HOW MUCH DOES IT COST TO OWN A HORSE? I Add Up My Monthly Expenses

[@KarenBadrick1]

Have you been brave enough to work out how much your horses cost you each month?

[@NettiieB]

Great video. Another thing to watch for with insurance is that many things can be excluded on the policy depending on your horses' past history and any claims you make. For example I know someone who made a claim for a one off eye infection, now ANYTHING to do with eyes is excluded!

[@KarenBadrick1]

Thank you YES!! I find Insurance companies seem to exclude lots of things after a claim so then your left wondering why your paying a higher premium for less cover, they will also try and get out of paying some fees, My horses will always see a vet whenever they need to regardless of the price but I will just pay out of my pocket x

[@AngelaWard-zb7xn]

Only just found your channel and so far what watched been amazing. You come across so down to earth and real. That hope good fortune and blessings comes you way ❤

[@KarenBadrick1]

Thank you so much Yes I like to be open and honest on this channel, I’m glad your enjoying the channel

[@cindbin64]

Love your open honesty, can total relate to you x

[@KarenBadrick1]

Thank you, I like this channel to be completely open and honest about horse ownership and general life xx

[@sandrawheeler1521]

Love your honesty Karen. And showing how to keep horses on a budget....your yard is a bargain. But lots of work for you. You dont need a big posh yard. The most important thing is you know how to look after , ride, produce and Show your welshies to a very high standard. You love your horses so much. The bond is clear to see. Your so knowledgeable. Great mum. Wonderful family and Steve... Happy New Year Karen , family , horses pets. Love your video's...you are such a lovely person.❤❤

[@KarenBadrick1]

Thank you Sandra Yes, I love my little yard and we’ve made it work how we want it to but yes there is lots of maintenance to do regularly. Thank you, I prefer to spend my money on the horses care and showing them off then spending it on a posh yard with big facilities Happy new year to you to ❤️ thank you ☺️ xx

[@sandrawheeler1521]

@@KarenBadrick1 Totally agree with you Karen. Xx Anyway you beat most of those from posh yards in your showing.🤣🤣🤣👏👏👏

[@muttersmenu2422]

Fantastic video and every prospective horse 🐎 owner should watch, listen and take 📝 notes, this is the reality of having a horse 🐴. This is a good follow on from how do you earn per annum from your channel ✔️👍 You have had a challenging year and it has been interesting following your journey💐Good luck 🍀 in 2024 Congratulations on a very informative and interesting talk .

[@KarenBadrick1]

Thank you so much xx

[@Lmc-g1j]

Aww Karen ❤ … ur so honest ,, and soo true ,,, it hits home to me also ☺️, very expensive hobbie . Wish u all the very best for 2024 Karen x

[@KarenBadrick1]

Thank you, yes i like to be honest and open on here, I didnt have the best time growing up but then i found Steve and the horses (hes had horses all his life) and i became addicted to the horses, so i had to work out how to budget our money properly to afford to keep the horses going Thank you so much , Happy new year xx

[@kippen64]

You are far braver than I. I don't even want to think about how much my horses cost. My horses aren't insured either. I am in Australia where insuring your horse for vet bills isn't a thing. However, I do have access to funds for vet bills.

[@KarenBadrick1]

Haha when I was asked if I would make this video I did wonder if I actually wanted to know the true cost 😂 Oh wow I didn’t know insurance for vets fees wasn’t really a thing in Australia, it’s very big here in the UK but then the insurance companies have so many clauses to try to not to pay out anyway I just dont think it’s worth it x

[@bevhigginbottom4302]

Thank you for your open and very honest video. This is the reality with horses. Wishing you a happy and successful New year 🎉

[@KarenBadrick1]

Your welcome, im glad you liked the video, i like to be open and honest on here and show the real life side of horse ownership thank you, Happy new year to you to xx

[@Scwibbles]

This is the first video I watched of yours and I really love your honesty! I would also love to see financial videos as I struggle to budget and save

[@KarenBadrick1]

Thank you so much, I’m so pleased you found my channel and am enjoying it, Yes I can make a video about how I plan our income around paying the usual household bills and how I save for the horses if it will interest people xx

[@Scwibbles]

@@KarenBadrick1 yes please :) I'm looking to get my first horse in the near future and on paper I should be able to afford it but I just don't know where all the money goes :( doesn't help that everything has gone up in cost! It would be very helpful to have a video for that xx

[@sophiabains5140]

Brilliant Jan 1st vlog! I worm mine twise a year too. Basically winter & summer. I just like to know about all the different types of worms etc. It's good to hear about your costs helps us to really get to know you. It's so informative too. You go into detail that many don't so really like that about Yr channel. Always feel like I'm watching a friend & like I'm catching up. 😊

[@KarenBadrick1]

Thank you Yes twice a year works well, then were not over worming and them becoming resistant to the wormers, I like to be open and honest on this channel and im happy to show or talk about what other channels dont seem to want to talk about Thank you so much, i love the community we have made here, your all so friendly and i see you all as good friends xx

[@carolineridlington5010]

You could always do a worm count afterwards...see if its all affected...😊

[@nicoladennett311]

Blooming bargain monthly rent. But when you add in cost of maintenance that the landowner isn't paying it adds up especially when paying 1000 for tree Your yard is what you make it, doesn't need to be posh. You could probably buy a pump for water if close to river/brook

[@KarenBadrick1]

yes bargain rent but it does all add up when we do any other sort of maintenance, one day i hope to have a nice house where the ponies will be in the garden but im happy with what weve got at the moment, Get lewis through school then the house shopping will start

[@sasunake7453]

Happy new year! i'm too scared to add this up haha I don't insure my horses either - but i pay into a vet account every month and i can withdraw that money at any time if needed so its not lost forever if i don't use it like insurance money

[@KarenBadrick1]

Thank you, happy new year to you to, Yes I think it’s the most sensible thing to do so then it’s not lost money if you don’t need to make a claim xx

[@angemoorhead5496]

It is interesting to know what different people pay for their horses - I have 4acres at home, 3 stables and an arena with lights - there is nearly always something needs doing - I feed hay all year round 10 bales a fortnight = $140 feed I feed very basic hard feeds twice a day plus vit and min and chaff - your feed is very cheap ! My farrier comes every 5 weeks and costs $300 for 2 full sets - I don’t use insurance either.

[@KarenBadrick1]

Yes I love seeing the different prices people pay for there horses and the variety of land /or services they get for the price Oh god yes there is always something that needs doing on the land 🤦‍♀️ maintaining the place is a full time job in its self x

[@angemoorhead5496]

@@KarenBadrick1 I don’t have much in the way of help my hubby broke his back a few years ago when one of our trucks he was working on the cabin came down and crushed him so for him to mow is near impossible but I do most of my thinking and planning when I’m mowing or mucking out 😂😂 he does the repairs though , he won’t let me touch the chainsaw 😂😂😂 he’s probably right about that

[@KarenBadrick1]

@@angemoorhead5496 oh no I’m so sorry to hear that, I am lucky in the fact that Steve and my 2 older boys are extremely helpful and will fix anything that needs doing but they all work long hours so trying to get them down the yard to do the jobs is impossible sometimes. Haha yes 😂 my whole life is planned out whilst I’m mucking out haha xx

[@HorseyGrace127]

Thank you for making this it’s very interesting to see how much different people have to pay in different circumstances with there horses

[@KarenBadrick1]

Thank you, you are more then welcome Yes there is such a difference in how much people pay for there horses and there care, so its nice to see what others get for there money xx

[@kimsutherland977]

You were very open and honest Karen. Bless you for that. Horses are very expensive. I am fortunate that I have 6 acres and 5 stables. I put in a school as my land is sloping. It's a godsend. Your straw is cheap. I pay 45. One is on shavings. I feed molasses free sugar beet, it's 11.00. It's the soak over night pellets. I don't feed in summer, and don't feed haylage in the summer. I end up with too much grass.. They stand in most of the day on a small section of hay, as they all get so fat . Like you, none are insured, but I can pay any bills if needed. My ISH has mild arthritis in his fronts so has heart bar shoes with graduated heels. 140.00 a set!! Trims are 30...Eeek I making myself ill just thinking about it. 😢

[@KarenBadrick1]

Thank you, I want to be open and honest about all aspects of horse ownership on this channel, Luckily i have known my farmer since school, he is a good friend of ours so we do get some perks from that, Yes i used to feed the soak over night sugar beet as it was cheaper but now there is not much price difference so i just go for the ease of 10min soaking now. Cor blimey the cost of shoes have gone up so much, i remember when a trim was about £10 😂 xx

[@kimsutherland977]

@@KarenBadrick1 I remember when shoes were £5 a set!! Xx

[@KarenBadrick1]

@@kimsutherland977 oh god I want that price again 😂 xx

[@kimsutherland977]

@@KarenBadrick1 but then I am old 🤣I reckon I was about 15 in the mid 70s. I found a pic of me taking a shoe off... Coached by my farrier of course. Glad I learnt as I have saved many a foot and or shoe over the years. My ISH gets 2...yes 2 refits out of his fancy shoes. I nurse them the final time. I can't afford 140 each time. Xx

[@juditl8866]

Happy New Year! Thanks for the informative video. Having horses is certainly expensive too where I live. You are doing a great job keeping the expenses low. And your horses are cute! I am glad I found your channel. There are relatively few videos with welsh cobs (section d), they have the absolute perfect amount of chonk❤

[@KarenBadrick1]

Thank you, happy new year to you to 🥂 Yes we all have to try and keep the costs of keeping horses as low as we can without scrimping on there care, I’m so pleased you found the channel and are enjoying it, into have found it very hard to find any other channel with welsh D’s (there the best 😁) xx

[@theresajordan1694]

You have a fab yard and your horses want for nothing. That figure made my eyes water a bit. They are worth every penny xx❤

[@KarenBadrick1]

Thank you so much, I was reluctant to actually find out the end cost 😂 my mortgage isnt much more then that each month haha But yes they are worth every penny of that cost from the joy that they bring us xx

[@kacey88ful]

Great video! I'm like you Karen, very conscious of the money I spend. Have it down to a fine art. But you are so right, its the things other than everyday, especially transport that really hike up the price.

[@KarenBadrick1]

Thank you, Yes thats why i decided against this being a budgeting channel as i do the same thing with my money each month which would be boring to watch 😂 The normal costs of horses isnt to bad its the little things that crop up, i didnt even include the costs of the memberships i need to compete my horses which all come out in january. I might keep track of the showing costs this year and make a video at the end of show season about how much i spent on that xx

[@Horsegirl_Kalie]

Your braver than me, I do not need to know how much mine cost 😂😂😂

[@KarenBadrick1]

I did not add it up in front of Steve otherwise he would probably tell me to sell one 😂

[@ShaneGilbert-cx4th]

Happy New year ALL, AND thank you for sharing your journey. And that's a great help for embody starting out .Take care and all the best. Good luck to Lowe's journey ridding gambler 😊😊😊👍👍👍👍💟

[@KarenBadrick1]

Thank you, Happy new year to you to, There is so many costs involved with owning horses so i thought it was nice to share some of them to help anyone out thinking of buying a horse xx

[@carolineridlington5010]

Too much...😂...thirty years of ownership...someone once said to me years ago...Digby big hole...and shovel your money in...❤

[@KarenBadrick1]

Yes definitely 😂 adding it all up I do wonder why we do it sometimes 🤣 xx

[@Chloe_does]

Do you have any advice on getting into showing. I don’t even know where to start. She’s a 13.2 Welsh. I don’t know how to find local shows or what even to do. I’m in the midlands and would love to give it a go. I’m currently growing out her hog tho and she’s super greasy

[@KarenBadrick1]

Hiya Does your local tack shop have a notice board? Your local shows may put there dates up on the notice board, or leave schedules at the tack shop. Local shows don’t usually start till about may time so keep and eye out at the tack shop Welsh can go into the mountain and Moorland (M&M) class, in hand or ridden, I do have videos on here on how to show in hand for beginners and how to do a ridden show for beginners. If you have any questions then just let me know xx

[@Chloe_does]

How did you get your watch hours up. People watch my shorts but I’m struggling to get people to engage with long form

[@KarenBadrick1]

Watch hours is a struggle, just keep making videos and it will come. At the moment people don’t know who you are but keep posting long videos and they will then want to see your journey, Watch hours is like a snowball, starts off small then gets bigger, at the moment you may only be getting 4hrs a day but give it time and you will then get 20hrs a day xx

[@Chloe_does]

on mu studio 'channel analytics' it says 71.1 hours watched but when i go into the earn section it only says 40. its all a bit too complicated and im unsure why they arent matching @@KarenBadrick1