How I save money in my early 20s ✨ Saving tips, hacks & rules 💸 | ad

Living in NYC, London or another pricey city in your early 20s isn't easy. Here are the tips, hacks and rules I follow to save money! 💸 Keep exploring at brilliant.org/Macerly/ Get started for free, and hurry-the first 200 people get 20% off an annual premium subscription.
If you're interested in any items from my apartment:
www.amazon.co.uk/shop/macerly...
SOCIALS
📸 Instagram: / macerlyofficial
📱 Tiktok: www.tiktok.com/@macerlyoffici...
🇳🇴Norwegian Instagram: / studentogsant
🇳🇴 Norwegian KZbin: / @madeleineborge
WHO AM I?
My name is Madeleine or Maddie for short. I'm a 22-year-old graduate living in London. I make videos about adulting, productivity, lifestyle and London life.
MUSIC
Naomi - Sunset Cafe - thmatc.co/?l=16F31917
Naomi - If Love is the Answer - thmatc.co/?l=55344EE2
📧 Contact: [e-mail]

[@UAuaUAuaUA]

"Being young is expensive" is how I remember that time when I was young and never had the money I needed. But I still managed to save, and today I would say "Being older is when I need very few new things and don't worry about money". I hope your plan works out as well as mine did 🤩

[@Green5Apples]

Maddy I thought I was the only one that thought of cost per wear! I've been doing this as a student and even now with my full time job I continue to do it. I find that's one of the BIGGEST tip when it comes to saving money, but also getting a better looking/more concise wardrobe to fit your style

[@isnafatima-uq9uc]

I appreciate how this influencer is always respectful and kind to their audience and peers, which is a quality that is often lacking in the influencer world.

[@macerly]

Thank you so much for watching! Have some clever saving tips or rules you follow? Comment them below, and let's help each other out! ✨💵

[@1600Walker]

Thank you for making informative videos and staying consistent all year love ya 💙

[@arwavohra442]

It was a very helpful video, loved that you classified it into different categories to get a deeper look at managing the financials.

[@kai3nn]

this was such a helpful video! i'm still in highschool but trying to learn some financial tips/hacks to manage my money in the future

[@xTenshiAi]

Your voice is so relaxing to listen to! Thanks for the great tips

[@lilinnie211]

Hi Maddy! Thanks for the tips! Would you be able to do a video of what your wardrobe looks like? It would be great to see what it’s like to have a minimal wardrobe!

[@mecaminha]

Hey! Fellow londoner here. Love that you film outdoors - such a nice touch, and definitely nicer than a plain indoor background haha! I'll definitely say "heyyyyy Macerly" whenever I bump into you - something that can tooootally happen sometime soon! x ❣️

[@macerly]

Thank you!!✨ It definitely gives a different vibe, specially if it's sunny haha😅

[@kiams9988]

the video was amazing, love it Maddie ❤

[@clairegerencir5451]

Love u Maddie!!!

[@EllaCharlotteJones]

loved this video!! so well edited

[@ssonikkajuneja2162]

You are just amazing girl and I insist my daughter to watch this video and be inspired ☺️ God bless you

[@tanianiziorski778]

Great tip with cost per wear mindset for buying clothes! Especially when you're young! Looking back clothes shopping wasted too much over the years for me I think! 🤦‍♀️🤷‍♀️🤣👍...

[@dominikakalinowska]

You are such a SUN ☀ Thank you for your videos.

[@macerly]

Thank you for watching lovely! ❤️🥰

[@MochilerosOrg]

You have a nice channel. 😁👍 I found you through the video about facts of Norway. Keep up posting good content.

[@macerly]

Welcome!!🥰

[@MochilerosOrg]

@@macerly 🌎🤙

[@Marina-wi3rs]

Love this vid! I think the 16-25 railcard only gives dicousnt on off-peak travel times now - gutted :'( . Still saves something though

[@iamleelance]

All I can say is “TELL ME ABOUT IT!” SO TRUE! 😂

[@1600Walker]

3:38 I love dogs lol

[@ananyaagarwall]

What company's phone plan is this? I'd love to know.

[@nineexiq4828]

If you add the 16-25 card to your oyster do you get a 1/3 off from the pay as you go oyster on the tube

[@macerly]

I think it is just if you're a student😅

[@susi5586]

“As little as £3.30” 😂😂😂

[@sylviapan3539]

what are the cheap supermarkets to go to in London, I'm trying to get to know more about studying in UK

[@macerly]

mmm I'd say Lidl, Aldi, Tesco and Asda are the cheapest here ☺️

[@brittany1370]

Aldi

[@jessicad9004]

What was the store that you were in?

[@veronicajimenez2716]

Sainsburys

[@ayyantv1263]

Hi macerly🥰

[@mikeylejan8849]

Save before you spend!

[@liamstubbins3000]

I must do well with cost to wear 😂 I buy cheap and wear stuff to death...

[@tharpeaddy]

I ride a 2000 dollar e bicycle to keep miles off my cars Saves me a ton of money I vape weed no longer smoke it Saves me a ton of money I cook my own food because I’m actually good at it Saves me a ton of money Single no kids saves me a ton of money too I wear hoka shoes I am with cricket and have two iPhones 50 dollars a month I pay cash for everything Eating organic saves me time and money as well I watch movies at home I only spend money if it helps me get to the next levels in life and build my lifestyle Otherwise I keep my money Oh I obviously buy stocks and invest lol

[@landonlowe4029]

Haaland or Mbappe

[@1600Walker]

Haaland and its not even close

[@umzyj.9733]

Mbappe! Loool and it’s not even close

[@boblebob]

Toilet paper definitely matters.

[@21cgIN]

Are you looking for a real graduate job? or are you just going to be an influencer?

[@macerly]

Considering I’m working 8+ hours every day (including most weekends) managing 6 different accounts on social media, I rent an office, and even have an employee (that I pay myself through my company) helping me out, I would say being an “influencer” is as real of a graduate job as any. ❤️

[@1600Walker]

You don't see how much this girl does and has accomplished

[@1600Walker]

@@21cgIN lol you have a weird view on things huh

[@matthewbaynham6286]

My tip for saving money is don't ever live in London. There are plenty of amazing places in the world to live but London is not one of them, it's just too expensive and the salaries are too low. When you compare the costs of living in different cities you have to take into account the salaries. There are a few other cities that are almost as expensive as London but they have much higher salaries. Try, Berlin or Amsterdam, or if you want somewhere quiet Zurich, but just don't live in London.

[@k7450]

Berlin, Amsterdam and Zurich are all equally as expensive as London, maybe even more so. This is terrible advice. There are thousands of cheap cities in Europe and none of them are the ones you listed 🤦🏼‍♀️

[@matthewbaynham6286]

@@k7450 Wrong Zurich has about the same costs for housing as London but the salaries are about 4 times higher. (I lived there for 6 years). Amsterdam and Berlin are much cheaper. The centre of Amsterdam costs a tiny fraction of what London does for accommodation. Amsterdam is also a much smaller city so it's very easy to find very cheap accommodation on the edge although the salaries are a little bit lower the difference doesn't balance out Amsterdam is much more affordable than London. (I lived in Amsterdam for 2 years). People in Berlin complain that accommodation is expensive but they are only comparing what it use to cost years ago when all of Berlin lived in poverty. The prices have risen a lot over the years but it still does not come close to London prices. The salaries are a little lower than London but again it doesn't balance out Berlin is much more affordable than London. (I lived in Berlin for 3 years). I mentioned the cities I know well because I lived in them for a few years.

[@walqqr1]

Or maybe a smaller town near London, so you could work in London and go back home on the same day.

[@johnriddle8215]

Maddy how we wish US women your age were as calm and happy self assured and basically decent as you and likely most Norwegian folks 😊. Ps. Please move to California. we need you 🙏🙏

[@reesewhiterspoon3744]

Hay no que flojera vivir alla limitandote de todo y habiendo estudiado una carrera en la universidad 👎🏻creo que vivirias mejor en usa 🇺🇸 y ganarias mas bien y tendrias mejores cosas y no un apartamento pequeño y sin poder comprar lo que te gusta Gracias por tus videos me gustan mucho los sigo desde que estabas pequeña 👍🏻😉

[@giuliantoneIIi]

Nah, the US are the biggest scam ever played in history