How This Advertising Analyst Spends Her $80K Salary | Honest Accounts | Glamour

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Glamour

Glamour

Күн бұрын

We asked a senior analyst at an advertising company in NYC with a $80,000 salary to break down everything she spends money on in a month.
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How This Advertising Analyst Spends Her $80K Salary | Honest Accounts | Glamour

Пікірлер: 516
@Michelaalis
@Michelaalis 6 жыл бұрын
I'd love for there to be a video of a woman and a man with the exact same salary, living area etc to see how they spend their salaray side by side
@stuffykong
@stuffykong 6 жыл бұрын
+1 to this, big time!
@megawar6259
@megawar6259 5 жыл бұрын
This
@Aura000
@Aura000 5 жыл бұрын
Oh that'd be so cool!
@Ronniethegoblin
@Ronniethegoblin 5 жыл бұрын
Exactly.
@taresy6789pp
@taresy6789pp 5 жыл бұрын
Men will spend all on booze woman and casino lol
@financedan
@financedan 6 жыл бұрын
I like how the first part of each of the videos is organized "Rent, utilities, savings, etc" but then the bulk of the video is just listing random expenses that they have. I think it would be better if they started with all the major buckets: rent, savings, groceries, drinks, restaurants, recurring bills, entertainment, travel, etc and then dug into it that way.
@frisbeeeater
@frisbeeeater 5 жыл бұрын
Daniel Stefan 100% agree. At least tally these miscellaneous expenses into some type of organization. I don’t get the point
@amyelr
@amyelr 5 жыл бұрын
Totally agree. Like ok, you spent $9 on an Uber. But how much are you spending on Uber/taxis/subway for the month? I know what I spend on my car, gas, etc; and it would be more interesting to be able to compare. Listing every transaction gets boring.
@hzewdie597
@hzewdie597 5 жыл бұрын
This should be top comment, hope the producers see it!
@rozerahim8133
@rozerahim8133 6 жыл бұрын
I don’t even blame her for eating out often because she has the means to and living in nyc myself, there are SO many good restaurants and it’s one of the best experiences to go with friends and family!
@mch3rro
@mch3rro 5 жыл бұрын
Why would anyone blame her? It's her money..
@rozerahim8133
@rozerahim8133 5 жыл бұрын
Mathilda Lando you clearly don’t read the comments on these videos then 😂
@mch3rro
@mch3rro 5 жыл бұрын
@@rozerahim8133 lol yours is top comment so I hadn't seen the other ones but I see what you mean now 😂
@rozerahim8133
@rozerahim8133 5 жыл бұрын
Mathilda Lando yeah it’s so weird! Happens in all the videos I see posted about this topic
@kimngo1686
@kimngo1686 5 жыл бұрын
she actually doesn't have the means if she did she wouldn't have student loan debt she wouldn't have took out a loan for dental her 401K would be much beefier and her savings account would have a Year's worth of income in it.
@hollyosima6271
@hollyosima6271 4 жыл бұрын
25 Y/old & shes a SENIOR analyst with an almost 6 digit salary! Wow. At 25 I just got into grad school still struggling to find a job lol..
@haroonfunny94
@haroonfunny94 4 жыл бұрын
lol dont compare her age with yours, compare the time in the workplace....you'll get there in a few years!
@AB-ps4ob
@AB-ps4ob 3 жыл бұрын
You make me feel good about myself lol
@Fundippsoyeah
@Fundippsoyeah 6 жыл бұрын
I think it would be more interesting to hear how people spend their money in any place that isn't a major city. I feel like city people spend way more money than other people.
@VicFig1
@VicFig1 5 жыл бұрын
I would love to see it in other areas and with people who don’t have “white collar” jobs.
@billyseyelash
@billyseyelash 5 жыл бұрын
I live in a major city and outside of my exorbitant housing costs and utilities, I only spend $600 on food and everything else.
@rogers5622
@rogers5622 5 жыл бұрын
Alexi Buzzfeed and refinery29 do stories on people in other areas.
@jasminevaladez6334
@jasminevaladez6334 4 жыл бұрын
yes but not all of us are like that. This girl spends waaayyyy too much money for her salary lol
@ryanfield431
@ryanfield431 5 жыл бұрын
Money to spend - $1,950. Money spent - $2,770. This is an example of what not to do, people.
@CommandoMaster
@CommandoMaster 5 жыл бұрын
Way too much spent eating out and on random things. People need to learn to save and only buy things when the really need it and for a good value/price.
@PorkBoy69
@PorkBoy69 5 жыл бұрын
@@nayemalaboni8318 How is having negative money every month okay
@rosetenthrine2983
@rosetenthrine2983 5 жыл бұрын
Laboni no, she does not make $7k a month. And what if tomorrow she’s out a job? You should never spend more than you make
@climberis1
@climberis1 5 жыл бұрын
Laboni she makes 80k... she doesn’t make 100k so she doesn’t make 7k a month. Plus taxes. Please don’t be her, you will never retire
@XxKiDCuDiFTWxX
@XxKiDCuDiFTWxX 4 жыл бұрын
Her person savings should be way higher than 500 a month. Smh
@IshanAli
@IshanAli 6 жыл бұрын
I really want to see what a millionaire does with there money
@jujubees
@jujubees 6 жыл бұрын
*their
@NickVetter
@NickVetter 6 жыл бұрын
Millonaires dont spend as much as you think unless it is to save or make more money
@mavikanzuonkwelle366
@mavikanzuonkwelle366 6 жыл бұрын
Ishan Ali same
@cato451
@cato451 6 жыл бұрын
I’m a millionaire. My housing cost is more because I live in paradise, but I drive a 15 year old SUV, I rarely eat out, and I invest a huge percentage of my income. My only indulgence is old scotch whisky but I purchased most of it many years ago.
@takwaageel5384
@takwaageel5384 6 жыл бұрын
millionaires probably spend their money on investments
@emmawickman1196
@emmawickman1196 6 жыл бұрын
I’m quite chocked that she only saves 500$ a month. She could save so much more money and still live a luxurious life.
@jesusfreak1095
@jesusfreak1095 6 жыл бұрын
for real; I make
@emmawickman1196
@emmawickman1196 6 жыл бұрын
I save 1,200 every month and I make a LOT less than her. I think this is a perfect example on how NOT to take care of your money, I have also been that shopaholic person but I would never at that point in my life make a video on how I spent my money since I felt bad about my habits. I think Glamour should lift more balanced examples so that young men and women won't get inspired in the wrong way... She also needs to save money so if she ever loses her job she has a cushion.
@watchmesave4912
@watchmesave4912 6 жыл бұрын
@@jesusfreak1095 awesome. Your ahead of the game. Wish I started when I was your age.
@watchmesave4912
@watchmesave4912 6 жыл бұрын
@@emmawickman1196 Thats impressive. I'm going to try to save 1200 a month. I have some budgeting vids on my channel.stop by and let me know what you think.
@emmawickman1196
@emmawickman1196 6 жыл бұрын
I will check it out for sure!
@chiaradamore-klaiman8692
@chiaradamore-klaiman8692 6 жыл бұрын
Only in NYC does a person making a whopping 80K have to live with two roommates in an apartment with cockroaches.
@koek1122
@koek1122 5 жыл бұрын
because in nyc you make relatively A LOT MORE because their revenue is enormously high. you'd get a cheaper appartment but also a much lower income in other cities
@HAMID___
@HAMID___ 5 жыл бұрын
😂😂😂
@conniethehoarder
@conniethehoarder 5 жыл бұрын
Her rent is so cheap
@12245Fred
@12245Fred 5 жыл бұрын
sf too... 80k will barely get you by and state tax is higher too on your wages.
@jasminevaladez6334
@jasminevaladez6334 4 жыл бұрын
80k is not a big salary though
@t0nyxgq
@t0nyxgq 5 жыл бұрын
To Spend: $1950 Total Charge: $2770 Networth at the end of the month: N - $820 (where N is her networth last month)
@ionaf9
@ionaf9 6 жыл бұрын
How tf is she spending $500 per month on utilities??!
@angelafigueroa949
@angelafigueroa949 6 жыл бұрын
iona maybe she splits it with her roommates
@carnival30
@carnival30 6 жыл бұрын
Yeah thats what im wondering
@MissMBA
@MissMBA 6 жыл бұрын
Im thinking she is adding cellphone and cable in there along with the electricity, gas and maybe water bills.
@SummerxKim
@SummerxKim 5 жыл бұрын
MissMBA but how is she paying the whole thing herself
@queennessy1738
@queennessy1738 5 жыл бұрын
@@SummerxKim well she does make 80k a year, an average American only needs 80k to 90k to live a decent life.
@OmotolaALawal
@OmotolaALawal 6 жыл бұрын
i get so excited when i see these moey diary videos...MORE!!!!
@watchmesave4912
@watchmesave4912 6 жыл бұрын
Me too. I share my budget on my channel. Stop by and let me Know what you think.kzbin.info/door/4nAiCVjZwc8MCZHNrC_KsQ
@marcusvision
@marcusvision 6 жыл бұрын
80k a year... and you can't pay off 2k!?
@letrice2892
@letrice2892 6 жыл бұрын
That was my thinking as well
@WatchUrMouthBritt
@WatchUrMouthBritt 6 жыл бұрын
Same thing I was thinking.
@SPDcru
@SPDcru 6 жыл бұрын
maybe she wants to raise her credit score? I've had friends take their time paying a few hundred simply because they needed to raise their score.
@creativeajayskitchen3199
@creativeajayskitchen3199 5 жыл бұрын
Right ....and only $825 on rent? Something is not quite making sense here.
@katicat7580
@katicat7580 5 жыл бұрын
Creative Ajay's Kitchen said she has roommates 😒
@Melch192
@Melch192 5 жыл бұрын
As a young person living in NY I would say my credit card expenses are comparable to hers and a lot of people I know of varying income levels spend a similar amount because of the environment that is NYC. Lots of restaurants, convenience of bodegas and eating out, not owning a car so often ubering. It's better to save more but this lifestyle isn't uncommon.
@watchmesave4912
@watchmesave4912 5 жыл бұрын
So true. Im in NYC as well. Do you budget?I share my budget on my channel. Stop by and let me Know what you think.kzbin.info/door/4nAiCVjZwc8MCZHNrC_KsQ
@thisisnancybot
@thisisnancybot 5 жыл бұрын
I like this woman. She plays bocce, enjoys musical theater, treats out her parents
@Cupcakeprincess85
@Cupcakeprincess85 6 жыл бұрын
She didn’t have to take a $2000 loan for her root canal.. that what your savings is for......
@katicat7580
@katicat7580 5 жыл бұрын
Mari Curls probably had her reasons. Don’t judge
@IncidentalShine
@IncidentalShine 5 жыл бұрын
Credit rating...some people find it easier to take a low interest loan than build back up their savings....
@P0k3D0nd3M4cG
@P0k3D0nd3M4cG 5 жыл бұрын
It's called building credit. You have to take loans and pay them back in order to build credit
@Cupcakeprincess85
@Cupcakeprincess85 5 жыл бұрын
P0k3D0nd3M4cG I know what’s called.....
@vicsosa5703
@vicsosa5703 5 жыл бұрын
@@P0k3D0nd3M4cG You build better credit when you pay it off quicker. Seems like she isn't even trying even tho she can.
@sinnypee
@sinnypee 6 жыл бұрын
Can you do a Money Tour for a college student
@watchmesave4912
@watchmesave4912 6 жыл бұрын
I share my budget on my channel. Stop by and let me Know what you think.kzbin.info/door/4nAiCVjZwc8MCZHNrC_KsQ
@99niaalice
@99niaalice 6 жыл бұрын
No money to tour 😂
@sabrinaprevost2868
@sabrinaprevost2868 5 жыл бұрын
As a college student that has two jobs, I would love to share how I spend my money
@Knoxus99
@Knoxus99 5 жыл бұрын
I don't think of traditional college students when I think of Glamour magazine. But maybe I think that because I'm an adult and I like hearing about full time working people.
@kwii22789
@kwii22789 5 жыл бұрын
$800 rent $2000 drinks income - daddys money
@Rmcm1984
@Rmcm1984 5 жыл бұрын
To be honest I don’t even consider my 401k when referring to my savings. Can’t really touch it without getting penalized
@antwto8784
@antwto8784 6 жыл бұрын
Drinks, restaurants and taxi rides - shes essentially Carrie Bradshaw.
@NiaNiaFoFia
@NiaNiaFoFia 5 жыл бұрын
I would've loved to see Carrie do this
@antwto8784
@antwto8784 5 жыл бұрын
Nia N right cos I'd love to know what Carrie's salary is. she must have been getting paid a fortune to be a newspaper columnist
@steph903
@steph903 5 жыл бұрын
There’s a WHOLE LOTTA Carries in NYC
@rogers5622
@rogers5622 5 жыл бұрын
ant wto and Carrie had no money to buy her apt either because of outrageous fun expenses.
@BagsNBaguettes_327
@BagsNBaguettes_327 5 жыл бұрын
Who was broke!
@Crystaladora12
@Crystaladora12 6 жыл бұрын
I lovvvveeee these, shoutout to glamour! It’s time we have healthy discussions about money
@onebraincellleft2563
@onebraincellleft2563 6 жыл бұрын
Do a school teacher!
@lizjones9271
@lizjones9271 6 жыл бұрын
I’m at teacher and I make $85k a year. I’m 25 too. Teachers always earning low salaries is a stereotype. Especially if you live in the northeast...we get paid really well. Don’t settle for a low salary and don’t be afraid to move to get what you deserve.
@JRENT209
@JRENT209 5 жыл бұрын
Liz Jones how long have you been teaching??? I’m in my second year and I make about $30k less than that lol
@antoniavalderrama7365
@antoniavalderrama7365 5 жыл бұрын
Liz Jones maybe it depends where you are? I’m 30 and in my 7th year teaching and I make 90K, but it’s not that much money considering I live in the Bay Area.
@jacquelinele9170
@jacquelinele9170 5 жыл бұрын
@@lizjones9271 I don't know any 25yo teachers that make that much.. I only make 55k. Where do you teach?
@lizjones9271
@lizjones9271 5 жыл бұрын
Bella Maria public school salary schedules are public information all over the country. Google is your friend.
@dirtyponyxx
@dirtyponyxx 6 жыл бұрын
Personally, this has been the best video of this series so far! As a college student that has taken out loans it was nice to see her paying off loan debt and still living a decent lifestyle.
@misseimear
@misseimear 6 жыл бұрын
I👏👏👏LOVE👏👏👏THESE👏👏👏VIDEOS👏👏👏 KEeep slaying queen
@indiaxlovee
@indiaxlovee 6 жыл бұрын
yasssss
@watchmesave4912
@watchmesave4912 6 жыл бұрын
Me too.I share my budget on my channel. Stop by and let me Know what you think.kzbin.info/door/4nAiCVjZwc8MCZHNrC_KsQ
@holyshiet787
@holyshiet787 5 жыл бұрын
Why *doesnt clap* are *doesnt clap* you *doesnt clap* clapping *doesnt clap* ???
@danajohnson3910
@danajohnson3910 6 жыл бұрын
I really appreciate this, so can we view someone who lives in a smaller city?
@umt6429
@umt6429 6 жыл бұрын
25 yo with 80 k I'm so inadequate
@catkasimir
@catkasimir 5 жыл бұрын
I don´t see it that way. She spends more than she makes. The video stated that she had about 1900 dollars left over but the creditcards added up to over 2800 dollars. If you make less, but live within your means, it is always the better deal thatn making a lot but spending more than that.
@heykelly
@heykelly 5 жыл бұрын
Lol right? The amount she has left to spend at the end of the month is the amount I earn in a month.... I'm 26
@investedfemelle7564
@investedfemelle7564 5 жыл бұрын
Shuhel Chowdhury im tellin u
@pdiddy96
@pdiddy96 5 жыл бұрын
all these young people in these videos are really well paid, I’m suspicious
@rogers5622
@rogers5622 5 жыл бұрын
um t right. I am about to send my resume out 😂
@kimberlyrios3718
@kimberlyrios3718 5 жыл бұрын
Honestly the BEST one, if I had her kind of budget... my foodie dreams would come true. She's right about NYC having the best food
@Mikayla320
@Mikayla320 6 жыл бұрын
If I made $80K per year, I would not be living with roommates
@SwaggMyShezam
@SwaggMyShezam 6 жыл бұрын
In New York, you need to make at least 150-200k to confidently rent your own place. Unless you would like to waste 80% of your income on rent....
@stephanier1000
@stephanier1000 6 жыл бұрын
she smart though. More money to travel!
@umt6429
@umt6429 6 жыл бұрын
Not if you were living in ny or any other equivalent city
@iamkid_a
@iamkid_a 6 жыл бұрын
lol... nope. you could do it but you would waste all your disposable income
@creativeajayskitchen3199
@creativeajayskitchen3199 5 жыл бұрын
Exactly....her logic seems off here. Why can you only afford $825 when you’re making $80 K?
@nicelookash
@nicelookash 6 жыл бұрын
I actually want to see a man in the next episode
@derranlawston4052
@derranlawston4052 6 жыл бұрын
Ashli Tatum they would spend so much less 😂😂😂
@colorfulcodes
@colorfulcodes 6 жыл бұрын
Women's magazine but maybe if you all push enough
@janebaker4912
@janebaker4912 5 жыл бұрын
Bit tired of seeing people ask this. Just let us women have this one . Come on
@taryn.b
@taryn.b 5 жыл бұрын
@@janebaker4912 is that what you call equality?
@janebaker4912
@janebaker4912 5 жыл бұрын
@@taryn.b yes! That is equality! We get so much on men this evens it out. Finance isn't only for the guys
@JonomarJonomar
@JonomarJonomar 6 жыл бұрын
Anyone else notice how she pays about 38 percent in taxes which is about $30,000!! I’m in Georgia i Pay just under 23 percent for the same salary! It’s crazy how much ny taxes are!
@Geminipasta
@Geminipasta 6 жыл бұрын
Gang Gang I was thinking the Same thing! I live in Washington though so I only have federal taxes taken out. Our sales tax is around ten percent though, but food and rent isn’t taxed.
@MissMBA
@MissMBA 6 жыл бұрын
Taxes in NY are higher than where you live but the difference between her gross and net pay are not only NY taxes. Federal,social security, Medicare and unemployment taxes along with what she lets her employer withdraw for her 401k, health insurance and perhaphs even commuter benefit should also be considered.
@MacMac548
@MacMac548 5 жыл бұрын
Her 401k and Roth IRA also affect her net income
@scotchy451
@scotchy451 5 жыл бұрын
as a Washington resident yes you pay taxes on rent you just don't know it. your landlord is factoring in property taxes into your rent. also people think king county has high property taxes, not compared to some places in the country.
@fifabob99
@fifabob99 5 жыл бұрын
Here in Germany we pay 45%... I‘m jealous now
@jip230
@jip230 5 жыл бұрын
I love these videos too, but I feel sadly that people see this as an opportunity to criticize other people's spending. If you're not getting up each morning and getting out there to grind and bring in the income, you have no right to criticize the financials of others. This young woman is living her best life, handling her obligations and contributing to society but thats not enough for some people. Ask yourself why you feel so compelled to criticize the financial choices of other people
@cartoonexpert8764
@cartoonexpert8764 5 жыл бұрын
rlp230. Comparing is not criticizing and even if they are thats why its put on here to use this as an example to some what to do and what not to do. Doesn't matter if their not getting up and making the money themselves anyone can say what they would or wouldn't do with that amount of money. Like some would pay of student loans and others wouldn't. I think they put it on here so we can explore what we would do in their shoes
@oliviaharlow3866
@oliviaharlow3866 6 жыл бұрын
I seriously love this series
@watchmesave4912
@watchmesave4912 6 жыл бұрын
Me too.I share my budget on my channel. Stop by and let me Know what you think.kzbin.info/door/4nAiCVjZwc8MCZHNrC_KsQ
@hipnhappenin
@hipnhappenin 6 жыл бұрын
Keep these up! I was bored and was gonna watch an old budgeting video but I saw a new video was posted!
@sv-bd5em
@sv-bd5em 5 жыл бұрын
25 years, 80k in advertising? I have a PhD in engineering and I make less than that wtf am I doing wrong
@redfill68
@redfill68 5 жыл бұрын
all in perspective. new york is hella expensive. the average salary in NY is around 70k. So as a phd you can do the math...
@usmanhasan2540
@usmanhasan2540 5 жыл бұрын
I have a BS in engineering and make 80k in a low cost of living area, you might not be looking at the right jobs.
@cato451
@cato451 6 жыл бұрын
$825 rent in New York City??? Even with roommates that seems very low. Still she is young and hasn’t realized yet she is spending like she is making $250k a year.
@bhlank
@bhlank 6 жыл бұрын
i agree the overspends
@Mikayla320
@Mikayla320 6 жыл бұрын
Technically she pays $1325 because she pays for utilities
@alixmccanlies4469
@alixmccanlies4469 6 жыл бұрын
I honestly can't believe her utilities are $500. I also live in New York and live in a two bedroom with my boyfriend and my utilities is never over $130 and my rent is more than hers but I still pay less per month in total than her. $500 is excessive
@schoolgeek2b
@schoolgeek2b 6 жыл бұрын
@@alixmccanlies4469 I'm guessing utilities include internet, her phone, water, gas, electricity etc.
@alexandramccanlies662
@alexandramccanlies662 6 жыл бұрын
Nora no i understand and my utilities don’t come anywhere close to $500, for gas, electricity, heat and hot water, and phone bill
@Pat097
@Pat097 6 жыл бұрын
I love this series, thanks Glamour! 💗
@gnoelle6116
@gnoelle6116 6 жыл бұрын
Love this. Great to see a 25 year old treating her parents.
@leehuynh8470
@leehuynh8470 6 жыл бұрын
We need more videos like this. Extremely entertaining.
@Go_Boltz89
@Go_Boltz89 5 жыл бұрын
“ it’s not how much you make thats important, but how much you keep.”
@amilzd8060
@amilzd8060 5 жыл бұрын
Very realistic figures; and not just for NYC. It’s expensive living anywhere in U.S now. Love these videos!
@ppoppoiop6336
@ppoppoiop6336 3 жыл бұрын
"Budget conscious"??? These videos drive me insane
@asmijain2695
@asmijain2695 3 жыл бұрын
Ikr!! How come they don’t know how to handle money?!
@KS-cl8br
@KS-cl8br 6 жыл бұрын
Invest 25% for retirement and then live as you like at $80k no excuse not to
@dshamie_
@dshamie_ 6 жыл бұрын
How is going by taxi that cheap? It's so expensive in Germany.
@japanesecheid4072
@japanesecheid4072 6 жыл бұрын
Naja dafür kostet so ziemlich alles andere hier viel weniger. Wir müssen ja beispielsweise kein Geld für Bildung zahlen
@kino166
@kino166 6 жыл бұрын
I love this series, it’s so nice to dive into the life of another person
@erincaimille
@erincaimille 5 жыл бұрын
$80,000 a year and her monthly take away is $4000 after taxes - that is insane to me! I guess you get some back in a tax return but still, it’s too close to half for me
@xdozie
@xdozie 5 жыл бұрын
I'd love to see this series done with more people outside of newyork
@gnocchicito
@gnocchicito 5 жыл бұрын
Girly I do all my dental procedures in Colombia.. you end up paying about 25% of what you would pay here.
@CommandoMaster
@CommandoMaster 5 жыл бұрын
$2270 total expenses with $1900 a month budget. Another person in debt because of too much spending.
@frannypie.
@frannypie. 5 жыл бұрын
i LIVE for these
@watchmesave4912
@watchmesave4912 5 жыл бұрын
I share my budget on my channel. Stop by and let me Know what you think.kzbin.info/door/4nAiCVjZwc8MCZHNrC_KsQ
@irisxkae
@irisxkae 6 жыл бұрын
She took out a dental loan but makes 80k lol
@mountain-view310
@mountain-view310 6 жыл бұрын
Iris Kea I know right..
@P0k3D0nd3M4cG
@P0k3D0nd3M4cG 5 жыл бұрын
It's called building credit
@vicsosa5703
@vicsosa5703 5 жыл бұрын
@@P0k3D0nd3M4cG It's called being dumb. She can build credit by just applying for a credit card and using it to pay off everything she pays for. Then pay it off at E.O.M
@P0k3D0nd3M4cG
@P0k3D0nd3M4cG 5 жыл бұрын
@@vicsosa5703 why tho? I just replied to ur other comment
@GoogleAccount00
@GoogleAccount00 5 жыл бұрын
😂🤣😂
@funshinerainbow
@funshinerainbow 5 жыл бұрын
If she gets 4k a month after taxes, then she's only making $49,000 a year. Is she seriously paying $31,000 in taxes?
@euenfheiejrj
@euenfheiejrj 5 жыл бұрын
Yep. You have to remember theres a NY city and NY state tax which in total is approx 10 percent
@overnightclassic2
@overnightclassic2 5 жыл бұрын
wow your math is bad. 12*4000 is 48000.
@vizx8574
@vizx8574 3 жыл бұрын
@@overnightclassic2 , in the starting of video the net salary per month is 4,130$ . She used the approx value , bit still arrived at the correct result . 4,130 * 12= 49,560
@folklorelover13
@folklorelover13 5 жыл бұрын
Chop’t Salads! YASSSS! 🙌🏻😍🙌🏻
@eliri412
@eliri412 5 жыл бұрын
Only 21k savings with that kind of salary? I don't know how expensive is living in NY, but she is not saving at all and she is a senior analyst!!
@aryangupta1971
@aryangupta1971 4 жыл бұрын
Fun fact You didn't search for this
@xaudxbeachxmusicx
@xaudxbeachxmusicx 6 жыл бұрын
I love these so much please do more!!!
@gillyuk1013
@gillyuk1013 5 жыл бұрын
Is she paying interest on a dental loan when she has money to clear it in her savings?
@nicholasbosco8811
@nicholasbosco8811 Жыл бұрын
They should make more of this kind of video
@GenK1991
@GenK1991 6 жыл бұрын
Wow i have more than her between savings/roth and 401k and make less living in NYC. 25 years old
@Alex-ii9sp
@Alex-ii9sp 5 жыл бұрын
Fr. She could save way more and be trying to knock out her student loand quick. She said she travels a lot to Colombia and I'm assuming she didn't count that budget toward her savings?
@madeline5175
@madeline5175 5 жыл бұрын
She wants to be rich in retirement, but she's spending a ton of money on BS like eating out? This lady needs a reality check.
@girlyguru3345
@girlyguru3345 6 жыл бұрын
I would absolutely love to see a video like this but where they are married with children!!
@nkeng1
@nkeng1 5 жыл бұрын
Has an emergency fund but doesn’t use it for the dental emergency...
@vicsosa5703
@vicsosa5703 5 жыл бұрын
Why does she pay $200 of a 2k loan? She has 2k spending money per month why not drop 1k on it and pay it off quicker?
@michab3697
@michab3697 5 жыл бұрын
80 grand is an insane amount of money for a 25 year old. At 30 I've never come close to half that, and I can't imagine being so bad with my money that I can't put down 2k for a medical bill if needed. WTF is the deal with the dental loan?
@TB-rx1ue
@TB-rx1ue 5 жыл бұрын
Thank you for the video! I think she’s doing quite well for someone who is 25. And I’m sure a lot of those expenses are just a single female life in NYC. I’m glad to see that she’s treating her parents too and isn’t just all saving/spending on herself.
@jasminewilliams8707
@jasminewilliams8707 5 жыл бұрын
I'm curious what that poster looked like
@junaidkhan-in5il
@junaidkhan-in5il 6 жыл бұрын
Why are people blowing their money away. It's a much smarter idea to aggressively save in your first years of your life become debt free and invest before 30 so you can have mini retirements. People are financially illiterate these days and I don't know if it's the schooling system or parents to blame
@GoogleAccount00
@GoogleAccount00 5 жыл бұрын
junaid khan 🎯🎯🎯🎯
@LaraM2424
@LaraM2424 5 жыл бұрын
thats what im saying! like id rather struggle a little and save while im young, so that i know i can live the life i want in a few years. my parents did the same thing, they were the stingiest people in the world for like the first 10 years they were married, and now they're extremely well off
@junaidkhan-in5il
@junaidkhan-in5il 5 жыл бұрын
@@LaraM2424 simplest advice I can give you eliminate debt, live below your means and invest early. You'll do well love. I'm personally looking to semi retire before 30 and travel 3 months out of the year which I'm on track to do. The odds weigh heavily in your favour if you start early. Your parents were smart but I'm sure larisa you'll be smarter
@bhaddassbre
@bhaddassbre 5 жыл бұрын
Hint Hint, I’m down to show how I spend my paycheck as a full-time college student, w/o loans 👀 got to teach my college bros n sis how to save a lul something
@elainaryan88
@elainaryan88 6 жыл бұрын
I LOVE this videos!
@lindsaylindsay4884
@lindsaylindsay4884 6 жыл бұрын
25 making 80k. Living the dream
@P0k3D0nd3M4cG
@P0k3D0nd3M4cG 5 жыл бұрын
Srsly, what do u ppl do???
@bratmari
@bratmari 5 жыл бұрын
Get a union job. My husband made that at entry level he works in instrumentation. I had a few friends go to school for that, was only a 2 year tech school. But he didn't go, he kind of learned as he went on the job.
@P0k3D0nd3M4cG
@P0k3D0nd3M4cG 5 жыл бұрын
@@bratmari tf did i get a Bachelor's in Bioengineering for. How did you find out about these types of jobs and are they stable?
@overnightclassic2
@overnightclassic2 5 жыл бұрын
in NYC that's not super high. That's the equivalent of about 50-60K in the middle of nowhere, which is the base salary for a lot of technology and engineering job s these days.
@Youtubing5999
@Youtubing5999 5 жыл бұрын
Dental loans are usually interest free for a year so it’s really not a big deal y’all
@matthewfischer4510
@matthewfischer4510 3 жыл бұрын
Graham brought me here
@jaimenickson
@jaimenickson 5 жыл бұрын
80k is good money for one person but if you have kids its so different
@jaimenickson
@jaimenickson 5 жыл бұрын
Shake hir I don't have kids nor am I even 18 but I know what you mean and I agree. My mom gets paid over 150k and she has 3 kids and its not bad tbh I live in a nice neighborhood and I can afford what some kids cant
@zzbb14
@zzbb14 5 жыл бұрын
average american salary is 50k a year. anyone with 80k and is smart with it, is set
@Atombender
@Atombender 5 жыл бұрын
"New York City is the perfect city for eating out" yep, most expensive city too but oh well...
@angelaanaconda55
@angelaanaconda55 5 жыл бұрын
Eek! The spending is mostly lifestyle stuff. She should have much more saved up and not have taken out that loan for the root canal. She needs to live a little more frugally and spend less money eating out. But still good job making that much at 25, I'm 27 and only make 50k...
@SAnderson54
@SAnderson54 3 жыл бұрын
$800 at the Marriot on a split bill!?!? Whewww chillee I guess to each it's own!
@Hannahcheering
@Hannahcheering 5 жыл бұрын
Can you show someone who actualy saves their money?
@foreverlucky75
@foreverlucky75 5 жыл бұрын
I’m not frm the States and am just appalled at how high her income tax is. Almost 40%. With such high tax at her income level and her dental cost is still not covered by government (i tot reason why countries imposes high tax was to give more important welfare benefits like medical) and have to take loan for it..... life is not easy in US....
@ArgUsaIsr
@ArgUsaIsr 5 жыл бұрын
Life is incredibly easy in the U.S
@elizabethfigueroa8440
@elizabethfigueroa8440 6 жыл бұрын
They should do youtubers next!
@ashb89
@ashb89 5 жыл бұрын
Thank you for including taxes
@Ronniethegoblin
@Ronniethegoblin 5 жыл бұрын
I don’t understand why people count 401K and IRA as savings
@DavidinNYC
@DavidinNYC 5 жыл бұрын
$500 on utilities?! That means your month bill for utilities is $1,500 per month?!!!!
@2000Iria
@2000Iria 5 жыл бұрын
Her rent seems low for NYC so she probably pays all the utilities and less rent. 1500 for utilities is insane
@jaggsta
@jaggsta 5 жыл бұрын
exactly sounds like someone not paying unless they got massive water leak.
@chiraine1
@chiraine1 5 жыл бұрын
That dental appointment would have been free in Holland. I can't believe people in the US have to take massive loans to get decent health care.. It's ridiculous
@redfill68
@redfill68 5 жыл бұрын
in germany its even better. I nearly moved to NL (thank god - no). on top of your health care you have to pay seperate for your teeth. e.g. 100 +20 € per month and still the dentist can charge you more money if the surgery is more complicated. total rip off compared to germany!!
@AC-qo8oq
@AC-qo8oq 5 жыл бұрын
But your taxes are crazy high
@wrappedmeupinribbons
@wrappedmeupinribbons 5 жыл бұрын
How do you go to a Trader Joe’s in NYC wait in that long long line and then spend only $10?
@tasniachowdhury8109
@tasniachowdhury8109 5 жыл бұрын
she makes 80K and is still living with roommates in a $800 apt. Then what is the point of even working so much and getting so far if you don't even get a good place to live. She saves 21K++ but doesn't pay off her student loan at once.
@rogers5622
@rogers5622 5 жыл бұрын
If she had to get a 2000 loan for root canals she probably opted out of dental insurance. That type of fee is usually when u are paying out of pocket.
@DsB779
@DsB779 5 жыл бұрын
Budget conscious and buys a 12$ cookie
@nickkingofearth
@nickkingofearth 5 жыл бұрын
$825 on rent in NYC???
@nickkingofearth
@nickkingofearth 5 жыл бұрын
Shake hir So do I and mine’s way more 😩 (and I’m in LA)
@nickkingofearth
@nickkingofearth 5 жыл бұрын
Shake hir No rent is generally cheaper in LA than NYC
@nickkingofearth
@nickkingofearth 5 жыл бұрын
Shake hir No. SF is more expensive than LA and NYC though.
@Lisasplace
@Lisasplace 5 жыл бұрын
why take out a loan if you have the monney in your savings??
@SofieBubbles
@SofieBubbles 5 жыл бұрын
How do you audition for this?
@watchmesave4912
@watchmesave4912 5 жыл бұрын
I want to know too☺
@cooperscreditconsultingint6792
@cooperscreditconsultingint6792 5 жыл бұрын
I would love to know as well!
@VickiPzxc
@VickiPzxc 5 жыл бұрын
I wish they told us their ages! Great series, though
@DrAdnan
@DrAdnan 5 жыл бұрын
25 yo and makes $140k more than me 😂
@Aristaifly
@Aristaifly 5 жыл бұрын
I like her jeans!
@jalo7289
@jalo7289 5 жыл бұрын
I feel bad for all the New Yorkers who make under 100,000k. God bless you keep working hard
@WonderlandBoudoir
@WonderlandBoudoir 5 жыл бұрын
Do they do ppl outside of the NY/DC area? For example, Dallas, while rent is MUCH cheaper here (I pay $1000/mo for a 2 /1 at 900sqft in Downtown Dallas... but I also have a car note + care insurance+ other bills that ppl in NY may not necessarily have...
@AC-qo8oq
@AC-qo8oq 5 жыл бұрын
How’s your rent so cheap in Dallas downtown? I live in Plano in an old apartment and my rent is 950 for a 2 bedroom/ 1 bath.
@ashleygraham6389
@ashleygraham6389 6 жыл бұрын
She eats out wayyy too much
@SimplyySara25
@SimplyySara25 5 жыл бұрын
ashley graham that’s what you do in nyc
@JohnSkyLey
@JohnSkyLey 5 жыл бұрын
@Jessica Hello There is way more fun things to do than eat out that is way cheaper
@caligal1090
@caligal1090 5 жыл бұрын
so many subscriptions loll...she could save a lot if she quit everything except for netflix and the gym aka the essentials (it doesnt seem like a lot of money but it ALWAYS adds up)
@steph903
@steph903 5 жыл бұрын
She can move out and get her own apartment, increase what she’s spending in rent and also increase what she’s putting into her savings monthly. No, she wouldn’t have $1900 to spend after, but I only need about $400 spending money a month to live. Maybe she outta live on that for a bit.
@TheShanShan721
@TheShanShan721 5 жыл бұрын
Where’s the health insurance though in these videos?
@NeVErseeNMeLikEDis
@NeVErseeNMeLikEDis 5 жыл бұрын
500 in utilities that's crazy . N is not split with her room mates since she said I spends 500 not we. Also live in New York n I use alot of electricity (electric stove) bill has never been over 60$ Even if cable, internet, cell, I spend like I 220$
@donnapoolejackofalltrades7827
@donnapoolejackofalltrades7827 5 жыл бұрын
I could not know what to do with that kind of money . WOW that a lot of money . How much is that a month ? Are you broken by the week of the week ? HOW often do you get pay week or every two week ? God bless you
@Celine-dd8nx
@Celine-dd8nx 5 жыл бұрын
She's a senior analyst, and only makes $80K? That too in NYC? She's being shortchanged.
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