Home Loan | Home Loan Best Way Of Repayment

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XY- Axis Education

XY- Axis Education

Күн бұрын

Пікірлер: 595
@z.rsheikh6080
@z.rsheikh6080 5 ай бұрын
Sir itna acche se aap samjha te ho ke mere kitne kam aapke vedio dekh k asan ho jate he ..good job sir👍
@amitkanjilal1158
@amitkanjilal1158 4 ай бұрын
Life does not go according to calculators, practically it is always better to take loan with maximum tenure offered by the bank. Whenever there is excess money we can partly pay the home loan principal and reduce the tenure according to our wish. Alternatively we can reduce the emi and invest the excess money in MF which can fetch better return than home loan interest rate.
@AshishKale-y5w
@AshishKale-y5w 3 ай бұрын
Yes
@prajwalwaingankar3636
@prajwalwaingankar3636 3 ай бұрын
Real business man brother! true. This way we can finish off our loan in no time.
@Raani-wd2vq
@Raani-wd2vq Ай бұрын
U end up with giving lot of interest
@Meaningfullive
@Meaningfullive Ай бұрын
Bhai lagta hai yeh bank ka agent haib😂😂
@CalvinHobbes0104
@CalvinHobbes0104 Ай бұрын
Very well said...this analysis is bullshit
@anirbandasmajumdar5624
@anirbandasmajumdar5624 2 ай бұрын
Bang on spot. Very correctly explained. I, have personally closed my home loan of 20 years duration in 11.5 years.
@demonking5573
@demonking5573 2 ай бұрын
Using 12+1 or 2
@Travel_with_Bidisha
@Travel_with_Bidisha Ай бұрын
Can you send me how
@D_J40
@D_J40 Ай бұрын
That's nice!
@loveforever00
@loveforever00 14 күн бұрын
Ye Best Video Aur Best KZbin Channel He Home Loan Ko Samajhne Ke Liye❤️❤️😁😁🙏🙏
@Anilkumar-mr6ff
@Anilkumar-mr6ff 5 ай бұрын
thank you sir for using simple language without using tough terms and best video
@XYAxisEducation
@XYAxisEducation 5 ай бұрын
Most welcome
@ashishJeph-u3g
@ashishJeph-u3g 5 ай бұрын
Sir sbi vs lic term insurance ka bhi video bano
@ThakurFamily-s7u
@ThakurFamily-s7u 19 күн бұрын
U explain in simple method way, all people will understand ,how r all willing to take home lone.you r doing good job
@vinayvanga5928
@vinayvanga5928 4 ай бұрын
Seedhi baath, No bakwas. Kudos.
@amritsahu5533
@amritsahu5533 4 ай бұрын
Gajab ki Jankari shear ki sir aapne...🎉 Extra kist Dene ke bare me..
@rakeshkumar-ty2ch
@rakeshkumar-ty2ch 27 күн бұрын
Thank you sir, really informative and useful. At least by 12+1 or 12+2 method we can reduce our loan burden.
@dineshtruvesh4326
@dineshtruvesh4326 14 күн бұрын
Samjhane ka tarika bohot achha h sir aao ko. Good informative video for us
@NishantKamal21
@NishantKamal21 3 ай бұрын
Inflation is most important thing to consider. Loan gets devalued very fast in start. Most of the people will able to close their loan in 15 years. Take loan for 30years do not take any pressure. Time will automatically reduce your burden.
@harishchandraatkari6361
@harishchandraatkari6361 27 күн бұрын
धन्यवाद सर आपने बहुत अच्छे तरिके से समझया | सुंदर अति सुंदर 🌹🌹🌹🙏
@vikrantrana6717
@vikrantrana6717 20 күн бұрын
Really the Best Video on Home Loan... Thanks for sharing valuable information with us..🙏
@IsmailKottur-l1i
@IsmailKottur-l1i 12 күн бұрын
Best video on Home loan .. Keep up the great work
@Swain74
@Swain74 9 күн бұрын
Best information, sir Made us awaring❤
@AdvaitInspired
@AdvaitInspired 4 ай бұрын
Best video to understand, pre repayment of loan
@swagata82
@swagata82 18 күн бұрын
Very useful information 😊thank u so much 🙂
@VinodPal-xk4gw
@VinodPal-xk4gw Ай бұрын
Thank you sir for giving such important information
@jamshedkhan3101
@jamshedkhan3101 5 ай бұрын
Naic information Aap ka har chij Bhari ki samjate ho kafi achcha lagta hai shayad koyi KZbin channel per koi aisi video banata hogs aapki Jaisi sar thank u veri Mach
@GurudipsinghMahi
@GurudipsinghMahi 17 күн бұрын
Very nice point discussed.👍
@ayanray3305
@ayanray3305 19 күн бұрын
Bank doesn't collect interest first. It calculates monthly interest on closing principle. Bank ke upar nahi hota Kitna interest kabhi charge karenge
@somiljain8937
@somiljain8937 8 күн бұрын
Really loved the information It will definitely help me
@sameer_raul_
@sameer_raul_ 15 күн бұрын
Blessing form my family, Great Information on home loan,,, Jio Lala
@राष्ट्रप्रेमी-त2भ
@राष्ट्रप्रेमी-त2भ 3 ай бұрын
❎ sadhdat lakh ✅ Satasat lakh ❤😂
@IamMangesh
@IamMangesh 16 күн бұрын
paying at list 2 extra EMIs and stepping up the EMI at list 10% every year will make much difference.
@DheerendraRana-ex5ps
@DheerendraRana-ex5ps Ай бұрын
Sir Apne बहुत अच्छे से समझाया धन्यवाद
@sahilpandit5761
@sahilpandit5761 27 күн бұрын
बहुत अच्छी तरह से समझाया सर आपने
@Vinod_Thorat_official
@Vinod_Thorat_official 2 ай бұрын
Best way to pay loan earlier is to work hard and earn money from your job.. I paid my 50 lakh loan in 6 years
@devanshsingh5596
@devanshsingh5596 20 күн бұрын
Very beautiful explanation thanks for so informative video
@archanadwivedi1590
@archanadwivedi1590 Ай бұрын
Bahut achha samjha dete hain sir❤,सर यूको बैंक ,यूनियन बैंक और LIC me kiska interest rate sabse km hai home loan ke liye plz bataye
@yogeshynr4686
@yogeshynr4686 5 ай бұрын
Thanku sir ji ... Aap bahut achhi information dete ho ..koi doubt nhi chhodtey thanks sir ❤❤
@akhilslonely5005
@akhilslonely5005 3 ай бұрын
Hello, we also have conditions on prepayments from bank. Example: Customer is not allowed to make prepayment for 1st year... if you have any other such conditions on fluctuating interest rate and prepayments, prepare a video explaining those T&C.
@IamMangesh
@IamMangesh 16 күн бұрын
Not sure about other banks, I've HDFC loan -Floating, max 25% per annum you can pay partly, where in fix you cannt do anything like this
@happykolkata
@happykolkata Ай бұрын
Ys tht is smart plain to fight against loan trap heads of sir excellent explai. Thank you sor❤
@gangadharreddy4606
@gangadharreddy4606 Ай бұрын
best info bro..... good points covered. good suggesitons given to loose less money interest
@Prateek_jatboy
@Prateek_jatboy 4 ай бұрын
Very well explained... Thanks for this valuable information
@purandaradass6883
@purandaradass6883 2 ай бұрын
This is the best information on home loan.
@Trendzheaven
@Trendzheaven 4 ай бұрын
Ap jo bol rhe ho 20 saal k liye lo to usse dircetly apka loan amount eligibility kam ho jayega ....so best suggestion take it for max tenure but pay the extra premium to payoff it early
@sunilpawar4612
@sunilpawar4612 3 ай бұрын
yes 100% I agree
@predator9147
@predator9147 26 күн бұрын
Bhai samjha nhi ,
@predator9147
@predator9147 26 күн бұрын
Next month lene wala hun thoda samjhao
@Trendzheaven
@Trendzheaven 26 күн бұрын
@@predator9147 matlb full 30 saal k liye lo par jldi chukane ki koshish kro jese emi jitni bane usse 5000 ya 10000 extra monthly dal sko to best h
@Thoughtfli-x
@Thoughtfli-x Күн бұрын
​@@predator9147Bro , Less loan tenure lene se Less loan eligibilty aisa to maine kabhi nahi suna but ha inka matlab he ki loan mostly jyada tenure ke liye lo (20 years are best as from my point of view) aur uska 2 extra EMI pay karo yearly. Means 12 Month (12 EMI Payment + extra 2 EMI to usse aapka loan tenure kam hota jayega aur 20 saal ki jagah aapka 14-15 year me loan khatam ho jayega
@disneysshreya6225
@disneysshreya6225 5 ай бұрын
Thank u so much sir for this valuable information. Bank ye kabhi nahi batati hai customer ko.
@riyazone23
@riyazone23 4 ай бұрын
Nice explanation bro will follow 12+2 from this year
@tanisharora222
@tanisharora222 Ай бұрын
Great video! ❤
@rahulroy3978
@rahulroy3978 5 ай бұрын
Very nicely explained sir how the loan concept work who was not knowing the concept will get to know very easily ❤❤
@suniljadhav1889
@suniljadhav1889 Ай бұрын
REally great explained...Thanx
@nishantagarwal8187
@nishantagarwal8187 23 күн бұрын
Supervv information... ❤
@swarupchowdhury1515
@swarupchowdhury1515 3 ай бұрын
Thanks for you information...it's really helpful.
@swarajganiga3127
@swarajganiga3127 4 ай бұрын
Thank you sir...very nicely explained 🎉
@PradeepSingh-xk7uk
@PradeepSingh-xk7uk 3 ай бұрын
Very informative for me…THANKS
@PravinSharma-p9q
@PravinSharma-p9q 4 ай бұрын
Sir it's so informating vedio sir you clear my lot's of doubt Thank u so much sir
@HandleCricketboundaries
@HandleCricketboundaries 2 ай бұрын
This is best information on home loan😊
@crmali548
@crmali548 22 күн бұрын
Detailed and clearly explained
@swadeshahirwar1458
@swadeshahirwar1458 5 ай бұрын
Very very informative videos ❤❤
@abhishekshrivastav7941
@abhishekshrivastav7941 2 ай бұрын
Interest is not taken due to this reason. The concept of time value of money is important to understand. Money depreciation happen as well over time.
@swarupkumardas5174
@swarupkumardas5174 23 күн бұрын
Very Good information 👍
@rajeev4509
@rajeev4509 2 ай бұрын
Nice👍 video Bank vale to batte nhi hai ye sab baat
@rajeshbhagat2251
@rajeshbhagat2251 19 күн бұрын
Sir aap to bhut kuch samjhe hai ❤ Sir extra kist Jo vrna hai kon se month mai bharna chahiye please give
@bipinkumarrout4269
@bipinkumarrout4269 2 ай бұрын
Yes, in fact you explained the secrecy of bank EMI. Good techniques to save money.
@ChamkaurSingh-f7r
@ChamkaurSingh-f7r 2 ай бұрын
Sir bahut asha lga apka video dekh kar
@SaleempashaPasha-jw1xl
@SaleempashaPasha-jw1xl Ай бұрын
Ok aapne bahuth acche samjaya. Tq
@officialzeebafirdous
@officialzeebafirdous 17 күн бұрын
Very good bhi ❤❤
@rohitmahawar9828
@rohitmahawar9828 3 күн бұрын
best video...but ek question tha ...agr m starting m part-payment krta jau ..to ky aage bnne wala "interest" bhi Kam hoyega ya same hi rhega ? Please 🙏 REPLY 🙏
@RakeshKumar-yg4iw
@RakeshKumar-yg4iw 4 ай бұрын
Very very informative & your presentation is best
@hitenpradhan320
@hitenpradhan320 23 күн бұрын
@ 13:28 Was most imp tip.
@anrajwill
@anrajwill 4 күн бұрын
Best video on Home loan...
@kiranbari2467
@kiranbari2467 27 күн бұрын
Very nice Video sir 👍
@parasmalshrimal708
@parasmalshrimal708 7 күн бұрын
Excellent explanation
@premmehta8155
@premmehta8155 5 ай бұрын
Thank you for sharing such helpful and insightful knowledge in such simple term.
@harshadgaykar935
@harshadgaykar935 2 ай бұрын
Thanks, this is the best information for home loan
@pradeepaswani5962
@pradeepaswani5962 3 ай бұрын
This is the best video on Home Loan Repayment
@M_Shorts360
@M_Shorts360 3 ай бұрын
Good job sir 💯 help full 🎉
@akashwavekar9204
@akashwavekar9204 Ай бұрын
Best information 👍
@kamleshbhatti412
@kamleshbhatti412 4 ай бұрын
Most important this video for me❤
@nirmalsaini579
@nirmalsaini579 Ай бұрын
Great sir❤
@rajendrabisht4279
@rajendrabisht4279 2 ай бұрын
Thanks sir .kafi jankari mile.
@intekhabshaikh4981
@intekhabshaikh4981 Ай бұрын
Thank you its was really helpful
@utkarshchaudhary477
@utkarshchaudhary477 Ай бұрын
Best information❤
@Sanjaysaini-wd6kd
@Sanjaysaini-wd6kd 4 ай бұрын
Execellent video and valuable learning video....for home loan Customer
@JASVIRKAUR-mo4yt
@JASVIRKAUR-mo4yt 2 ай бұрын
Gud information. Eh gal hame nhi pta thi
@pliloriginals
@pliloriginals 4 ай бұрын
Thank you such a detailed video 🙏
@govindbhagora7086
@govindbhagora7086 2 ай бұрын
Thanks Sir for your good information.
@mukundpatel1400
@mukundpatel1400 2 ай бұрын
Nice information. 👍
@SamerShaikh-l8o
@SamerShaikh-l8o 4 ай бұрын
Very informative video....keep it up🎉
@VarshaParashar-t3l
@VarshaParashar-t3l 2 ай бұрын
Thanks for giving us useful information
@nevilchristian7066
@nevilchristian7066 2 ай бұрын
Good information. Keep it up. Please improve your handwriting.
@pankajaswal8437
@pankajaswal8437 4 ай бұрын
प्रत्येक ईएमआई पर एक्स्ट्रा पेमेंट करने पर भी इंटरेस्ट कम होता है क्या उदाहरण के लिए मैं15000 किस्त होने पर मैं 20000 पेड़ करता हूं तो क्या इंटरेस्ट कम होगा
@kaisarkhan-pd4nr
@kaisarkhan-pd4nr 3 ай бұрын
Ha principal amount se 5000 kam ho jayega bache huye principal par next EMI interest lagega
@tejasveersingh4424
@tejasveersingh4424 20 күн бұрын
Really the best information
@neerajadvertisers3432
@neerajadvertisers3432 6 күн бұрын
very good suggestion thank you
@bilalkhan-zf9vj
@bilalkhan-zf9vj 5 ай бұрын
Best video but sir kya ye concept 12+1,12+2 personal loan per bhi apply hota hai
@XYAxisEducation
@XYAxisEducation 5 ай бұрын
Personal loan ka tenure kam hota hai..isliye usme itna farak nhi pdta
@sachinrawal6088
@sachinrawal6088 5 күн бұрын
Bahut hi achhe se samjhaya sir mera 22 lakh ka home loan 25 saal ke iye liya to kya karna hai
@seemakaur9839
@seemakaur9839 3 ай бұрын
This is rlly best information on home loan
@chandreshyadav4024
@chandreshyadav4024 4 ай бұрын
Mast samjha ya bhai ji🎉🎉🎉
@nikkisharmajaimahakal4278
@nikkisharmajaimahakal4278 Ай бұрын
Sir home lete samay kya property insurance and self insurance karana compulsory hai kya
@AlphaUp07
@AlphaUp07 28 күн бұрын
Insurance karane se aap safe rahenge but compulsory nahi hota.
@MyLoanKart1.0
@MyLoanKart1.0 3 күн бұрын
Property insurance is compulsory.Self Insurance is not
@shivaniyadav8950
@shivaniyadav8950 Ай бұрын
Good explanation about loan repayment
@mughahosumi
@mughahosumi 5 ай бұрын
Best information for home loans😊😊😊
@rudranshfitlife5846
@rudranshfitlife5846 5 ай бұрын
Good job 👍 excellent work 🎉
@ajeetpal8985
@ajeetpal8985 4 ай бұрын
Well explained , valuable information thanks.
@deepamallyajadhav6086
@deepamallyajadhav6086 12 күн бұрын
Very valuable information
@nishashaikh4607
@nishashaikh4607 Ай бұрын
Best information ℹ️
@sameergual4331
@sameergual4331 4 ай бұрын
this is best video for Home Loan 👌
@vishwagowda5665
@vishwagowda5665 Ай бұрын
Thank you for a great information
@ManishChoudhary-oo2nw
@ManishChoudhary-oo2nw 5 ай бұрын
This is the best video on home loan
@ShivrajVashishtha-pr4lv
@ShivrajVashishtha-pr4lv 5 ай бұрын
Nice information Sir .... 12 किस्त के बाद हम जो साल के अंत में एक extra emi देगें तो क्या हम यही pattern every six month में भी कर सकते हैं या फिर ये साल के अंत वाला ही rule है ।
@Ankit-lw5oo
@Ankit-lw5oo 5 ай бұрын
Apka mann hai to har mahine 2 emi dedo…jo bhi aap extra paisa doge emi se upar…wo paisa sidha principal me se kam hota hai
@ShivrajVashishtha-pr4lv
@ShivrajVashishtha-pr4lv 5 ай бұрын
@@Ankit-lw5oo okay sir
@ShivrajVashishtha-pr4lv
@ShivrajVashishtha-pr4lv 5 ай бұрын
@@Ankit-lw5oo okay Sir
@ahmadrehanz
@ahmadrehanz 4 ай бұрын
Thanks for the information. But what is the ill effect agar zaida baar Kia to ..like 1-2 times extra payment per month apart from emi ​@@Ankit-lw5oo
@basudevdev3539
@basudevdev3539 2 ай бұрын
​@@ShivrajVashishtha-pr4lv❤❤
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