How to Avoid Budget Breakers

[@fasteddy3336]

Sinking funds. My sinking funds total 1 and half months income. Emergency fund equals 6 months income probably equals 9 months expenses. I’m retired and my wife’s 2 and 1/2 years from retirement. She will retire in end of July and we will have enough cash to get us until the next year.

[@peardisplay]

i call #2 big bills savings account.