Home Loan | Home Loan Best Way Of Repayment

[@z.rsheikh6080]

Sir itna acche se aap samjha te ho ke mere kitne kam aapke vedio dekh k asan ho jate he ..good job sir👍

[@anirbandasmajumdar5624]

Bang on spot. Very correctly explained. I, have personally closed my home loan of 20 years duration in 11.5 years.

[@amitkanjilal1158]

Life does not go according to calculators, practically it is always better to take loan with maximum tenure offered by the bank. Whenever there is excess money we can partly pay the home loan principal and reduce the tenure according to our wish. Alternatively we can reduce the emi and invest the excess money in MF which can fetch better return than home loan interest rate.

[@AshishKale-y5w]

Yes

[@prajwalwaingankar3636]

Real business man brother! true. This way we can finish off our loan in no time.

[@Anilkumar-mr6ff]

thank you sir for using simple language without using tough terms and best video

[@XYAxisEducation]

Most welcome

[@ashishJeph-u3g]

Sir sbi vs lic term insurance ka bhi video bano

[@bipinkumarrout4269]

Yes, in fact you explained the secrecy of bank EMI. Good techniques to save money.

[@ShubhamPande-w1c]

Can you also explain how banks come at the EMI amount? And how is sanctioned amount EMI is different from disbursement amount EMI?

[@akhilslonely5005]

Hello, we also have conditions on prepayments from bank. Example: Customer is not allowed to make prepayment for 1st year... if you have any other such conditions on fluctuating interest rate and prepayments, prepare a video explaining those T&C.

[@abhishekshrivastav7941]

Interest is not taken due to this reason. The concept of time value of money is important to understand. Money depreciation happen as well over time.

[@AdvaitInspired]

Best video to understand, pre repayment of loan

[@vivekmankar2034]

Sir part payment sall ke bich me kar sakate hai kya uska amount principle amount me add hoga kya

[@vinayvanga5928]

Seedhi baath, No bakwas. Kudos.

[@PradeepSingh-xk7uk]

Very informative for me…THANKS

[@RahulYadav-hv7fn]

Sir tenure options purchase ya fir emi option par

[@RebelliousBahu]

Ap jo bol rhe ho 20 saal k liye lo to usse dircetly apka loan amount eligibility kam ho jayega ....so best suggestion take it for max tenure but pay the extra premium to payoff it early

[@sunilpawar4612]

yes 100% I agree

[@prajwalbharambe1103]

What about the principal amount when any private company default, bank default or bond default ?

[@harshadgaykar935]

Thanks, this is the best information for home loan

[@swarupchowdhury1515]

Thanks for you information...it's really helpful.

[@govindbhagora7086]

Thanks Sir for your good information.

[@VarshaParashar-t3l]

Thanks for giving us useful information

[@ChamkaurSingh-f7r]

Sir bahut asha lga apka video dekh kar

[@vivekshekhar7700]

Is part payment applicable in personal loan and education loan also...plzz guide this 🙏

[@jamshedkhan3101]

Naic information Aap ka har chij Bhari ki samjate ho kafi achcha lagta hai shayad koyi KZbin channel per koi aisi video banata hogs aapki Jaisi sar thank u veri Mach

[@rajeev4509]

Nice👍 video Bank vale to batte nhi hai ye sab baat

[@GurpreetSingh-lf6wm]

Simple jis di emi ha due od din kitna loan pending ha os pe int calculate hota ha . Aur jo bhi extra payment ha wo sida principal ko minus karti ha

[@JASVIRKAUR-mo4yt]

Gud information. Eh gal hame nhi pta thi

[@startenglishtoday3756]

Ye tarika , personal loan me kam karenge kya ❤❤ ?? Please reply who knows ❤

[@sunnysingh3302]

Best video for home loan information. Does bank charge separately interest as well every month on home loan amount along with emi instalments?

[@AnoopKumar-qg1qc]

Kya Adhar Housing Finance me Additional ya Part payment kr sakte h, Like 12+1 or 12+2. Ya fir year basis 2-3 laks payment krne pe Principal me benefit milega..??

[@imamshekh4650]

Extant information for home loan

[@santoshshetty4619]

Nice information, i will definatly going to follow this concept (2nd once part payment option) and i have one doubt whether all the banks allowing this part payment option? or we need to check with back before borrowing!

[@tanushjhawar5297]

It allows

[@manojrahe659]

Initially I took home loan for 30years, it's been 2years. Now my question is that, can I change my tenure 30 years to 20years in Bank of Baroda??

[@sssantoshnagp]

One correction - Bank doesn't take more interest at the start because loan payer will default it. Bank takes interest on the outstanding amount every month. As the tenure reduces our principal will also reduce hence interest part reduces.

[@nonameyoutuber6492]

Very good informational

[@AnitaDevi-qp2bw]

Very well explained

[@amritsahu5533]

Gajab ki Jankari shear ki sir aapne...🎉 Extra kist Dene ke bare me..

[@Prateek_jatboy]

Very well explained... Thanks for this valuable information

[@meetlukka7285]

Can we make part payments monthly?

[@pradeepaswani5962]

This is the best video on Home Loan Repayment

[@seemakaur9839]

This is rlly best information on home loan

[@Ansari-96]

Extra payment ke upar se 1 alag se video banaye, ki wah kis tarah se kam kart hai aur

[@NiDishavlog]

Very nice Information

[@lnaveenkumar3607]

best due DATE to set home loan emi 30st or 05th ?? my bank automatically set 30 th every month ... i signed for 05th of every month, pls reply sir.

[@Abhisheksinghoney]

Apka concept and logic acha hai,but plz btaiye ki ye part payment karein kaise, kyuki EMI to auto debit hoti hai,jitna amount set hota hai, ab hame part payment krni ho to kaise kare, suppose 1000 ki emi hai to account se 1000 hi debit honge, jo extra hum dena chahte hai wo kaise karein.?

[@HimanshuGupta-rg2qr]

Aapko ek loan account number assigned hoga. Jaise aap kisi bhi aur account me paise transfer krte hain same way se iss loan account me using it's number kr skte hain

[@pankajaswal8437]

प्रत्येक ईएमआई पर एक्स्ट्रा पेमेंट करने पर भी इंटरेस्ट कम होता है क्या उदाहरण के लिए मैं15000 किस्त होने पर मैं 20000 पेड़ करता हूं तो क्या इंटरेस्ट कम होगा

[@kaisarkhan-pd4nr]

Ha principal amount se 5000 kam ho jayega bache huye principal par next EMI interest lagega

[@HandleCricketboundaries]

This is best information on home loan😊

[@Drdevendrabarai]

Very good information sir

[@riyazone23]

Nice explanation bro will follow 12+2 from this year

[@himansupanchaljitpur]

How many times we can do part payment into icici home loan sir ?

[@premmehta8155]

Thank you for sharing such helpful and insightful knowledge in such simple term.

[@yogeshynr4686]

Thanku sir ji ... Aap bahut achhi information dete ho ..koi doubt nhi chhodtey thanks sir ❤❤

[@prashantachoudhury5019]

Good information

[@disneysshreya6225]

Thank u so much sir for this valuable information. Bank ye kabhi nahi batati hai customer ko.

[@rahulroy3978]

Very nicely explained sir how the loan concept work who was not knowing the concept will get to know very easily ❤❤

[@PravinSharma-p9q]

Sir it's so informating vedio sir you clear my lot's of doubt Thank u so much sir

[@Fitnesstemple1979]

Best of the best

[@NishantKamal21]

Inflation is most important thing to consider. Loan gets devalued very fast in start. Most of the people will able to close their loan in 15 years. Take loan for 30years do not take any pressure. Time will automatically reduce your burden.

[@chetan3087]

Extra payment kaise kare..paisa to auto deduct hota hai

[@avinashinvestmentacademy9228]

एक्स्ट्रा emi पे करणे से पहले बँक को बताना पडता है या direct extra emi pay करणे का

[@BSFBOYJAY]

Koi jarurat nhi he batane ki .

[@Ytrewqa]

Kon se bank ka intrest rate km h home loan k liye or kya chola mandal jaisi private company shi h

[@Sanjaysaini-wd6kd]

Execellent video and valuable learning video....for home loan Customer

[@sudhansubaral9208]

Kindly brief this video on PSU Bank / PVT Bank.

[@vishusharma4591]

Sir suppose 30 saal ke liye loan liya .. 56 emi bani but uss sth m 15k per month or dala rhu yeah sahi hai .. yeah 15year loan sahi . Please guide me

[@javedtambe9027]

Those is the best idea for the return of the home loan thanks

[@HumanareAssetsofIife]

WELL >>>>>>>>>>>>>> APPRECIATE YOUR VIDEO TOPIC

[@srawankumar7343]

Prasnal loan ke sath v 12 +2 krne se principal Kam hoga kya sir

[@Mylovemahiable]

Agar Nippon India small cap me 60k ki sip 10 saal pehle Kari hoti to uske aaj 3.73 CR ban gaye hote ...to koi bhi person aaj 1 CR ka ghar le sakta hai..

[@56HollywoodBollywood56]

Sir , Apna Khud ka Personal Home 🏠 hai. Matlab Khud ki Personal Property hai . Or Property , 20 Lacs , ki hai. Or Hum 10 Years ki liye Loan le Loan liya hamne 10 Lacs , 10 Years Sir, Bank interest Kitna Lagega or But Agar Hum 5 Years me Full pay kar Dete hai Bank ko . Kitna Kitna Extra gaya. Sir , Me Chahta hu Aap is Topic per Ek Achchhi Video Banaye. Personal Home 🏠

[@drashtikhemka2413]

Thank you very much... Can you help us with prepayment by YONO APP?

[@swarajganiga3127]

Thank you sir...very nicely explained 🎉

[@alexsugamsingha6654]

Part payment deke bhi interest jada nhi Kama…. Mere loan me EMI 12912, unme se interest 5745 tha baki principal. But 50,000 part payment k baad next month 5749, next 5581, next 5462 respectively interest aya out of total EMI. So itna interest to normal bina part payment ke bhi kam hojata h…

[@Police_entertainment_team]

12 + 2 concept tho teek hai.... Par kya hum kisi b mahine ko part payment kar sakte hain

[@jinalgehlot9441]

👍 very good sir

[@saurabhbhardwaj1131]

extra payment pe koi penalty ya additional charge lagta hai?

[@BalramPatelTech]

Sir ek commercial vehicle loan pe bhi video bnaiye Mera truck ka business hai 45 lakh ka 5 sal ke liye isko kaise mea jaldi khatam kr saku❤❤

[@RakeshKumar-yg4iw]

Very very informative & your presentation is best

[@souravpriyasahoo3612]

Loan ka ammount part part me aya to interest keyse hoga emi keyse hota hai

[@UPUK34]

Please make a video on how to take Home Loan for self employed in SBI

[@ARMAAN__YT]

VERY HELP FULL VIDEO FOR MIDDLE CLASS

[@ajeetpal8985]

Well explained , valuable information thanks.

[@gopalwankhade3559]

Best information sir

[@cutefisherblog]

Sir part payment hum koi se bhi month m kr skte h ?

[@sunilmantagani6650]

Best information sir this is very helpful information to every one

[@UserMVG7524]

15 lakh ka loan milega kya 10 sal ke liye hapta kitne kahoga hr mahine ko plot ke liye bhi mil sakta he kya proses he bataiga please 🙏

[@ShivrajVashishtha-pr4lv]

Nice information Sir .... 12 किस्त के बाद हम जो साल के अंत में एक extra emi देगें तो क्या हम यही pattern every six month में भी कर सकते हैं या फिर ये साल के अंत वाला ही rule है ।

[@Ankit-lw5oo]

Apka mann hai to har mahine 2 emi dedo…jo bhi aap extra paisa doge emi se upar…wo paisa sidha principal me se kam hota hai

[@ShivrajVashishtha-pr4lv]

@@Ankit-lw5oo okay sir

[@ShivrajVashishtha-pr4lv]

@@Ankit-lw5oo okay Sir

[@ahmadrehanz]

Thanks for the information. But what is the ill effect agar zaida baar Kia to ..like 1-2 times extra payment per month apart from emi ​@@Ankit-lw5oo

[@basudevdev3539]

​@@ShivrajVashishtha-pr4lv❤❤

[@bishnuprasadmartha3760]

One of best informative video for home lone.

[@rahulsutar6779]

Suppose meine Sept 2024 mein loan liya hai and (12+1) jo hai Next Sept 2025 ke time bharana hai na

[@ashishdelhiwaala4235]

Yes

[@litazo6574]

nice info. eg. if i do part payment of ₹5 lakh. will i be charged any penalty ?? how much part payment can we do and how many times in a year?

[@indrajeetsinghrathore7888]

Nice video ❤

[@gunjankothari7739]

Superb informative video on home loan early repayment

[@amolm5689]

Part payment har 6 months me kar sakte hai kya? Ya bas 1 bar karte hai December me?

[@GamingChannel-ur4hp]

Kotak super account ke upper video banao Sirji... i think...naya feature aaya hai..youtube pr khi bhi iske upper video nhi hai

[@shibuthakur2583]

Hello sir kya ye 12+1 ka plan personal loan me v kar sakte h

[@yogeshbhardwaj7189]

Sir bhot late video banaya h ab to 42 lakh k loan par 65 lakh bhar diye 6 years main abi b 850000 outstanding bata rahe h possession ka notice bhej rahhe hai.........

[@kapilthorat8988]

This is best information for any loan reduce

[@sagarrthosare1435]

Thank u sir ji Superb explaination

[@RajBansal7]

I really appreciate your work sir Thank you

[@umamirgane6583]

Very good information. Thanks

[@budhiramjena6051]

Sir equitas small finance bank 🏦 bare me video banaya equitas bank automatically account close❌ kar ra hai (kuch bhi notice Nehi de ra hai) 🙏please sir is topic me video banaye...

[@Kaushik9643]

Very informative, thanks.

[@pramodsable9758]

2015 me 23 lac home loan liya 15years ka time hai..kay main abhi khuch aisa kar sakta hoon kya.