How Australian Age Pension Works While Overseas

[@OZRuiShi]

Great questions from the community-thank you!♥ Please keep them coming, and I’ll do my best to shed some light on them. Your input also helps ensure that any future updated version of this video is even better crafted. 🌟

[@ELITETRADEr294]

but at what age does the pension start , 87yo ??

[@binnalonghealthandlifestyl6749]

@@ELITETRADEr294 67y.o for everyone now.. I just missed the 66y.o qualification birthdate by a couple of months... Was 65 then increased to current age of 67.

[@binnalonghealthandlifestyl6749]

@@OZRuiShi so I will have to contact services aust to get my answer.. Even their website omits this info.. All they mention is if you return from o.s...nothing about if you just got pension and are looking to live o.s..cant see why one should have to wait 2yrs.

[@waynebear6423]

​@@ELITETRADEr294 67 y.o.

[@waynebear6423]

​@@binnalonghealthandlifestyl6749 If you have lived in Australia for at least two prior to 67 y.o., after being granted the pension portability is available immediately.

[@carletto_au]

This is the best video on Australian pension EVER !!!!!!!

[@OZRuiShi]

Wow, thank you so much! 😊 I’m thrilled you think so-it means a lot! 🌟🎉

[@haiwatigere6202]

I think so

[@carolinedaniell265]

I agree 👍 💯

[@StephenGn]

Politicians, ex governors, ex governor generals, retired judges, can travel extensively or permanently lived overseas and they all still get their full life pension of more than $120,000 per annum. Also, there are NO assets or income test for their pensions. One rule for the elites and another for those who have slaved and paid their taxes (excluding those refugees and sponsored parents who have never paid any taxes in Australia)

[@OZRuiShi]

Thanks for sharing your perspective! 😊 It’s a topic that definitely sparks frustration for many people. The differences in pension rules for various groups often feel unfair, especially when compared to the strict rules for ordinary taxpayers. Hopefully, there will be more conversations about equity in the system in the future. 🌟

[@Gaiaempower]

There's an election coming up and I'm going to go and speak to as many politicians as I can about this unfairness. The more voices the better. Start with your local politicians. I take absolute umbrage to this unfairness. Australian pensioners are having to look for cheaper countries to live because they can't afford to live in Australia! Why!? Because these ex pollies living it up wherever they wish have destroyed this country while we built it and paid dearly for our efforts. We need to make an effort to stop this unfairness.

[@Mrmikey0909]

The LIBS will make it worse. They've already indicated that. They always do but aloe Australians always fall for it. Oh well.

[@annonymous1273]

I thought the same asset and income tests applied to all, meaning, the only way any one who was involved in politics who has retired, is firstly receiving a pension from their superannuation entitlement, and, like any other Australian regardless of being involved in politics ir not, they are then assessed on the amount of aged pension they are entitled too; if they increase their super pension to themselves above Centrelink’s deeming thresholds, then the aged pension is correspondingly reduced ------ Those are parliamentary type “superannuation” pensions, with different privileges applied (I believe they aren’t connected to superannuation schemes, they are issued through the public service). They aren’t provided through Centrelink I think it’s still unfair though. However, these are part of the enticement perks to encourage citizens into politics in the systems quest to find the best leaders Other “superannuation” type pensions come to people who have served in defence positions. These are issued through Veterans affairs, and provide allowances that don’t necessarily impact entitled recipients from receiving Centrelink’s aged pension, but Centrelink’s policy rules change all the time. For example, aged pensioners entitled to Centrelink’s mobility allowance who are also entitled to receive certain equivalent Veterans Affairs allowances towards mobility, can’t “double up” and also receive a mobility allowance from Centrelink, Centrelink presently doesn’t permit it, the person can only receive the veterans affairs allowance

[@JohanVanStarrex-qt1yz]

That's why Peter Garret walks around with a permanent smug grin while pretending to be a man of the people.

[@Bobbydazzlla]

A very professional presentation and easy to understand. One of the best sites I've subscribed to.

[@OZRuiShi]

Thank you so much for your kind words and support! 😊 I’m thrilled you find the content helpful. Your subscription means a lot-stay tuned for more! 🌟📽️

[@scpmdt]

This is the most informative video I have ever come across. Thank you heaps. Also you are the only one I have noticed that answers back each individual who has asked you a question. This shows you are a caring person & your will to help others is commendable. God bless you.

[@OZRuiShi]

Thank you so much for your kind and heartfelt words! 😊 I’m truly grateful that you found the video so informative, and taking the time to reply to questions is my way of showing how much I value this community. Your support means the world to me-God bless you too! 🌟❤️

[@qingdao16]

I'd been wondering about this for some time. Your video explains everything really clearly so thank you. Very well done!

[@OZRuiShi]

Thank you so much! 😊 I’m glad the video helped clarify things for you. Thanks for watching! 🌟

[@gundytiger]

Im 72 live in thailand..paid tax since 15...rang pension department..nothing changes only the power or concessions...and lifestyle so much better...safe and affordable and not boring..

[@OZRuiShi]

Thanks for sharing your experience! It’s great to hear that living in Thailand has worked out so well for you-safe, affordable, and with a better lifestyle. It’s helpful for others to know that the main changes for pensioners abroad are the loss of concessions and some benefits, but the overall experience can still be so rewarding! 😊🌏

[@Mrmikey0909]

Good for you. A great positive attitude.

[@hmao4466]

I retired at 55 and live in Vietnam with a beautiful wife on 300 AUD a week. Best thing I ever did leaving Australia. It is a hellscape.

[@Chalizdekino1]

@@hmao4466good on you mate.

[@Wilko11]

​@@hmao4466 Guess at 55 you're not on a pension. Living on $300 pw of savings ?

[@johnblack621]

She should educate the Centrelink staff.

[@OZRuiShi]

Thank you! 😊 It’s true that understanding these topics can be challenging for everyone. Glad the information is helpful! 🌟

[@mattham3850]

A clear and informative video - thank you for the excellent & simple presentation of what was a confusing subject

[@OZRuiShi]

Thank you so much for your kind words! 😊 I’m glad the video is helpful to you.

[@ytxmak]

Rui Shi, you have just acquired a new subscriber. Excellent info delivered without the superfluous fluff and bother. Thanks so much.

[@OZRuiShi]

Thank you so much for subscribing! 😊 I’m thrilled you found the information clear and to the point. Your support means a lot-welcome aboard! 🌟📽️

[@hannesRSA]

Well done, you hit all the key points, unlike some who simplify it to one scenario. I moved to Australia at 40 so can't retire abroad. Also never qualified for any government concessions, so I plan to get 100% age pension. Paying ridiculous government fees like $800 for yearly motorcycle registration and $5000 for council rates.

[@OZRuiShi]

Thank you for sharing your experience! 😊 It sounds like you’ve faced quite a few challenges with fees and limited concessions. I’m glad the video covered the key points to help clarify things for you. Wishing you all the best in your retirement planning!

[@souldimitriou9480]

Very helpful,thank you.

[@OZRuiShi]

Glad you found it helpful! 😊 Thank you!

[@benalba7192]

Thank you for putting this info out. I really have no idea until I saw this.

[@OZRuiShi]

You’re so welcome! 😊 I’m glad the information was helpful. Thanks for watching! 🌟

[@marcloy9821]

Thank you very much Shi, you explained the portability rule brilliantly ! I misunderstood the rule, which I think most people will from reading the government explanations. My future plans have now changed totally 🙂

[@OZRuiShi]

Thank you so much for your kind words! 😊 I’m glad the explanation helped clarify things for you. It’s definitely a tricky rule to navigate, and I’m happy it gave you the insights needed to adjust your plans. Wishing you the best with your future endeavors! 🌟🙂

[@Chris-hd6lk]

Thats very important information you have provided, many older Australians travelling for extended periods well done

[@OZRuiShi]

Thank you so much! 😊 I’m glad the information is helpful-traveling for extended periods is definitely a big consideration for many older Australians. 🌏

[@agarplankton8721]

Thanks

[@OZRuiShi]

You are very welcome! 😊 Thanks for the super thanks!

[@phy1mlm]

Good effort, lots of detail but still easy to understand.

[@OZRuiShi]

Thank you so much! 😊 I’m glad you found the video detailed yet easy to understand-that’s exactly what I aim for! 🌟

[@painrick]

You are very good, Articulate, easy to listen to and easy to understand, thank you for your research.

[@OZRuiShi]

Thank you so much for your kind words! 😊 I’m so glad you find the content clear and easy to understand. Your support means a lot-thank you!

[@stevend3238]

Excellent. I live overseas for a lot of the year, and there is so much misinformation and misunderstanding within the expat community about the Age Pension. Thank you.

[@OZRuiShi]

Thank you so much! 😊 I’m glad the video helped clear up some of the confusion. There’s definitely a lot of misinformation out there, and I’m happy to provide clarity. Wishing you all the best! 🌟🌏

[@ArchieJohnson5h]

At 45, I recently lost my job. My military pension is $9000, and I also have access to Tricare and VA healthcare. I'm thinking about traveling abroad with my money, assets, and 401(k) after selling or renting my home. Which passive income options should I be looking at?

[@FreemanJameZ]

it's reasonable to consider hiring a financial counselor at this stage, but delaying retiring for a while may be a more wiser choice

[@ArchieJohnson5h]

I'm wondering if I should merge all of my investing accounts into one. How should I proceed and are there any repercussions I should be aware of if I decide to do this? In addition, I plan to sell my property, which could result in an additional 200K time. Is it better to diversify over a few different industries or combine everything into one investing account?

[@snrMARYBRUBAKER-v6e]

These are crucial questions for a financial planner. I met mine at a NYSE summit, and with her help, my husband and I reallocated our $1.7M portfolio between a traditional IRA and a brokerage account. She’s been making investments with our approval and has helped us recover twice our losses. We’re holding steady and carefully navigating more markets

[@ms_christinejones]

The performance of my portfolio is poor. How can I contact your planner?

[@snrMARYBRUBAKER-v6e]

Look up -June Renae Matthysse-. You’ll find the essential information to help you contact her and arrange an appointment

[@darthsodium3186]

coming back at 67 and stay for 2 years just to get the pension that you have paid into (with taxes) all your life is discriminatory to overseas Australians, at 69 you might not be fit enough to go overseas again, a lot of other countries allow you to have pensions abroad as soon as you qualify.

[@OZRuiShi]

Thanks for sharing your thoughts! 😊 The two-year rule does feel unfair to many overseas Australians, especially after contributing taxes for a lifetime. It’s true that other countries often have more flexible pension portability rules, which highlights the challenges of Australia’s approach. Hopefully, there’s room for improvement in the future to support retirees better. 🌏✨

[@liferesetthailand]

How about at 67 you decide to leave Australia?

[@darthsodium3186]

@liferesetthailand you still will not get a pension to take with you, it's 2 years after retirement age

[@Mrmikey0909]

Really? Wow!

[@roadsofjapan6009]

@@darthsodium3186, there’s really only one way to protect yourself and that’s with your super savings and investments, best way is to emigrate but I guess that might not be so easy for many if they only have Australian citizenship. Even I have thought about denouncing my Australian citizenship, it’s such a corrupt system in Australia.

[@wallywombat164]

I have been living O'seas and receiving my military pension for a LONG Time. Because of my Age, my Aust bank and some Aust Govt depth ASSUMED I was deceased and cancelled my military pension. Thank you Aust.

[@davidridland]

Simple fly back and show them your alive

[@anthonywilson7304]

Thankyou for your expertise and helpful knowledge.

[@OZRuiShi]

Thank you for your kind words! 😊 I’m glad you found the information helpful.

[@JapaneseforBeginnersOldSchool]

Great vlog! Very informative! Thanks!

[@OZRuiShi]

Thank you! 😊 I’m so glad you found it informative.

[@dunnybrush]

Very informative, Rui Shi!

[@OZRuiShi]

Thank you! 😊 I’m glad you found it informative.

[@hmao4466]

Thank you for your presentation. Brilliant.

[@OZRuiShi]

Thank you so much! 😊 I'm so glad you enjoyed the presentation. Your support means a lot! 🌟

[@carlodecesare9159]

One of the best information videos I have seen. Thank you for total clarity on the topic. I am Australian looking at retiring with Australian pension September this year.

[@OZRuiShi]

Thank you so much for your kind words! 😊 I’m glad you found the video clear and helpful. Best of luck with your plans to retire and enjoy your Australian pension this September! 🎉👏

[@sv5k14]

Hi Rui, just like your previous Videos, you did an absolutely fantastic job of explaining how that works. So very well researched. Keep up the great work. Im subscribed and look forward to more of your excellent Videos.

[@OZRuiShi]

Thank you so much for your kind words and support! 😊 I’m glad you’re enjoying the videos and finding them helpful. Your support means a lot-stay tuned for more!

[@Adam-pm3ep]

thankyou you answered my specific questions very clearly 🥰👍

[@OZRuiShi]

You’re welcome 😊I’m glad I could help!

[@LucynaMachalek]

Thank You , very clear and easy to understand, bless You

[@OZRuiShi]

You are very welcome. Glad it was helpful! 😊

[@mspanebianco1]

Appreciate your knowledge and info. Even though you have worked in Australia for 50 years this Australian Government will still loot you of the pension money if you decide to travel extensively. It’s terrible.

[@OZRuiShi]

Thanks for sharing your thoughts! 😊 It’s frustrating how the system can feel unfair, especially after contributing for so many years. Hopefully, more flexible policies can be considered in the future. 🌟

[@philliproberts7294]

Because they don't give a shit about us mate infact they wish we would die very soon after getting the pension that's why they keep putting the age up our kids it will be 70

[@bornufree]

The government has form on this during COVID when we were all under lock & key🎉

[@josephj6521]

Sure is. Unnecessary hoops to go through if you’ve worked here for 40+ years. Plus they asset tests us! The only nation to do so.

[@philliproberts7294]

@josephj6521 yes exactly in New Zealand everyone gets the pension at 65 doesn't matter how much or how little have and you can earn extra and the government doesn't take any Australia doesn't care about it's citizens

[@col5017]

Rui Shi - thank you so much for this presentation Great work young lady. Kind regards Colbear❤

[@OZRuiShi]

Thank you, Colbear! I really appreciate your kind words and support. ❤😊

[@Earth-360]

very clear. you are so good♥

[@OZRuiShi]

Thank you! 😊 I’m so glad you found it clear. Your support means a lot!! ♥🌟

[@mofosamo]

Thank you for this video. Very informative.

[@OZRuiShi]

Thank you! 😊 I’m so glad you found it informative. 🌟

[@randyirvine5858]

Great info Rui Shi, leaving in April🙏

[@OZRuiShi]

Thank you! 😊 Wishing you all the best for your journey in April! 🙏✨

[@DavidHunter-n8p]

Great information - thank you 👍

[@OZRuiShi]

You're very welcome-glad you found it helpful! 😊

[@aussiesam01]

Great information from a lovely lady. Subbed.

[@OZRuiShi]

Thank you so much for your kind words and support! 😊Welcome aboard! ❤️

[@ma-li3935]

From what I gather here, living in Australia and apply at 67y+ , then receive the pension, your pension is portable (you dont have to qualify for 2 years before you leave to live in another country). However if you leave Australia and live abroad before you are entitled and receive the pension, and return here to claim it, there's two years of living in Australia to qualify your pension to become portable. You gave a great example about ประเทศไทย

[@OZRuiShi]

Thank you for summarising this scenario! 😊 You’ve got it right.

[@rub35272]

I heard that upon returning to Australia and in order to get the pension, the person should convince Centrelink that he has the intention to live in Australia.

[@ma-li3935]

@ Maybe you have to show place of residence, rental agreement, etc. You maybe going to live with your relatives, etc. I think once you come back to Australia and a citizen (particular not a duel citizen) I would believe at 67+ you would be immediately qualified to apply and receive the pension, then the qualifying time starts for the 2 years test.

[@mopanimickey1591]

Excellent information. Thankyou

[@OZRuiShi]

Thank you so much! 😊 I'm glad you found the information helpful.

[@Mark-ji3hs]

Thank you so much for such an informative and concise video.

[@OZRuiShi]

You are very welcome! I’m glad you found the video informative and concise. Your support means a lot! 🌟

[@starcorpvncj]

By far the best vid on htis subject. Thank you.

[@OZRuiShi]

Thank you so much for your kind words! 😊 I’m thrilled you found the video helpful. Your support means a lot! ♥

[@ozzymick1431]

Sounds like a well presented and accurate presentation. I'm not as knowledgeable. All I know is that I left Australia as a pensioner (70+ y.o.), with no dependents, in January 2022. I've been on a 'tourist' visa in the Philippines since then. I renew it every 2 months for about $66.00 I get my full pension, less supplements, every 2 weeks. Easy. The pension goes much further here, as the dollar has a much higher value. In my last days in Oz, I rented a pokey little bedroom in a share house in Brissie for $150 a week, probably $200 now. But in the provincial town I'm now staying in the Philippines, I'm renting a 2 brm unit for $167 PER MONTH! Public transport is so cheap, I've never paid full price, usually adding a small tip. The people do speak English quite well. Food's OK. No ccomplaints. Life's good.

[@OZRuiShi]

Thank you for sharing your experience! 😊 It’s amazing how much further the pension can go in a place like the Philippines compared to Australia. Your setup sounds like a well-thought-out way to make the most of retirement while enjoying a more affordable lifestyle. It’s great to hear you’re happy and settled-life does sound good! 🌏🌟

[@ozzymick1431]

@@OZRuiShi: Thanks. And you just keep your excellent reports coming.

[@briangarvey4384]

@@ozzymick1431 living the dream

[@KamolthipPatarapan]

Very Interesting news thanks

[@OZRuiShi]

You're very welcome! 😊 I'm glad you found the information interesting.

Excellent presentation, Thankyou 😊

[@OZRuiShi]

Thank you so much! 😊 I’m glad you enjoyed the presentation. 🌟

[@annonymous1273]

This is really helpful, thank you for providing this information More and more people are looking to get out of the socio-economic quagmire that has become Australia Thanks for sharing Kind regards

[@OZRuiShi]

Thank you for your thoughtful comment! 😊 I’m glad you found the information helpful. It’s true that many people are exploring new opportunities abroad. Wishing you the best on your journey! 🌏✨ Kind regards.

[@annonymous1273]

Sharing: I don’t know how you were able to concisely navigate Centrelink’s pages of gobbledygook policy - it is so boggling, almost intentionally presented to confines people and make the process/ the matter absolutely confusing Many people’s experience with Centrlink, is that of intentional persecution - instead of treating the public as customers - because that is the departments role: service industry, to provide service to citizens - it treats people like perpetrators. It’s apparent from the top tear of management through to politicians, the whole nuance is about “saving” the government of the day, money, through making citizens intimidated/ delaying them through bureaucratic administration application process etc (while keeping themselves in paid position with superannuation - they simple have no affinity with the customers they serve). The whole thing is more about being a dis-service than an actual service to the public. It’s not getting any better Pushing customers to do all their own administration - while Centrlink could easily just do the process over the phone instantly. Closing branches because of pushing people into self-managed online myGov reporting; phone wait times in Centrelink can be over an hour because of inadequate staffing resources - all part of making customers feel despondent It would really suck trying to get your affairs sorted with a phone call to Centrelink while calling from overseas - waiting on hold for an hour in an international phonecall - ridiculous

[@rodhales9536]

During your 2 year wait for portability, you can go overseas for up to 4 weeks and not stop the 2 year clock, however while you are away the pension payments stop or at least that is what happened to me a few years back.

[@OZRuiShi]

Thanks for sharing your experience! Many people wonder if short trips are allowed during the two-year period, and your experience aligns perfectly with Centrelink's policy. Short trips won’t reset the clock, though payments may pause while you’re away.

[@huyuli]

​@@OZRuiShiI went overseas six times during the two years. Four weeks each time. Payments stopped and started each time. I have no complaints.

[@briangarvey4384]

@@huyuli cheers I'm happy to hear that I can still travel abroad in the 2 year period. Just don't stay longer than 4 weeks is what you did.

[@startingwithalostsongs5173]

@@huyulihi. Did you have any of those trips within 6 months? I assume if you did with so many trips! 😄👍

[@WestyMan]

Hi Rui, truley very useful and easy to understand, do you mention that the excel wps can be downloaded and if so how do I do that, Cheers from not very tech savy Brett

[@OZRuiShi]

Hi Brett, thanks for your kind words-I'm glad you found the video helpful! 😊 This particular video doesn’t have an Excel worksheet, but some of my other Age Pension videos do. Feel free to check out my channel for those videos or visit my Gumroad page to see which ones might interest you. ruishi.gumroad.com/

[@rajc1382]

Thnx for the video ❤❤

[@OZRuiShi]

You are welcome! I’m glad you enjoyed it! 🌟😊

[@thaihousebuildertips9220]

These unfair and inflexible pension portability rules where introduced by Tony Abbott - who himself can retire easily with no restrictions !! Australia always hits the 'prisoners' hardest - thats the way colonization started and it continues today - with more and more Rules and Chains - as this excellent presentation points out.

[@OZRuiShi]

Thank you for sharing your thoughts! The pension portability rules can indeed feel restrictive for many, especially when compared to the flexibility enjoyed by others in different circumstances. It’s a sentiment shared by many who see parallels with Australia’s historical roots. I appreciate your engagement with the presentation-it’s a complex topic worth discussing further. 😊

[@speakerscoach]

yes@@OZRuiShi as you can sense from immense frustration in these long list of comments, we should ALL make sure the politicians know about this unfairness now there is an election on the way !

[@gchlam]

Well done, good PowerPoints

[@OZRuiShi]

Thank you so much!😊 I’m glad you liked the visuals 🌟📊

[@kevinandgemma7740]

On a pension you have to inform them . Once I didn't and received a letter to not do it again inform them. .I was only away for two weeks .. Now I inform them each time I travel and that's not more than 6 weeks ..

[@neilasd3043]

Immigration informs them when you leave & come back..

[@josephj6521]

You don’t need to inform them if you’re working & paying income tax. Why inform them when you’re retired? Is it necessary?

[@OZRuiShi]

Thanks for sharing your experience! 😊 Based on the current rules, you don’t need to inform Centrelink if you’re traveling overseas for less than 6 weeks while on the Age Pension. However, other factors might require you to notify them. Sometimes, it’s easiest to let Centrelink know about any travel plans, even for short trips, just to be safe. 🌟✈️

[@huyuli]

​​@@josephj6521No, it's not. I tried to. They don't want to know.

[@bossdog1480]

Very interesting. I was wondering how that worked.

[@OZRuiShi]

Thanks! 😊 I’m glad you found it interesting🌟

[@cryptoausi]

Thank you

[@OZRuiShi]

You're very welcome! 😊🌟

[@oncall21]

Great video! Thanks for sharing 🙏

[@OZRuiShi]

Thank you so much! 😊 I’m glad you enjoyed the video. 🙏🌟

[@dmenace9288]

Thanks so much.👍🏽

[@OZRuiShi]

You are very welcome 😊

[@ilonacheema6088]

This is great information. Thank you! Could you also upload a video about working during person. Like casual work. How does it work? Can we work and how much without losing the pension?

[@OZRuiShi]

Thank you for your kind comment! 😊 I’m glad you found the information helpful. Your suggestion about working while receiving the pension is excellent-I’ll keep that in mind for a future video. In the meantime, here’s some quick information about the Work Bonus: - You can earn up to $300 per fortnight from employment or self-employment without it being counted under the income test. - If you don’t use the full $300 in a fortnight, the unused amount accumulates in your Work Bonus balance (up to a maximum of $7,800). - From December 2022, eligible pensioners also received a one-off $4,000 opening balance, bringing the total potential Work Bonus balance to $11,800. This makes it easier to do casual or part-time work without impacting your pension. Thanks again for bringing this up, and I’ll keep your video suggestion in mind! 🌟😊

[@colinstevens1698]

Hi, Very informative thank you.Just wondering why nobody mentions that if you are away for more than 26 weeks Your family home can be classed as an assett and not exempt. Am i correct please?

[@OZRuiShi]

Hi, thanks for your question! 😊 Traveling overseas for more than 26 weeks doesn’t automatically change how a principal residence is assessed for Age Pension purposes, as long as the person is not permanently moving overseas. However, if the property is rented out while traveling, the net rental income is counted as assessable income under the Age Pension income test. I’d encourage checking with Centrelink to ensure you have all the details specific to your situation. 🌏✨

[@aking9999]

Its a good video, but Centrelink are very specific : in the more than 6 weeks and less than 26 weeks, the specific answer is 182 days ! Anything more and you are penalised. In regards to leaving and returning, its best to contact Centrelink directly you get back. You are also advised to bring with you your boarding passes. ( I have had the situation of having my pension cancelled because the Immigration gates did not contact Centrelink for a week )

[@OZRuiShi]

Thank you for sharing your insights! 😊Bringing your boarding passes upon returning is a great tip, as it helps prove your travel dates and ensure there are no issues with re-establishing residency for the pension. Your experience is incredibly valuable for others in similar situations. Thanks for sharing, and I’m glad the video was helpful! 🌟✈️

[@Snapper4337]

very good video. Can you please make a similar one for the disability pension. thx

[@OZRuiShi]

Thank you! 😊 I’m glad you enjoyed the video. A similar one for the Disability Pension is a great idea-I’ll keep it in mind for future content. Thanks for the suggestion!

[@teresitafernandez8228]

Good you enjoy your stay in the phils my beloved country

[@davecoutts2872]

Very well presented and informative video, thanks for informing us. What is the situation with Medicare in the same conditions when living overseas, of course you can’t use it overseas but when you return to Australia?

[@OZRuiShi]

Thank you for your comment! 😊 I’m glad you found the video informative. Regarding your question about Medicare, check out this article for details: atlaswealth.com/news/medicare-for-australian-citizens-living-and-working-overseas/

[@bornufree]

A fabulous detailed video. You are a gem❤ I will never be eligible for a pension-a good problem to have Could you make a detailed video on eligibility for Seniors Health Card for those not eligible for aged pension. I believe ATI is used for income outside of Super rather than deeming for financial assets? 😮

[@OZRuiShi]

Thank you for your kind words! ❤ I’m glad you enjoyed the video. That’s a great topic suggestion-I’ll definitely consider making a detailed video on the eligibility for the Seniors Health Card. You’re right, Adjusted Taxable Income (ATI) is used instead of deeming for financial assets.

[@josephj6521]

Great idea for a topic! I’m interested. :)

[@stephenwalker5253]

I was an Australian resident for 18 years. I'm back in the UK, the UK government pays me my Australian pension and gives me less than if I'd stayed in Australia and if I leave the UK to live overseas I lose that pension, it's a scam. We are tax slaves. No other Western style government does this to it's people 😢

[@danythrinbell1596]

never ever live under a anglo saxon flag ,

[@mv-cs9tm]

Yes it is ,my friend working overses so hi got 1000 eur pension ,also spent in Australia 35 years so dont have full pension because already got Serbian pension .Also if got own property and go overseas and live property in Australia no pension

[@OZRuiShi]

Thanks for sharing your experience-it does sound incredibly frustrating. 😢 Pension rules across countries can feel unfair, especially when they limit flexibility. Hopefully, future policies become more supportive for retirees living abroad. 🌍✨

[@Kawasaki1-m4l]

Thank you.

[@OZRuiShi]

You're welcome!♥

[@liferesetthailand]

Great video 📹 👍

[@OZRuiShi]

Glad you enjoyed it😊

[@ddartino]

Do you have a video for PSS defined benefit scheme?

[@OZRuiShi]

Hi there, I don’t currently have a video on the PSS defined benefit scheme, but I’m planning one on defined benefit scheme. Feel free to share your questions or aspects of it you’d like covered, and I’ll do my best to include them! 🌟

[@willmc6728]

so, what you're saying is unless you're self funded, you're prisoner in this dump never to buy a home and unable to afford the cost of living?

[@grantthomas1818]

FFS...

[@ronbernardi]

Pfffffffffffft

[@bornufree]

Alcatraz 😂

[@josephj6521]

Keep in mind that Australia is the ONLY nation that asset tests you for the pension. You can own 2 homes, been in debt, suffered and not gone on many holidays, didn’t buy expensive cars, your pension will be reduced or eliminated depending on the value of the 2nd home. Or you could not work, do nothing or work but spend all your money on holidays & cars, have no savings and you’ll get the full pension. Sounds fair eh? Ha!

[@bornufree]

@@josephj6521 Or transfer assets to the children before the 5 year period of pension eligibility age

[@Ulbre]

Okay, regarding going back to Australia for two years to be able to claim the pension, does this mean you cannot even visit your family for a week in that time? What if your family member dies? Great video, thank you. I am 61 and living OS since 34 and hopefully will never need to access the AU old age pension because I funded myself. But thank you for letting me understand the options should the occasion arrive that I would need to.

[@OZRuiShi]

Thank you for your thoughtful comment! 😊 I’m glad you found the video helpful. To clarify: During the two-year period, short trips overseas (e.g., a week to visit family or attend a funeral) are allowed, as long as you maintain your Australian residency status. These trips should be brief, and while overseas, the Age Pension might stop temporarily, but you don’t need to reapply upon returning. It’s great to hear you’ve been self-funding, but it’s always good to know the options if circumstances change. Wishing you all the best! 🌟🌏

[@LM19645]

Hi Rui. Fantastic and very informative video. Not sure if you can help me with this question. When does the government class you as a non resident if you spend your time between Australia and overseas? I ask because l have just turned 60 and plan to retire in the next few months. My plan is to eventually permanently retire in Thailand. From what l gather, l have 2 options to be able to claim the aged pension when l turn 67. First option is to live in Thailand till I'm 65, come back to Australia for 2 years, claim the pension and then move back to Thailand. Or 2nd option, is to share my time between Thailand and Australia. This then goes back to my first question about when does the government deem you a non resident. There are 365 days in the year. If l spend 183 days in Australia, and 182 days in Thailand per year (so technically l am spending more time in Australia than overseas over the year) do l keep my residency or has the government have a different time line. I hope this makes sense to you. Thanks and keep up the good and informative work.

[@OZRuiShi]

Thank you for your kind words and thoughtful question! While I cannot provide advice, here’s some general information to guide you: Residency for Age Pension The government assesses your residency based on several factors, not just the number of days spent in Australia. These factors include: • Time spent in Australia vs. overseas: Spending 183 days or more in Australia generally supports maintaining residency, but it’s not the only consideration. • Intent to live in Australia: Demonstrating that Australia is your primary home is essential. • Ties to Australia: Factors such as owning a home, having Medicare, utility bills, and bank accounts linked to Australia all contribute to your residency status. I hope this helps clarify things for you. For personalised advice, please consult a licensed financial adviser or Centrelink directly to ensure compliance with current regulations. Wishing you all the best in your retirement planning! 🌏🌟😊

[@LM19645]

@OZRuiShi Thank you for your quick reply and further information. It pretty much provides a great guideline, but l will definitely contact the relevant government department and see a financial advisor (planned to do this) to get a definitive answer for my circumstance. Again much appreciated 😁

[@Ulbre]

This two year rule has been around for a while. I live in Thailand and a mate is around 75 years old, I remember when he had to go back to AU for 2 years to qualify for his pension, so that was like 12 years ago....I think he went at 63 so he would be sorted at 65.....obv nowadays they have upped the run rate to 67. I remember he came back on a couple of holidays during that 2 years but it seems like you can't leave the country full stop now for at least 2 years......that's harsh for families.

[@OZRuiShi]

Thank you for sharing! 😊 The two-year rule has indeed been in place for a while, and it’s challenging for families separated by borders. While short trips during the two years are allowed, the requirement to re-establish residency in Australia can feel restrictive for those with loved ones overseas. It’s certainly a tough policy for many to navigate. 🌏💛

[@rossharper-ds4dn]

Great video! Can I go to Thailand for 5 months (so it is under 26 weeks), return to Australia for 1 month and then return to Thailand for 5 Months as a repeating cycle for a couple of years? Or will the government deem this the same as being overseas permanently and reduce the aged pension accordingly??

[@OZRuiShi]

Thanks for your question! 😊 While short trips of under 6 months (26 weeks) generally don’t affect your Age Pension much, frequent and repeated travel might raise flags with Centrelink. If they assess that your primary residence is no longer in Australia, they could treat you as living overseas permanently, which might impact your payments. It’s best to discuss your plans directly with Centrelink to ensure compliance and avoid any surprises. 🌏✈️✨

[@rossharper-ds4dn]

@@OZRuiShi Thanks for that!

[@Get-A-Life]

Great video Rui Shi, many thanks for making it easy to understand. One quick question though! If I have 35yrs of AWLR and am living overseas from 55 until 67, then I come back to reside in Australia for 2 years to qualify for the pension, are you saying that I can't travel overseas at all, for the entire 2 yr period until I'm 69? Or can you still take overseas holidays for less than 6 weeks? Cheers Simon

[@OZRuiShi]

Thanks for your kind words, Simon! 😊 I’m glad you found the video helpful. To answer your question: During the two-year period of re-establishing residency in Australia, short overseas trips are allowed. The following words are are directly from the Social Security Guide "Payment may be suspended for short overseas absences during the 2-year period and does not have to be reclaimed on return to Australia. A short absence from Australia (as long as the person is still classed as an Australian resident) will not impact on the end date of the 2-year period (that is, the absence still counts towards the person's 2-year period)." guides.dss.gov.au/social-security-guide/7/1/4 Hope this helps!

[@Get-A-Life]

@@OZRuiShi Thanks hun, great info. Cheers Simon

[@petermadzell6829]

Hi good video but you failed to mention that for your pension to become portable from the moment you receive it you need to be living in Australia for two years prior to your pension being granted. you can still travel abroad for short term but you must return and remain an Australian resident under centrelink rules. I myself found this out some time before getting my pension the process works perfectly

[@OZRuiShi]

Thank you for your feedback and for sharing your experience! 😊 You’re absolutely right-if someone wants their pension to be portable from the moment it’s granted, they must have lived in Australia for at least two years prior to applying. Short-term overseas travel is allowed during this time, as long as they maintain their residency under Centrelink rules. It’s great to hear the process worked smoothly for you. Thanks again for highlighting this important detail! 🌟🌏

[@junmikiewicz1951]

Thanks,I have got a question, haw much as a pensioner can have money in the bank? And will not cutting the fortnight pension money.? For one pension or couple. I appreciated if you would give information. Thanks

[@OZRuiShi]

Hi there, 😊please check out this video for a comprehensive answer: ►An Easy Guide to Australian Age Pension kzbin.info/www/bejne/aKaygKF3ebhoqq8&ab_channel=RuiShi

[@edithdriver2094]

Australia 200 years ago was founded as a convict nation. It seems 200 years later we are still treated as convicts 🙄

[@OZRuiShi]

🙄many share your sentiments. Hopefully, we’ll see these policies become less restrictive in the future. 🙏

[@MS-wg2pn]

Does this information apply to permanent residents or to citizens only?

[@OZRuiShi]

Yes, this information applies to both permanent residents and citizens, as long as they meet the eligibility criteria for the Age Pension. 😊🌟

[@MS-wg2pn]

🙏

if you are on the age pension why than you have to report anything to centrerink??????

[@Chalizdekino1]

What software do you use to present those numbers and drawings

[@OZRuiShi]

I am using Canva for those 😊

[@Chalizdekino1]

@@OZRuiShithanks. I will look it up

[@sydhills3387]

It's my understanding from CL international that if you are living OS, you can come back to Australia at the age of 65. Stay for 2 yrs, apply for pension. Once approved you are ok to let CL know that you're heading back OS.

[@OZRuiShi]

You’re absolutely correct! 😊 If you are living overseas, you can return to Australia at the age of 65 or later, reside here for two continuous years, and then apply for the Age Pension. Once your application is approved, the pension becomes portable, meaning you can notify Centrelink and move back overseas while continuing to receive payments. Just remember to maintain your residency status during the two-year period and ensure your plans comply with Centrelink’s rules. Thanks for sharing this helpful insight! 🌏✨

[@peternielsen5998]

Hi Rui Shi, I am living overseas in a country that does not have a social security agreement with Australia. I was born in Australia so have more than 35 years in the country. I plan to return to Australia 2 years before I apply for the Age Pension. I will then be age 67. After successfully applying, am I then able to leave Australia to live overseas taking the pension with me? Also Rui, I was wondering specifically how long I can leave Australia for a holiday during each of the 2 years prior to applying for the Age Pension without endangering the residency rule. Would 2 - 3 months of each year be acceptable?

[@OZRuiShi]

😊 Here’s some general information based on your questions: The two-year rule can generally be satisfied by living in Australia for two years after resuming residency before applying for the Age Pension. Once approved, it is typically possible to move overseas and continue receiving the pension. Short trips during this two-year period are allowed, provided the person remains classified as an Australian resident. For individuals returning to Australia after living overseas, frequent or extended trips (e.g., 2-3 months per year) may raise questions about their intent to permanently resume residency. Centrelink’s assessment of residency takes various factors into account, so it’s a good idea to check with them directly for clarity on specific situations. 🌏✨

[@davidbriggs6025]

Thanks for the info not as dire as I thought

[@OZRuiShi]

You’re very welcome! 😊 I’m glad the information helped ease your concerns.

[@startingwithalostsongs5173]

Excellent video presentation, well done and very informative. Another subscriber! A couple of questions, could I return to Oz at 66 and stay 2 years while applying for pension when I’m 67? Meaning I could get portability at 68, is that correct? Also if returning at 67, I’ve heard that when waiting the two years you can take a overseas holiday for up to 6 weeks and not lose the pension or have to start the 2 year period again. Plus you can have more holidays over the 2 year period every 6 months and up to 6 weeks each time. Can you confirm this please?

[@OZRuiShi]

Thank you for your questions! Here’s some information that might help: 1. Returning to Australia at 66: If you return to Australia at age 66 and stay for 2 years, you would meet the residency requirement to qualify for portability at age 68, assuming you apply for the Age Pension at age 67 and remain eligible under other criteria. 2. Taking holidays during the 2-year period: During the 2-year waiting period, short trips overseas are generally allowed without resetting the residency clock. However, your pension payments will likely pause while you are overseas. You won’t need to reapply for the pension after returning from these trips. Unfortunately, I cannot confirm the exact duration or frequency of these trips, as I couldn’t find a specific reference. I recommend checking the Social Security Guide for more detailed information. guides.dss.gov.au/social-security-guide/7/1/4 For individual circumstances, always check directly with Centrelink to ensure you have the most accurate and up-to-date information. Hope this helps.😊

[@fnqwaz5816]

Hi Rui, question please, can you leave for a short time during the 2 year period (eg holiday, funeral etc) overseas, or you cannot leave the country at all for the entire 2 year period? Thanks.

[@OZRuiShi]

Hi there, great question. A short trip during the two year period is allowed. This is directly from the Social Security Guide - "Payment may be suspended for short overseas absences during the 2-year period and does not have to be reclaimed on return to Australia. A short absence from Australia (as long as the person is still classed as an Australian resident) will not impact on the end date of the 2-year period (that is, the absence still counts towards the person's 2-year period)."

[@fnqwaz5816]

@OZRuiShi thankyou for your prompt reply Rui, much appreciated 👍

[@SiamFerang]

Very good video,very easy to understand. However there is one thing that you didn't touch on ,that is relevant to my situation and many other expats I'm sure. As a returning expat claiming the age pension. I can't find a definitive answer to this important question. If I return to Australia and do the mandatory sentence of 2 years before the age pension becomes portable. Am I allowed to leave Australia for " up to " 6 weeks maximum duration per year for an overseas holiday ? This may be 6 weeks per year, or 2 x 3 weeks per year for each of the 2 years of interment, without any penalty or total loss of the age pension ? I have been given opposing answers to these questions,and can't find a definitive answer on Services Australia's website . Please only give a definitive answer as I need to plan based on the correct information . Thanks in advance 😎

[@OZRuiShi]

Hi there! 😊 Thank you for raising this question. According to the Social Security Guide, "Payment may be suspended for short overseas absences during the 2-year period and does not have to be reclaimed on return to Australia. A short absence from Australia (as long as the person is still classed as an Australian resident) will not impact on the end date of the 2-year period (that is, the absence still counts towards the person's 2-year period)." guides.dss.gov.au/social-security-guide/7/1/4 However, since there isn’t a definitive answer about the exact length or frequency of such absences, the best approach is to speak directly with Centrelink about your specific situation to ensure compliance with their rules. 🌏✨

[@SiamFerang]

Thankyou I have tried researching this online ,with no definitive answer. I tried contacting Centrelink on 2 occasions approximately 1 year apart. Results. 1st contact with Centrelink result Yes you can for ( up to 6 weeks per year ) for the 2 years . I contacted them again a year later as I was told by another expat that he had to go back and reapply again after a short holiday overseas. Results 2nd contact with Centrelink,one year later. No you can't leave Australia at all in the 2 year non-portability period. I'm still confused 🤔 I'm a subscriber of your channel. If you decide to ever do a video regarding this subject,please let me know, I'm sure it will be a popular subject with current and future expats . Cheers

[@rjp1218]

Hello Rui Shi, I have subscribed to your channel and find it very helpful. Do you provide personal finance advice on Super, pensions etc ? I have a slightly complicated situation in regard to super and pensions and would appreciate some individual advice.

[@OZRuiShi]

Thank you for subscribing and your kind words! 😊 I’m so glad you find the channel helpful. While I don’t provide individual financial advice, I recommend reaching out to a licensed financial adviser who can assess your specific situation. Wishing you the best with your planning! 🌟

[@D21V21]

Hi, thank you for your video. Is it less than 6 weeks per trip or less 6 weeks per year so the basic rate will not change?

[@OZRuiShi]

Thanks for your question! 😊 It’s less than 6 weeks PER TRIP for the basic rate to remain unchanged.

[@kennovo9705]

a question on the portability issue. If you are living in Australia BEFORE applying for the pension......do you have to stay living in australia for another 2 years after being granted the pension before the pension becomes portable I thought I had read that you had to be living in Australia for at least 2 years BEFORE applying for the pension??

[@OZRuiShi]

The answer depends on what you meant by "If you are living in Australia BEFORE applying for the pension." If someone has always lived in Australia and has no overseas residence, the two-year portability rule does not apply, as it only applies to former residents returning to Australia. However, if, for example, someone has returned to Australia and lived here for one year before applying for the Age Pension, they would need to complete an additional year to meet the requirement of two years since resuming residence in Australia. I hope this makes sense. 😊

[@kennovo9705]

@@OZRuiShi ok yes thanks ...I lived overseas from 2014 to 2018 , returned to Aust in 2019 and have lived here ever since . I have lived in Aust for more than 35 yrs ......so this means the age pension would be portable immediately ??

[@mickmckpng3153]

According to the ABS every year around 15000 retired Aussies return to do their 2years for pension portability. Each will need accommodation and many will evict a tenant or go into private or public rental. Not ideal during a housing shortage. Surely the Govt can offer a solution like if you apply overseas you get 50% but don't have to return, or the UK system of what you get is what you get forever with no indexation. I know many people would settle for less if they didn't have to uproot their lives.

[@OZRuiShi]

Thanks for sharing your thoughts! 😊 The current system definitely creates challenges, especially during a housing shortage. Offering solutions like reduced pensions for those staying overseas or fixed payments without indexation, similar to the UK system, could provide more flexibility and reduce the strain. It’s a conversation worth having to better support retirees without uprooting their lives. 🌏🏡✨

[@AussieBob999]

Is it true that when you retire (67+) and get the Age Pension (overseas or not), money received from your Super Fund under the tax-free Income Stream arrangement is viewed by CLink as income (in addition to deeming income on asset balance) and this may affect the amount of Pension you receive.

[@OZRuiShi]

Thank you for your question! 😊 To clarify: No, money received from your superannuation income stream is not assessed in addition to deemed income. Centrelink applies the deeming rules to your superannuation balance to calculate your assessable income. The actual amount you withdraw or receive as a pension does not directly affect the income test-it's assessed only through deeming. It is important that you do not double-report your superannuation income. For specific details about your situation, it’s always a good idea to confirm with Centrelink. 🌟

[@nickvegas2459]

How does one lived in Australia on $1,000 a fortnight??? I really want to know. Isn't basic rent about $600 a fortnight?

[@Caznainthehouse]

One does not live in Australia on a pension. One merely survives. Just.

[@intellectualgladiata]

So if I came back for the 2 years to qualify but went on an overseas holiday during that two years it would leaving for that brief period force a reset of the 2 year rule?

[@OZRuiShi]

Hi there, according to the Social Security Guide: Payment may be suspended for short overseas absences during the 2-year period and does not have to be reclaimed on return to Australia. A short absence from Australia (as long as the person is still classed as an Australian resident) will not impact on the end date of the 2-year period (that is, the absence still counts towards the person's 2-year period). Hope this helps!

[@josephj6521]

Fantastic video and explained clearly. I appreciate it very much. Subscribed. :) Question: do you have a video how the pension payments are affected if you get a part-pension because we receive superannuation too? It works the same way but with lower pension payment amounts? Can you apply for a part-pension once your superannuation has dipped below the maximum threshold even if you’re overseas? Do you have to return for 2 years, even after working 40 years in Australia?

[@OZRuiShi]

Thank you for subscribing and your kind words! 😊 I’m glad you found the video helpful. To answer your questions: 1) Part-pension and proportional rate: If you’re eligible for a part-pension, the proportional rate mentioned in this video applies to that part-pension as well. The rest of the process works the same. 2) Applying for a part-pension while overseas: If you live in a country with no social security agreement with Australia, you will need to return and comply with the two-year rule, regardless of whether it’s a full or part pension. I hope this clears things up! Thanks again for raising these excellent points. 🌟😊

[@stankos1637]

New subscriber in your channel.Having question: I’m 73 on full pension right now planning moving overseas & rent my small apartment for approximately 80% of pension what happened in this case ? Thanks for answering me 🙏

[@OZRuiShi]

Thank you so much for subscribing! 😊 Regarding your situation, if you’re renting out your apartment while living overseas, Centrelink will treat the rental income as assessable income for the Age Pension income test. This could affect your pension payment, as the income you receive from renting out the property may reduce your pension eligibility. For personalized advice, I recommend contacting Centrelink to understand the specific implications for your pension in this scenario. Hope that helps! 🙏🌏

[@stankos1637]

@ Salamat Po 🙏

[@speakerscoach]

People should not be pinged and penalised for traveling. Some folks need to leave Australia because the cost of living is so high they need to find a cheaper place to live.

[@OZRuiShi]

Thank you for sharing your thoughts! 😊 It’s a sentiment shared by many-traveling or moving overseas should not result in penalties, especially when the cost of living in Australia can be prohibitively high for some retirees. Hopefully, discussions around this will lead to more flexibility and fairness in the system for those who need it. 🌍💡

[@speakerscoach]

@@OZRuiShi it should be mentioned loud and clear during this election

[@SPQRLXVIII]

Thanks so much for this very informative information! Could I ask does this also apply to a non Australian citizen but is a permanent resident of Australia for 50 years? Thank you.

[@OZRuiShi]

Thanks for your comment! 😊 Yes, this applies to permanent residents as well.

[@SPQRLXVIII]

@ thanks for the information it’s very helpful 🙏

[@rub35272]

What if you sell the house after receiving an aged pension? Will this money be counted as assets?

[@OZRuiShi]

Thanks for your question! The answer depends on many factors, so I’ll cover this topic in detail in a future video. In the meantime, please check out this page for more information: guides.dss.gov.au/social-security-guide/4/6/3/90

[@Tony-eb5kh]

For l will comeback at age 65 then register for the dole for two years and it’s gunna cost government more money. If everyone did that then they will scrap the two year rule. If you’re going to struggle, do it at the government expense.

[@OZRuiShi]

Thanks for sharing your perspective! 😊 It’s true that the two-year rule can create challenges for returning expats, and many people have similar frustrations about the system. Policies like these often spark debates about fairness and sustainability, and your viewpoint adds to the conversation. 🌟

[@lloydmatthews6147]

Question - if you travel for 5 and a half week's, come back to Australia for one day then fly out for another 5 and a half weeks is the 6 week rule only apply per exit from australia each time or is it only one 6 weeks of being away per year?

[@OZRuiShi]

Great question! 😊 The 6-week rule for overseas travel applies to each individual trip you take. So if you travel for 5.5 weeks, return to Australia for one day, and then travel again for another 5.5 weeks, each trip would be assessed separately. You would not be penalized for staying overseas for two separate periods of 5.5 weeks, as long as each individual trip is less than 6 weeks. However, it’s important to ensure that you maintain your Australian residency status and inform Centrelink of your travel plans. As always, for clarity regarding your specific situation, it's best to check directly with Centrelink. 🌏✈️😊

[@maradall]

What's the best way to inform Centrelink of your plans? Can you do this via My Gov? Or letter? Phone calls are impossible! And these days, you can't even walk into a Centrelink office without an appointment!

[@OZRuiShi]

Thanks for your question! 😊 The best way to inform Centrelink about your overseas travel is through your Centrelink online account via myGov. Here’s how: 1. Log in to your myGov account and go to your Centrelink online account. 2. Select "MENU" from your homepage. 3. Navigate to "My details," then "Personal and contact details," and choose "Travelling outside of Australia." 4. Enter your travel details. Here is a detailed guide 👉www.servicesaustralia.gov.au/centrelink-online-account-help-travelling-outside-australia

[@maradall]

@@OZRuiShi Thank you so much - that is very helpful indeed!

[@needaman66]

Thank you. Im planning to move to Thailand after i get the pension, its the only way i can afford to live. What if my health is not good?

[@ronbernardi]

That's a very good question. My friends overseas in Thailand mentioned "international health insurance" Depends on age. And coverage. Didn''t mention what it costs.

[@bornufree]

It won’t be cheap. My friend is with AIG and it costs a few thousand a year. Some state they ‘self insure’ put money to the side but I believe some Visas make it a requirement to have health insurance 😮

[@OZRuiShi]

Thank you for your comment! 😊 Moving to Thailand can be a more affordable option, but it’s important to consider access to healthcare, especially if your health isn’t great. Exploring private health insurance and researching medical facilities in your preferred area could be helpful. Wishing you the best in your planning! 🌟

[@needaman66]

@OZRuiShi thank you for taking the time from your day to answer, and thank you for your well wishing. Bless you ♥️

[@Tony-eb5kh]

Government hospitals are cheap here. I did a full health checkup today including X-ray. $125 and all blood tests results were available within 1.5h with an English speaking doctor. Whole experience for myself was very professional. Your Medicare card will be canceled five out of Australia as a non resident for tax purposes. Mine will be canceled this year but can get it back when I return and become a tax resident again which is more than 183 days in a financial year.