How Banks Earn Money? | Business Model of Banks | Dhruv Rathee

Banks are often perceived as a money lending entity, but have you ever thought about how do Banks earn money? What is their Business Model? How do they provide you interest over your Deposits? What if all its customers want to withdraw their money at one time? I explain the economics behind how banks earn money and also explain some important concepts such as Cash Reserve Ratio (CRR), Statutory Liquid Ratio (SLR), Bank Run, Non Performing Assets (NPA), etc. in this video.
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00:00 - Introduction
00:32 - Money from Interest Difference
03:24 - What is Bank Run?
05:39 - Other Sources of Bank's Income
06:56 - SBI vs HDFC Comparison
10:46 - Conclusion

[@ravishkumarshorts2849]

"Don't Learn Politics From Religious Person And Never learn Religion from Politicians"

[@parth8558]

Wow what a line 👍👍

[@ShiyaheAli]

Nice. But not so good.

[@itriacademy]

Wow

[@mohdasifasif2447]

Sahi Khaha aapne big fan of you

[@Snorlax108]

@Abin Thomas you never got a heart

[@InvestingVision]

A bank is a place that will lend you money if you can prove that you don’t need it😀

[@rahulsaha8949]

This is true about credit card loan only..

[@parth8558]

Ahh that's a reality 🌝

[@sudiptaadhikary2044]

Although this may be true for short term personal loans and credit cards its definitely not true in case of bigger loans, such as home loans, which have a significantly higher emi/nmi ratio and longer tenures.

[@Master.ji001]

@Abin Thomas gvv

[@abhishekdixit1601]

Sahi se paise lekar wapas karo. Har koi bank dega.

[@selmonbhoi6091]

as a commerce student, I never understand how banks works in India but this man explain in much easy way

[@JensEggers-oz7dp]

Most times strategies works when well applied, In the past I use to have serious phobia for trade because I don't want to lose all my money but I'm very profitable and it has become my best passive income from the first time I bought my house through trade and not salary

[@JensEggers-oz7dp]

Trading without any guide is so risky you need to get a good mentor like willem strategy to guide your trades

[@JensEggers-oz7dp]

he's mostly on Telegrams, using the user name

[@JensEggers-oz7dp]

@willemstrategy THAT IS HIS USER NAME

[@beingtaki]

Spammer

[@anant8]

I would like to know the business model of e-commerce websites like Amazon, Flipkart, etc.

[@neerajnegi6081]

Go to a channel named "pranjal kamra"

[@manohar_reddy_anugu]

They take a cut from the products sold. Suppose some one is selling a watch for 100rs , amazon will take 2-5 Rs from them .

[@keshumodhvadiya2291]

I am a commerce student and i know this process really well and i must say you did a great job explaining.

[@sit33darshanpagar16]

Oh really 😒😒😒😒

[@MusicArena7002]

@Abin Thomas bro why are you spamming the same comment everywhere?

[@free-radical6341]

Fuxk commerce....only science can save humanity

[@ashishpal1347]

@@free-radical6341 Okay 🙂

[@recreation3488]

@@free-radical6341 I have assigned you three science questions. Go complete your task. Else I will give you a back in your paper.

[@adilrehman6938]

Who watching in 2024...😅

[@UNKNOWN.PERSON560]

😂

[@BEASTFILES__]

Bh

[@amar_anand_01]

500 CR😂😂 hai??

[@purohit7354]

You have changed some of my thinking and brought lots of knowledge. I would like to say pls do not stop this job ever. It indeed helps us

[@pulkitbhansali9967]

Yes you are right, Piyush Jain can open a private bank. He has around 257 crores in cash till now.

[@rishan2329]

And also a lot of property across the country, hatred and different places.

[@tutorialcenter4850]

Hmm👍😂

[@PraTiK_243]

Bro yeto half hua bass. 500cr chahiye

[@neerajnegi6081]

But you aren't allowed to open a bank in prison

[@Kingslayerrock]

Dhruv really helps in improving mindset which seems to be best kind of influencer to me

[@mashnun4448]

Everyone knows. He is to every knowledge gainer 😒

[@epitome6991]

@rock yes I agree with and i hate those people who troll dhruv on Instagram I mean dhruv is educating us so much man

[@BeingOptiVert]

@@epitome6991 Though my political preferences include BJP but I genuinely admire Dhruv because he wants us to be well-aware about all things rather than just spreading political propaganda like Kunal Kamra, Akash Banerjee

[@petfauna1445]

@Sagittarius A* Bhai usne pehle hi ke diya ki wo BJP ko prefer karta hai!! Kya expect kar sakte ho isse zyada!?? 😑😑

[@BeingOptiVert]

@Sagittarius A* You guys talk a lot about YOUR right to freedom and right to choice. But jb doosro ki choice baat aati hai, toh tumko kyu problem hai Tumko koi aur party psand h toh theek h Mujhe koi aur party psand h toh vo bhi theek hona chahiye And main reason jiski vjah se I'm inclined towards BJP because koi aur better alternative nhi h

[@SuryaSingh-yr4hv]

2024 me kon dekh raha ha😂

[@farhanfuag1249]

Ans tum ar ma

[@hemangrattra9313]

I am in 10th and was confused in the economics topic He explained it very well THanks

[@mdumarsaifi5135]

This topic is also on 12th economics

[@jyotikhandelwal4952]

​@@mdumarsaifi5135you are in cbse

[@jyotikhandelwal4952]

@hemangrattra9313 you are in icse

[@saleemthanjai8746]

Even if I already knew the content you talk about, I still listen to you to understand well from your mouth. Thanks Dhuruv.

[@petfauna1445]

@Sagittarius A* Dude you got him!!🤣🤣

[@priyadsilva4582]

@@raghuveerprabhu who is Vella? Dhruv? He's earning money dude! N that's not called Vella!😅🤣

[@really2022]

@@raghuveerprabhu And your mindset is called *Andhbhakti* 🤣🤣

[@PorcuPlier]

@@priyadsilva4582 He didn't called Dhruv "Vella" He said to the person of this comment section Maybe you should use your brain rather than emotions

[@really2022]

@@raghuveerprabhu Finally found a guy who is saying himself an Andhbhakt. Wow very rare 😣🤣 Note - I am not a Muslim....

[@Farhan_Sahid]

I want to know the business model of online shopping apps like Amazon, Flipkart etc. Though they sell items at low cost, how they are earning billions of dollars (They also have to give salaries to their employments) Edit--> You finally made. Thank you Dhruv bhaiya 🙏🙏

[@SiddharthSingh-hx1bp]

Yes

[@aayushsharma1581]

As a seller on these platforms, I can tell you on every individual deal these sites gets 12 to 25% of listing amount. That means, if there's a product whose price is 1000 rupees on Amazon., Then customer pay 1000, amazon keeps 140-170, then amazon charges Shipping say 100 rupees, and some more charges, so they get around 250-280, seller gets 750.

[@atulcareer]

@@aayushsharma1581 thanks and who bear the loss of return..seller or Amazon or Both.

[@aayushsharma1581]

@@atulcareer let me give u an example, just recently a customer returned a product back which was a router, now after receiving it back, I found it was not working anymore, so there's a thing called Safe-T claim on Amazon, and SPF claim on flipkart, for the same product I got compensation of 161 rupees from Amazon and 546 from flipkart., So in case of amazon that was the loss I have to bear. They have some formula regarding what compensation to give but it would be seller loss in most cases coz they also charge shipping for reverse shipments

[@Farhan_Sahid]

@@aayushsharma1581 😯

[@joerobert1801]

I think it is important to spread funds in channels that are poised to do well in recession. I'm currently finishing my 6th duplex and retired from the rat race at 35 and what funded all these were strategic investing in stocks and consistent trading crypto. I'm exceptionally well positioned for what's to come because my portfolio is solid enough to withstand and outperform irrespective of the market trends.

[@rahultoggi4672]

Way to go buddy! The only people who are going to make great impact in their investment portfolio are those who see the 2022 recession as the biggest opportunity to get rich.

[@joerobert1801]

Gregg plot your course bud, I am personally invested 80% in stocks, 20% in crypto and of course with the guidance of my investment coach Frost Hilda, this yields an annual return of $400k. Frost focus on leading stocks in top industry groups, and aim for stocks with strong institutional support. He plots good entry point and has greatly enhanced my earnings and portfolio performance over the years.

[@seanroger6954]

I guess the market doesn't look bad, Its me who just don't see the opportunity it's providing right nOw.

[@joerobert1801]

Follow my lead ma'am, using a coach with extensive knowledge of portfolio diversity and is considered an expert in the field on. I advise researching his credentials further for his business memos. he has many years of experience and is a valuable resource for anyone looking to navigate the financial markets.

[@geraldbenzinger9703]

Market action has been challenging so far since 2022, milking the market for massive gains is no easy feat. I'm taking advantage of small price moves, it can be a lucrative game if played correctly.

[@FascinatingHandwriting15]

I have no words to say about you . Dhruv Sir, you are amazing.

[@varadpawekar009]

Last month I subscribed this channel now I am addicted to it ...! What a valuable information ☺️

[@based._.Yatharth]

same

[@kirchoff07]

Yah channel apko andbhakt se deshbhakt bana dega

[@parth8558]

@Filthy Uncivillised terror Republic of porkistan go from here holycrap

[@hamen03soft]

Wow

[@parth8558]

@Sagittarius A* nhi ab time ho gya lekin comment abhi karna start kiya hai

[@parthchauhan9870]

I want to know the business model of “Whatsapp”, “Twitter”

[@mahasinnazar7519]

Ad

[@vision.576]

Me also

[@abhiruk]

Ad revenue, prmotional Tweets, etc..

[@vinay4083]

Whatsapp par koi ads nhi aate hai 🙄

[@dontcheckmychannel5882]

@@vinay4083 whatsApp business hota hai aur uska Subscription bhi hota hai

[@Error-nt7ne]

Thanks a lot Dhruv for teaching us. I was attending one interview in that I have explained business model of banks and interviewer was really impressed with the explanation. All thanks to you for explaining so nicely. Keep doing awesome work.🙌🙌🙌🙌

[@renderingrini]

Thank you so much Dhruv for such content 😍

[@xyyzz3640]

We want business model of Facebook and other social media's 🙏🙏🙏🤩

[@SarveshKumarMishra574]

Advertisement

[@recreation3488]

These are just thugs. Only telegram and signal are great. - By an IITian 😂

[@umrahyousf3885]

"Senator we run ads" -Mark Zuckerberg

[@jyra.]

Even kid knows what's Facebook and social media business model is 😂😂😂 le m hei bta deta hun Google ki b load nai 😂😂 1. Advertisement 2. Brand Deals 3. Selling ur data to companies i.e. ur Interests, wht u r searching or consuming online so that they can use it to sell products according to ur needs.

[@hamen03soft]

Turn people attention 👀

[@growknowledge7824]

Bht hi simple way me samjhaya aapne...dhruv rathee is a largest platform to learn any topic...thank u sir

[@kalpanabajaj7322]

You are a largest platform to learn any topics!!! Thank you!!!

[@nawa924]

Kash tumhare jaise log politics main hote Salute sir koi bhi knoledge ekdum detail main batate hai app

[@vishnubikkumalla1440]

11:16 the moment when he giggles by saying "To dekhlo Zara aapke paas bhi kahi 500 crore rakhe hue tho aap bhi jaake try out kar sakte ho"😂😂

[@shubh_kalra_]

Sooo happy to see you entering Financial & Economical world ! Business Models, Advertising, Publicity and many more !

[@sandeshgaming439]

Thank you so much sir for this information Love from nepal ❤️

[@ranirambhunjan2280]

Thanks for explaining it as simply as possible.

[@Somebody_i_used_2_know]

You are really hardworking. Videos like these requires really Information and editing yet you always post New video in 2days. Thank You

[@goldencharlie8434]

Dhruv: Sirf 500 crore mein bank!!! Me(while having tea with Parle- G): Mast plan hai 😂😂

[@nikhilverma1679]

Me too

[@Karnmadaan]

This topic is in my syallbus I was little bit confused but after watching this video my all doubts are clear

[@Dineshchaudharyy]

This video is such helpful ! ThankYou Dhruv rathee

[@DakuJagira420]

Hi Dhruv, thanks for making these informative videos. We would like if you can make a video on Business Model of big IT companies in India which play a significant role in uplifting our economy.

[@alpeshchaudhari5972]

Very imp topic to cover

[@futuremaxxed]

Examples

[@hrishi_t]

Yes

[@nainsigupta9199]

+1

[@thehodophilechamp5242]

Needed

[@misbahpari1085]

I Feel proud to be a part of public sector Bank💪

[@srttechworld3374]

Which bank?

[@ramandeep7744]

@@srttechworld3374 sbi

[@FNofAK]

Knowledgeable video 🙏🙏

[@apscafe]

Always something new and interesting ❤ thumbs up

[@pkmntrainerred4247]

Recently in my class the economics lesson "money and credit" has been finished and we learnt that: 1) Bank keeps money of people as deposits and a rate of interest that increases withdrawed amount over time 2) The bank uses deposited money to give loans to people who "need" it (HA! I doubt that Vijay Malya ever needed that loan money) 3) The amount left after all of that economic gymnastics is what the bank earns. 4) The interest rate on loan is larger than interest rate on deposit. Good time for uploading this video Dhruv bhai!

[@pkmntrainerred4247]

@Nivit Mishra wait... what? What problem do you have with me commenting here...?

[@satyabratagiri3370]

U r in class 10?

[@pkmntrainerred4247]

Nivit Mishra oh?... sorry bro I misunderstood the joke LOL. Didn't expect many people in our country to know about the pokemon games (well because the only games Ive heard people talking about are pubg, the new Indian version of pubg, free fire and among us.) Good joke tho, I can be so stupid sometimes LOL.

[@pkmntrainerred4247]

Satyabrata Giri Yeeeeeeeeeaaaaaaaaa... (I hope now everything I say doesn't start to sound stupid to people despite sometimes having a point just because I'm a kid, but wait, whats so.... surprising in that?)

[@pkmntrainerred4247]

@Nivit Mishra Sorry, I did get the joke, I just got confused because of that ``Are ja na`` part and thought that you were telling me to go away. I was trying to politely ask if you really meant to be rude or not but sorry if I sounded rude😅 . Good joke tho XD my Pikachu is very excited to zap some Blastoises anyways LMAO

[@Ishaan_itis]

I always wondered about the system and earning of the banks. This video cleared all of my doubts

[@rohithooda6696]

Wow so so informative I m addicted to Dhruv bhai ❤❤❤❤ Never heard about you till feb23. I m hearing 4-5 vides daily now to catch up with all your previous videos asap

[@rudrachauhan2685]

Beautifully explained

[@lovelyvibes5841]

"Money in the bank is like toothpaste in the tube. Easy to take out hard to put back" _Earl Wilson

[@HYD-007]

Correct totally Agree public Money Is Always In Risk

[@recreation3488]

@Abin Thomas bachhe jaa jaake apni mummy se 5/- le aur toffee khaa jaake. Aaj bahut mehnat kar li hai spam karke.

[@Aarish7000]

@Abin Thomas bruh you're cringe af

[@shubhaagrawal6191]

Thanks

[@dhruvrathee]

Thanks a lot, Shubha, I appreciate it!

[@Social_light]

Easy way to learn ❤

[@jasonkawasi4746]

Thanks bhai waited for this information...

[@paryansharma621]

This Business model series is becoming my favourite. 🔥

[@70rks]

Well done Dhruv... You have made such a complex issue so easy to understand for a layman.... Your masterly grasp on varied complex issues, at such a young age, is truly commendable... Continue the good work... Best wishes...👍👍👍

[@rashmikamayavanshi6599]

I learn many financial things through your video sir

[@rachanakechhu9666]

Thanks dhruv it's so informative 👍 keep going

[@harshadanaik6394]

I really loved this series .....being a commerce student it really helps , hoping for some more interesting videos on business models .

[@shivangikanaujia4766]

Topic for next one- How stock markets and money markets function? Great video!!

[@KamleshSingh-oi6ge]

Very useful topic

[@ibtesam_gul]

Nice, Really help ful

[@raviessaki5688]

Thank you Dhruv Sir For explaining in simple language Next Business Model I would suggest for Insurance Business

[@abdulrasheedkhan8793]

Let's take the moment to appreciate how much effort he puts into the content just for us🥰🥰

[@batman-ekbramhachaari6820]

He gets money from that.

[@roasterstar8011]

@@batman-ekbramhachaari6820 right har vedio ma sponsors leta hai agar sponsors na ho to vedios hi nhi banata hai iski pichli 100 video mein sponsors Hai check kar lo

[@parth8558]

@@roasterstar8011 so ??

[@TechyAviral]

@@batman-ekbramhachaari6820 so?

[@satkrapp7697]

He earns more than the efforts he puts in to his videos.... Rs 5..effort & Rs 100..earning. Jago grahak jago

[@suraj__001]

And ase informative videos ke liye dil se sukriya ❤❤

[@vipulbhatt3699]

Fantastic one Sir.

[@nikhilverma2644]

You have to make a video on current situation of resident doctors & medical counseling please.

[@harshrajsinghrathore7942]

​@Abin Thomas​Be polite to everyone....Abin

[@basharathussain8535]

Lagegi Aag to aaenge kaise zad me yahan par sirf hamara Makan thodi hai.

[@tuhinshubhro006]

I would like to know about how an entire country is categorized as rich or poor...sometimes I hear that gpd is an important category....but Luxembourg is said to be the richest although USA has the highest gdp.. It would be very helpful if you clear the entire concept of a country's financial state.

[@shrestha_99]

+1

[@naysachaudharyaloo2186]

Bro it is a term called gdp per capita which means how much money each person has. On the other hand gdp is the total money the government gets and if the population is high then tax taken will be high as well. But in India the gdp is high but gdp per capita is less thus every person has less money thus he can't be living in a good condition because he doesn't have much money. Like in Luxembourg each person has a good amount of money thus each person can have a good living hence gdp is the money government makes by different things mainly tax and gdp per capita is money each person has and if country has high amount of gdp per capita then the country is that's why India may be high in gdp due to population but still india is a very poor county.

[@lunaticboyshiva4052]

Per capita income is a better Indicator to judge the individual wealth in an economy.....GDP is the measure of total goods and services produced within the country's boundary.....

[@Balidan2412]

There is something called GDP Per Capita

[@prithvisajeendran7487]

@@naysachaudharyaloo2186 GDP is not the total money the government gets. GDP total valuation of all the goods and services produced in the country

[@shibamchowdhury4748]

Sir your videos are very informative. Please provide this types of educational videos.

[@m.p7119]

Mashallah superb jankari di bhai best 👌👌👌👌👌👍

[@ashwanipatel1090]

How hard you do bro to maintain the standards of your videos!!! And I love that... God bless you keep going up never settle 🙌🚀🚀🚀

[@onlysecret3337]

well explained 👏 👌..good work dhruv sir..keep it up..i am a student and those educational videos really helps to understand how such things work..❤❤❤❤❤

[@yasinshaikh2501]

We love you dhruv bhai itna acha samjha te ho Kam pada likha insaan bhi ache se samajh jata❤❤

[@user-wj8ey5dl4w]

Thank you ❤

[@exayyayzed5922]

Just by watching Dhruv’s videos, many people are getting educated and aware ! Great 👍 job Dhruv!

[@Kaptaanbrar8888]

Appreciate his efforts

[@Kaptaanbrar8888]

@@crickhit7213 dravid

[@JASAN_100]

This full process explained in class 12 economics

[@abhinandanjain2399]

Thank you so much sir ji.

[@swagatpruseth357]

Hello Dhruv.. I hope you are doing well with your health and life. I really want to request you to make a video on manufacturing industry condition in India and if possible please give us a glimpse on how india can do better by boosting our manufacturing industries by not only diverting/focussing only on IT sector. Help us know big players on steel, aluminum, copper and textile manufacturing industries. Thank you for all these.. You really doing a great job brother. 😊

[@shrutimeshram2560]

Yes this a very good point and deserves some attention. Also highlight about the stereotypes that people have about workers in service or manufacturing sector and about thier job insecurities. The IT sector is highly overrated and manufacturing is so underrated

[@pradeepjangid490]

One other major difference between Public Sector Banks and Private Banks is that loans and services are more costly in Private banks

[@prathameshdhawalikar4741]

Very informative

[@asimali5820]

Very well explained!

[@zimbrainy1675]

This video was the most required as I had many doubts regarding banks and got them cleared I request you to publish the next episode of the Business Model Series on how politicians earn their revenue

[@mr.gunnuahuja]

Anticipating forward to see a detailed video.

[@Ahmadreactofficial]

Nice informition

[@kishanbhardwaj4692]

Sir AP ka samjhana bahut achha lagta hai ।।। Aasaan bhasa me samjha dete hai ।।।

[@robertdsouza477]

Thank you very much for a well explained banking video 🙏👍

[@shivaninayan28]

I start my career from ICICI bank but never think this deep about banking sector. Nice video Dhruv sir, hatsoff to your team. Now I am Manager in different sector.

[@KamalYadav-xi9qf]

I was part of icici top 100 management team. Jara Mera reply padlo, thoda aur enlighten ho jaogi.

[@thebaraik3314]

Checkout "fractional reserve banking system scam.!" It's Rothschild monetary policy.

[@noormohammed1182]

Shame on you… 🤣🤣🤣

[@santanu7849]

How did she got the job? This is like basic information of banks

[@shivaninayan28]

@@santanu7849 I got the job on the basis of mental maths, communication skills, good knowledge of numbers and accounts, not on the basis of how much money a person needs to open a bank. So please it would be better for you to stop judging people with your tiny mind. This is my space I didn't allow you to read my comment and react. Do your own analysis and react individually.

[@true_tools]

Good Information

[@Officialqamarali]

Awesome knowledge boss

[@donnyraja]

That's fantastic. Would like to know business model of OTT platforms. Thanks !

[@Jesusislife888]

Yes please

[@SOHELSHAIKH-wf9cy]

Really appreciate your work please continue with business models ... And really good editing enhancement since last videos

[@Sans_OO5]

thanks sir for this video❤🙏

[@Orphan_Heart14]

Much appreciated sir

[@opm7682]

Your videos are very informative and we learn a lot from them thank you for that ❤️❤️

[@meanoz9243]

Honestly we need more SBI's than HDFC's

[@menkabhatia3075]

Very informative video....I like your every video.....

[@bkphaichulpa5492]

Thank you sir 🙏

[@DrBrunoRecipes]

The reality of banks👌🏻 Greetings from Scotland 😊 Have a wonderful day everyone 🌻 Stay blessed Merry Christmas, Dhruv and Juli. Happy New year 💖

[@kalamvalleyvlog]

1subscriber

[@krishnasanyal7]

Thank you. Love you ❤❤ *HAPPY NEW YEAR 2022 (IN ADVANCE) TO YOU AND YOUR FAMILY*

[@shrutimeshram2560]

You could explain the business model of application of playstore Or Applestore, how do they gain profit? Who can build apps, etc.

[@RihanKhan-nn7xj]

Bhai bhot knowledgeable video thi thank you Bhai ❤

[@lababhaina866]

Thanks bro...

[@seva_parmo_dharam]

A great thanks sir for making such informative and authentic videos. Thanks too for increasing our knowledge on various topics. Thanks too again for making us feel confident with a lot more knowledge.

[@DrBrunoRecipes]

Amazing content as usual 😊 Greetings from Scotland 😊 Have a wonderful day everyone 🌻 Happy new year🎄

[@riyazz.84]

Sir please make a video on how share market works

[@mdrahaman4976]

Yes we want that video❤

[@misschums]

Thank u so much sir for improving our knowledge in every important field ❣️

[@parth8558]

@@crickhit7213 ??

[@agnosticsavetrees9702]

@@crickhit7213 bro don't mind but not everyone is interested in cricket 🏏🙂

[@parth8558]

@Abin Thomas arey dont spam this everywhere

[@sciencehelp9693]

@Abin Thomas why are you spamming this everywhere

[@Baru_boy]

@@crickhit7213 tf 🤣

[@mohammedhaneef435]

Dear Mr.Dhruv Rathee, Congratulations for your fantastic presentation on the subject of Economy / Model of Banks. It takes a huge effort to prepare a content with in-Depth analysis with micro level data. Mr.Rathee you had done an excellent job on this content. Mr.Rathee , Now that we are likely to have state level elections in the Biggest and Largest democracy of the world in 5 Different states and followed by more elections, This may probably be the right time for your good self to make a content on EVM Machines used for elections. What kind of Physics is Involved in making of EVM's. Why many countries across the world have banned usage of EVM. Are EVM really so sophisticated machines to be termed as Tamper Proof or Hack Proof. 90 % of the public may not be aware of its methodologies and what goes into it and where are the other Important ancillary parts are manufactured. What are the pros and cons of EVM. Hope as usual you will present a content on EVM in a very professional and in-Depth micro Details on its functionality. Thanks & Regards.

[@deepanshdeepsingh8830]

yes it will really be NICE

[@yumnasamim-11arts-bh97]

Yeah

[@saleeemkhan2242]

Nice infomation

[@VikashSingh-td7ol]

Please continue this banking education