Expect an hour of paperwork at least. Make sure to read over every document and take your time
@benyosep56404 ай бұрын
You would be there all day. Just pay your mortgage, you will be ok.
@CarmineTavernaPhotography3 ай бұрын
🎉🎉 I received a $325. Home Depot gift card at closing..very useful 🎉🎉
@TeariesSilvani6 ай бұрын
I’d definitely like a giant key on the day we close! 😂
@mrchris55210 ай бұрын
My closing day was very interesting. Seller was so late because she waited til the last minute to get everything out of my house, had plenty of time to pay wire everything an even read a few documents, an recall all the credits (money) she promised for the repairs needed. There is an advantage to dealing with unorganized people.
@leens419011 ай бұрын
Paaaaperwork! 🤣 But also, hopefully, a lovely hug from your realtor and the KEYS!!! 🎉🍾
@jackyg385711 ай бұрын
Hi Jen, this video came out at the right time I’m closing on my first home tomorrow 😊
@eddieslittlestack791911 ай бұрын
Congratulations!
@fernandosandoval930625 күн бұрын
Need a break! Wow Amazing! My brain has to reboot!
@donniefolmar63938 ай бұрын
Great video, closing in about a month,first time,this is the most informative video I have seen so far,Thanks !
@JenniferBeeston8 ай бұрын
Glad it was helpful!
@khadijahdavis15725 ай бұрын
Same here
@micktocallafbt77929 күн бұрын
I really enjoyed watching this video I'm in the process of buying my first home got to be honest watching the end of that video I actually teared up and I'm definitely going to take your words of advice
@JenniferBeeston29 күн бұрын
I am happy to hear that. Sounds like you are almost home ❤️🏡
@omonukpoma78925 ай бұрын
Excellent video and I love her enthusiasm…. Exciting moment indeed 🎉🎉
@JenniferBeeston5 ай бұрын
:)
@khadijahdavis15725 ай бұрын
Agreed, she's awesome
@lahannidАй бұрын
The big key is a super cute idea. And a great advertising prop for you.
@dg8676Ай бұрын
Buying a home and it ridiculous I can’t get the final number sooner then a couple days before
@JenniferBeestonАй бұрын
I agree that is a ridiculous part of the mortgage. No one has figured out how to solve it. In some states, we can send the docs early and the escrow officer will work on it early, but it’s really rare.
@TheItachai11 ай бұрын
I have been looking forward for this house and having fun during the process. At closing I felt cheated I was expecting champagne showers 😂
@zone7permaculture5877 ай бұрын
Relax take a pic 😅
@ash543311 ай бұрын
Great advice on verifying by phone to prevent wire scams, thank you!!!!
@JenniferBeeston11 ай бұрын
Thank you!
@alexpress53758 ай бұрын
I am closing in a few hours...l really appreciate leave of detail in this video. I am that crazy person that has to read everything because i trust no one and i have been finding small errors throughout the process. Thank you so much I feel prepared for today! 🤞❤
@JenniferBeeston8 ай бұрын
Glad it was helpful!
@alexpress53758 ай бұрын
@@JenniferBeeston I am now a homeowner and you were right very anticlimactic but I did get a picture withy realtor and the title company guy. Thanks for the advice! ❤️
@bernardjulio18826 ай бұрын
Very well explained. You have pointed out very good details and great information. Thanks once again!!!
@KingChong91772 ай бұрын
You are awesome! Thanks for the detailed explanation!
@JenniferBeeston2 ай бұрын
Glad it was helpful!
@snackman20053 ай бұрын
This is a timely video. We are closing (selling) our house in Florida tomorrow morning. We live in Georgia. Came in for the closing. I hope it is anti climatic. It’s been a pretty smooth process. Just a long process. And will be glad when it is finally over.
@rogerbober891611 ай бұрын
Most exciting for the realtor's commission. I was just glad to get it over with.
@JenniferBeeston11 ай бұрын
lol I definitely want it over when I buy. I just want it over so I can nest and be done
@fernandosandoval930625 күн бұрын
What about if! The # is to big! and I just passed out in the house!!!! 😴😴😇😇
@alexandraadams20704 ай бұрын
I'm glad it is anti-climatic!! My closing is in a couple weeks and I'm just glad it's almost over, lol! I'm moving from California to Georgia, first time home buyer, all by myself and it's been crazy. My finances are all great but so much paperwork, good grief!!! And I haven't even closed yet! I was only expecting a bunch of paperwork at the closing but I've already read and signed a whole heap of stuff. I'm sick to death of it, lol!! I'm flying down to sign in person too and a week before, flying down for the walk through so lots of air miles to be used later. I was actually looking online to see if I could find the closing documents ahead of time to read because I want to read everything. Hoping there was like a general pile of documents that all buyers have to sign with verbiage every pack has so I could read it ahead of time and then just sign when I get there, They should have that, lol! Oh well, I'll just take extra b-vitamins or something for that day,
@RABPWarrior4 ай бұрын
Plan a celebratory meal with friends or family and wear a crown from Burger King
@jerryjerrylee24 күн бұрын
This woman is a dynamo!!!!
@JenniferBeeston24 күн бұрын
Thank you;)
@MaryannLynch-z9c18 күн бұрын
TY for guide
@JenniferBeeston18 күн бұрын
Happy to help:)
@khadijahdavis15725 ай бұрын
I appreciate this video, i am awaiting closing day, I'm so nervous that something is gonna happen, I'm a 1st time homeowner, and have been very very careful in managing my finances during this process, i swear I've been afraid to buy groceries 😫, because I've heard of ppl loans falling through right before closing
@JenniferBeeston5 ай бұрын
You got this, just don’t make any huge purchases like buy a car. You should be able to buy groceries. If you’re concerned about it, just ask your lender what your debt to income is and cash to close and if they have any concerns.
@khadijahdavis15725 ай бұрын
@@JenniferBeeston thank you, love your vids, 😊, alot of times you guys don't really kno how valuable your vids are to the world, I'm here to attest, that you guys are very much appreciated plz don't stop making these vids, ppl are actively searching for this content, this is what i love about KZbin, ppl like you 😊, you are very much appreciated my beautiful sister
@JenniferBeeston4 ай бұрын
❤️❤️❤️ appreciate you
@MoniqueLewis694 ай бұрын
Same here..I’m nervous too. However, I’ve found this video to be more detailed than the other videos I viewed. Some sense of relief in some way lol
@khadijahdavis15724 ай бұрын
@MoniqueLewis69 I agree, I wish you all ths best and a huge congratulations on your new home, you goy this sis
@fernandosandoval930625 күн бұрын
There cd on buying a home! What!!!!¡!!!! Never heard that! Ever in my life! 🤔🤨🤔🤔🤔
@ricana116022 күн бұрын
Closing disclosure lol. That’s what it stands for
@Eltartaro_205010 ай бұрын
Great video Jen 👍, watched all your appraisal videos and was nervous about my appraisal because I put a 10k gap, house appraised 19k over and closing Nov 24 Thanks for all the great content
@JenniferBeeston10 ай бұрын
Happy to help! Glad your appraisal came in high. Thats awesome!
@fernandosandoval930625 күн бұрын
Amen! Hw do know allergies 🤧 😮💨🤧😷🤧🤧! Amazing!
@fernandosandoval930625 күн бұрын
Me most of the time i for get the date! and the date I was born!!!??????
@rosafus1210 ай бұрын
I've always wondered, what are the two states you are not a lender in? BTW, I LOVE your videos!! Helped me so much when I bought my first house 3 years ago. Locked in at 3.25%
@JenniferBeeston10 ай бұрын
I am so glad they helped. Rhode Island and Utah. Rhode Island is a very expensive license every year for the size of the state and Utah requires a ridiculous amount of redundant education so I’m on strike.
@michellerenshaw30588 ай бұрын
As an Utah REALTOR who works with GRA regularly,@@JenniferBeeston I wish you DID!
@Muhammadsaeed-se2tiАй бұрын
My lender messed up 2 times. behind the scenes. She didn't know what she is doing.Caused my 20 days process to 45 days almost. Actually she was taking my case so easy that it was not a priority.
@RABPWarrior4 ай бұрын
You’re making me cry
@kw77966 ай бұрын
Take a picture with everyone doing fun pose (yeah...cheer) and post if on your page for PR.
@SPYgirl19981228 күн бұрын
So I was told to wire 24 hours before The call i got was 1 hour after my bank closes for wires that i needed wire 10k LESS than what i wired over I was like 😮
@JenniferBeeston28 күн бұрын
Yeah this part of the transaction is never clean. It’s the one part I can’t figure out how to iron out across the country. It is on my vision board.
@AlexacastillooАй бұрын
I’m a new LO and your videos help alot ❤
@egypt1279Ай бұрын
Thank you for this video!!!
@JenniferBeestonАй бұрын
You are so welcome!
@tonilott886211 ай бұрын
Is the process that same with a new construction ? We close in December and I’m excited and nervous at the time!
@lahannidАй бұрын
This wire fraud stuff is scary. Yikes.
@russlea638311 ай бұрын
My closing day was bittersweet because my lender told me just 72 hours beforehand that I would have to maintain my $80k income in order to be given a conditional approval, because I didn't know where I would be working once I moved in. So I kept my income for the next year to pay off the house and then moved in. Then I found you while searching for the reason why they didn't tell me that 3 months earlier when I applied.
@321Virginia8 ай бұрын
Why didn’t they tell you 3 months earlier??
@russlea63838 ай бұрын
Because Jennifer wasn't my lender.@@321Virginia
@Beautiful2Mee4 ай бұрын
Thank you so much for this! I close tomorrow!!
@JenniferBeeston4 ай бұрын
That is very exciting. Congratulations and enjoy your special day tomorrow and take lots of pictures even if you feel silly doing it you will appreciate it down the line.
@tucoramirez97295 ай бұрын
Closed 8 months ago ,the entire closing consisted of me meeting my lawyer for first time in his office,,I signed/initialed a ton of documents and hand over a check for 33,000 that was it. Took an hour, broker left keys for me in mailbox of my new home, no big deal
@JenniferBeeston5 ай бұрын
Nice congrats on your new home;)
@tucoramirez97295 ай бұрын
@@JenniferBeeston Thankyou
@tjlivejaxkson2314 ай бұрын
Well..I was just told I will be let go the same day closing scheduled.... not sure what gonna happen
@tucoramirez97294 ай бұрын
@@tjlivejaxkson231 sorry to hear that
@cathymankin434011 ай бұрын
Yes! A large key. Lol.
@JenniferBeeston11 ай бұрын
🔑 ❤️🏡🎉
@fernandosandoval930625 күн бұрын
Do i need a butler afther buy the house!!!!!
@TheItachai11 ай бұрын
Send the key and Ill use it!
@Zondreia11 ай бұрын
It sounds good 🗝 😊
@Zondreia11 ай бұрын
Hi again zondreia Barringer Hutchinson I bee having trouble login to account
@cathymankin434010 ай бұрын
Uh oh. Our closing day is late afternoon, and on a Friday. Ugh.
@JenniferBeeston10 ай бұрын
You got this;)
@MOBU766 ай бұрын
What day of the week is the worst to close?
@JenniferBeeston6 ай бұрын
Generally, Monday or friday.
@harekzigzagon3766 ай бұрын
@@JenniferBeestonwhy is that?
@JenniferBeeston5 ай бұрын
Because for a Monday closing everything has to be out Friday which is a busy day as there are so many closings on Friday. Friday I don't love because if anything goes wrong you are pushed till Monday instead of the next day
@davidmacgown3216 ай бұрын
As a seller, if a bank wire transfer is initiated on a Friday - when would the funds show up in my account?
@JenniferBeeston6 ай бұрын
Generally Friday, Monday at the latest.
@onyxmanufacturedhomes306121 күн бұрын
I would love to repost your videos on my social media accounts, do you have TIK TOK? I don't do much with KZbin
@JenniferBeeston21 күн бұрын
Hi, I don’t allow reposting of my videos on other accounts. Thank you for appreciating the videos though.
@kw77966 ай бұрын
You reminds me of LARRY DAVID'S TV WIFE. : )
@RABPWarrior4 ай бұрын
Noooo to ornamental keys 😂
@JenniferBeeston4 ай бұрын
It’s tragic agreed
@RABPWarrior4 ай бұрын
😢
@earlthomas746411 ай бұрын
I plan on applying for a mortgage next summer, if interest rates are still high can I refinance (when rates come down) without adding another 30 years to my mortgage?
@JenniferBeeston11 ай бұрын
It starts the time frame over but does not add 30 years.
@kfergus36623 ай бұрын
The buyer said he is paying closing cost..Ohio
@MysteryExodus10 ай бұрын
Hi Jen. How are first time homebuyers affording homes right now ? My husband and I live in a medium-low cost of living part of the country and everything feels so out of reach. The median household income in our area is below ours and we still can’t seem to do it.
@airbud38 ай бұрын
I thought the same I’m 31 saved up 100,000 in 4 years and about to buy in a couple days never thought I would make it this far. Thanks to Dave Ramsey
@macey857811 ай бұрын
Is guaranteed rate considered an online lender?
@JenniferBeeston11 ай бұрын
No we are actually one of the largest retail lenders in America with the most top loan officers. We do have a call center as well but it is very small and not the focus of the business.
@macey857811 ай бұрын
Thanks Jenn! 😁
@ibillyduncan35128 ай бұрын
I close in a couple of days, and not sure if i have all the cash needed to close. If i am short cash can i pay some of the fees with a credit. If not, what can be paid with credit card and what can not?? Help !!
@JenniferBeeston8 ай бұрын
Generally, you could pay for like the appraisal or any inspections with a credit card. I would chat with your loan officer generally, if you’re gonna be short cash to close, they will be pretty aware by now.
@WhengGee11 ай бұрын
Does this affect my Lock in rate, because my closing day is gonna be my last day on my lock in rate.
@JenniferBeeston11 ай бұрын
If your rate is goof through then you will be good:)
@dialecticalmonist34052 ай бұрын
I'm inheriting money from my dead parents. Probably going to skip the picture.
@JenniferBeeston2 ай бұрын
Not sure the circumstance for you but if I passed and my son used his inheritance to buy a house I would want it to be a happy moment. Not a sad moment. Just some food for thought.
@dialecticalmonist34052 ай бұрын
@@JenniferBeeston It hurts more because I know that's exactly what she would want.
@PopcornedPolitics2 ай бұрын
Barbie
@Maddenfoot244 ай бұрын
People are too sensitive nowadays people need to grow a pair of balls and stop crying
@dembeesandgaa80086 ай бұрын
This video could've been 5 minutes. Rest is just her repeating and presenting too many examples
@JenniferBeeston6 ай бұрын
There are lots of other channels. Enjoy your search!:)
@neelafung87876 ай бұрын
As a first time home buyer I appreciate the additional examples!
@JenniferBeeston5 ай бұрын
Thank you:)
@egypt1279Ай бұрын
This video was PERFECT for me! I’m closing tomorrow.