I don't know if it's rote conditioning or laziness but most retirement advice is for couples. Look at the census and there are more and more single people living alone --share more than tripled from 1940 to 2020.
@mikem74899 ай бұрын
Same principles apply.
@santafilipina90209 ай бұрын
@@mikem7489 Yes, but there are notable differences and unique concerns especially for women
@jtowensbyiii60189 ай бұрын
@santafilipina9020 why for women?
@santafilipina90209 ай бұрын
@@jtowensbyiii6018 we generally live longer and our investment styles tend to be more conservative so this may not keep up with inflation, etc.
@dalaov52589 ай бұрын
time to find some love..
@MaidenBklyn9 ай бұрын
I would really like a show that discusses retiring single without a paid off home. In other words, those of us who have a decent 401K plus Social Security but do not own a home...
@nirui4679 ай бұрын
great idea, i would like some content on this too
@Labbernese779 ай бұрын
Get a roommate or family member to live with you. Over 5-10 years it will save you a fortune.
@ingababy51969 ай бұрын
@@Labbernese77I don’t understand why people don’t consider this path!
@Labbernese779 ай бұрын
@@ingababy5196 they pay 700 bucks, so you are helping them and they are helping you. That's what we are here for to help others. All these people living alone is unhealthy we are social beings,,, it's " social capital"...
@michelejohnson64598 ай бұрын
A paid for home makes it easier to predict future expenses. Rent is a wild card. Can increase at an insane rate. 😮
@josephjuno95559 ай бұрын
I retired at 61 in july🎉 took 6 months off went back Part-Time as i had planned. Easing into Retirement?
@angieOB2E7 ай бұрын
This discussion revolves around the “ideal “ situation… “start young… couples (dual incomes)… paid off house In realty there are a lot of us who have lost most of that through divorce or other life changing situations (“silver divorce “) as well as the newer “ideal couples” who are currently starting out… making what used to be a “decent income” (70,000 +) & are completely priced out of most current housing markets & are just trying to keep up with the rapidly escalating cost of living .. I appreciate your information… however, for me personally, I unfortunately don’t fit into any of the “ideal boxes” (PS not because of laziness)
@brendacarey52078 ай бұрын
You’re forgetting that half of marriages couples divorce and now you have gray divorce. Please write a book about handling retirement on your own.
@josephjuno95559 ай бұрын
Suze Orman is So Out of Touch! Most people can't earn anywhere near that! Not everyone has a cushy job as talk show host? Other than desk jockeys there are Hard Jobs in factories, warehouses, tire and repair shops? I work in a Hospital for 38 years, only 61, I can't imagine doing this for 9 more years? She has obviously never worked a Real Job in her privileged life?
@TheRealTommyBear335 ай бұрын
I have a desk job I could work till 80 really lol. But I rather work part time once I get to 67/70 ish. but since I sit on my butt most the day I can't say its hard work lol.
@JohnFord-c5l3 ай бұрын
They are all taking BS..lies lies lies..
@JohnFord-c5l3 ай бұрын
They are so full of s***
@randymillhouse7912 ай бұрын
SNL did a parody of Suzi Orman where a guy asked her what to do financially because he was jobless and homeless. Her advice was to save more money for an emergency fund. He said he HAD NO JOB! She then said 'tap into that 401k.'
@MegaRose19589 ай бұрын
I just subscribed to your podcast. I love your energy when you first come on and how you introduce your guest. I also enjoyed your interview with Vivian Tu.
@Mary-tj5qx5 ай бұрын
This is great. He's saying the quiet part out loud. None of these financial planners factor in SS and pensions and this massively skews what people think they need.
@acastr12343 ай бұрын
Most of us probably won't qualify for SS, so....
@BlakeLennonMusic8 ай бұрын
Excellent episode. These conversations go deeper than most on KZbin.
@ariadnasv9 ай бұрын
This was all good but still, I think that $3k or even $2k per person I social security is hard to reach. Many people get less than the $2k minus the deduction for Medicare. That’s a big difference in additional sources of income that many people can’t get. 😢
@laurahelbling53639 ай бұрын
Regarding deduction for Medicare includes our Part B monthly premium deduction, Monthly premium for a supplement plan to cover gaps in Part A & Part B and our monthly premium for Part D and our deductibles. The other option is Medicare Advantage plenty of healthcare horror stories that goes with that type of plan.
@atimnile24019 ай бұрын
So you’re saying if your SS benefits are 2000🤑🤑bucks A month, it’s still taxed ?? Thought social security shouldn’t be taxed at all??
@randolphh80058 ай бұрын
You want to get at least $2500 in SS. How much depends on when you take it and how long you payed in. At age 65 you get Medicare, either traditional or Medicare “Advantage”. The Advantage plans are much cheaper, but more variable. They are not necessarily bad, but require some knowledge to navigate, and avoid the problematic plans.
@tracyk4156 ай бұрын
Yup I'll only get $1,300 in SS if the Republicans don't take it away
@serialmigrant9 ай бұрын
Txs for the discussion about MOVING NEAR YOUR CHILDREN. This is a point of annoyance with me and my friends from elementary. We come from one of the poorest areas of our province. No jobs. We all had to leave. And our parents all pull out the narrative, but i spent my life here... THERE WAS JOBS THEN, not now. And its a 7 hr drive from an international airport... At least move near an international airport...it's not like there are services there
@bryan86388 ай бұрын
Its funny how many people are early retirement youtubers podcasters etc, but none of those people are retired lol!
@RCGuitar9828 ай бұрын
Probably because most people with the discipline to have retired comfortably in their 50s have no need to sit in front of a camera and are off doing whatever they please instead
@BeNice-yg8dt6 ай бұрын
They are not retired because they are making thousands of dollars each month on KZbin. Then, they take that money to invest in other projects (stock market, businesses, selling courses , etc.)
@BeNice-yg8dt6 ай бұрын
They also use KZbin money to buy real estate. Then, make videos about how many properties they own. Followed up by selling courses on how you can do the same thing. However, they rarely discuss how much they make on KZbin.
@stillhopeful70487 ай бұрын
Loved Wes! Awesome content he shared!
@livinforlessinsingapore36018 ай бұрын
Yes. You don’t need that much to retire. I’m living in one of the most expensive cities in the world: Singapore. $2k per month is arguably more than enough. It’s just that you need to use your brains quite often to get good deals. Be happy with the cheaper things. Avoid the expensive ones. Like it’s really cheap for us to go to Bali for a holiday. Cars are super super expensive. I think it’s the same for anywhere else in the world. Try to get happiness from the free or cheaper things in your location. 😊
@marshallhughes45148 ай бұрын
Is rent included in the 2k per month or do you own your house?
@livinforlessinsingapore36018 ай бұрын
@@marshallhughes4514 hi. I own my own little place. So rent is not included in the $2k. But it includes $135 in maintenance fees and about $40 in property tax. Per month. This $175 used to be just $120 per month last year. But I guess inflation via increased govt taxes are unavoidable. I live alone. My basic month,y expenses are roughly: Utilities 60 Home 250 Mobile 50 Internet 40 Transport 50 Health 100 Eating out 1 or 2x per week 150 Food 300 Misc 100 Medical 200 Fun 200…….that’s $1500 That leaves a good $500 to go towards a holiday budget.
@CynthiaAva8 ай бұрын
My rent is 2,000 in NY
@livinforlessinsingapore36018 ай бұрын
@@CynthiaAva hi Cynthia. That’s a lot! Rent for just a ROOM in Singapore can often be $1k. What I did when I was younger was sharing a room. At times, there were 4 to a room. As long as room mates are “nice”, it’s workable. I had to choose to do this for several years as rent is often super expensive in Singapore. So, I try to reduce expensive out-goings. Nevertheless, for older people in Singapore, the govt has a system of “selling” a small studio for about 30 years, for about $100k. Big enough for a couple. Tenure, size and prices vary a bit.
@stevemiller19378 ай бұрын
Going out on a limb and guessing 2k doesn't provide for 2 adults and 4 kids 😂 My goal is to get my expenses under 10k per month BEFORE any investments.
@amandascharf38708 ай бұрын
I think it's worth noting that many teachers do not get SSI if they are getting a teacher's pension. They pay into the pension instead of SS.
@jcalexander5523 ай бұрын
Interesting. I was unaware of that.
@randolphh80058 ай бұрын
If you have no debt, you can live on $3-4k per month. But, life will be a lot more fun on $5k per month. Both our mothers live on less than $2500/mo at age 86 with no portfolio.
@52CA8 ай бұрын
I have no debt and over 7 figures savings and don’t ever plan on having 2500.00/month to live on. Why does everyone think you need 4,5 or more thousands a month?
@randolphh80058 ай бұрын
@@52CA do you mean you never plan on “spending” $2500. You obviously “have” with 7 figures saved. Congrats on that. We also have no debt, a paid off home, and a nice portfolio, but we plan on spending over $10k per month while we can enjoy it. We are frugal, but not minimalists. The problem is that many people with lower means still have higher housing costs, either from rent payments or mortgages, and that significantly raises their monthly needs.
@52CA8 ай бұрын
@@randolphh8005 I intend for my portfolio to grow for the next 10yrs. Hopefully double. I think 2022 was a big wake-up call as to what can happen in a down market. About the most I can ever see pulling out is 30k a year but years down the rd. When I get to SS then I’ll stop pulling anything from savings and just spend all the SS every month. At that point my portfolio will be just one giant emergency fund.
@Cyclepilot852 ай бұрын
28:00 Not to squash dreams, but teachers with pensions (state run) don't typically pay into social security. Ergo, upon their retirement they will receive their pensions, but not social security. Further, if they become widowed, their spousal social security will be reduced by the amount of the pension.
@JAMESDECOUTO9 ай бұрын
I am 75% there, this conversation is great for the 35 year old. Using The new wages standards, however I started working at $3.55 an hour. Worked 2 jobs for decades and my social security is going to be around $2000.00 a month. 3 months after I start collecting I have been told by social security that there will be a 25% reduction. SS website states it should not be considered no more than 40% of your retirement maximum. In a few years the liquid assets went from 500,000.00 now 700,000.00 what will it be in 10 years. The goal is achievable, if you have the time or a really great paying job. Last comments were spot on, Wes. Help some better than none. Will tune in to his podcast as well. You guys are great. Again last comments from both are great. Thanks for all you do.
@philipem10006 ай бұрын
Just FYI I retired in the great recession with $143K in IRA and an unemployment check. It took me some juggling and careful planning but today I live on an early SS Check under $2K and have about two thirds of it left over every month. I'm going to Spain this year for vacation. I lost massively in the recession, I retired with $500K less than I had planned. I ended up retiring at 59 because after two years of unemployment you might as well be retired. it all worked out. Be smart, save what you can, invest wisely but be creative and don't let fear paralyze you.
@ericblanton68875 ай бұрын
Median retirement savings for 65-75 year olds in the US is 168K… 5M is very high but 700K is also much much more than median American has. I’m curious how/if the median American is retiring.
@grannygoes78829 ай бұрын
$500 Grand, a government pension, and eventually social security and I'm set!!
@Abraham.Lincoln229 ай бұрын
Great gam gam….is that you?
@grannygoes78829 ай бұрын
@@Abraham.Lincoln22 YEP, almost quit many times but glad I didn't!
@Kornheiser109 ай бұрын
Do you get SS with Govt pension. Fed employees use to not pay into SS, so they did not get SS in addition to their pension.
@grannygoes78829 ай бұрын
@@Kornheiser10 I'm state and yes I paid into it and can get SS and Medicare. My ex was railroad and he doesn't get SS. His pension is way better than mine!
@Hokiealum996 ай бұрын
@@Kornheiser10that was the old system. There are not very many Feds left who were on that system. Most are FERS Feds now and yes they pay into SS. That’s not a good thing as the old system was the best pension the world has ever seen.
@OldFramer8 ай бұрын
Lets be honest, most people probably go pretty strong in the 1st maybe 10 years of retirement and after that they are luck to spend their days watching the squirrels. So you would have to try and spend 4%. Especially if you listen to the crazies saying to raise the retirement age to 70.
@hahamasala7 ай бұрын
Agreed, but the wild card is health care costs increasing as you get older.
@taylorbarnard48809 ай бұрын
I’m 33 and we should 100% be able to retire around 60. Assuming nothing catastrophic occurs, knock on wood!
@BLRska7 ай бұрын
😂
@ingababy51969 ай бұрын
I don’t need 5 million dollars for retirement. That’s wild😂😂
@ariefraiser1405 ай бұрын
I only need about $60,000/year to live which is just a smidge over 1% of $5 million.
@deecee9014 ай бұрын
Agree. 😅
@RJthing2 ай бұрын
Very inspiring. Thank you!
@melinda8589 ай бұрын
Great episode as always!
@snow407418 ай бұрын
I am debt free at 57...no mortgage..cc or car note...the way I feel about my job is there somethings I do like and others I don't...if I am let go tomorrow I could care less do me the favor...I rather work part time now...doing something that has meaning and makes a difference until I retire at 62 1/2!
@tinanolan14858 ай бұрын
I thought I’d written this when I saw your comment. In exactly the same boat!
@CitAllHearItAll10 күн бұрын
I agree that you should celebrate hitting that ‘min’ number of ‘enough’. Outside my mortgage (5 years total, 4 years left), my expenses for the last 2 years on average is $32k/year. That includes home insurance and property tax, but not medical insurance. I have lived less for most of my adult life (40). I’m just THROWIN money into investments /savings. 25% of gross while paying my mortgage. I’ll go back to 45-50% after the mortgage is gone. When I hit $1 mill, I’m celebrating! I started FI 2 years ago at 38, but have always naturally been a saver. Anything after $1mill is just bonus. I’ll drop down to min match on 401k and funnel into Roth then brokerage. Probably won’t hit that number until 50. But at that point? Time to enjoy! Gonna give myself 2k/month for whatever. Build up for a sweet car, extra in the vacay fund. 😂I’ll probably end up investing most of it. Can’t wait! Enjoying the ride. It feels good to have my spending in check and working towards a goal. Rant over
@yiayiaapril91519 ай бұрын
In California teachers do not pay into social security and do not qualify for social security. There are a lot of people who do not qualify for social security but they may have healthy pensions such as railroad workers who also do not pay into social security. Unfortunately our military also do not get social security but I think they should regardless. I think it should be clear that you only qualify for social security if you've been paying into social security and not all jobs pay into social security such as some state jobs. Also, you don't touch on the topic of when one of the spouses die. Social security goes down or barely moves up. That can be very discouraging when one partner is older than the other partner.
@mikelentz8338 ай бұрын
US military do pay into social security.
@wendyw40236 ай бұрын
Wes started talking about people >55 "retiring" in 2020, but he didn't mention whether he had taken into account how many people in that age group that died from COVID that year. I bailed on the video at that point, because it's just another youtuber cherry picking data to support his POV.
@BrokeMillionaire19 ай бұрын
I’m all for financial independence and retiring early! I have a huge problem with the 1/5 who are trying to “bring their company down”. That’s ridiculous. If you don’t like your job, leave. No one is forcing you to stay in a job you hate.
@stevemiller19378 ай бұрын
Broke millionaire 😂 I can relate to that feeling 100%
@TheRealTommyBear335 ай бұрын
in all reality only think I need to retire is to have my house paid off I would work part time anyway cause why do I not want to do something just wierd. I cant imagine being retired as in not working but knowing you only got to work 3-4 days a month to pay your taxes and utilities and chill the other 25 days is more than enough retirement for me.
@randymillhouse7912 ай бұрын
I love this topic and you all address it very directly. However, expanding the scenario to include retirement in a South American country truly resolves the doability factor (Yeah, spellcheck, I made that word up. If Shakespeare could get away with it, so can I). I find life in the USA to have become quite "stale."
@slf51412 ай бұрын
I like the topic of core pursuits to have in retirement
@slf51412 ай бұрын
I love your realistic advice from you all. Can i reach out to you all for a consultation ..lol??? I would pay for a financial consultation planning.
@saulmarquez89899 ай бұрын
Remember teachers salary are SS tax exempt therefore they can not receive SSI when retired
@fsu1209 ай бұрын
There are only a few states that have teachers exempt from social security.
@58jcee9 ай бұрын
Sorry but that's not entirely true. It depends on the state you reside/work in. I teach in NJ and pay into SS. Therefore, I will receive SS benefits. But unlike SS, my pension will not reflect COLA. I'm not complaining just simply stating.
@ariefraiser1405 ай бұрын
Depends on the state you're in. My mother is a teacher in NC and she pays into social security and will get SSI.
@mockensl2 ай бұрын
MD teachers pay into social security.
@Nicktatg9 ай бұрын
Teachers in Texas don't get SS. A 403B AND a IRA are needed IMO.
@leitm39129 ай бұрын
This is probably a niche complaint, but my biggest problem with all the retirement planning people I hear from is they still say you need to save for 20+ years. I'm 30 right now and I'm hoping to be retired by 34. Why isn't there a bigger focus on getting retired EARLY. Worst case I'll be retired by 40. I don't think retiring at the "normal" age of 66.5 or whatever is a good goal unless you're one of those 1/5 that actually love their job.
@Kornheiser109 ай бұрын
Because most people can't afford retiring without about 20 years of work and savings, particularly if you have children. Of course if you can save $1million per year you might be able to get there, but 99.99% of Americans can't, and you won't have SS ti help out.
@user-ku5vm5jb1h4 ай бұрын
This is hilarious. You’d need $$$$ millions to retire that early. Good on you if you can get there but how do you plan on ending up with $4-5M in the next 4 years?
@deecee9014 ай бұрын
How? You make 500k a year?
@suzukiman89648 ай бұрын
I should have 5.6 million between my stock portfolio and rollover Ira by 50 According to my dividend calculator
@kayjay78658 ай бұрын
39:44 u shouldn’t pick favorites. The kids feel it even if they don’t say it
@FinancialFreedomLifestyle9 ай бұрын
Great episode. Early retirement is 100% doable. We were able to do it by age 28.
@alexg84609 ай бұрын
Wow how did you ? What investments did you use ?
@FinancialFreedomLifestyle9 ай бұрын
Mainly real estate and then dividend stocks@@alexg8460
@Kornheiser109 ай бұрын
Ok.....🙄 What did you retire from?
@FinancialFreedomLifestyle9 ай бұрын
My 9-5 job.@@Kornheiser10
@zackdreamcast2 ай бұрын
Assuming social security will exist in the future is a scary position to put yourself in
@tarikviaer-mcclymont57629 ай бұрын
Not enough what will property taxes be in 10 years???
@jtowensbyiii60189 ай бұрын
Literally not one person knows what taxes will be in 10 years
@honzasgarage51258 ай бұрын
I'm my industry pensions are literally unheard of and nonexistent. The people I know in other industries with pension usually stay in their toxic job only because of the pension. I really wish I didn't have to pay into SSI and could just invest the money myself
@brantnicholas67437 ай бұрын
What About DIVDENDS? Have not heard it mentiuoined. I get over $100k a year in divies and own my own house retired at 51.
@seohuihan98853 ай бұрын
It's weird a lot of these "4% rule" plans seem to envision having a 700K, 800K, 1 Mil by retirement age, parking that money in a checking account, and siphoning off 4% a year until you die. Does no one invest in mutual funds, ETF's, T-bills, whatever? If I had 1 mil, I can just park that in a safe SP500 ETF, maybe take out 7%-8%, and assuming a 10% historical return, my 1 mil would not only shrink, it would grow, right? Am I wrong to think like this? And even if I had a bad year (bear market 2022, for example) just hold and I'd make it back on the better years where there was 14, 15 percent.
@Paraglox13 ай бұрын
To be fair dave was talking to a 70+ year old with 2mil+ and told that individual he was good with 8%
@FIRED13Ай бұрын
So glad I cut the cord a few years before COVID. It would've SUCKED if I RE'd into a global pandemic
@kevinparkerful5 ай бұрын
You forgot to big expenses for older people assisted living and healthcare
@vanessag69007 ай бұрын
federal workers under FERS retire with 1.1% of high three pension.. not all that great.
@eidnemdjenКүн бұрын
I just turned 44 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I’m getting worried about retirement, my intention is to retire at 55. How best do I maximize my savings of over $500k
@fgl-j9uКүн бұрын
Retirement is now more difficult than it was in the past. it's all about balancing your risk tolerance with your long-term goals. Maybe consider speaking to an advisor to help in diversifying your portfolio to spread out the risk.
@simeonedavis439Күн бұрын
Many people often underestimate the effectiveness of a financial adviser in planning for retirement. Over the past 5 years, my FA has consistently restructured and diversified my portfolio and expenses, resulting in over $1 million in gains. While it might not seem like a huge amount, retirement now feels within reach
@MilaCruz-d5rКүн бұрын
Hello, I'm interested in trying this out. Who is your FA, I'm gasping for breath. Have been doing things myself but it’s clearly not working
@simeonedavis439Күн бұрын
JUDITH B. RICHARDS is who I work with. Have worked with her for about 5 years now, and her performance has been consistently impressive. She’s quite known in her field, look her up
@eidnemdjenКүн бұрын
Thanks for sharing this. This is equally of great importance to me. Sent a message on her webpage, hopeful to get a feed back.Her credentials are superb
@AndrewRod-c5v7 ай бұрын
5 % works actually better 100% stocks
@ariefraiser1405 ай бұрын
There has been extensive research and studies from William Bengen, to the Trinity study that says you're wrong. 100% stocks is actually riskier with a higher possibility of portfolio depletion than a portfolio ratio of 50% stocks 50% cash and bonds up to 75% stocks 25% cash and bonds. 5% withdrawal only makes sense if you retire in your mid 60s.
@c2shiningc1764 ай бұрын
Pay off all debt. And spend less than you bring in. I retired at 60 instead of 65 as i had planned originally but I'm not looking back retirement is too wonderful to go back to a crappy 50000 job. I live fruggally and pay cash only on everything i have no wants so retire a.s.a.p. while your health is good because if you wait til you think you got enough money you'll never tire sadly. Again no debt is the ticket to retirement you don't need much. The paid off house and no debt and you can get by on very little your health is more important when i quit my job within 2 weeks i was like a new man just happy with very little if i need in the future i can always downsize and lower my bills even more if need be but I'm in Calif and my bills are low and only a very small pention however can get by so when my wife and i collect ssa we will be in great shape. With almost nothing in savings.
@AdventuresWithDanaJodie8 ай бұрын
You state at about 29 minutes into the video that the teacher will get social security. That is not true in most states since teachers pay into their state teacher retirement and not social security.
@mockensl2 ай бұрын
MD teachers pay into both. We will receive social security and a state pension.
@galagaviria1969 ай бұрын
But if you “move back to GA” you may very well have a mortgage. 😕
@austinanderson6538 ай бұрын
How can I retire at 45 and not have anything to worry about
@MovieJustin5 ай бұрын
Who are these twenty percent of americans that love their company and their job? that love doing labor for other people's benefit?
@ariefraiser1405 ай бұрын
Not everyone is into their job purely for the money. Doctors for example may like that their job gives them purpose. They're literally saving lives. My father was a college professor. College professors on the whole love their jobs. They're not trying to retire. At least not the professors I met through my father. I've met airline pilots who just love flying. Many would continue to fly until they died if there wasn't an age limit.
@timshull598 ай бұрын
64 with a little shy of 600k saved but I have 130k mortgage . want to hang it up next year but I ll probably still work 1 day a week...
@Abraham.Lincoln229 ай бұрын
$1.25 million plus a paid off house? Sounds pretty easy. 🤣😂🤣
@bygone86769 ай бұрын
Tbh if you're already watching financial videos, it doesn't seem unreasonable at all
@jtowensbyiii60189 ай бұрын
It is easy, that's only like 100 a month for 35 years
@edgonzalez1868 ай бұрын
12 minutes listening... and it's so infantile and wishy-washy these work-retirement points of view. Love-hate for the work is equal to love-hate for money. Work-job are vehicles to acquire the tool of the money. It's like responsibilities in a civil structured society... they are necessary. If it takes a lifetime to achieve something, so be it... If you do not agree with the effort results of the job and there's no way to enhance it... it's time for the free enterprise to change it for another opportunity to better oneself. But please stop the feeding of "if you hate your job," "retirement" mentality. ALL jobs are necessary (as long their legal and not inhuman), and we as landlords would be without businesses if everyone quit their hateful jobs. Focus on the upside and process of reaching that financial independence through real-estate investment without this crap of jobs and employment.
@Pops28 ай бұрын
When 08 happened, the little old lady landlord got no bail out. Her lifetime of war and depression gave her the steel to endure. A modern marshmallow stands no chance.
@henryl15723 ай бұрын
My social group is a gay bar on the beach in Puerto Vallarta and chit chat with many people there and have made friends I’ve traveled with. I drink Diet Cokes there too. Great view and most people are in a good mood because they are on vacation. I call the workers my nephews.
@gc48472 ай бұрын
Yikes… her comment about “nowhere to go anymore” at age 70 was really ageist.
@zackdreamcastАй бұрын
28:00 add up all the current employees that are under the age of 40 now that are working for a pension and maybe you have 5% of workers. Talk about not knowing your audience.
@barbaraaspengen98106 ай бұрын
When the government only gives you so much money with no plans for a salary increase you are in trouble because rent,food, gas, and being in the hospital as a patient can make you poor in no time 😢
@elliottortega47947 ай бұрын
“Retire” sooner than they had planned 💀
@ParisianThinker3 ай бұрын
There will be no happy retirement in DEBT USA
@TehkNinja4 ай бұрын
My goal is it have 1mil in the 401k and 2mil in the Roth ira
@harism20017 ай бұрын
5 mil She’s needs help. She shouldnt be on this show. Left after seeing her talk
@winsomesibley52738 ай бұрын
😊😊😊😊 these people make me laugh so hard, find a state or another country that your money will go further
@maxsanemitchell1609Ай бұрын
Do life in Texas, retired.
@holdencawffle6263 ай бұрын
Mindy is cringe
@kaleidoscopeeyes33553 ай бұрын
Wow - can't believe he thinks America has the best work culture in the world. That is nuts. America is so problematic in so many ways. Take a look at the rest of the world - properly - before you make a statement like that.
@FLOODOFSINS9 ай бұрын
Give it 100 years everybody and you'll be fine. Just listen to these knuckleheads about having to force yourself to be married just to make $90,000 from to social security and other forms of income like a pension as if most people have that nowadays Oh brother I hear the yellow bus driving up on them😂