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@tahirisaid26932 күн бұрын
Making money should be a routine. The secret to making a million is making better investment.
@KentBrono2 күн бұрын
Consistent and smart investing is key to building wealth. Making informed investment decisions regularly can significantly increase your chances of reaching that million-dollar milestone.
@Williamesq123272 күн бұрын
You're right! I've been in touch with a financial advisor ever since I started my business. Knowing today's culture, The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
@Lemariecooper2 күн бұрын
Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind
@Williamesq123272 күн бұрын
Nicole Anastasia Plumlee is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@Lemariecooper2 күн бұрын
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
@Lakshmanan_raman25 күн бұрын
He is probably the first person I find on the internet talking positively about Real estate investment. Not saying which is good or bad but stating blunt facts.
@rajangogia251820 күн бұрын
Follow Sango life sutras , sango real estate, Amit Sangwan is the no. 1 guy who talks clearly about real estate benefits over mutual fund or stocks
@familymantelugu11 күн бұрын
There is good and bad in every Asset class, he is talking about what he has did, he is not saying Go and buy real estate, Even i believe in real estate, buying real estate is all about when do you enter, I mean at what price point do you purchase a property.
@AmitRedkar127 күн бұрын
4 cr net worth and he doesn't own a car. Instead uses a bicycle to go to office. Bro is an example of smart and simplistic living.
@rajatrajput504526 күн бұрын
What's the point of having 4CR worth if he can't even use a car happily
@wennwenn142226 күн бұрын
@@rajatrajput5045 leave it bro. That guy is conditioned by finance influencers while they themselves have luxury cars.
@ankitbrother26 күн бұрын
@@rajatrajput5045 i am same, i dont have 4cr figure yet but good enough corpus, people like us simply dont feel unhappy or envy using cycles to commute, keeps me healthy and also saves time as i stay near office paying extra money (around 50K for 2bhk sharing) , time is more important for us as we can work on income sources (i run a blog for 4 years now that gives over 60-70K monthly now) F*uck cars anyways Simply different people at their core
@Being-critical26 күн бұрын
I think cycle is good as it takes care of his health and also he can rent a car anytime as per his requirements. I also don't have any debt and i like touring on bicycle
@rajatrajput504526 күн бұрын
@@wennwenn1422 exactly that's what my point is..
@ajishpinkybell493826 күн бұрын
looks like "working in Qatar" gave him an edge. Working in Income Tax Free country makes significant difference . ( pls don't tell me i am not patriotic 🙂). Create wealth from such places and invest in India, create jobs and be part of India's growth...
@jaganrym126 күн бұрын
True but if you plan investments early and wont fall in to unworthy investments.. you can achieve the same.
@RBVijeyShankar25 күн бұрын
You missed a point. Getting paid tax free in a country like Qatar, and he returned just before covid lockdown. Expense in lower denomination would have skyrocketed his disposable income.
@pranayk3724 күн бұрын
Qatar played a huge role, agreed. But I also think seeing that financial setback in 2019 really made him hunker down on saving aggressively
@saiprasad68323 күн бұрын
True
@thelostdoc529216 күн бұрын
If u look for an excuse,u will aways find one..The intent is important
@parinadoshi505226 күн бұрын
His clarity of thought comes through in this interview. He recognises his investing mistakes and knows what works for him and his behaviour pattern.
@HorrorSuggestions-pc9uc26 күн бұрын
RULE NO1 GET A JOB, or even u are self Employed INVEST EARLY
@kirankishore993426 күн бұрын
Those are 2 rules. Getting a job early has a huge probability of having a lower starting salary especially in India.
@findingfacts784120 күн бұрын
Exactly... He is able to make real estate assets because his salary gives a strong base.
@suhaibcherukunnon169826 күн бұрын
Finally real people are sharing knowledge, no more jargons
@guharup26 күн бұрын
Good kid. Story in many Indian households. Someone naturally and silently took all the responsibility
@sagarbm428326 күн бұрын
His upbringing made him invest in real estate more than anything else. But he's a practical guy, who knows his risk appetite. Great interview. Keep bringing such guys on!
@pavan12345432126 күн бұрын
Bro took monopoly seriously
@tharakeshaba26 күн бұрын
🤣😂
@CaseyBrown-sx2px24 күн бұрын
Successful people don't become that way overnight. most people see at a glance-wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life🙏🙏🙏
@DylanDeSmedt24 күн бұрын
you are right .
@DylanDeSmedt24 күн бұрын
Most people don't invest due to ignorance.
@LindaSanchez-bq4hu24 күн бұрын
People are scared of Investment because of high rate of scammers on the market
@TildePoulsen24 күн бұрын
But of a truth they are scammers but real brokers are out there too waiting for investors.
@TildePoulsen24 күн бұрын
So don't be scared of giving any one a try.
@ChethanV-gi8io26 күн бұрын
One of the best interviews in this channel.
@sagarjambukar713726 күн бұрын
Learnt lot of lessons from this interview. Though I am primarily an equity investor I could relate with his point of view that one needs to make a lot of decisions frequently in equity as compared against real estate. Always need to be on your heels about what is happening worldwide. Liquidity can be both boon and curse - it’s most difficult devil to deal with in investing. 🤞
@subhabratadas265026 күн бұрын
The loan of the house was paid off by using the money received from the term insurance. Being a CA and a financial planner himself was this a rational decision? What happens to the future of his brother’s family? A lesson to learn and take into account.
@rohitramchandani616526 күн бұрын
Rational decision, he is supporting his brothers family, so getting rid of debt is first priority
@subhabratadas265026 күн бұрын
@@rohitramchandani6165 Sad but the truth of life is we tend to miss out on these small details that causes huge problems later. He is really a great gentleman (now) that is taking care of his brother’s family. But exhausting the insurance amount does raise a question. We often tend to choose dependence instead of freedom. Today this insurance amount should have been invested properly to be able to take care of the living costs and future large expenses of his brother’s family. If debt on the house was an issue it could be fixed by moving onto an affordable property. On this Independence Day it is sad we still chose to be dependent on others where there can be an opportunity for financial freedom.
@MINATOYELLOWFLSH200526 күн бұрын
@@rohitramchandani6165Usually every home loan has Group life insurance provided by the lender at the expense of the borrower. Why did they not take that. That's the cheapest form of the TP and he should have come with better idea to settle his loan with his TP. Family conditions won't remain same for forever.
@CountingStars33326 күн бұрын
His brothers part of debt.
@subhabratadas265026 күн бұрын
@@CountingStars333 which he is now counting in his asset calculation for total wealth.
@tejastupe26 күн бұрын
Onsite se paisa bana hai. India me rehta to abhi tak ghis raha hota. Better to go out and earn. If possible, stay there only!!😮
@SulekhaDhar-pj6xz26 күн бұрын
Plus that "term plan" amount
@GreenDriveIndia26 күн бұрын
my bro is living in US, once he earns enough he wanted to come back,
@tejastupe26 күн бұрын
@@GreenDriveIndia Tell him to think through before coming back. I returned from the UK in 2019 after a 3 year stint there. I repent of that decision everyday.
@Ritika1925326 күн бұрын
@@tejastupewhy ?
@GreenDriveIndia26 күн бұрын
@@tejastupe if you go now..u won't regret coming back.. too much instability in UK
@GunjanShah100020 күн бұрын
First important point # Tax free income from Qatar has played major important role here Second point# slow and steady appreciation in real estate. Equity market is more volatile, we always end up re-balancing our portfolio. Third point # Investment in commercial property gives good return in long run as compared to residential property. Fourth point # Check due diligence about build and land before buying property. Take benefit of the rates during pre-launch and enjoy appreciation later.
@nagendraprasadashwath775025 күн бұрын
Nice interview and my key learnings: a. Having a term insurance is important and it can ease financial burden b. if you do not have stomach for market volatility and if you are someone making decisions emotionally then stock market may not be good option for investments c. Do research on real estate and commercial properties can be good choice if you have a own roof d. Be humble and a cyclist (who is not good for an economy 😅) e. Take responsibility for you and your family and be the brave kid
@drjitendravs26 күн бұрын
WONDERFUL STORY WITH AN ABSOLUTELY CORRECT MINDSET. ❤❤❤
@binod-w8b11 күн бұрын
Such an honest and calm guy! Love watching without skippng a sec. Thanks for bringing such stories.
@pavanramappa746425 күн бұрын
He spoke his heart out when it came to the comparison of equity vs real estate.. totally agree with him!
@batista9885427 күн бұрын
It looks like he anyway was financially sound to buy properties
@manishasingh8726 күн бұрын
It was his brother's term insurance which helped the family to sail through at that time.
@2903salman24 күн бұрын
Yes, brother's term insurance+ working in Qatar. These 2 were the gamechangers@@manishasingh87
@arun_venkatesh25 күн бұрын
Can some one tell me how he got this much money in short time?. He says his salary is 30L. he has worked in quatar for three years only. I am missing some math....He also has 80L portfolio in equity...
@mithunbobade123 күн бұрын
Salary 50L without tax so 4L per month and he invested 3L per month so 36L per year means around 1-2cr investment in 3 years!
@yashk922 күн бұрын
Secret is his frugality
@ContentArm22 күн бұрын
This is a good slap on the face of people who claim that a job will never make you rich and business is the only way. Yes, his income boosted bcoz of Qatar but he got that opprtunity because he was good at his job.
@JayAccountant-ff1ju26 күн бұрын
Make more video how he manages so many properties
@ali_edittz726 күн бұрын
Great informative and valuable video thank you wint
@dayanwarsi61625 күн бұрын
what a great story and massive kudos!
@alishop738926 күн бұрын
Relatable. Very well asked questions.
@snklpktr25 күн бұрын
I am becoming a fan of this channel. Real life stories from people who turned their life for good, are so inspiring and encouraging.
@jayshah976518 күн бұрын
Dhiru Bhai. Truly inspirational. You have turned it around big time.
@sunmoon452024 күн бұрын
Hats off for taking care of entire family. Common story of FIRE in India. Either you work outside India or inherit money or inherit business or at least have Double income or Luck😅
@karandua656426 күн бұрын
At 9:44 why didn't you consider the rent he has been getting?
@abhisheksharma170026 күн бұрын
Exactly, instead now the rent would have been able to bought equity. He is actually quite intelligent financially. as opposite to what interviewer is trying to direct.
@jayaprasadgajam380326 күн бұрын
there is a gap between initial amount and possession, so rent won't be coming for some time though
@vivektiwari506426 күн бұрын
Bhai ko Qatar ki salary India m reh ke mili h wo b tax free isliye sari growth hui h. India m 30LPA m 6LPA tax deta to fir multiple real estate investments ka soch b nahi paata
@shoryabeohar181626 күн бұрын
Sane here ..tax terrorism killing so many plan for indians
@ajayjames878826 күн бұрын
Best videos ever, he is so down to earth and practical.
@Alan_Jacob27 күн бұрын
great guy
@WintWealthYT26 күн бұрын
That he is (:
@gurpreetkakkar26 күн бұрын
@@WintWealthYT I have 3 CR asset value excluding ancestral. But cannot be this open due to current organisation clause.
@justMRV2 күн бұрын
I kept my phone aside and listening and that crik sound during numbers I felt there is an insect in home. I just searched for it and realised it's in video after 5mins
@CA_SmitKalaria24 күн бұрын
Finally other then from IT Field
@manojchordia288822 күн бұрын
Great ! keep sharing stories of such ordinary folks who make it big.
@MyThebest77726 күн бұрын
It's all about your mindset , Best Interview ever.
@jacksonjohn218125 күн бұрын
Good learning, especially interms of the advantages of real estate, and about the commercial properties. Thanks
@yasserjinna26 күн бұрын
Wonderful Happy for you And also learning experience 👏
@crimsoncad3230Күн бұрын
Why did you skip the part where he was explaining the process selecting under construction projects with low risk?
@user-eb9pz4jx6j25 күн бұрын
It was due to the Qatar hike that he got a good corpus in...well done bro !!!
@Howto-pm2if18 күн бұрын
30-40k monthly expenses in Mumbai with family, NOT POSSIBLE
@KayLee2010326 күн бұрын
Nice interview. Bro is simplicity ka Avatar.
@mitisrivastava26 күн бұрын
I completely agree if you understand real estate it can do wonders….you can leverage and get the huge benefits….I bought one plot in Hyderabad 300 square yards worth of 8 lakhs in 2010 and now it’s above 1cr and now it is started growing because of government projects in surrounding…..i bought a plot in Lucknow worth of 25 lakhs in 2016 …one approval is pending if comes it comes it would be rise 1.75 cr otherwise it is merely double…..
@kanupriyasharma302226 күн бұрын
Qatar/Kuwait/Dubai/Saudi arab se pesa kamai karne bale bahut he
@user-fc8lf4rf6c25 күн бұрын
practical man , no car required paying a emi of 18000 in car plus 3000 in petro better take auto for whole family say 500 rs comes to max 15000 or take a scooty comes down to 5k emi plus 1200 petrol makes sense
@ngng124426 күн бұрын
Hi ...very nice planning by him..kindly please share about the taxation rate part of the rent that he is getting...whether that is also tax free or is part of ITR 2 that he files?also not much is told about whether the house is owned by him only or his brother also..as his brothers term life insurance was used to pay for reducing the loan...whether he will have to pay back the 50L to his brother in case he is claiming the property?
@EVikasamapp25 күн бұрын
Save and invest early… enjoy the beautiful time
@MySanjukta20 күн бұрын
30 LPA CTC, sitting in a podcast ...me with 35 LPA CTC, scrolling reels and watching him.
@rowenaravenclaw34832 күн бұрын
qatar has no income tax
@karthiknl482420 күн бұрын
I don't understand why people say that ULIP gives lesser returns than FD. My ULIP plan is 6 years old now and I am getting about 10% CAGR. Do people have a misconception of it or don't they know to calculate?
@22naman4819 күн бұрын
Great content 🎉🎉🎉
@Nidhi.pranchal26 күн бұрын
Please analysis video for early retirement portfolio in india.with assets allocation? Dividend income? Rental income? Please analysis dabur vs hul vs tata consumer vs dmart? Which is best for portfolio as a FMCG share?
@kanagarajnainar602020 күн бұрын
Wonderful Bro 🎉
@thegoodtimegirl26 күн бұрын
How is EMI an expense! If he is staying in the house which he bought, he can count the rent foregone as his expense but an EMI is definitely not an expense.
@raghavendrav665123 күн бұрын
Ideally, Rent saved is income, interest element in EMI is expense, net should be checked if the one who is evaluating intelligent, heshould factor inflation in his computation
@gakraju226 күн бұрын
Great interview!
@Vignesh-yv6ct26 күн бұрын
one thing i didnt understand he have 80 lakhs stocks and 2cr property purchase value with a jobbb... is he have some additioal income or father money
@bvudoc867525 күн бұрын
Qatar money
@prashantmorwal90826 күн бұрын
Brilliant guy!!
@pranayk3724 күн бұрын
What a guy
@lfcrants327Күн бұрын
I think working abroad gave him an edge because at that package if you have other responsibilities, it will be difficult. I think for real estate only makes sense when you can pay at least 40 percent of the amount as down payment as most of the interest is being taken in the early tenure of the loan. And for that down payment you need either to go outside India accumulate the corpus and come back or make money trading/business or whatever. Staying in India and earning that much will take some time. Please correct me if I am wrong.
@jeeiee_com20 күн бұрын
Double tap on this comment if you are debtless (no emi) like me.
@gowrishanker63599 күн бұрын
I disliked your comment because debt is all I have.
@bvlal8626 күн бұрын
❤👍Expecting more stories
@shivanandapandey609726 күн бұрын
He has right reasoning
@sarthakjoshi982419 күн бұрын
80k emi passive income 76000 i dont think this is classified as fully successful passive Income
@limitlessgo803925 күн бұрын
Best wishes bro.,...
@okayMrN25 күн бұрын
Does the house had great vastu dosh as it ate away One whole family... Did you consider checking
@Nayanyatish26 күн бұрын
Nice episode guys keep the good work
@debchak2719 күн бұрын
in one sentence - can someone calculate the XIRR of the real estate portfolio of the guest ? And then just compare with equity. Decision simplified . ain't it ?
@thewanderingone765921 күн бұрын
Any input for this I have a existing car loan at 8% ROI the balance amount is about 6,10,000/- my bank allows me for foreclosure with 3% charges on outstanding principal. Would it be the right thing to pay the remaining outstanding amount and close my car loan after withdrawal of the required amount from my PF with gives me a intrest of 7.1%.
@imprdp24 күн бұрын
don't why people tell their financial story to the world?
@nooruddinraotiwala3539 күн бұрын
there are 2 types of CA one who belives in the potential of stock market and the other who believes in the potential of real estate!!!
@rahulswaroop884325 күн бұрын
Mileage is very low , I agree with it if its petrol model.
@prashunpcchakraborty709 күн бұрын
He is allowed to have his opinion on equity... wrong though it may be
@Cricketkeda2826 күн бұрын
This guy has already came in shravan podcast, please try to bring the fresh ones
@goodgoing461526 күн бұрын
What a stupid logic. Not every one has seen him in Shravan podcast.f off.
@ashwina.vardhan583126 күн бұрын
6:30 Nirmala Sitharaman will die of heart attack if she sees this!
@VeEjAy6415 күн бұрын
😂
@jeswinjoseph852526 күн бұрын
nice one
@gauravjoshi30925 күн бұрын
How much did you invest in gemstones 😊
@SK-gx5jx15 күн бұрын
chawl house vasis home buy 25 lakhs 2019- sell 40 lakhs LODHA LUXIRIO majiwada 1.4 cr buy now price1.6 cr HOME 80 LAKHS WAGLE ESATATE purhcase 70 lakhs-- now 1 CR --rent 50 rent KALYAN SHOP purchase 43.7--now maket price 80 lakhs -26000 rent KHARGAR purchase 95 lakhs current cost 1.35 cr -exptected rent 75000 passive income of 76000 rs later on 1.5 lakhs rent 5% GOLD
@leftarmorthodox25 күн бұрын
Diversification is the key..
@dhrumitkumarpatel885524 күн бұрын
Nice
@harinderahluwalia64026 күн бұрын
Properties give an annualized return of less than FD's and that is after ignoring inflation. Any reasonable MF will give 12%+ on a longer period and redemption is fast. Also a person should invest in a house only at the fag end of his career and use the surplus cash with a multiplier effect. In transferable jobs there is a strong likelihood of having to relocate despite owning a house
@jeetpatnaik5626 күн бұрын
What about life insurance policy with that kind of pay slip anybody can take a policy of 3-5 Cr so why to worry so much.
@MoneyMindset-Manish26 күн бұрын
Made nice 📹
@kodalikrishna26 күн бұрын
This guy goes to office on a Bicycle. Perfect to loss weight and save money.
@virtexamit23 күн бұрын
If we earn in euro usd or other good currency then inr we can jump quickly reduce time of getting cr.
@jeeiee_com20 күн бұрын
On the way
@sathishkumarcisco25 күн бұрын
i think same persone interviewed before
@sumanbhave644115 күн бұрын
Nothing adds up in this video SIP for 14 years, evenif we take 20k monthly amount and 20% return, will not even generate 1cr There must be either huge lumpsum investment more than 2cr or something else that the person did not share
@commentwithoutfilter26 күн бұрын
This logic of 35 lakhs invested in Stock will double and it’s liquid logic doesn’t work for a simple reason, a individual will not put the entire money on one stock vis a vis putting 1-5 lakhs in one stock. The possibility of 1 or 5 lakh getting doubled is higher than 35 lakh getting doubled
@PramodKumarmdp3 күн бұрын
All good things happened due to 4lakh per month salary.
@AliAhmed-xc7zf8 күн бұрын
OG video
@bosedeb0926 күн бұрын
How come with 50lacs/year salary he bought so many shops?
@gurpreetkakkar26 күн бұрын
2 saal Kari thi
@vinoth080821 күн бұрын
Rolling margin plz
@JayAccountant-ff1ju26 күн бұрын
Also 2 seal ma inna paisa kaisa bana
@Rohan-fn7wc26 күн бұрын
Anyways, you need money to make money
@sahilagrawal979926 күн бұрын
he is really a source of inspiration
@surajmaurya2520 күн бұрын
Whole story seem fake, calculation doesn't match with his story