Housing market 'could see a pretty substantial slowing': Zelman & Associates CEO

#housing #realestatemarket #interestrates
Zelman & Associates Co-Founder and CEO Ivy Zelman joins Yahoo Finance Live to discuss the housing market heading into the Fed's interest rate hikes, supply concerns, inflation, and mortgage rates.
Don't Miss: Valley of Hype: The Culture That Built Elizabeth Holmes
WATCH HERE:
• Elizabeth Holmes: 'Val...
Watch the 2021 Berkshire Hathaway Annual Shareholders Meeting on KZbin:
• Video
Subscribe to Yahoo Finance: yhoo.it/2fGu5Bb
About Yahoo Finance:
At Yahoo Finance, you get free stock quotes, up-to-date news, portfolio management resources, international market data, social interaction and mortgage rates that help you manage your financial life.
Yahoo Finance Plus: With a subscription to Yahoo Finance Plus get the tools you need to invest with confidence. Discover new opportunities with expert research and investment ideas backed by technical and fundamental analysis. Optimize your trades with advanced portfolio insights, fundamental analysis, enhanced charting, and more.
To learn more about Yahoo Finance Plus please visit: yhoo.it/33jXYBp
Connect with Yahoo Finance:
Get the latest news: yhoo.it/2fGu5Bb
Find Yahoo Finance on Facebook: bit.ly/2A9u5Zq
Follow Yahoo Finance on Twitter: bit.ly/2LMgloP
Follow Yahoo Finance on Instagram: bit.ly/2LOpNYz
Follow Cashay.com
Follow Yahoo Finance Premium on Twitter: bit.ly/3hhcnmV

[@alesandrohoxha774]

Being successful don' t happen by magic Success is dependent on the action or steps you take to achieve it. Show me a man who doesn't have an investment and I will tell you how soon he'll go broke Investment is building a safe haven for the future: with the right choice of investment that has at least 1% minimum risk and with an Expert guidance, profit and interest should be 700 guaranteed.

[@laurenderrick6578]

Alesandro, I agree with you 💯%..had a senior colleague at work who was doing well but never had an investment. Unfortunately he lost his job and went from living a comfortable life to hardship. There would had been something to fall back on if he had an investment

[@larsvermeulen4184]

Christelle has greatly enhanced my earnings. It's been 4 years and she earned me my first million through consistent profits from trading. She earned me a trade profit in hundreds of thousand in my first 4 months. My portfolio looks solid than ever.

[@sagmucoulibaly1257]

Christelle is really good and everyone loves genuine services, she has helped me recover all I lost trying to trade on my own

[@sagmucoulibaly1257]

She's really amazing I still can't believe someone can be this exceptional when it comes to Bitcoin activities

[@woutwouters8859]

My first investment with Mrs Christelle earned me profits of $25,620 and ever since then she has been delivering

[@ellievon6479]

There’s so much dignity and respect to be an independent woman.I spent my 20s working and investing. Now I’m 31 and I have about 10 streams of income . Supporting my husband and kids and buying anything I want without asking anyone for moneys. Not gives greater joy than that. lots of women need to get to work no matter your husband’s or partner’s financial status

[@kathythompson6021]

I’m really inspired.Been doing some 9 to 5 jobs but really looking into investing for a long time now. Can you share how you started your investment, type of investments and how you are earning from it

[@ellievon6479]

@@kathythompson6021 I invest and trade financial and housing market. It’s been very lucrative. With the profit I made over a year , I was able to buy a restaurant. But trading is not what you do without proper guidance. i have a broker who handles my trades because I'm always too busy managing my restaurant

[@vickdin480]

@@ellievon6479 Sounds good. Financial market is profitable and can make someone rich but it requires a lot of effort, consistency and time. I tried it 2yrs back but couldn’t handle the statistical analysis. It’s like mathematics

[@kathythompson6021]

@@ellievon6479 Who’s your broker and how can someone be part of his services?

[@ellievon6479]

@@kathythompson6021 You can mail him directly via 👇

[@divisionoflabor3070]

residential housing should be off limits for investors. Middle class is getting hurt by them, and if the govt isn't going to protect their citizens then what is the point of them?

[@ocampbell1954]

It shouldn't be off to investors. Corporations yes. Two ways you build wealth in America, stocks and real estate.

[@rahzelwashington6847]

Exactly. Investors have destroyed the market in Canada and ballooned prices so far out of reach of many families. Not a path you guys want to walk down

[@divisionoflabor3070]

@@ocampbell1954 What's the difference in damage from a corporation (who legally identifies as a person), and a billionaire. There is none. I think it should be totally off limits.

[@ocampbell1954]

@@divisionoflabor3070 As someone who is self made I have a problem with someone telling me how to build wealth especially.for someone of color like myself it's one of the few ways to equalize this socioeconomic imbalance that exists in society.

[@divisionoflabor3070]

@@ocampbell1954 Are you going to deny that investors make housing more expensive for the average person? What's more important for society, a small amount of people getting wealthy, or the average person's ability to buy a home instead of rent their entire life with no equity?

[@Jimmy-ph8xn]

Bought my 1st micro lot city townhouse in 2015 for $205k, no improvements, resold in 2021 for $375k. Bought a 5 acre larger rural house for $395k 2021. $38k left on the mortgage. Can’t imagine being a 1st time buyer.

[@ryanngo3326]

Same here brother,thank god I own a house which I bought in 2009 for 280 thousand,it’s worth 900 right now with no improvement,I can’t imagine being a first time home buyer now,most of the people I know that just bought a home have monthly mortgages over 5 thousand dollars a month

[@matt75hooper]

Average US Home now cost $415K. That means a first time buyer will need $80K down payment. Possibly $15K in closing costs. That's just shy of $100K. Exactly where would they get this kind of $ cash ? Their parents tapping their home equity is where it comes from. Causing the bubble to grow even more. When it explodes both of those generations get hit very hard. The kid is in a house worth $250-$300K but bought it for $415K......His parents are out $100K, their home is worth 25% less- which is tied to their retirement plan. Nightmare scenario.

[@timrush8544]

Most home buyers are putting 3.5 to 5% down. With the increase in FHA loan limits this now is possible at and over the average home cost. Although not ideal it is not quite to the point you are stating yet. Very few people including investors doing 20% down with rates this low.

[@jessicabixler1658]

Even saving 5% down with closing is a stressful withh the cost of rent and housing going up.

[@timrush8544]

@@jessicabixler1658 I don't disagree. I am saying we have a long way to go. Not in a good direction for the average buyer.

[@stevenap4594]

That’s even more reason to believe there’s a housing bubble, when no one is putting money down lol

[@chriswhynder8311]

that's crazy to know, if the bubble bursts man oh man will it be bad

[@lewisrashe831]

When Ben Bernanke stopped the market correction of 2008 he didn’t save us he instead introduced massive market distortions and re-inflated another housing price to income bubble. The greater these Fed managed market distortions become the more homelessness from elevated housing prices and rents the more negative externalities you will find.

[@jasoncrandall73]

Housing is the only growth mechanism for much of America.

[@kevina2261]

housing is stupid expensive now, both homes and rents... the government keeps creating these massive bubbles that have bad consequences all around for everyone.

[@lewisrashe831]

I agree they need to get out of the bubble blowing business. They think it’s helping but it’s not.

[@kimferzoco6755]

@@lewisrashe831 It’s good for the banks, and they’re the ones in charge of the federal reserve.

[@AB-fq4mr]

And the sad thing is that 99% of people are clueless and will blame corporations and landlords, and then go back and re-elect the same shady politicians who printed all this inflation into existence in the first place.

[@EASTERBUNNY7772]

I paid $38,000.00 for my house in 1983 and could never afford to pay a penny more. I once worked for $1.15 an hour. People have too much money and are greedy.

[@jeff3olsen]

It should be no surprise we are nearing the top of the expansion phase in the typical real estate business cycle (despite all who exclaim this time it is different). History will likely to repeat itself. Builders, chasing large profits, will over-build our country into the Hyper-Supply phase of the real estate cycle.

[@JonNobleNobelOne]

This is a terrible assessment of what Is actually going on.

[@Corkfish1]

@@JonNobleNobelOne i remember people saying that in 2007.

[@ReallyBadService]

@@Corkfish1 It's an entirely different beast with completely differing causes

[@Corkfish1]

@@ReallyBadService yeah, it's different this time.

[@JonNobleNobelOne]

@@Corkfish1 the truth is housing inventory is at an all time low, demand at an all time high spurred by historically low interest rates and a larger pool of buyers than sellers , and asset prices are over inflated relative to average wages as a result of currency depreciation. There’s no way home builders can build their way into oversupply, because they are way too far behind to catch up. Also there are severe labor shortages and many other factors going on ie (rising material costs etc)

[@jakeriffle6719]

I'm 25 and no one I know around my age can afford a house in our local area. And can barely afford the rent. We need it to slow and crash!

[@larrytennant7476]

Agreed!!

[@stachowi]

what makes you think you'll ever get in? wall street will rent you something.

[@kimferzoco6755]

Young people seem to think it’s just them and that earlier generations had it easy, but most people I knew in my 20s and 30s rented and had roommates and couldn’t afford squat. I know the economic situation is worse now, but I have to say- I get pretty annoyed when I hear 20-something’s complain about not being able to buy. I know plenty of people in their 30s and 40s who have professional jobs and still feel that they are priced out of their local area.

[@lawngnome2758]

With the housing crash can come bad job market and increasing interest rates that will keep even cheeper homes unaffordable. It will never be "easy" to buy a home. Jump in when you can and hang on for the ride you will see every up and down during your 30yr loan, only making it through the decades challenges will the struggle bare fruit.

[@stachowi]

@@kimferzoco6755 costs of major things has exploded... health care, education, housing, fuel... i'm 41 by the way. I have no clue how young people are going to start their lives at this point... me and my wife make great money, no debt and we've watched our standard of living decline.

[@malvinalemire9628]

Does this mean we should sell equities or real estate? Both? Where should someone park their wealth right now? Like the majority of their wealth? For someone that is risk averse.

[@berthayamaguchi8627]

Sell? That's exactly the easiest way to go neck deep into the inflation. Rather, you could go into something like foreign exchange. Maybe better with a pro or being well informed about where you want to put your money. Made my first million through it earlier this month as a newbie (through the help of a pro though). The inflation can get worse for all I care.

[@dannywalters958]

@@berthayamaguchi8627 Now you have my attention sir How did you do this? Who's the knight in shinning armour? I am slowly giving up on everything

[@berthayamaguchi8627]

@@dannywalters958 It's funny cos I'm a lady or doesn't it suit the "narrative"? It takes quite some level of patience and "Nancy Lynn Lewis" is the "knight", she was in the news alot in 2018. You can look-her up online to get more info.

[@dannywalters958]

@@berthayamaguchi8627 Low Blow right there. You didn't have to pull the gender card. Wasnt necessary. Thanks though. Ill check her out

[@hildredscali1754]

@@davewong4783 This right here is the second time I am coming across this name in a week. Came across her podcast and it was lit

[@jd1671]

Why aren’t we doing anything now about investor real estate companies? Housing is out of control and need to be reigned in.

[@deepblue523fl]

The market might reign them in.

[@jd1671]

@@deepblue523fl I wish. I think investors will continue to buy up real estate and make us a nation of renters.

[@dh2513]

@@jd1671 same.

[@deepblue523fl]

@@jd1671 Huge amounts of housing inventory is gonna come on the market late this year, early next. Other investments are going to seem more lucrative. This isn't going to last forever IMO..

[@zwatwashdc]

Because as you can see from the entire COVID response, the government doesn't care about poor and middle class The rich get richer because the government helps them and screws the little guy.

[@senoreng2014]

this market is more inflated than 2008. Mark it, might not be this year but next year will bring in a surplus of homes and drastic drop in prices..

[@chriswhynder8311]

hope so

[@LiveWell6]

The data says 2008 was far more inflated. What data are you looking at? Mortgage to income ratio is within normal range right now while it wasn't in 2008.

[@bennguyen2963]

you are right. will all the new building permits in 2021 & 2022, you will see surplus of homes in 2024 for sure .

[@leosotelo5119]

Airbnb investors will just buy them up like nothing and prices will remain high.

[@The_Bronze_Spoon_Investor]

Excellent recap of the housing market. Thank you. I definitely feel the Wall Street push to buy up properties in the Spokane-Coeur’dAlene region. Bummer for primary buyer who has lived in the area for 10yrs. and now cannot afford to buy. The pressure to buy is ridiculous and scary. I’d promote buying some land and building in 2023 or 2024.

[@weareorigin]

I think the owning VS renting is more clear now. Renting means notices of rent increases. Or the landlord having potential buyers come into your unit multiple times, to sell the property. Then comes rent hikes from new owners.

[@tt-designs124]

Great interview!

[@mgoulet002]

Great interview. Lots of actually useful info.

[@diesel2x]

I hope prices goes down . Over supply in the future is a good things. I am planning to buy in 2023

[@jesse_-]

Right now, the housing inventory is an all time low. The pandemic caused building delays in a market that was already spread thin. Builders cannot keep up. Prices will continue to increase in 2022, along with interest rates. In 2023, there might be a decrease in price, possibly wiping out some 2022 gains, but interest rates will be up. Good for cash buyers, and not so much for borrowers. There is such a housing shortage, I see home values going up for the next few years before they drop, unless there is some major economic impact that causes many foreclosures to happen in a short period of time. No one hopes for a terrible economy and hit unemployment.

[@priceless55]

In Sacramento California. Its cheaper to rent than buying. You don't need to do any repairs and law is on your side. Not on landlord's

[@THEGAMINGHELP101]

Yeah, I have heard this about alot of California real estate.

[@matthewharper6915]

if you are looking to buy a house, NEVER go to a realtor first. Go to a mortgage lender, find out what you are able to borrow, THEN go to a Realtor.

[@Intranetusa]

I disagree. A good realtor will recommend several good local mortgage brokers who will then compare rates from different mortgage lenders. The rates of those lenders will affect how much you are able to borrow since it affects your monthly payments. If you try to find a mortgage broker first, you might end up with those mediocre online brokers that don't have local offices, give you a useless pseudo-approval letter, and may fail to actually give you a loan right at the time you need it.

[@jessicabixler1658]

Right we went to a lender...a year later we went to our realtor and he reccomended a lender and now we realize how misinformed and green our last lender was...we are now looking at paying 100k more for a smaller house because we wasted all that time. because of it.

[@Michael-st9ky]

Depends on the area. Some homes are starting to cut prices, I haven't seen that in California yet, Was looking at St Cloud Florida in Orlando, some homes were already down 16K about 5%

[@AB-fq4mr]

With less than a million children born for the first time in US history last year, the overall long term trend in housing is pretty obvious. Builders building huge 2,500 square foot homes that will become vacant monsters in a decade or two.

[@ladedalounge]

sure it is...depends what state and cities

[@larrytennant7476]

You think!!! It's totally over priced at least 50-60%!!

[@stachowi]

easy

[@LiveWell6]

Maybe but US home prices in relation to income are actually on the low end compared to other developed nations.

[@stachowi]

@@LiveWell6 well adjusted for inflation in the US they're way over priced (even compared to 2007-2008)... just wait until the bills start coming due and inflation taking a toll on households... it's going to start falling apart (fast).

[@user-zk6fc3dw9e]

If you think real estate is going to crash 50-60%, does that also mean you expect the prices for healthcare, cars, college, clothes, etc. to also crash a similar amount? The average car in the U.S. is $45,000. Think about that. Homes in most areas will not crash 50-60% in the coming years. With all due respect, you are wrong. Unfortunately, higher prices is the new normal. That is what happens when trillions of dollars are printed and put into the market.

[@truckerette]

I am not purchasing anything in this economy, prices are too darn high.

[@timrush8544]

We are driving towards a renter's nation. Be on the right side of it because it's happening. Own property that you can rent. No matter what home values do in the next 2-10 years I can guarantee you rent is going up.

[@LiveWell6]

Actually ownership vs rental rates have been pretty stable. Home ownership rates are higher than they were 50 years ago and have risen the last 5 years.

[@PP-oz2oj]

I don’t see any slowing. 700k home had 23 offers and went 100k+ asking price. It is crazy. In fact now people know that rates are going to go up, buyers are becoming very aggressive.

[@AKAAAK]

This is just a given. As rates edge higher, payments get higher and start to limit the amount one can borrow to purchase a home. So then yes the housing market will slow because less folks can/want to buy at higher rates. Money 101 class.

[@AR-me9jy]

Mortgage Rates have now hit 4.49% from 2.5 one year and 1/2 ago let’s see how many people go “rushing” out to buy moving forward not to mention fed will hike in March I can’t wait to see where the mortgage interest rates will be in April 5%?

[@AKAAAK]

@@AR-me9jy Yep, its going to substantially slow over the next few months as rates adjust. But doesn't necessarily mean the housing market will pop as supply and demand are still high, just less buyers and bidding wars.

[@brownwolf6280]

in my town every old homes sell for over $200,000 way expensive can't even find homes with 3-4 rooms between $100,000 only some homes with 2rooms less than 700/800 square feet

[@petenrita]

@ 6:13. "...because rezzies slowing?" what is she referring to?

[@theforestisdark9676]

She was saying too much inventory would be a problem? I thought their was this massive shortage now she's worried about home prices correcting? Oh how awful would that be.

[@dallasbailes7347]

Sadly it is a bad thing. Either housing remains unaffordable for most or we repeat 2008 but 10x worse. No getting out of this anymore

[@ladedalounge]

There is, depends what state and city....the rich are paying cash and overseas as well. This is bullshit

[@SM-fm4eb]

Stock Market slow down and Real Estate finally slowing down and over supply coming up?

[@JB-ri6zp]

Supply is still terrible, dealerships are still empty, my company has component shortage after component shortage, and I went into BestBuy yesterday and saw a lot of empty shelves. We're still in the midst of it.

[@leosotelo5119]

Slowing down where? Not in California.

[@grownupgaming]

Ivy's been seeing this for two years=)

[@BotImage]

I went back to double check this, she was saying the market was going to boom in 2020, and didn't say anything about a decrease until November 2021.

[@KST6382]

Market is insane in LA area! I just lost a bid 50k over asking with 20% down to somebody 80k over asking with 50% down! 50 fkn %!!! that's on a 800k home lol

[@KST6382]

@Rental Watch 🤡🤡

[@Miguel-pd3no]

Will have to read about this looming "oversupply."

[@mikewebster3126]

never forget markets move in cycles. debt (even mortgage debt) is a promise to REPAY borrowed money.

[@rev.robbinsamaultfrance1509]

Talking about stocks, Forex and cryptocurrency trading is the most profitable venture I ever invested in, I reached my goal of $120k monthly trade earnings. Wondering if viewers here are familiar with Rosemary trading strategy..?

[@stephaniekemper3199]

Having monitored my portfolio performance which has made a jaw dropping $370k from just the past two quarters alone, I have learned why experienced traders make enormous returns from the seemingly unknown market.

[@warrenscott4982]

@@stephaniekemper3199 Interesting. I have a lump sum doing absolutely nothing at all in my bank account, I wanna get something started with it. You seem to be doing excellent for yourself, how do you achieve this?

[@rev.robbinsamaultfrance1509]

@@warrenscott4982 Exactly, the mindset is to diversify your investment, don't panic when everyone else is and invest consistently.

[@GammingHammingr]

Do you believe I capitalized 4000usd and gained 31,077 in revenue under two months of trading under this same Ms. Rosemary am glad to see her name been mentioned

[@paulwoods4676]

@@GammingHammingr For real you gain real funds up to that amount within 60 days period that's amazing, I tried as a beginner but I got drowned in it. Please enlighten how I can benefit as well Do you trade on your own?

[@That.Lady.withtheYarn]

And water is wet. If People can't afford rent or to buy its going to slow

[@goneviral8814]

She is spot on

[@priceless55]

If economic was so great why Feds not raising interest rate?

[@supadave422]

The Fed is raising them next month

[@zeroplague]

@@supadave422 Don't count on it.

[@rikki1901]

@@zeroplague agreed. They’ve got too much on the balance sheet. They are bluffing on the rate hikes like they did in 2009. They’ll do this dance until some thing actually breaks.

[@Corkfish1]

I bought my house during the real estate bubble of the 1980s and 13 years later it was still worth less than I paid.

[@leosotelo5119]

How about now?

[@Corkfish1]

@@leosotelo5119 in the 30 years I owned it the appreciation didn't even keep up with inflation. Less than 1% a year. If I had waited just two years to buy it the difference would have been considerably better.

[@leosotelo5119]

@@Corkfish1 sorry to hear that. But at least you will have some cash from it to use.

[@KST6382]

The better question is, in what city? My parents bought a house in LA, also in the 80s, and the outcome has been insanely different from yours.

[@leosotelo5119]

@@KST6382 that’s what i was thinking, most home in the oc that took a hit in 08, are selling way above asking.

[@juliephilibert2372]

Some segments in the video are stamped not adjacent to each other

[@jacob6478]

No bubble in the market. Housing higher this time next year

[@SuperJudeM]

We’re busting but can kind of wait…how long does she think until more inventory is available?

[@Munchy1]

18-24 months

[@jeffc1347]

All reasonable people can agree a substantial slowing in the housing market would be a good thing.

[@Zebra663]

Yes ofc it would help many individuals who cannot afford at these levels

[@MandoLarian007]

Investor buyers who are driving the housing market up in this pandemic 😷 would spit their equity out when everything is corrected and we come back down to the original market price… I wouldn’t be surprised if we see a housing market crash 💥 in late 2023…

[@jesse_-]

There have always been investors in the game, and many of them. I do not think we are in a bubble. Housing inventory has never been lower since tracking began in 1971, and this is a supply and demand issue. Builders simply cannot keep up, and unless a bunch of builders pop up and starting building homes lightning fast, there will not be a crash. A slow down eventually, but not a crash like we saw in 2008, unless the country takes a serious economic hit, causing a ton of foreclosures. The US housing prices are still one of the most affordable in comparison to other first world countries. If you look to the north at Canada, they pay twice as much for less sq ft. Europe is worse, and so are Asian countries. I think the only country where you can find more affordable housing is Turkey, and it’s not far behind the US.

[@user-zk6fc3dw9e]

@@jesse_- Excellent analysis. As an American who travels internationally for work, I see firsthand how much people pay for real estate outside of the U.S. We've been spoiled here in the U.S. for a very long time with relatively low real estate prices. Unfortunately, that is likely to change.

[@jesse_-]

@Senior Housing Analyst I do not know anything about 25m excess houses, but I do know there are very little homes for sale on the market, which is increasing demand. I would really like to see the information you have on 25m excess housing units, as I cannot don’t any info regarding that. Can you share with me where you got that information? I would be interested in checking it out.

[@leosotelo5119]

Why would they do that? Housing market crash, then they are buying even more homes for their portfolio. Prices will go up again sooner then later. 2008 we didn’t have Airbnb, people are going to buy them up and prices will increase faster. Even if you bought high it will come back up sooner.

[@matthewbrown313]

Substantial slowing in 2022 isn't this what they were saying in 2007 about 2008 just before the crash?

[@ac1143]

I'll take high interest rates over high tax assessments

[@dbrew2u]

With Median Home Prices reaching $400,000.00 . The Market will start to get real interesting when Rates begin to normalize at around 6 to 8 % .

[@timrush8544]

Agree. It's when high prices meet higher rates. Things will get very interesting.

[@chriswhynder8311]

it would be nice but i don't think the feds will rise prices that high

[@ruperera]

This would be really dangerous for the fed. Like they've learned nothing in the recent past.

[@rahzelwashington6847]

6 to 8% lol. I'm sure the fed will allow rates to go that high 🙄

[@chriswhynder8311]

@@rahzelwashington6847 aha that would be crazy, i don't think they will go that high but well see!

[@Palantir_Daily]

Oversupply? Has she looked at supply available currently

[@Dutchman294]

She's talking about the backlog of homes currently under construction. Above 2007 highs of the housing crash. These homes are coming to market within the next 18 months.

[@bennguyen2963]

she said she is a mom of 3, i dont think she have time to looked at supply available currently. haha. clearly she doesnt know what she is talking about.

[@Palantir_Daily]

@@Dutchman294 Permitting is no where near the highs of 2008. We’re actually significantly under building. She hasn’t looked at the actual figures. Even the FHA says we’re under building.

[@Palantir_Daily]

@@bennguyen2963 No kidding

[@AB-fq4mr]

@@bennguyen2963 What does being a mom of 3 have to do with anything?

[@minhtd3436]

With housing priced out many buyers, rent will certainly increase. With the increase in rent, there will be a lot of homeless people roaming the street - especially the elderly on fixed income folks of low income, and folks unable to work.

[@ericwood3709]

It's nuts. We need more home construction on a large scale to help alleviate demand and bring prices down.

[@LiveWell6]

​@@ericwood3709 Home construction is expected to grow in 2022

[@ericwood3709]

@@LiveWell6 I'm sure, but will it be enough? It's terrible having a bunch of wealthy investors buying up houses to rent or flip them for big profits.

[@Cordycep1]

FED dont care house inflation, they just care rent inflation but they can always manipulated .

[@rikki1901]

@@LiveWell6 highly doubt that it will be enough affordable housing. New home prices are insane. Lumber skyrocketed in 2020. Curious to know if home builders have sold enough to make back their money

[@kennethciardullo3534]

Ivy looks so beautiful today. Great news

[@is3173]

You crazy that thin lip zombie ?

[@kennethciardullo3534]

Is my reply to positive for you

[@is3173]

No just concern in your eyesight.

[@marcielynn4886]

Not worried, own 3 properties all paid for in Hawaii. Life off the grid.

[@teddymoon3744]

over supply? by the time they finish a new generation will be ready to buy.,DUH

[@monicashaw7848]

Stay calm, these consolidation periods are temporary. Those who hold the longest will profit the most!! keep up the great work! and also Rose has been doing a great job reviewing all charts and techniques on BTC which has enhanced the growth of my portfolio’s

[@fabelmart8667]

Rose’s approach has changed my trading experience.

[@monicashaw7848]

I now trade without having that heavy feeling in my chest about winning more thanks and I look forward to putting more in our next trades.

[@maxwellh399]

I also saw this same comment on Crypto channels, who is Rose….how can I get hold of her?

[@fabelmart8667]

investinginapexx That’s her name on TE LE GRAM

[@andreasmike1728]

Spot on! Mrs. Rose is all about simple techniques that are highly profitable, I really admire her winning mentality

[@user-nx3sk5ky6l]

Sell high, hold the bag, buy later when prices are falling and more houses of investors are available. Investors will start selling once they see no profit. Sell asap before interest rate hikes cause the average home buyer unable to afford steeper mortgage monthly payments on top of increasing price of things, including gas and groceries. Search 2008 - 09 crisis news ... home prices went up into a bubble, a similar hike in prices just before the crisis back then. 500k houses went down to 320k, and no buyers who were waiting for it to fall even more

[@Anthony-bo8ry]

Most mortgages are fixed rate.

[@priceless55]

Another words. If stocks stays up. Investors will buy more homes.

[@brianoleson9224]

its always fun to come from the future and look at these old videos hi from october 2022 homes are dropping wsj is now reporting we will experience the 2nd biggest home crash since 1929 the heads on tv put up a good fight to make it seem that the party would never die

[@notyourmomyousnowflake3533]

Its a trap. Once rates increase, the bubble cant be sustained because investor money will go elsewhere and most buyers will not qualify and the cards fall down...On the supply issue - is just temporary. Once things open up, housing supply will increase and buyers will get cheaper homes....If your are a buyer, hold on to your straps...If you are a seller, sell before the pandemic dies.

[@webdeuce]

She knows her stuff ….

[@EASTERBUNNY7772]

Buy low, sell high

[@BenjaminMaciel21000]

*real estate is local.

[@puma679]

If you listen to her last year, you have to pay more than 20% today!

[@puma679]

@Rental Watch really? Where? The prices of all my houses are still up. They are in Southern California.

[@toddpacker7058]

@Rental Watch wut? You answered a question with a question.

[@TheAnonymous916]

@Rental Watch BS!! I’m from NorCal and see nothing down 17%. Quit fear mongering with your fake narrative.

[@ruperera]

Did she say this last year as well?

[@TheAnonymous916]

@Rental Watch Plunging demand in Sacramento? Where do you get your sources? Sacramento only have 2.5 weeks of inventory. Rents have never been higher than before. Bay Area locals are moving to Sacramento and surrounding areas at the highest rate it’s ever been before. 🤦🏻‍♂️

[@doublethor2411]

In other news - This coin I just tossed, could land on heads.

[@INFJ595]

🇺🇲 : So, when and if 🏠 sales slow dramatically and job creation is 400k / month...it means 🇺🇲 is saving their 💰 for 50% payment

[@jtot9370]

House market price will keep going up in 2022 & 2023 because of the “SHORTAGE” & “INFLATION”!! Eventho the rate will go up, but it’s still low compare before the Pandemic. Look at Texas Houston & Las Vegas houses. Ppl don’t make that much, but the house value is Sky high!! House market will increase at least 10% - 20% this week. And the Pandemic is not going anywhere until 2024…at least!! Bitcoin price so high because of the inflation.

[@Bekssss]

If it's "home shortage" millions and millions of people sleep on the street 😅 it's just pump and dump , when price will start to crash you will see " for sale" on every corner

[@american5564]

Buy now or rent forever.

[@yvonnefarrell1029]

Non-primary. Great. Housing is a human right, perhaps the non-primary buyers should consider that.

[@johnz.2907]

Tons of investors are holding and waiting for homes to be rehabbed for renters or flips. We have multiple problems, not enough moral discipline and people who want to do the actual physical WORK. Immigration influx has created insatiable demand that can't be filled. Home builders are stuck in the upper middle class price points above 300K, so millenials are getting left out as well. I'm a project manager after 20 years of general contracting. Home prices will not crash. Repeat there is no crash coming like 08'.

[@brettrace]

Immigration influx you say? Demand you say? Good thing there are plenty of home builders hiring lifelong jobless American citizens a livable wage to build new houses.

[@cpgone]

Its all regional... the more interest go up , the more likely the crash.

[@Corkfish1]

I bought my house during the 1980s real estate bubble and 13 years later it was still worth less than I paid.

[@jessebailey3367]

@@Corkfish1 I bought a house in 2007 and sold it for the exact same amount ten years later. That hurt. Zero growth from a tonne of payments.

[@Corkfish1]

@@jessebailey3367 I had a friend who bought in 2006. He was making good money so he spent just over a million on a house in CT. He sold it in 2019 for $835k. With closing costs he lost a small fortune and swore he'd never buy real estate again. Timing is even more important than location.

[@angelinaortega916]

Buy when you can. Simple as that

[@Ja50nkAt]

If you're buying in now how can you trust these prices, sure long term is fine 20+ years but if rates rise and moratoriums go away, more supply equates to prices coming down a decent amount, at least in theory. And what if the economy goes into recession within the next 2-3 years? It's possible.

[@Charlesbjtown]

If you buy a home today, and tomorrow is worth nothing...... that has NO effect of whether you can afford the home or not. The payment doesn't change.

[@naturelover2292]

@@Charlesbjtown right, it will only affect them if they need to sell, for job, or just want to relocate.

[@leosotelo5119]

20 years to break even ? Maybe 7-8 years.

[@Stockcryptocritique]

5k house coming sooner

[@Cordycep1]

Govt always manipulating so this is just a shorterm slowdown. Near the end of Obama's term , his HUD secretary propose Fannie to backup 40 years mortgage predicting rates will eventually increase, but Trump shun the proposal. New buyers are desperate so they will sign any loan ...

[@AB-fq4mr]

The government just now allowed a new mortgage product of 40 years with the first 10 years interest only. They are only rolling it out to investors, so of course they’re salivating to get it because all they care about is just having a larger cash flow.

[@ktomjr1]

When the 10 Yr US Treasury Yield hits 2.2% we are in crash territory. First the stock market, then the housing market.

[@Zebra663]

It may not be that straight forward to identify crash triggers

[@AB-fq4mr]

Yup, and every single time when the yield curve inverted we were in a recession within the next 12 months. Buying a million dollar house when the market could be flashing layoffs, I wanna buy too, but I will make sure I have at least 2 years of income stashed away first just in case. We have never been in an everything bubble before.

[@shariqueahmer11]

rabbit teeth are cute.

[@jaybird7534]

Wealth was NOT 'created' during this contrived pandemic as you said, wealth was 'only transferred' from the middle class and working poor to the wealthy asset class, (largest transfer of wealth in history). We desperately needed strict enforceable wage and price controls to protect those most vulnerable when this National State of Emergency (still in force BTW) was first declared. Otherwise there's no incentive to leave a pandemic, nor intentives to prevent future pandemics, which, as we've painfully seen now, become highly profitable for a few. Wake up people, we're now being played like a fine fiddle, using disease outbreaks.

[@LiveWell6]

Price controls? Like communist states? That's how you get shortages when there is a fixed price and it there is no economic incentive to work/produce at that price then that product disappears.

[@JeremyAlpha]

Great video, empowered by blockchain technology the fractionalization of the asset class will cause the number of people converting from renters to owners to accelerate exponentially. Renters have now gained the ability to use their disposable income alongside their monthly rental repayments to purchase additional ownership in their Primary residence which reduces repayments and increases disposable income which results in an exponential rise in purchasing power...

[@LiveWell6]

Is that really the problem? Homes can be purchased with 3% down? If someone wants expose to real estate, they can buy shares of quality homebuilders for as little as $20 a share.

[@JeremyAlpha]

@@LiveWell6there are other property markets where requirements are higher and its more difficult to get a mortgage for them this is a game changer. Especially with the added benefit of this setup not being a loan.

[@santy33143]

Oversupply now ??? that is a new one 😂

[@Munchy1]

New construction is reaching 2006 highs. Population growth is the slowest in US history. Where does the shortage come from other than people buying homes that no one is living in. The lack of “inventory” is not a lack of housing, it’s a lack of listings. The listings will come, but buyers won’t be there.

[@santy33143]

@@Munchy1 Florida speaking: You are not counting with Immigrants and Foreign parking money, if there was a inventory waiting to get sell why there is also no rent? Those house should be listed as for rent, noone left a house close to sell later, they rent it, there is no rent and not sales, I don't see where that inventory will come from

[@AB-fq4mr]

Building is a lagging indicator, demand is not. You already know from building permits what’s in the pipeline, so why debate?

[@nohopeequalsnofear3242]

Im not buying. Im on the fence watching.

[@AR-me9jy]

She’s “starting” to see 😂 is that a joke! Let’s see what happens when mortgage rates hit 6% by end of year.

[@mrkickback2010]

Face filter?

[@testing7802]

Have to disagree. I mean yeah the glut of houses will come when boomers die off and new builds catch up. For now everyone is retiring in place since it doesn't make sense to even down size at a higher interest rate compared to their refi, or there are still covid scares in retirement communities. Milennials are exponentially wealthy after many years saving up in their parents basements, then many of them lucking out with crypto, stocks, and the tech hiring spree. Wealth is more distributed with people working remotely for west coast jobs, or wealthy people distributing to the sun belt and other parts of the US. It's unfortunately the new normal and I don't expect a steep correction at least for another decade. But I'm not an economist :) Good luck everyone.

[@user-kz3db9zw5z]

Con artists scarcity, they turn up the heat the minute it took a breath. To a point this is a con because will prices be as high in the stock market if rates doubled, doubtful. So, who has incentives to make sure it stays low when it should've been higher along time ago! It ruined housing for average workers because flippers getting best deals with a rigged deck. Then the anchoring started. Sell only for a million plus unless really necessary, would be nicer. At least then, it'd be a fair game if this nonsense was cut out. They call them ticket scalpers online for other products and services. Time RE got the same label.

[@scottcaverly5135]

Substantial slowing???? It's scary to think that people feeling that way,..the truth is that the economy is now tanking into a depression, not a recession like in 2008.. home owners with any kind of mortgage will be eating the grass on their lawns for nutrition... Substantial slowing,...no, no, no... dont close an eye to what's really wrong... Total collapse of the economy

[@MichaelChengSanJose]

You know somebody is totally clueless when they only say something “could” happen. Heck, my toddler niece could be right that her little ponies might jump right out of the TV screen.

[@jalexanderevans]

No one can predict the future...

[@MinhNguyen07]

obviously this guy is a real estate agent lol, how can you predict the future?

[@cpgone]

what are you looking for a guarantee? U must work for the govt

[@Simply_Life620]

She is a very smart person when it comes to real estate...

[@usa9116]

Market crash!!!

[@armandgalleon8077]

whoever did not get on board on housing 2 years ago missed the train so bad. But it's not the end of the world, anybody can still buy but don't wait too long.

[@shouse5110]

kinda what they said in 2005....didnt end up to well...

[@priceless55]

Buying at all time high is not a good idea. Plus you get crap for 400k

[@leosotelo5119]

@@priceless55 it’s a risk people with family are willing to take to provide for their family

[@ruyoledmonton9012]

Edward is an expert,he is really good and everyone loves his genuine services ,he has helped me recover what I lost trying to trade on my own

[@kerrylim6058]

Trading with Mr Eward Willie was never a regret to me , All thanks to him, he is the best I have ever seen.

[@nicholaswilliams6092]

He is very good,I invested $5,000 and cashed out $14,000 after 3 weeks.I still wonder how he get his analysis

[@jeffreyvandan3106]

How can one reach an expert in trading , cos I have lost alot of money trading with a wrong trader .

[@jackleonard575]

How does this whole Bitcoin thing work,I’m interested in it and I’m willing and ready to invest heavily in it but I’m gonna need an assistant from any trusted and productive professional

[@tracyira2793]

Bitcoin has generally proven to be profitable to numerous individuals around the world but personally you will never understand how profitable Bitcoin is until you start investing in the market

[@michaelwarren3626]

This lady is delusional. If you listen to her you will be priced out of the market. We are so undersupplied it will take a decade of building to get us out of it.

[@meizhou9552]

@Big Donkey which part of Texas are you in?

[@jackjohnson9449]

There are thousands of empty homes in the Pacific North West. There are thousands of homes for sell and most of them look empty. I think people bought them to flip trying to double their money when the pandemic hit. They may be bag holders in foreclosure soon.

[@cpgone]

@Big Donkey Where? Im in W tx

[@princessg4100]

@Big Donkey Um where are you because houses in the Austin area and surrounding suburbs are selling like hotcakes

[@almakay6437]

hahaha another agent spouting prayers lol i'm in the west super hot market and there is a ton going up and even some empty ones. And sales y over year down 15% alot of regular people are already priced out . Prices will go down in the next two years probably. This year they will prob keep climbing. But everything always has to correct dumb money has been buying in these past two years haha ask warren buffet what he does sell when everyone is buying buy when everyone is selling.

[@ThePaterfamilious]

Interest rates are so temporary, you'll probably refinance several times on a 30 year loan anyway... Waiting to buy is just sitting on the fence while Houses just KEEP GOING UP!!! They NEVER GO DOWN!!! I'm loosing EQUITY sitting on the side lines!!! ;-) Just saying...

[@lawngnome2758]

We are all safe the fed has our back. Fannie and Freddie won't let our mortgage go underwater.

[@Munchy1]

It was so cool when I bought in 2006. The prices went down about 50% over two years and the interest rates were cut in half, but I couldn’t refi underwater.

[@ReportsOnHousing]

She sounds like she knows what she is talking about, but she’s got it all wrong. There is nothing on the market and homes for sale are procuring 10 offers or more, not from only investors and iBuyers. She’s wrong on rates. They have already moved.

[@AB-fq4mr]

The average home only gets 3 offers, stop spreading misinformation. You should know better given your username.

[@ReportsOnHousing]

@@AB-fq4mr I am not referring to closed sales, I am referring to what is occurring TODAY. I track pending sales and know the market quite well. The current supply of available homes has drilled down to a new record low level and demand is still elevated. I personally track all of SoCal, Phoenix, and the Bay Area and it is not uncommon for homes to procure 20 to even 30 offers. Many agents simply stop accepting additional offers because they have to sort through so many. This of course is all going to change soon given higher mortgage rates, but the evolution of change in real estate is extremely slow.

[@vishfulthinker]

Bitcoin is real estate for the 21st century!