Sir itna acche se aap samjha te ho ke mere kitne kam aapke vedio dekh k asan ho jate he ..good job sir👍
@amitkanjilal11584 ай бұрын
Life does not go according to calculators, practically it is always better to take loan with maximum tenure offered by the bank. Whenever there is excess money we can partly pay the home loan principal and reduce the tenure according to our wish. Alternatively we can reduce the emi and invest the excess money in MF which can fetch better return than home loan interest rate.
@AshishKale-y5w3 ай бұрын
Yes
@prajwalwaingankar36363 ай бұрын
Real business man brother! true. This way we can finish off our loan in no time.
@Raani-wd2vqАй бұрын
U end up with giving lot of interest
@MeaningfulliveАй бұрын
Bhai lagta hai yeh bank ka agent haib😂😂
@CalvinHobbes0104Ай бұрын
Very well said...this analysis is bullshit
@anirbandasmajumdar56242 ай бұрын
Bang on spot. Very correctly explained. I, have personally closed my home loan of 20 years duration in 11.5 years.
@demonking55732 ай бұрын
Using 12+1 or 2
@Travel_with_BidishaАй бұрын
Can you send me how
@D_J40Ай бұрын
That's nice!
@loveforever0014 күн бұрын
Ye Best Video Aur Best KZbin Channel He Home Loan Ko Samajhne Ke Liye❤️❤️😁😁🙏🙏
@Anilkumar-mr6ff5 ай бұрын
thank you sir for using simple language without using tough terms and best video
@XYAxisEducation5 ай бұрын
Most welcome
@ashishJeph-u3g5 ай бұрын
Sir sbi vs lic term insurance ka bhi video bano
@ThakurFamily-s7u19 күн бұрын
U explain in simple method way, all people will understand ,how r all willing to take home lone.you r doing good job
@vinayvanga59284 ай бұрын
Seedhi baath, No bakwas. Kudos.
@amritsahu55334 ай бұрын
Gajab ki Jankari shear ki sir aapne...🎉 Extra kist Dene ke bare me..
@rakeshkumar-ty2ch27 күн бұрын
Thank you sir, really informative and useful. At least by 12+1 or 12+2 method we can reduce our loan burden.
@dineshtruvesh432614 күн бұрын
Samjhane ka tarika bohot achha h sir aao ko. Good informative video for us
@NishantKamal213 ай бұрын
Inflation is most important thing to consider. Loan gets devalued very fast in start. Most of the people will able to close their loan in 15 years. Take loan for 30years do not take any pressure. Time will automatically reduce your burden.
@harishchandraatkari636127 күн бұрын
धन्यवाद सर आपने बहुत अच्छे तरिके से समझया | सुंदर अति सुंदर 🌹🌹🌹🙏
@vikrantrana671720 күн бұрын
Really the Best Video on Home Loan... Thanks for sharing valuable information with us..🙏
@IsmailKottur-l1i12 күн бұрын
Best video on Home loan .. Keep up the great work
@Swain749 күн бұрын
Best information, sir Made us awaring❤
@AdvaitInspired4 ай бұрын
Best video to understand, pre repayment of loan
@swagata8218 күн бұрын
Very useful information 😊thank u so much 🙂
@VinodPal-xk4gwАй бұрын
Thank you sir for giving such important information
@jamshedkhan31015 ай бұрын
Naic information Aap ka har chij Bhari ki samjate ho kafi achcha lagta hai shayad koyi KZbin channel per koi aisi video banata hogs aapki Jaisi sar thank u veri Mach
@GurudipsinghMahi17 күн бұрын
Very nice point discussed.👍
@ayanray330519 күн бұрын
Bank doesn't collect interest first. It calculates monthly interest on closing principle. Bank ke upar nahi hota Kitna interest kabhi charge karenge
@somiljain89378 күн бұрын
Really loved the information It will definitely help me
@sameer_raul_15 күн бұрын
Blessing form my family, Great Information on home loan,,, Jio Lala
@राष्ट्रप्रेमी-त2भ3 ай бұрын
❎ sadhdat lakh ✅ Satasat lakh ❤😂
@IamMangesh16 күн бұрын
paying at list 2 extra EMIs and stepping up the EMI at list 10% every year will make much difference.
@DheerendraRana-ex5psАй бұрын
Sir Apne बहुत अच्छे से समझाया धन्यवाद
@sahilpandit576127 күн бұрын
बहुत अच्छी तरह से समझाया सर आपने
@Vinod_Thorat_official2 ай бұрын
Best way to pay loan earlier is to work hard and earn money from your job.. I paid my 50 lakh loan in 6 years
@devanshsingh559620 күн бұрын
Very beautiful explanation thanks for so informative video
@archanadwivedi1590Ай бұрын
Bahut achha samjha dete hain sir❤,सर यूको बैंक ,यूनियन बैंक और LIC me kiska interest rate sabse km hai home loan ke liye plz bataye
@yogeshynr46865 ай бұрын
Thanku sir ji ... Aap bahut achhi information dete ho ..koi doubt nhi chhodtey thanks sir ❤❤
@akhilslonely50053 ай бұрын
Hello, we also have conditions on prepayments from bank. Example: Customer is not allowed to make prepayment for 1st year... if you have any other such conditions on fluctuating interest rate and prepayments, prepare a video explaining those T&C.
@IamMangesh16 күн бұрын
Not sure about other banks, I've HDFC loan -Floating, max 25% per annum you can pay partly, where in fix you cannt do anything like this
@happykolkataАй бұрын
Ys tht is smart plain to fight against loan trap heads of sir excellent explai. Thank you sor❤
@gangadharreddy4606Ай бұрын
best info bro..... good points covered. good suggesitons given to loose less money interest
@Prateek_jatboy4 ай бұрын
Very well explained... Thanks for this valuable information
@purandaradass68832 ай бұрын
This is the best information on home loan.
@Trendzheaven4 ай бұрын
Ap jo bol rhe ho 20 saal k liye lo to usse dircetly apka loan amount eligibility kam ho jayega ....so best suggestion take it for max tenure but pay the extra premium to payoff it early
@sunilpawar46123 ай бұрын
yes 100% I agree
@predator914726 күн бұрын
Bhai samjha nhi ,
@predator914726 күн бұрын
Next month lene wala hun thoda samjhao
@Trendzheaven26 күн бұрын
@@predator9147 matlb full 30 saal k liye lo par jldi chukane ki koshish kro jese emi jitni bane usse 5000 ya 10000 extra monthly dal sko to best h
@Thoughtfli-xКүн бұрын
@@predator9147Bro , Less loan tenure lene se Less loan eligibilty aisa to maine kabhi nahi suna but ha inka matlab he ki loan mostly jyada tenure ke liye lo (20 years are best as from my point of view) aur uska 2 extra EMI pay karo yearly. Means 12 Month (12 EMI Payment + extra 2 EMI to usse aapka loan tenure kam hota jayega aur 20 saal ki jagah aapka 14-15 year me loan khatam ho jayega
@disneysshreya62255 ай бұрын
Thank u so much sir for this valuable information. Bank ye kabhi nahi batati hai customer ko.
@riyazone234 ай бұрын
Nice explanation bro will follow 12+2 from this year
@tanisharora222Ай бұрын
Great video! ❤
@rahulroy39785 ай бұрын
Very nicely explained sir how the loan concept work who was not knowing the concept will get to know very easily ❤❤
@suniljadhav1889Ай бұрын
REally great explained...Thanx
@nishantagarwal818723 күн бұрын
Supervv information... ❤
@swarupchowdhury15153 ай бұрын
Thanks for you information...it's really helpful.
@swarajganiga31274 ай бұрын
Thank you sir...very nicely explained 🎉
@PradeepSingh-xk7uk3 ай бұрын
Very informative for me…THANKS
@PravinSharma-p9q4 ай бұрын
Sir it's so informating vedio sir you clear my lot's of doubt Thank u so much sir
@HandleCricketboundaries2 ай бұрын
This is best information on home loan😊
@crmali54822 күн бұрын
Detailed and clearly explained
@swadeshahirwar14585 ай бұрын
Very very informative videos ❤❤
@abhishekshrivastav79412 ай бұрын
Interest is not taken due to this reason. The concept of time value of money is important to understand. Money depreciation happen as well over time.
@swarupkumardas517423 күн бұрын
Very Good information 👍
@rajeev45092 ай бұрын
Nice👍 video Bank vale to batte nhi hai ye sab baat
@rajeshbhagat225119 күн бұрын
Sir aap to bhut kuch samjhe hai ❤ Sir extra kist Jo vrna hai kon se month mai bharna chahiye please give
@bipinkumarrout42692 ай бұрын
Yes, in fact you explained the secrecy of bank EMI. Good techniques to save money.
@ChamkaurSingh-f7r2 ай бұрын
Sir bahut asha lga apka video dekh kar
@SaleempashaPasha-jw1xlАй бұрын
Ok aapne bahuth acche samjaya. Tq
@officialzeebafirdous17 күн бұрын
Very good bhi ❤❤
@rohitmahawar98283 күн бұрын
best video...but ek question tha ...agr m starting m part-payment krta jau ..to ky aage bnne wala "interest" bhi Kam hoyega ya same hi rhega ? Please 🙏 REPLY 🙏
@RakeshKumar-yg4iw4 ай бұрын
Very very informative & your presentation is best
@hitenpradhan32023 күн бұрын
@ 13:28 Was most imp tip.
@anrajwill4 күн бұрын
Best video on Home loan...
@kiranbari246727 күн бұрын
Very nice Video sir 👍
@parasmalshrimal7087 күн бұрын
Excellent explanation
@premmehta81555 ай бұрын
Thank you for sharing such helpful and insightful knowledge in such simple term.
@harshadgaykar9352 ай бұрын
Thanks, this is the best information for home loan
@pradeepaswani59623 ай бұрын
This is the best video on Home Loan Repayment
@M_Shorts3603 ай бұрын
Good job sir 💯 help full 🎉
@akashwavekar9204Ай бұрын
Best information 👍
@kamleshbhatti4124 ай бұрын
Most important this video for me❤
@nirmalsaini579Ай бұрын
Great sir❤
@rajendrabisht42792 ай бұрын
Thanks sir .kafi jankari mile.
@intekhabshaikh4981Ай бұрын
Thank you its was really helpful
@utkarshchaudhary477Ай бұрын
Best information❤
@Sanjaysaini-wd6kd4 ай бұрын
Execellent video and valuable learning video....for home loan Customer
@JASVIRKAUR-mo4yt2 ай бұрын
Gud information. Eh gal hame nhi pta thi
@pliloriginals4 ай бұрын
Thank you such a detailed video 🙏
@govindbhagora70862 ай бұрын
Thanks Sir for your good information.
@mukundpatel14002 ай бұрын
Nice information. 👍
@SamerShaikh-l8o4 ай бұрын
Very informative video....keep it up🎉
@VarshaParashar-t3l2 ай бұрын
Thanks for giving us useful information
@nevilchristian70662 ай бұрын
Good information. Keep it up. Please improve your handwriting.
@pankajaswal84374 ай бұрын
प्रत्येक ईएमआई पर एक्स्ट्रा पेमेंट करने पर भी इंटरेस्ट कम होता है क्या उदाहरण के लिए मैं15000 किस्त होने पर मैं 20000 पेड़ करता हूं तो क्या इंटरेस्ट कम होगा
@kaisarkhan-pd4nr3 ай бұрын
Ha principal amount se 5000 kam ho jayega bache huye principal par next EMI interest lagega
@tejasveersingh442420 күн бұрын
Really the best information
@neerajadvertisers34326 күн бұрын
very good suggestion thank you
@bilalkhan-zf9vj5 ай бұрын
Best video but sir kya ye concept 12+1,12+2 personal loan per bhi apply hota hai
@XYAxisEducation5 ай бұрын
Personal loan ka tenure kam hota hai..isliye usme itna farak nhi pdta
@sachinrawal60885 күн бұрын
Bahut hi achhe se samjhaya sir mera 22 lakh ka home loan 25 saal ke iye liya to kya karna hai
@seemakaur98393 ай бұрын
This is rlly best information on home loan
@chandreshyadav40244 ай бұрын
Mast samjha ya bhai ji🎉🎉🎉
@nikkisharmajaimahakal4278Ай бұрын
Sir home lete samay kya property insurance and self insurance karana compulsory hai kya
@AlphaUp0728 күн бұрын
Insurance karane se aap safe rahenge but compulsory nahi hota.
@MyLoanKart1.03 күн бұрын
Property insurance is compulsory.Self Insurance is not
@shivaniyadav8950Ай бұрын
Good explanation about loan repayment
@mughahosumi5 ай бұрын
Best information for home loans😊😊😊
@rudranshfitlife58465 ай бұрын
Good job 👍 excellent work 🎉
@ajeetpal89854 ай бұрын
Well explained , valuable information thanks.
@deepamallyajadhav608612 күн бұрын
Very valuable information
@nishashaikh4607Ай бұрын
Best information ℹ️
@sameergual43314 ай бұрын
this is best video for Home Loan 👌
@vishwagowda5665Ай бұрын
Thank you for a great information
@ManishChoudhary-oo2nw5 ай бұрын
This is the best video on home loan
@ShivrajVashishtha-pr4lv5 ай бұрын
Nice information Sir .... 12 किस्त के बाद हम जो साल के अंत में एक extra emi देगें तो क्या हम यही pattern every six month में भी कर सकते हैं या फिर ये साल के अंत वाला ही rule है ।
@Ankit-lw5oo5 ай бұрын
Apka mann hai to har mahine 2 emi dedo…jo bhi aap extra paisa doge emi se upar…wo paisa sidha principal me se kam hota hai
@ShivrajVashishtha-pr4lv5 ай бұрын
@@Ankit-lw5oo okay sir
@ShivrajVashishtha-pr4lv5 ай бұрын
@@Ankit-lw5oo okay Sir
@ahmadrehanz4 ай бұрын
Thanks for the information. But what is the ill effect agar zaida baar Kia to ..like 1-2 times extra payment per month apart from emi @@Ankit-lw5oo