Investing for Total Beginners

[@hildredscali1754]

Almost every youtube post is about this. Do people actually make real money from this or is this some sort of ponzi scheme?

[@marguritetheodore2194]

Yeah, people actually make that much from the market, although they usually have more expertise than average, or they use experts i.e hedge funds or fin.advisers. There's a goldmine in the market, especially as the Nasdaq is rising.

[@planetsaver]

True. I've been using an FA since covid and I'm stunned that most people don't use this but prefer "gambling". I'm not yet netting that amount weekly but considering how I started out, I make more than enough

[@Kortneylove-1]

sounds great... where and how can I get a good one please

[@planetsaver]

You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Kelly Matwick. She's good and you could also look her up.

[@Patriciacraig599]

it's a legal ponzi scheme😅

[@QueenDivine23]

This is the clearest breakdown of investments I have ever heard. Thank you!!

[@LorraineWalker2]

I’m under pressure to grow my reserve that currently holds about $500k. I’m down by 20% already following the crash and I fear I could lose more.

[@KieferRomer]

It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit.

[@LorraineWalker2]

Talking about coaching, do u consider anyone worthy of recommendations? I have money set aside to taste the water now that large cap stocks are at a discount... Thanks

[@KieferRomer]

All credits goes to Lisa Ann Moberly, one of the best coaches out there. She’s well known, you should look her up.

[@LorraineWalker2]

I curiously just checked the coach you use Lisa Ann Moberly, her résumé is topnotch, exactly what I need to stay afloat this crazy times.

[@xavier_lucas]

Glad to see your video on my feed. I still watch a few other KZbinrs.. I've followed trades of a couple KZbinrs and I'm down so much…210k to 80k. It got addictive. My resolve is the lot are amateurs.

[@simone_maya]

You are not investing, man. Sorry. You are gambling.

[@westgibbs]

Before you make an investment decision, consult a fee only advisere, taking advice verbatim from youtube is like going to the intern to take lessons passed on from the professional.

[@BenRovello]

how can one get a fee-only planner?

[@westgibbs]

You can find them online, make sure theyre registered, have a fduciary responsibility with no disclosures, I work with LOREN LENA WALKER.

[@BenRovello]

can I get a phone-no to this advsor you use? I have lost over 30k when the market began to pump.

[@StarsStars714]

Awesome, Awesome, Awesome video and information. Thanks so much for taking the time to share.

[@imWillJ]

start treating time like money, 24 hours, make a schedule and "spend" your time wisely, with divine guidance your days will surely be productive and you will get a good return on your investment.

[@m_nicolay]

I love this!!!!

[@angel-ij4xv]

keep your cash at home

[@brendasnyder8239]

I must be investing in the wrong stocks, mine is going no where.

[@FrankS111]

Only the mega cap tech stocks are moving right now. Only 10% of stocks are driving the Nasdaq and S&P500. This is the sickest the market has ever been. That’s why the indices can be green but 90% of stocks are red.

[@KPad87]

Sp500 that’s it

[@lb9181]

I agree with most of these takes, however, if I would have started investing with no debt who knows when I would have started. I’m glad I got started when I did.

[@lepoj]

Ramsey would not recommend mutual funds if they didn't get kickback indirectly from them. There is absolutely nothing wrong with passive investing with index funds

[@growthychipscom]

Great video! It's worth listening to it. Thank you

[@jose2212-]

I recently inherited almost $500k. I REALLY need to make this money work for me, and not just disappear over time. All roads have pointed to the stock market. What risk management strategies are suggested to navigate the market?

[@carolynrose1816]

It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

[@floxydorathy6611]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@sting_grayl]

I copied her full name and pasted it into my browser; her website popped up immediately and her qualifications are excellent; thanks for sharing.

[@kckuc310]

Well don’t spend anything and resist your emotions. You could literally put in HSA savings account no risk at 5 percent and spend some on the interest on not effect principle. Then after that look at VTI vanguard and buy when the market goes down, market is way up now so slowly buy the market as it dips , leave some in HSA

[@amgengroup5352]

Apart from the bank where can I invest a good amount of money, I have a strong feeling they are ripping me off.

[@patricialanora8774]

Only on *Wild Vest Corps Page* $320K every 3weeks! I can now afford anything and also support God's work thanks you are the best.

[@ClementRusso2]

Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.

[@celestegranell8766]

Why did I just finally understand this at 38 smh thank you

[@A2thaLO]

Great crash course for novices like me.

[@diferentization]

Someone knows a channel for UK investment and savings using what they have in UK?

[@AnabelsFinquita]

Can you open a Row IRA getting paid with 1099 form.

[@lindadorman2869]

Is it worth it for retired seniors living on a pension or social security to invest? I'm single, no kids, debt-free with a fully-funded emergency fund. I have a few hundred dollars a month extra that I currently put in a savings account earning 5.25%. Should I invest or just continue saving?

[@catseyes8377]

Invest it because you could live to 90 years of age

[@teresateresa8933]

I say no, once you become a senior that’s when you take less risk because you may not have the time to recover from a major crash. However, if you can survive without the money you are investing - then go for it, take the risk, I would. And lastly, 5 & 6% on savings right now, works for me. Good luck with what you decide.

[@annescholten9313]

Why not do both: save half of the extra money and invest the other half.

[@abrammatthew756]

What about fees for mutual funds?

[@sharmaineh3437]

I feel time isnt on my side lol im 53 still working in some debt.. havent been too smart.whats the best thing to invest in when i do that will grow fastest for me to kinda make up for lost years

[@kjackson888]

Does the company match go towards the 15% in baby step 4 or do you do 15% of gross income and any match is just a bonus on top of it?

[@justinbowman2126]

According to Dave, you do 15%, any match is extra

[@ashleyvonborstel4383]

I had the same question! Thanks!

[@shayHawk123]

I don’t know how to go about buying stock. How do you start?

[@funtechu]

Open a brokerage account, deposit money, and then buy your mutual funds. Fidelity, Schwab, and Vanguard are the three most common brokerage accounts and all have good index mutual funds for whatever you need.

[@Youdontknowwhatliterallymeans]

Dave Ramsey recommends that you begin investing in Baby Step 4. Invest 15% of your take-home income. 1/4 of your 15% percent goes into growth and income, 1/4 into growth, 1/4 into aggressive growth and 1/4 into international. However, Warren Buffet is the wealthiest investor in the world and he recommends index funds for most people. Leave it in the market no matter what, never take it out or invest more than 15% no matter how the market's doing. Consistency is key. If you have an average income or higher and follow Dave's homebuying advice you ought to reach millionaire status in 12 years,

[@IAmebAdger]

Pick a platform/broker, then pick one or more funds to invest in on said platform. There's plenty of platform providers, like Vanguard or Fidelity or etc. etc. ... read around about their fee structures.

[@kayb5]

I hear Fidelity is good. I am still figuring things out. Right now we just have Roth IRAs and a high yield savings account in Wealthfront (in addition to the employee Roth 401k in fidelity).

[@martharuben24]

If you are in your mid thirties and making right around 6 figures, is Roth still the go to? I max my Roth IRA and have my 401k split 50/50 right now but I’m considering putting it all on Roth. I just feel like I’m 40 years when I go to retire the tax rates will be insane

[@ashleyvonborstel4383]

What if you make too much money for a Roth IRA, what would you recommend?

[@thedopplereffect00]

You'll need a 401k

[@stephaniel6867]

There's no such thing as you make too much. You can't put money directly into the Roth but you can do the backdoor by putting the money into the traditional then converting to the Roth. The platform you use can help you with this for free generally.

[@zachrosenbaum8468]

I'm looking to start investing but I don't have a lot of money how do I do this? What investment apps are best

[@patricialanora8774]

Only on *Wild Vest Corps Page* $320K every 3weeks! I can now afford anything and also support God's work thanks you are the best.

[@jacobnelson1362]

I'm confused. Why wouldn't you put all of your 15% into the 401k even after the match?

[@WhatIsThis-zq4hk]

Rachel is wrong about one thing: Mutual funds outperforming the market. In any given year, more than half of all "professionally managed" funds underperform the market. For a 10 year time horizon, over 80% of actively managed mutual funds underperform. After 20 years, about 95% of active funds underperform. For 30 years and beyond, which is the time horizon for people saving for retirement, there are virtually no active funds that outperform for that long. Just stick your money into passive funds.

[@stylesbynataliemichelle8549]

Very helpful 😊

[@chelseacummings5951]

So basically I can invest something like 50 dollars into crypto and that's it I don't have to pert any more money in and that 50 will grow like crazy without me having to do anything or having to pert more money in????

[@HelenaBonham-pz4ly]

I came here to learn how to trade after listening to a guy on radio talk about the importance of investing and how he made $460,000 in 4 months from $160k. Somehow this video has helped shed light on some things, but I'm confused about the current market volatility, I'm a newbie and I'm open to ideas...

[@thomasgreen8224]

Investing in stocks is a good idea, a good trading system would puts you through many days of success...

[@margaritasbunny]

@@thomasgreen8224 I agree, reason I have all my invt-decisions ran through a coach on a daily-basis, it’s been 3years and counting and I’ve grown over $2million in gains, my coach's-analysis so far has steered me off losses and troubled waters and guided me make the most off major-breakthroughs in the mrkt, and esp. in this downtrend, her safe haven asset- trading, short-selling, ETF shorting skill-set are very essential..

[@gracesdonny1532]

@@margaritasbunny I've been thinking of going that route, been holding a bunch of stocks that keeps tanking and I don't know if to keep holding or just dump them, think you coach could aid me with portfolio-restructuring?

[@margaritasbunny]

@@gracesdonny1532 The person I work with is " Elizabeth Pan Holt". She's proven really proficient for me, to be honest. You could look her up yourself if you want.

[@gracesdonny1532]

@@margaritasbunny I just looked up Elizabeth Pan Holt on the net and researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals..

[@EricMooore453]

My wife told me I should invest in a gym membership so she does not have to spend so much time with her yoga instructor.

[@Historyteacheraz]

Good info for new investors. A Teenager’s Guide on how to Invest Like Warren Buffett and Charlie Munger teaches their key investment principles for new investors.

[@Qqxx22]

Mutual funds will eat your profits with their high expensive ratios

[@mandybrent4456]

Hey it’s best to invest in *Wild Vest Corps Page* monthly or weekly, I'm thinking the return will be higher if done weekly…

[@josebautista7311]

Love Rachael so beautiful

[@MariaGarcia-gj5ie]

At 60 I don’t feel comfortable stopping my investments to pay off 6 k of debt. Idk if that is wise but that’s how I feel.

[@royjohnson9043]

rachel with white nail polish tho

[@listerinr]

Aka Investing for Dummies

[@ClementRusso2]

Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.

[@antonnohr]

It's remarkable, but considering my portfolio's current poor performance, I really do need their help. Could you please provide me with a way to contact a mentor ?

[@VickyAlvy]

Great, please who is your supervisor ?

[@BateserJoanne]

Thanks, I just googled Stacey Lee Decker and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.