How a New York CEO Spends Her $180K Income

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[@lindadorman2869]

She is in for a rude awakening. With so much debt and no savings, her lifestyle will come to a screeching halt if her income stops. I made $200k and lived above my means for many years with no savings and too much debt. Then it ended and I was truly penniless, not able to pay bills and having to sell my home, car and everything. It took 5 years to recover. Now I have no debt, a fully-funded emergency fund and a substantial nest egg for early retirement. Never going back to that risky lifestyle!

[@fonz-ys6xu]

I'm sorry to hear you learned that lesson the hard way, but happy to hear the were able to persevere and never gave up!

[@pqtaxmom]

More people needs to hear this.

[@rociorocio9436]

You should do more of these Rachel.

[@susanreyes9]

Good afternoon Rachel, is it possible that you can do more videos like these - like once a week or so? It's always been interesting to me how people make so much money but they still live check to check. She is at $180K but her luxuries, shoes and business trips cost more than 50k. She needs someone to go through her money and do a budget plan for her. She has zero in the bank. If she continues on this path, she's going to be penniless and in debt.

[@farmereliza770]

$180k is nothing in NYC. Rachel is being incredibly generous to this person.

[@Originalman144]

Exactly. If she’s a CEO in NYC and only making $180k then she sucks as a CEO and business person.

[@maryd1495]

@@Originalman144 Did you actually watch the video? She’s only CEO of her own small brand. She’s not CEO of a multi billion dollar company. She’s a CEO with a few employees and that’s it. It sounds like it’s under 10 employees. That’s not a company with 200+ employees.

[@michaelcarter266]

Yeah 180k a year in New York makes you middle class at best.

[@erasylnash6697]

I'm from NYC, I know bankers and GMs making more than that🤣 However, she's also making very low on those e-commerce businesses, she should focus one business and scaling instead of trying to bite each pie

[@Originalman144]

@@maryd1495 Yes Einstein, I watched. Founder is a better title than CEO for a small business. She’s giving herself an inflated title for no reason to sound more elevated.

[@asavannah7439]

I have no clue how this woman sleeps at night. I would constantly think about my debt and worry. My husband and I have three paid off properties with zero debt. We’re in our 40s and have no credit cards. If we want to buy something big, we save for it. Living debt free gives us peace of mind.

[@asavannah7439]

@Tavari Me too. Having no debt is priceless!

[@jenniferyambor1760]

Tips to paying off properties early?

[@asavannah7439]

@Jennifer Yambor We're trying to be frugal in our daily life. There are great KZbin channels for inspiration on how to save money. And that saved money can go towards paying off your mortgage quicker. You can save so much interest. We also had a bank that let us pay as much extra as we wanted towards our mortgage without penalties. Channels I recommend for frugality and minimalism: Minimal Mom, Austin Williams, Frugal over Fifty, The Broken Wallet, Frugal Fit Mom

[@jenniferyambor1760]

@@asavannah7439 thank you!!

[@tomdrummy4984]

This is what’s called “fake rich”. She makes $180k and she has no money ! But I bet she looks great when she leaves the house.

[@markg999]

You mean her rental ha. Unless your making huge money in these expensive cities even with a good income your going to be doing only so so. We make about the same combined in the south and we have so much more to show for it.

[@Originalman144]

Instagram rich*

[@laurenbrunault6902]

@@markg999 -- with better planning I think you could do fairly well on that income even in an expensive city like New York. 1200/mo on groceries AND 1200-1600/mo on dining seems excessive. The shoe habit alone could free up thousands of dollars a year. And if she's really working 10+ hours a day and traveling 15 times a year does she even get to enjoy all those subscriptions she's paying for?

[@michiganman845]

Today is Nov 1st. I haven't spent anything out of my budget. I feel empowered!! 😂😂

[@TTaddicted]

I know there are ways she can improve, but I think we should focus on some of the things she's doing right. I think it's great she doesn't have any credit cards. She learned from her past mistakes. She is aware/willing to do some of the photography work herself to save on costs. She is putting money back into her business to help it grow. Kudos to her! With the Tweeks that Rachel suggests, I think she will be able to succeed and not have that debt hanging over her anymore. I like these videos Rachel! I would love to see more!

[@andreabeydler5107]

I'm getting stressed financially just listening to it. I hope she can achieve what she wants and also save.

[@vickimiller5496]

L mm lmk

[@letty4558]

I like that she said she doesn't use credit cards because she is not disciplined with them. That is a good thing.

[@DigiTiLMon]

Did anyone else do the math? She lists $182,400 in annual expenses, and doesn’t give any numbers for decorating, clothes, gifts, giving, Seattle apartment cost etc. Either she makes way more than $180k (after tax) or gets her business to pay a lot of these expenses. This girl is in for a rude awakening. She is living a lifestyle for someone earning $350k, but her fiancé is contributing to the insanity.

[@RenaldoPierreLouis]

I did. Lol she's broke. Only good thing is that she makes her own coffee.

[@markkwiatkowski9121]

I stopped when I realized that her take home pay was about $10,000 a month and her housing expense is about 50% of that. Then, as she went on, I had alarm bells going off like crazy. If she were to cut back on some luxuries (like shoes and other things like that) for a couple of years, she could knock out her debt really quickly and build up some savings.

[@isaacmorris1397]

Goals on the road to achievement cannot be achieved without discipline and consistency.” - Denzel Washington.

[@billsouthard3574]

Investing in crypto is very volatile and risky which is why most successful investors trade with professional brokers

[@scotthampton7189]

@@billsouthard3574 The real risk in the Crypto market is the risk of not investing, not the risk of short term price volatility.

[@abrocharlie1836]

I have been investing in crypto but have had a bumpy ride. How can l reach your broker? I will appreciate any tip or pointers

[@davidhoover3358]

l once tried trading myself but made more losses than profits. I wouldn't suggest it to anyone

[@derrickmaxwell8163]

@Dean Asher Who's she and how do l contact her directly? I'm a newbie to crypto

[@davidmilhouscarter8198]

3:53 I’m pretty certain that they won’t combine. I also get the feeling that they’ve been engaged for five years and they’ll probably remain engaged for another 17 years before they get married.

[@sasukesuite1]

I will never understand why some people choose to make other people rich. Paying $9000 a month for something you'll never own is absolutely absurd. Just buy a house. Even if it's $1 million at 6% for 15 years it's $8,500 a month.

[@cornellcornell1]

You clearly don’t understand NYC real estate. 1. That apartment would be worth way more than $1mm and 2. Co-ops and condos require 20-25% down. Not many people have $200k sitting around. The barrier to entry is higher so it takes longer for New Yorkers to save for apartments.

[@dec1slh]

Because there is more to it than just a mortgage payment

[@eobardthawne324]

If you're paying property taxes then you don't own your house either.

[@AmberBegin]

But the crazy thing is she doesn’t even have to BE at the location she’s at in the first place. She said she never leaves her apartment so why does she have to live THERE?! 🤷🏻‍♀️

[@davidmilhouscarter8198]

9:42 When does she have time to watch all of that content?

[@joannafoster3423]

She has a decent income, although not that high for NYC. She's trying to live a wealthy lifestyle when not wealthy. Trying to be something we're not never leads to good things.

[@girlonaswing9439]

9,000 dollars a month on rent? 🤦‍♀️

[@jenniferboyd6556]

Easy to do in NYC. Cost of living there is much higher than almost anywhere else.

[@ShrandaM]

I wonder why people do not consider moving over the bridge to New Jersey and purchase a home or even rent for less?

[@bevbayb3029]

I can’t even fathom $9,000 a month for rent!

[@candy2325]

Even with the cost split in half is wild 😮

[@laurenbrunault6902]

This just doesn't math for me.... the spending she mentions is $9000 per month, plus the travel expenses. Based on 15 trips at $1000-5000 each, even if only one of those was $5000 and all the others were $1000 (unlikely since she traveled to 6 countries) that's nearly $20,000. Her annual spending is already over $120,000 and this hasn't discussed taxes, medical expenses, or purchases related to household, wellness products, makeup, clothing etc.

[@theblondeone8426]

You should do MORE of these - I love watching your comments on here

[@davidmilhouscarter8198]

Waiting for the video of Graham Stephan reacting to Rachel Cruz reacting to Glamour.

[@davidmilhouscarter8198]

10:27 One thousand dollars per month on shoes and $500 per month on debt repayment…

[@sarahsabin1921]

Think of the money she could get for selling some of those shoes!

[@logansgamingworld8137]

And nothing saved at all 🤦‍♀️

[@darlenepaul2918]

Exactly!!

[@johannamiller527]

I don't know exactly what the "CEO of an influencer agency" does, but it looks like projecting the aspirational lifestyle is a big part of how she makes money. So she's got herself trapped on a treadmill of constantly having to earn more money to spend more money to earn more money to spend more money. And I wonder if there's a natural time limit on how much longer she can do all this. I don't mean to be unkind, but I don't think there are that many 40-something influencers.

[@Originalman144]

There are some 40-something “influencers” out there but they aren’t making much money. They usually have boyfriends or husbands that they never show in any of the photos who fund a lot of their habits in the background. These “influencers” are some of the fakest people you’ll ever meet. They appear single online - ever notice how many of them hide their wedding rings or don’t wear one in pictures?

[@candy2325]

I agree. There’s an expiration date indeed

[@monarene44]

The key word is “influencer”. There’s a great deal of hype in the influencer’s story. It’s a mirage she’s projecting. I don’t believe a word of it.

[@katemiller7874]

She’s not the influencer. She owns a company that manages influencers.

[@californiaconservative949]

I’m scared for her. If something happens and her career goes south or relationship ends, she has no way to sustain her lifestyle! Great shoes are fun, but not when they are your investment! No home equity, no savings, major debt! 😳 hopefully see will start soon!

[@Originalman144]

Yep, she’s living in an air balloon fairy tale. Why are they paying $9k for rent? If her and boyfriend broke up tomorrow she would basically be homeless in NYC with no savings and $30k in debt.

[@christiS907]

If you work from home why would you need so many expensive shoes ? That rent made me gasp. I know people who make that much and do not pay any where near that. Plus relying on someone who is not your legal partner would worry me. Anything happens girl you moving on down in life.

[@michellehochstedler7809]

Cut out all the subscriptions and buy cheap shoes. Grocery budget for I and my husband is 280.00 a month. Sometimes I have left over cash that I can roll into the next month. Yes. You can cook super healthy meals on a low Grocery budget. Only thing that I buy frozen is sometimes pizza pockets. Normally I make those from scratch. And of course ice cream. Hit up the sales. Be creative and think outside the box.

[@nomiealmendras4083]

I have been watching Dave Ramsey/ Rachele Cruze since Oct 2021 here in Canada. So much wisdom and practical advice. Totally changed our family's perspective on how to handle money. We are now in out step 3 and excited to level up. Thanks Dave, Rachel and the entire Team! God bless your ministry more. I hope that one day i will be able to be an instrument to help people on their finances as well. God bless

[@davidthomas-ot4cl]

I never understand how people with such a great income can have debt. 1000 a month on shoes???? Good Lord.

[@a11s10h08]

Gosh all those subscriptions! Where do you find the time to watch them all 🙈🙉🙊

[@kayflip2233]

$4400 is pretty much half her monthly net pay. She's spending way too much unless she has a pile of cash in her bank account.

[@GodsGrace987]

Really enjoyed this. I’m at the $145k yearly mark and she made me feel a lot better about my shoe addiction. I have not paid more than $200 for a pair and that was a serious splurge for me. About to finish up BS3 in Dec so still have that rice and beans mentality. Hope she sees your video and gets gazelle. ☺️

[@asavannah7439]

rice and beans mentality 😂

[@endofquoterepeattheline7516]

Shoe addiction = high maintenance

[@ariannahostetter2093]

So interesting that a higher income is not the answer in her situation. Often, I believe most of us think, “If I just made more money, then my money issues would be solved.” Sometimes this is is true, but I think more often than not, it’s making a budget that solves money issues.

[@markg999]

It's all about living below your means..otherwise you can't get ahead.

[@sstrongman1667]

Yep, paying yourself first and being intentional gets you to where you need to be. My wife and I make great money and if we fall off the tracks it can all just slip away

[@singleparentfire2363]

This is such a scary position to be in as a woman because literally the ONLY reason she's living the way she is because of her boyfriend. She's not being fully honest about how he financially supports her because 180K in NYC is NOT a lot of money and she could not spend the way she is on that salary.

[@tomdrummy4984]

Dear fiancé : Run ! Quickly

[@freedomring3022]

yep. first thing I thought when she said she had a fiance. this guy is in for a rude awakening

[@ktrimbach5771]

Agree with all your comments about debt/savings and SHOES (What IS it with women and shoes?!?). Maybe a trick she can use is every time she buys shoes she also sends an equal amount to pay off debt or savings or BOTH. Cost is obviously not too much of an issue on the shoes, so if she can double or triple the amount she pays for shoes in her mind, it could both limit her shoe-buying (without going cold turkey) and use it to solve her other issues. I also worry about plans for a family when she wouldn’t be able to work as much. She’s 31 and probably hasn’t given it too much thought YET. (And regardless of plans, there’s always accidents. 😁) And even though they’re engaged, I always worry about a break-up for a couple living together. I also would trim down all those subscriptions. Another thing I don’t see is a separation between her business finances and living expenses. This is particularly important to keep track of for online/gig-economy workers. She might not realize that one of her businesses costs much more than it brings in. That may be a desirable choice, but one that must be consciously made. UPDATE: She should also read The Millionaire Mind in order to learn the difference between High Income and High Net Worth.

[@netposerx]

Her job is 100% online so she could move almost anywhere and save $50-75K per year. Wow!!!

[@chrisk4053]

Omg. I was feeling guilty for stopping at Panera for lunch when I had groceries at home. Seeing this makes me feel better

[@cali_love5977]

Rachel had me at, wait pause 💀💀

[@sarahsabin1921]

I just couldn’t help seeing the prices of some of the things in home and thinking to myself how fast she could get herself out of debt if she sold just one of the art pieces. Also, her subscriptions could trim $50. my husband and I are working so hard to pay off our house and to live debt free. It’s interesting how it is so popular to live a certain lifestyle even if you can’t afford it. I hope she can see where to simplify her life because debt is an unnecessary burden.

[@whobeyou5342]

$13 for a writing pen. $125 slippers..... There is a LOT of squish in this budget.

[@lindadorman2869]

This woman needs serious help. She's addicted to the adrenaline rush of the "feast or famine" cycle. She admitted to being irresponsible with money before. If she's in her 30's and hasn't learned to moderate her spending, she's in big trouble. Her businesses could fail or her relationship could end, tanking her income and access to credit. She's made herself so vulnerable with no safety net. And as a potential business lender, I would see her as a bad risk.

[@chicanica2000]

I love those videos that glamour magazine does

[@fbartolo]

Contrary to what she claims, this woman is clearly utterly dependent on her fiance. There is absolutely no way her lifestyle is affordable on 180k in NYC.

[@slippinslidewayz]

Wow! We make a really good amount but our 15 year mortgage is $1,350/month. Also, 150-180 is very low for a CEO anywhere. I think she said it's a startup but dang. I'm not trying to be a chief anything officer for under $250+ in a MCOL area. I've worked closely with many, seen their hours, and their workload and it's generally obscene. We are on steps 4&6 so I worked much more earlier, I just don't want to do it now. Edit** she spends roughly $131k on the things she listed per year in that first snip. Her take home would be roughly $120k if she made $150 a year, so that's not good.

[@lferram1647]

Wow $180K for a CEO and in New York is really a low income. I’m shocked. She should be making at least $300K.

[@denisefonda2815]

Very interesting. I guess one of my first questions would be, whose name is on the lease? Is the fiancé obligated to pay part of the rent. Secondly, if they order or eat out, why not take a look at that and cut it back. If she rarely leaves the apartment why does she need so many shoes. I have certain things that I buy, that are hard to resist, but come on, be realistic. Buy 1 pair of shoes and put the rest toward the debt, and once it’s paid, pretend it isn’t and save that amount every month. To be honest, I couldn’t sleep at night if I knew that my lifestyle was dependent on me working 10 hours a day to keep it going. If something unforeseen happens she’s going to be in trouble. Rachel, you were nicer than I would be, I see red flags everywhere 😀

[@stevenporter863]

9:37 Great points! Another: if she works 10 hours a day and sleeps 8 (like she said) why all those streaming services? I know the amount is immaterial but the point is sheer spending to spend. Maybe some are business expense?

[@denisefonda2815]

@@stevenporter863 another great point. I have a few streaming services which I don’t find time enough to watch and I’m retired. She said she pays for the food expenses, what is the fiancé paying to offset that amount. It reminds me I need to review my streaming services and get rid of a couple😀.

[@candy2325]

Yea the streaming services is wild. I haven’t watched Netflix in like a month 😅 thankfully it’s already included in my phone plan.

[@nae4830]

Keeping accounts apart. 👍🏻

[@avenj4659]

She said ‘my space’ as opposed to ‘our space’

[@kasession]

I was confused. She has a 'business', but there are no details around her business revenue and expenses. There doesn't seem to be a separation between her business and her income. As an entrepreneur, your salary should be a line item in your budget. Anything related to your business should be business expenses. You would only re-invest if your revenue exceeded your expenses. This, to me, is a train wreck waiting to happen.

[@esonon5210]

$180k is not a good income for a CEO and definitely not great for Manhattan. She's one breakup or bad deal away from being homeless.

[@dipaknadkarni62]

Being paid $180 K per year and living in NYC is expensive esp with her habits and working from home. She can live anywhere I think.

[@bmwood0827]

I think she needs to go to DA- definitely would help!

[@freedomring3022]

her fiance should run as far away from her as possible. this guy is setting himself up for an utter failure in life. She paid $30 for a candle.

[@sandrad801]

I loved this, it’s so interesting to see what others do with their money. Her lifestyle is to die for, but I am scared for her, no savings and $30k in debt that’s a disasters waiting to happen. I’m guessing she may have her boyfriend to fall back on, that’s why she’s not concerned.

[@Originalman144]

Hopefully the boyfriend doesn’t see this video. She would be almost homeless if they broke up.

[@blakeharrison3972]

Curious if she still has the other place in California or if she sold it

[@denisemckinney3973]

I am scared for her.

[@truthseeker6370]

Oh Mylanta! I'm still trying to pick my jaw up from the floor lol! Thanks to the Baby Steps, I've learned to be quite frugal And to not care At All what other people think of my lifestyle. So freeing. BUT- 20 years ago, I would have thought, "Yeah Girl, you're killin it!" Fast forward to now... this person clearly doesn't have the ability to tell herself "No". She mentioned having 30k in Personal debt. I'd wager her Business debt is at Least 10 x's that.

[@darlenepaul2918]

The $30,000 is her business debt.

[@shannonbrown8918]

What's 1k in savings supposed to do with monthly expenses that high? 😂

[@tumbles8715]

The shoe price tag killed me..... throw that on your debt

[@thenewwayhome]

Wow. With that kind of salary, if managed and invested correctly, she'll have way enough money to last her a lifetime and even for her future children if they so decide to have them. But the way she's spending it all, then always ends up with no money is quite scary. Hopefully, she'll be able to change her lifestyle and mindset.

[@ThePosh_Parrot]

Nonetheless, this is an interesting video! I enjoyed it

[@PinkRose_04]

I’m shock she has no savings.

[@ThePosh_Parrot]

$180k for a CEO is actually pretty low especially for New York City!!!!

[@lunallena5594]

I live in Miami and $180k is not a lot money to live the way she does in a comparable neighborhood in Brickell. If her boyfriend is soooo successful, why isn't he paying proportionally a more fair share of the rent? With $180k she could mortgage a modest place on her own since she doesn't have people meet at her place anyway.

[@thepassholderfamilyshorts]

Agree on all of it - but if she didn’t have someone else paying half, I don’t know how she’d survive? Imagine if she had a choice and lived somewhere else and rent was $2-3k she could work only half the time and have all the money to travel but shoes and be debt free and savings.

[@USMCAllTheWay]

Her boy friend should run for his life while he has the chance!

[@bunnydance3991]

180k is nothing when you are living in NYC I made 250k but still feels like i needed to work more to pay off my house and i live in NC.

[@harveylin3548]

I make 165k in Phoenix and I can afford to live like I am making at least $230k in NYC and still have massive savings.

[@shaynelee487]

Rachel was far more generous than Suze Orman would have been. Suze would have gone ballistics. Just too much waste. A grand on shoes!!!! By Rachel being extremely generous with her evaluation, maybe the woman will subscribe to Rachel's channel and learn a heckuva lot more about being financially savvy.

[@skincareceo]

180k is middle class in both NYC and major cities in California. It sounds like a lot, but look what she's paying in rent for what would be an average house in South Carolina.

[@mcangls]

Since she is almost 100% WFH, she should move to a less expensive city.

[@sandyross3660]

What would Dave do?

[@lindseye2750]

She said 150-180 so we can’t assume she’s always making 180 and that rent, even half isn’t it almost double what 25 of her take home pay would be or is my math wrong? But geez I’m surprised she doesn’t have savings and isn’t saving at all, I’d be scared of that

[@HLD0205]

I didn’t hear her mention any health insurance and having no savings will be a catastrophe if she gets Iill with no way to make income during that time.

[@donnabuckner2689]

Just taking the amount she spends on shoes and cutting it in half and putting the rest towards her debt would wipe it out in a year. She can still buy shoes, but maybe every other month, instead of every month. Plus, the anticipation of buying something that you save and wait for has a bigger payoff emotionally.

[@kingejiro]

$9,000 on rent!!!! Bruh

[@cherylbroadenax1006]

I am close to her income. I am 65. Started late at age 47 got into real estate. Have 3 houses. One rental paid for. Got the 3rd house two yrs ago my primary resident and it is 1/2 paid off will give my self 2 more yrs. I say this to say she is young and life is grand. And a bit spoiled. Not understanding why not buy an apartment rather than rent. She is mismanaging money. Or maybe I should say not managing it correctly in my opinion. But congrats on her great income. I have no debt except my primary which is 1/2 paid for and the other rental the tenant is paying and I have $700 a mo positive cash flow and send $400 a mo into a mutual fund. I got the rep from ramsay office. The mutual fund guy He is very good.

[@kendrarhodes6425]

She definitely needs to save and have an emergency fund and more. If she cut back spending she could pay off all her debt and invest a good chunk.

[@margaretphenicie4522]

I don't think that she knows business engineering. That's what a CEO is.

[@omarb1912]

That 180 is her income, the company income might be different

[@clairejordan8950]

Way too much debt and bills/expenses for her income which she says can fluctuate by almost 30K a year, so I'm guessing that contributes to her debt as her expenses seem fixed no matter what. $1000 a month for shoes is a lot. She probably has enough pairs now that she can stop that for a while. How many shoes can you wear in a week? Maybe look at the subscriptions too -- how much television can you watch, especially while managing several businesses. and travelling a fair amount. There are places she can cut without causing a big impact on her lifestyle, and I think she'd feel much better with money in the bank. My thoughts anyway. Thanks for sharing this!

[@stevenporter863]

Looks like her life is the business she runs and personal finances are on the back burner. She is probably thinking if the business takes off the personal finance issues will resolve themselves (for better or worse). Are her eating out expenses, car service and clothes a business expense or personal? That is key.

[@libbysworld7649]

Rachel please review THIS ONE next: search "How a 24-Year-Old Making $75K in NYC Spends Her Money | Money Tours | Glamour" in youtube. You will like her life style a lot better...

[@lightbrightconnect]

If her boyfriend/fiancée left her it’s over.

[@davidmilhouscarter8198]

8:54 At that rate it’s going to take her five years to pay that debt off. But I don’t think she’s going to pay the debt off.

[@markg999]

Many people even making good money are just a few paychecks away from being homeless. No way could I live like that. Gotta pay yourself and build up some emergency funds.

[@sstrongman1667]

Yep, I see it everyday. I have been laidoff twice in 6 years. The first time was a nightmare. The second time was almost a vacation. Its amazing what planning will do.

[@davidmilhouscarter8198]

1:30 I’m guessing rent is $5,495 per month.

[@ColleenJoudrey]

I think it's really neat to hear how others balance their income/expenditures but I'm not one to judge people on their finances. My family, lifestyle and income are considerably different from this couple and sometimes I just wonder how other people bend their numbers to make x=y.

[@pahanin2480]

Wow…ramsey is makimg money off this lady too…he a real player

[@lmor7110]

I noticed the prices of artwork on the walls - $8,000 & $32,000. Yikes. Okay for a millionaire, but not when you’re still in debt & have no savings & no backup plan…

[@anonymousvon5159]

She didn't mention the cost of up keeping her hair, nails, cosmetics, and dry cleaning clothes. Also no mention of health care or income taxes. I don't know!

[@cheekychipolata]

Does she need to live in New York if she runs a blog and e-commerce sites 🤷‍♂️

[@rocketmom60]

It sounds like she's paying business expenses out of her $180K salary. Separating business from personal expenses would create a better understanding of how much she truly makes.

[@Justsayingthat]

Okay, I do not understand her. I would have zero debt with that income. She can easily cut back

[@johnsyler8580]

This is the same reason I watch " My 600 LB Life " and " Hoarders ". Would not trade my humble life here in the Midwest for anything in NYC.

[@cynthiaclark4990]

I don't see how she uses her subscriptions, especially her streaming subscriptions if she is working 10 hours a day. I don't know about her cable bill. Also, living in New York City I'm not sure an antenna would work for her television and have that instead of her a cable. Since she works at home I don't see why she has to buy that many shoes unless they're going out clubbing every night. I can see having a nice pair of shoes or maybe two but at their price, it would be like one pair. She is definitely living above her income. And I know food in New York City, everything in New York City is a lot more expensive but she could definitely pay off her debt by cutting out buying a new pair of shoes every month and cutting out her subscriptions, including The food subscription & she did not include those in her subscriptions. Even $150 a week per person on food is out the roof. I'm sure she could cook at home with food that she would buy at the grocery store and save a lot of money.

[@georgewagner7787]

I live in Brooklyn and live on a lot less

[@georgewagner7787]

They're not getting married. She just says that bc there's still a little societal pressure

[@tonyahenry4167]

9k in rent lord have mercy

[@davidmilhouscarter8198]

6:17 Thirteen dollars for a pen… well, I did spend $114 on a pen made by Benchmade.

[@ItsMeHeatherT]

That actually doesn’t seem like a high salary for a CEO of any company. No offense to her at all but my co workers make the same amount and work in tech.

[@lferram1647]

I thought the same thing. My husband makes very close to that and is an engineer. So odd. She should be making double that.

[@twinmama16]

She is the CEO of her own blogging company with a small group of employees...CEO is a bit of a stretch but sounds better then owner I guess.

[@mohammedjeffali1076]

She's self employed. Say I live on a farm and sell honey. I could call myself "CEO" but it does not change the fact that I make 30 grand a year. It's a euphemism.

[@ksmechano]

Assuming her partner also makes 180 (since she said he does well). Together they bring in 360 which is reflective of her life style. Her apartment rent seems excessive but since she does her business out of there I’m assuming she writes off some of it as business expense.