How Much My Dividend Portfolio Paid Me in December! ($205,000 Account!)

[@Dividendology]

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[@rynewilliams]

Man congratulations on the record month of income - over $900 just from SCHD is WILD! 🤯

[@Dividendology]

Thanks Ryne!

[@eddiekautsch]

SCHD is goated

[@davidlavalle]

I’m retired and living off dividends, so I subscribe to and follow all the dividend-focused content creators out there-and I have to say, you’re one of the best. Your information is consistently spot on. For example, your advice about keeping the DRIP going even during price drops because you’re buying more income on sale is such a smart perspective. I also love how your content serves as a good reminder for things I might have forgotten, while still offering new insights every time. For instance, your point about analyzing income by sector rather than just valuation by sector was excellent and gave me a fresh way to approach my portfolio. Something fun to think about: many of us track our financial freedom by the percentage of expenses covered by dividends. Another fun way to frame it is by days of the year paid. For example, if someone earns $6,000 annually in dividend income, that could represent two months’ worth of expenses, leaving 305 days to go. Thanks for all your hard work-your content is incredibly valuable. I’m looking forward to your next video!

[@Dividendology]

Thank you and thanks for sharing your thoughts!!

[@eddiekautsch]

“305 days to go” This sentence just opened my eyes…

[@ginamar6218]

If the goal is to live off the dividend pay outs at some point you would have to stop paying in the 2500 a month. But on your chart it shows always paying in 2500. What is the formula you use to calculate being able to live off dividends and no longer contribute?

[@tobindrake2767]

I retired about 10 years ago with dividends of about $30k per year. That has grown to $180k this year (2025) and I should end the year with over $200k in dividends. I however DO NOT LIKE your approach. I focus on high yield dividend payers like PDI, AGNC, ABR, TPVG, HTGC, and so on. A lot of these positions are actually down in value, but the dividends have mostly been unaffected. I reinvest about 70% of my dividends each year and live very cheaply. By the time I start drawing Social Security, my dividend payments will be $1.2 million per year or roughly $100k per month.

[@OldGuyShizz]

Dude- can you start a KZbin channel?❤

[@tobindrake2767]

@@OldGuyShizz Thanks. I might consider it. I've watched a number of these dividend investor videos and their premise is completely wrong. You want to look at total return instead of just stocks that pay a dividend and trend upwards. That gives you the biggest bang for the buck. Many of these stocks he picks here have very poor returns because he's holding them despite the relatively low return he is getting off what they pay in dividends. If he were actively trading most of these ETFs/stocks that would be a different story. However, if you are trying to grow your portfolio that way, you'd be better off just looking for the biggest gainers in stock price which most often don't pay any dividends.

[@moortu]

I would also be very interested in learning more about this. I've just dipped my toe into stocks a bit and I have sooo much to learn. and there is so much information, but who is right? or most right? I would love learn and build a high dividend income and retire as soon as possible.

[@khali23balla]

New to the channel, just starting my portfolio. Quick question when did you start yours? Thanks!

[@Dividendology]

I started around 12 years ago, but made MANY mistakes starting out that cost me time and money.

[@1075anth160]

@@Dividendologylove that you share all of this!

[@Dividendology]

You are welcome!

[@corollaae8645]

@@DividendologyThanks for sharing. It’s like asking when was the best time to plant a fruit tree? Answer is yesterday!😂 I am looking into this. Your channel was perfect timing for me to find. 2024 was the year I became completely debt free. Twenty years ahead of most in paying off mortgage. Looking at what my next financial goal is.

[@Dividendology]

Awesome! Best of luck!

[@sethpoovey372]

I look forward to this video every month! Great informational video as always!

[@Dividendology]

Awesome! Thank you!

[@crohmer]

How is this informative? He just reads what’s in his portfolio

[@account4info]

@@crohmer Many different investing strategies, this video is more for those of us starting out and still learning.

[@steveburger1497]

Do you use DRIP for reinvesting? Or do you just pick which stocks to reinvest in based off the dividends received?

[@rancellromerov.3395]

I think it would be good to make the daily dividend calendar a heat map which out help the audience spot the high months easier. Also, Some sort of graph that shows how the date in which you can begin to live off dividends changes over time as you make decisions or as the returns are better than expected

[@ILoveTinfoilHats]

You should look at some pipeline companies instead of these covered call hypETFs. ENB and SOBO are both high yield and very safe dividends, both posed to do very well from US and Canadian oil policies in 2025.

[@Tegneaufreak]

Your audio is not good on normal speakers. Very bassy. You should take some bass out of the audio.

[@aaad01]

Invested in NVDY and YMAX in early December....been a falling knife. So disappointed. Who cares on the few dividend dollars received when the freaking stock drops. Would take me a full year of dividends to make up on the stock loss. LIVE AND LEARN

[@Dividendology]

Yeah. That’s what happens with those funds. Healthy companies grow their dividend payments.

[@MasterHarryGaming]

i’m primarily a dividend investor looking for long term growth, i’m stuck between SCHD, VICI, and AMLP - the high dividend on AMLP makes it very tempting but SCHD seems like it may be a safe choice that has a strong growing yield

[@rustypotatoes]

for your portfolio do you use interactive brokers?

[@Dividendology]

I have my investments across multiple brokers, but interactive brokers is one of them!

[@MeatStickCrank]

Doing the lords work my guy

[@DividendDreamer]

My favorite part is how the value is lower this month yet the PADI is higher 😂

[@Dividendology]

Great point!

[@medavide1449]

What brokerage do you use to trade?

[@Dividendology]

I use multiple but have using interactive brokers lately. Link in description.

[@account4info]

My IRA has half the amount and is generating $12,629 a year in dividends. The trick is to find companies that have had steady, reliable dividend payments, even when the market conditions were bad. Past performance is no future guarantee, but if you couldn't do it then I don't have faith that you'd be able to do it in the future is how I see it.

[@Dimrain13]

I like that you put this content out. I check in on it from time to time. While its not my preferred way to invest its a good place to see how I could be using money that isnt needed yet. For example say I have 150-300k that I plan to invest in flipping properties, if you have the option to make money while you wait for the deals to come along you can double dip as long as you remain relatively liquid. Plus as I scale and have excess funds coming in from different properties we can keep about 10k per property in cash and the remainder flowing into stocks to increase the yearly return. As I eventually scale out of real estate this would be a good way to reach my 5mil net goal faster.

[@darthvader_007]

Why no QYLD for dividends?

[@Dividendology]

Net asset value will deteriorate over time and dividend payments have a high likely hood to decrease over time as well.

[@j.n.8745]

When you DCA purchase for SCHD or any other ETF, how do you select the purchase within each month? Thks

[@danipod2000]

Hi from Spain! Good video but I’m wondering what happens with the Taxes you have to pay when you receive your dividend payments. Can you reinvest them without paying taxes? Thanks!

[@ProduceTim]

What platform do you invest on? Fidelity, Charles Schwab? Or another one? I’m currently on M1 and have my Roth IRA on fidelity

[@xxxxsha]

Do you have mortgage or paying rent?

[@Dividendology]

Rent

[@evadeanu1]

I love your spreadsheets

[@Dividendology]

thanks!

[@bobbylee4431]

Always look forward to your videos man. Would it be possible to get your thoughts on covered call dividend ETFs like JEPI and JEPQ, and why you hold more SCHD over these? Thanks!

[@Dividendology]

Thanks! I covered SCHD in this video recently: kzbin.info/www/bejne/pWGkdK2VntR_epY I plan on making a video on covered call ETFs soon.

[@bobbylee4431]

@ amazing thank you. Good luck in 2025.

[@COFFEEKlNG]

What do you think of FAST as a dividend stock?

[@rencycookingandmore2348]

For now I invest also on growth stock like sofi, pltr and soun, hopefully they grow as well 🙂

[@ryansanchez5673]

I am extremely grateful for your openness on your portfolio! Thanks, dude

[@Dividendology]

I appreciate that!

[@FlightRisk2010]

Is your cash just sitting in the brokerage or are you using a money market?

[@vestedinterest2021]

Great job, appreciate the content. Keep staking that passive income and let time do it's thing.

[@GettySpaghetti33]

Do you have this money in a retirement account or in a cash account?

[@YoutubeFEEN]

Broadcom still a buy after such a crazy month? ill have to dig in

[@zm8242]

46% on ETFs? JEPI and SCHD?

[@Pepe-i7w1y]

How much do you usually invest in a month?

[@vegar1tube]

Excellent achievement! Looking forward to viewing more of your content 💯👍🏼

[@Dividendology]

Thank you so much!

[@mjeffers8988]

Is there a reason why you want to keep your holdings to around 25?

[@coreygonzalez8734]

Hey brotha, so I would like your honest opinion about dividend investing. I primarily invest into 5 etf's (VOO, SCHD, VGT, SCHG, and QQQM) with similar weighting but most in VOO and SCHD. I was comparing the performances of the other main dividend-related ETF's including DGRO, VYM, VIG to my SCHD position. Seemed as almost every all of them outperformed SCHD on most timeframes going out as far as 5 years. If you were to prioritize these in order most attractive for a long-term portfolio 20-30 years out bearing in mind both growth and value, how would you do it? Would you still choose SCHD as preferred dividend-based fund considering your investing time horizon? Thanks in advance for the joy and foundation to investing you bring to the table each and every week!

[@rssharma9]

Loved your video. You are a very good dividend growth investor.

[@Dividendology]

I appreciate that!

[@BenjaminHansen]

Good job!

[@PeytonDLifts]

What pays more right now, your dividends or your KZbin channel 😂?

[@TheYaq]

i guess yt

[@jacobfreeman5054]

At this time I’d say problem dividends but idk he is in finance so he get paid higher per view then say a vlogger but I think he needs millions of views to compete financially

[@asphaltandtacos]

I recently added SBUX MO HRL I will be adding UNP at some point this week with VIG as another consideration

[@hugosalvador3207]

Hi, How much do you pay in tax to the U.S. government when you declare dividends? If you receive for example $1000 in dividends from Altria, how much is the fee?

[@Dividendology]

It will depend on many factors, but in some cases can be $0. This video explains: How to Pay $0 in Taxes on Dividends! kzbin.info/www/bejne/n5rLdKudZ7mWqNE

[@hugosalvador3207]

I'll take advantage of your availability to ask one more question: being European, Portuguese, here all dividend profits are taxed at 28%, and more than 90% of my positions are American, I'm taxed in the States, and then here. Does it make sense to persist with this dividend strategy that I started 4 years ago?

[@blwoods21]

Kudos for growing your portfolio from $10k, 3 years ago to over $205K. Any chance of you stating your retirement date and showing tracking to be ahead, on track or missing?

[@sxnnyskys7544]

You are great! Love your info and knowledge! Thanks for sharing !

[@InvestingWithReagan]

In retirement, living off div. income is the dream!

[@ddubsr5886]

Dude how are you living off $5000 15 years from now? I can’t even live off that now. Are you living with your parents for the rest of your life?

[@ddubsr5886]

Not to mention you still have $2500 in monthly contributions after your retire date so how are you going to make $5000; contribute $2500 and live off $2500?

[@checkbox.entertainment]

At that point his portfolio would be worth around 2m then you start selling off 4% per year, brings the monthly up a good bit. By that time you'll probably have a paid off house/car which brings your monthly down significantly.

[@andrewdc1]

I wish I could invest $2500/month. This year I will be focusing 90% of my extra cash on paying high-interest debts and use the last 10% to invest. Starting next year I will be in a better place to invest heavily.

[@morrismonet3554]

Actually, pretty low yield from a dividend portfolio.

[@Dividendology]

Yes. As discussed in the video, the focus is dividend growth right now as it pays more over the long term.

[@Returnofthejedi2000]

Great job …congratulations on a great year you strategy is starting to pay off…I’m on the other side with high yield plus two growth Etfs I also had an amazing year minus December epic disaster…this should be another record breaking year for us …take care

[@Dividendology]

Best of luck!

[@joshmansfield5330]

I was wondering what your thoughts are on how a 401k/roth fits into all of this? Do you still recommend contributing to those even if your retirement plan is to live off dividends?

[@mattnemeth1333]

Yes and yes. You want all 3 even if you plan on retiring early. Its impossible to beat a 401k match and you cant beat roth dollars later.

[@joshmansfield5330]

I definitely plan on getting that company match maxed out, but would you still recommend to max out your 401k contributions for the year, or do you think that money would be better off in dividend stocks?

[@mattnemeth1333]

@@joshmansfield5330 depends on what your goals are. I cant tell you what would be best for you

[@TrentMorris-o4o]

Stop buying so many stocks. Just split your portfolio between OEF and VT. This will outperform over time

[@WealthyChronicle]

Broadcom up 360%-is that luck, skill, or just patience paying off?

[@IvanIsailovski]

Your audio is very base heavy. Please improve it.

[@grahamwatkins9460]

Bass

[@greggalexander5913]

Most people can’t do this because your plan requires starting with a lump sum nest egg of $200,000 and then buying over $100 of stocks each and every day the market is open, $2,500 per month. Most people are lucky to end up with $200,000 AFTER 40 years!

[@Dividendology]

I started at $0. Most will start at $0. Achieving this does not require a lump sum to start, or even $1,000 monthly contributions. Getting started and being consistent is most important!

[@karlbe8414]

You are missing MAIN, ARCC and SCM...and IRM !

[@yourfellowman11]

Dividend growth investors don't like BDCs or REITs precisely because of the higher yields

[@LGM2000x]

Pfizer is an AMAZING div play right now. 6.5%!

[@Dividendology]

Made a video on Pfizer recently: Pfizer is at a DECADE LOW! | Pfizer (PFE) Stock Analysis | kzbin.info/www/bejne/i5W7g4CwhNJqrrs

[@followthewhiterabbit8561]

You can't cash out your divididend. That's the catch. You're basically stuck holding it forever until you sell the stock. Thats how they trap you.

[@collinlueckenotte3746]

Unless you want to pay taxes you can cash out

[@eldersprig]

what are you talking about? You pay taxes on the dividends irregardless of reinvesting the dividend or not. By next to last section of the video, in 14 years (assuming he doesn't increase his monthly contribution) the portfolio will produce enough money to give him a living wage.

[@collinlueckenotte3746]

@@eldersprig Yea sorry buddy I was referring to Roth IRA.

[@collinlueckenotte3746]

@@eldersprig in which your able to withdraw tax free after 59 1/2. As well as you arnt getting taxed for reinvesting dividends before 59 1/2. Hope this helps.

[@user-ju9fv2om6o]

Sell UNH

[@FreshMahogany]

Was 216k. Something went down 😅

[@Dividendology]

Yep! The entire market did 🤷

[@chiefetwful]

❤

[@mehdi8891]

You should consider HDIV 11,3% yield.. !

[@ILoveTinfoilHats]

No you shouldn't. It's all risk no return. You'd have been better off buying SPY and selling 1% a month.

[@TheSmokin419]

I also have exacly 205k in my portfolio 😂

[@idiocracyishere4531]

You need at least 1 more zero for anyone to care.