secondary for some people

[@habatani]

Regarding the home, i would say its not fully correct. Probably case to case basis. Bought a home for 2.5cr a year and a half ago and today it’s valued 4.5cr. You can have these sudden surges in value in real estate. You need to be smart to buy a property, buying is not bad.

[@abhineetjn]

Are you going to sell that house?? If no ....that increase in rate has no meaning

[@peeyushvasistha]

Only one point buy a small home first in some good area and then keep it updated as your income grows.

[@devangbhatti1260]

S2

[@Ginni342]

1 crore ka flat bhi 20 saal baad 9 cr ka hoga bhaiyaji,, don't fool the people,,, let's assume I have taken 1cr loan, and paying 8 % interest to bank, out of which you remove 6-7% inflation, 1% tax benifit, 3%rent earning, plus property appreciation, finally you will in profit only, I have multiple flats in bangalore, mutual fund is big scam😂

[@neorv6699]

"Without communism and communist economy system, the middle class people of India will not survive in future." Noble Laureate Economist Amartya Sen.

[@jaspreetxxxsingh]

Tier 2 and tier 3 cities me duplex Lena Aaj bhi bht acchi investment hai

[@shashibhushankr16]

Aao na bhai bihar me 😂

[@jaspreetxxxsingh]

@shashibhushankr16 bilkul aayenge... aap bulaiye to

[@ankitsangar8772]

Great podcast 👍😄

[@amolshitole]

I bought a flat in Pune in 2021 with prize 64 lacs. Now it's prize is around 80 to 85 lacs. And by the end of all loan payments I would have an asset and a permanent shelter for my next generation. Now I have 3 properties in Pune. Predict the valuation of these properties after 10 20 years. Young guys who are in there 20s or 30s, real estate investment is a safe investment. Now in any case if you failed to pay the EMIs. Sell the property with inflated rate. There is no any loss.

[@siddharthmalhotra1623]

All financial services available Home loan Loan against property From international bank And NBFC Minimum login fee and minimum ROI

[@konarksharma6524]

भाई जिनके बच्चे हैं वो लोग 4 साल में घर नहीं बदलते । सरकार म्युचुअल फंड में tax 20 परसेंट कर देगी । जब बीस साल बाद 5 करोड़ निकलोगे ।

[@MrAtmaj]

14 lack flat in 2010 now 50 lacks..till 2030 it will be 1Cr..so consider 7.5 time inflation in 20 years

[@ak-un6ly]

Sirf jameen khareedo aur kuchh nahi mujhe to dusre banaya hua ghar kabhi pasand hi nahi hota

[@ashishrawat7210]

I was done the moment he said mene excel seekhne ka course kara 😂

[@Voiceoffrealty]

बाकी का तो पता नहीं, पर ये मकान मत लों ये चुटियापा है । अरे भाई emi भर रहे हो तो जगह कि value भी तो बड़ती है । मेरे एक दोस्त ने 15 लाख का प्लॉट लिया 25 लाख लोन लेकर उसपर मकान बना लिया । टोटल खर्चा हुआ 40 लाख ओर अभी 2 साल हुए है उसकी कीमत आज की date में 90 लाख है तो भैया कौन सी ऐसे इन्वेस्टमेंट है जो ऐसा रिटर्न देती है ।

[@devshah2315]

Bhai mene 35 lac ka flat kharida hai.. 30 lac loan leke.. uski monthly rent 14k aa rahi hai... Bewakoof banana band karo.. ye properly future me bech ke FD se aish karo...😂😂

[@prashantsharma3647]

Home loan is the biggest trap in Indian Market.

[@vivekkhadpekar4227]

Emi pe flat lo lekin jitna bhar sakte ho utna hee lo DP amount aacha rakho

[@PraveenSinghChauhan]

paison ka value ka kya sir ? 2014 me Rs 23dollar tha aaj 84 hai EMI par bhi kiyaayedaar aur vaise bhi to kyun ka maalik cum kiraayedaar bane .. na ki bhataknewaale kiraayedaar... vasihat me kiraaya .. hahahah karo save.. life kab khatam hogi ye pata nahi aur save karne ka plan ... how #*#)*)* .. bhaai ji lo jab tak ho ... kharcha soch samajh kar karo aur ghar to apna hee ho ... lekin paison ko kaam par zaroor lagaao varna ye aapke kaam laga dega... baaki aap sabhi mujhse zyaada samajhdaar ho har har mahaadev

[@athiest2007]

Yeh sab podcast sunne me acha lagta hai. Bolnewala bhi khud Ghar kharid liya hai hoga. Only thing right is don't buy house very early in your career.

[@chitranjankumar9316]

पर यह तो बताओ katuriya sir कौन सी एसआईपी करनी है?

[@vipuljasani4315]

Sir, you did not mention about black money involved in buying a residential property !! In Mumbai, almost 30 to 50 percent is black money. Flat price is 4 crore then one has to give approx 1.2 to 2.0 crore in cash !!! The height is that everyone knows the price of flat except the Govt and hence ready Reckoner price is much lower than actual transaction price. That means the Govt itself is supporting and promoting Black Money !!

[@dr.amareshkar2002]

Except Politicians & Dharm guru no one is in safe zone.

[@DrRGMD]

Main baat to ye hai ki aaap Kitna EMI pay kr skte ho vo dekho Bt log society me dikhava krne k liye 3BHK 4BHK 45lkh to 50lkh me 40lkh ka loan le lete hai or ye Dalal log easily pvt bank se loan b krva dege or pvt bank vale b target complete krne k liye builder k sath mile rehte hai Me jb ghar lene gya tha to builder ne bola saheb total loan krvana ho to abhi karva deta hu Easily ghar mil jata hai bt uske baad kya

[@MohitSehgal-cy8bb]

Ghar bhale hi bank ka hai but sell krne ka option apne paas bhi hai

[@HSTiwana1]

Dont fall into Loan Trap , thoda hai thode ki zarurat hai, agar mental physical healthy hi na rahe to kya karoge? Live stress free , you are just a bakra for these corporates , savings karo , jab kids bade ho jayenge toh unko kharid ke de dena , work for your next generation, dont ruin your life

[@jamesthepitbull5772]

@12:26 absolutely wrong statement by host...average flat prices easily increase ,also land ownership also comes with the flat...uska appreciation bhi benefit deta hai

[@kumardassani3459]

75 k rent on 4.5 cr house. Rental yield 0.17%. Itna kam rent kaise ho sakta hai. Normally it is in range of 2-3%

[@myrohitc100]

Ye MLM waala hai 😂

[@vivekkhadpekar4227]

Mumbai me 50 lakh ke ghar ka rent 24k 25k hai inka kuch suno mat

[@asoka_rai]

The problem is satisfaction

[@GhodasaraPriyankN.]

You are wrong...home emi Lelen chahiye 10 sal ke bad same home 2x. Me milega

[@RajivKumar-zv2gh]

ये यूट्यूब यहां कुछ भी बोलो कोई तो सुनेगा ही।।

[@harishtiwari109]

Bevkuf aadami jo ghar Aaj 1 karod KA vah 20 sal bad mein 5 karod ka hoga Na