How DO Frugal People Save Money during Hard Times?

[@charlenefriess2128]

It's like losing weight, give up a bit here and there and you lose weight over time. Money works the same way. Little bits add up

[@cjhoward409]

Great analogy! 👍🏻

[@NC-dv8yf]

We needed two recliners so I just watched at waited I found a nice faux leather one for $20 at a moving sale and another for free just yesterday for free at a moving sale - it was great I thought I was going to have to pay a lot more but decided I would wait and it worked out i just had to clean them and they were fine for us 😀

[@michelel965]

Something I learned from a frugal lady was to always spend your weekly/monthly food budget. She advised to NOT hang on to it and not spend one week. She suggested to shop the sale ad and stock up on non perishables that you could use another package of….when it’s on sale. I’ve now realized this is what my Mother always did. We had different food every week, yet she stayed on budget and we never ran out. (We always had a very large garden, chickens for eggs etc etc).

[@valeried2941]

I think this is impressive!

[@KC-dr3cg]

In my case that is an area that I need to improve upon thank you for the reminder

[@mysustainabilityjourney9321]

To cheer yourself up and add a lift... put a vase of flowering weeds and grasses from your local neighbourhood on your table with a nice cloth, dishcloth or pillowcase under it. You can use a clear coffee jar or jam jar as a vase. Give your table a good clean too.

[@bethanyg153]

I took about a week to write down every way I could think of to save that we weren’t doing. It was going to be a just in case situation but things were already getting tight so I started them all instead of waiting for an emergency situation.

[@VeronicaRichardson1980]

Great idea

[@tinalabelle7776]

I wish schools would teach how to: grow a garden, hunt,fish, trap. How to preserve food. How to build a shelter. How to gather and filter water for human consumption. How to build a fire( stove,place,oven) using fuel without electricity. How to sew clothes, shoes,etc. You get the drift. Knowledge is power.

[@KC-dr3cg]

I wish high schools would teach kids about electricity so that they're not so afraid of electricity and that they are in the know also I wish that they would teach them basic Plumbing skills for the same reasons .. some schools in Arkansas teach children the skills required to be in a trade like Plumbing or electrical or Horticulture and actually have entire Farms to teach children how to take care of farming and ranching so that by the time they graduate from high school they can go out and get a job that pays $50,000 a year and I know that in Florida you can go to a high school as a freshman they will start teaching the classes so that when you graduate from high school in Tampa you have also an Associates college degree

[@clairekuchel-klassen7103]

Why wait for the schools to fulfill this? Where does loving proactive parenting come in? I believe we are responsible for passing on our values to our children

[@kendrasmith6637]

@@clairekuchel-klassen7103 yes, I agree with you on this 😊

[@heatherlw13]

@@clairekuchel-klassen7103 while I agree with you, I also know that these skills have been lost to my generation (1980-90 kids) because our parents were too busy working or self involved, so we now don't know anything about them. We ourselves have packed too much into our lifestyles to see the need for them. Maybe instead of pounding in academics, schools should bring back home economics and scouting/ outdoors skills, to create a resurgence of self reliance and independence?

[@wystearya4347]

@@heatherlw13 I'm from the generation you mentioned. It's not too late to learn these skills yourself. Just this past year I learned to pressure can and did a small garden. I do wish that our parents had valued these skills above, or at least equal to, college education. But, at least I can start now. Better late than never!

[@Ella-ke9pc]

Hello guys I love your channel.I thank God that I am frugal because I still could save money . I just keep adjusting my budget and I refuse to stop saving. People need to realize that the only way to survive hard times is by saving. We need to be good stewards of what God has giving us.thank you

[@lindawilson8434]

Yes all we have is from God We need to be good steward s

[@evoluna3056]

An old german saying goes: Spare in der Zeit, dann hast Du in der Not. In english: Save in the time, then you have in need. 😊

[@evoluna3056]

It says, save in the good times (and normal times, save in every time), than you have it in need.

[@victorwadsworth821]

I'm 65, I lost my best friend last year, very little family left & few friends I sought out friends from decades ago as phone friends. A few but have really been rewarding getting back with them.

[@nickiclarke4304]

You can’t put a price on friendship.

[@budleygirl]

I think being frugal is just plain smart. I prefer to use the term, "cost effective" than cheap.

[@cjhoward409]

I cook every other day. I’m only using my stove/oven every other day. The other days are leftovers. Easy to warm up in the microwave. Saves me time and money on my electric/gas bill 😃

[@gwenandricky]

I make my own laundry detergent. Being frugal, I noticed the cost of ingredients rising. I researched the ingredients and found that I can change baking soda to washing soda by cooking it in the oven on 200 degrees for 30 minutes! 8 7 ounces of Arm and Hammer washing soda costs me $4.67. 8 ounces of generic baking soda costs 72 cents! That is a new huge savings on an already frugal practice! Never stop researching!

[@tncutt7369]

My spouse and I are going back to work. We tried to live on our investments. I am 57 and my spouse is 51. We moved to be closer to family and to a state with a lower cost of living. We decided that we would go back to work. We have been blessed to find jobs. I found out that I can work another 6 plus years and I will have a larger pension. Thank you for all ofnthe helpful information weekly.

[@tinalabelle7776]

I was gifted a bag of oranges and a ten pound bag of potatoes. My house smells wonderful as the oranges are dehydrating. Tomorrow, slicing up and drying potatoes. Thanks for your channel!

[@hollynauss6359]

One major problem is when a frugal person is married to a mostly non-frugal person and the efforts of the frugal one get undermined or even teased. This is especially true when the non frugal one maintains control of the budget.

[@rav5678]

I’m with ya on this

[@teresahegerich8835]

Or it's discovered that one partner has bipolar. In that instance, that person's spending money NEEDS to be separate from the family checkbook. And they should NOT be in charge of the finances either. Seek professional help for this if you need to.

[@marciagrimes7409]

That’s what it’s like here and yes it’s very frustrating. I just do the best I can and try not to get upset bc 40 years into this marriage I know he’s not going to change, and obviously he has many other good qualities or we wouldn’t have lasted this long! ❤️

[@barbarasbisa892]

Watch some Dave Ramsey videos on youtube. Budgeting together builds strong marriages!

[@maryshulman2438]

Yea that's not fair... both people should be in charge of the budget and both people should have an equal amount of spending money and if one wants to make a big purchase it should be discussed with the other person. There should be lots and lots of discussions on how to meet each other half way. Makes for a better marriage to have finances in check and doesn't build up resentment for each other.

[@rochellethundercloud346]

we don't shop for our amusement we don't follow trends we don't try to keep up with anyone we buy quality items we actually use we take care of our things we only buy what we use.if we don't use it,why buy it? sales don't entice us. if we were never even thinking about an item to begin with,why do we desperately have to get it on sale?we won't miss out.there are always sales to be had. we keep our expenses low. we use free or low cost services in our area.

[@returnofthereasoner3200]

Excellent points, Rochelle. Your frugality and self-discipline are admirable. I always find value in your comments.

[@jbalconi5922]

Regarding hierarchy of buying: More than two years ago, I wrote a list of emergency supplies that would help me through power-outages. In my area, those happen more often during summer storms and last as long as three days. Just this month, I bought a portable indoor heater for WINTER outages.

[@yellownightjar]

Good job thinking ahead & preparing

[@godisgood2919]

I do intermittent fasting sometimes and instead of having 3 meals and 2 snacks a day, I eat 2 meals and 1 snack a day. I do this for health but it saves quite a bit of money, too.

[@sharonliquorish6528]

I just brought some dish soap, it's in a flimsy bottle and so you automatically use more when squeezing it out, I went and got my old bottle out of the bin washed it and refilled it as the plastic was a lot thicker so I'm not using as much, live all your videos, although I can't always do the things here in the UK you suggest I do find a way to adapt them.

[@holdinon7719]

I put my dish soap in a pump container. It lasts so much longer.

[@Mrsmadison45]

I cut our monthly grocery budget to $100 so yes $25 per week. Cowgirl has our Retirement Ranch fully stocked with 2 deep freezers stocked with meat, and baking goods. All of our paper products yes we have TP for a full year lol 😂 homemade meals and breads. Sinking funds definitely are stuffed every month in cash ..... We started stashing cash into savings $1500 monthly. Only buy the needs, for several months and save the money you would have spent on wants. We love to research and read books 📚 less tv , brilliant video Larry and Hope ❤️

[@KC-dr3cg]

Families in Central and Southern Florida all lost hundreds and hundreds of dollars worth of frozen food because they did not have solar energy to keep their freezers going when the electricity went out

[@rochellethundercloud346]

frugal=looking for best value for cost,even if cost is higher initially cheap=does not care about quality,only lowest cost regardless. as my uncle bubba always said,you're gonna go broke being cheap. his wife,my aunt Dixie,always said a spendthrift will bankrupt even the wealthy

[@s.torres242]

We walked into a community thrift stores last week just to check it out. We found 2 shirts 👕 and 2 pr. jeans for $8. They were like new & nobody would know looking at them.

[@annazudis9850]

On a previous video I loved the idea of dating something you first start to use to see how long it takes to finish.

[@victorwadsworth821]

Going to one foodbank I meet a social worker that works there, these people are very helpful getting you aid like grant money. If things are really tight for you I suggest you investigate them.

[@engineeredtosucceed]

Frugal people also repair their own items.. I fix washers, dryers, ovens, refrigerators, computers, vehicles etc... I've fixed my washer and dryer probably 10 times over the last twenty years... these days its pretty easy to get parts and find schematics online..

[@cjhoward409]

We do a once a month game and dinner night with friends. We have 2 couple friends and we take turns hosting at the 3 different homes. Much more frugal than eating out together and we play games and have lots of good laughs 😅

[@victorwadsworth821]

Dietitian offered me sample binders to evacuate phosphates from my body, she said a prescription might be costly. Young girl, seems to enjoy an old man's stories.

[@cjhoward409]

I think folks need to start with what’s a need and what’s a want. People think they need a new washing machine when they could get their old one fixed for $50-$100….or they think they need cigarettes …. 🤦🏼‍♀️ And all those $2, $4 and $6 fast food coffees can really add up. Those are not needs. I bring my own coffee with me and also a water. 😊

[@OHtoBama]

Recently discovered your videos and have been enjoying them! I am trying to pinch pennies, like everyone else. While we are still very early in the cold season here in Ohio, I am determined to lower my thermostat. WIth that in mind, I was reminded that a co-worker had given me two large totes of her husbands old clothing (we're both bigger guys, so she thought I could use them) and was pleasantly surprised by the amount of warm clothes the totes contained. These freebies will help me stay warm this winter with the lower thermostat setting!

[@christinabarrick9107]

Your videos are always so inspiring. Thank you for sharing your experience and passion with us.

[@davidpotter9462]

The generator I wanted was priced at $950 ; after a lot of searching, I found the same one for $750. Speaking of frugal, try growing tomatoes and making your own ketchup. That was funny about the long spoon. They are useful for planting tomato seedlings, too.

[@deniseclark8069]

I loved ur laundry soap video,,I've saved alot of money on that and have also cut my laundry washing over half 🙂

[@victorwadsworth821]

Hey Larry, has Winter come yet for you guys? My buddy in South Dakota expects it soon, I expect a hard winter for all of the USA.

[@EmilyEmilyEmily01]

I'm struggling to embrace frugality again. Now I'm just poor and man it gets disheartening to continually do without. Trying to focus on the fact it doesn't mean it will always be this disappointing. One thing I've noticed is instead of sudden splurge spending, taking time to research can prevent over buying. Not just buying too much but over buying by choosing a fancier laptop (maybe a small tablet would work just fine), a car that will cost more to repair, or even clothes- spending $100s on a dress we will wear once for a special occasion instead of finding something we can spend less on, or borrow one even.

[@KC-dr3cg]

Thank you for the reminder I recently spent money for wedding attire that I probably could have rented

[@KC-dr3cg]

I'd love to see a video on how much nutrition people actually need and where there are some amazing sources of nutrition that are inexpensive and don't require refrigeration or cooking to consume

[@gsp49]

When I read nutritional information that is based on a 2000 calorie a day diet, (food labels) it makes me have a better understanding of why so many people are fat. It's hard for me to consume 1000 calories a day. The less you eat, the less you require. Your stomach will shrink and feel full.

[@alexandriawest]

For me, I like to know when "you get what you pay for" and when it doesn't matter at all. That way I can get the absolute cheapest option where I'll never notice and have more to spend elsewhere. I have ADHD so I'm super-aware of the potential to impulse buy - I make a note to re-visit it in a couple of days and make a decision without "impulse brain" involved. I've worked out the right amounts of shower gel, laundry detergent etc. to get the most out of the bottle. Instead of throwing out clothes and replacing them when they start looking a bit rough, I "retire" them to home-only and repair them until they wear out completely. I'm very same-y in my usual purchases so I keep a close eye on prices and stock up during sales. With things like online courses, I take note of which sites nearly always have a sale and wait (semi-)patiently for the next one so I don't pay full price. And perhaps my favourite, Fridge Fridays, which started as fridge cleanup/waste avoidance and expanded to a sweep of the house looking for "last little bits of" or "won't last much longers". I thought I'd have another year to save up for my dream workstation (for 3D work) but my old PC gave up one component at a time in the space of three days recently. Having been so frugal, I was able to afford to get a decent "in the meantime" PC to carry on working - and of course I found a good deal so I didn't need to pay full price for that either!

[@GrannyMcDonald]

Love you two to pieces! I watch all your videos. Hugs from Granny 💙💙💙

[@lauranewell3197]

I think the biggest difference between frugal and cheap is missing out. When you're frugal, you don't actually miss out on anything, you save to have quality that will last and don't sacrifice a comfortable life. Cheap people give up comfort and quality just to save money

[@janellemiller1195]

I agree with you. I think that's the reason Preper Princess rubs me the wrong way. She just seems cheap. Not frugal.

[@lauranewell3197]

@@janellemiller1195 actually I like her too. I just take the parts that make sense and leave the rest. Advice is like a buffet, try a bit of each thing, take more if what you like and leave what you don't

[@donnalackey989]

I buy simple clothing no fads take inventory before I shop what I really need and not wants so I don't spend time looking at clothing in stores one thing I don't skimp on his shoes I have two pairs of shoes which are for church and going out to eat which is about twice a month and they are not expensive but for everday my sketchers are my favoriite and and I only have one pair I waited too long to buy another pair

[@petitepiton9204]

To me, frugality means being selective. I have to conscientiously decide what to buy, what not to buy. I am more aware of not only purchases but things I already own.

[@KC-dr3cg]

I make my handwritten spreadsheets fun to do by using lots of different colors sometimes I will put Utilities in Orange and food and red and car maintenance in blue and I just made it look like something fun to look at because of the colors and very easy to quickly glance to see where I'm at in my goals

[@ruthhodgdon3445]

Hobby Lobby cycles their sales and the clerks will tell you when the item will be on sale again. Usually up to 40% off!

[@robertabaker7369]

Retailmenot usually has a 40% off coupon for Hobby Lobby-1 item.

[@ruthhodgdon3445]

@@robertabaker7369 Used to be able to do that in store, not any more ☹

[@robertabaker7369]

@@ruthhodgdon3445 You mean you can’t pull up the coupon on your phone and show it to them? I haven’t been to Hobby Lobby for quite a while.

[@ruthhodgdon3445]

@@robertabaker7369 Yes, the online coupon. They stopped that. Don't go there unless I really need something. Like cloth or picture frame.

[@cjhoward409]

@@robertabaker7369 I think Hobby Lobby no longer does coupons. That’s what I was told about 6 months ago 🤷🏼‍♀️

[@carlagarrett8584]

I was never frugal, but I was extremely poor while I was a young soldier raising my child after divorce. I am not sure how I missed the boat, as my mom and dad were quite frugal. I have since had lots of mola go through my fingers. I always gave much of it away. I don't know, I've always felt good about it, and I think I have done alright. However, I think many people make the error that frugality is learned by poor income. I don't see that at all. Do you have a video on the differences?

[@regularmompantrylife2587]

The thing you said about buying quality items at a decent price has been one of my biggest frugal lessons. My best example of this was blenders. I was buying cheap blenders. They never held up long and I'd buy another every 1 to 2 years. I wasted so much money. I should have just saved up for a nice vitamix! I finally purchased a refurbished vitamix during an annual sale rather than buying another throw away blender. I wasted so much on cheap junk!

[@sourdoughsavant22]

I feel you, however I find myself secretly hoping my current blender breaks, but its been 4 years, and it's still in pretty good condition 😅

[@GEAUXFRUGAL]

My car insurance went down. I asked them how can you reduce price when everything I going up? My utilities are what is puzzling me. 3 years $100 a month average is expected, lately it's $145,130,125. I'm seriously considering sleeping in my tiny camper so I can save energy.

[@sophiab7368]

We needed a larger chest freezer and ended up buying a damaged one for a couple hundred dollars less. It works just fine, just has a slight dent from a forklift. Who's going to care if your freezer has a dent in it lol.

[@warrior5203]

It is worth to watch your show as I saved by 48% on electricity and gas as $30 dollars and laundry. I purchased under wares from Sam’s club that non cotton so we can hand wash and reduced. The amount of laundary, It is not about money but gives me ultimate freedom that I can contro my spending which gives me confidence! Thanks to your spirit and wisdom.

[@KC-dr3cg]

Exactly how did you save $ on your electric bill?

[@southerngirlyall6497]

Being frugal is carefully considering how you spend money. Being cheap is just a term people use to make fun of frugal people. 🤣🤣🤣.

[@victorwadsworth821]

Ordered 100 free checks online from bank zero cost. Got $18.00 two-inch ribeye steak today at foodbank plus other goodies. Got property tax today, between my sister and me, runs less than $2,000.00, be glad to get this out of way so I can see where my bank & stash money stands, insurance already paid.

[@s.torres242]

We live in an area that is very affluent...our home is the smallest in our subdivision. Our neighbors have lots of toys; boats etc. We know it's not what we want or can afford but some of our neighbors either don't understand or just outright snub us.

[@maryd7896]

Thank you for another wonderful video! 😀

[@christ5633]

It's a difficult question in the beginning, what you WANT & what you NEED, but it's very much a great thing to learn. We've been saving money little by little, it adds to a great success! Always put money in your savings &/or emergency fund to take care of anything & everything

[@joycewright5386]

I’m very frugal but every time I try to find new ways to save my husband insists that it’s not necessary. He says we have never been extravagant so there is no need to tighten our budget. I disagree because harder times are coming. How do I convince him?

[@andiemac0]

I'd love to hear more about the apps you mention. I feel like Honey and Rakuten only try to get me to buy things I don't need, like jewelry and through pillows. How do you leverage these to your advantage?

[@cassandrahamilton-smith8430]

What if you need to purchase a big ticket item ( furnace ) and you like the place from you need to purchase. The company has great customer service, the service agents are knowledgeable and willing to give you honest service, but the item is more expensive?

[@gaelenoconnell-bidabadi]

Hi Larry and Hope! Thank you again for another wonderful video. Whenever I'm having a stressful week, you guys and your videos really help me to destress and to get new ideas in a relaxing way. I cannot thank you enough. Cheers ;)

[@lynnoorman2144]

It is about habit. If you think about how many times you make a cup of tea or coffee in a day (6 times for me)and then have that many frugal habits that's 365 x 6! So, while the kettle boils -scrape out that jar or pop that nearly expired item in the freezer or freeze that left overs (labeling it well -including a date!) or do some weight baring exercise or stretch -it all adds up, as does a penny jar!!

[@maried500]

I love this idea Lyn. I save tiny amounts of money for longterm goals so really appreciate how small habits make a massive difference. I'm quite excited to start!

[@tracypeel6424]

Great idea! I think you'd like the book 'Atomic Habits'. He mentions 'stacking' habits like you do. I listened to a free version on KZbin.

[@sandrabryan9106]

Very rarely will I pay full price. I usually research and then start scouting around for the best deal on that item. Even though I was gifted money for a sofa, it took me over a year and a half to figure out what I wanted in a sofa. When I found one that I thought would meet my criteria, I went to the store to make sure it was what I wanted. Then I waited another week to determine what size and I bought it for a slightly reduced price with a ten year warranty that I know the store will honor and won't be going anywhere soon. The last sofa I purchased on a highly discounted "sale". I thought was good quality and it wasn't. Although I had a warranty, it was an expensive impulsive mistake that couldn't be fixed because the store went bankrupt. That garbage sofa with the 50% off cost me twice as much as my new one. Lesson learned. Great tips!

[@kellykimball2099]

Money doesn't buy happiness...... When I figured that out.....my savings got a lot better, started being more frugal....love it!!!!!!!

[@thebestwillow]

That's funny, Larry. I once had the opposite problem with my first driving instructor, he got overconfident and instructed me to get into the lane to do a particular thing at a junction....I got into a different lane and he questioned me about it before looking at where he'd told me to go, and I said "there's an RTA on that lane". And then he looked. And felt foolish. Bless him.

[@botialoach1]

Excellent video as always, practical suggestions that save money, I want to touch up on your suggestion about "delayed gratification", I believe in life timing is everything the problem is to determine the right time to do or buy something, where I come from Cyprus which is a small country, sometimes you have to do predictive buying, because they simply run out of an item you need and you have to wait for a year or never to get that item, for example a standing fan for the summer, in the beginning of summer they carry fans for all pockets as they say, at the end of the summer they are left with only the expensive ones and tell you next year we will stock on cheap fans. That is not really good because your are forced to buy an expensive fan, since your current fan broke down.

[@donnad4264]

Our spare change goes into jars to save.

[@GEAUXFRUGAL]

I like to have meals like taco bell and BK I have the means, but the price has gone up so much I just don't bother to eat out. You quit funding them they wake up and lower prices.

[@stellavanlieu264]

I save my commends you get at take out and refill my bottles

[@UndertheMedian]

I save them, too. We save them for picnics over the summer, though.

[@barbarajones9111]

It all depends how much people make, as to how much they can save, people on KZbin, who have a lot of subs and views, earn very good money, and quite often have second jobs as well

[@jayhay1237]

Really hit the most important fundamentals! My quick tip contribution: I avoid the most successful consumer draws like the black plague. Wallyword is very high on that list, but once in a great while I go there. It's like a metro safari for me. I observe all the cues employed by the mainstream mind altering marketing! The colors, design, sights, sounds, and even smells? The people. The zombies? I partake, then I become anxious and can't move fast enough to get the he'll out. Satisfied to not return for an extended time!

[@pirateslife4me]

I love using curbside pickup for that reason!! I get just what I need, and then I take one more swipe through my virtual cart to make sure I got ONLY what I needed before purchasing! It's awesome to not have to go in and shop 😀

[@ithacacomments4811]

In 2022, I saved my cost of living increase on my social security. I plan to do the same for 2023 if possible.

[@GEAUXFRUGAL]

Food prices have gone up beer hasn't. Ok I can drink my meals. I'm getting tired of that though.

[@judyluchies2492]

To me cheep means I’m just buying junk, just throwing money away, when I research an item I’m buying the best that I can afford to 😇🙏🏻

[@elizabethcomposto3994]

When it gets low & I can’t get my face lotion through the pump, I cut off the top of the bottle to get to a lot remaining in the bottom of the dispenser!

[@KC-dr3cg]

As far as looking ahead because I'm working so much from people who are trying to get into nursing homes and can't afford it or can't qualify for Medicaid for months when they need it I have found that looking into long-term health insurance that has a specific Home Health Care Rider would save these people anguish and physical hardship by looking into getting those insurances when they are young 40 50 years old because if you wait until you're older the cost is prohibitive

[@kamicrum4408]

Yes!, thebput out the word, my tv died last year, my cousin is loaning me her ectra one.😊

[@faithrada]

Well... comparing CAN be useful. My mother always used to say... WATCH the choices that poor people make... and DON'T make them.

[@joantomlin7281]

Many of the bottles that soaps come in waste product. That is, it's easy to accidentally dump out too much. I use pump bottles to dispense dish soap and body wash and squirt bottles to dispense thinner products. This way, I never use too much and avoid wasting water rinsing and rinsing

[@KC-dr3cg]

I hope that you will do a segment on solar lights that can be used inside or outside. How many lumins? What do the solar lights equate to a regular light bulb in lumins..which products are good?

[@GEAUXFRUGAL]

My tv came from the side of the road. It's a 50" . The day I got it was football day.

[@lilbie8180]

Speaking of the washer..... one idea is tto put away the cost of each load (as if you're at the laundromat) & use that money to buy the new one.

[@KC-dr3cg]

There are also statistics available for what they think inflation is going to do in 2024 and it's important to look at what the cost of living increases for Social Security is going to do to your income tax burden for this year and for the year 2024

[@KC-dr3cg]

And along the lines of being self-sufficient like frugal people it is also very important to consider having health insurance that is stand alone insurance not based on what your employer offers another thing to do is look at insurance..

[@helenhartley6904]

I set up 2 sinking funds, one for annual costs like car rego, tyres, car services, home maintenance amd appliance or furniture replacement. It is so good to have it ready when needed. The other fund is for holiday and travel. I built a new pantry and filled it over several years, and also bought a small chest freezer, and 1 year later it is full of good meat bought on specials. I was very intentional with all this.

[@willowapodosis4661]

But who will pay for your many sins...the rest is temporary. Seek Jesus while there is time. Our money belongs to the Lord. Support heartcry ministries. They send out people to spread the Gospel. Concerned about the souls of people not their bodies.

[@mickeymcintosh3425]

I call frugality shopping looking for the bang for my buck.

[@gypsydiamond4799]

I am super frugal. I will go to the end of the earth looking for super deals. If I don't need it I will not buy it. I learned this from you (Hope and Larry). Thank You I learn something new every video I watch.

[@CentsibleLivingWithMoneyMom]

I wish John works in Dallas. He sounds wonderful.

[@UndertheMedian]

He is licensed to provide services anywhere in the US.

[@auntiali9344]

And I have a 2010 Honda CRV that is still going strong. I don't go very far from home so my mileage is very low.

[@stevehartman1730]

My ca r insurance sent me a paper that said if i paid a whole year theyd cut 2 months billing off..im on Social Security and SSI of $963, month. And cant afford a whole years at once. So i got a loan from my credit union and borrowed the whole amount for the years car insurance. So i dont have to be bothered every month with that bill. I pId off the bill in 2 or 3 minths so for $20 in interest to credit union and save $250 year which i put to other interest bills .

[@jackiecee7575]

Sidebar, lol, Larry your hair looks great in this video brushed to the side. As always the tips are great 👍

[@howellshq1165]

On the subject of owner manuals, I keep mine in a folder incase there is an error and I can check how to fix the appliance but the other reason is when I sell the item they sell faster or sometimes more money as it comes with the manual!

[@brg2743]

We are adding water to milk, shampoo, mouthwash, soaps, using less for showers, using cold water to wash clothes in, we have installed things on ends of faucets for less water flow, we cook using cold water, the only things we spend on are food, gas, utilities, dr., dentist, and medicine, and things that need fixed. We use smartphones to watch things and not use tv more than necessary. We buy margarine now instead of butter, eat less, drink more water,etc.

[@jennycarrier]

chep poeple for me its those how feed on other.never give to other never ...frugal is being very carful of expense plus try to look for best price often:) plus they can control very well the pulse of bying

[@WhatsEvenRealAnymore]

Sorry but whirlpool appliances don’t hold up. You’ll be lucky if you get 2 years.

[@kathysorensen798]

We are on a tight fixed budget. How do u keep from becoming discouraged

[@maryannowens133]

Count the Pennie’s and the dollars will come!

[@hollynelson543]

I'm cheap and frugal.

[@lesliemonty31]

I agree that doing your research before buying is key. When I want or need something I try to see if I can find it for less before just buying.

[@Thehappyhomemaker]

Yay I'm excited!

[@redbird4]

I want to become frugal but how do I do this.

[@s.torres242]

You two are hysterical! "Stay in you own lane"

[@hollynelson543]

Should have took the appliance to the scrap yard= money- cash.

[@KLC777]

Great video! Thank you.

[@gurkamalkaur3207]

Frugality is good for our Mother Earth 🌎

[@Idratherbecleaning]

Wonderful video thank you