How I Got Cheap Auto Insurance in Canada | Sheharyar Mukhtar

In Canada you cannot drive without insurance, so everyone having home or car need to have some insurance
Today I will talk about auto insurance; you won’t believe that bike insurance is more or same as of car so it’s better if you buy car instead. Also, insurance depends on these factors
-Age
-Gender
-Class of license
-Province
-Marital status
-Yearly Commute
-MTO approved course
-Experience
Age - If you are someone with the age of 25 or above your insurance will be less as compared to people having age less than 25, as more the age more maturity and responsibility, I know that’s not true in every case but that’s how it works in insurance.
Province - Insurance depends on your province as well so you can check according to your province, also not only province it depends on cities as well as I live in Cambridge here average rate is 400-600 Cad for new drivers but if I talk about Brampton its way more, it depends of accident rates in that specific city. City having more accidents will be having more insurance that is the reason some people make fake scenarios about their address to get lower rates of insurance.
Marital Status - If someone is married their insurance will be more as you have to pick and drop family members often or your overall commute will be more hence more chances of accident making insurance more.
Yearly Commute - The more the commute the more will be the insurance as more commute has more chances of collision.
MTO Courses - If someone has taken classes from MTO approved institute then insurance for that specific person will be slightly lower course usually takes 3-5 days which should have following
Digital or in-person classroom instruction
In a government-approved driver education course, you will:
Receive at least 20 hours of classroom instruction digitally or in-person
Be in a class with up to 40 students for in-person classes or up to 15 students for virtual classes
Get a copy of the course textbook and the official MTO Driver’s Handbook - the only official handbook for drivers
In-vehicle instruction
You will receive a minimum of 10 hours of in-vehicle training delivered by a licensed instructor.
Please note: You cannot complete more than 2 hours of in-vehicle training per day. After 5 hours of classroom instruction, you must not receive more than 1 hour of in-vehicle training in the same day.
Complete your in-vehicle training within 1 year from the start of your classroom instruction
Drive a vehicle that has no more than two students per instructor
Flexible training
A government-approved beginner driver education course must offer 10 hours of flexible instruction time in addition to the 20 hours of classroom instruction and 10 hours of in-vehicle lessons. This can be used for:
additional vehicle and/or classroom instruction
driving simulation instruction
Computer-based instruction or Home Link (programming the vehicle to control garage doors or gates)
So before choosing any driving institute, make sure they are fulfilling all these requirements, in order to choose your MTO approved driving center, make sure they are in the list of approved and not from revoked list. You can check from herewww.ontario.ca...
Experience - As of any other field in life, experience matters in here as well, so the more experience you have, the less insurance you will get. Also if you are someone who is coming from anywhere else, like Pakistan or India or any other country, make sure to bring your driving experience in here as well and if it’s in not English, make sure to translate it in English you can contact someone in here as well for translation from any language to English you can have someone from here fot translation kwmulticultura...
Now by considering all these factors, you can have minimum insurance by taking classes from MTO approved institute, by brining experience from countries we are coming from, and by staying single (Sorry, that was a joke).
Also most of the companies give discounts to some groups like if you are engineer, or doing job at specific place or graduated from specific college, you will get that lower rates. For example Conestoga students has discounts at these two places
Johnson Home & Auto
Tel: [phone]
Save of up to 40% or more on your auto insurance
Get access to extensive coverage, 24/7 claims service and AIR MILES® reward miles
Call today and discover all of the great benefits of being a Johnson customer
ID code: CO
Medoc Travel Insurance
Tel: [phone]
Multi-trip annual travel insurance plans
$5,000,000 emergency medical coverage
Trip cancellation and trip interruption available an individual or as a family
Get your online quote or call today
One other way to get discount is to combine your insurance, like home and auto insurance, from same company or if you are tenant, you can have tenant insurance combine with auto insurance.

[@sidraafzal8355]

An informative video.... best of luck..

[@shiblanarshad9540]

can you make a video on how to gather money to come to Canada?

[@SheharyarMukhtar]

inshaAllah soon

[@JayPatel-fl4dq]

Bro there is something called Insurance Bureau which release a list of Cars that have lower insurance and higher insurance prices do you know or can make video about it?

[@SheharyarMukhtar]

@@JayPatel-fl4dq No Idea but i will do a research on that

[@Rayyan_iqbal0911.]

Very clearly explained ❤

[@SheharyarMukhtar]

Ty

[@sonuthind4706]

Hello bro I want to buy TD insurance for my 2022 model car. Can I buy it online or buy with the help of their agents as someone ask they don’t fully covered so on. Also, I get their terms and conditions but I didn’t understand what’s that if you buy TD insurance can you please guide me.

[@SheharyarMukhtar]

You can buy online or through call, but usually when you buy online you get 10-20% discount as well, make sure to put everything correct while getting quote since your quote will depend on the data you provide them.

[@abhiranjangurung8411]

Nice video! thanks man! i just a had a question the Johnson Home & Auto is changing to BELAIRDIRECT Insurance. Are there prices also cheap and are they good as well?

[@SheharyarMukhtar]

i guess yes

[@JaspreetkaurJass-b7n]

Hi Can you help me about which company have cheaper insurance in Nova Scotia

[@SheharyarMukhtar]

Hi I live in Ontario so I have no idea about Nova Scotia but all the thumb rules I have explained in the video will still be valid and helpful for you.

[@manpreetsinghhans2372]

I have G2 in Brampton? How much will be my insurance?

[@SheharyarMukhtar]

It depends on a lot of factors like your age, experience, car model, and marital status. You can take online quotes from different banks like Rbc, Desjardin, the cooperators etc

[@pauljerome27]

Do you have any idea how much insurance for a G2 license in Cambridge Ontario? And what company has a cheapest quote? Thanks

[@SheharyarMukhtar]

Around 280-320 with TD or RBC

[@harsimrandhesi1735]

Can we add any co. Name in group which is eligible for discount? Would they ask for employee id etc ?

[@SheharyarMukhtar]

@@harsimrandhesi1735 in the beginning they most likely don’t ask for proof but if something happened like accident or ticket then they will found out that you lied and will not process your claim and make you fraudulent in their list and you might have trouble finding new insurance.

[@harsimrandhesi1735]

@@SheharyarMukhtar ghatak consequences 😂😂 Asking cz My insurance through rbc and my employer Is in TD ‘s list but not in rbc

[@SheharyarMukhtar]

@@harsimrandhesi1735 simply try to shift to TD then, but take quote before you get it so that you have an idea about pricing beforehand

[@harsimrandhesi1735]

@@SheharyarMukhtar sure bro thanks

[@Voyage001]

Bro which insurance company is would choose for uber every i got G Licence in last month and i am a student, i live in ontario

[@SheharyarMukhtar]

@@Voyage001 You can choose any insurance company since you are a student you would be doing Uber on part time so just choose more KM while getting the quote from any insurance company and you would be good

[@Voyage001]

@@SheharyarMukhtar I tried TD, sonet they are saying we don’t give insurance related to uber or any commercial vehicle, thats why i am asking i live in milton ontario, my car is ready for delivery i am struggling to get the insurance

[@Voyage001]

Can you suggest any companies who entertain uber and all, and what will be the roughly figure of monthly insurance?

[@SheharyarMukhtar]

@@Voyage001 You do not need to tell them that you need it for commercial use, get insurance for the car from any company and do Uber on the side, after a year they might see increased KM and they are gonna raise the insurance a bit and that should be alright.

[@Voyage001]

@@SheharyarMukhtar thank youu

[@mohdahmed1637]

If you are taking online auto insurance and show yourself as an alumni of any university or part of any group, do you have to give any proof of it by providing any documents??

[@SheharyarMukhtar]

Most of the time yes they will ask you to upload the documents in pdf

[@Abdulraheemtoheeb-wg6pv]

please kindly these kind of videos in english

[@waris.h]

Brother on average just a rough idea, what will be the car insurance in Waterloo region for a new 19 year old who has international driving license and also as i pass the g2 and g exam, will my insurance be lowered? Thanks, will be looking forward to your reply.

[@SheharyarMukhtar]

Depends on car too i am imagining around 350-450

[@Rngttttt]

Bro what’s your insurance now ?

[@Simrancheema-pz7ze]

How much is the average insurance in New Brunswick?

[@SheharyarMukhtar]

No idea, as i live in ontario, Cambridge

[@musicumbia3624]

Hey bro, I'm an international student. My age is 21 andi want to buy elentra 2020 model. Cost 20k$. I live in Toronto. Can u tell me the average insurance per month. Thanks

[@SheharyarMukhtar]

No idea about toronto you can get quotes online from TD, Rbc Etc

[@musicumbia3624]

@@SheharyarMukhtar oh ok thanks brother ❤

[@usamamasood5007]

Very helpful ✨

[@SheharyarMukhtar]

Ty

[@jjmanning8621]

??? The video says in Canada, not Punjabi???

[@HarkiratKairon-hr8oi]

It’s not even in Punjabi, it’s in Hindi

[@ashmuggo3541]

Its urdu not hindi

[@techwithsidhu]

From where we can take MTO coarse bro?

[@SheharyarMukhtar]

www.ontario.ca/page/government-approved-driving-schools

[@abuzarjavaid3405]

informative👍.

[@SheharyarMukhtar]

Ty

[@vacimahmed]

please share your views about Masters scholarships in Canadian university.

[@SheharyarMukhtar]

It is very tough to get master scholarship in Canada, and time taking as well but if you get one go for it.

[@Daakku2op]

Online td ka quote lene se credit pe effect padta hai koi ?

[@SheharyarMukhtar]

@@Daakku2op nahi

[@BaljinderSingh-pn1mm]

Tum ne kz nahi bataaya

[@Ali-Shan001]

800$ per month 😌

[@SheharyarMukhtar]

Thats a lot

[@danglenn6978]

Love you brother but can you do a vidio in English please

[@SheharyarMukhtar]

Thank You Please read the description, its in english.

[@BaljinderSingh-pn1mm]

E Das tu ki used car di kinni hai. New kinni aa eve Factor na dass inha da koi fayda ni

[@erikferrada7535]

The truth is that nothing of what you speak is understood if you speak English. You modulate nothing.

[@SheharyarMukhtar]

Its not english, for english read the description. Thank You