How I Afford LUXURY??!! MY Tips & Tricks |Jerusha Couture

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LUXURY LUXURY LUXURY How do I afford it that is my most asked question EVER!!
I hope these points help anyone asking out there Please remember this is just MY points
and MY tips I am not a professional financial advisor.
Hope you enjoy
Thanks for watching
X
Jerusha ♡☆
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JERUSHA COUTURE
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LINKS & VIDEOS MENTIONED
www.fashionphile.com
www.yoogiscloset.com
www.net-a-porter.com
www.farfetch.com
www.mytheresa.com
TIPS MENTIONED
1. CUTTING OUT EXTRA SPENDING
2. CLEVER SAVING AND HIGH INTEREST BANK ACCOUNTS
3. BUYING LUXURY OFF THE RE-SALE MARKET
4. BEING SAVY FINDING PROMO CODES & COUPON CODES . BIRTHDAY GIFTS & GIFTING FOR THE HOILIDAYS
5. BE PATIENT HAVE INTEGRITY & ENJOY BUYING LUXURY
WHAT I AM WEARING
Top- Boohoo.com rstyle.me/~a78p0
Crop Trousers- www.glassons.com.au
Watch-
Necklace- Ellandemm.com
Earrings-
Ring- wedding Set
Nail Polish- Nude Shelac ‘Nude Pink’
Arm Candy-
Handbag-
Sunglasses-
MY MAKEUP
Foundation- Dior Forever foundation ’30’ rstyle.me/~a2FVO
Blush- rstyle.me/~a2r4A
Bronzer- Nars Lagoona - rstyle.me/~a2FVv
Concealer- Tarte Shape Tape ‘Fair’ rstyle.me/~a2FTl
Lip pencil- Australis makeup ‘miss behave’
Lips- CHANEL ROUGE COCO GLOSS ‘774’ illuminator top coat rstyle.me/~a6HOR
Mascara- Too Faced Better than sex- rstyle.me/~a2K2R
Lashes- Social Eyes Lashes ‘Vixen’
Eyes- Tarte Pro Palette rstyle.me/~a5zfG
Japan Seller I use for Luxury consignment
-BrandOff Ebay
-Gallery Rare galleryrare.com.sg
-BrandWorks Ebay
-Elady
-Atlantis Tokyo
I film with
Sony a5000 SLR camera- rstyle.me/~a2FUZ
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FAQ
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CC Mug
Tea Ford Mug
Pouf
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VOGUE sweater
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These Items were bought with my own money if the item was gifted it will be listed with an * or any items I state as gifted. Some links may be affiliate links but are directed to the stockist there is no extra charge to the purchaser. Strictly All opinions are my own.
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[@dawnlavoie9154]

In May of this year I turned 52 and I was blessed with purchasing my first Louis Vuitton Damier Azur MM Neverfull and accessories. I raised 7 kids and now have 4 grandchildren, and I finally focused on me just this year. The kids and Hubby always came first. It has been an adjustment in thinking, the guilt was real people, ( over the years I lived vicariously watching you and other youtuber’s). All that info to say that in September I purchased an Alma bb ( I waited 4 months 👀😳lol)❣️This video was filled with amazing advice, thank you for posting this!

[@MrChocomog]

Congratulations! Your worth it. enjoy spoiling yourself xoxo

[@lawoman6866]

You deserve it, girlfriend. Congrats!

[@clair233]

You absolutely deserve it x

[@annissakapor5538]

Happy for you💕

[@Raec123]

I know this is a late comment but I recently as of this year have been watching luxury videos and also just purchased my first LV this year. I can relate to the “guilt” but my kids are older now and I can finally focus on me. My husband has been trying to get me and LV bag for years and I refused

[@hauteteacher]

Great tips Jerusha! I also remember my Aunt telling me, there's no point in having an expensive bag if you don't have any money to put in it.

[@TeenaNikole]

To afford luxury you must A) make good money B) pay your bills on time and own at least one property C) have good savings D) can comfortably buy a purse without looking like a poser! Luxury definitely comes LAST in life. Great video J.

[@SheaWhitney]

I loved this video!! So real, informative and entertaining as usual!! ❤️❤️❤️

[@islandgirl8914]

1. Cut 2. Save 3. Start in the Resale market/prelove 4. Be savvy 5. Holidays, anniversarys, birthdays....create wish list....events 6. Integrity and be patient.........all achievable tips! I got my first SLV piece last year for my birthday and I'm saving for a Neverfull! My birthday is in a month.....they come around quickly! Thank you! Stick to a budget!

[@pamelak.j5538]

I really appreciate you being so REAL in this video. I’m just recently doing my research and getting into “luxury” goods just to treat myself after everything I’ve come through. And I NOW, have a position in my career where it requires me to rise to certain occasions and look well put together. But I realize how expensive it can be to meet that standard, and your perspective is realistic and makes soooo much sense. Thank you Jerusha!

[@362mslaura]

I love your honesty! Your priorities are obviously in proper order, and you just enjoy luxury goods💖 I'm 55, my husband and I have reared our three children, through university and two through weddings. This year I have broken into the luxury market for the first time, and I'm having a blast!! I wouldn't even watch these type videos before, in all honesty, because I knew I couldn't go there.

[@leo_lion_lv]

Great tips babe! We don't eat out too much and I mostly do my own nails :) Have a great week ♥

[@twinklep116]

Jerusha, I have seen so many 'how to afford luxury' videos but this is honestly the best one! Your tips come across as ones you genuinely believe in!

[@Nabiilahbun]

Fully Agree on how she explained it Exactly personally by having a job and i just eat outside only a week. you save so much money. Get a house , get your car then you spend on bags loves. You will be more settle and free 😊

[@heatherp.1204]

Awesome tips! My favorite was knowing your boundaries. Know what you can afford. Love it!

[@blairhart6988]

Yes to holidays/events! I started my collection this year with a mono speedy b 30 as a gift from my husband :). We agreed that this would be my gift from him for the year, so it would cover Mother's Day, Birthday and Christmas - I got it Mother's Day as that was the first holiday and I was super happy to get what I really wanted and he was happy to not have to think about gifts for the rest of the year! Win/win! Also - another tip to affording I've found is selling clothes, accessories, handbags I don't use any more at consignment - all the money I make from that sale I use for extra spending money! Loved your video Jerusha!!

[@MitchellWiggs]

Loving this two videos in one day thing ☺️

[@AutumnCraftz-RachelBurkett]

My top tip would be....NEVER GO INTO DEBT if you can't afford. Rather than putting these items on Visa cards etc...SAVE SAVE SAVE!!! You will end up paying much more if you can't pay the card off in one go. If you can then that's great. But debt is a bad idea.

[@robbien.3964]

Rachel Burkett Amen!

[@gemmallewellyn986]

I love hearing that someone of your ways and life here on KZbin that you have a realistic budget on bags I'm so happy to hear that because I'm the same over $2k is just out of the budget and I normally wait until birthdays or Christmas, love your videos. ❤️

[@jennaiandiorio3548]

I bought my very first luxury bag 2 months ago pre loved! Very happy i went this route for my first designer bag!

[@treneabroughton9296]

Love this Video Jerusha !!!! I did everything in this video and was lucky enough to purchase my first brand new Louis Vuitton Neverfull Monogram GM 👜 I'm so in love with her 😍 Now saving to get a Speedy 30 Bandouliere Damier Ebene !!!! Can't wait to add her to my small but growing collection. Thank you for all the tips and tricks. Love all your videos sweetie 😘😘

[@Melimel2121]

The most real and down to earth lux video ever. Awesome job Jerusha!!

[@costenking3676]

LOVED the realness in this video! This is why you are one of my most absolute favorite youtubers out there... you keep it real and don't fake it! Love love love it, keep it up! ❤️ 😊

[@anaaguilera100]

This was so real and honest! some points were super obvious BUT sometimes we need to heard it not to make stupid decisions. love ya

[@michellesmantra1683]

Love how you said not to put an item on the Wishlist if you can't afford it, and then torment yourself. So great that you set a limit on price that you're willing to spend in the first hand market vs the pre-loved market. Great advice - I'm going to keep that in mind cause I think I'm definitely a sucker for not setting limits on my wish list and "tormenting" myself (well said!)

[@desiree_kp7718]

This video...it's why you're the queen of KZbin to me! Well done!!!👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽

[@FeliciaFrancisEdwards]

This is such a wonderful and helpful video. You are so on point. Purchasing luxury means being responsible and true to yourself. I’ve longed to purchase luxe now I see that if I take the needed steps these items will be mine. Thanks for the insight.

[@iknowright140]

Can u do an updated handbag collection & wish list?! You’ve sold a lot recently and you’re going through a beige phase so new you new updated video 🖤

[@RonaGalvan]

Hi Jerusha! Thank you so much for being transparent and honest with us and sharing some tips on how to be a savvy shopper!

[@ladym.vuitton9589]

Another great video, Jerusha. You are the life of the party in everything you put yourself into, which makes you so special. Really love you, girl.

[@BonitaBrewington]

Hair is pretty. Love the vlogtober and this is a good topic and glad you gave it up! Lol. Thx doll

[@suzannehall5200]

This is so helpful! I am really looking forward to your how to purchase pre-loved videos in the future.

[@HannahBMann]

Best. Intro. Ever. I think it's probably fair to say that it's easy for younger generations to tune into their fav. KZbinrs and see what they have and not understand how it was achieved. Loved your take on this subject, Jerusha, and I think that 'saving the luxury in life for last' is advice for the ages. Well done. XO

[@Allsmilesgirl277]

Yes!! Thank you for the honesty. The preloved marked is bashed by so many, and it’s never made sense to me. I think it’s brilliant!

[@debbyfaria259]

Awesome, honest video. Hopefully a lot of young watchers learned a trick or to. Good for you Jerusha! Keep em coming.

[@cinb5904]

Great Tips Jerusha! ❤️ I really want to see how you to shop for preloved items! I just bought my first LV mono in the mm size along with the tassel charm a couple months ago! I'm really loving it!

[@babydoc9149]

Jerusha, girl thank you to being so incredibly transparent and being a huge advocate for the pre loved market! I think many people that watch think that these bloggers are just made of money and you really set the record straight for yourself. Kudos for that girl! #youdidthat #resalemvp #milflife

[@melikeetoo]

Always pained that these videos weren't around 15 years ago when I started purchasing luxury goods! Great video!

[@nadiawong3519]

Jerusha, I have to admit you was the person introduced me to the preloved market. Thank you for sharing.

[@taniac7907]

Applause for no.5!!! I'm sooo addicted to the acquisition...but in the end it's so short lived! Thank u for all ur suggestions which are so real and true xx 😊

[@maggiemohr1370]

Thank you for being so transparent especially about money! Love your videos!!

[@coraliejacob8641]

Thank you Jerusha for all your advises ! It's always a pleasure to listen to your videos 😉⚘

[@dawnlovescouture2644]

It's about $12 for a cocktail here in the US, too! You gave very good advice. I am looking forward to your advice on how to buy preloved. I have a small collection that I started around 2002 and have recently started to add to, and I am shocked by how much prices have increased! Preloved seems the way to go when possible.

[@narelleravesi4993]

Fantastic video Jerusha and yes you are 100%correct when you say Luxury should come last,great advice,Xoxo.

[@juliemaggio1292]

Thank you so much for your insight! I have been slowly adding to my collection... sometimes taking from my savings when I shouldn't, but when you find a pre-loved steal you have to move quick!

[@Mona-mr1cd]

Great video. And thanks for sharing the brows with all!!!! That’s was awesome.

[@annettecarly4237]

Hey Jerusha, in one of your October vlogs it would be great to hear some of the goals you've achieved this year and what you want to achieve next year :-) love your channel from a fellow Aussie.

[@samadhi1995]

I love these types of videos! Especially within the luxe community and I do agree with so many things on how to safe money on the items! I love that your so open about it ❤️

[@meghanstafford5536]

Thanks Jerusha, great advice, very real. Would love to see your advice on buying preloved! Thank you!

[@jdta2261]

Like the fact that your honest and funny awesome advice 👍🏻

[@carrievaughn6165]

Jerusha this was an excellent video!not sure how I ever missed this one however I know it helped so many people! Love how real and down to earth you are and so happy your someone I follow and continue to learn from 😘

[@wild_on_wellness_hk]

I love this video. Many thanks beautiful Jerusha

[@theclarabella7399]

So refreshing to hear a luxury KZbinr saying that 2k is their top end for a brand new handbag. I have saved up and been wanting to purchase my first handbag for the past 10 years and it's only now that I have around 1200 gbp to buy one. I have my heart set on the pochette Metis and bought one earlier this year but had to return due to faulty s lock. Still holding out for it but if it doesn't come into stock by Christmas I will get the neverful! Xx

[@snoopyandmuffmuffin5358]

Wait for the Metis it is so versatile, maybe go for black leather empreinte. You will regret the neverfull it is big , floopy and uncomfortable. Personal opinion.

[@MartheSupreme]

Thank you for your honesty!!!! Again...never change! I would love to see how you shop preloved!!!

[@mindbodysoul8214]

I Love you for this....Honesty here. Let me tell you, if this video was here when I first began following the YT Luxury community I would have never stressed on trying to figure out the HOW question. This was so informative me. You are so right we spend money on things and with nothing to show for it. Pre-loved Pre-LoVed Pre-LOVED! ❤❤❤❤❤

[@LuxPurselove]

Great video! Realistic tips! And patience, so important!

[@kellymiller597]

Great video..... I am somewhat new to the luxury community and slowly growing my collection, looking at a classic Speedy for my next beauty. And def letting hubby know so $$ for holiday and bday can go to that! But love your comment on staying calm when an item is being discontinued and being patience.... there is always a way to find it. :-) I know I pulled the trigger sooner on my LV Favorite PM sooner because of the fear of losing out due to being discontinued. Thanks for the great insights/tips. Cheers!

[@robinamcknight5896]

Loved this video Jerusha ❤️✨ great on explaining everything and sharing your tips 👍🏼✨✨Ding 🙌🏼

[@MrChocomog]

Thank you Jerusha for such real advice! I see young adults going broke to purchase things. I've been so sad to see afterpay become such a huge thing in the retail industry. There's such a satisfaction in working hard, saving and purchasing something to reward or treat yourself. Also learning to make sacrifices to save (i.e. your clubbing example) makes you appreciate these luxury things even more. Great video!

[@gurllfriend]

I love this. I realized my budget a couple years ago and I'm cool with it. Once you come to grips with what you can afford then everything calms down. However I'm going to go over my budget for my 45th birthday in a couple years for my first Chanel Jumbo or Maxi so I'll be saving starting next year. Hopefully I can find one preloved at a good price.

[@churiawebson6090]

My tip for buying anything costly is to purchase gift cards for that store. That way you can only buy an item from that particular store. $25 here, $50 there, it all adds up. Make sure you know the stores policy on the max amount of gc you can use per purchase.

[@afifaloutfie1888]

I applaud you for doing this video... such realistic conditions and tips! I don't earn that much either but I minimise my expenses more than I can see other people do with mortgages, cars, kids, vacations, etc

[@tonicwesupply1079]

Hi Jerusha, nice video, good advice and very informative. I'm just new to luxury items, turned 52 last July and i got myself a birthday present of LV from a pre-loved market and I am very happy with it. Planning to get a Gucci next time. I like Chanel but still can not afford to buy one. Thank you very much for sharing your experiences. Happy Tuesday!!!

[@nadiabennett4652]

Love this!! Love your honesty ! Preloved is the best!! I've found more satisfaction finding an incredible bag preloved then going to a boutique... it's the excitement of a great bargain that I find completely worth it :D 😘

[@ramziamm]

I cut off all my extra spending on clothes and make up and saved for a whole year for a luxury bag half way through the year couldn't believe how did it .... my style is very classic I shop very carefully and don't buy make up it until it runs out.... its better to have nice handbag than so much clothes that I wear only a few times....

[@ariahlea]

Ramzia Syed excellent 😘

[@lemonforever]

Cannot agree more!

[@GlamTimeWithSalimaM]

Honestly the best KZbin video I watched EVER!!!! Love you girl

[@lulu13hb]

Loved this video Jerusha!! Letting us know you don't have to go broke to sport your luxury items!👜🤑Thanks!

[@kathrynmcgovern4242]

Thank you, Jerusha!!! Great video... practical and inspiring! X

[@everythingjules]

I just want to jump through the phone and squeeze you because your seriously the cutest lol, I recently purchased the neverful GM but I wanted the metis. Still hoping to get it, also love the pm backpack you have made me fall in love with it but currently out of the budget. Xo jewels

[@johannamar7740]

I like your true honesty and I love love all your videos ur such an inspiration to me

[@sweetnalia]

I love love love this video... so real authentic and love ur beautiful personality😘😘❤️❤️❤️❤️❤️❤️❤️❤️👍👍👍👍🌹🌹🌹🌷🌷🌷💞💞💞💕💕💕💕❣️❣️❣️❣️❣️💗💗💗💗💓💓💓💓💓💓💓💓💓💓💓❣️

[@shanataylor1157]

Came across this video and I found a lot of what you said very helpful. Thank you fo r this information even though it is an older video is still holds true.

[@NLFOE]

I loved this video!! Spilling the tea and being real :) Love love love

[@jkhdz94]

Awesome talk. You gave great points....Loving this following you, glad I found you. God bless

[@kloves3lvandcckelli315]

Loved your tips!! When I started to really want luxury bags etc, I remember I cut out my Starbucks and breakfasts out on the daily and also small unnecessary small stuff like going to the drug store and buying silly things... I ended up saving for my first chanel tote in three months! I did again and again!

[@kloves3lvandcckelli315]

And many more times after that lmao

[@MoonOrchids1]

Just freakin love you! And I have to say again, your hair game is strong mama!

[@tycat808]

Thanks for this video Jerusha! You are so real and honest! Love ya!

[@queenbeeroxie]

Thanks momma for spilling the tea.. love you

[@mzlilz800]

I respect you so much for this video Jerusha, it was very honest and helped me so much. Thank you ❤️

[@darcyferrigno]

We have reduced our spending by only eating out once a week. For two people with tax and tip each dinner is at least $100+ It is so much healthier and cost effective to eat in and just treat once a week. Great advice by the way, dollface. :)

[@ruthamisial]

WOW, WOW, WOW, Excellent Video. The best and most real I have heard on saving Money for Luxury. Bravo!!! Thank you for Sharing. Loved this video.

[@kathycruz8457]

Love the video, very informative. Jerusha please let me know if the LV PM agenda, compact wallet, keys, iPhone 6 and maybe a lipgloss fits in the Gucci Marmont mini camera bag as it is in my wish list of what bag to buy next. Thanks -Kathy.

[@widyaharizan4815]

Totally agree with you and love all the tips. Most of all know your boundaries.

[@lindacull3447]

I can totally see how you can afford to spend quite a bit on lux handbags. Your home looks very modest as do your furnishings. Your "closet" looks to be the spare bedroom with "Ikea" type pressed board shelves out together. Not even built ins. All good ideas for a budget conscious family! It's ok to spend $$$ wherever your priorities are. In the States, you could easily drop $60.000. on your backyard built-in pool with pool surround and landscape. That would buy a lot of handbags, but the whole family can swim in the pool! Things have to be considered. I think some of your bags are very nice, and you've prioritized so that you can have them in your budget. To each their own.

[@jenniferblue4972]

Jerusha! Great video! I was so surprised to hear that we have the same cutoff price! I will not spend over $2000 for a new bag! I just can’t afford it! I feel like I have acquired some great finds preloved .i use Fashionphile and only search items in excellent condition. Also fashionphile has layaway which helps so much!

[@mandylieu5468]

Loved this video, so informative hun. Thanks heaps 👍🏻😊

[@itsmestephanie9226]

You are soooo real! Love it! Achievable goals!!

[@jensalko6411]

You rock. Such great info! Can you please also consider doing a video on the process of getting items authenticated, especially items that you are looking at online (before purchase)? Thanks!

[@reneeweiss1890]

You look fabulous and the information that you shared is the best tips and I couldn’t say it any better I love the resale market

[@blondesided3498]

Great tips! I have found some preloved items in excellent used condition. I tend to buy preloved when it's an item that I'm not going to use a lot: like my Keepall B 50. I saved $500 getting it preloved! I only travel 4-5 times a year so I couldn't justify full price. Or even my Speedy 30 DA- because I live in such a rainy climate, I went for an EUC preloved. Compare it to my Speedy B 30 DE or my Neverfull MM DE- I could carry those bags any day of the year so those were worth buying new. I am saving for my Chanel Classic Double Flap and patience is key, waiting for the right color and hardware. You are right- luxury shopping is supposed to be joyful- not stressful. That's why I have my own separate account for luxury purchases so I never fight with my husband over it 👍🏼 Love your channel doll 😘

[@lawoman6866]

You are so on point, sister girl. I love you!! Thank you for these tips and keeping it real. Not a fake phony! Love your vidz. :)

[@cathyjeffersgonzales108]

Awesome video!! Thanks for the tips! ❤💋

[@angelabriseno5141]

I’m a luxury girl and always have been but my bills must be paid first !!! And then if I have extra money then I buy a new luxury piece. Thanks for the tips Jerusha. Xoxo babe 🌴

[@angelatrickler2428]

There’s a few things on my wish list and for my first even though I want the boutique experience I am leaning more towards resale as I find it more appealing to try out the brand at a price that I can stomach. I want the Louis Vuitton Saumur in 30, Pochette Metis, LV Cles, keychain cles holder, Chanel jumbo double flap in caviar, Chanel GST with silver hardware, Chanel jumbo quilted chevron boy bag with silver hardware, Chanel coin purse, and possibly an LV neverfull. Probably gonna start with the Saumur and cles for my 30th bday.

[@mzgjc]

My first luxury item was my Celine Belt Bag and I managed to buy it brand new by putting money aside for it after paying my bills and putting money aside for rainy days & of course, cutting down on my Starbucks dates. Haha.

[@MichelleHenleyJohnson]

Great tips! I agree, no shame in pre-loved. I’ve bought all mine on the pre-loved market except my SLGs.

[@JessaKowitz]

I love ur intro story, #mumlife this is all so true Jerusha! Let's add the, avoid getting parking tickets, speeding tickets coz they all add up. Enjoyed this video Jerusha! I got my agenda and keepal because of your advice. thumbs up from me mama! Hugs to masi!

[@naomis5970]

I love this video, such good advice ❤️

[@diannepolmanter7217]

How did I miss this video? Great help and thank you for that. Yes a preloved video would be great! Miss your daily videos. Happy 2018!

[@JacksMcManus]

I just got my second pre-loved LV. I had gotten a speedy 25...sold it cause it was too small. Just ordered a pre-loved speedy 35. And found a LV agenda at a resale shop for $128 US!

[@BetseyArvai]

Great great tips. Thanks Jerusha!!!

[@yuvee]

Let's add not getting sick to the list, I had to spend $200 on doctor's bills yesterday which could've gone towards my bag fund!

[@johannamar7740]

Thank u for the info it’s very appreciate I would like to buy a Chanel bag but can’t afford it too expensive hopefully one day I will I’m afraid of the pre loved market

[@lanhuynh2729]

I agree hands down those Lux items after your necessities in life are paid off. I've only had my 👀 on these Lux items AFTER our mortgage has been paid off