How Credit Cards Work? Should I own a Credit Card? | Dhruv Rathee

[@DrTeethAcademy]

A bank guy called me today to offer credit card and I wanted some advice... so Dhruv made this video for ME 😛❤

[@HeroxGamingOffical]

I love it when the notification show's up" someone" liked your comment and you have a new subscriber"::::

[@harshvardhan4766]

déjà vu

[@nainsikumari4439]

@@Ameonestsongs KZbin pe h ??

[@pikacheem8432]

Another dead channel...😆😆

[@Silentkiller-zp1jt]

@@Ameonest ghalti app ki Nahi app Ka parents ki ha.

[@QuestionEverythingButWHY]

“A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.” ― Mark Twain

[@babulchetia5043]

He bought the umbrella with his money..so you're liable to give his umbrella back.

[@livetradeworld9990]

@0:58 paisa transfer Karney mey do teen din ... pagal hai kya... IMPS ka Naam suna hai kabhi 🤣🤣🤣🤣🤣🤣🤣

[@TajiSingh]

@@livetradeworld9990 Europe me aaye ho kabhi? IBAN ka name suna hai kabhi? 2-3 ka payment time bahut normal hai hamare yaha 🤣 Instant wale me paise lagte hain. India me system advance hai. UPI, IMPS etc.

[@vaibhavkirtikar948]

@@livetradeworld9990 2 din lag jaate bola 🤣🤣🤣

[@shivam_nagar69]

But that's the whole business behind so people should be careful 😶

[@rameshbhosale9761]

These financial topics must be taught in school with advantages and disadvantages

[@user-lehsun-le-garib]

*Taught

[@shinchannohara4574]

Taught

[@rameshbhosale9761]

@@shinchannohara4574 sorry for silly mistake Shinchan

[@the_faraaz]

School is for fun and time pass

[@meghaarora8810]

Also jaise dhruv bhaiya padhate h School mein bst mein pada tha pr it's clearly nhi

[@himshikhabansal88]

Dhruv aapney bhut hi achcha samjhaya... To the point..!

[@QuestionEverythingButWHY]

“Every time you borrow money, you're robbing your future self.” --Nathan W. Morris

[@piyusarkar3065]

Exactly

[@shivamyadav9807]

@@piyusarkar3065 vvvvvvvvvvvvvv Vvvvvvvvvv

[@aaliyaayasha]

But without any lending of money , you cannot afford to be a businessman.

[@akbarhabib114]

If it's on interest

[@aarizsabri5158]

Wise words

[@mrityunjaygupta7056]

Am I the only one, who was waiting for the sponsorship part of CRED in the video?😁

[@mastistructure8626]

No bro 🤣..mai v isi ka wait..

[@afzalsiraj826]

Sala kuvera ke piche pd gya hai... Jhntu h sb crypto k aage... 1 saal fd me 15-20% dete h... CRED hme bhi laga tha waise, slice bhi tapka diya... Dont know if it was sponserer

[@sahilhoque275]

Bro mera creed app ma pahela credit score 750 dikha ta abhi 650 dikha raha hai kia karo

[@Dev_Singh_Ji]

@@sahilhoque275 same here. Cred app pe 650+ show kar raha hai aur Paytm pe 780 show ho raha hai.. pata nahi Paytm sahi hai ya cred

[@lakhwinder1277]

@@mastistructure8626 eeeeeeeeeee

[@shailesh4622]

0:00 Introduction 0:35 What are credit cards? 2:44 Credit Limit 3:19 What is a Credit Score? 4:10 Advantages 5:37 How to choose the right credit card? 7:40 How do the banks make money? 10:35 Disadvantages 11:12 Should you use a credit card?

[@jigneshs5659]

Ok bosssss👌👌

[@chikafujiwara9854]

Time stamps are always given in the description of Dhruv's videos

[@jigneshs5659]

@@chikafujiwara9854 😀😀Ryt👍👍👍

[@yatrawitharpita95]

His contents are improving day by day.He makes his communication so clear and to the point which is really commendable

[@souradip.sarkar]

Dhruv is illuminati, he knows we were expecting a vid on Pegasus scandal! 😂

[@Ameonest]

Mai Low Budget 💰 Me Apna Khud Ka Original Song 💿 Banata Hu But Koi Sunta Nahi 🎧❌ Pata Nahi Kya Galti Karta hu 🤔Jisko Asli Gaane Ki Samjh Ho Wo Ek Baar Sunkar bata Do ⌨️ Galti batana 📃Gaali Waali Mat Dena 🙏❤️💙

[@Rishi-lx4ok]

@@Ameonest chup bkl

[@aryamore6343]

@@Rishi-lx4ok atleast this guy is not begging like others or emotionally blackmailing us

[@naturelover4148]

Iskeliya illuminati ka zarorat nahi

[@qualitytalks2801]

Dude it's obvious that KZbinrs make videos on trending topics one doesn't need to be "illuminati" to know all this, it's common sense

[@dixitnayak2110]

Dhruv is improving its content day by day and all others are sending more and more subs to him by giving him publicity No matters a publicity is negative or positive - Harshad Mehta

[@saurabhshrivastava5198]

Dogala hy

[@drawingcoversbyaditi8883]

@@sahilprusty vhi pelvis ka bot hai ye 😂😂😂

[@ronitkumartoppo2476]

Pelvis bots are also here ? Wah modiji wah , of course

[@drawingcoversbyaditi8883]

@@ronitkumartoppo2476 pelvis ke bots har jagah twitter pe trend karane se Rathi ki video like krne tak

[@abbasshyal3649]

@FGR taras ataa hai aaj kal inn kuttoo pr 😂😂kaam kaam hota hai chahe woh 2 paise mai cmnt krna kyu naa ho waah modi jii waah ..berozgarii khtm ho rhi hai dosto

[@ravinepz]

Honest advice Don't apply for credit card if your salary is less than 30k.

[@jaydeep-p]

Or at all.

[@pradiprohit3469]

Bro me exactly 30k par hu fas Chuka hu leke

[@saumitjin5526]

You can have amazon pay credit card if you want to buy your regular groceries or goods which you were going to buy anyway... If you're able to pay for it at the moment then credit card and it's rewards are great. But if you get too enamoured by the rewards then it'll make you want to buy more... That's the problem people should be financially disciplined to know when to spend and when not to and when to use credit card and when to pay via debit

[@Danish-dc4ib]

@@pradiprohit3469 kese fasa tai hai becouse mere pass bhi hai

[@Samndha]

Absalutly right

[@Grace111_]

I'm literally glad that I found your channel. There's a lot I've been learning from your videos, hope you keep on making videos on certain important topics.

[@Vishuk_11]

Modi was saying that he will increase GDP of india and he did it....😂 G- Gas D- Diesel P- petrol Samaj gaye na chronologiy...😂

[@mememania2735]

Yes

[@mukundpandey1255]

ye fake new spreader hae

[@kallu8722]

@@mukundpandey1255 Orr Tu chatukar h haar jagah same comment copy krke span krr rha h Galti ho gyi ISSI Kuch video m Galt news dikhai Tu ye bta iss video m kya Galt dikhaya

[@mukundpandey1255]

@@kallu8722 insha Allah india yk islamic mulk banega

[@MM-zw8sm]

😂😂

[@Sleezy5711]

When you find enemies on your path then you know you are going in the right direction.

[@thenoobinvestor6930]

💯💯💯💯

[@itzpragata9727]

Yeah, Just like modiji, since 2002 and these dogs kept barking on him but couldn't stop him 😆

[@ahasnainkhan9622]

Dhruv, you missed one important point, that is during online payment on amazon or flipkart we generally get too much cashback via credit card.

[@bipinshakya98]

Not at all

[@smartmoon786]

Yeah apple iPhones are offered with ₹6,000 instant discount on HDFC credit cards.

[@sahibolrahahaibhai6870]

Lalach aur aadat hai babuaa, fir rumal se nahi tum dhoti se hi muh saaf karoge.. Rumal bigde toh 12₹, dhoti bigdi toh izzat toh jaiegi sath mein lungi ka kharcha alag..

[@ruxaen]

@@sahibolrahahaibhai6870 khena kya chahte ho bhai?😂

[@sahibolrahahaibhai6870]

@@ruxaen gehri baat, samajne k liye time lagega 🤣

[@arefjahir4358]

Thanks Sir, Bahot Informative Vedios Hote hai apke... Thank You

[@Gwen1415_]

Videos broh

[@pratapagham6048]

Credit card companies be like: Aree Dhruvv bhai dhanda band karwaoge kya 😂😂

[@KT-om1il]

@@isfinanceyoutube9235 Spammer bot

[@livetradeworld9990]

@0:58 paisa transfer Karney mey do teen din ... pagal hai kya... IMPS ka Naam suna hai kabhi 🤣🤣🤣🤣🤣🤣🤣

[@MH_Editz-412]

@@livetradeworld9990 🖕spammer🤪

[@khaimaramgreenson672]

@@livetradeworld9990 paisa rehna v sahiye vi😂

[@Shekhar7369]

[@ABC-dq4io]

Next video : basic banking and finance terminologies that every school student should know 🙏 please

[@Ameonest]

Mai Low Budget 💰 Me Apna Khud Ka Original Song 💿 Banata Hu But Koi Sunta Nahi 🎧❌ Pata Nahi Kya Galti Karta hu 🤔Jisko Asli Gaane Ki Samjh Ho Wo Ek Baar Sunkar bata Do ⌨️ Galti batana 📃Gaali Waali Mat Dena 🙏❤️💙

[@vansh4383]

@@Ameonest bdiya gane h bro

[@jiyayadav286]

I opened my first bank account recently…And here you are, always helping at the right time❤️

[@teddyharwell9599]

Yeah. He response to pple on W-hatsapp2602030909 than youtube

[@sashascorpse2670]

@@teddyharwell9599 stfu scammer

[@Froooooty]

I also want to open a account. Can you tell me in which bank you've opened account and their services

[@Md_Meraj_786a]

Kon kon 2024 me dekh rha hai 😮😅

[@Foridulkhan-m4n]

Meto 2050 me dekh raha hu😅

[@annamalayadevi]

Mai dusri baar dekhrelaa

[@tirkeat3]

Me

[@bikashtikadar5061]

😁

[@ajeetsinghrajput8875]

🙋🏻🙋🏻🙋🏻🙋🏻

[@jeuzermotorwala2330]

Why is no one talking about how perfect dhruvs hairline is??

[@dr.aaveshshaikh815]

That was 🤔

[@bhardwajparth]

@FGR kahan se milta hai ye divya gyaan aapko. Main maan loonga teri baat tu ek proof dikha de

[@RanjitKumar-pr2eq]

@FGR Bhai aaj ketni deir tak mudi kei pechwara sungha . Mutlab ketna dose lena parta hei bhakton ko😂😂😂

[@novideos9144]

Gordon Ramsay you are more focused on Dhruv's hairline than the video 😂😂😂

[@aquibkhan9385]

That isn't like Gordon Ramsay

[@drawingcoversbyaditi8883]

see the engagement of video like to dislike ratio this shows that even pelvis audience loves dhruv's content

[@dilli_vala]

😂😂

[@jingn2330]

🤣🤣

[@faizal783]

This what i wanted to comment about pelvic girdle. 😂

[@AJ-cx6br]

Pelvis audience?🤔

[@Alterx758]

😂

[@AhmadKhan-yn7jl]

Conclusion: Udhari ki zindagi kabhi mat jiyo, pareshaan hi rahoge 😂😂

[@MM-zw8sm]

💯

[@Xyz.comjjj]

True

[@gouravdev3416]

Udhaar Ki Zindagi : Ambani Adani bi Ji rahe Hain mere Bhai, Aur Carefree Bina PareshaNi Wali life Sirf Pagal Hi Jite Hain!

[@livetradeworld9990]

@0:58 paisa transfer Karney mey do teen din ... pagal hai kya... IMPS ka Naam suna hai kabhi 🤣🤣🤣🤣🤣🤣🤣

[@Lonewolf-]

@@livetradeworld9990 "Example" ka naam suna hai kabhi Kaise chomo log hain ye

[@farzadedulkaka922]

Very well balanced video. You look very composed and absolutely natural

[@warishussain7067]

I've been diving deep into personal finance and this was SO helpful. Remembering Feynman's words, you explained in a "simple" way. This must have taken huge effort - thanks a lot and I appreciate you Dhruv!

[@ashutosh._.pathak]

Hellooo brother I am also trying to deep dive in personal finance....as your comment is 11 months old..you might have got some experience....could you share some tips how can I improve my knowledge

[@babaji5389]

15/15 Lakh Cash dene bolo Goverments ko Modi& Co. Jo wadaa kiya tha Vo Nibhana Padega logon Se,, 15/15 Lakh Dena padega Cash??? Desh hite me jari Desh k fayede k liye 15/15 Lakh Sab Logon ko Milna Chahiye Goverments Modi& Co. Ki taraf Se?? Thanks . Jayhind. Abhi k abhi dilwado bhai?? 1.5,millon,,,,Credit modi& Co. Se

[@mkaslok720]

Qq

[@MRX-gm9bg]

Kuwera will sponsor Dhruv Rathee for space trip in next 5 years 😜

[@shoal2242]

🤣🤣

[@novideos9144]

Dhruv in his space trip vlog be like: Doston mai space pahuch gya hu. Yha hame gravity feel nahi ho rahi hai.. Juli: Ye antariksh hai! 😂

[@skjexplore5341]

Check about how to become with latest updates in 2021 and 2022..(full detail and well explained)..

[@rbgurjar05]

Haaahaaaahaaahaaahaa

[@azabgazab8800]

😂😂😂

[@tejeshwarsingh]

I also feel that the cycle of Credit Card statement and the payment is kept separate to confuse the people even more as with the day to day lives and busy schedules, one tends to disregard the expenses and complicate the situation even further !! The simple solution is to not bite more than you can chew and keep a strong vigilance on the the expenses.

[@hassanmohiuddinsiddiqi4821]

Next episode :- let's me explain how to start business? 1. Kitna capital amount hona chahiye? 2. Konsa business best hai? 3. Kitna experiences hona chahiye business ka liya? 4. Business mai partnership hona ya nahi? 5. Business mai govt facilities kya hona chahiye? 6.7.8. Etc....🤔

[@piku8700]

Ye video already uploaded hai

[@tigmanshusharma3451]

@@piku8700 where, name please

[@vaishnavid.she-her2201]

Sandeep Maheshwari has some videos on business advices

[@piku8700]

@@vaishnavid.she-her2201 Sandeep Maheshwari ne 1st and 2nd questions ka answer diya hai Baki ke questions ka nahi

[@shinigami_ryuk]

sponsor by kuvera app

[@somsutube]

Much needed video. Appreciate the efforts.

[@deskstore3228]

U r really strong dhruv..and generous too..really a perfect inspiration...

[@ananyapriyadarshini7051]

A perfect inspiration of radical brainwasher... N yeah cowardice blood runs inside his vain that's why couldn't take his criticism...

[@nikhilagarwal4884]

@@ananyapriyadarshini7051 Right. he is not more than a brainwasher

[@sibelgeorge1379]

Druv is right.. and I support him ..

[@milindianx]

@@sibelgeorge1379 Because he never talk about huge Christian Conversions in india 😜

[@sibelgeorge1379]

@@milindianx lol

[@ruhanikakaur7660]

I found this video to be the best ...very good info .... In a very simple way thanku...

[@amrutrajyadwad]

Quality of ur videos is going on a next level these days

[@novideos9144]

See the video in 720p or higher to get better quality if your data can otherwise 360p is also fine. Just joking 😂😂😂

[@mukundpandey1255]

ye fake new spreader hae

[@जयभारत-च4श]

Credit Cards पर Nitish Rajpoot ने तो ऐसे बताया है जैसे कभी भी ये लेना ही नहीं चाहिए और आपके कहने का मतलब है ये होना ही चाहिए।

[@tejubogati1575]

Dhruv ji aap se bahut Kuch sikne ko milta love from nepal 🇳🇵🇳🇵

[@AimanbinteAzam]

Thanks for clarifying the concept in an easy way brother I wish you were my teacher when In was in High School..

[@syedhujjatullahhussainihadi]

Hi syeda aiman

[@terminator3371]

2024 me dekhne wale like kare 😅

[@prafullamishra5697]

Me ab dekh raha hun😂😂😂2024 April

[@RedZone2207]

July

[@nafs4062]

August 😂

[@YASH-e7h]

@@nafs4062 September end

[@Ashol_abba__44]

2025

[@vanshika6245]

Highly appreciate this series ......truly grateful

[@englisheducation5222]

Mo*i aur elv*sh gay hai😂😂

[@divyanshukumarjha2258]

Next Video on how much you earn from Leftist parties and specially form Kejriwal 🙏🙏

[@savage8875]

@@divyanshukumarjha2258 tu bhi bata ye comment ke kitne paisa mile

[@aadilansari8020]

Pehle Mai Bohat Khush Tha Phir Maine Credit Card Leliya 😂

[@sohan7506]

👍

[@Vuttu121]

🤣🤣🤣

[@reetachauhan8089]

Lol 😆

[@vrishikantak12]

😂😂😂 Dhruv: aaj main bataunga credit card ke bareme Dhruv ke chele : hudbadime applied n got one for themselves And Leliya sirji Dhruv: leliya? Arerere nahi lena tha Remember tht moview scene of vijay raaj?? I think dhammaal

[@aadilansari8020]

@@vrishikantak12 Yeah Dhamal 😂😂😂

[@pawangaihre7297]

when are you uploading history of Afghanistan and taliban's 2nd episode? eagerly waiting for that!!?!

[@introvert.....4990]

Me 2

[@kaka-gm5bx]

Ya

[@amrutrajyadwad]

Desperately waiting

[@seeker5634]

Goldfish memory!!

[@dhruvrathee]

Within One week :)

[@FNofAK]

Knowledgeable and helpful video 🙏🙏

[@bharatgawade85]

Missed few points I guess, annual charges waived off when you spend over and above a certain amount on your credit card in a year. I am using credit card for last 4 years and never paid annual charges.

[@smartmoon786]

He's not an expert in credit cards, this video is for people who don't understand CC at all.

[@allfreetechhub]

The problem with cards with annual charges is that, in future if you like some other card, and want to stop using your previous card, they will make it super difficult for you to close a credit card. At times, they will close it and then silently activate it again, on the card expiry date, and will send you a new card, on some old address, "by mistake". And with 999/year fees, and further penalties and interest on that, you will be owing them a huge amount after few years for "nothing", either when they call you for collection, or when you notice your well managed credit score getting hurt. HDFC has done this with me. They know that they can't do it legally, and they still do it, knowing that most people will just pay them the stupid bills (free money for the bank), and won't really go to the court. Even if you decide to sue them, it will be much harder to get your credit score repaired again. So, always prefer a lifetime free credit card. And free means free, not "free if you spend X amount".

[@akashsahu933]

@@allfreetechhub appreciate the info

[@joy-ow4ey]

And also the waiver is offered, just to make you spend more. That's what happens with simple discounts also. One buys more just to get the offer thinking he would miss out on something lucrative, and ends up purchasing unnecessary things.

[@avikde9631]

@@joy-ow4ey exactly nowadays the banks earn mostly by that way, its not USA where ppl are forgetful and stupid enough to fall in the debt trap, indians are usually so much aware about spending even little extra money too, hence the main way of earning for these banks is the partnership with multiple firms like flipkart , amazon,mynthra, swiggy , zomato,etc . When ppl see a cashback or reward of 5-10% and think they are making up like a profit of say few thousand bucks they dont realise they are also spending much more. Hence credit cards can be good for ppl who have a habit of spending a lot online due to their high earnings.

[@aakashmitra1114]

Much needed video! How do creators get to know, what I want?😂

[@novideos9144]

Thats their job 😂

[@hashimkhan8]

that's right

[@जयभारत-च4श]

0⃣.5⃣9⃣➡️ Bank Account में 💸 Transfer होने में 2 - 3 दिन का समय ❓🤔 Online Payment भी तो कर सकते हैं। 🤔🤔

[@garibmehra]

Thank you Dhruv for promoting our Rishu vau Not many youtubers with 5mil audience are ready to share their audience Not that they are doing anything wrong But it takes guts to share your audience after getting at stage like 5mil subs

[@drbhushansali]

Very informative, nicely explained, good presentation, keep it up... ❤️

[@rajatkishore9406]

I also wanted to know about credit card 2 to 3 days ago and today he upload this video... Thanks Dhruv 😀💖

[@prinshuvau9565]

Pelvis yadav ki wajah se eventually dhruv ko hi clout mil gya😂😂😂😂

[@Ameonest]

Mai Low Budget 💰 Me Apna Khud Ka Original Song 💿 Banata Hu But Koi Sunta Nahi 🎧❌ Pata Nahi Kya Galti Karta hu 🤔Jisko Asli Gaane Ki Samjh Ho Wo Ek Baar Sunkar bata Do ⌨️ Galti batana 📃Gaali Waali Mat Dena 🙏❤️💙

[@mrigankshekhar1520]

Sickulars

[@kanhapandey3639]

Sahi mein 😂 Uss anpadh "creator" ke anpadh fans 🤣🤣

[@gauravrana1300]

He has a good point That dhruv judge the indians on the basis of only 30000 people .be bhakt not andhbhakt. Dhruv spotte karl .and everyone knows karls violates the indian rules

[@RadecX1]

@@gauravrana1300 30000 is a big number, if you know how surveys work. Pelvis doesn't know for sure.

[@A-Tom69]

You have missed out one important point: When one buys something of a higher value using his credit card, then there is an option to covert the purchase into EMI of 3, 6, 12 months, etc. Of course, there is an interest element, but still it is a good option.

[@ecstacy745]

Yes you are right money payment will be easier

[@KRISHNARADHA76]

Nice explanation, I easily understood from your explanation... Thanks for explanation 🎉

[@MeraGuruji]

Interesting Topic 🙃

[@slayerofsatanists]

Afghanistan video chahye 🙁🙁

[@Ameonest]

Mai Low Budget 💰 Me Apna Khud Ka Original Song 💿 Banata Hu But Koi Sunta Nahi 🎧❌ Pata Nahi Kya Galti Karta hu 🤔Jisko Asli Gaane Ki Samjh Ho Wo Ek Baar Sunkar bata Do ⌨️ Galti batana 📃Gaali Waali Mat Dena 🙏❤️💙

[@surajsahni7376]

_One of the great KZbinr on social media network_

[@md.tarekH]

Sir I am from Bangladesh Thanks for create awareness in the world.... Love you❤❤❤

[@senorita5632]

Thank you so much....you are doing something really useful for us...thanks for educating us❤️

[@nadznadz2951]

Important topics, Clear explanation, no vulgar shits or gaali ,very informative channel and the guy is generous. Appreciated Dhruv 👏

[@Neerajkumar-mv5jj]

Desperately waiting for part 2 of Swami vivekananda's journey

[@nirdoshyadav7074]

Nice work Dhruv!Continue your hardwork and keep growing.

[@aditimajumder6925]

Ap bohot bohot acche se samjhaye hai...isilye apko bhi bohot bohot धन्यवाद

[@saurabhkumar-is3rb]

I find your video too much intresting because you end up your each video with a conclusion. I just ❤️ this channel for being so informative.

[@mfonline]

In your intro you said you will tell how these cc companies earn. I was interested to know how the payment gateways like Visa and Master card earn. But unfortunately you didn't mention about it. Hope you do that as a rejoinder to this video

[@dhruvrathee]

Sorry if it wasn’t clear. But they also earn through very small percentage of fees that is charged every time you use a credit card. The money comes from the merchant

[@mfonline]

@@dhruvrathee thanks a lot for your quick reply

[@bhupendra9404]

@@dhruvrathee Sir, please make a video on Virat Kohli work ethic.....a motivational one..... please!!!!!

[@जयभारत-च4श]

@@dhruvrathee 0⃣.5⃣9⃣➡️ Bank Account में 💸 Transfer होने में 2 - 3 दिन का समय ❓🤔 Online Payment भी तो कर सकते हैं। 🤔🤔🤔🤔

[@parasxgupta]

These Financial Series Helps Me A Lot About Basis of personal finance!

[@dipalipawar6504]

This very important video great Dhruv 😊

[@ryanrishat1665]

If this guy was my tutor I would not have failed in 10th standard

[@pankajpacharne2674]

😂

[@arsalan1182]

Bhai ye saal to exam bhi nhi tha

[@ryanrishat1665]

@@arsalan1182 who's talking about this year?

[@whiteobama3029]

10th me kon fail hota h..? Literally kuch b likh k aa jao hrr question me tb bhi pass ho jaoge..

[@ryanrishat1665]

@@whiteobama3029 Sir, You are so intelligent But Im not from India so my edu system is not like India I hope you now have Idea about me Thank you sir!

[@samcollection9995]

I had a lot of confusion about credit card. Thanks a lot for explaining this matter. Now it becomes clear like water. I think many like me have also been benefitted by this video. Thanks a lot. ❤️

[@MsVlogs17502]

Thanks bro.. Your my one of the best mentor, love from Arunachal Pradesh 😊

[@samir.kolkata]

Credit card is a very useful thing if you know how to use it properly otherwise it's quite useless...

[@ritikasingh9322]

Thank you so much. Really. I am an icici bank employee and also a new joinee. And since all are competitor in this world,no one teaches this much..They just set target and there is no guidance how to achieve this. Now I know how to pitch credit cards to customer by explaining about the advantage and retaining them also by telling the importance of repaying them on time.Thank you so much again.

[@thv4808]

U r exceptionally amazing man... U explain Every concept so clearly I mean u r just wow 🤩

[@koolk8077]

Yeah Muslim and Communist like him 😂 no wonder

[@thv4808]

@@koolk8077 hey cool Mr Kool...as far as I see this video has no political and religious content so stop being so obsessed with all Hatredness

[@जयभारत-च4श]

Credit Cards पर Nitish Rajpoot ने तो ऐसे बताया है जैसे कभी भी ये लेना ही नहीं चाहिए और आपके कहने का मतलब है ये होना ही चाहिए।

[@harshit155]

You're really doing great . Got plenty of info. Thank You.

[@abhitgautam5738]

Nowadays you are emotions 🙏😊😍😍😍😍

[@sidjain0599]

I love your financial and educational videos! Keep them coming!

[@जयभारत-च4श]

Credit Cards पर Nitish Rajpoot ने तो ऐसे बताया है जैसे कभी भी ये लेना ही नहीं चाहिए और आपके कहने का मतलब है ये होना ही चाहिए।

[@menkakanojiya8545]

You're explanation is much better , simple and clear than my Teachers😂 by the way thanks a lot for this educational series 🤗❤

[@rrohitmishra]

Hi Dhruv, this video of yours was so illustrative and easy to understand the subject. It made me very clear. Thanks a lot. 🙏

[@nothingmuch1039e9]

Same

[@nothingmuch1039e9]

And editing is just so good 😍

[@mariodsouza3010]

So what was the perspective that made your vision translucent😅🤔😂

[@shubhamparicharak7448]

Thank you for very nice great information.....👌👌👌👌👌🙏🙏🙏

[@jashanpawar3922]

Information regarding various things I knew from your channel and I think I never searched for that kind of things and not aware of them. Thanks Dhruv

[@rajnishkumar-rw2py]

much informative and helpful video....thank you Dhruv...Kudos to your work...

[@everythingwithus]

Dhruv Rathhe Is An Emotion for Youth of our country

[@himanshuzoom597]

Only for u kind of ppl(ppl with no brains), ppl with brains won't follow him☺️

[@everythingwithus]

@@himanshuzoom597 Ur the hater As we know

[@shahanshahrizvi8965]

How simple explanation is this ! Great 👌

[@mohitsingharia4921]

Hi Dhruv, as you have already made a video on crypto-curriences explaining in detail what they are and how they operate. So nxt video should be on how to invest in these different crypto-curriences from younger age and what details and risks one should analyse before trying a hand in these currencies and from where one can manage these investments 🙏

[@shyambaba173]

Itna gyani nhi hain yeh bus dikhawa hain ...

[@thenoobinvestor6930]

Crypto is little dangerous I wud advise to invest in stocks

[@mohitsingharia4921]

@@thenoobinvestor6930 in that case Dhruv should make a video on how to start investing in crypto and stocks and should also provide valid comparison which is better and safer option b/w both of them.

[@nickofficial1715]

Log: Dharuv Rathi ek acha ldka h Me:vo ldka nhi ek soch h...jo sachayi ki aur hmesha agrsar h🙏

[@nickofficial1715]

@@Noone-gz8li 😜😜😜

[@raunakrajput8387]

Jo sbka brainwashed krta h

[@nickofficial1715]

@@raunakrajput8387 🙄🙄🙄

[@Chilled_ETHANOL]

PELVISH be like - INNE KOI FARAK NHI PENDA😅🤣

[@catcopy1063]

@धार्मिक GaMeR 😂😂😂

[@Abhijitchetry92]

But Teri jalti gund Dekh k hi pata chal Gaya na Farak pada ki ni😆😆😆

[@Sarcasmka14]

Hame farak padta hai: Abhi & Neyu

[@kalicharansahu7439]

@धार्मिक GaMeR mass reporting mostly rishu ke fanbase ne kiya hai

[@RadecX1]

@@kalicharansahu7439 Pelvis ke G mein itna dam nahi hai ki Rishu ka ek baar kahi bhi naam bhi le le. Bas Dhruv Rathee ko seedha paake, saara bhanda usi pe phod raha hai.

[@vr_gamer.814]

I dont need a credit card but I have got one for 2 reasons. 1. Most of the international shopping sites aren't accepting my indian debit cards but my credit card works perfectly. 2. I want to build a good credit score by paying my credit card bills on time.

[@5um17]

You forget to mentioned a special earing of banks. Payment gateway charges, those are usually high for credit cards. :)

[@जयभारत-च4श]

Credit Cards पर Nitish Rajpoot ने तो ऐसे बताया है जैसे कभी भी ये लेना ही नहीं चाहिए और आपके कहने का मतलब है ये होना ही चाहिए।

[@aamir215]

I was expecting a video on another part on history of taliban 🤓

[@NewsTV-wd2vm]

Me 2

[@foodiefoodhub3486]

Why you are so Interested about That terrorist org

[@aamir215]

@@foodiefoodhub3486 bcz i love the way they destroy their Opponents 😑

[@darkknight1845]

Allah is 🐖🐖🐖🐖

[@saurabhthakur5939]

History of Taliban history of Iran how it became a muslim country nhibh aukad iski batne ki

[@ritik4215]

"Thara Bhai Dhruv aaj itne facts bataega itne facts bataega ki tumne sochi na hogi" 😂😂😂

[@Ameonest]

Mai Low Budget 💰 Me Apna Khud Ka Original Song 💿 Banata Hu But Koi Sunta Nahi 🎧❌ Pata Nahi Kya Galti Karta hu 🤔Jisko Asli Gaane Ki Samjh Ho Wo Ek Baar Sunkar bata Do ⌨️ Galti batana 📃Gaali Waali Mat Dena 🙏❤️😊

[@Happystar35]

🤣🤣😂😂

[@HeroxGamingOffical]

I love it when the notification show's up "someone" liked your comment and you have a new subscriber". . . .

[@RAVI_KHOLA]

Are oye chapri youtuber

[@rajivjat7038]

Chl chl bap ko mt sikaa

[@MrSharesmile]

Bhai Pehli baar positive Baat lagi hai mujhe..😊. While By chance I was just searching for credit card pin change video..

[@danieljohnson1932]

Great video Dhruv! Very precise, concise and clear. One thing maybe to add would be that for some payments, only Credit Cards are allowed. So sometimes, you are left with no choice but to own and use one.

[@cravatenoire3269]

Like?

[@SadBoy-bq5rf]

Like buying ps5 with 1500 cashback on axis and sbi credit card 🤣

[@babaji5389]

15/15 Lakh Cash dene bolo Goverments ko Modi& Co. Jo wadaa kiya tha Vo Nibhana Padega logon Se,, 15/15 Lakh Dena padega Cash??? Desh hite me jari Desh k fayede k liye 15/15 Lakh Sab Logon ko Milna Chahiye Goverments Modi& Co. Ki taraf Se?? Thanks . Jayhind. Abhi k abhi dilwado bhai?? 1.5,millon,,,,Credit modi& Co. Se

[@ivinitmittal]

I thought Kunal Shah would have sponsored this video but kuvera never disappoints😂😂😂😂

[@Ameonest]

Mai Low Budget 💰 Me Apna Khud Ka Original Song 💿 Banata Hu But Koi Sunta Nahi 🎧❌ Pata Nahi Kya Galti Karta hu 🤔Jisko Asli Gaane Ki Samjh Ho Wo Ek Baar Sunkar bata Do ⌨️ Galti batana 📃Gaali Waali Mat Dena 🙏❤️💙

[@ruhipolara6650]

Honestly, this is so informative and very simply put so its easy for everyone to understand! Unfortunately nobody explains these things while you’re studying so this is very very helpful! ☺️

[@babaji5389]

15/15 Lakh Cash dene bolo Goverments ko Modi& Co. Jo wadaa kiya tha Vo Nibhana Padega logon Se,, 15/15 Lakh Dena padega Cash??? Desh hite me jari Desh k fayede k liye 15/15 Lakh Sab Logon ko Milna Chahiye Goverments Modi& Co. Ki taraf Se?? Thanks . Jayhind. Abhi k abhi dilwado bhai?? 1.5,millon,,,,Credit modi& Co. Se

[@AnkitsQuickCook]

Wah bundu sir video me mja aa gya very useful video

[@SurjitSingh-kf8mt]

Thank you so much Rathee saab for clearing all my doubts regarding Credit cards

[@prathameshjumale3938]

Waiting for this video from decades. 😍

[@xavierspapa4069]

“In real life I'm working in the field of commerce and i always love your Financial Education videos man.”

[@noacadmy30]

प्रणाम पापा

[@VikasPoonia]

You said in real life? What are you in internet life then Neo in Matrix?

[@noacadmy30]

और भाई विकास

[@Shawez1711]

​@@VikasPooniaBaat me point hai 😂

[@harryboss9675]

Even a kindergarten kid can understand the concept. Excellently educated the subscribers. Good job done.

[@priyanshur6333]

Make video about right standard of living and financial freedom.

[@Ayushkumar-pd3nl]

Yes sir , please make these types of videos , Im 17 and honestly I have zero knowledge about these things .

[@kumardibya123]

I gain most of knowledge about this topic thank you sir hats off

[@जयभारत-च4श]

Credit Cards पर Nitish Rajpoot ने तो ऐसे बताया है जैसे कभी भी ये लेना ही नहीं चाहिए और आपके कहने का मतलब है ये होना ही चाहिए।

[@sweetxpsycho1351]

Very informative.👍

[@entertainerboy7347]

Wait for pegasus . Vese to bahut dekh liya pegasus ke bareme 🤣 but dhruv bhai ka explaining trick mast he ♥️💥 so i m exited .

[@SomeOne-xr1zn]

Same here

[@foodiefoodhub3486]

NSO claimed now That merely phone number in Someone else's Phone alone cannot determine the presence of Pegasus Spyware And I am 101% sure Dhruv will definitely ignore this Statement Coz he is the most baised person

[@DrBrunoRecipes]

Greetings from Scotland 😊 Have a wonderful day everyone 🌻

[@yashafria9192]

Great video ...😊..and do not pay attention to those who try to defame you to increase their own publicity 😊😊

[@mememania2735]

Agree

[@abhishekvaibhavsimon8591]

Bahut shandar video dhruv bhai. Aur videos bnate jaie ese hi informative.

[@mahipalsinghrajput2586]

How to be productive and manage time ? Start a series on self improvement.🙏🙏🙏🙏🙏🙏🙏🙏🙏❤️